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Note 6 - Allowance for Credit Losses (Tables) | 12 Months Ended
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Dec. 31, 2021
Notes Tables |
Financing Receivable, Allowance for Credit Loss [Table Text Block] |
|  | Year Ended December 31, 2021 |
(Amounts in thousands) |  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total Allowance |
Beginning balance |  | $ | 14,661 |  |  | $ | 8,951 |  |  | $ | 2,570 |  |  | $ | 26,182 |
Cumulative effect of adoption of ASU 2016-13 |  |  | 8,360 |  |  |  | 4,145 |  |  |  | 602 |  |  |  | 13,107 |
Provision for (recovery of) credit/loan losses charged to operations |  |  | (6,949 | ) |  |  | (3,653 | ) |  |  | 2,131 |  |  |  | (8,471 | )
Charge-offs |  |  | (3,431 | ) |  |  | (318 | ) |  |  | (3,025 | ) |  |  | (6,774 | )
Recoveries |  |  | 2,134 |  |  |  | 847 |  |  |  | 833 |  |  |  | 3,814 |
Net (charge-offs) recoveries |  |  | (1,297 | ) |  |  | 529 |  |  |  | (2,192 | ) |  |  | (2,960 | )
Ending balance |  | $ | 14,775 |  |  | $ | 9,972 |  |  | $ | 3,111 |  |  | $ | 27,858 |
|  | Year Ended December 31, 2020 |
(Amounts in thousands) |  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total Allowance |
Beginning balance |  | $ | 10,235 |  |  | $ | 6,325 |  |  | $ | 1,865 |  |  | $ | 18,425 |
Provision for loan losses charged to operations |  |  | 6,583 |  |  |  | 2,760 |  |  |  | 3,325 |  |  |  | 12,668 |
Charge-offs |  |  | (2,769 | ) |  |  | (558 | ) |  |  | (3,296 | ) |  |  | (6,623 | )
Recoveries |  |  | 612 |  |  |  | 424 |  |  |  | 676 |  |  |  | 1,712 |
Net charge-offs |  |  | (2,157 | ) |  |  | (134 | ) |  |  | (2,620 | ) |  |  | (4,911 | )
Ending balance |  | $ | 14,661 |  |  | $ | 8,951 |  |  | $ | 2,570 |  |  | $ | 26,182 |
Allowance for Credit Losses and Recorded Investment in Loans by Segment and Class [Table Text Block] |
|  | December 31, 2020 |
(Amounts in thousands) |  | Loans Individually Evaluated for Impairment |  |  | Allowance for Loans Individually Evaluated |  |  | Loans Collectively Evaluated for Impairment |  |  | Allowance for Loans Collectively Evaluated |
Commercial loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, development, and other land |  | $ | — |  |  | $ | — |  |  | $ | 43,716 |  |  | $ | 528 |
Commercial and industrial |  |  | 724 |  |  |  | — |  |  |  | 171,486 |  |  |  | 1,024 |
Multi-family residential |  |  | 695 |  |  |  | — |  |  |  | 112,852 |  |  |  | 1,417 |
Single family non-owner occupied |  |  | 1,041 |  |  |  | — |  |  |  | 183,283 |  |  |  | 1,861 |
Non-farm, non-residential |  |  | 3,916 |  |  |  | 319 |  |  |  | 714,160 |  |  |  | 9,097 |
Agricultural |  |  | — |  |  |  | — |  |  |  | 9,728 |  |  |  | 218 |
Farmland |  |  | — |  |  |  | — |  |  |  | 17,540 |  |  |  | 196 |
Total commercial loans |  |  | 6,376 |  |  |  | 319 |  |  |  | 1,252,765 |  |  |  | 14,341 |
Consumer real estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines |  |  | — |  |  |  | — |  |  |  | 95,765 |  |  |  | 799 |
Single family owner occupied |  |  | 1,673 |  |  |  | 108 |  |  |  | 647,040 |  |  |  | 7,849 |
Owner occupied construction |  |  | — |  |  |  | — |  |  |  | 17,567 |  |  |  | 195 |
Total consumer real estate loans |  |  | 1,673 |  |  |  | 108 |  |  |  | 760,372 |  |  |  | 8,843 |
Consumer and other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer loans |  |  | — |  |  |  | — |  |  |  | 119,770 |  |  |  | 2,570 |
Other |  |  | — |  |  |  | — |  |  |  | 6,014 |  |  |  | — |
Total consumer and other loans |  |  | — |  |  |  | — |  |  |  | 125,784 |  |  |  | 2,570 |
Total loans, excluding PCI loans |  | $ | 8,049 |  |  | $ | 427 |  |  | $ | 2,138,921 |  |  | $ | 25,754 |
Schedule of Information Related to Purchased Credit Impaired Loans [Table Text Block] |
|  | December 31, 2020 |
(Amounts in thousands) |  | Recorded Investment |  |  | Allowance for Loan Pools With Impairment |
Commercial loans |  |  |  |  |  |  |  |
Highlands: |  |  |  |  |  |  |  |
1-4 family, senior-commercial |  | $ | — |  |  | $ | — |
Construction & land development |  |  | 958 |  |  |  | — |
Farmland and other agricultural |  |  | 2,242 |  |  |  | — |
Multifamily |  |  | 1,614 |  |  |  | — |
Commercial real estate-owner occupied |  |  | 16,717 |  |  |  | — |
Commercial real estate- non-owner occupied |  |  | 3,459 |  |  |  | — |
Commercial and industrial |  |  | 814 |  |  |  | — |
Other |  |  | — |  |  |  | — |
Total commercial loans |  |  | 25,804 |  |  |  | — |
Consumer real estate loans |  |  |  |  |  |  |  |
Highlands: |  |  |  |  |  |  |  |
1-4 family, junior and HELOCS |  |  | 761 |  |  |  | — |
1-4 family, senior-consumer |  |  | 12,494 |  |  |  | — |
Consumer |  |  | 603 |  |  |  | — |
Total consumer real estate loans |  |  | 13,858 |  |  |  | — |
Total PCI loans |  | $ | 39,662 |  |  | $ | — |

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