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Note 6 - Allowance for Credit Losses (Tables)

12 Months Ended

Dec. 31, 2021

Notes Tables

Financing Receivable, Allowance for Credit Loss [Table Text Block]

		*Year Ended December 31, 2021*
(Amounts in thousands)		*Commercial*				*Consumer Real Estate*				*Consumer and Other*				*Total Allowance*
Beginning balance		$	14,661			$	8,951			$	2,570			$	26,182
Cumulative effect of adoption of ASU 2016-13			8,360				4,145				602				13,107
Provision for (recovery of) credit/loan losses charged to operations			(6,949	)			(3,653	)			2,131				(8,471	)
Charge-offs			(3,431	)			(318	)			(3,025	)			(6,774	)
Recoveries			2,134				847				833				3,814
Net (charge-offs) recoveries			(1,297	)			529				(2,192	)			(2,960	)
Ending balance		$	14,775			$	9,972			$	3,111			$	27,858

		*Year Ended December 31, 2020*
(Amounts in thousands)		*Commercial*				*Consumer Real Estate*				*Consumer and Other*				*Total Allowance*
Beginning balance		$	10,235			$	6,325			$	1,865			$	18,425
Provision for loan losses charged to operations			6,583				2,760				3,325				12,668
Charge-offs			(2,769	)			(558	)			(3,296	)			(6,623	)
Recoveries			612				424				676				1,712
Net charge-offs			(2,157	)			(134	)			(2,620	)			(4,911	)
Ending balance		$	14,661			$	8,951			$	2,570			$	26,182

Allowance for Credit Losses and Recorded Investment in Loans by Segment and Class [Table Text Block]

		*December 31, 2020*
(Amounts in thousands)		*Loans Individually Evaluated for Impairment*				*Allowance for Loans Individually Evaluated*				*Loans Collectively Evaluated for Impairment*				*Allowance for Loans Collectively Evaluated*
Commercial loans
Construction, development, and other land		$	—			$	—			$	43,716			$	528
Commercial and industrial			724				—				171,486				1,024
Multi-family residential			695				—				112,852				1,417
Single family non-owner occupied			1,041				—				183,283				1,861
Non-farm, non-residential			3,916				319				714,160				9,097
Agricultural			—				—				9,728				218
Farmland			—				—				17,540				196
Total commercial loans			6,376				319				1,252,765				14,341
Consumer real estate loans
Home equity lines			—				—				95,765				799
Single family owner occupied			1,673				108				647,040				7,849
Owner occupied construction			—				—				17,567				195
Total consumer real estate loans			1,673				108				760,372				8,843
Consumer and other loans
Consumer loans			—				—				119,770				2,570
Other			—				—				6,014				—
Total consumer and other loans			—				—				125,784				2,570
Total loans, excluding PCI loans		$	8,049			$	427			$	2,138,921			$	25,754

Schedule of Information Related to Purchased Credit Impaired Loans [Table Text Block]

		*December 31, 2020*
(Amounts in thousands)		*Recorded Investment*				*Allowance for Loan Pools With Impairment*
Commercial loans
Highlands:
1-4 family, senior-commercial		$	—			$	—
Construction & land development			958				—
Farmland and other agricultural			2,242				—
Multifamily			1,614				—
Commercial real estate-owner occupied			16,717				—
Commercial real estate- non-owner occupied			3,459				—
Commercial and industrial			814				—
Other			—				—
Total commercial loans			25,804				—
Consumer real estate loans
Highlands:
1-4 family, junior and HELOCS			761				—
1-4 family, senior-consumer			12,494				—
Consumer			603				—
Total consumer real estate loans			13,858				—
Total PCI loans		$	39,662			$	—