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Note 6 - Allowance for Credit Losses - Changes in Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2023
Jun. 30, 2022
Jun. 30, 2023
Jun. 30, 2022
Balance, Loans $ 30,789 $ 28,981 $ 30,556 [1] $ 27,858
Balance, Allowance for credit losses - loan commitments 964 776 1,196 678
Total allowance for credit losses beginning of year 31,753 29,757 31,752 28,536
Provision for credit losses - loans 4,105 510 6,079 2,471
Provision for credit losses - loan commitments 0 180 (232) 278
Total provision for credit losses - loans and loan commitments 4,105 690 5,847 2,749
Charge-offs (1,993) (1,469) (4,563) (2,771)
Recoveries 1,265 1,727 2,094 2,191
Net recoveries (charge-offs) (728) 258 (2,469) (580)
Balance, Allowance for credit losses - loans 36,177 29,749 36,177 29,749
Balance, Allowance for credit losses - loan commitments 964 956 964 956
Ending balance 37,141 30,705 37,141 30,705
Financial Asset Acquired with Credit Deterioration [Member] | Surrey [Member]        
Balance, Loans 2,011   2,011  
Commercial Portfolio Segment [Member]        
Balance, Loans 17,269 15,896 17,213 14,775
Balance, Allowance for credit losses - loan commitments 786 663 1,018 576
Total allowance for credit losses beginning of year 18,055 16,559 18,231 15,351
Provision for credit losses - loans 2,349 (808) 2,386 300
Provision for credit losses - loan commitments 0 191 (232) 278
Total provision for credit losses - loans and loan commitments 2,349 (617) 2,154 578
Charge-offs (133) (151) (306) (408)
Recoveries 578 1,182 770 1,452
Net recoveries (charge-offs) 445 1,031 464 1,044
Balance, Allowance for credit losses - loans 21,515 16,119 21,515 16,119
Balance, Allowance for credit losses - loan commitments 786 854 786 854
Ending balance 22,301 16,973 22,301 16,973
Commercial Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member] | Surrey [Member]        
Balance, Loans 1,452   1,452  
Consumer Real Estate Portfolio Segment [Member]        
Balance, Loans 8,995 9,764 8,931 9,972
Balance, Allowance for credit losses - loan commitments 150 94 156 88
Total allowance for credit losses beginning of year 9,145 9,858 9,087 10,060
Provision for credit losses - loans 380 48 483 (193)
Provision for credit losses - loan commitments 0 (6) (6) 0
Total provision for credit losses - loans and loan commitments 380 42 477 (193)
Charge-offs (225) (88) (323) (94)
Recoveries 277 325 336 364
Net recoveries (charge-offs) 52 237 13 270
Balance, Allowance for credit losses - loans 9,956 10,049 9,956 10,049
Balance, Allowance for credit losses - loan commitments 150 88 150 88
Ending balance 10,106 10,137 10,106 10,137
Consumer Real Estate Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member] | Surrey [Member]        
Balance, Loans 529   529  
Consumer and Other Portfolio Segment [Member]        
Balance, Loans 4,525 3,321 4,412 3,111
Balance, Allowance for credit losses - loan commitments 28 19 22 14
Total allowance for credit losses beginning of year 4,553 3,340 4,434 3,125
Provision for credit losses - loans 1,376 1,270 3,210 2,364
Provision for credit losses - loan commitments 0 (5) 6 0
Total provision for credit losses - loans and loan commitments 1,376 1,265 3,216 2,364
Charge-offs (1,635) (1,230) (3,934) (2,269)
Recoveries 410 220 988 375
Net recoveries (charge-offs) (1,225) (1,010) (2,946) (1,894)
Balance, Allowance for credit losses - loans 4,706 3,581 4,706 3,581
Balance, Allowance for credit losses - loan commitments 28 14 28 14
Ending balance 4,734 $ 3,595 4,734 $ 3,595
Consumer and Other Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member] | Surrey [Member]        
Balance, Loans $ 30   $ 30  
[1] Derived from audited financial statements