XML 66 R57.htm IDEA: XBRL DOCUMENT v3.23.3
Note 6 - Allowance for Credit Losses - Changes in Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2023
Sep. 30, 2022
Sep. 30, 2023
Sep. 30, 2022
Balance, Loans $ 36,177 $ 29,749 $ 30,556 [1] $ 27,858
Balance, Allowance for credit losses - loan commitments 964 956 1,196 678
Total allowance for credit losses beginning of year 37,141 30,705 31,752 28,536
Provision (recovery) for credit losses - loans 1,315 685 7,394 3,156
Recovery of credit losses - loan commitments (206) 459 (438) 737
Total (recovery) provision for credit losses - loans and loan commitments 1,109 1,144 6,956 3,893
Charge-offs (2,157) (2,158) (6,720) (4,929)
Recoveries 696 1,112 2,790 3,303
Net (charge-offs) recoveries (1,461) (1,046) (3,930) (1,626)
Balance, Allowance for credit losses - loans 36,031 29,388 36,031 29,388
Balance, Allowance for credit losses - loan commitments 758 1,415 758 1,415
Ending balance 36,789 30,803 36,789 30,803
Financial Asset Acquired with Credit Deterioration [Member] | Surrey [Member]        
Balance, Loans     2,011  
Commercial Portfolio Segment [Member]        
Balance, Loans 21,515 16,119 17,213 14,775
Balance, Allowance for credit losses - loan commitments 786 854 1,018 576
Total allowance for credit losses beginning of year 22,301 16,973 18,231 15,351
Provision (recovery) for credit losses - loans 39 (444) 2,425 (144)
Recovery of credit losses - loan commitments (194) 391 (426) 669
Total (recovery) provision for credit losses - loans and loan commitments (155) (53) 1,999 525
Charge-offs (245) (89) (551) (497)
Recoveries 227 872 997 2,324
Net (charge-offs) recoveries (18) 783 446 1,827
Balance, Allowance for credit losses - loans 21,536 16,458 21,536 16,458
Balance, Allowance for credit losses - loan commitments 592 1,245 592 1,245
Ending balance 22,128 17,703 22,128 17,703
Commercial Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member] | Surrey [Member]        
Balance, Loans     1,452  
Consumer Real Estate Portfolio Segment [Member]        
Balance, Loans 9,956 10,049 8,931 9,972
Balance, Allowance for credit losses - loan commitments 150 88 156 88
Total allowance for credit losses beginning of year 10,106 10,137 9,087 10,060
Provision (recovery) for credit losses - loans (207) (1,391) 276 (1,584)
Recovery of credit losses - loan commitments (9) 63 (15) 63
Total (recovery) provision for credit losses - loans and loan commitments (216) (1,328) 261 (1,521)
Charge-offs (73) (182) (396) (276)
Recoveries 82 77 418 441
Net (charge-offs) recoveries 9 (105) 22 165
Balance, Allowance for credit losses - loans 9,758 8,553 9,758 8,553
Balance, Allowance for credit losses - loan commitments 141 151 141 151
Ending balance 9,899 8,704 9,899 8,704
Consumer Real Estate Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member] | Surrey [Member]        
Balance, Loans     529  
Consumer and Other Portfolio Segment [Member]        
Balance, Loans 4,706 3,581 4,412 3,111
Balance, Allowance for credit losses - loan commitments 28 14 22 14
Total allowance for credit losses beginning of year 4,734 3,595 4,434 3,125
Provision (recovery) for credit losses - loans 1,483 2,520 4,693 4,884
Recovery of credit losses - loan commitments (3) 5 3 5
Total (recovery) provision for credit losses - loans and loan commitments 1,480 2,525 4,696 4,889
Charge-offs (1,839) (1,887) (5,773) (4,156)
Recoveries 387 163 1,375 538
Net (charge-offs) recoveries (1,452) (1,724) (4,398) (3,618)
Balance, Allowance for credit losses - loans 4,737 4,377 4,737 4,377
Balance, Allowance for credit losses - loan commitments 25 19 25 19
Ending balance $ 4,762 $ 4,396 4,762 $ 4,396
Consumer and Other Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member] | Surrey [Member]        
Balance, Loans     $ 30  
[1] Derived from audited financial statements