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Note 6 - Allowance for Credit Losses (Tables) | 12 Months Ended
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Dec. 31, 2023
Notes Tables |
Financing Receivable, Allowance for Credit Loss [Table Text Block] |
|  | Year Ended December 31, 2023 |
(Amounts in thousands) |  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total Allowance |
Total allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of year: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Allowance for credit losses - loans |  | $ | 17,213 |  |  | $ | 8,931 |  |  | $ | 4,412 |  |  | $ | 30,556 |
Allowance for credit losses - loan commitments |  |  | 1,018 |  |  |  | 156 |  |  |  | 22 |  |  |  | 1,196 |
Total allowance for credit losses beginning of year |  |  | 18,231 |  |  |  | 9,087 |  |  |  | 4,434 |  |  |  | 31,752 |
Purchased credit deteriorated -Surrey acquisition |  |  | 1,452 |  |  |  | 529 |  |  |  | 30 |  |  |  | 2,011 |
Provision for credit losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Provision for (recovery of) credit losses - loans |  |  | 2,217 |  |  |  | 125 |  |  |  | 6,093 |  |  |  | 8,435 |
Provision for (recovery of) credit losses - loan commitments |  |  | (421 | ) |  |  | (35 | ) |  |  | 6 |  |  |  | (450 | )
Total provision for credit losses - loans and loan commitments |  |  | 1,796 |  |  |  | 90 |  |  |  | 6,099 |  |  |  | 7,985 |
Charge-offs |  |  | (753 | ) |  |  | (412 | ) |  |  | (7,660 | ) |  |  | (8,825 | )
Recoveries |  |  | 1,721 |  |  |  | 520 |  |  |  | 1,771 |  |  |  | 4,012 |
Net (charge-offs) recoveries |  |  | 968 |  |  |  | 108 |  |  |  | (5,889 | ) |  |  | (4,813 | )
Allowance for credit losses - loans |  |  | 21,850 |  |  |  | 9,693 |  |  |  | 4,646 |  |  |  | 36,189 |
Allowance for credit losses - loan commitments |  |  | 597 |  |  |  | 121 |  |  |  | 28 |  |  |  | 746 |
Ending balance |  | $ | 22,447 |  |  | $ | 9,814 |  |  | $ | 4,674 |  |  | $ | 36,935 |
|  | Year Ended December 31, 2022 |
(Amounts in thousands) |  | Commercial |  |  | Consumer Real Estate |  |  | Consumer and Other |  |  | Total Allowance |
Total allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at beginning of year: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Allowance for credit losses - loans |  | $ | 14,775 |  |  | $ | 9,972 |  |  | $ | 3,111 |  |  | $ | 27,858 |
Allowance for credit losses - loan commitments |  |  | 576 |  |  |  | 88 |  |  |  | 14 |  |  |  | 678 |
Total allowance for credit losses beginning of year |  |  | 15,351 |  |  |  | 10,060 |  |  |  | 3,125 |  |  |  | 28,536 |
Provision for credit losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Provision for (recovery of) credit losses - loans |  |  | 431 |  |  |  | (1,121 | ) |  |  | 7,262 |  |  |  | 6,572 |
Provision for (recovery of) credit losses - loan commitments |  |  | 442 |  |  |  | 68 |  |  |  | 8 |  |  |  | 518 |
Total provision for credit losses - loans and loan commitments |  |  | 873 |  |  |  | (1,053 | ) |  |  | 7,270 |  |  |  | 7,090 |
Charge-offs |  |  | (633 | ) |  |  | (427 | ) |  |  | (6,743 | ) |  |  | (7,803 | )
Recoveries |  |  | 2,640 |  |  |  | 507 |  |  |  | 782 |  |  |  | 3,929 |
Net (charge-offs) recoveries |  |  | 2,007 |  |  |  | 80 |  |  |  | (5,961 | ) |  |  | (3,874 | )
Allowance for credit losses - loans |  |  | 17,213 |  |  |  | 8,931 |  |  |  | 4,412 |  |  |  | 30,556 |
Allowance for credit losses - loan commitments |  |  | 1,018 |  |  |  | 156 |  |  |  | 22 |  |  |  | 1,196 |
Ending balance |  | $ | 18,231 |  |  | $ | 9,087 |  |  | $ | 4,434 |  |  | $ | 31,752 |

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- Definition Tabular disclosure of allowance for credit loss on financing receivable. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Publisher FASB -URI https://asc.fasb.org//1943274/2147481962/310-10-50-11B + Details
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