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Note 4 - Loans (Tables)
3 Months Ended
Mar. 31, 2024
Notes Tables  
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]
   

March 31, 2024

   

December 31, 2023

 

(Amounts in thousands)

 

Amount

   

Percent

   

Amount

   

Percent

 

Loans held for investment

                               

Commercial loans

                               

Construction, development, and other land

  $ 88,841       3.53 %   $ 105,945       4.12 %

Commercial and industrial

    203,530       8.08 %     211,850       8.24 %

Multi-family residential

    194,188       7.71 %     188,382       7.32 %

Single family non-owner occupied

    219,669       8.72 %     224,895       8.74 %

Non-farm, non-residential

    887,255       35.21 %     894,550       34.78 %

Agricultural

    19,763       0.78 %     21,669       0.84 %

Farmland

    13,572       0.53 %     14,202       0.55 %

Total commercial loans

    1,626,818       64.56 %     1,661,493       64.59 %

Consumer real estate loans

                               

Home equity lines

    87,181       3.46 %     87,626       3.41 %

Single family owner occupied

    687,810       27.30 %     696,140       27.06 %

Owner occupied construction

    5,848       0.23 %     8,445       0.33 %

Total consumer real estate loans

    780,839       30.99 %     792,211       30.80 %

Consumer and other loans

                               

Consumer loans

    110,787       4.40 %     117,091       4.55 %

Other

    1,389       0.05 %     1,503       0.06 %

Total consumer and other loans

    112,176       4.45 %     118,594       4.61 %

Total loans held for investment, net of unearned income

  $ 2,519,833       100.00 %   $ 2,572,298       100.00 %