XML 64 R54.htm IDEA: XBRL DOCUMENT v3.24.2.u1
Note 6 - Allowance for Credit Losses - Changes in Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2024
Jun. 30, 2023
Jun. 30, 2024
Jun. 30, 2023
Dec. 31, 2023
Balance, Loans $ 35,461 $ 30,789 $ 36,189 [1] $ 30,556 $ 30,556
Balance, Allowance for credit losses - loan commitments 746 964 746 1,196 1,196
Total allowance for credit losses beginning of year 36,207 31,753 36,935 31,752 31,752
Provision (recovery) for credit losses - loans 449 4,105 1,460 6,079  
Provision for credit losses - loan commitments (305) 0 (305) (232)  
Total (recovery) provision for credit losses - loans and loan commitments 144 4,105 1,155 5,847  
Charge-offs (1,599) (1,993) (4,047) (4,563) (8,825)
Recoveries 574 1,265 1,283 2,094  
Net charge-offs (1,025) (728) (2,764) (2,469)  
Balance, Allowance for credit losses - loans 34,885 36,177 34,885 36,177 36,189 [1]
Balance, Allowance for credit losses - loan commitments 441 964 441 964 746
Ending balance 35,326 37,141 35,326 37,141 36,935
(Recovery) provision for credit losses - loan commitments (305) 0 (305) (232)  
Financial Asset Acquired with Credit Deterioration [Member] | Surrey [Member]          
Balance, Loans   2,011 0 2,011 2,011
Balance, Allowance for credit losses - loans         0
Commercial Portfolio Segment [Member]          
Balance, Loans 21,052 17,269 21,850 17,213 17,213
Balance, Allowance for credit losses - loan commitments 597 786 597 1,018 1,018
Total allowance for credit losses beginning of year 21,649 18,055 22,447 18,231 18,231
Provision (recovery) for credit losses - loans (634) 2,349 (1,186) 2,386  
Provision for credit losses - loan commitments (308) 0 (308) (232)  
Total (recovery) provision for credit losses - loans and loan commitments (942) 2,349 (1,494) 2,154  
Charge-offs (194) (133) (556) (306)  
Recoveries 128 578 244 770  
Net charge-offs (66) 445 (312) 464  
Balance, Allowance for credit losses - loans 20,352 21,515 20,352 21,515 21,850
Balance, Allowance for credit losses - loan commitments 289 786 289 786 597
Ending balance 20,641 22,301 20,641 22,301 22,447
(Recovery) provision for credit losses - loan commitments (308) 0 (308) (232)  
Commercial Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member] | Surrey [Member]          
Balance, Loans   1,452 0 1,452 1,452
Balance, Allowance for credit losses - loans         0
Consumer Real Estate Portfolio Segment [Member]          
Balance, Loans 9,701 8,995 9,693 8,931 8,931
Balance, Allowance for credit losses - loan commitments 121 150 121 156 156
Total allowance for credit losses beginning of year 9,822 9,145 9,814 9,087 9,087
Provision (recovery) for credit losses - loans 193 380 58 483  
Provision for credit losses - loan commitments (3) 0 (3) (6)  
Total (recovery) provision for credit losses - loans and loan commitments 190 380 55 477  
Charge-offs (63) (225) (129) (323)  
Recoveries 48 277 257 336  
Net charge-offs (15) 52 128 13  
Balance, Allowance for credit losses - loans 9,879 9,956 9,879 9,956 9,693
Balance, Allowance for credit losses - loan commitments 118 150 118 150 121
Ending balance 9,997 10,106 9,997 10,106 9,814
(Recovery) provision for credit losses - loan commitments (3) 0 (3) (6)  
Consumer Real Estate Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member] | Surrey [Member]          
Balance, Loans   529 0 529 529
Balance, Allowance for credit losses - loans         0
Consumer and Other Portfolio Segment [Member]          
Balance, Loans 4,708 4,525 4,646 4,412 4,412
Balance, Allowance for credit losses - loan commitments 28 28 28 22 22
Total allowance for credit losses beginning of year 4,736 4,553 4,674 4,434 4,434
Provision (recovery) for credit losses - loans 890 1,376 2,588 3,210  
Provision for credit losses - loan commitments 6 0 6 6  
Total (recovery) provision for credit losses - loans and loan commitments 896 1,376 2,594 3,216  
Charge-offs (1,342) (1,635) (3,362) (3,934) (7,660)
Recoveries 398 410 782 988  
Net charge-offs (944) (1,225) (2,580) (2,946)  
Balance, Allowance for credit losses - loans 4,654 4,706 4,654 4,706 4,646
Balance, Allowance for credit losses - loan commitments 34 28 34 28 28
Ending balance 4,688 4,734 4,688 4,734 4,674
(Recovery) provision for credit losses - loan commitments $ 6 0 6 6  
Consumer and Other Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member] | Surrey [Member]          
Balance, Loans   $ 30 $ 0 $ 30 30
Balance, Allowance for credit losses - loans         $ 0
[1] Derived from audited financial statements