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Note 4 - Loans (Tables)
12 Months Ended
Dec. 31, 2024
Notes Tables  
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]
  

December 31,

 
  

2024

  

2023

 

(Amounts in thousands)

 

Amount

  

Percent

  

Amount

  

Percent

 

Commercial loans

                

Construction, development, and other land

 $72,319   2.99% $105,945   4.12%

Commercial and industrial

  232,854   9.64%  211,850   8.24%

Multi-family residential

  199,521   8.26%  188,382   7.32%

Single family non-owner occupied

  195,588   8.10%  224,895   8.74%

Non-farm, non-residential

  852,223   35.27%  894,550   34.78%

Agricultural

  16,676   0.69%  21,669   0.84%

Farmland

  12,311   0.51%  14,202   0.55%

Total commercial loans

  1,581,492   65.46%  1,661,493   64.59%

Consumer real estate loans

                

Home equity lines

  90,227   3.73%  87,626   3.41%

Single family owner occupied

  650,306   26.92%  696,140   27.06%

Owner occupied construction

  4,491   0.19%  8,445   0.33%

Total consumer real estate loans

  745,024   30.84%  792,211   30.80%

Consumer and other loans

                

Consumer loans

  87,758   3.63%  117,091   4.55%

Other

  1,815   0.08%  1,503   0.06%

Total consumer and other loans

  89,573   3.71%  118,594   4.61%

Total loans held for investment, net of unearned income

 $2,416,089   100.00% $2,572,298   100.00%