XML 57 R39.htm IDEA: XBRL DOCUMENT v3.25.0.1

Note 6 - Allowance for Credit Losses (Tables)

12 Months Ended

Dec. 31, 2024

Notes Tables

Financing Receivable, Allowance for Credit Loss [Table Text Block]

		Year Ended December 31, 2024
(Amounts in thousands)		Commercial				Consumer Real Estate				Consumer and Other				Total Allowance
Total allowance
Balance at beginning of year:
Allowance for credit losses - loans		$	21,850			$	9,693			$	4,646			$	36,189
Allowance for credit losses - loan commitments			597				121				28				746
Total allowance for credit losses beginning of year			22,447				9,814				4,674				36,935
Provision for credit losses:
(Recovery of) provision for credit losses - loans			(1,227	)			175				5,054				4,002
(Recovery of) provision for credit losses - loan commitments			(426	)			17				4				(405	)
Total provision for credit losses - loans and loan commitments			(1,653	)			192				5,058				3,597
Charge-offs			(822	)			(336	)			(6,693	)			(7,851	)
Recoveries			617				375				1,493				2,485
Net (charge-offs) recoveries			(205	)			39				(5,200	)			(5,366	)
Allowance for credit losses - loans			20,418				9,907				4,500				34,825
Allowance for credit losses - loan commitments			171				138				32				341
Ending balance		$	20,589			$	10,045			$	4,532			$	35,166

		Year Ended December 31, 2023
(Amounts in thousands)		Commercial				Consumer Real Estate				Consumer and Other				Total Allowance
Total allowance
Balance at beginning of year:
Allowance for credit losses - loans		$	17,213			$	8,931			$	4,412			$	30,556
Allowance for credit losses - loan commitments			1,018				156				22				1,196
Total allowance for credit losses beginning of year			18,231				9,087				4,434				31,752
Purchased credit deteriorated -Surrey acquisition			1,452				529				30				2,011
Provision for credit losses:
Provision for (recovery of) credit losses - loans			2,217				125				6,093				8,435
(Recovery of) provision for credit losses - loan commitments			(421	)			(35	)			6				(450	)
Total provision for credit losses - loans and loan commitments			1,796				90				6,099				7,985
Charge-offs			(753	)			(412	)			(7,660	)			(8,825	)
Recoveries			1,721				520				1,771				4,012
Net (charge-offs) recoveries			968				108				(5,889	)			(4,813	)
Allowance for credit losses - loans			21,850				9,693				4,646				36,189
Allowance for credit losses - loan commitments			597				121				28				746
Ending balance		$	22,447			$	9,814			$	4,674			$	36,935

X

- Definition

Tabular disclosure of allowance for credit loss on financing receivable.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef
-Topic 310
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 11B
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481962/310-10-50-11B

Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 13
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479319/326-20-50-13

+ Details

Name:	us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- References

No definition available.

+ Details

Name:	us-gaap_TableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration