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Note 20 - Regulatory Requirements and Restrictions (Tables)
12 Months Ended
Dec. 31, 2024
Notes Tables  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]
  

December 31, 2024

 
  

Actual

  Minimum Basel III Requirement  Minimum Basel III Requirement - with CCB  Well Capitalized Requirement(1) 

(Amounts in thousands)

 

Amount

  

Ratio

  

Amount

  

Ratio

  

Amount

  

Ratio

  

Amount

  

Ratio

 

The Company

                                

Common equity Tier 1 ratio

 $380,602   16.75% $102,277   4.50% $159,097   7.00%  N/A   N/A 

Tier 1 risk-based capital ratio

  380,602   16.75%  136,369   6.00%  193,190   8.50%  N/A   N/A 

Total risk-based capital ratio

  409,096   18.00%  181,826   8.00%  238,646   10.50%  N/A   N/A 

Tier 1 Leverage ratio

  380,602   12.25%  124,267   4.00%  N/A   N/A   N/A   N/A 
                                 

The Bank

                                

Common equity Tier 1 ratio

 $315,006   13.89% $102,025   4.50% $158,705   7.00% $147,369   6.50%

Tier 1 risk-based capital ratio

  315,006   13.89%  136,003   6.00%  192,713   8.50%  181,377   8.00%

Total risk-based capital ratio

  343,430   15.15%  181,377   8.00%  238,058   10.50%  226,722   10.00%

Tier 1 Leverage ratio

  315,006   10.32%  122,092   4.00%  N/A   N/A   152,615   5.00%
  

December 31, 2023

 
  

Actual

  Minimum Basel III Requirement  Minimum Basel III Requirement - with CCB  Well Capitalized Requirement(1) 

(Amounts in thousands)

 

Amount

  

Ratio

  

Amount

  

Ratio

  

Amount

  

Ratio

  

Amount

  

Ratio

 

The Company

                                

Common equity Tier 1 ratio

 $355,157   14.69% $108,761   4.50% $169,184   7.00%  N/A   N/A 

Tier 1 risk-based capital ratio

  355,157   14.69%  145,015   6.00%  205,438   8.50%  N/A   N/A 

Total risk-based capital ratio

  385,369   15.94%  193,353   8.00%  253,776   10.50%  N/A   N/A 

Tier 1 Leverage ratio

  355,157   11.52%  123,278   4.00%  N/A   N/A   N/A   N/A 
                                 

The Bank

                                

Common equity Tier 1 ratio

 $312,593   12.97% $108,461   4.50% $168,718   7.00% $156,667   6.50%

Tier 1 risk-based capital ratio

  312,593   12.97%  144,615   6.00%  204,872   8.50%  192,820   8.00%

Total risk-based capital ratio

  342,805   14.22%  192,820   8.00%  253,077   10.50%  241,026   10.00%

Tier 1 Leverage ratio

  312,593   10.07%  124,181   4.00%  N/A   N/A   155,226   5.00%