XML 82 R64.htm IDEA: XBRL DOCUMENT v3.25.0.1

Note 4 - Loans - Loans by Class (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Non-covered loans	$ 2,416,089	$ 2,572,298
Non-covered loans, percent	100.00%	100.00%
Commercial Portfolio Segment [Member]
Non-covered loans	$ 1,581,492	$ 1,661,493
Non-covered loans, percent	65.46%	64.59%
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member]
Non-covered loans	$ 72,319	$ 105,945
Non-covered loans, percent	2.99%	4.12%
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Non-covered loans	$ 232,854	$ 211,850
Non-covered loans, percent	9.64%	8.24%
Commercial Portfolio Segment [Member] | Multi-family Residential [Member]
Non-covered loans	$ 199,521	$ 188,382
Non-covered loans, percent	8.26%	7.32%
Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member]
Non-covered loans	$ 195,588	$ 224,895
Non-covered loans, percent	8.10%	8.74%
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member]
Non-covered loans	$ 852,223	$ 894,550
Non-covered loans, percent	35.27%	34.78%
Commercial Portfolio Segment [Member] | Agricultural [Member]
Non-covered loans	$ 16,676	$ 21,669
Non-covered loans, percent	0.69%	0.84%
Commercial Portfolio Segment [Member] | Farmland [Member]
Non-covered loans	$ 12,311	$ 14,202
Non-covered loans, percent	0.51%	0.55%
Consumer Real Estate Portfolio Segment [Member]
Non-covered loans	$ 745,024	$ 792,211
Non-covered loans, percent	30.84%	30.80%
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member]
Non-covered loans	$ 90,227	$ 87,626
Non-covered loans, percent	3.73%	3.41%
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member]
Non-covered loans	$ 650,306	$ 696,140
Non-covered loans, percent	26.92%	27.06%
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member]
Non-covered loans	$ 4,491	$ 8,445
Non-covered loans, percent	0.19%	0.33%
Consumer and Other Portfolio Segment [Member]
Non-covered loans	$ 89,573	$ 118,594
Non-covered loans, percent	3.71%	4.61%
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member]
Non-covered loans	$ 87,758	$ 117,091
Non-covered loans, percent	3.63%	4.55%
Consumer and Other Portfolio Segment [Member] | Other Loan [Member]
Non-covered loans	$ 1,815	$ 1,503
Non-covered loans, percent	0.08%	0.06%

X

- Definition

Percentage, before allowance for credit loss, of financing receivable to total financing receivable.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name Regulation S-K (SK)
-Number 229
-Section 1405
-Paragraph c
-Publisher SEC

+ Details

Name:	srt_FinancingReceivableBeforeAllowanceForCreditLossToTotalPercent
Namespace Prefix:	srt_
Data Type:	dtr-types:percentItemType
Balance Type:	na
Period Type:	instant

X

- Definition

Amortized cost, before allowance for credit loss, fee, and loan in process, of financing receivable. Excludes financing receivable covered under loss sharing agreement and net investment in lease.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 310
-SubTopic 10
-Name Accounting Standards Codification
-Section 45
-Paragraph 2
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481990/310-10-45-2

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 5
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479319/326-20-50-5

Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 942
-SubTopic 210
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.9-03(7))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1

+ Details

Name:	us-gaap_FinancingReceivableBeforeAllowanceForCreditLossAndFee
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_ConstructionDevelopmentAndOtherLandMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_CommercialAndIndustrialMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_MultiFamilyResidentialMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_SingleFamilyNonOwnerOccupiedMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_NonFarmNonResidentialMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_AgriculturalMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_FarmlandMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=fcbc_ConsumerRealEstatePortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_HomeEquityLinesMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_SingleFamilyOwnerOccupiedMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_OwnerOccupiedConstructionMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=fcbc_ConsumerAndOtherPortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_ConsumerLoansMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_OtherLoanMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type: