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Note 3 - Loans (Tables)
3 Months Ended
Mar. 31, 2025
Notes Tables  
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]
  

March 31, 2025

  

December 31, 2024

 

(Amounts in thousands)

 

Amount

  

Percent

  

Amount

  

Percent

 

Loans held for investment

                

Commercial loans

                

Construction, development, other land

 $70,205   2.95% $72,319   2.99%

Commercial and industrial

  246,602   10.35%  232,854   9.64%

Multi-family residential

  192,193   8.07%  199,521   8.26%

Single family non-owner occupied

  191,531   8.04%  195,588   8.10%

Non-farm, non-residential

  840,746   35.29%  852,223   35.27%

Agricultural

  15,579   0.65%  16,676   0.69%

Farmland

  11,794   0.49%  12,311   0.51%

Total commercial loans

  1,568,650   65.84%  1,581,492   65.46%

Consumer real estate loans

                

Home equity lines

  87,988   3.69%  90,227   3.73%

Single family owner occupied

  640,669   26.89%  650,306   26.92%

Owner occupied construction

  3,873   0.16%  4,491   0.19%

Total consumer real estate loans

  732,530   30.74%  745,024   30.84%

Consumer and other loans

                

Consumer loans

  79,503   3.34%  87,758   3.63%

Other

  2,016   0.08%  1,815   0.08%

Total consumer and other loans

  81,519   3.42%  89,573   3.71%

Total loans held for investment, net of unearned income

 $2,382,699   100.00% $2,416,089   100.00%