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Note 3 - Loans (Tables)
6 Months Ended
Jun. 30, 2025
Notes Tables  
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]
  

June 30, 2025

  

December 31, 2024

 

(Amounts in thousands)

 

Amount

  

Percent

  

Amount

  

Percent

 

Loans held for investment

                

Commercial loans

                

Construction, development, other land

 $64,441   2.74% $72,319   2.99%

Commercial and industrial

  249,674   10.61%  232,854   9.64%

Multi-family residential

  189,267   8.04%  199,521   8.26%

Single family non-owner occupied

  185,042   7.86%  195,588   8.10%

Non-farm, non-residential

  840,642   35.73%  852,223   35.27%

Agricultural

  14,077   0.60%  16,676   0.69%

Farmland

  11,170   0.47%  12,311   0.51%

Total commercial loans

  1,554,313   66.05%  1,581,492   65.46%

Consumer real estate loans

                

Home equity lines

  84,629   3.60%  90,227   3.73%

Single family owner occupied

  634,898   26.98%  650,306   26.92%

Owner occupied construction

  4,775   0.20%  4,491   0.19%

Total consumer real estate loans

  724,302   30.78%  745,024   30.84%

Consumer and other loans

                

Consumer loans

  72,325   3.07%  87,758   3.63%

Other

  2,337   0.10%  1,815   0.08%

Total consumer and other loans

  74,662   3.17%  89,573   3.71%

Total loans held for investment, net of unearned income

 $2,353,277   100.00% $2,416,089   100.00%