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Condensed Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Interest income        
Interest and fees on loans $ 30,637 $ 32,696 $ 61,306 $ 66,114
Interest on securities -- taxable 945 1,089 2,092 2,652
Interest on securities -- tax-exempt 84 122 175 257
Interest on deposits in banks 3,722 2,882 6,984 3,795
Total interest income 35,388 36,789 70,557 72,818
Interest expense:        
Interest on deposits 4,731 4,877 9,602 9,242
Interest on short-term borrowings 0 0 0 35
Total interest expense 4,731 4,877 9,602 9,277
Net interest income 30,657 31,912 60,955 63,541
(Recovery of) provision for credit losses (285) 144 36 1,155
Net interest income after provision for credit losses 30,942 31,768 60,919 62,386
Noninterest income:        
Other operating income 1,207 1,180 3,098 2,580
Total noninterest income 10,340 9,342 20,569 18,601
Noninterest expense:        
Salaries and employee benefits 14,349 12,491 27,684 25,072
Occupancy expense 1,290 1,309 2,866 2,687
Furniture and equipment expense 1,587 1,687 3,162 3,232
Service fees 2,475 2,427 4,959 4,876
Advertising and public relations 1,154 933 2,209 1,729
Professional fees 360 330 732 702
Amortization of intangibles 526 530 1,050 1,060
FDIC premiums and assessments 361 364 723 733
Litigation expense 0 1,800 0 1,800
Other operating expense 3,353 3,026 7,014 6,392
Total noninterest expense 25,455 24,897 50,399 48,283
Income before income taxes 15,827 16,213 31,089 32,704
Income tax expense 3,581 3,527 7,025 7,173
Net income $ 12,246 $ 12,686 $ 24,064 $ 25,531
Earnings per common share        
Basic (in dollars per share) $ 0.67 $ 0.69 $ 1.31 $ 1.39
Diluted (in dollars per share) $ 0.67 $ 0.71 $ 1.31 $ 1.42
Weighted average shares outstanding        
Basic (in shares) 18,295,465 18,343,958 18,310,032 18,410,043
Diluted (in shares) 18,400,793 18,409,876 18,427,503 18,475,110
Fiduciary and Trust [Member]        
Noninterest income:        
Noninterest income $ 1,222 $ 1,064 $ 2,384 $ 2,163
Deposit Account [Member]        
Noninterest income:        
Noninterest income 4,120 3,428 7,956 6,738
Financial Service, Other [Member]        
Noninterest income:        
Noninterest income $ 3,791 $ 3,670 $ 7,131 $ 7,120