XML 53 R43.htm IDEA: XBRL DOCUMENT v3.25.2

Note 3 - Loans - Loans by Class (Details) - USD ($) $ in Thousands	Jun. 30, 2025	Dec. 31, 2024
Non-covered loans	$ 2,353,277	$ 2,416,089
Non-covered loans, percent	100.00%	100.00%
Commercial Portfolio Segment [Member]
Non-covered loans	$ 1,554,313	$ 1,581,492
Non-covered loans, percent	66.05%	65.46%
Commercial Portfolio Segment [Member] | Construction, Development and Other Land [Member]
Non-covered loans	$ 64,441	$ 72,319
Non-covered loans, percent	2.74%	2.99%
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Non-covered loans	$ 249,674	$ 232,854
Non-covered loans, percent	10.61%	9.64%
Commercial Portfolio Segment [Member] | Multi-family Residential [Member]
Non-covered loans	$ 189,267	$ 199,521
Non-covered loans, percent	8.04%	8.26%
Commercial Portfolio Segment [Member] | Single Family Non-owner Occupied [Member]
Non-covered loans	$ 185,042	$ 195,588
Non-covered loans, percent	7.86%	8.10%
Commercial Portfolio Segment [Member] | Non-farm, Non-residential [Member]
Non-covered loans	$ 840,642	$ 852,223
Non-covered loans, percent	35.73%	35.27%
Commercial Portfolio Segment [Member] | Agricultural [Member]
Non-covered loans	$ 14,077	$ 16,676
Non-covered loans, percent	0.60%	0.69%
Commercial Portfolio Segment [Member] | Farmland [Member]
Non-covered loans	$ 11,170	$ 12,311
Non-covered loans, percent	0.47%	0.51%
Consumer Real Estate Portfolio Segment [Member]
Non-covered loans	$ 724,302	$ 745,024
Non-covered loans, percent	30.78%	30.84%
Consumer Real Estate Portfolio Segment [Member] | Home Equity Lines [Member]
Non-covered loans	$ 84,629	$ 90,227
Non-covered loans, percent	3.60%	3.73%
Consumer Real Estate Portfolio Segment [Member] | Single Family Owner Occupied [Member]
Non-covered loans	$ 634,898	$ 650,306
Non-covered loans, percent	26.98%	26.92%
Consumer Real Estate Portfolio Segment [Member] | Owner Occupied Construction [Member]
Non-covered loans	$ 4,775	$ 4,491
Non-covered loans, percent	0.20%	0.19%
Consumer and Other Portfolio Segment [Member]
Non-covered loans	$ 74,662	$ 89,573
Non-covered loans, percent	3.17%	3.71%
Consumer and Other Portfolio Segment [Member] | Consumer Loans [Member]
Non-covered loans	$ 72,325	$ 87,758
Non-covered loans, percent	3.07%	3.63%
Consumer and Other Portfolio Segment [Member] | Other Loan [Member]
Non-covered loans	$ 2,337	$ 1,815
Non-covered loans, percent	0.10%	0.08%

X

- Definition

Percentage, before allowance for credit loss, of financing receivable to total financing receivable.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name Regulation S-K (SK)
-Number 229
-Section 1405
-Paragraph c
-Publisher SEC

+ Details

Name:	srt_FinancingReceivableBeforeAllowanceForCreditLossToTotalPercent
Namespace Prefix:	srt_
Data Type:	dtr-types:percentItemType
Balance Type:	na
Period Type:	instant

X

- Definition

Amortized cost excluding accrued interest, before allowance for credit loss, fee, and loan in process, of financing receivable. Excludes net investment in lease.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 942
-SubTopic 210
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.9-03(7))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1

+ Details

Name:	us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLossFeeAndLoanInProcess
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_ConstructionDevelopmentAndOtherLandMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_CommercialAndIndustrialMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_MultiFamilyResidentialMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_SingleFamilyNonOwnerOccupiedMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_NonFarmNonResidentialMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_AgriculturalMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_FarmlandMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=fcbc_ConsumerRealEstatePortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_HomeEquityLinesMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_SingleFamilyOwnerOccupiedMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_OwnerOccupiedConstructionMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=fcbc_ConsumerAndOtherPortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_ConsumerLoansMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcbc_OtherLoanMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type: