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Condensed Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Interest income        
Interest and fees on loans $ 30,805 $ 32,120 $ 92,111 $ 98,234
Interest on securities -- taxable 977 961 3,069 3,613
Interest on securities -- tax-exempt 73 109 248 366
Interest on deposits in banks 3,844 3,702 10,828 7,497
Total interest income 35,699 36,892 106,256 109,710
Interest expense:        
Interest on deposits 4,402 5,298 14,004 14,540
Interest on short-term borrowings 0 0 0 35
Total interest expense 4,402 5,298 14,004 14,575
Net interest income 31,297 31,594 92,252 95,135
Provision for credit losses 0 1,360 36 2,515
Net interest income after provision for credit losses 31,297 30,234 92,216 92,620
Noninterest income:        
Other operating income 1,151 2,023 4,249 4,603
Total noninterest income 10,889 10,452 31,458 29,053
Noninterest expense:        
Salaries and employee benefits 14,351 13,129 42,035 38,201
Occupancy expense 1,508 1,270 4,374 3,957
Furniture and equipment expense 1,502 1,574 4,664 4,806
Service fees 2,728 2,461 7,687 7,337
Advertising and public relations 939 967 3,148 2,696
Professional fees 293 221 1,025 923
Amortization of intangibles 433 536 1,483 1,596
FDIC premiums and assessments 362 365 1,085 1,098
Litigation expense 0 0 0 1,800
Other operating expense 3,376 3,654 10,391 10,046
Total noninterest expense 26,279 24,177 76,679 72,460
Income before income taxes 15,907 16,509 46,995 49,213
Income tax expense 3,641 3,476 10,666 10,649
Net income 12,266 13,033 36,329 38,564
Merger expenses $ 787 $ 0 $ 787 $ 0
Earnings per common share        
Basic (in dollars per share) $ 0.67 $ 0.71 $ 1.98 $ 2.1
Diluted (in dollars per share) $ 0.67 $ 0.71 $ 1.97 $ 2.09
Weighted average shares outstanding        
Basic (in shares) 18,314,865 18,279,612 18,311,661 18,366,249
Diluted (in shares) 18,400,289 18,371,907 18,417,066 18,432,023
Fiduciary and Trust [Member]        
Noninterest income:        
Noninterest income $ 1,371 $ 1,071 $ 3,755 $ 3,234
Deposit Account [Member]        
Noninterest income:        
Noninterest income 4,520 3,661 12,476 10,399
Financial Service, Other [Member]        
Noninterest income:        
Noninterest income $ 3,847 $ 3,697 $ 10,978 $ 10,817