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Segment Information (Tables)
12 Months Ended
Dec. 31, 2024
Segment Information  
Summary of our operating results

    

Year Ended December 31,

2022

    

2023

    

2024

RMB

RMB

RMB

    

USD

Operating revenue, net

 

  

 

  

 

  

 

  

Insurance

 

2,559,160

2,340,915

2,363,777

323,836

Crowdfunding

 

155,803

162,683

267,650

36,668

Others

 

86,805

127,109

140,394

19,234

Total consolidated operating revenue, net

 

2,801,768

2,630,707

2,771,821

379,738

Operating costs and expenses

Insurance

(1,524,072)

(1,812,778)

(1,886,572)

(258,459)

Crowdfunding

(409,978)

(408,459)

(362,734)

(49,694)

Others

 

(277,705)

(282,344)

(236,925)

(32,460)

Operating profit/(loss)

 

Insurance

 

1,035,088

528,137

477,205

65,377

Crowdfunding

 

(254,175)

(245,776)

(95,084)

(13,026)

Others

 

(190,900)

(155,235)

(96,531)

(13,226)

Total segment operating profit

 

590,013

127,126

285,590

39,125

Unallocated items*

 

(112,026)

(133,869)

(107,432)

(14,718)

Total consolidated operating profit/(loss)

 

477,987

(6,743)

178,158

24,407

Total other income

 

152,706

170,983

182,432

24,992

Consolidated profit before income tax

 

630,693

164,240

360,590

49,399

*    The share-based compensation and impairment of intangible assets represent unallocated items in the segment information because the Group’s management does not consider this as part of the segment operating performance measure.