<SEC-DOCUMENT>0001144204-11-045903.txt : 20110812
<SEC-HEADER>0001144204-11-045903.hdr.sgml : 20110812
<ACCEPTANCE-DATETIME>20110812112704
ACCESSION NUMBER:		0001144204-11-045903
CONFORMED SUBMISSION TYPE:	10-Q
PUBLIC DOCUMENT COUNT:		12
CONFORMED PERIOD OF REPORT:	20110630
FILED AS OF DATE:		20110812
DATE AS OF CHANGE:		20110812

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CORNERSTONE BANCSHARES INC
		CENTRAL INDEX KEY:			0001038773
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				621175427
		STATE OF INCORPORATION:			TN
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		10-Q
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-30497
		FILM NUMBER:		111029852

	BUSINESS ADDRESS:	
		STREET 1:		4154 RINGGOLD RD
		CITY:			CHATTANOOGA
		STATE:			TN
		ZIP:			37412-416
		BUSINESS PHONE:		4236982454

	MAIL ADDRESS:	
		STREET 1:		4154 RINGGOLD RD
		CITY:			CHATTANOOGA
		STATE:			TN
		ZIP:			37412-0416

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	EAST RIDGE BANCSHARES INC
		DATE OF NAME CHANGE:	19970507
</SEC-HEADER>
<DOCUMENT>
<TYPE>10-Q
<SEQUENCE>1
<FILENAME>v230330_10q.htm
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman">United States Securities and Exchange Commission</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman">Washington, D.C. 20549</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(Mark One)</font></div>

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<div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 54pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">For the quarterly period ended June 30, 2011</font></div>

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<div align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-WEIGHT: bold">TRANSITION REPORT PURSUANT SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934</font></font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 18pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">For the transition period from __________to&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;.</font></font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Commission File Number:<font style="DISPLAY: inline; FONT-WEIGHT: bold"> 000-30497</font></font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><img src="logo.jpg"></font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(Exact name of small business issuer as specified in its charter)</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline">Tennessee</font></font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline">62-1173944</font></font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(State or other jurisdiction of incorporation or organization)</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(I.R.S. Employer Identification No.)</font></div>
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<td valign="top" width="48%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="top" width="48%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline">835 Georgia Avenue Chattanooga, Tennessee</font></font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline">37402</font></font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(Address of principal executive offices)</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(Zip Code)</font></div>
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<td valign="top" width="48%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="top" width="48%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline">423-385-3000</font></font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline">.</font><font style="DISPLAY: inline"> Not Applicable</font></font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(Registrant&#8217;s telephone number, including area code)</font></div>
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<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(Former name, former address and former fiscal</font></div>
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<td valign="top" width="48%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="top" width="48%" style="TEXT-ALIGN: left">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">year, if changes since last report)</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Indicate by check mark whether the registrant: (1) has filed all reports required to be filed by Section&#160;13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Yes&#160;&#160;<font style="DISPLAY: inline;" face="Wingdings">x</font>&#160;&#160;&#160;&#160;No&#160;&#160;<font style="DISPLAY: inline;" face="Wingdings">&#168;</font></font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Indicate by check mark whether the registrant has submitted electronically and posted on its corporate web site, if any, every Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such period that the registrant was required to submit and post such files).</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Yes&#160;&#160;<font style="DISPLAY: inline;" face="Wingdings">&#168;</font>&#160;&#160;&#160;&#160;No&#160;&#160;<font style="DISPLAY: inline;" face="Wingdings">&#168;</font></font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller reporting company.&#160;&#160;See the definitions of &#8220;large accelerated filer&#8221;, &#8220;accelerated filer&#8221; and &#8220;smaller reporting company&#8221; in Rule 12b-2 of the Exchange Act.&#160;&#160;(Check one):</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>Large accelerated filer&#160;&#160;<font style="DISPLAY: inline;" face="Wingdings">&#168;</font>&#160;&#160;&#160;&#160;Accelerated filer&#160;&#160;<font style="DISPLAY: inline;" face="Wingdings">&#168;</font>&#160;&#160;&#160;&#160;Non-accelerated filer&#160;&#160;<font style="DISPLAY: inline;" face="Wingdings">&#168;&#160;</font>Smaller&#160;reporting company&#160;&#160;<font style="DISPLAY: inline;" face="Wingdings">x</font></font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).</font></font></div>

<font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Yes&#160;&#160;<font style="DISPLAY: inline;" face="Wingdings">&#168;</font>&#160;&#160;&#160;&#160;No&#160;&#160;<font style="DISPLAY: inline;" face="Wingdings">x</font></font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">As of August 1, 2011 there were 6,500,396 shares of common stock, $1.00 par value per share, issued and outstanding.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">PART I &#8211;FINANCIAL INFORMATION</font></div>
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<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
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<td valign="top" width="96%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Item 1.&#160;&#160;Financial Statements (Unaudited)</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">4</font></div>
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<td valign="top" width="96%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Item 2.&#160;&#160;Management&#8217;s Discussion and Analysis of Financial Condition and Results of Operations</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">26</font></div>
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<td valign="top" width="96%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Item 3.&#160;&#160;Quantitative and Qualitative Disclosures about Market Risk</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">33</font></div>
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<td valign="top" width="96%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
</tr><tr bgcolor="#ccffcc">
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Item 4T.Controls and Procedures</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-WEIGHT: normal; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">33</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Item 1. Legal Proceedings</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Item 1A. Risk Factors</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Item 2. Unregistered Sales of Equity Securities and Use of Proceeds</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Item 3. Defaults Upon Senior Securities</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Item 4. [Removed and Reserved]</font></div>
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<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Item 5. Other Information</font></div>
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<td valign="top" width="96%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
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<td align="left" valign="top" width="96%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Item 6. Exhibits</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Cornerstone Bancshares, Inc. (&#8220;Cornerstone&#8221;) may from time to time make written or oral statements, including statements contained in this report (including, without limitation, certain statements in &#8220;Management Discussion and Analysis of Financial Condition and Results of Operations&#8221; in Item 2), that constitute forward-looking statements within the meaning of Section&#160;21E of the Securities Exchange Act of 1934 (the &#8220;Exchange Act&#8221;). The words &#8220;expect,&#8221; &#8220;anticipate,&#8221; &#8220;intend,&#8221; &#8220;consider,&#8221; &#8220;plan,&#8221; &#8220;believe,&#8221; &#8220;seek,&#8221; &#8220;should,&#8221; &#8220;estimate,&#8221; and similar expressions are intended to identify such forward-looking statements, but other statements may constitute forward-looking statements. These statements should be considered subject to various risks and uncertainties. Such forward-looking statements are made based upon management&#8217;s belief as well as assumptions made by, and information currently available to, management pursuant to &#8220;safe harbor&#8221; provisions of the Private Securities Litigation Reform Act of 1995. Cornerstone&#8217;s actual results may differ materially from the results anticipated in forward-looking statements due to a variety of factors. Such factors include, without limitation, those specifically described in Item 1A of Part I of Cornerstone&#8217;s Annual Report on Form 10-K for the year ended December 31, 2010, as well as the following:&#160;&#160;(i)&#160;the ability of Cornerstone Community Bank (the &#8220;Bank&#8221;) to comply with the requirements of the consent order issued by the Federal Deposit Insurance Corporation on April 2, 2010 or the written agreement entered with the Tennessee Department of Financial Institutions on April 8, 2010 (collectively, the &#8220;Action Plans&#8221;); (ii) the ability of Cornerstone to raise additional capital necessary to retire certain holding company loans and enable the Bank to achieve and maintain the elevated capital levels required under the Action Plans; (iii) unanticipated deterioration in the financial condition of borrowers resulting in significant increases in loan losses and provisions for those losses; (iv)&#160;increased competition with other financial institutions; (v)&#160;changes in economic conditions in Cornerstone&#8217;s market area; (vi)&#160;rapid fluctuations or unanticipated changes in interest rates; (vii)&#160;the effect on Cornerstone and the financial institutions and banking industry from difficult market conditions, unprecedented volatility and the soundness of other financial institutions; (viii) the ability of Cornerstone to restructure its loan portfolio to regulatory acceptable levels and composition; (ix) the effect of recent legislative regulatory initiatives; and (x)&#160;changes in the legislative and regulatory environment. Many of such factors are beyond Cornerstone&#8217;s ability to control or predict, and readers are cautioned not to put undue reliance on such forward-looking statements. Cornerstone does not intend to update or reissue any forward-looking statements contained in this report as a result of new information or other circumstances that may become known to Cornerstone.</font><br>
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<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Unaudited</font></div>
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<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" colspan="2" valign="bottom" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></div>
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<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">June 30,</font></div>
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<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">December 31,</font></div>
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<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
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<td colspan="2" valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">ASSETS</font></font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2011</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2010</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" colspan="2" valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Cash and due from banks</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,120,436</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,490,030</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" colspan="2" valign="bottom" width="78%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Interest-bearing deposits at other financial institutions</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">28,783,701</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">21,491,922</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" colspan="2" valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;Total cash and cash equivalents</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">29,904,137</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">22,981,952</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td colspan="2" valign="bottom" width="11%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" colspan="2" valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Securities available for sale</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">109,331,248</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">108,250,434</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" colspan="2" valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 9pt; TEXT-INDENT: -9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Securities held to maturity (fair value approximates of $83,834 and $98,388 at June 30, 2011 and December 31, 2010, respectively)</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">81,534</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">95,702</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" colspan="2" valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Federal Home Loan Bank stock, at cost</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,322,900</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,322,900</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" colspan="2" valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 9pt; TEXT-INDENT: -9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Loans, net of allowance for loan losses of $6,814,385 at June 30, 2011 and $9,132,171 at December 31, 2010</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">263,356,939</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">276,114,617</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" colspan="2" valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Bank premises and equipment, net</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">5,790,638</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">8,047,370</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" colspan="2" valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Accrued interest receivable</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,297,606</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,326,480</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" colspan="2" valign="bottom" width="11%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Foreclosed assets</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">20,057,587</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">12,808,838</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" colspan="2" valign="bottom" width="11%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Other assets</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">9,067,121</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">9,551,121</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td colspan="2" valign="bottom" width="11%" style="PADDING-LEFT: 0pt; PADDING-BOTTOM: 4px; MARGIN-LEFT: 9pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: left">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total Assets</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">441,209,710</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">441,499,414</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td colspan="2" valign="bottom" width="11%">&#160;</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td colspan="2" valign="bottom" width="11%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">LIABILITIES AND STOCKHOLDERS' EQUITY</font></font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td colspan="2" valign="bottom" width="11%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" colspan="2" valign="bottom" width="11%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Deposits:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" colspan="2" valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Noninterest-bearing demand deposits</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">42,354,816</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">28,980,043</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" colspan="2" valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Interest-bearing demand deposits</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">26,262,115</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">24,834,214</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" colspan="2" valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Savings deposits and money market accounts</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">38,425,489</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">34,041,672</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" colspan="2" valign="bottom" width="11%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Time deposits</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">227,878,545</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">247,591,161</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" colspan="2" valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total deposits</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">334,920,965</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">335,447,090</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" colspan="2" valign="bottom" width="78%">&#160;</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" colspan="2" valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 9pt; TEXT-INDENT: -9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Federal funds purchased and securities sold under </font>agreements to repurchase</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">27,011,269</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">24,325,372</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" colspan="2" valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Federal Home Loan Bank advances and other borrowings</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">48,480,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">54,715,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" colspan="2" valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Accrued interest payable</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">180,223</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">176,761</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" colspan="2" valign="bottom" width="11%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Other liabilities</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,757,631</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,016,038</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td colspan="2" valign="bottom" width="11%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total Liabilities</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">412,350,088</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">415,680,261</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td colspan="2" valign="bottom" width="11%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" colspan="2" valign="bottom" width="11%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Stockholders' Equity:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" colspan="2" valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 9pt; TEXT-INDENT: -9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Preferred stock - no par value; 2,000,000 shares authorized; 188,820 shares issued and outstanding in 2011 and 114,540 shares issued and outstanding in 2010</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">4,540,516</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,727,424</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" colspan="2" valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 9pt; TEXT-INDENT: -9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Common stock - $l.00 par value; 20,000,000 shares authorized; 6,709,199 issued in 2011 and 2010; 6,500,396 outstanding in 2011 and 2010</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6,500,396</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6,500,396</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" colspan="2" valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Additional paid-in capital</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">21,276,868</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">21,237,298</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" colspan="2" valign="bottom" width="11%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Retained (deficit)</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(4,024,893</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(4,317,130</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" colspan="2" valign="bottom" width="78%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Accumulated other comprehensive income (loss)</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">566,735</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(328,835</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
</tr><tr bgcolor="white">
<td colspan="2" valign="bottom" width="11%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total Stockholders' Equity</font></font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">28,859,622</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">25,819,153</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td colspan="2" valign="bottom" width="11%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total Liabilities and Stockholders' Equity</font></font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">441,209,710</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">441,499,414</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">The Notes to Consolidated Financial Statements are an intergral part of these statements.</font></div>
</div>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: left">&#160;</div>

<div id="PGBRK" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">4</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>
</div>

<br>
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman">Cornerstone Bancshares, Inc. and Subsidiary</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Consolidated Statements of Operations</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div align="left">
<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="6" valign="bottom" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Unaudited</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="6" valign="bottom" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Unaudited</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="6" valign="bottom" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Three months ended</font></font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="6" valign="bottom" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Six months ended</font></font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></div>
</td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">June 30,</font></td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">June 30,</font></td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2011</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2010</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2011</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2010</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">INTEREST INCOME</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Loans, including fees</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">4,521,370</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">5,493,946</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">9,160,175</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">11,442,192</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Investment securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">621,108</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,216,300</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,189,780</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,345,579</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="56%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Federal funds sold &amp; other earning assets</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">17,325</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">21,732</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">28,328</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">45,393</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="56%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Total interest income</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">5,159,803</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6,731,978</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">10,378,283</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">13,833,164</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="56%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">INTEREST EXPENSE</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Time deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,011,776</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,619,243</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,064,225</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,303,270</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Other deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">99,936</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">99,606</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">192,548</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">197,329</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Federal funds purchased and securities </font>sold under agreements to repurchase</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">33,712</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">32,142</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">64,715</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">67,557</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="56%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">FHLB advances and other borrowings</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">545,413</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">759,803</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,125,071</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,539,000</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="56%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Total interest expense</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,690,837</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,510,794</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,446,559</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">5,107,156</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="56%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Net interest income before provision for loan losses</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,468,966</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">4,221,184</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6,931,724</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">8,726,008</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="56%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Provision for loan losses</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">15,000</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,465,000</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">30,000</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,480,000</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="56%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Net interest income after the provision for loan losses</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,453,966</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,756,184</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6,901,724</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6,246,008</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="56%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">NONINTEREST INCOME</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Customer service fee</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">225,263</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">342,126</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">440,714</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">684,040</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Net gains from sale of securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">47,742</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">618,745</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">47,742</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">639,587</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Net gains from sale of loans and other assets</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">21,517</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">109,593</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">55,544</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">129,886</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="56%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Other noninterest income</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">21,531</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">20,757</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">41,810</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">41,371</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="56%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Total noninterest income</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">316,053</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,091,221</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">585,810</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,494,884</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="56%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">NONINTEREST EXPENSE</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Salaries and employee benefits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,501,836</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,521,216</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,044,538</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,154,560</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Net occupancy and equipment expense</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">350,280</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">368,506</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">756,614</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">723,689</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Depository insurance</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">241,505</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">259,904</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">564,160</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">529,643</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Foreclosed assets, net</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">716,505</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">796,345</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,078,075</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">992,518</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="56%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Other operating expense</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">847,281</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">938,388</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,630,635</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,883,947</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="56%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Total noninterest expense</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,657,407</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,884,359</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">7,074,022</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">7,284,357</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="56%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Income (loss) before provision for income taxes</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">112,612</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(36,954</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">413,512</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">456,535</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="56%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Provision (benefit) for income taxes</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(28,675</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(55,099</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">19,950</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">94,602</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="56%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Net income</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">141,287</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">18,145</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">393,562</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">361,933</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="56%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Preferred stock dividend requirements</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">93,075</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">185,400</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="56%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Accretion on preferred stock discount</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">9,000</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">9,000</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="56%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="56%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Net income available to common shareholders</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">39,212</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">18,145</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">199,162</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">361,933</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="56%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">EARNINGS PER COMMON SHARE</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Basic net income per common share</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0.01</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0.03</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0.06</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Diluted net income per common share</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0.01</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0.03</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0.06</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="56%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">DIVIDENDS DECLARED PER COMMON SHARE</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr></table>
</div>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The Notes to Consolidated Financial Statements are an intergral part of these statements.</font><br>
</div>

<br>
<div id="PGBRK" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">5</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">Cornerstone Bancshares, Inc. and Subsidiary

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Consolidated Statement of Changes in Stockholders' Equity - Unaudited</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">For the six months ended June 30, 2011</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
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<div align="left">
<div>
<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="30%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">Accumulated</font></div>
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<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="30%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">Additional</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center">&#160;</div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">Other</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">Total</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="30%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">Comprehensive</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">Preferred</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">Common</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">Paid-in</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">Retained</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">Comprehensive</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">Stockholders'</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="30%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">Income</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">Stock</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">Stock</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">Capital</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">(Deficit)</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">Income</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">Equity</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="30%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="30%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">BALANCE, December 31, 2010</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">2,727,424</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">6,500,396</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">21,237,298</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">(4,317,130</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">(328,835</font></td>
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<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">25,819,153</font></td>
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<td colspan="2" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
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<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;Employee compensation stock option expense</font></div>
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<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">39,570</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">39,570</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
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<td valign="bottom" width="30%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
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<td align="left" valign="bottom" width="30%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;Issuance of Series A Convertible Preferred Stock</font></div>
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<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
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<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">1,804,092</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
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<td valign="bottom" width="30%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
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<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="30%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;Preferred stock dividends paid</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">(92,325</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">(92,325</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">)</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="30%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="30%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;Accrection on preferred stock</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">9,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">(9,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="30%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="30%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;Comprehensive income:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="30%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Net income</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">393,562</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">393,562</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">393,562</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="30%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="30%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="30%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Other comprehensive income, net of tax:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="30%" style="PADDING-BOTTOM: 2px; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: left">
<div style="DISPLAY: block; MARGIN-LEFT: 27pt; TEXT-INDENT: -27pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Unrealized holding gains on securities available for sale, net of reclassification adjusment</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">895,570</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">895,570</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">895,570</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="30%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="30%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total comprehensive income</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">1,289,132</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="30%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="30%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">BALANCE, June 30, 2011</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">4,540,516</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">6,500,396</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">21,276,868</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">(4,024,893</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">)</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">566,735</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">28,859,622</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr></table>
</div>
</div>
</div>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The Notes to Consolidated Financial Statements are an integral part of these statements.</font><br>
</div>

<br>
<div id="PGBRK" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">6</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>
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<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
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<div align="left">
<div>
<div style="DISPLAY: block; TEXT-INDENT: 0pt">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><a name="RANGE!A1:I62"><!--EFPlaceholder--></a>Cornerstone Bancshares, Inc. and Subsidiary</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Consolidated Statements of Cash Flows</font></div>

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<div align="left">
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<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
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<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Unaudited</font></div>
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<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
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<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Six months ended June 30,</font></div>
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<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
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<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2011</font></div>
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<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2010</font></div>
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<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">CASH FLOWS FROM OPERATING ACTIVITIES</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Net income</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">393,562</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">361,933</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Adjustments to reconcile net income to net cash </font>provided by operating activities:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Depreciation and amortization</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">155,415</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">233,564</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Provision for loan losses</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">30,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,480,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Stock compensation expense</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">39,570</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">37,306</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Net (gains) losses on sales of loans and other assets</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">858,143</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(386,195</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Changes in other operating assets and liabilities:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;Net change in loans held for sale</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(298,500</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(371,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;Accrued interest receivable</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">28,874</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(141,737</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;Accrued interest payable</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,462</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">23,222</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="78%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;Other assets and liabilities</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">818,835</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">26,417</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="78%" style="PADDING-LEFT: 7%; PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Net cash provided by operating activities</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,029,361</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,263,510</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="78%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="78%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">CASH FLOWS FROM INVESTING ACTIVITIES</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Proceeds from security transactions:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;Securities available for sale</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">689,587</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">50,499,955</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;Securities held to maturity</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">13,872</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">20,266</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Purchase of securities available for sale</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(250,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(53,138,697</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Purchase of Federal Home Loan Bank stock</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(93,700</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Loan originations and principal collections, net</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,235,943</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">12,633,191</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Purchase of bank premises and equipment</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">92,018</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(2,299</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Proceeds from sale of bank premises and equipment</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">199,664</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="78%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Proceeds from sale of other real estate and other assets</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,474,865</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">4,516,827</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="78%" style="PADDING-LEFT: 7%; PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Net cash provided by investing activities</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">7,256,285</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">14,635,207</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="78%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="78%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">CASH FLOWS FROM FINANCING ACTIVITIES</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Net (decrease) in deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(526,125</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(4,093,656</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 9pt; TEXT-INDENT: -9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Net increase / (decrease)&#160;&#160;in federal funds purchased and </font>securities sold under agreements to repurchase</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,685,897</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(2,216,720</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 9pt; TEXT-INDENT: -9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Net payments on Federal Home Loan Bank</font>&#160;advances and other borrowings</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(6,235,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(5,100,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Payment of dividends on preferred stock</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(92,325</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="78%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Issuance of preferred stock</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,804,092</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="78%" style="PADDING-LEFT: 8%; PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Net cash used in financing activities</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(2,363,461</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(11,410,376</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="78%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">NET INCREASE IN CASH AND CASH EQUIVALENTS</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6,922,185</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">5,488,341</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="78%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="78%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">CASH AND CASH EQUIVALENTS,&#160;&#160;beginning of period</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">22,981,952</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">38,202,205</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="78%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="78%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">CASH AND CASH EQUIVALENTS, end of period</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">29,904,137</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">43,690,546</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="78%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="78%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" colspan="4" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;Cash paid during the period for interest</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,443,097</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">5,083,934</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="78%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;Cash paid during the period for taxes</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">500,000</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="78%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="78%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">NONCASH INVESTING AND FINANCING ACTIVITIES</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="78%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;Acquisition of real estate through foreclosure</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">9,838,317</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">4,365,571</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr></table>
</div>
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<div style="DISPLAY: block; TEXT-INDENT: 0pt">
<div>
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The Notes to Consolidated Financial Statements are an intergral part of these statements.</font></div>
</div>
</div>

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<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">7</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center">
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<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
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<div>&#160;</div>

<div>
<div>
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160;</font><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">CORNERSTONE BANCSHARES, INC.</font></div>
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<div>
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Unaudited)</font></div>
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<div style="DISPLAY: block; TEXT-INDENT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Note 1. Presentation of Financial Information</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 9pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-STYLE: italic">Nature of Business</font>-Cornerstone is a bank holding company whose primary business is performed by its wholly-owned subsidiary, Cornerstone Community Bank (the &#8220;Bank&#8221;).&#160;&#160;The Bank provides a full range of banking services to the Chattanooga, Tennessee market.&#160;&#160;The Bank has also established a loan production office (&#8220;LPO&#8221;) in Dalton, Georgia to further enhance the Bank&#8217;s lending markets.&#160;&#160;The Bank specializes in small business and commercial lending.&#160;&#160;The Bank has a wholly-owned subsidiary, Eagle Financial, Inc. (&#8220;Eagle&#8221;), which specializes in finance and accounts receivable factoring.</font><br>
&#160;</div>

<div>
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 9pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-STYLE: italic">Interim Financial Information (Unaudited)-</font>The financial information in this report for June 30, 2011 and June 30, 2010 has not been audited. The information included herein should be read in conjunction with the annual consolidated financial statements and footnotes thereto included in the 2010 Annual Report to Shareholders which was furnished to each shareholder of Cornerstone in April of 2011. The consolidated financial statements presented herein conform to U.S. generally accepted accounting principles and to general industry practices.&#160;&#160;In the opinion of Cornerstone&#8217;s management, the accompanying interim financial statements contain all material adjustments, consisting only of normal recurring adjustments, necessary to present fairly the financial condition, the results of operations, and cash flows for the interim period. Results for interim periods are not necessarily indicative of the results to be expected for a full year.</font></div>
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<div>
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 9pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-STYLE: italic">Use of Estimates</font>-The preparation of financial statements in conformity with U.S. generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosures of contingent assets and liabilities as of the balance sheet date and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term include the determination of the allowance for loan losses.</font></div>
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<div>
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 9pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-STYLE: italic">Consolidation</font>-The accompanying consolidated financial statements include the accounts of Cornerstone, the Bank&#160;&#160;and Eagle.&#160;&#160;&#160;Substantially all intercompany transactions, profits and balances have been eliminated.</font></div>
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<div>
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 9pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-STYLE: italic">Reclassification-</font>Certain amounts in the prior consolidated financial statements have been reclassified to conform to the current period presentation.&#160;&#160;The reclassifications had no effect on net income or stockholders&#8217; equity as previously reported.</font></div>
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<div>
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 9pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-STYLE: italic">Accounting Policies</font>-During interim periods, Cornerstone follows the accounting policies set forth in its Annual Report on Form 10-K for the year ended December 31, 2010 as filed with the Securities and Exchange Commission.&#160;&#160;Since December 31, 2010, there have been no significant changes in any accounting principles or practices, or in the method of applying any such principles or practices, except for the following:</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">In January&#160;2011, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update (ASU) No.&#160;2011-01, <font style="DISPLAY: inline; FONT-STYLE: italic">Deferral of the Effective Date of Disclosures about Troubled Debt Restructurings in Update No.&#160;2010-20 </font>(ASU 2011-01).&#160; The FASB determined that certain provisions relating to troubled debt restructurings (TDRs) should be deferred until additional guidance and clarification on the definition of TDRs is issued.&#160;</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">In April&#160;2011, the FASB issued ASU No.&#160;2011-02, <font style="DISPLAY: inline; FONT-STYLE: italic">A Creditor&#8217;s Determination of Whether a Restructuring Is a Troubled Debt Restructuring</font> (ASU 2011-02). ASU 2011-02 amends Accounting Standards Codification (ASC) Topic 310, <font style="DISPLAY: inline; FONT-STYLE: italic">Receivables, </font>by clarifying guidance for creditors in determining whether a concession has been granted and whether a debtor is experiencing financial difficulties.&#160; The amendments are effective for the first interim or annual period beginning on or after June&#160;15, 2011, and should be applied retrospectively to the beginning of the annual period of adoption.&#160; ASU 2011-02 also makes disclosure requirements deferred under ASU 2011-01 effective for interim and annual periods beginning on or after June&#160;15, 2011.&#160; The Company is evaluating the effect, if any, the adoption of ASU 2011-02 will have on its consolidated financial statements.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Unaudited)</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">In April&#160;2011, the FASB issued ASU No.&#160;2011-03, <font style="DISPLAY: inline; FONT-STYLE: italic">Transfers and Servicing (Topic 860): Reconsideration of Effective Control for Repurchase Agreements</font> (ASU 2011-03), intended to improve financial reporting of repurchase agreements and refocus the assessment of effective control on a transferor&#8217;s contractual rights and obligations rather than practical ability to perform those rights and obligations.&#160; The guidance in ASU 2011-03 is effective for the first interim or annual period beginning on or after December&#160;15, 2011. The Company is evaluating the effect, if any, the adoption of ASU 2011-03 will have on its consolidated financial statements.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">In May&#160;2011, the FASB issued ASU No.&#160;2011-04, <font style="DISPLAY: inline; FONT-STYLE: italic">Amendments to Achieve Common Fair Value Measurement and Disclosure Requirements in U.S. GAAP and IFRSs</font> (ASU 2011-04). ASU 2011-04 represents the converged guidance of the FASB and the International Accounting Standards Board (IASB) on fair value measurement.&#160; A variety of measures are included in the update intended to either clarify existing fair value measurement requirements, change particular principles requirements for measuring fair value or for disclosing information about fair value measurements.&#160; For many of the requirements, the FASB does not intend to change the application of existing requirements under the ASC Topic 820, <font style="DISPLAY: inline; FONT-STYLE: italic">Fair Value Measurements</font>.&#160; ASU 2011-04 is effective for interim and annual periods beginning after December&#160;15, 2011 and early application is not permitted. The Company is evaluating the impact adoption of ASU 2011-04 will have on its financial statements.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">In June&#160;2011, the FASB issued ASU No.&#160;2011-05, <font style="DISPLAY: inline; FONT-STYLE: italic">Presentation of Comprehensive Income </font>(ASU 2011-05), intended to increase the prominence of items reported in other comprehensive income and to facilitate convergence of accounting guidance in this area with that of the IASB.&#160; The amendments require that all nonowner changes in stockholders&#8217; equity be presented in a single continuous statement of comprehensive income or in two separate but consecutive statements.&#160; Amendments under ASU 2011-05 for public entities should be applied retrospectively for fiscal years, and interim periods within those years, beginning December&#160;15, 2011.&#160; The Company is evaluating the impact adoption of ASU 2011-05 will have on its financial statements.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 9pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-STYLE: italic">Earnings per Common Share</font>- Basic earnings per share (&#8220;EPS&#8221;) is computed by dividing income available to common shareholders (numerator) by the weighted average number of common shares outstanding during the period (denominator). Diluted EPS is computed by dividing income available to common shareholders (numerator) by the adjusted weighted average number of shares outstanding (denominator). The adjusted weighted average number of shares outstanding reflects the potential dilution occurring if securities or other contracts to issue common stock were exercised or converted into common stock resulting in the issuance of common stock that share in the earnings of the entity.</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Unaudited)</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The following is a summary of the basic and diluted earnings per share for the three and six month periods ended June 30, 2011 and June 30, 2010.</font></div>

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<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Three Months Ended June 30,</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Basic earnings per common share calculation:</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2011</font></div>
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<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2010</font></div>
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<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Numerator: Net income available to common shareholders</font></div>
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<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">39,212</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">18,145</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Denominator: Weighted avg. common shares outstanding</font></div>
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<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6,500,396</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6,500,396</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Effect of dilutive stock options</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Diluted shares</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6,500,396</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6,500,396</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="78%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="78%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Basic earnings per common share</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0.01</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="78%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Diluted earnings per common share</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0.01</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr></table>

<div>&#160;</div>

<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr bgcolor="white">
<td valign="bottom">&#160;</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="6" valign="bottom" style="TEXT-ALIGN: center">
<div style="DISPLAY: block; TEXT-INDENT: 0pt; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Six Months Ended June 30,</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="78%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Basic earnings per common share calculation:</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2011</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2010</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Numerator: Net income available to common shareholders</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">199,162</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">361,933</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Denominator: Weighted avg. common shares outstanding</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6,500,396</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6,500,396</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Effect of dilutive stock options</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Diluted shares</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6,500,396</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6,500,396</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="78%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="78%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Basic earnings per common share</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0.03</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0.06</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="78%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Diluted earnings per common share</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0.03</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0.06</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Note 2. Stock Based Compensation</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-STYLE: italic">Accounting Policies-</font> Cornerstone, as required by FASB, applies the fair value recognition provisions of ASC 718, <font style="DISPLAY: inline; FONT-STYLE: italic">Compensation &#8211;Stock Compensation</font>.&#160;&#160;As a result, for the six month period ended June 30, 2011, the compensation cost charged to earnings related to the vested incentive stock options was approximately $40,000, which had no material impact on earnings per share.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 9pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-STYLE: italic">Officer and Employee Plans</font>-Cornerstone has two stock option plans under which officers and employees can be granted incentive stock options or non-qualified stock options to purchase a total of up to 1,420,000 shares of Cornerstone&#8217;s common stock.&#160;&#160;The exercise price for incentive stock options must be not less than 100&#160;percent of the fair market value of the common stock on the date of the grant.&#160;&#160;The exercise price of the non-qualified stock options may be equal to or more or less than the fair market value of the common stock on the date of the grant.&#160;&#160;<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman">The incentive stock options vest 30% on the second anniversary of the grant date, 60% on the third anniversary of the grant date and 100% on the fourth anniversary of the grant date, and the non-qualified stock options vest 50% on the first anniversary of the grant date and 100% on the second anniversary of the grant date.</font>&#160;&#160;The options expire ten years from the grant date.&#160;&#160;At June 30, 2011, the total remaining compensation cost to be recognized on non-vested options is approximately $346,000.&#160;&#160;A summary of the status of these stock option plans is presented in the following table:</font></div>

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<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
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<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">10</font></div>

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<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
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<div style="DISPLAY: block; TEXT-INDENT: 0pt">
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">CORNERSTONE BANCSHARES, INC.</font></div>
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<div>
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Unaudited)</font></div>
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<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="58%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Weighted-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="58%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Average</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="58%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Weighted</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Contractual</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="58%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Average</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Remaining</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Aggregate</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="58%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Exercisable</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Term</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Intrinsic</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="58%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Number</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Price</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(in years)</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Value</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="58%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Outstanding at December 31, 2010</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">520,900</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">5.79</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">4.0 Years</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="58%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;Granted</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">211,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1.70</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">9.9 Years</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="58%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;Exercised</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="58%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;Forfeited</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">149,300</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">4.59</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="58%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Outstanding at June 30, 2011</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">582,600</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">4.63</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="9%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6.2 Years</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="58%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Options exercisable at June 30, 2011</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">296,915</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6.66</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The weighted average grant date fair value of stock options granted during the six months ended June 30, 2011 was $0.83.&#160;&#160;This was determined using the Black-Scholes option pricing model with the following weighted-average assumptions:</font></div>

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</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="30%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr bgcolor="#ccffcc">
<td valign="top" width="15%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Dividend yield</font></div>
</td>
<td align="right" valign="top" width="15%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0.0%</font></div>
</td>
</tr><tr bgcolor="white">
<td valign="top" width="15%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Expected life</font></div>
</td>
<td align="right" valign="top" width="15%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">7.0 Years</font></div>
</td>
</tr><tr bgcolor="#ccffcc">
<td valign="top" width="15%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Expected volatility</font></div>
</td>
<td align="right" valign="top" width="15%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">43.11%</font></div>
</td>
</tr><tr bgcolor="white">
<td valign="top" width="15%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Risk-free interest rate</font></div>
</td>
<td align="right" valign="top" width="15%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2.81%</font></div>
</td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 9pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-STYLE: italic">Board of Directors Plan</font>-Cornerstone has a stock option plan under which members of the Board of Directors, at the formation of the Bank, were granted options to purchase a total of up to 600,000 shares of the Bank's common stock.&#160;&#160;On October&#160;15, 1997, the Bank stock options were converted to Cornerstone stock options.&#160;&#160;Only non-qualified stock options may be granted under the plan.&#160;&#160;The exercise price of each option equals the market price of Cornerstone&#8217;s stock on the date of grant and the maximum term is ten years.&#160;&#160;Vesting is 50% on the first anniversary of the grant date and 100% on the second anniversary of the grant date.&#160;&#160;At June 30, 2011, there was no remaining compensation cost to be recognized on non-vested options.&#160;&#160;A summary of the status of this stock option plan is presented in the following table:</font></div>

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</div>

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</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="58%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Weighted-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="58%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Average</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="58%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Weighted</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Contractual</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="58%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Average</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Remaining</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Aggregate</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="58%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Exercisable</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Term</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Intrinsic</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="58%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Number</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Price</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(in years)</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Value</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="58%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Outstanding at December 31, 2010</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">100,250</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">9.42</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">5.7 Years</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="58%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;Granted</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="58%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;Exercised</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="58%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;Forfeited</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="58%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Outstanding at June 30, 2011</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">100,250</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">9.42</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="9%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">5.2 Years</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="58%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Options exercisable at June 30, 2011</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">100,250</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">9.42</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>

<div id="PGBRK" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">11</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">
<div>
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">CORNERSTONE BANCSHARES, INC.</font></div>
</div>

<div>
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Unaudited)</font></div>
</div>

<br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Note 3. Securities</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The amortized cost and fair value of securities available-for-sale and held-to-maturity at June 30, 2011 and December 31, 2010 are summarized as follows:</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div>
<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div>
<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="14" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">June 30, 2011</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Gross</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Gross</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Amortized</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Unrealized</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Unrealized</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Fair</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Debt securities available-for-sale:</font></div>
</td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Cost</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Gains</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Losses</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Value</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;U.S. Government agencies</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">4,282,294</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">14,836</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">4,297,130</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="56%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;State and municipal securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">21,108,697</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">702,072</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(37,524</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">21,773,245</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="56%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;Mortgage-backed securities:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 18pt; TEXT-INDENT: -27pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Residential mortgage guaranteed by GNMA</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">15,453,645</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">252,356</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(3,120</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">15,702,881</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="56%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="56%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left">
<div style="DISPLAY: block; MARGIN-LEFT: 18pt; TEXT-INDENT: -27pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Collateralized mortgage obligations issued or guaranteed by U.S. Government agencies or sponsored agencies</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">67,554,290</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">224,307</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(220,605</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">67,557,992</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="56%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="56%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">108,398,926</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,193,571</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(261,249</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">109,331,248</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="56%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Debt securities held to maturity:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;Mortgage-backed securities:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="56%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left">
<div style="DISPLAY: block; MARGIN-LEFT: 18pt; TEXT-INDENT: -27pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Residential mortgage guaranteed by GNMA</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">81,534</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,300</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">83,834</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr></table>
</div>
</div>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div id="PGBRK" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">12</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">
<div>
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">CORNERSTONE BANCSHARES, INC.</font></div>
</div>

<div>
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Unaudited)</font></div>
</div>

<br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">
<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="14" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">December 31, 2010</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Gross</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Gross</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Amortized</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Unrealized</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Unrealized</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Fair</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Debt securities available-for-sale:</font></div>
</td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Cost</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Gains</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Losses</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Value</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;U.S. Government agencies</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">4,571,444</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">15,635</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">4,587,079</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="56%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;State and municipal securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">20,868,771</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">191,429</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(323,988</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">20,736,212</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="56%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;Mortgage-backed securities:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 18pt; TEXT-INDENT: -27pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Residential mortgage guaranteed by GNMA</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">18,747,272</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">130,609</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(24,856</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">18,853,025</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="56%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="56%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 18pt; TEXT-INDENT: -27pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Collateralized mortgage obligations issued or guaranteed by U.S. Government agencies or sponsored agencies</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">64,575,092</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">135,479</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(636,453</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">64,074,118</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="56%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="56%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">108,762,579</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">473,152</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(985,297</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">108,250,434</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="56%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Debt securities held to maturity:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;Mortgage-backed securities:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="56%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 18pt; TEXT-INDENT: -27pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Residential mortgage guaranteed by GNMA</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">95,702</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,686</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">98,388</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr></table>
</div>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">At June 30, 2011, securities with a fair value totaling approximately $104 million<font style="DISPLAY: inline; COLOR: #ff0000">&#160;</font>were pledged to secure public funds, securities sold under agreements to repurchase, the Federal Home Loan Bank (sometimes referred to herein as &#8220;FHLB&#8221;) as collateral for the Bank&#8217;s borrowings, as collateral for federal funds purchased from other financial institutions and serve as collateral at the Federal Reserve Discount Window.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The amortized cost and estimated market value of securities at June 30, 2011, by contractual maturity, are shown below.&#160;&#160;Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Securities Available-for-Sale</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Securities Held to Maturity</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Amortized</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Fair</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Amortized</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Fair</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Cost</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Value</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Cost</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Value</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Due in one year or less</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">299,873</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">300,779</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Due from one year to five years</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,175,214</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,265,987</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Due from five years to ten years</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">4,407,278</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">4,596,163</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="56%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Due after ten years</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">19,508,626</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">19,907,446</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="56%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">25,390,991</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">26,070,375</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="56%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="56%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="56%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Mortgage-backed securities</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">83,007,935</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">83,260,873</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">81,534</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">83,834</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="56%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="56%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">108,398,926</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">109,331,248</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">81,534</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">83,834</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
&#160;</div>

<div id="PGBRK" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">13</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">
<div>
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">CORNERSTONE BANCSHARES, INC.</font></div>
</div>

<div>
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Unaudited)</font></div>
</div>

<br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The following tables present the gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities available for sale have been in a continuous unrealized loss position, as of June 30, 2011 and as of December 31, 2010:</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>

<div align="left">
<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="22" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">As of June 30, 2011</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Less than 12 Months</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">12 Months or Greater</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Total</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Gross</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Gross</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Gross</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Fair</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Unrealized</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Fair</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Unrealized</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Fair</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Unrealized</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Value</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Losses</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Value</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Losses</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Value</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Losses</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: -5.4pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Debt securities available for sale:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="34%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;State and municipal securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">845,897</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(37,524</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">845,897</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(37,524</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="34%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="34%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;Mortgage-backed securities:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="34%">
<div style="DISPLAY: block; MARGIN-LEFT: 18pt; TEXT-INDENT: -27pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Residential mortgage guaranteed by GNMA</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,744,919</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(3,120</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,744,919</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(3,120</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="34%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 18pt; TEXT-INDENT: -27pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Collateralized mortgage obligations issued or guaranteed by U.S. Government agencies or sponsored agencies</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">31,258,737</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(220,379</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,159,526</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(226</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">32,418,263</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(220,605</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="34%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">32,104,634</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(257,903</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,904,445</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(3,346</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">36,009,079</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(261,249</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
</tr></table>
</div>
</div>

<div align="left">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">
<div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>

<div>
<div align="left">
<div>
<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="22" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">As of December 31, 2010</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Less than 12 Months</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">12 Months or Greater</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Total</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Gross</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Gross</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Gross</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Fair</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Unrealized</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Fair</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Unrealized</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Fair</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Unrealized</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Value</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Losses</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Value</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Losses</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Value</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Losses</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: -5.4pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Debt securities available for sale:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="34%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;State and municipal securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6,110,458</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(154,802</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6,440,892</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(169,186</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">12,551,350</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(323,988</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="34%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="34%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: -5.4pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;Mortgage-backed securities:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="34%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: -9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Residential mortgage guaranteed by GNMA</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">5,647,347</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(24,856</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">5,647,347</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(24,856</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 18pt; TEXT-INDENT: -27pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Collateralized mortgage obligations issued or guaranteed by U.S. Government agencies or sponsored agencies</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">34,694,782</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(636,453</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">34,694,782</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(636,453</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="34%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">46,452,587</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(816,111</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6,440,892</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(169,186</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">52,893,479</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(985,297</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
</div>
</div>
</div>
</div>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Upon acquisition of a security, the Bank determines the appropriate impairment model that is applicable.&#160;&#160;If the security is a beneficial interest in securitized financial assets, the Bank uses the beneficial interests in securitized financial assets impairment model.&#160;&#160;If the security is not a beneficial interest in securitized financial assets, the Bank uses the debt and equity securities impairment model.&#160;&#160;The Bank conducts periodic reviews to evaluate each security to determine whether an other-than-temporary impairment has occurred.&#160;&#160;The Bank does not have any securities that have been classified as other-than-temporarily-impaired at June 30, 2011 or December 31, 2010.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div id="PGBRK" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">14</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center">
<hr style="COLOR: black" noshade size="2">
</div>
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<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
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<div>
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">CORNERSTONE BANCSHARES, INC.</font></div>
</div>

<div>
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Unaudited)</font></div>
</div>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">At June 30, 2011 and December 31, 2010, the significant categories of temporarily impaired securities, and management&#8217;s evaluation of those securities are as follows:</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-STYLE: italic">State and municipal securities:&#160;&#160;</font>At June 30, 2011, 2 investments in obligations of state and municipal securities had unrealized losses.&#160;&#160;The Bank believes the unrealized losses on those investments were caused by the interest rate environment and does not relate to the underlying credit quality of the issuers.&#160;&#160;Because the Bank has the intent and ability to hold those investments for a time necessary to recover their amortized cost bases, which may be maturity, the Bank does not consider those investments to be other-than-temporarily impaired at June 30, 2011.</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-STYLE: italic">Mortgage-backed securities:&#160;&#160;</font>At June 30, 2011, 7&#160;investments in residential mortgage-backed securities had unrealized losses.&#160;&#160;This impairment is believed to be caused by the current interest rate environment.&#160;&#160;The contractual cash flows of those investments are guaranteed or issued by an agency of the U.S. Government.&#160;&#160;Because the decline in market value is attributable to the current interest rate environment and not credit quality, and because the Bank does not intend to sell the investments and it is not more likely than not that the Bank will be required to sell the investments before recovery of their amortized cost bases, which may be maturity, the Bank does not deem those investments to be other-than-temporarily impaired at June 30, 2011.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Note 4. Loans and Allowance for Loan Losses</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">At June 30, 2011 and December 31, 2010, loans are summarized as follows (in thousands):</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="60%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="38%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">June 30,</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">December 31,</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="38%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2011</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2010</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="38%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Commercial real estate-mortgage:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="38%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;Owner-occupied</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">63,801</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">64,971</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="38%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;All other</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">62,060</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">64,060</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="38%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Consumer real estate-mortgage</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">68,030</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">71,878</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="38%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Construction and land development</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">29,637</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">29,848</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="38%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Commercial and industrial</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">43,673</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">51,160</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="38%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Consumer and other</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,970</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,330</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="38%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Total loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">270,171</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">285,247</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="38%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Less: Allowance for loan losses</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(6,814</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(9,132</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="38%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="38%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Loans, net</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline">263,357</font></font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline">276,115</font></font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The composition of loans by primary loan classification as well as impaired and performing loan status at June 30, 2011 and December 31, 2010 is summarized in the tables below (dollar amounts in thousands):</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div align="left">
<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">June 30, 2011</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Commercial</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Consumer</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Construction</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Commercial</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Real Estate-</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Real Estate-</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">and Land</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">and</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Consumer</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Mortgage</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Mortgage</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Development</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Industrial</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">and Other</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Total</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="34%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Performing loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">114,475</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">59,008</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">28,262</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">41,952</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,970</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">246,667</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="34%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Impaired loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">11,386</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">9,022</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,375</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,721</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">23,504</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="34%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">125,861</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">68,030</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">29,637</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">43,673</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,970</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">270,171</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr></table>
</div>

<div>&#160;</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr bgcolor="white">
<td align="left" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">December 31, 2010</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Commercial</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Consumer</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Construction</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Commercial</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Real Estate-</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Real Estate-</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">and Land</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">and</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Consumer</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Mortgage</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Mortgage</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Development</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Industrial</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">and Other</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Total</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="34%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Performing loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">119,084</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">61,455</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">27,774</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">50,492</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,279</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">262,084</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="34%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Impaired loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">9,947</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">10,423</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,074</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">668</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">51</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">23,163</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="34%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">129,031</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">71,878</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">29,848</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">51,160</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,330</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">285,247</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr></table>
</div>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">
<div>
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;</font></div>

<div id="PGBRK" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">15</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">CORNERSTONE BANCSHARES, INC.</font></div>
</div>

<div>
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Unaudited)</font></div>
</div>

<br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The following tables show the allowance allocation by loan classification for impaired and performing loans as of June 30, 2011 and December 31, 2010 (dollar amounts in thousands):</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">June 30, 2011</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Commercial</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Consumer</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Construction</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Commercial</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Real Estate-</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Real Estate-</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">and Land</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">and</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Consumer</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Allowance related to:</font></div>
</td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Mortgage</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Mortgage</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Development</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Industrial</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">and Other</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Total</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="34%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Performing loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,983</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,079</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">559</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">678</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">62</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">4,361</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="34%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Impaired loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,192</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">851</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">410</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,453</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="34%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,175</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,930</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">559</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,088</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">62</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6,814</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">December 31, 2010</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Commercial</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Consumer</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Construction</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Commercial</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Real Estate-</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Real Estate-</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">and Land</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">and</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Consumer</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: left">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Allowance related to:</font></div>
</td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Mortgage</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Mortgage</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Development</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Industrial</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">and Other</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Total</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="34%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Performing loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">887</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">691</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,178</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">588</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">48</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">5,392</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="34%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Impaired loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">906</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,420</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">60</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">337</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">17</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,740</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="34%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,793</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,111</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,238</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">925</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">65</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">9,132</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The following tables detail the changes in the allowance for loan losses for the six month period ending June 30, 2011 and year ending December 31, 2010 by loan classification (dollars in thousands):</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">June 30, 2011</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Commercial</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Consumer</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Construction</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Commercial</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Real Estate-</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Real Estate-</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">and Land</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">and</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Consumer</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Mortgage</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Mortgage</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Development</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Industrial</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">and Other</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Total</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="34%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Beginning balance</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,793</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,111</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,238</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">925</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">65</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">9,132</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="34%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;Charged-off loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(1,188</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(1,429</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(60</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(21</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(9</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(2,707</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="34%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;Recovery of charge-offs</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">240</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">12</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">24</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">70</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">13</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">359</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="34%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;Provision for loan losses</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,330</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">236</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(2,643</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">114</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(7</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">30</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="34%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Ending balance</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,175</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,930</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">559</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,088</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">62</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6,814</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">December 31, 2010</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Commercial</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Consumer</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Construction</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Commercial</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Real Estate-</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Real Estate-</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">and Land</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">And</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Consumer</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Mortgage</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Mortgage</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Development</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Industrial</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">and Other</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Total</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="34%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Beginning balance</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,189</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">719</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,179</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">786</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">32</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">5,905</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="34%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;Charged-off loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(2,309</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(562</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(1,260</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(443</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(114</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(4,688</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="34%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;Recovery of charge-offs</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">213</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">54</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">19</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">282</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">56</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">624</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="34%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;Provision for loan losses</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,700</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,900</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,300</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">300</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">91</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">7,291</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="34%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Ending balance</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,793</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,111</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,238</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">925</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">65</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">9,132</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Credit quality indicators:</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Federal regulations require us to review and classify our assets on a regular basis. There are three classifications for problem assets: substandard, doubtful, and loss. &#8220;Substandard assets&#8221; must have one or more defined weaknesses and are characterized by the distinct possibility that we will sustain some loss if the deficiencies are not corrected. &#8220;Doubtful assets&#8221; have the weaknesses of substandard assets with the additional characteristic that the weaknesses make collection or liquidation in full on the basis of currently existing facts, conditions and values questionable, and there is a high possibility of loss. An asset classified &#8220;loss&#8221; is considered uncollectible and of such little value that continuance as an asset of the institution is not warranted. The regulations also provide for a &#8220;special mention&#8221; category, described as assets which do not currently expose an institution to a sufficient degree of risk to warrant classification but do possess credit deficiencies or potential weaknesses deserving close attention. When we classify an asset as substandard or doubtful, we may establish a specific allowance for loan losses.</font></div>

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<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">16</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">CORNERSTONE BANCSHARES, INC.</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Unaudited)</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The following table outlines the amount of each loan classification&#160;&#160;and the amount categorized into each risk rating as of June 30, 2011 and December 31, 2010 (amounts in thousands):</font></div>

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<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">June 30, 2011</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Commercial</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Consumer</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Construction</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Commercial</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Real estate-</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Real Estate-</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">and Land</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">and</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Consumer</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Mortgage</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Mortgage</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Development</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Industrial</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">and Other</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Total</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="34%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Pass</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">101,708</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">51,008</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">25,489</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">36,040</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,893</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">223,138</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="34%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Special mention</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">11,627</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,555</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,825</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">5,603</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">27</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">22,637</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="34%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Substandard</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,140</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">4,445</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">948</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">309</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">50</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6,892</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="34%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Substandard-impaired</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">8,852</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">9,022</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,375</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,721</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">20,970</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="34%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Doubtful</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,534</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,534</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="34%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">125,861</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">68,030</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">29,637</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">43,673</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,970</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">270,171</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">December 31, 2010</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Commercial</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Consumer</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Construction</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Commercial</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Real Estate-</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Real Estate-</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">and Land</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">and</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Consumer</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Mortgage</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Mortgage</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Development</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Industrial</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">and Other</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Total</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="34%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Pass</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">97,692</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">49,974</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">24,401</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">41,963</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,215</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">217,245</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="34%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Special mention</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">19,289</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,786</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,121</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">7,405</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">54</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">32,655</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="34%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Substandard</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,103</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">7,695</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,252</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,124</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">10</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">12,184</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="34%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Substandard-impaired</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">9,947</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">10,423</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,074</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">668</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">51</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">23,163</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="34%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">129,031</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">71,878</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">29,848</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">51,160</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,330</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">285,247</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">After the Bank&#8217;s independent loan review department completes the loan grade assignment, a loan impairment analysis is performed on loans graded substandard or worse. The following tables present summary information pertaining to impaired loans by loan classification as of June 30, 2011 and December 31, 2010 (in thousands):</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="80%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="47%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">June 30, 2011</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Unpaid</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Average</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="47%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Principal</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Related</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Recorded</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="47%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Balance</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Allowance</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Investment</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="47%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Impaired loans with no recorded allowance</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="47%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;Commercial real estate &#8211; mortgage</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">5,411</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,591</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="47%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;Consumer real estate &#8211; mortgage</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">5,380</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">4,612</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="47%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;Construction and land development</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,375</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,056</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="47%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;Commercial and industrial</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,180</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">938</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="47%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;Consumer and other</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="47%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Total</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">13,346</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">10,197</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="80%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr bgcolor="#ccffcc">
<td valign="bottom" width="47%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Impaired loans with a recorded allowance</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="47%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;Commercial real estate &#8211; mortgage</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">5,975</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,192</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6,001</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="47%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;Consumer real estate &#8211; mortgage</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,642</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">851</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6,286</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="47%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;Construction and land development</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">365</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="47%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;Commercial and industrial</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">541</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">410</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">604</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="47%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;Consumer and other</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">155</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="47%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">10,158</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,453</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">13,411</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="47%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="47%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Total impaired loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">23,504</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,453</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">23,608</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>

<div id="PGBRK" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">17</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">
<div>
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">CORNERSTONE BANCSHARES, INC.</font></div>
</div>

<div>
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Unaudited)</font></div>
</div>

<br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="80%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="47%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">December 31, 2010</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Unpaid</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Average</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="47%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Principal</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Related</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Recorded</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="47%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Balance</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Allowance</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Investment</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="47%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Impaired loans with no recorded allowance</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="47%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;Commercial real estate &#8211; mortgage</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,663</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,747</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="47%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;Consumer real estate &#8211; mortgage</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">998</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">776</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="47%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;Construction and land development</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,793</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,526</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="47%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;Commercial and industrial</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">70</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">782</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="47%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;Consumer and other</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="47%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">4,526</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">5,832</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="80%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr bgcolor="#ccffcc">
<td valign="bottom" width="47%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Impaired loans with a recorded allowance</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="47%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;Commercial real estate &#8211; mortgage</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">8,284</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">906</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">8,494</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="47%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;Consumer real estate &#8211; mortgage</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">9,425</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,420</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">8,968</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="47%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;Construction and land development</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">281</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">60</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,674</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="47%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;Commercial and industrial</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">598</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">337</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,060</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="47%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;Consumer and other</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">49</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">17</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">178</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="47%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">18,637</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,740</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">21,374</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="47%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="47%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Total impaired loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">23,163</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,740</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">27,206</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Interest income recognized on impaired loans was approximately $643,000 and $943,000 for the six month ending June 30, 2011 and the year ending December 31, 2010, respectively.&#160;&#160;There was no interest income recognized on a cash basis on impaired loans during these periods.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Impaired loans also include loans that the Bank may elect to formally restructure due to the weakening credit status of a borrower such that the restructuring may facilitate a repayment plan that minimizes the potential losses, if any, that the Bank may have to otherwise incur.&#160;&#160;&#160;These loans are classified as impaired loans.&#160;&#160;At June 30, 2011 and December 31, 2010, there were approximately $1.8 million and $948 thousand, respectively, of accruing restructured loans that remain in a performing status.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The following tables present an aged analysis of past due loans as of June 30, 2011 and December 31, 2010 (dollars in thousands):</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">June 30, 2011</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">30-89 Days</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Past Due 90</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Past Due and</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Days or More</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Total</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Current</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Total</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Accruing</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">and Accruing</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Nonaccrual</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Past Due</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Loans</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Loans</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Commercial real estate:</font></div>
</td>
<td align="right" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="34%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;Owner-occupied</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">567</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,727</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,394</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">60,507</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">63,801</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="34%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;All other</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">147</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">843</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">990</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">61,070</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">62,060</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="34%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Consumer real estate-mortgage</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,010</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,122</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">4,132</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">63,898</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">68,030</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="34%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Construction and land development</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">140</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">428</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">568</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">29,069</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">29,637</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="34%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Commercial and industrial</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">170</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">76</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">141</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">43,532</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">43,673</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Consumer and other</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">12</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">37</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">49</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,921</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,970</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,046</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">7,233</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">9,174</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">260,997</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">270,171</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">December 31, 2010</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">30-89 Days</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Past Due 90</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Past Due and</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Days or More</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Total</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Current</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Total</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Accruing</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">and Accruing</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Nonaccrual</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Past Due</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Loans</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Loans</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Commercial real estate:</font></div>
</td>
<td align="right" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="34%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;Owner-occupied</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">985</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">618</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,603</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">63,368</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">64,971</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="34%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;All other</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">203</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">7,808</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">8,011</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">56,049</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">64,060</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="34%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Consumer real estate-mortgage</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">631</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">5,114</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">5,745</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">66,133</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">71,878</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="34%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Construction and land development</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">317</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">317</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">29,531</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">29,848</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="34%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Commercial and industrial</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">116</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">75</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">191</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">50,969</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">51,160</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Consumer and other</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">54</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">18</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">72</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,258</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,330</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,306</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">13,633</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">15,939</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">269,308</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">285,247</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">
<div>
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;</font></div>

<div id="PGBRK" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">18</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">CORNERSTONE BANCSHARES, INC.</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-STYLE: italic">Off Balance Sheet Arrangements</font> - In the normal course of business, the Bank has entered into off-balance sheet financial instruments which include commitments to extend credit (i.e., including unfunded lines of credit) and standby letters of credit. Commitments to extend credit are usually the result of lines of credit granted to existing borrowers under agreements that the total outstanding indebtedness will not exceed a specific amount during the term of the indebtedness. Typical borrowers are commercial concerns that use lines of credit to supplement their treasury management functions; thus their total outstanding indebtedness may fluctuate during any time period based on the seasonality of their business and the resultant timing of their cash flows. Other typical lines of credit are related to home equity loans granted to consumers. Commitments to extend credit generally have fixed expiration dates or other termination clauses and may require payment of a fee.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Standby letters of credit are generally issued on behalf of an applicant (our customer) to a specifically named beneficiary and are the result of a particular business arrangement that exists between the applicant and the beneficiary. Standby letters of credit have fixed expiration dates and are usually for terms of two years or less unless terminated beforehand due to criteria specified in the standby letter of credit. A typical arrangement involves the applicant routinely being indebted to the beneficiary for such items as inventory purchases, insurance, utilities, lease guarantees or other third party commercial transactions. The standby letter of credit would permit the beneficiary to obtain payment from the&#160;&#160;Bank under certain prescribed circumstances. Subsequently, the Bank would then seek reimbursement from the applicant pursuant to the terms of the standby letter of credit.</font></div>

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<div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The Bank follows the same credit policies and underwriting practices when making these commitments as it does for on-balance sheet instruments. Each customer&#8217;s creditworthiness is evaluated on a case-by-case basis, and the amount of collateral obtained, if any, is based on management&#8217;s credit evaluation of the customer. Collateral held varies but may include cash, real estate and improvements, marketable securities, accounts receivable, inventory, equipment and personal property.</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The contractual amounts of these commitments are not reflected in the consolidated financial statements and would only be reflected if drawn upon. Since many of the commitments are expected to expire without being drawn upon, the contractual amounts do not necessarily represent future cash requirements. However, should the commitments be drawn upon and should customers default on their resulting obligation, the Bank&#8217;s maximum exposure to credit loss, without consideration of collateral, is represented by the contractual amount of those instruments.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">A summary of the Bank&#8217;s total contractual amount for all off-balance sheet commitments at June 30, 2011 is as follows:</font></div>

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<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">26.1million</font></td>
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<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3.1 million</font></td>
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<font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Various legal claims also arise from time to time in the normal course of business. In the opinion of management, the resolution of claims outstanding at June 30, 2011 will not have a material effect on Cornerstone&#8217;s consolidated financial statements.</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Note 6. Fair Value Disclosures</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Fair Value Measurements:</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Cornerstone uses fair value measurements to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures.&#160;&#160;In accordance with the <font style="DISPLAY: inline; FONT-STYLE: italic">Fair Value Measurements and Disclosures</font> ASC Topic 820, the fair value of a financial instrument is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date.&#160;&#160;Fair value is best determined based upon quoted market prices.&#160;&#160;In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques.&#160;&#160;Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows.&#160;&#160;Accordingly, the fair value estimates may not be realized in an immediate settlement of the instrument.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Unaudited)</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: center"><br>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">ASC Topic 820 provides a consistent definition of fair value, which focuses on exit price in an orderly transaction between market participants at the measurement date under current market conditions.&#160;&#160;If there has been a significant decrease in the volume and level of activity for the asset or liability, a change in valuation technique or the use of multiple valuation techniques may be appropriate.&#160;&#160;In such instances, determining the price at which willing market participants would transact at the measurement date under current market conditions depends on the facts and circumstances and requires the use of significant judgment.&#160;&#160;The fair value is a reasonable point within the range that is most representative of fair value under current market conditions.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">ASC Topic 820 also establishes a three-tier fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value, as follows:</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Level 1 - Quoted prices (unadjusted) in active markets for identical assets or liabilities that Cornerstone has the ability to access.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Level 2 - Significant other observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities in active markets, quoted prices in markets that are not active and other inputs that are observable or can be corroborated by observable market data.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Level 3 - Significant unobservable inputs that reflect a company&#8217;s own assumptions about the assumptions that market participants would use in pricing an asset or liability.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">A financial instrument&#8217;s categorization within the valuation hierarchy is based upon the lowest level of input that is significant to the fair value measurement.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The following methods and assumptions were used by Cornerstone in estimating fair value disclosures for financial instruments.&#160;&#160;There have been no changes in the methodologies used at June 30, 2011 and December 31, 2010.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Cash and cash equivalents:</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The carrying amounts of cash and cash equivalents approximate fair values based on the short-term nature of the assets.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Securities:</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Fair values are estimated using pricing models and discounted cash flows that consider standard input factors such as observable market data, benchmark yields, interest rate volatilities, broker/dealer quotes, and credit spreads.&#160;&#160;Securities classified as available for sale are reported at fair value utilizing Level 2 inputs.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The carrying value of Federal Home Loan Bank stock approximates fair value based on the redemption provisions of the Federal Home Loan Bank.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Loans:</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">For variable-rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying values.&#160;&#160;Fair values for fixed-rate loans are estimated using discounted cash flow analysis, using market interest rates for comparable loans.&#160;&#160;Loans for which it is probable that payment of interest and principal will not be made in accordance with the contractual terms of the loan agreement are considered impaired.&#160;&#160;Once a loan is identified as individually impaired, management measures impairment in accordance with ASC Topic 310, &#8220;<font style="DISPLAY: inline; FONT-STYLE: italic">Accounting by Creditors for Impairment of a Loan.&#8221;</font>&#160;&#160;The fair value of impaired loans is estimated using several methods including collateral value, liquidation value and discounted cash flows.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Those impaired loans not requiring an allowance represent loans for which the fair value of the expected repayments or collateral exceed the recorded investments in such loans.&#160;&#160;At June 30, 2011, substantially all of the total impaired loans were evaluated based on the fair value of collateral.&#160;&#160;In accordance with ASC Topic 820, impaired loans where an allowance is established based on the fair value of collateral require classification in the fair value hierarchy.&#160;&#160;When the fair value of the collateral is based on an observable market price or a current appraised value, Cornerstone records the impaired loan as nonrecurring Level&#160;2.&#160;&#160;When an appraised value is not available or management determines the fair value of the collateral is further impaired below the appraised value and there is no observable market price, Cornerstone records the impaired loan as nonrecurring Level 3.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Unaudited)</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Cash surrender value of life insurance:</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The carrying amounts of cash surrender value of life insurance approximate their fair value.&#160;&#160;The carrying amount is based on information received from the insurance carriers indicating the financial performance of the policies and the amount Cornerstone would receive should the policies be surrendered.&#160;&#160;Cornerstone reflects these assets within Level&#160;2 of the valuation hierarchy.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Foreclosed assets:</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Foreclosed assets, consisting of properties obtained through foreclosure or in satisfaction of loans, is initially recorded at fair value, determined on the basis of current appraisals, comparable sales, and other estimates of value obtained principally from independent sources, adjusted for estimated selling costs.&#160;&#160;At the time of foreclosure, any excess of the loan balance over the fair value of the real estate held as collateral is treated as a charge against the allowance for loan losses.&#160;&#160;Gains or losses on sale and any subsequent adjustment to the fair value are recorded as a component of foreclosed real estate expense.&#160;&#160;Foreclosed assets are included in Level&#160;2 of the valuation hierarchy.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Deposits:</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The fair value of deposits with no stated maturity, such as noninterest-bearing and interest-bearing demand deposits, savings deposits, and money market accounts, is equal to the amount payable on demand at the reporting date.&#160;&#160;The carrying amounts of variable-rate, fixed-term certificates of deposit approximate their fair values at the reporting date.&#160;&#160;Fair values for fixed-rate certificates of deposit are estimated using a discounted cash flow calculation that applies market interest rates on comparable instruments to a schedule of aggregated expected monthly maturities on time deposits.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Securities sold under agreements to repurchase:</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The estimated fair value of these liabilities approximates their carrying value.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Federal Home Loan Bank advances and other borrowings:</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The carrying amounts of FHLB advances and other borrowings approximate their fair value.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Accrued interest:</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The carrying amounts of accrued interest approximate fair value.</font></div>

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</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Commitments to extend credit, letters of credit and lines of credit:</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The fair value of commitments is estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counterparties.&#160;&#160;For fixed-rate loan commitments, fair value also considers the difference between current levels of interest rates and the committed rates.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div id="PGBRK" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">21</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">
<div>
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">CORNERSTONE BANCSHARES, INC.</font></div>
</div>

<div>
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Unaudited)</font></div>
</div>

<br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Assets and liabilities recorded at fair value on a recurring basis are as follows.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>

<div>
<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Quoted Prices in</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Significant</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Significant</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Active Markets</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Other</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Other</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Balance as of</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">for Identical</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Observable</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Unobservable</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">June 30,</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Assets</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Inputs</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Inputs</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2011</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(Level 1)</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(Level 2)</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(Level 3)</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Debt securities available for sale:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="56%" style="PADDING-LEFT: 5%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">U.S. Government agencies</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">4,297,130</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">4,297,130</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="56%" style="PADDING-LEFT: 5%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">State and municipal securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">21,773,245</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">21,773,245</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="56%" style="PADDING-LEFT: 5%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Mortgage-backed securities:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="56%" style="PADDING-LEFT: 5%">
<div style="DISPLAY: block; MARGIN-LEFT: 9pt; TEXT-INDENT: -9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;Residential mortgage guaranteed by GNMA</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">15,702,881</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">15,702,881</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="56%" style="PADDING-LEFT: 5%; PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 9pt; TEXT-INDENT: -9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;Collateralized mortgage obligations issued or guaranteed by U.S. Government agencies or sponsored agencies</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">67,557,992</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">67,557,992</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="56%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="56%" style="PADDING-LEFT: 5%; PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 9pt; TEXT-INDENT: -9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Total securities available for sale</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">109,331,248</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">109,331,248</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="56%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="56%" style="PADDING-LEFT: 5%; PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 9pt; TEXT-INDENT: -9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Cash surrender value of life insurance</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,150,299</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,150,299</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr></table>
</div>

<div align="left">&#160;</div>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Cornerstone has no assets or liabilities whose fair values are measured on a recurring basis using Level&#160;3 inputs.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Certain assets and liabilities are measured at fair value on a nonrecurring basis, which means the assets and liabilities are not measured at fair value on an ongoing basis but are subject to fair value adjustments in certain circumstances (for example, when there is evidence of impairment).&#160;&#160;The tables below present information about assets and liabilities on the balance sheet at June 30, 2011 for which a nonrecurring change in fair value was recorded.</font></div>

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<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Quoted Prices in</font></div>
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<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Significant</font></div>
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<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Significant</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Active Markets</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Other</font></div>
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<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Other</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Balance as of</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">for Identical</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Observable</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Unobservable</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">June 30,</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Assets</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Inputs</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Inputs</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2011</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(Level 1)</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(Level 2)</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(Level 3)</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Impaired loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">7,705</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">7,705</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Foreclosed assets <font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-STYLE: italic">(OREO &amp; Repossessions)</font></font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">20,058</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">20,058</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt">Loans include impaired loans held for investment for which an allowance for loan losses has been calculated based upon the fair value of the loans at June 30, 2011.&#160;&#160;Losses derived from Level 2 inputs were calculated by models incorporating significant observable market data.</font><font id="TAB2" style="COLOR: black; LETTER-SPACING: 3pt">&#160;</font></font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div id="PGBRK" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">22</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">
<div>
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">CORNERSTONE BANCSHARES, INC.</font></div>
</div>

<div>
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Unaudited)</font></div>
</div>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The carrying amount and estimated fair value of Cornerstone's financial instruments at June 30, 2011 and December 31, 2010 are as follows (in thousands):</font></div>

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<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">June 30, 2011</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">December 31, 2010</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Carrying</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Estimated</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Carrying</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Estimated</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Amount</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Fair Value</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Amount</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Fair Value</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Assets:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;Cash and cash equivalents</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">29,904</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">29,904</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">22,982</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">22,982</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;Securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">109,413</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">109,415</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">108,346</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">108,349</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;Federal Home Loan Bank stock</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,323</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,323</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,323</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,323</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;Loans, net</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">263,357</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">264,989</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">276,115</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">277,796</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;Cash surrender value of life insurance</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,150</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,150</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,114</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,114</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;Accrued interest receivable</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,298</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,298</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,326</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,326</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="56%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Liabilities:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;Noninterest-bearing demand deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">42,355</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">42,355</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">28,980</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">28,980</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;Interest-bearing demand deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">26,262</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">26,262</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">24,834</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">24,834</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;Savings deposits and money market accounts</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">38,425</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">38,425</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">34,042</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">34,042</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;Time deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">227,879</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">229,978</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">247,591</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">249,990</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 18pt; TEXT-INDENT: -18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;Federal funds purchased and securities&#160;sold under agreements to repurchase</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">27,011</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">27,011</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">24,325</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">24,325</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;Federal Home Loan Bank advances</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;and other borrowings</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">48,480</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">48,480</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">54,715</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">54,715</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;Accrued interest payable</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">180</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">180</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">177</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">177</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="56%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 18pt; TEXT-INDENT: -18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;Unrecognized financial instruments&#160;(net of contract amount):</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Commitments to extend credit</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Letters of credit</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Lines of credit</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Note 7.&#160;&#160;Other Comprehensive Income</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Other comprehensive income consists of unrealized holding gains and losses on securities available for sale.&#160;&#160;The following is a summary of other comprehensive income for the three and six months ended June 30, 2011 and 2010.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">
<div style="DISPLAY: block; TEXT-INDENT: 0pt">
<div align="left">
<table cellpadding="0" cellspacing="0" width="60%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="38%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="6" valign="bottom" width="20%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Three Months Ended</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="38%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="6" valign="bottom" width="20%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">June 30,</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="38%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2011</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2010</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="38%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Net income</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">141,287</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">18,145</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="38%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Unrealized holding gains </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">on securities available for sale, </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">net of reclassification</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">548,868</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">804,973</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="38%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="38%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Comprehensive income</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">690,155</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">823,118</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="60%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="38%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="6" valign="bottom" width="20%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Six Months Ended</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="38%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="6" valign="bottom" width="20%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">June 30,</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="38%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2011</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2010</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="38%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Net income</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">393,562</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">361,933</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="38%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Unrealized holding gains on securities available for sale, net of reclassification</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">895,570</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,187,951</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="38%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="38%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Comprehensive income</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,289,132</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,549,884</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">
<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
&#160;</div>

<div id="PGBRK" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">23</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>
</div>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">
<div>
<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="top" width="29%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: times new roman">Cornerstone Bancshares, Inc.</font></div>
</td>
</tr><tr>
<td align="left" valign="top" width="29%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Net Interest Margin Analysis</font></div>
</td>
</tr><tr>
<td align="left" valign="top" width="29%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Taxable Equivalent Basis</font></div>
</td>
</tr></table>

<div>&#160;</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="31%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="22" valign="bottom" width="67%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Three months ended</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="31%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="22" valign="bottom" width="67%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">June 30</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="31%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">(Amounts in thousands)</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="4%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="31%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Assets</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="10" valign="bottom" width="31%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2011</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="4%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="10" valign="bottom" width="31%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2010</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="31%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Average</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Income/</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Yield/</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Average</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Income/</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Yield/</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="31%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Earning assets:</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Balance</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Expense</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Rate</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="4%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Balance</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Expense</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Rate</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="31%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Loans, net of unearned income</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">271,952</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">4,521</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6.67</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
<td align="right" valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">321,455</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">5,494</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6.86</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="31%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Investment securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">119,751</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">621</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2.36</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
<td align="right" valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">151,220</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,216</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3.44</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="31%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Other earning assets</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">24,902</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">17</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0.28</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
<td align="right" valign="bottom" width="4%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">33,957</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">22</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0.26</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="31%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;Total earning assets</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">416,605</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">5,159</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">5.05</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
<td align="right" valign="bottom" width="4%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">506,632</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6,732</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">5.39</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="31%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Allowance for loan losses</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(7,285</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(6,797</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="31%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Cash and other assets</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">36,152</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">29,821</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="31%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">TOTAL ASSETS</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">445,472</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="4%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">529,656</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="31%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="31%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Liabilities and Shareholders' Equity</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="31%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="31%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Interest-bearing liabilities:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="31%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Interest-bearing demand deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">28,402</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">23</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0.33</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
<td align="right" valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">42,565</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">36</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0.34</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="31%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Savings deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">9,938</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">13</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0.51</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
<td align="right" valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">9,090</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">12</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0.51</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="31%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">MMDA's</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">25,927</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">64</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0.99</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
<td align="right" valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">21,952</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">52</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0.95</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="31%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Time deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">236,873</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,012</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1.71</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
<td align="right" valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">299,720</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,619</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2.17</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="31%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Federal funds purchased and securities</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="31%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;sold under agreements to repurchase</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">24,288</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">34</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0.56</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
<td align="right" valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">23,807</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">32</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0.54</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="31%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Other borrowings</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">50,678</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">545</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">4.32</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
<td align="right" valign="bottom" width="4%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">69,833</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">760</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">4.36</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="31%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;Total interest-bearing liabilities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">376,107</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,691</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1.80</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
<td align="right" valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">466,967</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,511</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2.16</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="31%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Net interest spread</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,468</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3.25</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
<td valign="bottom" width="4%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">4,221</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3.24</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="31%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Noninterest-bearing demand deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">41,486</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">39,061</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="31%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Accrued expenses and other liabilities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">167</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(5,477</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="31%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Shareholders' equity</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">27,712</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">29,105</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="31%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">TOTAL LIABILITIES AND</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="31%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;SHAREHOLDERS' EQUITY</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">445,472</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="4%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">529,656</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="31%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Net yield on earning assets</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3.42</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
<td valign="bottom" width="4%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3.41</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="31%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="31%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Taxable equivalent adjustment:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="31%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;Loans</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="31%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;Investment securities</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">85</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">81</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="31%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total adjustment</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">85</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="4%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">81</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr></table>
</div>
</div>
</div>

<div>&#160;</div>

<div>&#160;</div>

<div id="PGBRK" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">24</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>
</div>

<div>&#160;</div>

<div>&#160;</div>

<div>
<div style="TEXT-ALIGN: right">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="top" width="27%" style="TEXT-ALIGN: left">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: times new roman">Cornerstone Bancshares, Inc.</font></div>
</td>
</tr><tr>
<td align="left" valign="top" width="35%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Net Interest Margin Analysis</font></div>
</td>
</tr><tr>
<td align="left" valign="top" width="35%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Taxable Equivalent Basis</font></font></div>
</td>
</tr></table>

<div>&#160;</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="31%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="22" valign="bottom" width="67%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Six months ended</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="31%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="22" valign="bottom" width="67%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">June 30</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="31%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">(Amounts in thousands)</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="4%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="31%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Assets</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="10" valign="bottom" width="31%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2011</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="4%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="10" valign="bottom" width="31%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2010</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="31%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Average</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Income/</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Yield/</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Average</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Income/</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Yield/</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="31%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Earning assets:</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Balance</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Expense</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Rate</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="4%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Balance</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Expense</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Rate</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="31%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Loans, net of unearned income</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">278,090</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">9,160</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6.64</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
<td align="right" valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">325,715</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">11,442</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">7.08</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="31%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Investment securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">114,825</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,190</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2.39</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
<td align="right" valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">143,072</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,346</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3.52</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="31%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Other earning assets</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">23,959</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">28</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0.24</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
<td align="right" valign="bottom" width="4%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">39,927</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">45</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0.23</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="31%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;Total earning assets</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">416,874</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">10,378</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">5.10</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
<td align="right" valign="bottom" width="4%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">508,714</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">13,833</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">5.55</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="31%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Allowance for loan losses</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(8,173</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(6,397</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="31%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Cash and other assets</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">32,967</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="4%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">29,653</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="31%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">TOTAL ASSETS</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">441,668</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="4%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">531,970</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="31%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="31%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Liabilities and Shareholders' Equity</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="31%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="31%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Interest-bearing liabilities:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="31%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Interest-bearing demand deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">27,998</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">45</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0.32</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
<td align="right" valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">35,277</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">66</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0.38</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="31%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Savings deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">9,720</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">25</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0.51</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
<td align="right" valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">8,910</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">23</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0.51</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="31%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">MMDA's</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">25,186</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">123</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0.99</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
<td align="right" valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">22,830</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">108</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0.96</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="31%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Time deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">240,427</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,064</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1.73</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
<td align="right" valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">303,357</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,303</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2.20</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="31%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Federal funds purchased and securities</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="31%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;sold under agreements to repurchase</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">23,461</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">65</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0.56</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
<td align="right" valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">23,723</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">68</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0.57</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="31%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Other borrowings</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">52,507</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,125</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">4.32</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
<td align="right" valign="bottom" width="4%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">71,063</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,539</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">4.37</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="31%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;Total interest-bearing liabilities</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">379,299</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,447</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1.83</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
<td align="right" valign="bottom" width="4%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">465,160</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">5,107</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2.21</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="31%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Net interest spread</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6,931</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3.27</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
<td valign="bottom" width="4%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">8,726</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3.33</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="31%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Noninterest-bearing demand deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">35,259</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">43,610</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="31%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Accrued expenses and other liabilities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(91</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(5,688</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="31%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Shareholders' equity</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">27,200</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">28,888</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="31%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">TOTAL LIABILITIES AND</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="4%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="31%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;SHAREHOLDERS' EQUITY</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">441,668</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="4%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">531,970</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="31%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Net yield on earning assets</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3.44</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
<td valign="bottom" width="4%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3.52</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="31%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="31%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Taxable equivalent adjustment:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="31%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;Loans</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td align="left" valign="bottom" width="31%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;Investment securities</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">170</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="4%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">155</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="31%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total adjustment</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">170</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="4%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">155</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
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<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">25</font></div>

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<div>
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">ITEM 2. MANAGEMENT&#8217;S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS</font></div>
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</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Cornerstone is a bank holding company and the parent company of the Bank, a Tennessee banking corporation which operates primarily in and around Chattanooga, Tennessee.&#160;&#160;The Bank has one wholly owned subsidiary, Eagle, which is an accounts receivable financing company.&#160;&#160;The Bank has five full-service banking offices located in Hamilton County, Tennessee, and one loan production office located in Dalton, Georgia.&#160;&#160;The Bank&#8217;s business consists primarily of attracting deposits from the general public and, with these and other funds, originating real estate loans, consumer loans, business loans, and residential and commercial construction loans. The principal sources of income for the Bank are interest and fees collected on loans, fees collected on deposit accounts, and interest and dividends collected on other investments.&#160;&#160;The principal expenses of the Bank are interest paid on deposits, employee compensation and benefits, office expenses, and other overhead expenses. Eagle&#8217;s principal source of income is revenue received from the purchase of receivables. Expenses are related to employee compensation and benefits, office and overhead expenses.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The following is a discussion of our financial condition at June 30, 2011 and December&#160;31, 2010 and our results of operations for the three and six months ended June 30, 2011 and 2010. The purpose of this discussion is to focus on information about our financial condition and results of operations which is not otherwise apparent from the consolidated financial statements. The following discussion and analysis should be read along with our consolidated financial statements and the related notes included elsewhere herein.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Review of Financial Performance</font></div>

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<div>
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">As of June 30, 2011, Cornerstone had total consolidated assets of $441.2 million, total loans of $270.2 million, total securities of $109.4 million, total deposits of $334.9 million and stockholders&#8217; equity of $28.9 million. Net income for the three and six month period ended June 30, 2011 totaled $141,287 and $393,562, respectively.</font></div>
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<div style="DISPLAY: block; TEXT-INDENT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Results of Operations</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Net income for the three months ended June 30, 2011 was $141,287 or $0.01 basic earnings per common share, compared to a net income of $18,145 or $0.00 basic earnings per common share, for the same period in 2010.&#160;&#160;Net income for the six months ended June 30, 2011 was $393,562 or $0.03 basic earnings per common share, compared to a net income of $361,933 or $0.06 basic earnings per common share, for the same period in 2010.</font></div>

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<div>
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The following table presents our results for the three and six months ended June 30, 2011 compared to the three and six months ended June 30, 2010 (amounts in thousands).</font></div>
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<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="20%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="6" valign="bottom" width="18%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">2011-2010</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="6" valign="bottom" width="18%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">2011-2010</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="20%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="6" valign="bottom" width="18%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Three months</font></div>
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<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">Percent</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Dollar</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="6" valign="bottom" width="18%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Six months</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">Percent</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Dollar</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="20%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="6" valign="bottom" width="18%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">ended June 30,</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">Increase</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Amount</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="6" valign="bottom" width="18%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">ended June 30,</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">Increase</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Amount</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="20%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2011</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2010</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">(Decrease)</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Change</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2011</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2010</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">(Decrease)</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Change</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="20%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Interest income</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">5,160</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6,732</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">(23.35</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">)%</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(1,572</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">10,378</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">13,833</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">(24.98</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">)%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(3,455</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="20%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Interest expense</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,691</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,511</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">(32.66</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">)%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(820</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,446</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">5,107</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">(32.52</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">)%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(1,661</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="20%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Net interest income</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="20%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">before provision for loss</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,469</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">4,221</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">(17.82</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">)%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(752</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6,932</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">8,726</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">(20.56</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">)%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(1,794</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="20%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="20%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Provision for loan loss</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">15</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,465</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">(98.98</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">)%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(1,450</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">30</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,480</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">(98.79</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">)%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(2,450</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="20%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Net interest income after</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="20%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">provision for loan loss</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,454</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,756</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">&#160;</font></td>
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<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">698</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6,902</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6,246</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">10.50</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">656</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="20%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="20%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Total noninterest income</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">316</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,091</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">(71.04</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">)%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(775</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">586</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,494</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">(60.78</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">)%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(908</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="20%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Total noninterest expense</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,657</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,884</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">(5.84</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">)%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(227</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">7,074</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">7,284</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">(2.88</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">)%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(210</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="20%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="20%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Income / (loss) before income taxes</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">113</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(37</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">405.41</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">150</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">414</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">456</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">9.21</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(42</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="20%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="20%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Provision/(benefit)for income taxes</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(28</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(55</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">49.09</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">27</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">20</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">94</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">78.72</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(74</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="20%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="20%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Net income</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">141</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">18</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">683.33</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="7%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">123</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">394</font></td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">362</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="7%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">(8.84</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">)%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="7%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">32</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr></table>
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<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">26</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-STYLE: italic">Net Interest Income</font>-Net interest income represents the amount by which interest earned on various earning assets exceeds interest paid on deposits and other interest-bearing liabilities.&#160;&#160;Net interest income is also the most significant component of our earnings.&#160;&#160;For the three months ended June 30, 2011, net interest income before the provision for loan loss, decreased $752 thousand or 17.82% over the same period of 2010.&#160;&#160;For the six months ended June 30, 2011, net interest income before the provision for loan loss, decreased $1.8 million or 20.56%.</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Cornerstone&#8217;s interest rate spread on a tax equivalent basis (which is the difference between the average yield on earning assets and the average rate paid on interest bearing liabilities) was 3.25% compared to 3.24% for the three month periods ended June 30, 2011 and 2010, respectively. Cornerstone&#8217;s interest rate spread for the six month period ended June 30, 2011 was 3.27% compared to 3.33% for the same time period in 2010.</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The net interest margin on a tax equivalent basis was 3.42% and 3.41% for the three month periods ended&#160;&#160;June 30, 2011 and 2010, respectively.&#160;&#160;Cornerstone&#8217;s net interest margin for the six month period ended June 30, 2011 was 3.44% compared to 3.52% for the same period in 2010.</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Significant items related to the changes in net interest income, net interest yields and rates, and net interest margin are presented below:</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Cornerstone&#8217;s net interest income has been negatively impacted by a reduction in the Bank&#8217;s earning assets.&#160;&#160;For the three months ended June 30, 2010, Cornerstone had approximately $507 million in average earning assets.&#160;&#160;For the second quarter of 2011, Cornerstone&#8217;s average earning assets had decreased to approximately $417 million.&#160;&#160;The decrease&#160;&#160;is approximately $90 million or 17.75%.&#160;&#160;As a direct result, Cornerstone&#8217;s net interest income decreased 17.82%.&#160;&#160;Cornerstone was, however, able to maintain its net interest margin by reducing its most expensive liabilities in proportion to the reduction of earning assets.</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">As of June 30, 2011, the Bank&#8217;s total loans equaled approximately $270.2 million compared to approximately $318.8 million as of June 30, 2010.&#160;&#160;The reduction in loans is a result of increased loan competition in the Bank&#8217;s local market resulting in refinances and loans that have been transferred into the Bank&#8217;s other real estate owned&#160;&#160;asset category as a result of foreclosure.&#160;&#160;In response to the decrease in loans, the Bank&#8217;s Asset-Liability Committee is proactively managing the Bank&#8217;s interest-bearing liabilities which enabled the Bank to reduce its interest expense during the second quarter by approximately $820 thousand or 32.66% when comparing the three months ended June 30, 2011 to June 30, 2010.&#160;&#160;For the six months ended June 30, 2011, the Bank was able to reduce its interest expense by approximately $1,661 or 32.52% compared to the six months ended June 30, 2010.&#160;&#160;Currently, the Bank is attempting to increase its loan portfolio and thereby improve its net interest income.</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">For the six month periods ended June 30, 2011, the Bank&#8217;s investment portfolio yielded 2.39% compared to 3.52% for the same time period in 2010.&#160;&#160;The Bank decreased the amount of its investment portfolio from approximately $129.7 million as of June 30, 2010 to approximately $109.4 million as of June 30, 2011.&#160;&#160;The reduction in investments is due in part to a decrease in pledging requirements as the Bank has repaid $22 million in Federal Home Loan Bank advances since March 31, 2010.&#160;&#160;Further, the Bank liquidated the majority of its fixed rate mortgage backed securities during 2010.&#160;&#160;A portion of the proceeds from the securities sold were reinvested into variable rate mortgage backed securities.&#160;&#160;However, the Bank intends to increase its loan portfolio over the remainder of 2011, instead of reacquiring securities.</font></div>
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<div style="DISPLAY: block; TEXT-INDENT: 9pt; TEXT-ALIGN: justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-STYLE: italic">Provision for Loan Losses</font>-The provision for loan losses represents a charge to earnings necessary to establish an allowance for loan losses that, in management&#8217;s evaluation, should be adequate to provide coverage for the inherent losses on outstanding loans.&#160;&#160;The provision for loan losses amounted to $15 thousand for the three months ended June 30, 2011 and $30 thousand for the six months ended June 30, 2011.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 9pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-STYLE: italic">Noninterest Income-</font>Items reported as noninterest income include service charges on checking accounts, insufficient funds charges, automated clearing house (&#8220;ACH&#8221;) processing fees and the Bank&#8217;s secondary mortgage department earnings.&#160;&#160;Increases in income derived from service charges and ACH fees are primarily a function of the Bank&#8217;s growth while fees from the origination of mortgage loans will often reflect market conditions and fluctuate from period to period.</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The following table presents the components of noninterest income for the three and six months ended June 30, 2011 and 2010 (dollars in thousands):</font></div>

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<td colspan="2" valign="bottom" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;2011-2010</font></td>
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<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;2011-2010</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
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<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Percent</font></div>
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<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Percent</font></div>
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<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
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<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Increase</font></div>
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<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">June 30,</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Increase</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
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<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2011</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2010</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(Decrease)</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2011</font></td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2010</font></td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(Decrease)</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="34%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Service charges on deposit accounts</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">225</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">342</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(34.21</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">441</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">684</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(35.53</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)%</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="34%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Realized gains on sale of securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">48</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">618</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(92.23</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">48</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">640</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(92.50</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)%</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="34%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Net gains / (losses) on sale of loans and other assets</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">21</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">110</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(80.91</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">55</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">130</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(57.69</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)%</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="34%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Other noninterest income</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">22</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">21</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2.53</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">42</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">40</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">4.53</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="34%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Total noninterest income</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">316</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,091</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(71.08</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">586</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,494</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(60.79</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)%</font></td>
</tr></table>
</div>

<div align="center">
<table border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
</table>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Significant matters relating to the changes in noninterest income are presented below:</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">
<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td style="WIDTH: 27pt">
<div>
<div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><img src="b1.jpg"></font></font></div>
</div>
</td>
<td style="TEXT-ALIGN: justify">
<div style="TEXT-ALIGN: justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The Bank has experienced a decrease in its service charges on deposit accounts during 2011 due to a continued reduction in customer overdraft charges.</font></div>
</td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">
<div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">
<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td style="WIDTH: 27pt">
<div>
<div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><img src="b1.jpg"></font></font></div>
</div>
</td>
<td>
<div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The Bank exited the ACH payroll processing business during 2010 due to increased regulatory requirements and expects service charges on deposit accounts to drop approximately $20 thousand a month as a result.</font></div>
</td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">
<div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">
<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td style="WIDTH: 27pt">
<div>
<div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><img src="b1.jpg"></font></font></div>
</div>
</td>
<td>
<div align="justify">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The Bank expects to originate Small Business Administration (&#8220;SBA&#8221;) qualifying loans and sale the SBA qualified portion of the loans to third parties during the third and fourth quarters of 2011.&#160;&#160;The origination and sale of these loans would increase the Bank&#8217;s net gain on sale of loans and other assets.</font></font></div>
</div>
</td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">
<div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">
<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td style="WIDTH: 27pt">
<div>
<div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><img src="b1.jpg"></font></font></div>
</div>
</td>
<td>
<div align="justify">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">During 2010, the Bank elected to convert a significant amount of its security portfolio from a fixed interest rate position to a variable interest rate position.&#160;&#160;This change negatively impacted the Bank&#8217;s investment yield in the short-term.&#160;&#160;For example, the yield on investment securities for the three months ended June 30, 2011 was 2.36% compared to a three month yield of 3.44% as of June 30, 2010.&#160;&#160;The Bank&#8217;s Investment Committee and Asset-Liability Committees elected to make this adjustment to provide an interest rate hedge in anticipation of interest rates increasing in the future.&#160;&#160;The adjustment of the portfolio also allowed the Bank to realize approximately $640 thousand in gains on the sale of securities during the first six months of 2010.&#160;&#160;The Bank&#8217;s Investment Committee has elected to sell a small number of securities in 2011 resulting in a gain of approximately $48 thousand.</font></font></div>
</div>
</td>
</tr></table>
</div>

<div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;</font></div>

<div style="TEXT-INDENT: 9pt; TEXT-ALIGN: justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-STYLE: italic">Noninterest Expense</font>-Items reported as noninterest expense include salaries and employee benefits, occupancy and equipment expense, depository insurance, net foreclosed assets expense and other operating expense.</font></div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 9pt; TEXT-ALIGN: justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt">The following table presents the components of noninterest expense for the three and six months ended June 30, 2011 and 2010 (dollars in thousands</font><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman">).</font><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-FAMILY: Times New Roman">&#160;</font><font id="TAB2" style="COLOR: black; LETTER-SPACING: 3pt">&#160;</font></font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="6" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2011-2010</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="6" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2011-2010</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Three months ended</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Percent</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Six months ended</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Percent</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">June 30,</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Increase /</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">June 30,</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Increase /</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2011</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2010</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(Decrease)</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2011</font></td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2010</font></td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(Decrease)</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="34%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Salaries and employee benefits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,502</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,521</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(1.25</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,045</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,155</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(3.49</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)%</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="34%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Occupancy and equipment expense</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">350</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">369</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(5.15</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">756</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">723</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">4.56</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="34%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Foreclosed asset expense, net</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">717</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">796</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(9.92</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,078</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">993</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">8.56</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="34%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">FDIC depository insurance</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">241</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">260</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(7.31</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">564</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">529</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6.65</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="34%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Other operating expense</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">847</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">938</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(9.70</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,631</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,884</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(13.43</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)%</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="34%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Total noninterest expense</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,657</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,884</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(5.84</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">7,074</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">7,284</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(2.88</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)%</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div>
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Significant matters relating to the changes to noninterest expense are presented below:</font></div>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">
<div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">
<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td style="WIDTH: 27pt">
<div>
<div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><img src="b1.jpg"></font></font></div>
</div>
</td>
<td>
<div align="justify">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Cornerstone reduced its employee expense by controlling cost of living adjustment raises over the last three years and through an overall reduction in employees.&#160;&#160;The Bank anticipates employee expense will increase slightly as Cornerstone adds additional talent to handle the increasing regulatory documentation.&#160;&#160;The Bank expects employee expense to continue to climb into 2012 as employee benefits are resumed as the Bank&#8217;s performance improves.</font></font></div>
</div>
</td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">
<div style="DISPLAY: block; TEXT-INDENT: 0pt">
<div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>

<div id="PGBRK" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">28</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">
<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td style="WIDTH: 27pt">
<div>
<div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><img src="b1.jpg"></font></font></div>
</div>
</td>
<td>
<div align="justify">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">As of June 30, 2011, the Bank had incurred approximately $850 thousand in write-down of other real estate and repossessed assets.&#160;&#160;The write-down of other real estate totaled approximately $800 thousand as of June 30, 2011.&#160;&#160;The write-downs were the result of required annual appraisal updates.&#160;&#160;The largest write-down involved a Chattanooga, Tennessee subdivision which declined in value by approximately 25% from the previous appraisal performed in 2010.&#160;&#160;The majority of the repossessed asset write-down occurred during the first quarter of 2011 and was centered on a houseboat that the Bank had owned for approximately one year.&#160;&#160;The Bank has subsequently sold the asset for approximately $100 thousand.&#160;&#160;The Bank anticipates additional other real estate write-downs during the remainder of 2011 and into 2012 due to a declining trend in real estate values.&#160;&#160;Finally, during the second quarter of 2011, the Bank was able to increase its revenue from its other real estate owned to fully cover the non-write-down expense of the properties.</font></font></div>
</div>
</td>
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<div style="DISPLAY: block; TEXT-INDENT: 0pt">
<div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">
<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td style="WIDTH: 27pt">
<div>
<div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><img src="b1.jpg"></font></font></div>
</div>
</td>
<td style="TEXT-ALIGN: justify">
<div style="TEXT-ALIGN: justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Depository insurance during the second quarter decreased from approximately $260 thousand as of June 30, 2010 to approximately $241 thousand as of June 30, 2011.&#160;&#160;The decrease in insurance assessment was the result of the Bank&#8217;s decrease in total deposits.</font></div>
</td>
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<div style="DISPLAY: block; TEXT-INDENT: 0pt">
<div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Financial Condition</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div>
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 9pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-STYLE: italic">Overview-</font>Cornerstone&#8217;s consolidated assets totaled approximately $441.5 million as of December 31, 2010.&#160;&#160;As of June 30, 2011, total consolidated assets totaled approximately $441.2 million.</font></div>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Liabilities as of June 30, 2011 and December 31, 2010 totaled approximately $412.4 million and $415.7 million, respectively.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Stockholders&#8217; equity as of June 30, 2011 and December 31, 2010 totaled approximately $28.9 million and $25.8 million, respectively.</font></div>

<div align="center">
<table border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
</table>
</div>

<div>
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 9pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-STYLE: italic">Securities-</font>The Bank&#8217;s investment portfolio, primarily consisting of Ginnie Mae Agency, mortgage-backed securities and municipal securities, amounted to approximately $109.4 million as of June 30, 2011 compared to approximately $108.3 million as of December 31, 2010. The primary purposes of the Bank&#8217;s investment portfolio are to provide liquidity, satisfy pledging requirements, collateralize the Bank&#8217;s repurchase accounts and secure the Bank&#8217;s FHLB borrowings.</font></div>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div>
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 9pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-STYLE: italic">Loans</font>-The composition of loans at June 30, 2011 and at December 31, 2010 and the percentage (%) of each classification to total loans are summarized in the following table (dollars in thousands):</font></div>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">June 30, 2011</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">December 31, 2010</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Amount</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Percent</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Amount</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Percent</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Commercial real estate-mortgage</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;Owner-occupied</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">63,801</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">23.62</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">64,971</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">22.78</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;All other</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">62,060</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">22.97</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">64,060</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">22.46</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Consumer real estate-mortgage</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">68,030</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">25.18</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">71,878</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">25.20</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Construction and land development</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">29,637</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">10.97</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">29,848</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">10.46</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Commercial and industrial</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">43,673</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">16.16</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">51,160</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">17.94</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="56%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Consumer and other</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,970</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1.10</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,330</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1.16</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Total loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">270,171</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">100.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">285,247</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">100.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="56%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Less:&#160;&#160;Allowance for loan losses</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(6,814</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(9,132</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="56%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="56%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Loans, net</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">263,357</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">276,115</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
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<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">29</font></div>

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<div style="DISPLAY: block; TEXT-INDENT: 9pt; TEXT-ALIGN: justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-STYLE: italic">Allowance for Loan Losses-</font>The allowance for loan losses represents Cornerstone&#8217;s assessment of the risks associated with extending credit and its evaluation of the quality of the loan portfolio. Management analyzes the loan portfolio to determine the adequacy of the allowance for loan losses and the appropriate provisions required to maintain a level considered adequate to absorb anticipated loan losses.&#160;&#160;The Bank uses a risk based approach to calculate the appropriate loan loss allowance in accordance with guidance issued by the Federal Financial Institutions Examination Council.&#160;&#160;Although the Bank performs prudent credit underwriting, no assurances can be given that adverse economic circumstances will not result in increased losses in the loan portfolio and require greater provisions for possible loan losses in the future.</font></div>

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<div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><img src="b1.jpg"></font></font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt">During the first and second quarters of 2011, the Bank added minimal provision to the loan loss allowance. Management believes that it has established an allowance for loan losses that adequately accounts for the Bank&#8217;s identified loan impairment.&#160;&#160;However, additional provision to the loan loss allowance may be needed in future quarters as the Bank works its problem assets through the collection cycle.</font></font></font></div>
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<div>
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The following is a summary of changes in the allowance for loan losses for the six months ended June 30, 2011 and for the year ended December 31, 2010 and the ratio of the allowance for loan losses to total loans as of the end of each period (dollars in thousands):</font></div>
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<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">June 30,</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">December 31,</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2011</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2010</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Balance, beginning of period</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">9,132</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">5,905</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;Loans charged-off</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(2,707</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(4,688</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">)</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;Recoveries of loans previously charged-off</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">359</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">624</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="78%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;Provision for loan losses</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">30</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">7,291</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="78%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Balance, end of period</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6,814</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">9,132</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="78%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Total loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">270,171</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">285,247</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="78%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Ratio of allowance for loan losses to loans</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">outstanding at the end of the period</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2.52</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3.20</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="78%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Ratio of net charge-offs to total loans</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">outstanding for the period</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0.87</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1.42</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div align="center">
<table border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
</table>
</div>

<div>
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-STYLE: italic">Non-Performing Assets</font>-The specific economic and credit risks associated with the Bank&#8217;s loan portfolio include, but are not limited to, a general downturn in the economy which could affect employment rates in our market area, general real estate market deterioration, interest rate fluctuations, deteriorated or non-existent collateral, title defects, inaccurate appraisals, financial deterioration of borrowers, fraud, and violation of laws and regulations.</font></div>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div>
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The Bank attempts to reduce these economic and credit risks by adherence to a lending policy approved by the Bank&#8217;s board of directors.&#160;&#160;The Bank&#8217;s lending policy establishes loan to value limits, collateral perfection, credit underwriting criteria and other acceptable lending standards.&#160;&#160;The Bank classifies loans that are ninety (90) days past due and still accruing interest, renegotiated loans, non-accrual loans, foreclosures and repossessed property as non-performing assets. The Bank&#8217;s policy is to categorize a loan on non-accrual status when payment of principal or interest is contractually ninety (90) or more days past due.&#160;&#160;At the time the loan is categorized as non-accrual the interest previously accrued but not collected may be reversed and charged against current earnings.</font></div>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">
<div style="DISPLAY: block; TEXT-INDENT: 0pt">
<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td style="WIDTH: 27pt">
<div>
<div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><img src="b1.jpg"></font></font></div>
</div>
</td>
<td>
<div align="justify">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The Bank has experienced a stabilization in its loan quality as the Chattanooga, Tennessee Metropolitan Statistical Area begins to recover from a long economic downturn.&#160;&#160;The number and dollar amount of impaired loans remained consistent during 2011 as the Bank continued to systematically review its loan portfolio to proactively identify possible impaired loans.&#160;&#160;Management anticipates that its loan asset quality will improve as the economy recovers from the current economic downturn.</font></font></div>
</div>
</td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">
<div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>

<div id="PGBRK" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">30</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div>&#160;</div>
</div>
</div>
</div>
</div>

<div>
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The following table summarizes Cornerstone&#8217;s non-performing assets at each quarter end from September 30, 2010 to June 30, 2011 (amounts in thousands):</font></div>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">June 30,</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">March 31,</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">December 31,</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">September 30,</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2011</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2011</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2010</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2010</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;Non-accrual loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">7,233</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6,271</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">13,633</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">10,532</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="56%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;Foreclosed assets</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">20,058</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">20,464</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">12,809</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">13,427</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="56%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Total non-performing assets</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">27,291</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">26,735</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">26,442</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">23,959</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="56%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">30-89 days past due loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,046</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">8,438</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,306</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,595</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="56%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Total loans outstanding</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">270,171</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">273,750</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">285,247</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">292,046</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="56%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Allowance for loan losses</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6,814</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">7,914</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">9,132</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6,271</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="56%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Ratio of non-performing loans</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">to total loans outstanding</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="56%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">at the end of the period</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2.68</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2.29</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">4.78</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3.61</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="56%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Ratio of non-performing assets</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">to total allowance for loan losses</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="56%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">at the end of the period</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">400.51</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">337.82</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">289.55</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">382.06</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">
<div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">
<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td style="WIDTH: 27pt">
<div>
<div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><img src="b1.jpg"></font></font></div>
</div>
</td>
<td>
<div align="justify">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">As of June 30, 2011, the Bank has experienced a material decrease in 30-89 days past due loans when compared to the first quarter of 2011.&#160;&#160;&#160;The decrease is primarily attributable to two relationships.&#160;&#160;One of the relationships has moved to the Bank&#8217;s other real estate owned and is producing rental income for the Bank.&#160;&#160;The second relationship is currently on non-accrual.&#160;&#160;However, the borrower is in active negotiations to sell the property and is fully cooperating with the Bank.</font></font></div>
</div>
</td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">
<div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">
<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td style="WIDTH: 27pt">
<div>
<div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><img src="b1.jpg"></font></font></div>
</div>
</td>
<td>
<div align="justify">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Non-accrual loans increased from first the quarter of 2011 to approximately $7.2 million as of June 30, 2011.&#160;&#160;The slight increase was due to the above mentioned relationship which should be resolved prior to year end 2011. The non-accrual loan total has one other relationship of approximately $3 million. The relationship is in bankruptcy and the courts are presently making payments on several income producing parcels of commercial real estate.&#160;&#160;The two relationships represent approximately 76 percent of the total non-accrual amount.</font></font></div>
</div>
</td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">
<div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">
<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td style="WIDTH: 27pt">
<div>
<div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><img src="b1.jpg"></font></font></div>
</div>
</td>
<td>
<div align="justify">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The Bank&#8217;s foreclosed assets remained consistent compared to March 31, 2011 as the Bank sold approximately $2.4 million and added a similar amount.&#160;&#160;Management will continue its efforts to liquidate all foreclosed assets, especially non-income producing properties that have a negative impact on earnings.&#160;&#160;During the third quarter of 2011, the Bank anticipates moving all its income producing properties to its existing subsidiary Eagle Financial, Inc.</font></font></div>
</div>
</td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">
<div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The Bank is experiencing increasing interest in its properties and expects a decrease in the amount of foreclosed assets.&#160;&#160;The Bank currently has approximately $1.3 million under contract to sell during the third quarter of 2011.&#160;&#160;Management expects further sales to finalize during the remainder of 2011 as well.</font></font></div>
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<table border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
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<font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-STYLE: italic">Deposits and Other Borrowings-</font>The Bank&#8217;s deposits consist of non-interest bearing demand deposits, interest- bearing demand accounts, savings and money market accounts, and time deposits.&#160;&#160;The Bank has agreements with some customers to sell certain of its securities under agreements to repurchase the security the following day.&#160;&#160;The Bank has also obtained advances from the FHLB.</font></div>

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<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">31</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The following table presents the Bank&#8217;s deposits and other borrowings as either core funding or non-core funding.&#160;&#160;Core funding consists of all deposits except for time deposits issued in denominations of $100,000 or greater.&#160;&#160;All other funding is classified as non-core (amounts in thousands).</font></div>
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<table cellpadding="0" cellspacing="0" width="80%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
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<td valign="bottom" width="36%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="6" valign="bottom" width="20%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">June 30, 2011</font></div>
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<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="6" valign="bottom" width="20%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">December 31, 2010</font></div>
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<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="36%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Core funding:</font></div>
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<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Amount</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Percent</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Amount</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Percent</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="36%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;Non-interest bearing demand deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">42,355</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">10.41</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">28,980</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">7.07</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="36%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;Interest-bearing demand deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">26,262</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6.45</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">24,834</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6.06</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="36%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;Savings &amp; money market accounts</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">38,425</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">9.44</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">34,042</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">8.31</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="36%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;Time deposits under $100,000</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">125,196</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">30.77</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">133,626</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">32.61</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="36%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Total core funding</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">232,238</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">57.07</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">221,482</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">54.05</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="36%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="36%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Non-core funding:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="36%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;Time deposit of $100,000 or more</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">102,683</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">25.23</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">113,965</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">27.81</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="36%" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: left">
<div style="DISPLAY: block; MARGIN-LEFT: 18pt; TEXT-INDENT: -18pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;Fed funds purchased and securities sold under agreements to repurchase</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">27,011</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6.64</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">24,325</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">5.94</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="36%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;Federal Home Loan Bank advances</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">45,000</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">11.06</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">50,000</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">12.20</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="36%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Total non-core funding</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">174,694</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">42.93</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">188,290</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">45.95</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="36%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr bgcolor="#ccffcc">
<td valign="bottom" width="36%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">406,932</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">100.00</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">409,772</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
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<div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The Bank has seen relative stability in its core deposit base but has purposely reduced its certificates of deposit as the loan portfolio decreased.&#160;&#160;The Bank will continue to reduce its assets but will see future reduction primarily in cash and security balances.&#160;&#160;To offset these future reductions the Bank expects continued reductions in certificates of deposit accounts and Federal Home Loan Bank borrowings.</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Cornerstone&#8217;s stockholders&#8217; equity increased approximately $3 million during the first six months of 2011.&#160;&#160;The increase in equity can be attributed to Cornerstone&#8217;s 2011 earnings of approximately $394 thousand, additional capital from Cornerstone&#8217;s preferred stock offering of approximately $1.8 million and an increase in unrealized gain on securities available for sale of approximately $896 thousand.&#160;&#160;Following is a summary of the Bank&#8217;s capital ratios as of June 30, 2011:</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 27pt; TEXT-INDENT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Tier 1 leverage ratio of 6.09% to average assets.</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 27pt; TEXT-INDENT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Tier 1 risk-based capital ratio of 9.39% to risk weighted assets.</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 27pt; TEXT-INDENT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Total risk-based capital ratio of 10.65% to risk weighted assets.</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Cornerstone has requested permission from the Federal Reserve Bank of Atlanta (the &#8220;Federal Reserve&#8221;) to pay its scheduled May 2011dividend on its series A convertible preferred stock in the amount of $0.625 per share. Cornerstone is waiting for a final decision from the Federal Reserve authorizing the payment of the dividend.</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Cornerstone had total outstanding borrowings of approximately $3.5 million as of June 30, 2011 with the Federal Deposit Insurance Corporation as Receiver for Silverton Bank, N.A.</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The Bank&#8217;s Asset Liability Management Committee (&#8220;ALCO&#8221;) is responsible for making decisions regarding liquidity and funding solutions based upon approved liquidity, loan, capital and investment policies.&#160;&#160;The ALCO must consider interest rate sensitivity and liquidity risk management when rendering a decision on funding solutions and loan pricing.&#160;&#160;To assist in this process the Bank has contracted with an independent third party to prepare quarterly reports that summarize several key asset-liability measurements.&#160;&#160;In addition, the third party will also provide recommendations to the Bank&#8217;s ALCO regarding future balance sheet structure, earnings and liquidity strategies.&#160;&#160;The following is a brief discussion of the primary tools used by the ALCO to perform its responsibilities:</font></div>
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<div style="DISPLAY: block; TEXT-INDENT: 0pt; TEXT-ALIGN: justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The Bank&#8217;s economic value of equity model measures the extent that estimated economic values of the Bank&#8217;s assets and liabilities will change as a result of interest rate changes. Economic values are determined by discounting expected cash flows from assets and liabilities, which establishes a base case economic value of equity.</font></div>
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<div style="DISPLAY: block; TEXT-INDENT: 0pt; TEXT-ALIGN: justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The Bank uses a liquidity analysis model to examine the current liquidity position and analyze the potential sources of coverage in the event of a liquidity crisis.&#160;&#160;The following is a brief description of the key measurements contained in the analysis:</font></div>
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<div style="DISPLAY: block; TEXT-INDENT: 0pt; TEXT-ALIGN: justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The leverage analysis examines the potential of the institution to absorb additional debt.&#160;&#160;The key measurements included in this analysis are the Bank&#8217;s tier 1 capital, leverage and total capital ratios.</font></div>
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<div style="DISPLAY: block; TEXT-INDENT: 0pt; TEXT-ALIGN: justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Balance sheet analytics involve an in depth examination of the balance sheet structure, including diversification of structure and most recent pricing practices. This review uses trend analysis to compare previous balance sheet positions.&#160;&#160;The analysis enables the ALCO to review significant changes in the Bank&#8217;s loan and security portfolios as well as the Bank&#8217;s deposit composition.</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: Times New Roman">Liquidity Risk Management</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Liquidity is measured by the Bank's ability to raise cash at a reasonable cost or with a minimum of loss.&#160;&#160;These funds are used primarily to fund loans and satisfy deposit withdrawals.&#160;&#160;Several factors must be considered by management when attempting to minimize liquidity risk.&#160;&#160;Examples include changes in interest rates, competition, loan demand, and general economic conditions.&#160;&#160;Minimizing liquidity risk is a responsibility of the ALCO and is reviewed by the Bank&#8217;s regulatory agencies on a regular basis.</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Item 3.&#160;Quantitative and Qualitative Disclosures About Market Risk</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">A comprehensive qualitative and quantitative analysis regarding market risk was disclosed in Cornerstone&#8217;s Annual Report on Form 10-K for the year ended December 31, 2010. No material changes in the assumptions used in preparing, or results obtained from, the model have occurred since December 31, 2010.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Item 4T. Controls and Procedures</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Under the supervision and with the participation of management, including Cornerstone&#8217;s Chief Executive Officer, Cornerstone has evaluated the effectiveness of its disclosure controls and procedures (as such term is defined in Rules 13a-15(e) and 15d-15(e) under the Securities Exchange Act of 1934, as amended (the &#8220;Exchange Act&#8221;), as of June 30, 2011 (the &#8220;Evaluation Date&#8221;). Based on such evaluation, such officers have concluded that, as of the Evaluation Date, Cornerstone&#8217;s disclosure controls and procedures were effective in alerting them on a timely basis to material information relating to Cornerstone (including its consolidated subsidiary) required to be included in Cornerstone&#8217;s periodic filings under the Exchange Act.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">There are various claims and lawsuits in which the Bank is periodically involved incidental to the Bank&#8217;s business. In the opinion of management, no material loss is expected from any of such pending claims or lawsuits.</font></div>

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</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Item 1A. Risk Factors</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Cornerstone, as a smaller reporting company, is not required to provide the information required by this Item.</font></div>

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</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Item 2. Unregistered Sales of Equity Securities and Use of Proceeds</font></div>

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</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">None</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Item 3. Defaults Upon Senior Securities</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">None</font></div>

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</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Item 4.&#160;&#160;[Removed and Reserved]</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Item 5. Other Information</font></div>

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</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">None</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Item 6. Exhibits</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">
<div style="MARGIN-LEFT: 9pt" align="left">
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline">Exhibit&#160;Number</font></font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;</font></td>
<td align="left" valign="top" width="82%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline">Description</font></font></div>
</td>
</tr><tr>
<td valign="top" width="12%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">31</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="top" width="82%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Certifications under Section 302 of the Sarbanes-Oxley Act of 2002.</font></div>
</td>
</tr><tr>
<td valign="top" width="12%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">32</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="top" width="82%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Certifications under Section 906 of the Sarbanes-Oxley Act of 2002.</font></div>
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</div>

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<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">34</font></div>

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<br>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">SIGNATURES</font></div>

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</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">In accordance with the requirements of the Exchange Act, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.</font></div>

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<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="top" width="42%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="top" width="38%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Cornerstone Bancshares, Inc.</font></font></td>
<td valign="top" width="12%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="top" width="42%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="top" width="35%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="top" width="12%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="top" width="8%" style="BORDER-BOTTOM: #ffffff solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Date:&#160;</font></div>
</td>
<td align="left" valign="top" width="42%" style="BORDER-BOTTOM: #ffffff solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">August 8, 2011&#160;</font></td>
<td colspan="2" valign="top" width="38%" style="PADDING-BOTTOM: 2px; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">/s/&#160;Nathaniel F. Hughes</font></td>
<td valign="top" width="12%" style="BORDER-BOTTOM: #ffffff solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="top" width="42%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="top" width="38%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Nathaniel F. Hughes,</font> </font>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">President</font></font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(principal executive officer)</font></font></div>
</td>
<td valign="top" width="12%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr></table>
</div>
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<div style="DISPLAY: block; TEXT-INDENT: 0pt">
<div style="DISPLAY: block; TEXT-INDENT: 0pt">
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<tr>
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="top" width="42%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="top" width="35%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="top" width="12%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="top" width="8%" style="BORDER-BOTTOM: #ffffff solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Date:&#160;</font></div>
</td>
<td align="left" valign="top" width="42%" style="BORDER-BOTTOM: #ffffff solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">August 8, 2011&#160;</font></td>
<td colspan="2" valign="top" width="38%" style="PADDING-BOTTOM: 2px; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">/s/&#160;Gary W. Petty, Jr.</font></td>
<td valign="top" width="12%" style="BORDER-BOTTOM: #ffffff solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="top" width="42%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="top" width="38%" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Gary W. Petty, Jr.</font> </font>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Senior Vice President and Chief Financial Officer</font></font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(principal financial officer and accounting officer)</font></font></div>
</td>
<td valign="top" width="12%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
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</div>
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<div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">EXHIBIT INDEX</font></div>

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<td align="left" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="86%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline">Description</font></font></div>
</td>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">31</font></div>
</td>
<td align="left" valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="top" width="86%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Certifications under Section 302 of the Sarbanes-Oxley Act of 2002.</font></div>
</td>
</tr><tr>
<td valign="top" width="12%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">32</font></div>
</td>
<td align="left" valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="top" width="86%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Certifications under Section 906 of the Sarbanes-Oxley Act of 2002.</font></div>
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<DOCUMENT>
<TYPE>EX-31.1
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    <title>Unassociated Document</title>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">EXHIBIT 31</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">I, Nathaniel F. Hughes, certify that:</font></div>

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<div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">1.</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">I have reviewed this quarterly report on Form 10-Q of Cornerstone Bancshares, Inc (the &#8220;Registrant&#8221;);</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Based on my knowledge, this quarterly report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this quarterly report;</font></div>
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<div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">3.</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Based on my knowledge, the financial statements, and other financial information included in this quarterly report, fairly present in all material respects the financial condition, results of operations and cash flows of the Registrant as, and for, the periods presented in this quarterly report;</font></div>
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<div>
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<div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">4.</font></div>
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<td>
<div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The Registrant&#8217;s other certifying officers and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the Registrant and have:</font></div>
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<div>
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<div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(a)</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervisions, to ensure that material information relating to the Registrant, including its consolidated subsidiary, is made known to us by others within those entities, particularly during the period in which this quarterly report is being prepared;</font></div>
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<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">
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<div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(b)</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;</font></div>
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<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">
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<div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(c)</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Evaluated the effectiveness of the Registrant&#8217;s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and</font></div>
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<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">
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<div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(d)</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Disclosed in this report any change in the Registrant&#8217;s internal control over financial reporting that occurred during the most recent fiscal quarter that has materially affected, or is reasonably likely to materially affect, the Registrant&#8217;s internal control over financial reporting; and</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The Registrant&#8217;s other certifying officers and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the Registrant&#8217;s auditors and the audit committee of Registrant&#8217;s board of directors (or persons performing the equivalent functions):</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the Registrant&#8217;s ability to record, process, summarize and report financial information; and</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Any fraud, whether or not material, that involves management or other employees who have a significant role in the Registrant&#8217;s internal control over financial reporting.</font></div>
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<td align="left" valign="top" width="42%" style="BORDER-BOTTOM: #ffffff solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">August 8, 2011&#160;</font></td>
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<DOCUMENT>
<TYPE>EX-31.2
<SEQUENCE>3
<FILENAME>v230330_ex31-2.htm
<TEXT>
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<head>
    <title>Unassociated Document</title>
    <!--Licensed to: Vintage Filings-->
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    <!--Copyright 1995 - 2009 Thomson Reuters. All rights reserved.-->
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<div>&#160;</div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">EXHIBIT 31</font></div>
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&#160;</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">CERTIFICATION</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">I, Gary W. Petty, Jr., certify that:</font></div>

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<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
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<div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">1.</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">I have reviewed this quarterly report on Form 10-Q of Cornerstone Bancshares, Inc (the &#8220;Registrant&#8221;);</font></div>
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<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
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<div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">2.</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Based on my knowledge, this quarterly report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this quarterly report;</font></div>
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<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
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<div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">3.</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Based on my knowledge, the financial statements, and other financial information included in this quarterly report, fairly present in all material respects the financial condition, results of operations and cash flows of the Registrant as, and for, the periods presented in this quarterly report;</font></div>
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<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
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<div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">4.</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The Registrant&#8217;s other certifying officers and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the Registrant and have:</font></div>
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<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
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<div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(a)</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervisions, to ensure that material information relating to the Registrant, including its consolidated subsidiary, is made known to us by others within those entities, particularly during the period in which this quarterly report is being prepared;</font></div>
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<div>
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<div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(b)</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;</font></div>
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</div>

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<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
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<div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(c)</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Evaluated the effectiveness of the Registrant&#8217;s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and</font></div>
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<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
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<div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(d)</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Disclosed in this report any change in the Registrant&#8217;s internal control over financial reporting that occurred during the most recent fiscal quarter that has materially affected, or is reasonably likely to materially affect, the Registrant&#8217;s internal control over financial reporting; and</font></div>
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<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
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<div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">5.</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The Registrant&#8217;s other certifying officers and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the Registrant&#8217;s auditors and the audit committee of Registrant&#8217;s board of directors (or persons performing the equivalent functions):</font></div>
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<div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(a)</font></div>
</td>
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<div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the Registrant&#8217;s ability to record, process, summarize and report financial information; and</font></div>
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</div>

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<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
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<div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(b)</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Any fraud, whether or not material, that involves management or other employees who have a significant role in the Registrant&#8217;s internal control over financial reporting.</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 18pt; TEXT-INDENT: -18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">August 8, 2011&#160;</font></div>
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  <us-gaap:OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureAndSignificantAccountingPoliciesTextBlock contextRef="Context_6ME_30-Jun-2011">&lt;div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;font style="display:inline;font-weight:bold;font-size:10pt;font-family:times new roman;" &gt;Note 1. Presentation of Financial Information
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:9pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&lt;font style="display:inline;font-style:italic;" &gt;Nature of Business
&lt;/font&gt;-Cornerstone is a bank holding company whose primary business is performed by its wholly-owned subsidiary, Cornerstone Community Bank (the &amp;#8220;Bank&amp;#8221;).&amp;#160;&amp;#160;The Bank provides a full range of banking services to the Chattanooga, Tennessee market.&amp;#160;&amp;#160;The Bank has also established a loan production office (&amp;#8220;LPO&amp;#8221;) in Dalton, Georgia to further enhance the Bank&amp;#8217;s lending markets.&amp;#160;&amp;#160;The Bank specializes in small business and commercial lending.&amp;#160;&amp;#160;The Bank has a wholly-owned subsidiary, Eagle Financial, Inc. (&amp;#8220;Eagle&amp;#8221;), which specializes in finance and accounts receivable factoring.
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&amp;#160;
&lt;/div&gt;&lt;div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:9pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&lt;font style="display:inline;font-style:italic;" &gt;Interim Financial Information (Unaudited)-
&lt;/font&gt;The financial information in this report for June 30, 2011 and June 30, 2010 has not been audited. The information included herein should be read in conjunction with the annual consolidated financial statements and footnotes thereto included in the 2010 Annual Report to Shareholders which was furnished to each shareholder of Cornerstone in April of 2011. The consolidated financial statements presented herein conform to U.S. generally accepted accounting principles and to general industry practices.&amp;#160;&amp;#160;In the opinion of Cornerstone&amp;#8217;s management, the accompanying interim financial statements contain all material adjustments, consisting only of normal recurring adjustments, necessary to present fairly the financial condition, the results of operations, and cash flows for the interim period. Results for interim periods are not necessarily indicative of the results to be expected for a full year.
&lt;/font&gt;
&lt;/div&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:9pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&lt;font style="display:inline;font-style:italic;" &gt;Use of Estimates
&lt;/font&gt;-The preparation of financial statements in conformity with U.S. generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosures of contingent assets and liabilities as of the balance sheet date and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term include the determination of the allowance for loan losses.
&lt;/font&gt;
&lt;/div&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:9pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&lt;font style="display:inline;font-style:italic;" &gt;Consolidation
&lt;/font&gt;-The accompanying consolidated financial statements include the accounts of Cornerstone, the Bank&amp;#160;&amp;#160;and Eagle.&amp;#160;&amp;#160;&amp;#160;Substantially all intercompany transactions, profits and balances have been eliminated.
&lt;/font&gt;
&lt;/div&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:9pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&lt;font style="display:inline;font-style:italic;" &gt;Reclassification-
&lt;/font&gt;Certain amounts in the prior consolidated financial statements have been reclassified to conform to the current period presentation.&amp;#160;&amp;#160;The reclassifications had no effect on net income or stockholders&amp;#8217; equity as previously reported.
&lt;/font&gt;
&lt;/div&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:9pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&lt;font style="display:inline;font-style:italic;" &gt;Accounting Policies
&lt;/font&gt;-During interim periods, Cornerstone follows the accounting policies set forth in its Annual Report on Form 10-K for the year ended December 31, 2010 as filed with the Securities and Exchange Commission.&amp;#160;&amp;#160;Since December 31, 2010, there have been no significant changes in any accounting principles or practices, or in the method of applying any such principles or practices, except for the following:
&lt;/font&gt;
&lt;/div&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;In January&amp;#160;2011, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update (ASU) No.&amp;#160;2011-01, &lt;font style="display:inline;font-style:italic;" &gt;Deferral of the Effective Date of Disclosures about Troubled Debt Restructurings in Update No.&amp;#160;2010-20
&lt;/font&gt;(ASU 2011-01).&amp;#160; The FASB determined that certain provisions relating to troubled debt restructurings (TDRs) should be deferred until additional guidance and clarification on the definition of TDRs is issued.&amp;#160;
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;In April&amp;#160;2011, the FASB issued ASU No.&amp;#160;2011-02, &lt;font style="display:inline;font-style:italic;" &gt;A Creditor&amp;#8217;s Determination of Whether a Restructuring Is a Troubled Debt Restructuring
&lt;/font&gt; (ASU 2011-02). ASU 2011-02 amends Accounting Standards Codification (ASC) Topic 310, &lt;font style="display:inline;font-style:italic;" &gt;Receivables,
&lt;/font&gt;by clarifying guidance for creditors in determining whether a concession has been granted and whether a debtor is experiencing financial difficulties.&amp;#160; The amendments are effective for the first interim or annual period beginning on or after June&amp;#160;15, 2011, and should be applied retrospectively to the beginning of the annual period of adoption.&amp;#160; ASU 2011-02 also makes
 disclosure requirements deferred under ASU 2011-01 effective for interim and annual periods beginning on or after June&amp;#160;15, 2011.&amp;#160; The Company is evaluating the effect, if any, the adoption of ASU 2011-02 will have on its consolidated financial statements.
&lt;/font&gt;
&lt;/div&gt;&lt;div style="margin-left:0pt;text-indent:0pt;margin-right:0pt;" &gt;&lt;div&gt;&lt;div style="width:100%;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;
&lt;/font&gt;
&lt;/div&gt;
&lt;/div&gt;&lt;div&gt;&lt;div style="width:100%;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;
&lt;/font&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;In April&amp;#160;2011, the FASB issued ASU No.&amp;#160;2011-03, &lt;font style="display:inline;font-style:italic;" &gt;Transfers and Servicing (Topic 860): Reconsideration of Effective Control for Repurchase Agreements
&lt;/font&gt; (ASU 2011-03), intended to improve financial reporting of repurchase agreements and refocus the assessment of effective control on a transferor&amp;#8217;s contractual rights and obligations rather than practical ability to perform those rights and obligations.&amp;#160; The guidance in ASU 2011-03 is effective for the first interim or annual period beginning on or after December&amp;#160;15, 2011. The Company is evaluating the effect, if any, the adoption of ASU 2011-03 will have on its consolidated financial statements.
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;In May&amp;#160;2011, the FASB issued ASU No.&amp;#160;2011-04, &lt;font style="display:inline;font-style:italic;" &gt;Amendments to Achieve Common Fair Value Measurement and Disclosure Requirements in U.S. GAAP and IFRSs
&lt;/font&gt; (ASU 2011-04). ASU 2011-04 represents the converged guidance of the FASB and the International Accounting Standards Board (IASB) on fair value measurement.&amp;#160; A variety of measures are included in the update intended to either clarify existing fair value measurement requirements, change particular principles requirements for measuring fair value or for disclosing information about fair value measurements.&amp;#160; For many of the requirements, the FASB does not intend to change the application of existing requirements under the ASC Topic 820, &lt;font style="display:inline;font-style:italic;" &gt;Fair Value Measurements
&lt;/font&gt;.&amp;#160; ASU 2011-04 is effective for interim and annual periods beginning after December&amp;#160;15, 2011 and early application is not permitted. The Company is evaluating the impact adoption of ASU 2011-04 will have on its financial statements.
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;In June&amp;#160;2011, the FASB issued ASU No.&amp;#160;2011-05, &lt;font style="display:inline;font-style:italic;" &gt;Presentation of Comprehensive Income
&lt;/font&gt;(ASU 2011-05), intended to increase the prominence of items reported in other comprehensive income and to facilitate convergence of accounting guidance in this area with that of the IASB.&amp;#160; The amendments require that all nonowner changes in stockholders&amp;#8217; equity be presented in a single continuous statement of comprehensive income or in two separate but consecutive statements.&amp;#160; Amendments under ASU 2011-05 for public entities should be applied retrospectively for fiscal years, and interim periods within those years, beginning December&amp;#160;15, 2011.&amp;#160; The Company is evaluating the impact adoption of ASU 2011-05 will have on its financial statements.
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:9pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&lt;font style="display:inline;font-style:italic;" &gt;Earnings per Common Share
&lt;/font&gt;- Basic earnings per share (&amp;#8220;EPS&amp;#8221;) is computed by dividing income available to common shareholders (numerator) by the weighted average number of common shares outstanding during the period (denominator). Diluted EPS is computed by dividing income available to common shareholders (numerator) by the adjusted weighted average number of shares outstanding (denominator). The adjusted weighted average number of shares outstanding reflects the potential dilution occurring if securities or other contracts to issue common stock were exercised or converted into common stock resulting in the issuance of common stock that share in the earnings of the entity.
&lt;/font&gt;
&lt;/div&gt;
&lt;/div&gt;&lt;div style="margin-left:0pt;text-indent:0pt;margin-right:0pt;" &gt;&lt;div&gt;&lt;div style="width:100%;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;
&lt;/font&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;
&lt;/div&gt;
&lt;/div&gt;&lt;div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&amp;#160;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;The following is a summary of the basic and diluted earnings per share for the three and six month periods ended June 30, 2011 and June 30, 2010.
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="text-align:left;" &gt;&lt;table cellspacing="0" cellpadding="0" width="100%" style="font-size:10pt;font-family:times new roman;" &gt;&lt;tr&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="6" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Three Months Ended June 30,
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap"
 style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Basic earnings per common share calculation:
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;2011
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;2010
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="78%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Numerator: Net income available to common shareholders
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;39,212
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;18,145
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="78%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Denominator: Weighted avg. common shares outstanding
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;6,500,396
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;6,500,396
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="78%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Effect of dilutive stock options
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="78%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Diluted shares
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td
 valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;6,500,396
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;6,500,396
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="78%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="78%" style="padding-bottom:4px;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Basic earnings per common share
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;0.01
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="78%" style="padding-bottom:4px;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Diluted earnings per common share
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;0.01
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;&lt;div&gt;&amp;#160;
&lt;/div&gt;&lt;table cellspacing="0" cellpadding="0" width="100%" style="font-size:10pt;font-family:times new roman;" &gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" &gt;&amp;#160;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="6" style="text-align:center;" &gt;&lt;div style="display:block;text-indent:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Six Months Ended June 30,
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="78%" style="padding-bottom:2px;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Basic earnings per
 common share calculation:
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;2011
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;2010
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="78%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Numerator: Net income available to common shareholders
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;199,162
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;361,933
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="78%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Denominator: Weighted avg. common shares outstanding
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;6,500,396
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;6,500,396
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="78%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Effect of dilutive stock options
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="78%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Diluted shares
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;"
 &gt;6,500,396
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;6,500,396
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="78%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="78%" style="padding-bottom:4px;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Basic earnings per common share
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;0.03
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;0.06
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="78%" style="padding-bottom:4px;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Diluted earnings per common share
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;0.03
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;0.06
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;</us-gaap:OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureAndSignificantAccountingPoliciesTextBlock>
  <us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock contextRef="Context_6ME_30-Jun-2011">&lt;div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-weight:bold;font-size:10pt;font-family:times new roman;" &gt;Note 2. Stock Based Compensation
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:9pt;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&lt;font style="display:inline;font-style:italic;" &gt;Accounting Policies-
&lt;/font&gt; Cornerstone, as required by FASB, applies the fair value recognition provisions of ASC 718, &lt;font style="display:inline;font-style:italic;" &gt;Compensation &amp;#8211;Stock Compensation
&lt;/font&gt;.&amp;#160;&amp;#160;As a result, for the six month period ended June 30, 2011, the compensation cost charged to earnings related to the vested incentive stock options was approximately $40,000, which had no material impact on earnings per share.
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&amp;#160;
&lt;/div&gt;&lt;div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:9pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&lt;font style="display:inline;font-style:italic;" &gt;Officer and Employee Plans
&lt;/font&gt;-Cornerstone has two stock option plans under which officers and employees can be granted incentive stock options or non-qualified stock options to purchase a total of up to 1,420,000 shares of Cornerstone&amp;#8217;s common stock.&amp;#160;&amp;#160;The exercise price for incentive stock options must be not less than 100&amp;#160;percent of the fair market value of the common stock on the date of the grant.&amp;#160;&amp;#160;The exercise price of the non-qualified stock options may be equal to or more or less than the fair market value of the common stock on the date of the grant.&amp;#160;&amp;#160;&lt;font style="display:inline;font-family:times new roman;" &gt;The incentive stock options vest 30% on the second anniversary of the grant date, 60% on the third anniversary of the grant date and 100% on the fourth anniversary of the grant date, and the non-qualified stock options vest 50% on the first anniversary of the grant date and 100% on the second anniversary of the grant date.
&lt;/font&gt;&amp;#160;&amp;#160;The options expire ten years from the grant date.&amp;#160;&amp;#160;At June 30, 2011, the total remaining compensation cost to be recognized on non-vested options is approximately $346,000.&amp;#160;&amp;#160;A summary of the status of these stock option plans is presented in the following table:
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:9pt;margin-right:0pt;text-align:justify;" &gt;
&lt;/div&gt;
&lt;/div&gt;&lt;div style="margin-left:0pt;text-indent:0pt;margin-right:0pt;" &gt;&lt;div&gt;&lt;div style="width:100%;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;
&lt;/font&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;&lt;div style="text-align:left;" &gt;&lt;table cellspacing="0" cellpadding="0" width="100%" style="font-size:10pt;font-family:times new roman;" &gt;&lt;tr&gt;&lt;td valign="bottom" width="58%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Weighted-
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" width="58%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Average
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" width="58%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;"
 &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Weighted
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Contractual
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" width="58%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Average
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Remaining
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Aggregate
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" width="58%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Exercisable
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Term
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Intrinsic
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" width="58%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Number
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Price
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;(in years)
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px
 solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Value
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="58%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Outstanding at December 31, 2010
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;520,900
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;5.79
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" style="text-align:right;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;4.0 Years
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="58%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Granted
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;211,000
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;1.70
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" style="text-align:right;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;9.9 Years
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="58%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Exercised
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new
 roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="58%" style="padding-bottom:2px;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Forfeited
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;149,300
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;4.59
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="58%" style="padding-bottom:4px;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Outstanding at June 30, 2011
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;582,600
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;4.63
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" style="padding-bottom:4px;text-align:right;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;6.2 Years
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="58%" style="padding-bottom:4px;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Options exercisable at June 30, 2011
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;296,915
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%"
 style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;6.66
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" style="padding-bottom:4px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;The weighted average grant date fair value of stock options granted during the six months ended June 30, 2011 was $0.83.&amp;#160;&amp;#160;This was determined using the Black-Scholes option pricing model with the following weighted-average assumptions:
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="text-align:left;" &gt;&lt;table cellspacing="0" cellpadding="0" width="30%" style="font-size:10pt;font-family:times new roman;" &gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="top" width="15%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Dividend yield
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="top" width="15%" style="text-align:right;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;0.0%
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="top" width="15%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Expected life
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="top" width="15%" style="text-align:right;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;7.0 Years
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="top" width="15%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Expected volatility
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="top" width="15%" style="text-align:right;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;43.11%
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="top" width="15%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Risk-free interest rate
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="top" width="15%" style="text-align:right;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;2.81%
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:9pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&lt;font style="display:inline;font-style:italic;" &gt;Board of Directors Plan
&lt;/font&gt;-Cornerstone has a stock option plan under which members of the Board of Directors, at the formation of the Bank, were granted options to purchase a total of up to 600,000 shares of the Bank's common stock.&amp;#160;&amp;#160;On October&amp;#160;15, 1997, the Bank stock options were converted to Cornerstone stock options.&amp;#160;&amp;#160;Only non-qualified stock options may be granted under the plan.&amp;#160;&amp;#160;The exercise price of each option equals the market price of Cornerstone&amp;#8217;s stock on the date of grant and the maximum term is ten years.&amp;#160;&amp;#160;Vesting is 50% on the first anniversary of the grant date and 100% on the second anniversary of the grant date.&amp;#160;&amp;#160;At June 30, 2011, there was no remaining compensation cost to be recognized on non-vested options.&amp;#160;&amp;#160;A summary of the status of this stock option plan is presented in the following table:
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="text-align:left;" &gt;&lt;table cellspacing="0" cellpadding="0" width="100%" style="font-size:10pt;font-family:times new roman;" &gt;&lt;tr&gt;&lt;td valign="bottom" width="58%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font
 style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Weighted-
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" width="58%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Average
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" width="58%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Weighted
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Contractual
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" width="58%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Average
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Remaining
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Aggregate
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" width="58%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font
 style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Exercisable
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Term
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Intrinsic
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" width="58%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Number
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Price
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;(in years)
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Value
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="58%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Outstanding at December 31, 2010
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;100,250
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;9.42
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" style="text-align:right;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;5.7 Years
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="58%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Granted
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%"
 style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="58%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Exercised
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="58%" style="padding-bottom:2px;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Forfeited
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="58%" style="padding-bottom:4px;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Outstanding at June 30, 2011
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;100,250
&lt;/font&gt;
&lt;/td&gt;&lt;td
 valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;9.42
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" style="padding-bottom:4px;text-align:right;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;5.2 Years
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="58%" style="padding-bottom:4px;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Options exercisable at June 30, 2011
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;100,250
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;9.42
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" style="padding-bottom:4px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;</us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock>
  <us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock contextRef="Context_6ME_30-Jun-2011">&lt;div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-weight:bold;font-size:10pt;font-family:times new roman;" &gt;Note 3. Securities
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;The amortized cost and fair value of securities available-for-sale and held-to-maturity at June 30, 2011 and December 31, 2010 are summarized as follows:
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div&gt;&lt;div style="text-align:left;" &gt;&lt;table cellspacing="0" cellpadding="0" width="100%" style="font-size:10pt;font-family:times new roman;" &gt;&lt;tr&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="14" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;June 30, 2011
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Gross
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Gross
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Amortized
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Unrealized
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Unrealized
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Fair
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Debt securities available-for-sale:
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Cost
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;"
 &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Gains
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Losses
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Value
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="56%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;U.S. Government agencies
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;4,282,294
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;14,836
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;4,297,130
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="56%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="56%"
 &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;State and municipal securities
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;21,108,697
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;702,072
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;(37,524
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;)
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;21,773,245
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="56%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="56%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Mortgage-backed securities:
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font
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&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="56%" &gt;&lt;div style="display:block;margin-left:18pt;text-indent:-27pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Residential mortgage guaranteed by GNMA
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;15,453,645
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;252,356
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&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;(3,120
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&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;15,702,881
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="56%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="56%" style="padding-bottom:2px;text-align:left;" &gt;&lt;div style="display:block;margin-left:18pt;text-indent:-27pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;"
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&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;67,554,290
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;224,307
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&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;(220,605
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&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;67,557,992
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="56%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
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&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="56%" style="padding-bottom:4px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;108,398,926
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&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
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&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;(261,249
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;)
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;109,331,248
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="56%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="56%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Debt securities held to maturity:
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom"
 nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="56%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Mortgage-backed securities:
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="56%" style="padding-bottom:4px;text-align:left;" &gt;&lt;div style="display:block;margin-left:18pt;text-indent:-27pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Residential mortgage guaranteed by GNMA
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;81,534
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;2,300
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;83,834
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;div style="text-align:left;" &gt;&lt;table cellspacing="0" cellpadding="0" width="100%" style="font-size:10pt;font-family:times new roman;" &gt;&lt;tr&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="14" style="border-bottom:black 2px solid;" &gt;&lt;div
 style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;December 31, 2010
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Gross
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Gross
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Amortized
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Unrealized
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Unrealized
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Fair
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Debt securities available-for-sale:
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Cost
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Gains
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Losses
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font
 style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Value
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="56%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;U.S. Government agencies
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;4,571,444
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;15,635
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;4,587,079
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="56%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="56%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;State and municipal securities
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;20,868,771
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%"
 style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;191,429
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;(323,988
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;)
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;20,736,212
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="56%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="56%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Mortgage-backed securities:
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
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&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="56%" style="text-align:left;" &gt;&lt;div
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&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;)
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&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;18,853,025
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&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/font&gt;
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&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom"
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&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;(636,453
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&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;)
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;64,074,118
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&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="56%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="56%" style="padding-bottom:4px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
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&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;108,762,579
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&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
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&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;473,152
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&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
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&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;(985,297
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;)
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom"
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&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;108,250,434
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&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="56%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="56%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Debt securities held to maturity:
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="56%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Mortgage-backed securities:
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font
 style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="56%" style="padding-bottom:4px;text-align:left;" &gt;&lt;div style="display:block;margin-left:18pt;text-indent:-27pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Residential mortgage guaranteed by GNMA
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;95,702
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;2,686
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;98,388
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;At June 30, 2011, securities with a fair value totaling approximately $104 million&lt;font style="display:inline;color:#ff0000;" &gt;&amp;#160;
&lt;/font&gt;were pledged to secure public funds, securities sold under agreements to repurchase, the Federal Home Loan Bank (sometimes referred to herein as &amp;#8220;FHLB&amp;#8221;) as collateral for the Bank&amp;#8217;s borrowings, as collateral for federal funds purchased from other financial institutions and serve as collateral at the Federal Reserve Discount Window.
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;The amortized cost and estimated market value of securities at June 30, 2011, by contractual maturity, are shown below.&amp;#160;&amp;#160;Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="text-align:left;" &gt;&lt;table cellspacing="0" cellpadding="0" width="100%" style="font-size:10pt;font-family:times new roman;" &gt;&lt;tr&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="6" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times
 new roman;" &gt;Securities Available-for-Sale
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="6" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Securities Held to Maturity
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Amortized
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Fair
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Amortized
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Fair
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Cost
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Value
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Cost
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Value
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="56%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Due in one year or less
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;299,873
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;300,779
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap"
 width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="56%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Due from one year to five years
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;1,175,214
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;1,265,987
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="56%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Due from five years to ten years
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;4,407,278
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;4,596,163
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font
 style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="56%" style="padding-bottom:2px;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Due after ten years
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;19,508,626
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;19,907,446
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="56%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;25,390,991
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;26,070,375
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="56%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%"
 style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="56%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="56%" style="padding-bottom:2px;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Mortgage-backed securities
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;83,007,935
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;83,260,873
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;81,534
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%"
 style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;83,834
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="56%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="56%" style="padding-bottom:4px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;108,398,926
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;109,331,248
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;81,534
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;83,834
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;&lt;div style="margin-left:0pt;text-indent:0pt;margin-right:0pt;" &gt;&lt;div&gt;&lt;div style="width:100%;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;
&lt;/font&gt;
&lt;/div&gt;
&lt;/div&gt;&lt;div&gt;&lt;div style="width:100%;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;
&lt;/font&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;
&lt;/div&gt;
&lt;/div&gt;&lt;div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;
&lt;/div&gt;
&lt;/div&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div
 style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;The following tables present the gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities available for sale have been in a continuous unrealized loss position, as of June 30, 2011 and as of December 31, 2010:
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&amp;#160;
&lt;/div&gt;&lt;div style="text-align:left;" &gt;&lt;div style="text-align:left;" &gt;&lt;table cellspacing="0" cellpadding="0" width="100%" style="font-size:10pt;font-family:times new roman;" &gt;&lt;tr&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="22" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;As of June 30, 2011
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="6" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Less than 12 Months
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="6" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;12 Months or Greater
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="6" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Total
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Gross
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Gross
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Gross
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Fair
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font
 style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Unrealized
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Fair
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Unrealized
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Fair
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Unrealized
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Value
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Losses
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Value
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Losses
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Value
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Losses
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:-5.4pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Debt securities available for sale:
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font
 style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="34%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;State and municipal securities
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;845,897
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;(37,524
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;)
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;845,897
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;(37,524
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;)
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="34%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font
 style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
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&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;)
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&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;(220,605
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;)
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="34%" style="padding-bottom:4px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;32,104,634
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;"
 &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;(257,903
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;)
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;3,904,445
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;(3,346
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;)
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;36,009,079
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;(261,249
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;)
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;&lt;div style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;div style="display:block;text-indent:0pt;" &gt;&amp;#160;
&lt;/div&gt;&lt;div&gt;&lt;div style="text-align:left;" &gt;&lt;div&gt;&lt;div style="text-align:left;" &gt;&lt;table cellspacing="0" cellpadding="0" width="100%" style="font-size:10pt;font-family:times new roman;" &gt;&lt;tr&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="22" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;As of December 31, 2010
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="6" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Less than 12 Months
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="6" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;12 Months or Greater
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="6" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Total
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;"
 &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Gross
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Gross
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Gross
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Fair
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Unrealized
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Fair
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Unrealized
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Fair
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Unrealized
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Value
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;"
 &gt;Losses
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Value
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Losses
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Value
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Losses
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:-5.4pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Debt securities available for sale:
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="34%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;State and municipal securities
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;6,110,458
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;(154,802
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;)
&lt;/font&gt;
&lt;/td&gt;&lt;td
 valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;6,440,892
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;(169,186
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;)
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
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&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;12,551,350
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
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&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;(323,988
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;)
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="34%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="34%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:-5.4pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;Mortgage-backed securities:
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font
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&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="34%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:-9pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Residential mortgage guaranteed by GNMA
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;5,647,347
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;(24,856
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;)
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;5,647,347
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom"
 width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;(24,856
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;)
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="34%" style="padding-bottom:2px;text-align:left;" &gt;&lt;div style="display:block;margin-left:18pt;text-indent:-27pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Collateralized mortgage obligations issued or guaranteed by U.S. Government agencies or sponsored agencies
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;34,694,782
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;(636,453
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;)
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;34,694,782
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;(636,453
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;)
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="34%" style="padding-bottom:4px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;46,452,587
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;(816,111
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px
 double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;)
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;6,440,892
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;(169,186
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;)
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;52,893,479
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;(985,297
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;)
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&amp;#160;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Upon acquisition of a security, the Bank determines the appropriate impairment model that is applicable.&amp;#160;&amp;#160;If the security is a beneficial interest in securitized financial assets, the Bank uses the beneficial interests in securitized financial assets impairment model.&amp;#160;&amp;#160;If the security is not a beneficial interest in securitized financial assets, the Bank uses the debt and equity securities impairment model.&amp;#160;&amp;#160;The Bank conducts periodic reviews to evaluate each security to determine whether an other-than-temporary impairment has occurred.&amp;#160;&amp;#160;The Bank does not have any securities that have been classified as other-than-temporarily-impaired at June 30, 2011 or December 31, 2010.
&lt;/font&gt;
&lt;/div&gt;&lt;div style="margin-left:0pt;text-indent:0pt;margin-right:0pt;" &gt;&lt;div&gt;&lt;div style="width:100%;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;
&lt;/font&gt;
&lt;/div&gt;
&lt;/div&gt;&lt;div&gt;&lt;div style="width:100%;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;
&lt;/div&gt;
&lt;/div&gt;&lt;div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&amp;#160;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;At June 30, 2011 and December 31, 2010, the significant categories of temporarily impaired securities, and management&amp;#8217;s evaluation of those securities are as follows:
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&lt;font style="display:inline;font-style:italic;" &gt;State and municipal securities:&amp;#160;&amp;#160;
&lt;/font&gt;At June 30, 2011, 2 investments in obligations of state and municipal securities had unrealized losses.&amp;#160;&amp;#160;The Bank believes the unrealized losses on those investments were caused by the interest rate environment and does not relate to the underlying credit quality of the issuers.&amp;#160;&amp;#160;Because the Bank has the intent and ability to hold those investments for a time necessary to recover their amortized cost bases, which may be maturity, the Bank does not consider those investments to be other-than-temporarily impaired at June 30, 2011.
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&amp;#160;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&lt;font style="display:inline;font-style:italic;" &gt;Mortgage-backed securities:&amp;#160;&amp;#160;
&lt;/font&gt;At June 30, 2011, 7&amp;#160;investments in residential mortgage-backed securities had unrealized losses.&amp;#160;&amp;#160;This impairment is believed to be caused by the current interest rate environment.&amp;#160;&amp;#160;The contractual cash flows of those investments are guaranteed or issued by an agency of the U.S. Government.&amp;#160;&amp;#160;Because the decline in market value is attributable to the current interest rate environment and not credit quality, and because the Bank does not intend to
 sell the investments and it is not more likely than not that the Bank will be required to sell the investments before recovery of their amortized cost bases, which may be maturity, the Bank does not deem those investments to be other-than-temporarily impaired at June 30, 2011.
&lt;/font&gt;
&lt;/div&gt;
&lt;/div&gt;</us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock>
  <us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock contextRef="Context_6ME_30-Jun-2011">&lt;div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-weight:bold;font-size:10pt;font-family:times new roman;" &gt;Note 4. Loans and Allowance for Loan Losses
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;At June 30, 2011 and December 31, 2010, loans are summarized as follows (in thousands):
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="text-align:left;" &gt;&lt;table cellspacing="0" cellpadding="0" width="60%" style="font-size:10pt;font-family:times new roman;" &gt;&lt;tr&gt;&lt;td valign="bottom" width="38%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;June 30,
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;December 31,
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" width="38%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;2011
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;2010
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" width="38%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Commercial real estate-mortgage:
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="38%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Owner-occupied
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;63,801
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;64,971
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="38%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;All other
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;62,060
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font
 style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;64,060
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="38%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Consumer real estate-mortgage
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;68,030
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;71,878
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="38%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Construction and land development
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;29,637
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;29,848
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="38%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Commercial and industrial
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;43,673
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;51,160
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="38%" style="padding-bottom:2px;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Consumer and other
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;2,970
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times
 new roman;" &gt;3,330
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="38%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Total loans
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;270,171
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;285,247
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="38%" style="padding-bottom:2px;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Less: Allowance for loan losses
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;(6,814
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;)
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;(9,132
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;)
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="38%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="38%" style="padding-bottom:4px;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Loans, net
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&lt;font style="display:inline;" &gt;263,357
&lt;/font&gt;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&lt;font style="display:inline;" &gt;276,115
&lt;/font&gt;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&amp;#160;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font
 style="display:inline;font-size:10pt;font-family:times new roman;" &gt;The composition of loans by primary loan classification as well as impaired and performing loan status at June 30, 2011 and December 31, 2010 is summarized in the tables below (dollar amounts in thousands):
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="text-align:left;" &gt;&lt;div style="text-align:left;" &gt;&lt;table cellspacing="0" cellpadding="0" width="100%" style="font-size:10pt;font-family:times new roman;" &gt;&lt;tr&gt;&lt;td valign="bottom" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;June 30, 2011
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Commercial
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Consumer
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Construction
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Commercial
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Real Estate-
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Real Estate-
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;and Land
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;and
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Consumer
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new
 roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Mortgage
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Mortgage
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Development
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Industrial
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;and Other
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Total
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="34%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Performing loans
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;114,475
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;59,008
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;28,262
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;41,952
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;2,970
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new
 roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;246,667
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="34%" style="padding-bottom:2px;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Impaired loans
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;11,386
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;9,022
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&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;1,375
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;1,721
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;23,504
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&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="34%" style="padding-bottom:4px;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Total
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&lt;/div&gt;
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&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;125,861
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font
 style="display:inline;font-size:10pt;font-family:times new roman;" &gt;68,030
&lt;/font&gt;
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&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;29,637
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;43,673
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;2,970
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;270,171
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;&lt;div&gt;&amp;#160;
&lt;/div&gt;&lt;div style="text-align:left;" &gt;&lt;table cellspacing="0" cellpadding="0" width="100%" style="font-size:10pt;font-family:times new roman;" &gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;December 31, 2010
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&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Commercial
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Consumer
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Construction
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Commercial
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td
 valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Real Estate-
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Real Estate-
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;and Land
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;and
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Consumer
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Mortgage
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Mortgage
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Development
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Industrial
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;and Other
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Total
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap"
 style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="34%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Performing loans
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;119,084
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;61,455
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;27,774
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;50,492
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;3,279
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;262,084
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="34%" style="padding-bottom:2px;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Impaired loans
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;9,947
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;10,423
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;2,074
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%"
 style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;668
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;51
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;23,163
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="34%" style="padding-bottom:4px;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Total
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;129,031
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;71,878
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;29,848
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;51,160
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;3,330
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;285,247
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;div&gt;&lt;div
 style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;
&lt;/div&gt;
&lt;/div&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;The following tables show the allowance allocation by loan classification for impaired and performing loans as of June 30, 2011 and December 31, 2010 (dollar amounts in thousands):
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="text-align:left;" &gt;&lt;table cellspacing="0" cellpadding="0" width="100%" style="font-size:10pt;font-family:times new roman;" &gt;&lt;tr&gt;&lt;td valign="bottom" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;June 30, 2011
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Commercial
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Consumer
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Construction
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Commercial
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Real Estate-
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Real Estate-
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;and Land
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;and
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Consumer
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" style="padding-bottom:2px;text-align:left;" &gt;&lt;div
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&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Mortgage
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Mortgage
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Development
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Industrial
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;and Other
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Total
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="34%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Performing loans
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;1,983
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;1,079
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;559
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;678
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;"
 &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;62
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;4,361
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="34%" style="padding-bottom:2px;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Impaired loans
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;1,192
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;851
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;410
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;2,453
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="34%" style="padding-bottom:4px;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Total
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;3,175
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;"
 &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;1,930
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;559
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;1,088
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;62
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;6,814
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&amp;#160;
&lt;/div&gt;&lt;div style="text-align:left;" &gt;&lt;table cellspacing="0" cellpadding="0" width="100%" style="font-size:10pt;font-family:times new roman;" &gt;&lt;tr&gt;&lt;td valign="bottom" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;December 31, 2010
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Commercial
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Consumer
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Construction
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Commercial
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" &gt;&lt;font
 style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Real Estate-
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Real Estate-
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;and Land
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;and
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Consumer
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" style="padding-bottom:2px;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Allowance related to:
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Mortgage
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Mortgage
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Development
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Industrial
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;and Other
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Total
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;"
 &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="34%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Performing loans
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;887
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;691
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;3,178
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;588
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;48
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;5,392
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="34%" style="padding-bottom:2px;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Impaired loans
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;906
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;2,420
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;60
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font
 style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;337
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;17
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;3,740
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="34%" style="padding-bottom:4px;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Total
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;1,793
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;3,111
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;3,238
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;925
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;65
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;9,132
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&amp;#160;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times
 new roman;" &gt;The following tables detail the changes in the allowance for loan losses for the six month period ending June 30, 2011 and year ending December 31, 2010 by loan classification (dollars in thousands):
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="text-align:left;" &gt;&lt;table cellspacing="0" cellpadding="0" width="100%" style="font-size:10pt;font-family:times new roman;" &gt;&lt;tr&gt;&lt;td valign="bottom" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;June 30, 2011
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Commercial
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Consumer
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Construction
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Commercial
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Real Estate-
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Real Estate-
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;and Land
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;and
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Consumer
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px
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&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Mortgage
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Development
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Industrial
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;and Other
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Total
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="34%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Beginning balance
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;1,793
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;3,111
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;3,238
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;925
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;65
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font
 style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;9,132
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="34%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;Charged-off loans
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;(1,188
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;)
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;(1,429
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;)
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;(60
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&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;)
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;(21
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&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;)
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;(9
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&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;)
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;(2,707
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;)
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="34%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;Recovery of charge-offs
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;240
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;12
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;24
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;"
 &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;70
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;13
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;359
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="34%" style="padding-bottom:2px;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;Provision for loan losses
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;2,330
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;236
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;(2,643
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;)
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;114
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;(7
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&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;)
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;30
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="34%" style="padding-bottom:4px;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Ending balance
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font
 style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;3,175
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;1,930
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;559
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;1,088
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;62
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;6,814
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&amp;#160;
&lt;/div&gt;&lt;div style="text-align:left;" &gt;&lt;table cellspacing="0" cellpadding="0" width="100%" style="font-size:10pt;font-family:times new roman;" &gt;&lt;tr&gt;&lt;td valign="bottom" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;December 31, 2010
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Commercial
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Consumer
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Construction
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Commercial
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font
 style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Real Estate-
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Real Estate-
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;and Land
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;And
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Consumer
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Mortgage
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Mortgage
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Development
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Industrial
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;and Other
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black
 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Total
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&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="34%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Beginning balance
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&lt;/div&gt;
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&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;1,189
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;719
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;3,179
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&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;786
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;32
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;5,905
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&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="34%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;Charged-off loans
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&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;(2,309
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&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;)
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;(562
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;)
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;(1,260
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;)
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom"
 width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;(443
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;)
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;(114
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;)
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;(4,688
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;)
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="34%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;Recovery of charge-offs
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;213
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;54
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;19
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;282
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;56
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;624
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="34%" style="padding-bottom:2px;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;Provision for loan losses
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;2,700
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font
 style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;2,900
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;1,300
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;300
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;91
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;7,291
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="34%" style="padding-bottom:4px;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Ending balance
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;1,793
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;3,111
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;3,238
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;925
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%"
 style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;65
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;9,132
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Credit quality indicators:
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Federal regulations require us to review and classify our assets on a regular basis. There are three classifications for problem assets: substandard, doubtful, and loss. &amp;#8220;Substandard assets&amp;#8221; must have one or more defined weaknesses and are characterized by the distinct possibility that we will sustain some loss if the deficiencies are not corrected. &amp;#8220;Doubtful assets&amp;#8221; have the weaknesses of substandard assets with the additional characteristic that the weaknesses make collection or liquidation in full on the basis of currently existing facts, conditions and values questionable, and there is a high possibility of loss. An asset classified &amp;#8220;loss&amp;#8221; is considered uncollectible and of such little value that continuance as an asset of the institution is not warranted. The regulations also provide for a &amp;#8220;special mention&amp;#8221; category, described as assets which do not currently expose an institution to a sufficient degree of risk to warrant classification but do possess credit deficiencies or potential weaknesses deserving close attention. When we classify an asset as substandard or doubtful, we may establish a specific allowance for loan losses.
&lt;/font&gt;
&lt;/div&gt;&lt;div style="margin-left:0pt;text-indent:0pt;margin-right:0pt;" &gt;&lt;div&gt;&lt;div style="width:100%;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;
&lt;/font&gt;
&lt;/div&gt;
&lt;/div&gt;&lt;div&gt;&lt;div style="width:100%;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;
&lt;/font&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;
&lt;/div&gt;
&lt;/div&gt;&lt;div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;The following table outlines the amount of each loan classification&amp;#160;&amp;#160;and the amount categorized into each risk rating as of June 30, 2011 and December 31, 2010 (amounts in thousands):
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="text-align:left;" &gt;&lt;table cellspacing="0" cellpadding="0" width="100%" style="font-size:10pt;font-family:times new roman;" &gt;&lt;tr&gt;&lt;td valign="bottom" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;June 30, 2011
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Commercial
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Consumer
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Construction
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font
 style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Commercial
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Real estate-
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Real Estate-
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;and Land
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;and
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Consumer
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Mortgage
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Mortgage
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Development
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Industrial
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2"
 style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;and Other
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Total
&lt;/font&gt;
&lt;/div&gt;
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&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="34%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Pass
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;101,708
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;51,008
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;25,489
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;36,040
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;2,893
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;223,138
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="34%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Special mention
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&lt;/div&gt;
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&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;11,627
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;3,555
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%"
 style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;1,825
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;5,603
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;27
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;22,637
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="34%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Substandard
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;1,140
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;4,445
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;948
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;309
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;50
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;6,892
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="34%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Substandard-impaired
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new
 roman;" &gt;8,852
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;9,022
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;1,375
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;1,721
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;20,970
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="34%" style="padding-bottom:2px;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Doubtful
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;2,534
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&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
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&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times
 new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;2,534
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="34%" style="padding-bottom:4px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;125,861
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;68,030
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;29,637
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;43,673
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;2,970
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;270,171
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="text-align:left;" &gt;&lt;table cellspacing="0" cellpadding="0" width="100%" style="font-size:10pt;font-family:times new roman;" &gt;&lt;tr&gt;&lt;td valign="bottom" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;December 31, 2010
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Commercial
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&lt;/div&gt;
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&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new
 roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Consumer
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&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Construction
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Commercial
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Real Estate-
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Real Estate-
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&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;and Land
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&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;and
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Consumer
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Mortgage
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Mortgage
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div
 style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Development
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Industrial
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;and Other
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Total
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="34%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Pass
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;97,692
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;49,974
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;24,401
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;41,963
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;3,215
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;217,245
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="34%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Special mention
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font
 style="display:inline;font-size:10pt;font-family:times new roman;" &gt;19,289
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;3,786
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;2,121
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;7,405
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;54
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;32,655
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="34%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Substandard
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;2,103
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;7,695
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;1,252
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;1,124
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;10
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new
 roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;12,184
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="34%" style="padding-bottom:2px;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Substandard-impaired
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;9,947
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;10,423
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;2,074
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;668
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;51
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;23,163
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="34%" style="padding-bottom:4px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;129,031
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;71,878
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new
 roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;29,848
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;51,160
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;3,330
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;285,247
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&amp;#160;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;After the Bank&amp;#8217;s independent loan review department completes the loan grade assignment, a loan impairment analysis is performed on loans graded substandard or worse. The following tables present summary information pertaining to impaired loans by loan classification as of June 30, 2011 and December 31, 2010 (in thousands):
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&amp;#160;
&lt;/div&gt;&lt;div style="text-align:left;" &gt;&lt;table cellspacing="0" cellpadding="0" width="80%" style="font-size:10pt;font-family:times new roman;" &gt;&lt;tr&gt;&lt;td valign="bottom" width="47%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;June 30, 2011
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Unpaid
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Average
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" width="47%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Principal
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Related
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom"
 width="9%" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Recorded
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" width="47%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Balance
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Allowance
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Investment
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="47%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Impaired loans with no recorded allowance
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="47%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Commercial real estate &amp;#8211; mortgage
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;5,411
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;3,591
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="47%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Consumer real estate &amp;#8211; mortgage
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td
 valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;5,380
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;4,612
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="47%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Construction and land development
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;1,375
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;1,056
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="47%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Commercial and industrial
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;1,180
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;938
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="47%" style="padding-bottom:2px;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Consumer and other
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;"
 &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="47%" style="padding-bottom:2px;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Total
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;13,346
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;10,197
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="text-align:left;" &gt;&lt;table cellspacing="0" cellpadding="0" width="80%" style="font-size:10pt;font-family:times new roman;" &gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="47%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Impaired loans with a recorded allowance
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="47%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Commercial real estate &amp;#8211; mortgage
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;5,975
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom"
 width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;1,192
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;6,001
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="47%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Consumer real estate &amp;#8211; mortgage
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;3,642
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;851
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;6,286
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="47%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Construction and land development
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;365
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="47%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Commercial and industrial
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;541
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;410
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%"
 style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;604
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="47%" style="padding-bottom:2px;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Consumer and other
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;155
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="47%" style="padding-bottom:2px;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Total
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&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;10,158
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;2,453
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;13,411
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="47%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new
 roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="47%" style="padding-bottom:4px;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Total impaired loans
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;23,504
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;2,453
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;23,608
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&amp;#160;
&lt;/div&gt;&lt;div style="margin-left:0pt;text-indent:0pt;margin-right:0pt;" &gt;&lt;div&gt;&lt;div style="width:100%;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;
&lt;/font&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="text-align:left;" &gt;&lt;table cellspacing="0" cellpadding="0" width="80%" style="font-size:10pt;font-family:times new roman;" &gt;&lt;tr&gt;&lt;td valign="bottom" width="47%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;December 31, 2010
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&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Unpaid
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&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Average
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" width="47%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Principal
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Related
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom"
 nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Recorded
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" width="47%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Balance
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Allowance
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Investment
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="47%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Impaired loans with no recorded allowance
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="47%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Commercial real estate &amp;#8211; mortgage
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;1,663
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;2,747
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="47%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Consumer real estate &amp;#8211; mortgage
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom"
 width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;998
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;776
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="47%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Construction and land development
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;1,793
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;1,526
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="47%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Commercial and industrial
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;70
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;782
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="47%" style="padding-bottom:2px;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Consumer and other
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;"
 &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;2
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;1
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="47%" style="padding-bottom:2px;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Total
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;4,526
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;5,832
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="text-align:left;" &gt;&lt;table cellspacing="0" cellpadding="0" width="80%" style="font-size:10pt;font-family:times new roman;" &gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="47%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Impaired loans with a recorded allowance
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="47%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Commercial real estate &amp;#8211; mortgage
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;8,284
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap"
 width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;906
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;8,494
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="47%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Consumer real estate &amp;#8211; mortgage
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;9,425
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;2,420
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;8,968
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="47%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Construction and land development
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;281
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;60
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;2,674
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="47%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Commercial and industrial
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;598
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%"
 style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;337
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;1,060
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="47%" style="padding-bottom:2px;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Consumer and other
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;49
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;17
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;178
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="47%" style="padding-bottom:2px;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Total
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;18,637
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;3,740
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;21,374
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="47%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;"
 &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="47%" style="padding-bottom:4px;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Total impaired loans
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;23,163
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;3,740
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;27,206
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&amp;#160;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Interest income recognized on impaired loans was approximately $643,000 and $943,000 for the six month ending June 30, 2011 and the year ending December 31, 2010, respectively.&amp;#160;&amp;#160;There was no interest income recognized on a cash basis on impaired loans during these periods.
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Impaired loans also include loans that the Bank may elect to formally restructure due to the weakening credit status of a borrower such that the restructuring may facilitate a repayment plan that minimizes the potential losses, if any, that the Bank may have to otherwise incur.&amp;#160;&amp;#160;&amp;#160;These loans are classified as impaired loans.&amp;#160;&amp;#160;At June 30, 2011 and December 31, 2010, there were approximately $1.8 million and $948 thousand, respectively, of accruing restructured loans that remain in a performing status.
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;The following tables present an aged analysis of past due loans as of June 30, 2011 and December 31, 2010 (dollars in thousands):
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="text-align:left;" &gt;&lt;table cellspacing="0" cellpadding="0" width="100%" style="font-size:10pt;font-family:times new roman;" &gt;&lt;tr&gt;&lt;td valign="bottom" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;June 30, 2011
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;30-89 Days
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Past Due 90
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td
 valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Past Due and
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Days or More
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Total
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Current
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Total
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Accruing
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;and Accruing
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Nonaccrual
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;"
 &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Past Due
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Loans
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Loans
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Commercial real estate:
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="text-align:right;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="34%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Owner-occupied
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;567
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;2,727
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%"
 style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;3,394
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;60,507
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;63,801
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="34%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;All other
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;147
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;843
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;990
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;61,070
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;62,060
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="34%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Consumer real estate-mortgage
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;1,010
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;"
 &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;3,122
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;4,132
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;63,898
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;68,030
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="34%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Construction and land development
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;140
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;428
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;568
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;29,069
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;29,637
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font
 style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="34%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Commercial and industrial
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;170
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;76
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;141
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;43,532
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;43,673
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="34%" style="padding-bottom:2px;text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Consumer and other
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;12
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;37
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%"
 style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;49
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;2,921
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;2,970
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="34%" style="padding-bottom:4px;text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Total
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;2,046
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;7,233
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;9,174
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;260,997
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;270,171
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="text-align:left;" &gt;&lt;table cellspacing="0" cellpadding="0"
 width="100%" style="font-size:10pt;font-family:times new roman;" &gt;&lt;tr&gt;&lt;td valign="bottom" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;December 31, 2010
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;30-89 Days
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Past Due 90
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Past Due and
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Days or More
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Total
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&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
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&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Total
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&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Accruing
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&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom"
 colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;and Accruing
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Nonaccrual
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Past Due
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Loans
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Loans
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Commercial real estate:
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="text-align:right;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="34%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Owner-occupied
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;985
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font
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&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;618
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;1,603
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;63,368
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;64,971
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="34%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;All other
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;203
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;7,808
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;8,011
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;56,049
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;64,060
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font
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&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="34%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Consumer real estate-mortgage
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;631
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;5,114
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;5,745
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;66,133
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;71,878
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="34%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Construction and land development
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;317
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;317
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font
 style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;29,531
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;29,848
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="34%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Commercial and industrial
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;116
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;75
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;191
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;50,969
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;51,160
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="34%" style="padding-bottom:2px;text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Consumer and other
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;54
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;"
 &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;18
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;72
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;3,258
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;3,330
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="34%" style="padding-bottom:4px;text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Total
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;2,306
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;13,633
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;15,939
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%"
 style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;269,308
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;285,247
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;</us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock>
  <us-gaap:CommitmentsAndContingenciesDisclosureTextBlock contextRef="Context_6ME_30-Jun-2011">&lt;div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-weight:bold;font-size:10pt;font-family:times new roman;" &gt;Note 5. Commitments and Contingent Liabilities
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&lt;font style="display:inline;font-style:italic;" &gt;Off Balance Sheet Arrangements
&lt;/font&gt; - In the normal course of business, the Bank has entered into off-balance sheet financial instruments which include commitments to extend credit (i.e., including unfunded lines of credit) and standby letters of credit. Commitments to extend credit are usually the result of lines of credit granted to existing borrowers under agreements that the total outstanding indebtedness will not exceed a specific amount during the term of the indebtedness. Typical borrowers are commercial concerns that use lines of credit to supplement their treasury management functions; thus their total outstanding indebtedness may fluctuate during any time period based on the seasonality of their business and the resultant timing of their cash flows. Other typical lines of credit are related to home equity loans granted to consumers. Commitments to extend credit generally have fixed expiration dates or other termination clauses and may require payment of a fee.
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Standby letters of credit are generally issued on behalf of an applicant (our customer) to a specifically named beneficiary and are the result of a particular business arrangement that exists between the applicant and the beneficiary. Standby letters of credit have fixed expiration dates and are usually for terms of two years or less unless terminated beforehand due to criteria specified in the standby letter of credit. A typical arrangement involves the applicant routinely being indebted to the beneficiary for such items as inventory purchases, insurance, utilities, lease guarantees or other third party commercial transactions. The standby letter of credit would permit the beneficiary to obtain payment from the&amp;#160;&amp;#160;Bank under certain prescribed circumstances. Subsequently, the Bank would then seek reimbursement from the applicant pursuant to the terms of the standby letter of credit.
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;
&lt;/font&gt;
&lt;/div&gt;&lt;div&gt;&lt;table cellspacing="0" cellpadding="0" width="100%" border="0" style="font-size:10pt;font-family:times new roman;text-align:center;" &gt;&lt;tr valign="top" &gt;&lt;td style="width:1pt;" &gt;&lt;div&gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td&gt;&lt;div style="text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;The Bank follows the same credit policies and underwriting practices when making these commitments as it does for on-balance sheet instruments. Each customer&amp;#8217;s creditworthiness is evaluated on a case-by-case basis, and the amount of collateral obtained, if any, is based on management&amp;#8217;s credit evaluation of the customer. Collateral held varies but may include cash, real estate and improvements, marketable securities, accounts receivable, inventory, equipment and personal property.
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;The contractual amounts of these commitments are not reflected in the consolidated financial statements and would only be reflected if drawn upon. Since many of the commitments are expected to expire without being drawn upon, the contractual amounts do not necessarily represent future cash requirements. However, should the commitments be drawn upon and should customers default on their resulting obligation, the Bank&amp;#8217;s maximum exposure to credit loss, without consideration of collateral, is represented by the contractual amount of those instruments.
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;A summary of the Bank&amp;#8217;s total contractual amount for all off-balance sheet commitments at June 30, 2011 is as follows:
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;br /&gt;
&lt;div style="text-align:left;" &gt;&lt;table cellspacing="0" cellpadding="0" width="100%" style="font-size:10pt;font-family:times new roman;" &gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="89%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Commitments to extend credit
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;26.1million
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="89%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Standby letters of credit
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;3.1 million
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;"
 &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Various legal claims also arise from time to time in the normal course of business. In the opinion of management, the resolution of claims outstanding at June 30, 2011 will not have a material effect on Cornerstone&amp;#8217;s consolidated financial statements.
&lt;/font&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;</us-gaap:CommitmentsAndContingenciesDisclosureTextBlock>
  <us-gaap:FairValueDisclosuresTextBlock contextRef="Context_6ME_30-Jun-2011">
  &lt;div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-weight:bold;font-size:10pt;font-family:times new roman;" &gt;Note 6. Fair Value Disclosures
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Fair Value Measurements:
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Cornerstone uses fair value measurements to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures.&amp;#160;&amp;#160;In accordance with the &lt;font style="display:inline;font-style:italic;" &gt;Fair Value Measurements and Disclosures
&lt;/font&gt; ASC Topic 820, the fair value of a financial instrument is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date.&amp;#160;&amp;#160;Fair value is best determined based upon quoted market prices.&amp;#160;&amp;#160;In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques.&amp;#160;&amp;#160;Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows.&amp;#160;&amp;#160;Accordingly, the fair value estimates may not be realized in an immediate settlement of the instrument.
&lt;/font&gt;
&lt;/div&gt;&lt;div style="margin-left:0pt;text-indent:0pt;margin-right:0pt;" &gt;&lt;div&gt;&lt;div style="width:100%;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;
&lt;/font&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;
&lt;/div&gt;
&lt;/div&gt;&lt;div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;
&lt;/div&gt;
&lt;/div&gt;&lt;div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;br /&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;ASC Topic 820 provides a consistent definition of fair value, which focuses on exit price in an orderly transaction between market participants at the measurement date under current market conditions.&amp;#160;&amp;#160;If there has been a significant decrease in the volume and level of activity for the asset or liability, a change in valuation technique or the use of multiple valuation techniques may be appropriate.&amp;#160;&amp;#160;In such instances, determining the price at which willing market participants would transact at the measurement date under current market conditions depends on the facts and circumstances and requires the use of significant judgment.&amp;#160;&amp;#160;The fair value is a reasonable point within the range that is most representative of fair value under current market conditions.
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;ASC Topic 820 also establishes a three-tier fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value, as follows:
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:36pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Level 1 - Quoted prices (unadjusted) in active markets for identical assets or liabilities that Cornerstone has the ability to access.
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:36pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Level 2 - Significant other observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities in active markets, quoted prices in markets that are not active and other inputs that are observable or can be corroborated by observable market data.
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:36pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Level 3 - Significant unobservable inputs that reflect a company&amp;#8217;s own assumptions about the assumptions that market participants would use in pricing an asset or liability.
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;A financial instrument&amp;#8217;s categorization within the valuation hierarchy is based upon the lowest level of input that is significant to the fair value measurement.
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;The following methods and assumptions were used by Cornerstone in estimating fair value disclosures for financial instruments.&amp;#160;&amp;#160;There have been no changes in the methodologies used at June 30, 2011 and December 31, 2010.
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Cash and cash equivalents:
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;The carrying amounts of cash and cash equivalents approximate fair values based on the short-term nature of the assets.
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;"
 &gt;Securities:
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Fair values are estimated using pricing models and discounted cash flows that consider standard input factors such as observable market data, benchmark yields, interest rate volatilities, broker/dealer quotes, and credit spreads.&amp;#160;&amp;#160;Securities classified as available for sale are reported at fair value utilizing Level 2 inputs.
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;The carrying value of Federal Home Loan Bank stock approximates fair value based on the redemption provisions of the Federal Home Loan Bank.
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Loans:
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;For variable-rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying values.&amp;#160;&amp;#160;Fair values for fixed-rate loans are estimated using discounted cash flow analysis, using market interest rates for comparable loans.&amp;#160;&amp;#160;Loans for which it is probable that payment of interest and principal will not be made in accordance with the contractual terms of the loan agreement are considered impaired.&amp;#160;&amp;#160;Once a loan is identified as individually impaired, management measures impairment in accordance with ASC Topic 310, &amp;#8220;&lt;font style="display:inline;font-style:italic;" &gt;Accounting by Creditors for Impairment of a Loan.&amp;#8221;
&lt;/font&gt;&amp;#160;&amp;#160;The fair value of impaired loans is estimated using several methods including collateral value, liquidation value and discounted cash flows.
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Those impaired loans not requiring an allowance represent loans for which the fair value of the expected repayments or collateral exceed the recorded investments in such loans.&amp;#160;&amp;#160;At June 30, 2011, substantially all of the total impaired loans were evaluated based on the fair value of collateral.&amp;#160;&amp;#160;In accordance with ASC Topic 820, impaired loans where an allowance is established based on the fair value of collateral require classification in the fair value hierarchy.&amp;#160;&amp;#160;When the fair value of the collateral is based on an observable market price or a current appraised value, Cornerstone records the impaired loan as nonrecurring Level&amp;#160;2.&amp;#160;&amp;#160;When an appraised value is not available or management determines the fair value of the collateral is further impaired below the appraised value and there is no observable market price, Cornerstone records the impaired loan as nonrecurring Level 3.
&lt;/font&gt;
&lt;/div&gt;&lt;div style="margin-left:0pt;text-indent:0pt;margin-right:0pt;" &gt;&lt;div&gt;&lt;div style="width:100%;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;
&lt;/font&gt;
&lt;/div&gt;
&lt;/div&gt;&lt;div&gt;&lt;div&gt;&lt;div style="width:100%;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;
&lt;/div&gt;
&lt;/div&gt;&lt;div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Cash surrender value of life insurance:
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;The carrying amounts of cash surrender value of life insurance approximate their fair value.&amp;#160;&amp;#160;The carrying amount is based on information received from the insurance carriers indicating the financial performance of the policies and the amount Cornerstone would receive should the policies be surrendered.&amp;#160;&amp;#160;Cornerstone reflects these assets within Level&amp;#160;2 of the valuation hierarchy.
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Foreclosed assets:
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Foreclosed assets, consisting of properties obtained through foreclosure or in satisfaction of loans, is initially recorded at fair value, determined on the basis of current appraisals, comparable sales, and other estimates of value obtained principally from independent sources, adjusted for estimated selling costs.&amp;#160;&amp;#160;At the time of foreclosure, any excess of the loan balance over the fair value of the real estate held as collateral is treated as a charge against the allowance for loan losses.&amp;#160;&amp;#160;Gains or losses on sale and any subsequent adjustment to the fair value are recorded as a component of foreclosed real estate expense.&amp;#160;&amp;#160;Foreclosed assets are included in Level&amp;#160;2 of the valuation hierarchy.
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Deposits:
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;The fair value of deposits with no stated maturity, such as noninterest-bearing and interest-bearing demand deposits, savings deposits, and
 money market accounts, is equal to the amount payable on demand at the reporting date.&amp;#160;&amp;#160;The carrying amounts of variable-rate, fixed-term certificates of deposit approximate their fair values at the reporting date.&amp;#160;&amp;#160;Fair values for fixed-rate certificates of deposit are estimated using a discounted cash flow calculation that applies market interest rates on comparable instruments to a schedule of aggregated expected monthly maturities on time deposits.
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Securities sold under agreements to repurchase:
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;The estimated fair value of these liabilities approximates their carrying value.
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Federal Home Loan Bank advances and other borrowings:
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;The carrying amounts of FHLB advances and other borrowings approximate their fair value.
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Accrued interest:
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;The carrying amounts of accrued interest approximate fair value.
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Commitments to extend credit, letters of credit and lines of credit:
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;The fair value of commitments is estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counterparties.&amp;#160;&amp;#160;For fixed-rate loan commitments, fair value also considers the difference between current levels of interest rates and the committed rates.
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="margin-left:0pt;text-indent:0pt;margin-right:0pt;" &gt;&lt;div&gt;&lt;div style="width:100%;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;
&lt;/font&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;
&lt;/div&gt;
&lt;/div&gt;&lt;div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;
&lt;/div&gt;
&lt;/div&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Assets and liabilities recorded at fair value on a recurring basis are as follows.
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&amp;#160;
&lt;/div&gt;&lt;div&gt;&lt;div style="text-align:left;" &gt;&lt;table cellspacing="0" cellpadding="0" width="100%" style="font-size:10pt;font-family:times new roman;" &gt;&lt;tr&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Quoted Prices in
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Significant
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Significant
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font
 style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Active Markets
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Other
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Other
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Balance as of
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;for Identical
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Observable
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Unobservable
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;June 30,
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Assets
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Inputs
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Inputs
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;2011
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new
 roman;" &gt;(Level 1)
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;(Level 2)
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;(Level 3)
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Debt securities available for sale:
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="56%" style="padding-left:5%;text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;U.S. Government agencies
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;4,297,130
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%"
 style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;4,297,130
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="56%" style="padding-left:5%;text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;State and municipal securities
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;21,773,245
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;21,773,245
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="56%" style="padding-left:5%;text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Mortgage-backed securities:
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="56%" style="padding-left:5%;text-align:left;" &gt;&lt;div style="display:block;margin-left:9pt;text-indent:-9pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;Residential mortgage guaranteed by GNMA
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font
 style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;15,702,881
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;15,702,881
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="56%" style="padding-left:5%;padding-bottom:2px;text-align:left;" &gt;&lt;div style="display:block;margin-left:9pt;text-indent:-9pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;Collateralized mortgage obligations issued or guaranteed by U.S. Government agencies or sponsored agencies
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;67,557,992
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;67,557,992
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="56%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font
 style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="56%" style="padding-left:5%;padding-bottom:4px;text-align:left;" &gt;&lt;div style="display:block;margin-left:9pt;text-indent:-9pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Total securities available for sale
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;109,331,248
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;109,331,248
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="56%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;"
 &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="56%" style="padding-left:5%;padding-bottom:4px;text-align:left;" &gt;&lt;div style="display:block;margin-left:9pt;text-indent:-9pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Cash surrender value of life insurance
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;1,150,299
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;1,150,299
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;&lt;div style="text-align:left;" &gt;&amp;#160;
&lt;/div&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Cornerstone has no assets or liabilities whose fair values are measured on a recurring basis using Level&amp;#160;3 inputs.
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Certain assets and liabilities are measured at fair value on a nonrecurring basis, which means the assets and liabilities are not measured at fair value on an ongoing basis but are subject to fair value adjustments in certain circumstances (for example, when there is evidence of impairment).&amp;#160;&amp;#160;The tables below present information about assets and liabilities on the balance sheet at June 30, 2011 for which a nonrecurring change in fair value was recorded.
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="text-align:left;" &gt;&lt;table cellspacing="0" cellpadding="0" width="100%" style="font-size:10pt;font-family:times new roman;" &gt;&lt;tr&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Quoted Prices in
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Significant
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Significant
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;"
 &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Active Markets
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Other
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Other
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Balance as of
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;for Identical
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Observable
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Unobservable
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;June 30,
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Assets
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Inputs
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Inputs
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;"
 &gt;2011
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;(Level 1)
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;(Level 2)
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;(Level 3)
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="56%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Impaired loans
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;7,705
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;7,705
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="56%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Foreclosed assets &lt;font style="display:inline;font-size:8pt;font-style:italic;" &gt;(OREO &amp;amp; Repossessions)
&lt;/font&gt;
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom"
 width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;20,058
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;20,058
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&lt;font style="display:inline;font-size:10pt;" &gt;Loans include impaired loans held for investment for which an allowance for loan losses has been calculated based upon the fair value of the loans at June 30, 2011.&amp;#160;&amp;#160;Losses derived from Level 2 inputs were calculated by models incorporating significant observable market data.
&lt;/font&gt;&lt;font style="color:black;letter-spacing:3pt;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/font&gt;
&lt;/div&gt;&lt;div style="margin-left:0pt;text-indent:0pt;margin-right:0pt;" &gt;&lt;div&gt;&lt;div style="width:100%;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;
&lt;/font&gt;
&lt;/div&gt;
&lt;/div&gt;&lt;div&gt;&lt;div style="width:100%;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;
&lt;/div&gt;
&lt;/div&gt;&lt;div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;The carrying amount and estimated fair value of Cornerstone's financial instruments at June 30, 2011 and December 31, 2010 are as follows (in thousands):
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="text-align:left;" &gt;&lt;table cellspacing="0" cellpadding="0" width="100%" style="font-size:10pt;font-family:times new roman;" &gt;&lt;tr&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="6" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;June 30, 2011
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="6" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;December 31, 2010
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Carrying
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Estimated
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font
 style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Carrying
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Estimated
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Amount
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Fair Value
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Amount
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Fair Value
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Assets:
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" colspan="2" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="56%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Cash and cash equivalents
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;29,904
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;29,904
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font
 style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;22,982
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;22,982
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="56%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Securities
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;109,413
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;109,415
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;108,346
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;108,349
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="56%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Federal Home Loan Bank stock
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;2,323
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;2,323
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;2,323
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
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&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font
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&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="56%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Liabilities:
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&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="56%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font
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&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;42,355
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&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;28,980
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&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="56%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Interest-bearing demand deposits
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;26,262
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;26,262
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;24,834
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;24,834
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="56%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Savings deposits and money market accounts
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;38,425
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;38,425
&lt;/font&gt;
&lt;/td&gt;&lt;td
 valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;34,042
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;34,042
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="56%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Time deposits
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;227,879
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;229,978
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;247,591
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;249,990
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="56%" &gt;&lt;div style="display:block;margin-left:18pt;text-indent:-18pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Federal funds purchased and securities&amp;#160;sold under agreements to repurchase
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;27,011
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;27,011
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;24,325
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times
 new roman;" &gt;24,325
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="56%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Federal Home Loan Bank advances
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="56%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;and other borrowings
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;48,480
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;48,480
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;54,715
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;54,715
&lt;/font&gt;
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&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="56%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Accrued interest payable
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&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;180
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&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font
 style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;180
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&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;177
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&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;177
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&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="56%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="56%" &gt;&lt;div style="display:block;margin-left:18pt;text-indent:-18pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Unrecognized financial instruments&amp;#160;(net of contract amount):
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&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font
 style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="56%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Commitments to extend credit
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&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
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&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
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&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
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&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
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&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="56%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Letters of credit
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&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
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&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
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&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="56%" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Lines of credit
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&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
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&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;"
 &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
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&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
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&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;-
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;</us-gaap:FairValueDisclosuresTextBlock>
  <us-gaap:ComprehensiveIncomeNoteTextBlock contextRef="Context_6ME_30-Jun-2011">&lt;div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-weight:bold;font-size:10pt;font-family:times new roman;" &gt;Note 7.&amp;#160;&amp;#160;Other Comprehensive Income
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;br /&gt;
&lt;/div&gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Other comprehensive income consists of unrealized holding gains and losses on securities available for sale.&amp;#160;&amp;#160;The following is a summary of other comprehensive income for the three and six months ended June 30, 2011 and 2010.
&lt;/font&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&amp;#160;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;div style="text-align:left;" &gt;&lt;table cellspacing="0" cellpadding="0" width="60%" style="font-size:10pt;font-family:times new roman;" &gt;&lt;tr&gt;&lt;td valign="bottom" width="38%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="20%" colspan="6" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Three Months Ended
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" width="38%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="20%" colspan="6" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;June 30,
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" width="38%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;2011
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;2010
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="38%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Net income
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;141,287
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;18,145
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="38%" style="padding-bottom:2px;text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Unrealized holding gains
&lt;/font&gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;on securities available for sale,
&lt;/font&gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;net of reclassification
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;548,868
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font
 style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;804,973
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="38%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="38%" style="padding-bottom:4px;text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Comprehensive income
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;690,155
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;823,118
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&amp;#160;
&lt;/div&gt;
&lt;/div&gt;&lt;div style="text-align:left;" &gt;&lt;table cellspacing="0" cellpadding="0" width="60%" style="font-size:10pt;font-family:times new roman;" &gt;&lt;tr&gt;&lt;td valign="bottom" width="38%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="20%" colspan="6" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Six Months Ended
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" width="38%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="20%" colspan="6" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;June 30,
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" width="38%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;2011
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;2010
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font
 style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="38%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Net income
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;393,562
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;361,933
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="38%" style="padding-bottom:2px;text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Unrealized holding gains on securities available for sale, net of reclassification
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;895,570
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;1,187,951
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="38%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="38%" style="padding-bottom:4px;text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Comprehensive income
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;1,289,132
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;1,549,884
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;div style="margin-left:0pt;text-indent:0pt;margin-right:0pt;" &gt;&lt;div&gt;&lt;div style="width:100%;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;
&lt;/font&gt;
&lt;/div&gt;
&lt;/div&gt;&lt;div&gt;&lt;div
 style="width:100%;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;&lt;div style="display:block;text-indent:0pt;" &gt;&lt;div&gt;&lt;div&gt;&lt;table cellspacing="0" cellpadding="0" width="100%" style="font-size:10pt;font-family:times new roman;" &gt;&lt;tr&gt;&lt;td valign="top" width="29%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;
&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top" width="29%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;
&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top" width="29%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;
&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;&lt;div style="text-align:left;" &gt;&lt;table cellspacing="0" cellpadding="0" width="100%" style="font-size:10pt;font-family:times new roman;" &gt;&lt;tr&gt;&lt;td valign="bottom" width="31%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-weight:bold;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="67%" colspan="22" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;font-size:10pt;font-family:times new roman;" &gt;Three months ended
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-weight:bold;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" width="31%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-weight:bold;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="67%" colspan="22" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;font-size:10pt;font-family:times new roman;" &gt;June 30
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-weight:bold;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" width="31%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-style:italic;font-family:times new roman;" &gt;(Amounts in thousands)
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="31%" style="padding-bottom:2px;text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Assets
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="31%" colspan="10" style="border-bottom:black 2px solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;font-size:10pt;font-family:times new roman;" &gt;2011
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%"
 style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="31%" colspan="10" style="border-bottom:black 2px solid;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;font-size:10pt;font-family:times new roman;" &gt;2010
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" width="31%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Average
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Income/
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Yield/
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Average
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Income/
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Yield/
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="31%" style="padding-bottom:2px;text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Earning assets:
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Balance
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Expense
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Rate
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Balance
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;"
 &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Expense
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Rate
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="31%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Loans, net of unearned income
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;271,952
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;4,521
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;6.67
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;%
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;321,455
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;5,494
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;6.86
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;%
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="31%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Investment securities
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;119,751
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;621
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td
 valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;2.36
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;%
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;151,220
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;1,216
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;3.44
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;%
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="31%" style="padding-bottom:2px;text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Other earning assets
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;24,902
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;17
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;0.28
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;%
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;33,957
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;22
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;0.26
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new
 roman;" &gt;%
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="31%" style="padding-bottom:4px;text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;Total earning assets
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;416,605
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;5,159
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;5.05
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;%
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;506,632
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;6,732
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;5.39
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;%
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="31%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Allowance for loan losses
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;(7,285
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;)
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new
 roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;(6,797
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;)
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="31%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Cash and other assets
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;36,152
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;29,821
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="31%" style="padding-bottom:4px;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;TOTAL ASSETS
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;445,472
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times
 new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;529,656
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="31%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font
 style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="31%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Liabilities and Shareholders' Equity
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="31%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font
 style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="31%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Interest-bearing liabilities:
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="31%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Interest-bearing demand deposits
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;28,402
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;23
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;0.33
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;"
 &gt;%
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;42,565
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;36
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;0.34
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;%
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="31%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Savings deposits
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;9,938
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
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&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;13
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&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;0.51
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&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;%
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;9,090
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&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;12
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&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;0.51
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&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;%
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="31%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;MMDA's
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&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;25,927
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&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font
 style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;64
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;0.99
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;%
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;21,952
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;52
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&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;0.95
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&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;%
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="31%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Time deposits
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;236,873
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&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;1,012
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&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;1.71
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&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;%
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;299,720
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&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;1,619
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&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;"
 &gt;2.17
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&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;%
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="31%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Federal funds purchased and securities
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&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="31%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;sold under agreements to repurchase
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;24,288
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;34
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;0.56
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;%
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;23,807
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap"
 width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;32
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;0.54
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;%
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="31%" style="padding-bottom:2px;text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Other borrowings
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;50,678
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;545
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;4.32
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;%
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;69,833
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;760
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;4.36
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;%
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="31%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;Total interest-bearing liabilities
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;376,107
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td
 valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;1,691
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;1.80
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;%
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;466,967
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;2,511
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;2.16
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;%
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="31%" style="padding-bottom:4px;text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Net interest spread
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;3,468
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;3.25
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;%
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" style="padding-bottom:4px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;4,221
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%"
 style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;3.24
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;%
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="31%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Noninterest-bearing demand deposits
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;41,486
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;39,061
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="31%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Accrued expenses and other liabilities
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;167
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;"
 &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;(5,477
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;)
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="31%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Shareholders' equity
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;27,712
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;29,105
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="31%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;TOTAL LIABILITIES AND
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font
 style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="31%" style="padding-bottom:4px;text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;SHAREHOLDERS' EQUITY
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;445,472
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;529,656
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font
 style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="31%" style="padding-bottom:4px;text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Net yield on earning assets
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;3.42
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;%
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" style="padding-bottom:4px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;3.41
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;%
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="31%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font
 style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="31%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Taxable equivalent adjustment:
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="31%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;Loans
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;0
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%"
 style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;0
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="31%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;Investment securities
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;85
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;81
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="31%" style="padding-bottom:4px;text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total adjustment
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%"
 style="padding-bottom:4px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;85
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" style="padding-bottom:4px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;81
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;&lt;div style="margin-left:0pt;text-indent:0pt;margin-right:0pt;" &gt;&lt;div&gt;&lt;div style="width:100%;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;
&lt;/font&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;&lt;div&gt;
&lt;/div&gt;&lt;div&gt;&lt;div style="text-align:right;" &gt;&lt;table cellspacing="0" cellpadding="0" width="100%" style="font-size:10pt;font-family:times new roman;" &gt;&lt;tr&gt;&lt;td valign="top" width="27%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;
&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top" width="35%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;
&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top" width="35%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;&lt;div&gt;&amp;#160;
&lt;/div&gt;&lt;div style="text-align:left;" &gt;&lt;table cellspacing="0" cellpadding="0" width="100%" style="font-size:10pt;font-family:times new roman;" &gt;&lt;tr&gt;&lt;td valign="bottom" width="31%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-weight:bold;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="67%" colspan="22" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;font-size:10pt;font-family:times new roman;" &gt;Six months ended
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-weight:bold;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" width="31%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-weight:bold;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="67%" colspan="22" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;font-size:10pt;font-family:times new roman;" &gt;June 30
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-weight:bold;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" width="31%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font
 style="display:inline;font-size:10pt;font-style:italic;font-family:times new roman;" &gt;(Amounts in thousands)
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="31%" style="padding-bottom:2px;text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Assets
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-weight:bold;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="31%" colspan="10" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;font-size:10pt;font-family:times new roman;" &gt;2011
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-weight:bold;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-weight:bold;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="31%" colspan="10" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-weight:bold;font-size:10pt;font-family:times new roman;" &gt;2010
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr&gt;&lt;td valign="bottom" width="31%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Average
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Income/
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Yield/
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td
 valign="bottom" width="9%" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Average
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Income/
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Yield/
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="31%" style="padding-bottom:2px;text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Earning assets:
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Balance
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Expense
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Rate
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Balance
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Expense
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Rate
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="31%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Loans, net of unearned income
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;278,090
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;"
 &gt;9,160
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;6.64
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;%
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;325,715
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;11,442
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;7.08
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;%
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="31%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Investment securities
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;114,825
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;1,190
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;2.39
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;%
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;143,072
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;2,346
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;3.52
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;%
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="31%" style="padding-bottom:2px;text-align:left;" &gt;&lt;div
 style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Other earning assets
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;23,959
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;28
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;0.24
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;%
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;39,927
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;45
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;0.23
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;%
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="31%" style="padding-bottom:4px;text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;Total earning assets
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;416,874
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;10,378
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;5.10
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;%
&lt;/font&gt;
&lt;/td&gt;&lt;td
 valign="bottom" width="4%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;508,714
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;13,833
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;5.55
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;%
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="31%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Allowance for loan losses
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;(8,173
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;)
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;(6,397
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;)
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="31%" style="padding-bottom:2px;text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Cash and other assets
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%"
 style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;32,967
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;29,653
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="31%" style="padding-bottom:4px;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;TOTAL ASSETS
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;441,668
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;531,970
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&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;" &gt;&lt;font
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&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="31%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="31%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Liabilities and Shareholders' Equity
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font
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&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="31%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="31%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Interest-bearing liabilities:
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font
 style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="31%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Interest-bearing demand deposits
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;27,998
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;45
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;0.32
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;%
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;35,277
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;66
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;0.38
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;%
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="31%"
 style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Savings deposits
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;9,720
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;25
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;0.51
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;%
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;8,910
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;23
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;0.51
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;%
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="31%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;MMDA's
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;25,186
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;123
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;0.99
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;%
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;22,830
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;"
 &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;108
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;0.96
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;%
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="31%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Time deposits
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;240,427
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;2,064
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;1.73
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;%
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;303,357
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;3,303
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;2.20
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;%
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="31%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Federal funds purchased and securities
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%"
 style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="31%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;sold under agreements to repurchase
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;23,461
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;65
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;0.56
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;%
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;23,723
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;68
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;0.57
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;%
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="31%" style="padding-bottom:2px;text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Other borrowings
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%"
 style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;52,507
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;1,125
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;4.32
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;%
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;71,063
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;1,539
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;4.37
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;%
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="31%" style="padding-bottom:2px;text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;Total interest-bearing liabilities
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;379,299
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;3,447
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;1.83
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;%
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font
 style="display:inline;font-size:10pt;font-family:times new roman;" &gt;465,160
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;5,107
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;2.21
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;%
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="31%" style="padding-bottom:4px;text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Net interest spread
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;6,931
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;3.27
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;%
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" style="padding-bottom:4px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;8,726
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;3.33
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;%
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="31%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Noninterest-bearing demand deposits
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;35,259
&lt;/font&gt;
&lt;/td&gt;&lt;td
 valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;43,610
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="31%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Accrued expenses and other liabilities
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;(91
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;)
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;(5,688
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;)
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%"
 style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="31%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Shareholders' equity
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;27,200
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;28,888
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="31%" style="padding-bottom:2px;text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;TOTAL LIABILITIES AND
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;"
 &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="31%" style="padding-bottom:4px;text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;&amp;#160;SHAREHOLDERS' EQUITY
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;441,668
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;$
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;531,970
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="31%" style="padding-bottom:4px;text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Net yield on earning assets
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font
 style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;3.44
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;%
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" style="padding-bottom:4px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;3.52
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;%
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ffffff;" &gt;&lt;td valign="bottom" width="31%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="4%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td
 valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;
&lt;/tr&gt;&lt;tr style="background-color:#ccffcc;" &gt;&lt;td valign="bottom" width="31%" style="text-align:left;" &gt;&lt;div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;Taxable equivalent adjustment:
&lt;/font&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
&lt;/font&gt;
&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="8%" style="text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;0
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&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;170
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&lt;/td&gt;&lt;td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="4%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="1%" style="text-align:left;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="1%" style="padding-bottom:2px;" &gt;&lt;font style="display:inline;font-size:8pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;&amp;#160;
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&lt;/td&gt;&lt;td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" &gt;&lt;font style="display:inline;font-size:10pt;font-family:times new roman;" &gt;170
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&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;</us-gaap:ComprehensiveIncomeNoteTextBlock>
  <csbq:OtherGainsAndLossesNet decimals="0" contextRef="Context_6ME_30-Jun-2011" unitRef="USD">-858143</csbq:OtherGainsAndLossesNet>
  <csbq:OtherGainsAndLossesNet decimals="0" contextRef="Context_6ME_30-Jun-2010" unitRef="USD">386195</csbq:OtherGainsAndLossesNet>
</xbrli:xbrl>
</XBRL>
</TEXT>
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<DOCUMENT>
<TYPE>EX-101.SCH
<SEQUENCE>8
<FILENAME>csbq-20110630.xsd
<DESCRIPTION>XBRL TAXONOMY EXTENSION SCHEMA
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>
<schema targetNamespace="http://www.cscbank.com/2011-06-30" elementFormDefault="qualified" xmlns="http://www.w3.org/2001/XMLSchema" xmlns:csbq="http://www.cscbank.com/2011-06-30" xmlns:us-gaap="http://fasb.org/us-gaap/2011-01-31" xmlns:ref="http://www.xbrl.org/2006/ref" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" xmlns:deprecated="http://www.xbrl.org/2009/arcrole/fact-explanatoryFact" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xl="http://www.xbrl.org/2003/XLink" xmlns:us-gaap-att="http://fasb.org/us-gaap/attributes" xmlns:country="http://xbrl.sec.gov/country/2011-01-31" xmlns:currency="http://xbrl.sec.gov/currency/2011-01-31" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:dei="http://xbrl.sec.gov/dei/2011-01-31" xmlns:exch="http://xbrl.sec.gov/exch/2011-01-31" xmlns:net="http://www.xbrl.org/2009/role/net" xmlns:invest="http://xbrl.sec.gov/invest/2011-01-31" xmlns:num="http://www.xbrl.org/dtr/type/numeric" xmlns:naics="http://xbrl.sec.gov/naics/2011-01-31" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:sic="http://xbrl.sec.gov/sic/2011-01-31" xmlns:us-types="http://fasb.org/us-types/2011-01-31" xmlns:negated="http://www.xbrl.org/2009/role/negated" xmlns:stpr="http://xbrl.sec.gov/stpr/2011-01-31" xmlns:xbrli="http://www.xbrl.org/2003/instance">
  <annotation>
    <appinfo>
      <link:linkbaseRef xlink:type="simple" xlink:href="csbq-20110630_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
      <link:linkbaseRef xlink:type="simple" xlink:href="csbq-20110630_cal.xml" xlink:role="http://www.xbrl.org/2003/role/calculationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
      <link:linkbaseRef xlink:type="simple" xlink:href="csbq-20110630_def.xml" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
      <link:linkbaseRef xlink:type="simple" xlink:href="csbq-20110630_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
      <link:roleType roleURI="http://www.cscbank.com/role/DocumentAndEntityInformation" id="DocumentAndEntityInformation">
        <link:definition>01 - Document - Document And Entity Information</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.cscbank.com/role/StatementOfFinancialPositionUnclassified-DepositBasedOperations" id="StatementOfFinancialPositionUnclassified-DepositBasedOperations">
        <link:definition>02 - Statement - Consolidated Balance Sheets</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.cscbank.com/role/BalanceSheetParenthetical" id="BalanceSheetParenthetical">
        <link:definition>03 - Statement - Consolidated Balance Sheets [Parenthetical]</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.cscbank.com/role/StatementOfIncomeInterestBasedRevenue" id="StatementOfIncomeInterestBasedRevenue">
        <link:definition>04 - Statement - Consolidated Statements of Operations</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.cscbank.com/role/StatementOfShareholdersEquityAndOtherComprehensiveIncome" id="StatementOfShareholdersEquityAndOtherComprehensiveIncome">
        <link:definition>05 - Statement - Consolidated Statement of Changes in Stockholders' Equity</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.cscbank.com/role/StatementOfCashFlowsIndirectDepositBasedOperations" id="StatementOfCashFlowsIndirectDepositBasedOperations">
        <link:definition>06 - Statement - Consolidated Statements of Cash Flows</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.cscbank.com/role/PresentationOfFinancialInformation" id="PresentationOfFinancialInformation">
        <link:definition>07 - Disclosure - Presentation of Financial Information</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.cscbank.com/role/StockBasedCompensation" id="StockBasedCompensation">
        <link:definition>08 - Disclosure - Stock Based Compensation</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.cscbank.com/role/Securities" id="Securities">
        <link:definition>09 - Disclosure - Securities</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.cscbank.com/role/LoansAndAllowanceForLoanLosses" id="LoansAndAllowanceForLoanLosses">
        <link:definition>10 - Disclosure - Loans and Allowance for Loan Losses</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.cscbank.com/role/CommitmentsAndContingentLiabilities" id="CommitmentsAndContingentLiabilities">
        <link:definition>11 - Disclosure - Commitments and Contingent Liabilities</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.cscbank.com/role/FairValueDisclosures" id="FairValueDisclosures">
        <link:definition>12 - Disclosure - Fair Value Disclosures</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.cscbank.com/role/OtherComprehensiveIncome" id="OtherComprehensiveIncome">
        <link:definition>13 - Disclosure - Other Comprehensive Income</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
    </appinfo>
  </annotation>
  <import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd"/>
  <import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"/>
  <import namespace="http://xbrl.org/2005/xbrldt" schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd"/>
  <import namespace="http://fasb.org/us-gaap/2011-01-31" schemaLocation="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd"/>
  <import namespace="http://xbrl.sec.gov/invest/2011-01-31" schemaLocation="http://xbrl.sec.gov/invest/2011/invest-2011-01-31.xsd"/>
  <import namespace="http://xbrl.sec.gov/country/2011-01-31" schemaLocation="http://xbrl.sec.gov/country/2011/country-2011-01-31.xsd"/>
  <import namespace="http://xbrl.sec.gov/currency/2011-01-31" schemaLocation="http://xbrl.sec.gov/currency/2011/currency-2011-01-31.xsd"/>
  <import namespace="http://xbrl.sec.gov/exch/2011-01-31" schemaLocation="http://xbrl.sec.gov/exch/2011/exch-2011-01-31.xsd"/>
  <import namespace="http://xbrl.sec.gov/naics/2011-01-31" schemaLocation="http://xbrl.sec.gov/naics/2011/naics-2011-01-31.xsd"/>
  <import namespace="http://xbrl.sec.gov/sic/2011-01-31" schemaLocation="http://xbrl.sec.gov/sic/2011/sic-2011-01-31.xsd"/>
  <import namespace="http://xbrl.sec.gov/stpr/2011-01-31" schemaLocation="http://xbrl.sec.gov/stpr/2011/stpr-2011-01-31.xsd"/>
  <import namespace="http://www.xbrl.org/2009/role/negated" schemaLocation="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd"/>
  <import namespace="http://www.xbrl.org/2009/role/net" schemaLocation="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd"/>
  <import namespace="http://www.xbrl.org/2009/arcrole/fact-explanatoryFact" schemaLocation="http://www.xbrl.org/lrr/arcrole/factExplanatory-2009-12-16.xsd"/>
  <import namespace="http://xbrl.sec.gov/dei/2011-01-31" schemaLocation="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd"/>
  <import namespace="http://www.xbrl.org/dtr/type/numeric" schemaLocation="http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd"/>
  <import namespace="http://www.xbrl.org/dtr/type/non-numeric" schemaLocation="http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd"/>
  <element name="DocumentAndEntityInformationAbstract" id="csbq_DocumentAndEntityInformationAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="NoninterestBearingDemanDeposits" id="csbq_NoninterestBearingDemanDeposits" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <element name="InterestBearingDemanDeposits" id="csbq_InterestBearingDemanDeposits" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <element name="SavingDepositsAndMoneyMarketAccounts" id="csbq_SavingDepositsAndMoneyMarketAccounts" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <element name="FederalHomeLoanBankAdvancesAndOtherBorrowings" id="csbq_FederalHomeLoanBankAdvancesAndOtherBorrowings" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <element name="BalanceSheetParentheticalAbstract" id="csbq_BalanceSheetParentheticalAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="FederalFundsSoldAndOtherEarningAssets" id="csbq_FederalFundsSoldAndOtherEarningAssets" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <element name="InterestExpenseOtherDeposits" id="csbq_InterestExpenseOtherDeposits" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <element name="InterestExpenseFederalHomeLoanAdvancesAndOtheRborrowings" id="csbq_InterestExpenseFederalHomeLoanAdvancesAndOtheRborrowings" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <element name="NetGainsOnSalesOfLoansAndOtherAssets" id="csbq_NetGainsOnSalesOfLoansAndOtherAssets" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <element name="NetOccupancyAndEquipmentExpense" id="csbq_NetOccupancyAndEquipmentExpense" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <element name="AccrectionOnPreferredStock" id="csbq_AccrectionOnPreferredStock" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <element name="ProceedsFromSaleOfOtherRealEstateAndOtherAssets" id="csbq_ProceedsFromSaleOfOtherRealEstateAndOtherAssets" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <element name="NetPaymentsOnFederalHomeLoanBankAdvancesAndOtherBorrowings" id="csbq_NetPaymentsOnFederalHomeLoanBankAdvancesAndOtherBorrowings" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <element name="OtherGainsAndLossesNet" id="csbq_OtherGainsAndLossesNet" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
</schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.CAL
<SEQUENCE>9
<FILENAME>csbq-20110630_cal.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION CALCULATION LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>
<linkbase xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" xmlns="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink">
  <roleRef roleURI="http://www.cscbank.com/role/StatementOfFinancialPositionUnclassified-DepositBasedOperations" xlink:type="simple" xlink:href="csbq-20110630.xsd#StatementOfFinancialPositionUnclassified-DepositBasedOperations"/>
  <roleRef roleURI="http://www.cscbank.com/role/StatementOfIncomeInterestBasedRevenue" xlink:type="simple" xlink:href="csbq-20110630.xsd#StatementOfIncomeInterestBasedRevenue"/>
  <roleRef roleURI="http://www.cscbank.com/role/StatementOfCashFlowsIndirectDepositBasedOperations" xlink:type="simple" xlink:href="csbq-20110630.xsd#StatementOfCashFlowsIndirectDepositBasedOperations"/>
  <calculationLink xlink:type="extended" xlink:role="http://www.cscbank.com/role/StatementOfFinancialPositionUnclassified-DepositBasedOperations">
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue"/>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CashAndDueFromBanks" xlink:label="loc_us-gaap_CashAndDueFromBanks"/>
    <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:to="loc_us-gaap_CashAndDueFromBanks" use="optional" order="20.0" weight="1"/>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestBearingDepositsInBanks" xlink:label="loc_us-gaap_InterestBearingDepositsInBanks"/>
    <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:to="loc_us-gaap_InterestBearingDepositsInBanks" use="optional" order="40.0" weight="1"/>
  </calculationLink>
  <calculationLink xlink:type="extended" xlink:role="http://www.cscbank.com/role/StatementOfFinancialPositionUnclassified-DepositBasedOperations">
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_Deposits" xlink:label="loc_us-gaap_Deposits"/>
    <loc xlink:type="locator" xlink:href="csbq-20110630.xsd#csbq_NoninterestBearingDemanDeposits" xlink:label="loc_csbq_NoninterestBearingDemanDeposits"/>
    <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Deposits" xlink:to="loc_csbq_NoninterestBearingDemanDeposits" use="optional" order="20.0" weight="1"/>
    <loc xlink:type="locator" xlink:href="csbq-20110630.xsd#csbq_InterestBearingDemanDeposits" xlink:label="loc_csbq_InterestBearingDemanDeposits"/>
    <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Deposits" xlink:to="loc_csbq_InterestBearingDemanDeposits" use="optional" order="40.0" weight="1"/>
    <loc xlink:type="locator" xlink:href="csbq-20110630.xsd#csbq_SavingDepositsAndMoneyMarketAccounts" xlink:label="loc_csbq_SavingDepositsAndMoneyMarketAccounts"/>
    <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Deposits" xlink:to="loc_csbq_SavingDepositsAndMoneyMarketAccounts" use="optional" order="60.0" weight="1"/>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_TimeDeposits" xlink:label="loc_us-gaap_TimeDeposits"/>
    <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Deposits" xlink:to="loc_us-gaap_TimeDeposits" use="optional" order="80.0" weight="1"/>
  </calculationLink>
  <calculationLink xlink:type="extended" xlink:role="http://www.cscbank.com/role/StatementOfFinancialPositionUnclassified-DepositBasedOperations">
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_Liabilities" xlink:label="loc_us-gaap_Liabilities"/>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_Deposits" xlink:label="loc_us-gaap_Deposits"/>
    <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities" xlink:to="loc_us-gaap_Deposits" use="optional" order="20.0" weight="1"/>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" xlink:label="loc_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase"/>
    <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities" xlink:to="loc_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" use="optional" order="40.0" weight="1"/>
    <loc xlink:type="locator" xlink:href="csbq-20110630.xsd#csbq_FederalHomeLoanBankAdvancesAndOtherBorrowings" xlink:label="loc_csbq_FederalHomeLoanBankAdvancesAndOtherBorrowings"/>
    <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities" xlink:to="loc_csbq_FederalHomeLoanBankAdvancesAndOtherBorrowings" use="optional" order="60.0" weight="1"/>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestPayableCurrentAndNoncurrent" xlink:label="loc_us-gaap_InterestPayableCurrentAndNoncurrent"/>
    <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities" xlink:to="loc_us-gaap_InterestPayableCurrentAndNoncurrent" use="optional" order="80.0" weight="1"/>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherLiabilities" xlink:label="loc_us-gaap_OtherLiabilities"/>
    <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities" xlink:to="loc_us-gaap_OtherLiabilities" use="optional" order="100.0" weight="1"/>
  </calculationLink>
  <calculationLink xlink:type="extended" xlink:role="http://www.cscbank.com/role/StatementOfFinancialPositionUnclassified-DepositBasedOperations">
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquity"/>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_Liabilities" xlink:label="loc_us-gaap_Liabilities"/>
    <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquity" xlink:to="loc_us-gaap_Liabilities" use="optional" order="20.0" weight="1"/>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="loc_us-gaap_StockholdersEquity"/>
    <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquity" xlink:to="loc_us-gaap_StockholdersEquity" use="optional" order="40.0" weight="1"/>
  </calculationLink>
  <calculationLink xlink:type="extended" xlink:role="http://www.cscbank.com/role/StatementOfIncomeInterestBasedRevenue">
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</linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.DEF
<SEQUENCE>10
<FILENAME>csbq-20110630_def.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION DEFINITION LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>
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    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_33" use="optional" order="50.0"/>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_SupplementalCashFlowInformationAbstract" xlink:label="loc_us-gaap_SupplementalCashFlowInformationAbstract_34"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_SupplementalCashFlowInformationAbstract_34" use="optional" order="60.0"/>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestPaid" xlink:label="loc_us-gaap_InterestPaid_35"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract_34" xlink:to="loc_us-gaap_InterestPaid_35" use="optional" order="0.0"/>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncomeTaxesPaid" xlink:label="loc_us-gaap_IncomeTaxesPaid_36"/>
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract_34" xlink:to="loc_us-gaap_IncomeTaxesPaid_36" use="optional" order="10.0"/>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract" xlink:label="loc_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract_37"/>
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    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_RealEstateAcquisitionsThroughForeclosures" xlink:label="loc_us-gaap_RealEstateAcquisitionsThroughForeclosures_38"/>
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  </definitionLink>
</linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>11
<FILENAME>csbq-20110630_lab.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION LABEL LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>
<linkbase xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" xmlns="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink">
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  <roleRef roleURI="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel"/>
  <roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodEndLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodEndLabel"/>
  <roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodStartLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodStartLabel"/>
  <roleRef roleURI="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel"/>
  <roleRef roleURI="http://www.xbrl.org/2009/role/negatedNetLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedNetLabel"/>
  <roleRef roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel"/>
  <roleRef roleURI="http://www.xbrl.org/2009/role/netLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd#netLabel"/>
  <labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
    <loc xlink:type="locator" xlink:href="csbq-20110630.xsd#csbq_DocumentAndEntityInformationAbstract" xlink:label="loc_csbq_DocumentAndEntityInformationAbstract"/>
    <label xlink:type="resource" xlink:label="lab_csbq_DocumentAndEntityInformationAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Document and Entity Information [Abstract]</label>
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    <label xlink:type="resource" xlink:label="lab_csbq_DocumentAndEntityInformationAbstract" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Document and Entity Information [Abstract]</label>
    <label xlink:type="resource" xlink:label="lab_csbq_DocumentAndEntityInformationAbstract" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US">Document And Entity Information</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_StatementTable" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Statement [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StatementTable" xlink:to="lab_us-gaap_StatementTable"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_StatementTable" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Statement [Table]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_StatementLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Statement [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StatementLineItems" xlink:to="lab_us-gaap_StatementLineItems"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_StatementLineItems" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Statement [Line Items]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_EntityRegistrantName" xlink:label="loc_dei_EntityRegistrantName"/>
    <label xlink:type="resource" xlink:label="lab_dei_EntityRegistrantName" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Entity Registrant Name</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityRegistrantName" xlink:to="lab_dei_EntityRegistrantName"/>
    <label xlink:type="resource" xlink:label="lab_dei_EntityRegistrantName" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Entity Registrant Name</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_EntityCentralIndexKey" xlink:label="loc_dei_EntityCentralIndexKey"/>
    <label xlink:type="resource" xlink:label="lab_dei_EntityCentralIndexKey" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Entity Central Index Key</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityCentralIndexKey" xlink:to="lab_dei_EntityCentralIndexKey"/>
    <label xlink:type="resource" xlink:label="lab_dei_EntityCentralIndexKey" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Entity Central Index Key</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_CurrentFiscalYearEndDate" xlink:label="loc_dei_CurrentFiscalYearEndDate"/>
    <label xlink:type="resource" xlink:label="lab_dei_CurrentFiscalYearEndDate" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Current Fiscal Year End Date</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_CurrentFiscalYearEndDate" xlink:to="lab_dei_CurrentFiscalYearEndDate"/>
    <label xlink:type="resource" xlink:label="lab_dei_CurrentFiscalYearEndDate" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Current Fiscal Year End Date</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_EntityFilerCategory" xlink:label="loc_dei_EntityFilerCategory"/>
    <label xlink:type="resource" xlink:label="lab_dei_EntityFilerCategory" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Entity Filer Category</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityFilerCategory" xlink:to="lab_dei_EntityFilerCategory"/>
    <label xlink:type="resource" xlink:label="lab_dei_EntityFilerCategory" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Entity Filer Category</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_TradingSymbol" xlink:label="loc_dei_TradingSymbol"/>
    <label xlink:type="resource" xlink:label="lab_dei_TradingSymbol" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Trading Symbol</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_TradingSymbol" xlink:to="lab_dei_TradingSymbol"/>
    <label xlink:type="resource" xlink:label="lab_dei_TradingSymbol" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Trading Symbol</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="loc_dei_EntityCommonStockSharesOutstanding"/>
    <label xlink:type="resource" xlink:label="lab_dei_EntityCommonStockSharesOutstanding" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Entity Common Stock, Shares Outstanding</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityCommonStockSharesOutstanding" xlink:to="lab_dei_EntityCommonStockSharesOutstanding"/>
    <label xlink:type="resource" xlink:label="lab_dei_EntityCommonStockSharesOutstanding" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Entity Common Stock, Shares Outstanding</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_DocumentType" xlink:label="loc_dei_DocumentType"/>
    <label xlink:type="resource" xlink:label="lab_dei_DocumentType" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Document Type</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentType" xlink:to="lab_dei_DocumentType"/>
    <label xlink:type="resource" xlink:label="lab_dei_DocumentType" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Document Type</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_AmendmentFlag" xlink:label="loc_dei_AmendmentFlag"/>
    <label xlink:type="resource" xlink:label="lab_dei_AmendmentFlag" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Amendment Flag</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_AmendmentFlag" xlink:to="lab_dei_AmendmentFlag"/>
    <label xlink:type="resource" xlink:label="lab_dei_AmendmentFlag" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Amendment Flag</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_DocumentPeriodEndDate" xlink:label="loc_dei_DocumentPeriodEndDate"/>
    <label xlink:type="resource" xlink:label="lab_dei_DocumentPeriodEndDate" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Document Period End Date</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentPeriodEndDate" xlink:to="lab_dei_DocumentPeriodEndDate"/>
    <label xlink:type="resource" xlink:label="lab_dei_DocumentPeriodEndDate" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Document Period End Date</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="loc_dei_DocumentFiscalPeriodFocus"/>
    <label xlink:type="resource" xlink:label="lab_dei_DocumentFiscalPeriodFocus" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Document Fiscal Period Focus</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentFiscalPeriodFocus" xlink:to="lab_dei_DocumentFiscalPeriodFocus"/>
    <label xlink:type="resource" xlink:label="lab_dei_DocumentFiscalPeriodFocus" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Document Fiscal Period Focus</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_DocumentFiscalYearFocus" xlink:label="loc_dei_DocumentFiscalYearFocus"/>
    <label xlink:type="resource" xlink:label="lab_dei_DocumentFiscalYearFocus" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Document Fiscal Year Focus</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentFiscalYearFocus" xlink:to="lab_dei_DocumentFiscalYearFocus"/>
    <label xlink:type="resource" xlink:label="lab_dei_DocumentFiscalYearFocus" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Document Fiscal Year Focus</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementOfFinancialPositionAbstract" xlink:label="loc_us-gaap_StatementOfFinancialPositionAbstract"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_StatementOfFinancialPositionAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Statement of Financial Position [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract" xlink:to="lab_us-gaap_StatementOfFinancialPositionAbstract"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_StatementOfFinancialPositionAbstract" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Statement of Financial Position [Abstract]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="loc_us-gaap_AssetsAbstract"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_AssetsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Assets [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AssetsAbstract" xlink:to="lab_us-gaap_AssetsAbstract"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_AssetsAbstract" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">ASSETS</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CashAndDueFromBanks" xlink:label="loc_us-gaap_CashAndDueFromBanks"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_CashAndDueFromBanks" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Cash and Due From Banks</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CashAndDueFromBanks" xlink:to="lab_us-gaap_CashAndDueFromBanks"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_CashAndDueFromBanks" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Cash and due from banks</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_CashAndDueFromBanks" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Cash and due from banks</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestBearingDepositsInBanks" xlink:label="loc_us-gaap_InterestBearingDepositsInBanks"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_InterestBearingDepositsInBanks" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Interest-bearing Deposits in Banks and Other Financial Institutions</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestBearingDepositsInBanks" xlink:to="lab_us-gaap_InterestBearingDepositsInBanks"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_InterestBearingDepositsInBanks" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Interest-bearing deposits at other financial institutions</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_InterestBearingDepositsInBanks" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Interest-bearing deposits at other financial institutions</label>
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    <label xlink:type="resource" xlink:label="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Cash and Cash Equivalents, At Carrying Value</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:to="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Total cash and cash equivalents</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Total cash and cash equivalents</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US">CASH AND CASH EQUIVALENTS, beginning of period</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US">CASH AND CASH EQUIVALENTS, end of period</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Available-for-sale Securities, Debt Securities</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtSecurities"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Securities available for sale</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_HeldToMaturitySecurities" xlink:label="loc_us-gaap_HeldToMaturitySecurities"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_HeldToMaturitySecurities" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Held-to-maturity Securities</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecurities" xlink:to="lab_us-gaap_HeldToMaturitySecurities"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_HeldToMaturitySecurities" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Securities held to maturity (fair value approximates of $83,834 and $98,388 at June 30, 2011 and December 31, 2010, respectively)</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_HeldToMaturitySecurities" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Held-to-maturity Securities, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_FederalHomeLoanBankStock" xlink:label="loc_us-gaap_FederalHomeLoanBankStock"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_FederalHomeLoanBankStock" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Federal Home Loan Bank Stock</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FederalHomeLoanBankStock" xlink:to="lab_us-gaap_FederalHomeLoanBankStock"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_FederalHomeLoanBankStock" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Federal Home Loan Bank stock, at cost</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableNetReportedAmount"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Loans and Leases Receivable, Net Reported Amount</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:to="lab_us-gaap_LoansAndLeasesReceivableNetReportedAmount"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Loans, net of allowance for loan losses of $6,814,385 at June 30, 2011 and $9,132,171 at December 31, 2010</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Loans, net of allowance for loan losses of $7,913,933 at March 31, 2011 and $9,132,171 at December 31, 2010</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentNet" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Property, Plant and Equipment, Net</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentNet" xlink:to="lab_us-gaap_PropertyPlantAndEquipmentNet"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentNet" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Bank premises and equipment, net</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentNet" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Bank premises and equipment, net</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentNet" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US">Property, Plant and Equipment, Net, Beginning Balance</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentNet" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US">Property, Plant and Equipment, Net, Ending Balance</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestReceivable" xlink:label="loc_us-gaap_InterestReceivable"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_InterestReceivable" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Interest Receivable</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestReceivable" xlink:to="lab_us-gaap_InterestReceivable"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_InterestReceivable" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Accrued interest receivable</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ForeclosedAssets" xlink:label="loc_us-gaap_ForeclosedAssets"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_ForeclosedAssets" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Repossessed Assets</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ForeclosedAssets" xlink:to="lab_us-gaap_ForeclosedAssets"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_ForeclosedAssets" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Foreclosed assets</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_ForeclosedAssets" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Foreclosed assets</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherAssets" xlink:label="loc_us-gaap_OtherAssets"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_OtherAssets" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Other Assets</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherAssets" xlink:to="lab_us-gaap_OtherAssets"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_OtherAssets" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Other assets</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_OtherAssets" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Other assets</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_Assets" xlink:label="loc_us-gaap_Assets"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_Assets" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Assets</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_Assets" xlink:to="lab_us-gaap_Assets"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_Assets" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Total Assets</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_Assets" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Total Assets</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Liabilities and Equity [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:to="lab_us-gaap_LiabilitiesAndStockholdersEquityAbstract"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">LIABILITIES AND STOCKHOLDERS' EQUITY</label>
    <loc xlink:type="locator" xlink:href="csbq-20110630.xsd#csbq_NoninterestBearingDemanDeposits" xlink:label="loc_csbq_NoninterestBearingDemanDeposits"/>
    <label xlink:type="resource" xlink:label="lab_csbq_NoninterestBearingDemanDeposits" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Noninterest Bearing Deman Deposits</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_csbq_NoninterestBearingDemanDeposits" xlink:to="lab_csbq_NoninterestBearingDemanDeposits"/>
    <label xlink:type="resource" xlink:label="lab_csbq_NoninterestBearingDemanDeposits" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Noninterest-bearing demand deposits</label>
    <label xlink:type="resource" xlink:label="lab_csbq_NoninterestBearingDemanDeposits" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US">The amount of money in accounts that will not bear interest and that the depositor is entitled to withdraw at any time without prior notice.</label>
    <loc xlink:type="locator" xlink:href="csbq-20110630.xsd#csbq_InterestBearingDemanDeposits" xlink:label="loc_csbq_InterestBearingDemanDeposits"/>
    <label xlink:type="resource" xlink:label="lab_csbq_InterestBearingDemanDeposits" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Interest Bearing Deman Deposits</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_csbq_InterestBearingDemanDeposits" xlink:to="lab_csbq_InterestBearingDemanDeposits"/>
    <label xlink:type="resource" xlink:label="lab_csbq_InterestBearingDemanDeposits" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Interest-bearing demand deposits</label>
    <label xlink:type="resource" xlink:label="lab_csbq_InterestBearingDemanDeposits" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US">The amount of money in accounts that will bear interest and that the depositor is entitled to withdraw at any time without prior notice.</label>
    <loc xlink:type="locator" xlink:href="csbq-20110630.xsd#csbq_SavingDepositsAndMoneyMarketAccounts" xlink:label="loc_csbq_SavingDepositsAndMoneyMarketAccounts"/>
    <label xlink:type="resource" xlink:label="lab_csbq_SavingDepositsAndMoneyMarketAccounts" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Saving Deposits and Money Market Accounts</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_csbq_SavingDepositsAndMoneyMarketAccounts" xlink:to="lab_csbq_SavingDepositsAndMoneyMarketAccounts"/>
    <label xlink:type="resource" xlink:label="lab_csbq_SavingDepositsAndMoneyMarketAccounts" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Savings deposits and money market accounts</label>
    <label xlink:type="resource" xlink:label="lab_csbq_SavingDepositsAndMoneyMarketAccounts" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US">Amount of interest bearing deposits with no stated maturity, which may include passbook and statement savings accounts and money-market deposit accounts (MMDAs). Also includes amount of deposits in accounts that offer many of the same services as checking accounts although transactions may be somewhat more limited, share some of the characteristics of a money market fund and are insured by the Federal government, also known as money market accounts.</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_TimeDeposits" xlink:label="loc_us-gaap_TimeDeposits"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_TimeDeposits" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Time Deposits</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TimeDeposits" xlink:to="lab_us-gaap_TimeDeposits"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_TimeDeposits" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Time deposits</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_TimeDeposits" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Time deposits</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_Deposits" xlink:label="loc_us-gaap_Deposits"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_Deposits" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Deposits</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_Deposits" xlink:to="lab_us-gaap_Deposits"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_Deposits" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Total deposits</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_Deposits" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Total deposits</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" xlink:label="loc_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Federal Funds Purchased and Securities Sold Under Agreements To Repurchase</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" xlink:to="lab_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Federal funds purchased and securities sold under agreements to repurchase</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Federal funds purchased and securities sold under agreements to repurchase</label>
    <loc xlink:type="locator" xlink:href="csbq-20110630.xsd#csbq_FederalHomeLoanBankAdvancesAndOtherBorrowings" xlink:label="loc_csbq_FederalHomeLoanBankAdvancesAndOtherBorrowings"/>
    <label xlink:type="resource" xlink:label="lab_csbq_FederalHomeLoanBankAdvancesAndOtherBorrowings" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Federal Home Loan Bank Advances and Other Borrowings</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_csbq_FederalHomeLoanBankAdvancesAndOtherBorrowings" xlink:to="lab_csbq_FederalHomeLoanBankAdvancesAndOtherBorrowings"/>
    <label xlink:type="resource" xlink:label="lab_csbq_FederalHomeLoanBankAdvancesAndOtherBorrowings" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Federal Home Loan Bank advances and other borrowings</label>
    <label xlink:type="resource" xlink:label="lab_csbq_FederalHomeLoanBankAdvancesAndOtherBorrowings" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US">The aggregate carrying amount of all Federal Home Loan Bank loans (advances) and also includes other borrowings.</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestPayableCurrentAndNoncurrent" xlink:label="loc_us-gaap_InterestPayableCurrentAndNoncurrent"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_InterestPayableCurrentAndNoncurrent" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Interest Payable</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestPayableCurrentAndNoncurrent" xlink:to="lab_us-gaap_InterestPayableCurrentAndNoncurrent"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_InterestPayableCurrentAndNoncurrent" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Accrued interest payable</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherLiabilities" xlink:label="loc_us-gaap_OtherLiabilities"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_OtherLiabilities" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Other Liabilities</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherLiabilities" xlink:to="lab_us-gaap_OtherLiabilities"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_OtherLiabilities" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Other liabilities</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_OtherLiabilities" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Other liabilities</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_Liabilities" xlink:label="loc_us-gaap_Liabilities"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_Liabilities" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Liabilities</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_Liabilities" xlink:to="lab_us-gaap_Liabilities"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_Liabilities" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Total Liabilities</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_Liabilities" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Total Liabilities</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StockholdersEquityAbstract" xlink:label="loc_us-gaap_StockholdersEquityAbstract"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_StockholdersEquityAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Stockholders' Equity Attributable to Parent [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StockholdersEquityAbstract" xlink:to="lab_us-gaap_StockholdersEquityAbstract"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_StockholdersEquityAbstract" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Stockholders' Equity:</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PreferredStockValue" xlink:label="loc_us-gaap_PreferredStockValue"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_PreferredStockValue" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Preferred Stock, Value, Issued</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PreferredStockValue" xlink:to="lab_us-gaap_PreferredStockValue"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_PreferredStockValue" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Preferred stock - no par value; 2,000,000 shares authorized; 188,820 shares issued and outstanding in 2011 and 114,540 shares issued and outstanding in 2010</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_PreferredStockValue" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Preferred Stock, Value, Issued, Total</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_PreferredStockValue" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US">Preferred Stock, Value, Issued, Beginning Balance</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_PreferredStockValue" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US">Preferred Stock, Value, Issued, Ending Balance</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CommonStockValue" xlink:label="loc_us-gaap_CommonStockValue"/>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:to="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax"/>
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    <label xlink:type="resource" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US">Accumulated Other Comprehensive Income (Loss), Net of Tax, Beginning Balance</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US">Accumulated Other Comprehensive Income (Loss), Net of Tax, Ending Balance</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="loc_us-gaap_StockholdersEquity"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_StockholdersEquity" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Stockholders' Equity Attributable to Parent</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StockholdersEquity" xlink:to="lab_us-gaap_StockholdersEquity"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_StockholdersEquity" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Total Stockholders' Equity</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_StockholdersEquity" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Total Stockholders' Equity</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_StockholdersEquity" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US">BALANCE</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_StockholdersEquity" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US">BALANCE</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquity"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_LiabilitiesAndStockholdersEquity" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Liabilities and Equity</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquity" xlink:to="lab_us-gaap_LiabilitiesAndStockholdersEquity"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_LiabilitiesAndStockholdersEquity" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Total Liabilities and Stockholders' Equity</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_LiabilitiesAndStockholdersEquity" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Total Liabilities and Stockholders' Equity</label>
    <loc xlink:type="locator" xlink:href="csbq-20110630.xsd#csbq_BalanceSheetParentheticalAbstract" xlink:label="loc_csbq_BalanceSheetParentheticalAbstract"/>
    <label xlink:type="resource" xlink:label="lab_csbq_BalanceSheetParentheticalAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Balance Sheet Parenthetical [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_csbq_BalanceSheetParentheticalAbstract" xlink:to="lab_csbq_BalanceSheetParentheticalAbstract"/>
    <label xlink:type="resource" xlink:label="lab_csbq_BalanceSheetParentheticalAbstract" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Balance Sheet Parenthetical [Abstract]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesFairValue"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesFairValue" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Held-To-Maturity Securities, Fair Value</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesFairValue" xlink:to="lab_us-gaap_HeldToMaturitySecuritiesFairValue"/>
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    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:label="loc_us-gaap_LoansAndLeasesReceivableAllowance"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_LoansAndLeasesReceivableAllowance" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Loans and Leases Receivable, Allowance</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoansAndLeasesReceivableAllowance" xlink:to="lab_us-gaap_LoansAndLeasesReceivableAllowance"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_LoansAndLeasesReceivableAllowance" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Allowance for loan losses (in dollars)</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_LoansAndLeasesReceivableAllowance" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Loans and Leases Receivable, Allowance, Total</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_LoansAndLeasesReceivableAllowance" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US">Loans and Leases Receivable, Allowance, Beginning Balance</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_LoansAndLeasesReceivableAllowance" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US">Loans and Leases Receivable, Allowance, Ending Balance</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PreferredStockNoParValue" xlink:label="loc_us-gaap_PreferredStockNoParValue"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_PreferredStockNoParValue" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Preferred Stock, No Par Value</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PreferredStockNoParValue" xlink:to="lab_us-gaap_PreferredStockNoParValue"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_PreferredStockNoParValue" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Preferred stock , no par value (in dollars per share)</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PreferredStockSharesAuthorized" xlink:label="loc_us-gaap_PreferredStockSharesAuthorized"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_PreferredStockSharesAuthorized" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Preferred Stock, Shares Authorized</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PreferredStockSharesAuthorized" xlink:to="lab_us-gaap_PreferredStockSharesAuthorized"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_PreferredStockSharesAuthorized" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Preferred stock, shares authorized</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PreferredStockSharesIssued" xlink:label="loc_us-gaap_PreferredStockSharesIssued"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_PreferredStockSharesIssued" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Preferred Stock, Shares Issued</label>
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    <label xlink:type="resource" xlink:label="lab_us-gaap_PreferredStockSharesIssued" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Preferred stock, shares issued</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_PreferredStockSharesIssued" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Preferred Stock, Shares Issued, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PreferredStockSharesOutstanding" xlink:label="loc_us-gaap_PreferredStockSharesOutstanding"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_PreferredStockSharesOutstanding" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Preferred Stock, Shares Outstanding</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PreferredStockSharesOutstanding" xlink:to="lab_us-gaap_PreferredStockSharesOutstanding"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_PreferredStockSharesOutstanding" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Preferred stock, shares outstanding</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_PreferredStockSharesOutstanding" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US">Preferred Stock, Shares Outstanding, Beginning Balance</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_PreferredStockSharesOutstanding" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US">Preferred Stock, Shares Outstanding, Ending Balance</label>
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    <label xlink:type="resource" xlink:label="lab_us-gaap_CommonStockParOrStatedValuePerShare" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Common Stock, Par or Stated Value Per Share</label>
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    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CommonStockSharesAuthorized" xlink:label="loc_us-gaap_CommonStockSharesAuthorized"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_CommonStockSharesAuthorized" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Common Stock, Shares Authorized</label>
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    <label xlink:type="resource" xlink:label="lab_us-gaap_CommonStockSharesIssued" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Common Stock, Shares, Issued</label>
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    <label xlink:type="resource" xlink:label="lab_us-gaap_CommonStockSharesOutstanding" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Common Stock, Shares, Outstanding</label>
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    <label xlink:type="resource" xlink:label="lab_us-gaap_CommonStockSharesOutstanding" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US">Common Stock, Shares, Outstanding, Ending Balance</label>
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    <label xlink:type="resource" xlink:label="lab_us-gaap_IncomeStatementAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Income Statement [Abstract]</label>
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    <label xlink:type="resource" xlink:label="lab_us-gaap_InterestAndFeeIncomeLoansAndLeases" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Interest and Fee Income, Loans and Leases</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestAndFeeIncomeLoansAndLeases" xlink:to="lab_us-gaap_InterestAndFeeIncomeLoansAndLeases"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_InterestAndFeeIncomeLoansAndLeases" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Loans, including fees</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_InterestAndFeeIncomeLoansAndLeases" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Loans, including fees</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestAndDividendIncomeSecurities" xlink:label="loc_us-gaap_InterestAndDividendIncomeSecurities"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_InterestAndDividendIncomeSecurities" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Interest and Dividend Income, Securities</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestAndDividendIncomeSecurities" xlink:to="lab_us-gaap_InterestAndDividendIncomeSecurities"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_InterestAndDividendIncomeSecurities" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Investment securities</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_InterestAndDividendIncomeSecurities" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Investment securities</label>
    <loc xlink:type="locator" xlink:href="csbq-20110630.xsd#csbq_FederalFundsSoldAndOtherEarningAssets" xlink:label="loc_csbq_FederalFundsSoldAndOtherEarningAssets"/>
    <label xlink:type="resource" xlink:label="lab_csbq_FederalFundsSoldAndOtherEarningAssets" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Federal Funds Sold and Other Earning Assets</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_csbq_FederalFundsSoldAndOtherEarningAssets" xlink:to="lab_csbq_FederalFundsSoldAndOtherEarningAssets"/>
    <label xlink:type="resource" xlink:label="lab_csbq_FederalFundsSoldAndOtherEarningAssets" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Federal funds sold &amp; other earning assets</label>
    <label xlink:type="resource" xlink:label="lab_csbq_FederalFundsSoldAndOtherEarningAssets" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Federal funds sold &amp; other earning assets</label>
    <label xlink:type="resource" xlink:label="lab_csbq_FederalFundsSoldAndOtherEarningAssets" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US">Interest income on federal funds sold. Federal funds sold represent the excess federal funds held by one commercial bank which it lends to another commercial bank, usually at an agreed-upon (federal funds) rate of interest. Such loans generally are of short-duration (overnight) and the amount of other interest earning assets not otherwise specified in the taxonomy.</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestIncomeOperating" xlink:label="loc_us-gaap_InterestIncomeOperating"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_InterestIncomeOperating" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Interest Income, Operating</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestIncomeOperating" xlink:to="lab_us-gaap_InterestIncomeOperating"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_InterestIncomeOperating" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Total interest income</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_InterestIncomeOperating" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Total interest income</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestExpenseAbstract" xlink:label="loc_us-gaap_InterestExpenseAbstract"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_InterestExpenseAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Interest Expense [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestExpenseAbstract" xlink:to="lab_us-gaap_InterestExpenseAbstract"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_InterestExpenseAbstract" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">INTEREST EXPENSE</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestExpenseTimeDeposits" xlink:label="loc_us-gaap_InterestExpenseTimeDeposits"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_InterestExpenseTimeDeposits" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Interest Expense, Time Deposits</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestExpenseTimeDeposits" xlink:to="lab_us-gaap_InterestExpenseTimeDeposits"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_InterestExpenseTimeDeposits" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Time deposits</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_InterestExpenseTimeDeposits" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Time deposits</label>
    <loc xlink:type="locator" xlink:href="csbq-20110630.xsd#csbq_InterestExpenseOtherDeposits" xlink:label="loc_csbq_InterestExpenseOtherDeposits"/>
    <label xlink:type="resource" xlink:label="lab_csbq_InterestExpenseOtherDeposits" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Interest Expense Other Deposits</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_csbq_InterestExpenseOtherDeposits" xlink:to="lab_csbq_InterestExpenseOtherDeposits"/>
    <label xlink:type="resource" xlink:label="lab_csbq_InterestExpenseOtherDeposits" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Other deposits</label>
    <label xlink:type="resource" xlink:label="lab_csbq_InterestExpenseOtherDeposits" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US">Interest expense incurred on other deposits.</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" xlink:label="loc_us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Interest Expense, Federal Funds Purchased and Securities Sold Under Agreements To Repurchase</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" xlink:to="lab_us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Federal funds purchased and securities sold under agreements to repurchase</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Federal funds purchased and securities sold under agreements to repurchase</label>
    <loc xlink:type="locator" xlink:href="csbq-20110630.xsd#csbq_InterestExpenseFederalHomeLoanAdvancesAndOtheRborrowings" xlink:label="loc_csbq_InterestExpenseFederalHomeLoanAdvancesAndOtheRborrowings"/>
    <label xlink:type="resource" xlink:label="lab_csbq_InterestExpenseFederalHomeLoanAdvancesAndOtheRborrowings" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Interest Expense Federal Home Loan Advances and Othe Rborrowings</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_csbq_InterestExpenseFederalHomeLoanAdvancesAndOtheRborrowings" xlink:to="lab_csbq_InterestExpenseFederalHomeLoanAdvancesAndOtheRborrowings"/>
    <label xlink:type="resource" xlink:label="lab_csbq_InterestExpenseFederalHomeLoanAdvancesAndOtheRborrowings" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">FHLB advances and other borrowings</label>
    <label xlink:type="resource" xlink:label="lab_csbq_InterestExpenseFederalHomeLoanAdvancesAndOtheRborrowings" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">FHLB advances and other borrowings</label>
    <label xlink:type="resource" xlink:label="lab_csbq_InterestExpenseFederalHomeLoanAdvancesAndOtheRborrowings" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US">Interest expense incurred during the reporting period on FHLB advances other borrowings.</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestExpense" xlink:label="loc_us-gaap_InterestExpense"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_InterestExpense" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Interest Expense</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestExpense" xlink:to="lab_us-gaap_InterestExpense"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_InterestExpense" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Total interest expense</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_InterestExpense" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Total interest expense</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestIncomeExpenseNet" xlink:label="loc_us-gaap_InterestIncomeExpenseNet"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_InterestIncomeExpenseNet" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Interest Income (Expense), Net</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestIncomeExpenseNet" xlink:to="lab_us-gaap_InterestIncomeExpenseNet"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_InterestIncomeExpenseNet" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Net interest income before provision for loan losses</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_InterestIncomeExpenseNet" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Net interest income before provision for loan losses</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ProvisionForLoanLossesExpensed" xlink:label="loc_us-gaap_ProvisionForLoanLossesExpensed"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_ProvisionForLoanLossesExpensed" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Provision for Loan Losses Expensed</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProvisionForLoanLossesExpensed" xlink:to="lab_us-gaap_ProvisionForLoanLossesExpensed"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_ProvisionForLoanLossesExpensed" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Provision for loan losses</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_ProvisionForLoanLossesExpensed" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Provision for loan losses</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:label="loc_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Interest Income (Expense), after Provision for Loan Loss</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:to="lab_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Net interest income after the provision for loan losses</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Net interest income after the provision for loan losses</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NoninterestIncomeAbstract" xlink:label="loc_us-gaap_NoninterestIncomeAbstract"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_NoninterestIncomeAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Noninterest Income [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NoninterestIncomeAbstract" xlink:to="lab_us-gaap_NoninterestIncomeAbstract"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_NoninterestIncomeAbstract" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">NONINTEREST INCOME</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_FeesAndCommissionsDepositorAccounts" xlink:label="loc_us-gaap_FeesAndCommissionsDepositorAccounts"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_FeesAndCommissionsDepositorAccounts" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Servicing Fees, Net</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FeesAndCommissionsDepositorAccounts" xlink:to="lab_us-gaap_FeesAndCommissionsDepositorAccounts"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_FeesAndCommissionsDepositorAccounts" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Customer service fee</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_GainLossOnSaleOfSecuritiesNet" xlink:label="loc_us-gaap_GainLossOnSaleOfSecuritiesNet"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_GainLossOnSaleOfSecuritiesNet" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Gain (Loss) on Sale of Securities, Net</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_GainLossOnSaleOfSecuritiesNet" xlink:to="lab_us-gaap_GainLossOnSaleOfSecuritiesNet"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_GainLossOnSaleOfSecuritiesNet" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Net gains from sale of securities</label>
    <loc xlink:type="locator" xlink:href="csbq-20110630.xsd#csbq_NetGainsOnSalesOfLoansAndOtherAssets" xlink:label="loc_csbq_NetGainsOnSalesOfLoansAndOtherAssets"/>
    <label xlink:type="resource" xlink:label="lab_csbq_NetGainsOnSalesOfLoansAndOtherAssets" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Net Gains On Sales Of Loans and Other Assets</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_csbq_NetGainsOnSalesOfLoansAndOtherAssets" xlink:to="lab_csbq_NetGainsOnSalesOfLoansAndOtherAssets"/>
    <label xlink:type="resource" xlink:label="lab_csbq_NetGainsOnSalesOfLoansAndOtherAssets" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Net gains from sale of loans and other assets</label>
    <label xlink:type="resource" xlink:label="lab_csbq_NetGainsOnSalesOfLoansAndOtherAssets" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Net gains from sale of loans and other assets</label>
    <label xlink:type="resource" xlink:label="lab_csbq_NetGainsOnSalesOfLoansAndOtherAssets" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US">The net gain (loss) resulting from a sale of other assets , loans, including adjustments to record loans classified as held-for-sale at the lower-of-cost-or-market and fair value adjustments to loan held for investment purposes.</label>
    <label xlink:type="resource" xlink:label="lab_csbq_NetGainsOnSalesOfLoansAndOtherAssets" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US">Net (gains) losses on sales of loans and other assets</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NoninterestIncomeOther" xlink:label="loc_us-gaap_NoninterestIncomeOther"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_NoninterestIncomeOther" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Noninterest Income, Other</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NoninterestIncomeOther" xlink:to="lab_us-gaap_NoninterestIncomeOther"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_NoninterestIncomeOther" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Other noninterest income</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_NoninterestIncomeOther" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Other noninterest income</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NoninterestIncome" xlink:label="loc_us-gaap_NoninterestIncome"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_NoninterestIncome" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Noninterest Income</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NoninterestIncome" xlink:to="lab_us-gaap_NoninterestIncome"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_NoninterestIncome" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Total noninterest income</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_NoninterestIncome" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Total noninterest income</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NoninterestExpenseAbstract" xlink:label="loc_us-gaap_NoninterestExpenseAbstract"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_NoninterestExpenseAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Noninterest Expense [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NoninterestExpenseAbstract" xlink:to="lab_us-gaap_NoninterestExpenseAbstract"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_NoninterestExpenseAbstract" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">NONINTEREST EXPENSE</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LaborAndRelatedExpense" xlink:label="loc_us-gaap_LaborAndRelatedExpense"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_LaborAndRelatedExpense" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Labor and Related Expense</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LaborAndRelatedExpense" xlink:to="lab_us-gaap_LaborAndRelatedExpense"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_LaborAndRelatedExpense" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Salaries and employee benefits</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_LaborAndRelatedExpense" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Salaries and employee benefits</label>
    <loc xlink:type="locator" xlink:href="csbq-20110630.xsd#csbq_NetOccupancyAndEquipmentExpense" xlink:label="loc_csbq_NetOccupancyAndEquipmentExpense"/>
    <label xlink:type="resource" xlink:label="lab_csbq_NetOccupancyAndEquipmentExpense" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Net Occupancy and Equipment Expense</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_csbq_NetOccupancyAndEquipmentExpense" xlink:to="lab_csbq_NetOccupancyAndEquipmentExpense"/>
    <label xlink:type="resource" xlink:label="lab_csbq_NetOccupancyAndEquipmentExpense" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Net occupancy and equipment expense</label>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:to="lab_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Income (loss) before provision for income taxes</label>
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    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_IncomeTaxExpenseBenefit" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Income Tax Expense (Benefit)</label>
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    <label xlink:type="resource" xlink:label="lab_us-gaap_NetIncomeLoss" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Net Income (Loss) Attributable To Parent</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetIncomeLoss" xlink:to="lab_us-gaap_NetIncomeLoss"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_NetIncomeLoss" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Net income</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_NetIncomeLoss" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Net income</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PreferredStockDividendsIncomeStatementImpact" xlink:label="loc_us-gaap_PreferredStockDividendsIncomeStatementImpact"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_PreferredStockDividendsIncomeStatementImpact" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Preferred Stock Dividends, Income Statement Impact</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PreferredStockDividendsIncomeStatementImpact" xlink:to="lab_us-gaap_PreferredStockDividendsIncomeStatementImpact"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_PreferredStockDividendsIncomeStatementImpact" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Preferred stock dividend requirements</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_PreferredStockDividendsIncomeStatementImpact" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Preferred stock dividend requirements</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PreferredStockAccretionOfRedemptionDiscount" xlink:label="loc_us-gaap_PreferredStockAccretionOfRedemptionDiscount"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_PreferredStockAccretionOfRedemptionDiscount" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Preferred Stock, Accretion of Redemption Discount</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PreferredStockAccretionOfRedemptionDiscount" xlink:to="lab_us-gaap_PreferredStockAccretionOfRedemptionDiscount"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_PreferredStockAccretionOfRedemptionDiscount" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Accretion on preferred stock discount</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_PreferredStockAccretionOfRedemptionDiscount" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Accretion on preferred stock discount</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:label="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Net Income (Loss) Available to Common Stockholders, Basic</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:to="lab_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Net income available to common shareholders</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Net income available to common shareholders</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="loc_us-gaap_EarningsPerShareAbstract"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_EarningsPerShareAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Earnings Per Share [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EarningsPerShareAbstract" xlink:to="lab_us-gaap_EarningsPerShareAbstract"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_EarningsPerShareAbstract" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">EARNINGS PER COMMON SHARE</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_EarningsPerShareBasic" xlink:label="loc_us-gaap_EarningsPerShareBasic"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_EarningsPerShareBasic" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Earnings Per Share, Basic</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EarningsPerShareBasic" xlink:to="lab_us-gaap_EarningsPerShareBasic"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_EarningsPerShareBasic" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Basic net income per common share (in dollars per share)</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_EarningsPerShareBasic" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Basic net income per common share (in dollars per share)</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_EarningsPerShareDiluted" xlink:label="loc_us-gaap_EarningsPerShareDiluted"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_EarningsPerShareDiluted" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Earnings Per Share, Diluted</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EarningsPerShareDiluted" xlink:to="lab_us-gaap_EarningsPerShareDiluted"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_EarningsPerShareDiluted" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Diluted net income per common share (in dollars per share)</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_EarningsPerShareDiluted" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Diluted net income per common share (in dollars per share)</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CommonStockDividendsPerShareDeclared" xlink:label="loc_us-gaap_CommonStockDividendsPerShareDeclared"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_CommonStockDividendsPerShareDeclared" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Common Stock, Dividends, Per Share, Declared</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommonStockDividendsPerShareDeclared" xlink:to="lab_us-gaap_CommonStockDividendsPerShareDeclared"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_CommonStockDividendsPerShareDeclared" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">DIVIDENDS DECLARED PER COMMON SHARE (in dollars per share)</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementOfStockholdersEquityAbstract" xlink:label="loc_us-gaap_StatementOfStockholdersEquityAbstract"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_StatementOfStockholdersEquityAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Statement of Stockholders' Equity [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StatementOfStockholdersEquityAbstract" xlink:to="lab_us-gaap_StatementOfStockholdersEquityAbstract"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_StatementOfStockholdersEquityAbstract" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Statement of Stockholders' Equity [Abstract]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="loc_us-gaap_StatementEquityComponentsAxis"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_StatementEquityComponentsAxis" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Statement, Equity Components [Axis]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StatementEquityComponentsAxis" xlink:to="lab_us-gaap_StatementEquityComponentsAxis"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_StatementEquityComponentsAxis" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Statement, Equity Components [Axis]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ComprehensiveIncomeMember" xlink:label="loc_us-gaap_ComprehensiveIncomeMember"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_ComprehensiveIncomeMember" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Comprehensive Income</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ComprehensiveIncomeMember" xlink:to="lab_us-gaap_ComprehensiveIncomeMember"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_ComprehensiveIncomeMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Comprehensive Income</label>
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    <label xlink:type="resource" xlink:label="lab_us-gaap_PreferredStockMember" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Preferred Stock</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PreferredStockMember" xlink:to="lab_us-gaap_PreferredStockMember"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_PreferredStockMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Preferred Stock</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CommonStockMember" xlink:label="loc_us-gaap_CommonStockMember"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_CommonStockMember" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Common Stock</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommonStockMember" xlink:to="lab_us-gaap_CommonStockMember"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_CommonStockMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Common Stock</label>
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    <label xlink:type="resource" xlink:label="lab_us-gaap_AdditionalPaidInCapitalMember" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Additional Paid-in Capital</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AdditionalPaidInCapitalMember" xlink:to="lab_us-gaap_AdditionalPaidInCapitalMember"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_AdditionalPaidInCapitalMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Additional Paid-in Capital</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_RetainedEarningsMember" xlink:label="loc_us-gaap_RetainedEarningsMember"/>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RetainedEarningsMember" xlink:to="lab_us-gaap_RetainedEarningsMember"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_RetainedEarningsMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Retained (Deficit)</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember"/>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:to="lab_us-gaap_AccumulatedOtherComprehensiveIncomeMember"/>
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    <label xlink:type="resource" xlink:label="lab_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Employee compensation stock option expense</label>
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    <label xlink:type="resource" xlink:label="lab_us-gaap_StockIssuedDuringPeriodValueNewIssues" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Stock Issued During Period, Value, New Issues</label>
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    <label xlink:type="resource" xlink:label="lab_us-gaap_StockIssuedDuringPeriodValueNewIssues" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Issuance of Series A Convertible Preferred Stock</label>
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    <label xlink:type="resource" xlink:label="lab_us-gaap_DividendsPreferredStock" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Dividends, Preferred Stock</label>
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    <label xlink:type="resource" xlink:label="lab_us-gaap_DividendsPreferredStock" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Payment of dividends on preferred stock</label>
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    <label xlink:type="resource" xlink:label="lab_csbq_AccrectionOnPreferredStock" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Accrection On Preferred Stock</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_csbq_AccrectionOnPreferredStock" xlink:to="lab_csbq_AccrectionOnPreferredStock"/>
    <label xlink:type="resource" xlink:label="lab_csbq_AccrectionOnPreferredStock" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Accrection on Preferred Stock</label>
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    <label xlink:type="resource" xlink:label="lab_us-gaap_ComprehensiveIncomeNetOfTaxAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Comprehensive Income (Loss), Net of Tax, Attributable to Parent [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract" xlink:to="lab_us-gaap_ComprehensiveIncomeNetOfTaxAbstract"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_ComprehensiveIncomeNetOfTaxAbstract" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Comprehensive income:</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Other Comprehensive Income (Loss), Net of Tax [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Other comprehensive income, net of tax:</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Other Comprehensive Income (Loss), Unrealized Holding Gain (Loss) on Securities Arising During Period, Net of Tax</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" xlink:to="lab_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Unrealized holding gains on securities available for sale, net of reclassification adjusment</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Unrealized holding gains on securities available for sale, net of reclassification adjusment</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTax" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTax"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_ComprehensiveIncomeNetOfTax" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Comprehensive Income (Loss), Net of Tax, Attributable to Parent</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTax" xlink:to="lab_us-gaap_ComprehensiveIncomeNetOfTax"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_ComprehensiveIncomeNetOfTax" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Total comprehensive income</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_ComprehensiveIncomeNetOfTax" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Total comprehensive income</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementOfCashFlowsAbstract" xlink:label="loc_us-gaap_StatementOfCashFlowsAbstract"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_StatementOfCashFlowsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Statement of Cash Flows [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract" xlink:to="lab_us-gaap_StatementOfCashFlowsAbstract"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_StatementOfCashFlowsAbstract" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Statement of Cash Flows [Abstract]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Net Cash Provided by (Used in) Operating Activities [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">CASH FLOWS FROM OPERATING ACTIVITIES</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Adjustments to Reconcile Net Income (Loss) to Cash Provided by (Used in) Operating Activities [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Adjustments to reconcile net income to net cash provided by operating activities:</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_DepreciationAndAmortization" xlink:label="loc_us-gaap_DepreciationAndAmortization"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_DepreciationAndAmortization" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Depreciation, Depletion and Amortization, Nonproduction</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DepreciationAndAmortization" xlink:to="lab_us-gaap_DepreciationAndAmortization"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_DepreciationAndAmortization" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Depreciation and amortization</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_DepreciationAndAmortization" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Depreciation, Depletion and Amortization, Nonproduction, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ProvisionForLoanAndLeaseLosses" xlink:label="loc_us-gaap_ProvisionForLoanAndLeaseLosses"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_ProvisionForLoanAndLeaseLosses" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Provision for Loan and Lease Losses</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProvisionForLoanAndLeaseLosses" xlink:to="lab_us-gaap_ProvisionForLoanAndLeaseLosses"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_ProvisionForLoanAndLeaseLosses" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Provision for loan losses</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_ProvisionForLoanAndLeaseLosses" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Provision for Loan and Lease Losses, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ShareBasedCompensation" xlink:label="loc_us-gaap_ShareBasedCompensation"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_ShareBasedCompensation" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Share-Based Compensation</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensation" xlink:to="lab_us-gaap_ShareBasedCompensation"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_ShareBasedCompensation" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Stock compensation expense</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_ShareBasedCompensation" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Stock compensation expense</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" xlink:label="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Increase (Decrease) in Operating Capital [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" xlink:to="lab_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Changes in other operating assets and liabilities:</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncreaseDecreaseInLoansHeldForSale" xlink:label="loc_us-gaap_IncreaseDecreaseInLoansHeldForSale"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_IncreaseDecreaseInLoansHeldForSale" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Increase (Decrease) In Loans Held-For-Sale</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncreaseDecreaseInLoansHeldForSale" xlink:to="lab_us-gaap_IncreaseDecreaseInLoansHeldForSale"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_IncreaseDecreaseInLoansHeldForSale" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Net change in loans held for sale</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_IncreaseDecreaseInLoansHeldForSale" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Net change in loans held for sale</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_IncreaseDecreaseInLoansHeldForSale" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US">Net change in loans held for sale</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" xlink:label="loc_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Increase (Decrease) in Accrued Interest Receivable, Net</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" xlink:to="lab_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Accrued interest receivable</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US">Accrued interest receivable</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncreaseDecreaseInInterestPayableNet" xlink:label="loc_us-gaap_IncreaseDecreaseInInterestPayableNet"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_IncreaseDecreaseInInterestPayableNet" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Increase (Decrease) in Interest Payable, Net</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncreaseDecreaseInInterestPayableNet" xlink:to="lab_us-gaap_IncreaseDecreaseInInterestPayableNet"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_IncreaseDecreaseInInterestPayableNet" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Accrued interest payable</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Increase (Decrease) in Other Operating Assets and Liabilities, Net</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet" xlink:to="lab_us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Other assets and liabilities</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Other assets and liabilities</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xml:lang="en-US">Other assets and liabilities</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Net Cash Provided by (Used in) Operating Activities</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="lab_us-gaap_NetCashProvidedByUsedInOperatingActivities"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Net cash provided by operating activities</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Net cash provided by operating activities</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Net Cash Provided by (Used in) Investing Activities [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:to="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">CASH FLOWS FROM INVESTING ACTIVITIES</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities" xlink:label="loc_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Proceeds From Sale Of Available-For-Sale Securities</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities" xlink:to="lab_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Securities available for sale</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Securities available for sale</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" xlink:label="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Proceeds from Sale of Held-to-maturity Securities</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" xlink:to="lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Securities held to maturity</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xlink:label="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecurities"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Payments To Acquire Available-For-Sale Securities</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xlink:to="lab_us-gaap_PaymentsToAcquireAvailableForSaleSecurities"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Purchase of securities available for sale</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Purchase of securities available for sale</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US">Purchase of securities available for sale</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock" xlink:label="loc_us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Payments For (Proceeds From) Federal Home Loan Bank Stock</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock" xlink:to="lab_us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Purchase of Federal Home Loan Bank stock</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Purchase of Federal Home Loan Bank stock</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US">Purchase of Federal Home Loan Bank stock</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ProceedsFromLoanAndLeaseOriginationsAndPrincipalCollections" xlink:label="loc_us-gaap_ProceedsFromLoanAndLeaseOriginationsAndPrincipalCollections"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_ProceedsFromLoanAndLeaseOriginationsAndPrincipalCollections" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Proceeds From Loan and Lease Originations and Principal Collections</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromLoanAndLeaseOriginationsAndPrincipalCollections" xlink:to="lab_us-gaap_ProceedsFromLoanAndLeaseOriginationsAndPrincipalCollections"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_ProceedsFromLoanAndLeaseOriginationsAndPrincipalCollections" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Loan originations and principal collections, net</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_ProceedsFromLoanAndLeaseOriginationsAndPrincipalCollections" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Loan originations and principal collections, net</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_ProceedsFromLoanAndLeaseOriginationsAndPrincipalCollections" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US">Loan originations and principal collections, net</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:label="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Payments To Acquire Property, Plant, and Equipment</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:to="lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Purchase of bank premises and equipment</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Purchase of bank premises and equipment</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US">Purchase of bank premises and equipment</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment" xlink:label="loc_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Proceeds From Sale Of Property, Plant, and Equipment</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment" xlink:to="lab_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Proceeds from sale of bank premises and equipment</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Proceeds from sale of bank premises and equipment</label>
    <loc xlink:type="locator" xlink:href="csbq-20110630.xsd#csbq_ProceedsFromSaleOfOtherRealEstateAndOtherAssets" xlink:label="loc_csbq_ProceedsFromSaleOfOtherRealEstateAndOtherAssets"/>
    <label xlink:type="resource" xlink:label="lab_csbq_ProceedsFromSaleOfOtherRealEstateAndOtherAssets" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Proceeds From Sale Of Other Real Estate and Other Assets</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_csbq_ProceedsFromSaleOfOtherRealEstateAndOtherAssets" xlink:to="lab_csbq_ProceedsFromSaleOfOtherRealEstateAndOtherAssets"/>
    <label xlink:type="resource" xlink:label="lab_csbq_ProceedsFromSaleOfOtherRealEstateAndOtherAssets" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Proceeds from sale of other real estate and other assets</label>
    <label xlink:type="resource" xlink:label="lab_csbq_ProceedsFromSaleOfOtherRealEstateAndOtherAssets" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Proceeds from sale of other real estate and other assets</label>
    <label xlink:type="resource" xlink:label="lab_csbq_ProceedsFromSaleOfOtherRealEstateAndOtherAssets" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US">The cash inflow associated with the sale of other real estate and sales of other assets.</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Net Cash Provided by (Used in) Investing Activities</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:to="lab_us-gaap_NetCashProvidedByUsedInInvestingActivities"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Net cash provided by investing activities</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Net cash provided by investing activities</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Net Cash Provided by (Used in) Financing Activities [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:to="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">CASH FLOWS FROM FINANCING ACTIVITIES</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncreaseDecreaseInDeposits" xlink:label="loc_us-gaap_IncreaseDecreaseInDeposits"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_IncreaseDecreaseInDeposits" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Increase (Decrease) In Deposits</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncreaseDecreaseInDeposits" xlink:to="lab_us-gaap_IncreaseDecreaseInDeposits"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_IncreaseDecreaseInDeposits" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Net (decrease) in deposits</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_IncreaseDecreaseInDeposits" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Net increase in deposits</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet" xlink:label="loc_us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Increase (Decrease) In Federal Funds Purchased and Securities Sold Under Agreements To Repurchase, Net</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet" xlink:to="lab_us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Net increase / (decrease) in federal funds purchased and securities sold under agreements to repurchase</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Net increase in federal funds purchased and securities sold under agreements to repurchase</label>
    <loc xlink:type="locator" xlink:href="csbq-20110630.xsd#csbq_NetPaymentsOnFederalHomeLoanBankAdvancesAndOtherBorrowings" xlink:label="loc_csbq_NetPaymentsOnFederalHomeLoanBankAdvancesAndOtherBorrowings"/>
    <label xlink:type="resource" xlink:label="lab_csbq_NetPaymentsOnFederalHomeLoanBankAdvancesAndOtherBorrowings" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Net Payments On Federal Home Loan Bank Advances and Other Borrowings</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_csbq_NetPaymentsOnFederalHomeLoanBankAdvancesAndOtherBorrowings" xlink:to="lab_csbq_NetPaymentsOnFederalHomeLoanBankAdvancesAndOtherBorrowings"/>
    <label xlink:type="resource" xlink:label="lab_csbq_NetPaymentsOnFederalHomeLoanBankAdvancesAndOtherBorrowings" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Net payments on Federal Home Loan Bank advances and other borrowings</label>
    <label xlink:type="resource" xlink:label="lab_csbq_NetPaymentsOnFederalHomeLoanBankAdvancesAndOtherBorrowings" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US">The net cash outflow associated with Federal Home Loan Bank Advances and other borrowings made during the period.</label>
    <label xlink:type="resource" xlink:label="lab_csbq_NetPaymentsOnFederalHomeLoanBankAdvancesAndOtherBorrowings" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US">Net payments on Federal Home Loan Bank advances and other borrowings</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" xlink:label="loc_us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Proceeds from Issuance of Preferred Stock and Preference Stock</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" xlink:to="lab_us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Issuance of preferred stock</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Issuance of preferred stock</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Net Cash Provided by (Used in) Financing Activities</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:to="lab_us-gaap_NetCashProvidedByUsedInFinancingActivities"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Net cash used in financing activities</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">Net cash used in financing activities</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:label="loc_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Cash and Cash Equivalents, Period Increase (Decrease)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:to="lab_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">NET INCREASE IN CASH AND CASH EQUIVALENTS</label>
    <label xlink:type="resource" xlink:label="lab_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US">NET INCREASE IN CASH AND CASH EQUIVALENTS</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_SupplementalCashFlowInformationAbstract" xlink:label="loc_us-gaap_SupplementalCashFlowInformationAbstract"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_SupplementalCashFlowInformationAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Supplemental Cash Flow Information [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract" xlink:to="lab_us-gaap_SupplementalCashFlowInformationAbstract"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_SupplementalCashFlowInformationAbstract" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestPaid" xlink:label="loc_us-gaap_InterestPaid"/>
    <label xlink:type="resource" xlink:label="lab_us-gaap_InterestPaid" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Interest Paid</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestPaid" xlink:to="lab_us-gaap_InterestPaid"/>
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</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>12
<FILENAME>csbq-20110630_pre.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>
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﻿<html>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EBFAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Consolidated Balance Sheets [Parenthetical] (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Jun. 30, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Securities held to maturity, fair value (in dollars)</a></td>
        <td class="nump">$ 83,834<span></span></td>
        <td class="nump">$ 98,388<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Allowance for loan losses (in dollars)</a></td>
        <td class="nump">$ 6,814,385<span></span></td>
        <td class="nump">$ 9,132,171<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockNoParValue', window );">Preferred stock , no par value (in dollars per share)</a></td>
        <td class="nump">$ 0<span></span></td>
        <td class="nump">$ 0<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesAuthorized', window );">Preferred stock, shares authorized</a></td>
        <td class="nump">2,000,000<span></span></td>
        <td class="nump">2,000,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesIssued', window );">Preferred stock, shares issued</a></td>
        <td class="nump">188,820<span></span></td>
        <td class="nump">114,540<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesOutstanding', window );">Preferred stock, shares outstanding</a></td>
        <td class="nump">188,820<span></span></td>
        <td class="nump">114,540<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockParOrStatedValuePerShare', window );">Common stock, par value (in dollars per share)</a></td>
        <td class="nump">$ 0<span></span></td>
        <td class="nump">$ 0<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesAuthorized', window );">Common stock, shares authorized</a></td>
        <td class="nump">20,000,000<span></span></td>
        <td class="nump">20,000,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesIssued', window );">Common stock, shares issued</a></td>
        <td class="nump">6,709,199<span></span></td>
        <td class="nump">6,709,199<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesOutstanding', window );">Common stock, shares outstanding</a></td>
        <td class="nump">6,500,396<span></span></td>
        <td class="nump">6,500,396<span></span></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Face amount or stated value of common stock per share; generally not indicative of the fair market value per share.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 30<br> -Article 5<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 129<br> -Paragraph 4<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.29)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockParOrStatedValuePerShare</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The maximum number of common shares permitted to be issued by an entity's charter and bylaws.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 30<br> -Article 5<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.29)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockSharesAuthorized</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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              </div>
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          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesIssued">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total number of common shares of an entity that have been sold or granted to shareholders (includes common shares that were issued, repurchased and remain in the treasury). These shares represent capital invested by the firm's shareholders and owners, and may be all or only a portion of the number of shares authorized. Shares issued include shares outstanding and shares held in the treasury.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 30<br> -Article 5<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.29)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockSharesIssued</nobr></td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesOutstanding">
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total number of shares of common stock held by shareholders. May be all or portion of the number of common shares authorized. These shares represent the ownership interest of the common shareholders. Shares outstanding equals shares issued minus shares held in treasury and other adjustments, if any.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Principles Board Opinion (APB)<br> -Number 12<br> -Paragraph 10<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.29)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 3<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 30<br> -Article 5<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesFairValue">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the aggregate fair value of investments in debt securities as of the balance sheet date and which are categorized as held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 19<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 137<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27232-111563<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableAllowance">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The allowance for loan and lease losses represents the reserve to cover probable credit losses related to specifically identified loans and leases, as well as probable credit losses inherent in the remainder of the loan portfolio as of the balance sheet date. For banks, include currently required allocated transfer risk reserves. Include carryover of or adjustments to the allowance for loan losses in connection with business combinations determined to be appropriate.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher OTS<br> -Name Federal Regulation (FR)<br> -Number Title 12<br> -Chapter V<br> -Section 563c.102<br> -Paragraph 8<br> -Subparagraph a(ii)<br> -Subsection I<br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Staff Accounting Bulletin (SAB)<br> -Number Topic 6<br> -Section L<br> -Subsection 1<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 114<br> -Paragraph 20<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.7(d))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 9<br> -Section 03<br> -Paragraph 7<br> -Subparagraph d<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 5<br> -Paragraph 8, 9<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)(1)(ii)<br> -URI http://asc.fasb.org/extlink&amp;oid=6379141&amp;loc=d3e15032-111544<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableAllowance</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockNoParValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Issuance value per share of no-par value, nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer); generally not indicative of the fair market value per share.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.28)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Principles Board Opinion (APB)<br> -Number 12<br> -Paragraph 10<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 5<br> -Section 02<br> -Paragraph 29<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 129<br> -Paragraph 2, 3, 4, 5, 6, 7, 8<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockNoParValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesAuthorized">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The maximum number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) permitted to be issued by an entity's charter and bylaws.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 5<br> -Section 02<br> -Paragraph 29<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 129<br> -Paragraph 2, 3, 4, 5, 6, 7, 8<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.28)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockSharesAuthorized</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesIssued">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) issued to shareholders (includes related preferred shares that were issued, repurchased, and remain in the treasury). May be all or portion of the number of preferred shares authorized. Excludes preferred shares that are classified as debt.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 5<br> -Section 02<br> -Paragraph 29<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.28)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockSharesIssued</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesOutstanding">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate share number for all nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer) held by stockholders. Does not include preferred shares that have been repurchased.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 5<br> -Section 02<br> -Paragraph 29<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.28)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockSharesOutstanding</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EECAI">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Consolidated Statements of Operations (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
        <th class="th" colspan="2">6 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Jun. 30, 2011</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2010</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2011</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeOperatingAbstract', window );"><strong>INTEREST INCOME</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndFeeIncomeLoansAndLeases', window );">Loans, including fees</a></td>
        <td class="nump">$ 4,521,370<span></span></td>
        <td class="nump">$ 5,493,946<span></span></td>
        <td class="nump">$ 9,160,175<span></span></td>
        <td class="nump">$ 11,442,192<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeSecurities', window );">Investment securities</a></td>
        <td class="nump">621,108<span></span></td>
        <td class="nump">1,216,300<span></span></td>
        <td class="nump">1,189,780<span></span></td>
        <td class="nump">2,345,579<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_csbq_FederalFundsSoldAndOtherEarningAssets', window );">Federal funds sold &amp; other earning assets</a></td>
        <td class="nump">17,325<span></span></td>
        <td class="nump">21,732<span></span></td>
        <td class="nump">28,328<span></span></td>
        <td class="nump">45,393<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeOperating', window );">Total interest income</a></td>
        <td class="nump">5,159,803<span></span></td>
        <td class="nump">6,731,978<span></span></td>
        <td class="nump">10,378,283<span></span></td>
        <td class="nump">13,833,164<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseAbstract', window );"><strong>INTEREST EXPENSE</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseTimeDeposits', window );">Time deposits</a></td>
        <td class="nump">1,011,776<span></span></td>
        <td class="nump">1,619,243<span></span></td>
        <td class="nump">2,064,225<span></span></td>
        <td class="nump">3,303,270<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_csbq_InterestExpenseOtherDeposits', window );">Other deposits</a></td>
        <td class="nump">99,936<span></span></td>
        <td class="nump">99,606<span></span></td>
        <td class="nump">192,548<span></span></td>
        <td class="nump">197,329<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase', window );">Federal funds purchased and securities sold under agreements to repurchase</a></td>
        <td class="nump">33,712<span></span></td>
        <td class="nump">32,142<span></span></td>
        <td class="nump">64,715<span></span></td>
        <td class="nump">67,557<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_csbq_InterestExpenseFederalHomeLoanAdvancesAndOtheRborrowings', window );">FHLB advances and other borrowings</a></td>
        <td class="nump">545,413<span></span></td>
        <td class="nump">759,803<span></span></td>
        <td class="nump">1,125,071<span></span></td>
        <td class="nump">1,539,000<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpense', window );">Total interest expense</a></td>
        <td class="nump">1,690,837<span></span></td>
        <td class="nump">2,510,794<span></span></td>
        <td class="nump">3,446,559<span></span></td>
        <td class="nump">5,107,156<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseNet', window );">Net interest income before provision for loan losses</a></td>
        <td class="nump">3,468,966<span></span></td>
        <td class="nump">4,221,184<span></span></td>
        <td class="nump">6,931,724<span></span></td>
        <td class="nump">8,726,008<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLossesExpensed', window );">Provision for loan losses</a></td>
        <td class="nump">15,000<span></span></td>
        <td class="nump">1,465,000<span></span></td>
        <td class="nump">30,000<span></span></td>
        <td class="nump">2,480,000<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss', window );">Net interest income after the provision for loan losses</a></td>
        <td class="nump">3,453,966<span></span></td>
        <td class="nump">2,756,184<span></span></td>
        <td class="nump">6,901,724<span></span></td>
        <td class="nump">6,246,008<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncomeAbstract', window );"><strong>NONINTEREST INCOME</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FeesAndCommissionsDepositorAccounts', window );">Customer service fee</a></td>
        <td class="nump">225,263<span></span></td>
        <td class="nump">342,126<span></span></td>
        <td class="nump">440,714<span></span></td>
        <td class="nump">684,040<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfSecuritiesNet', window );">Net gains from sale of securities</a></td>
        <td class="nump">47,742<span></span></td>
        <td class="nump">618,745<span></span></td>
        <td class="nump">47,742<span></span></td>
        <td class="nump">639,587<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_csbq_NetGainsOnSalesOfLoansAndOtherAssets', window );">Net gains from sale of loans and other assets</a></td>
        <td class="nump">21,517<span></span></td>
        <td class="nump">109,593<span></span></td>
        <td class="nump">55,544<span></span></td>
        <td class="nump">129,886<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncomeOther', window );">Other noninterest income</a></td>
        <td class="nump">21,531<span></span></td>
        <td class="nump">20,757<span></span></td>
        <td class="nump">41,810<span></span></td>
        <td class="nump">41,371<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncome', window );">Total noninterest income</a></td>
        <td class="nump">316,053<span></span></td>
        <td class="nump">1,091,221<span></span></td>
        <td class="nump">585,810<span></span></td>
        <td class="nump">1,494,884<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpenseAbstract', window );"><strong>NONINTEREST EXPENSE</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LaborAndRelatedExpense', window );">Salaries and employee benefits</a></td>
        <td class="nump">1,501,836<span></span></td>
        <td class="nump">1,521,216<span></span></td>
        <td class="nump">3,044,538<span></span></td>
        <td class="nump">3,154,560<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_csbq_NetOccupancyAndEquipmentExpense', window );">Net occupancy and equipment expense</a></td>
        <td class="nump">350,280<span></span></td>
        <td class="nump">368,506<span></span></td>
        <td class="nump">756,614<span></span></td>
        <td class="nump">723,689<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalDepositInsuranceCorporationPremiumExpense', window );">Depository insurance</a></td>
        <td class="nump">241,505<span></span></td>
        <td class="nump">259,904<span></span></td>
        <td class="nump">564,160<span></span></td>
        <td class="nump">529,643<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ForeclosedRealEstateExpense', window );">Foreclosed assets, net</a></td>
        <td class="nump">716,505<span></span></td>
        <td class="nump">796,345<span></span></td>
        <td class="nump">1,078,075<span></span></td>
        <td class="nump">992,518<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherNoninterestExpense', window );">Other operating expense</a></td>
        <td class="nump">847,281<span></span></td>
        <td class="nump">938,388<span></span></td>
        <td class="nump">1,630,635<span></span></td>
        <td class="nump">1,883,947<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpense', window );">Total noninterest expense</a></td>
        <td class="nump">3,657,407<span></span></td>
        <td class="nump">3,884,359<span></span></td>
        <td class="nump">7,074,022<span></span></td>
        <td class="nump">7,284,357<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments', window );">Income (loss) before provision for income taxes</a></td>
        <td class="nump">112,612<span></span></td>
        <td class="num">(36,954)<span></span></td>
        <td class="nump">413,512<span></span></td>
        <td class="nump">456,535<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Provision (benefit) for income taxes</a></td>
        <td class="num">(28,675)<span></span></td>
        <td class="num">(55,099)<span></span></td>
        <td class="nump">19,950<span></span></td>
        <td class="nump">94,602<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
        <td class="nump">141,287<span></span></td>
        <td class="nump">18,145<span></span></td>
        <td class="nump">393,562<span></span></td>
        <td class="nump">361,933<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockDividendsIncomeStatementImpact', window );">Preferred stock dividend requirements</a></td>
        <td class="nump">93,075<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">185,400<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockAccretionOfRedemptionDiscount', window );">Accretion on preferred stock discount</a></td>
        <td class="nump">9,000<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">9,000<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic', window );">Net income available to common shareholders</a></td>
        <td class="nump">$ 39,212<span></span></td>
        <td class="nump">$ 18,145<span></span></td>
        <td class="nump">$ 199,162<span></span></td>
        <td class="nump">$ 361,933<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareAbstract', window );"><strong>EARNINGS PER COMMON SHARE</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasic', window );">Basic net income per common share (in dollars per share)</a></td>
        <td class="nump">$ 0.01<span></span></td>
        <td class="nump">$ 0<span></span></td>
        <td class="nump">$ 0.03<span></span></td>
        <td class="nump">$ 0.06<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareDiluted', window );">Diluted net income per common share (in dollars per share)</a></td>
        <td class="nump">$ 0.01<span></span></td>
        <td class="nump">$ 0<span></span></td>
        <td class="nump">$ 0.03<span></span></td>
        <td class="nump">$ 0.06<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockDividendsPerShareDeclared', window );">DIVIDENDS DECLARED PER COMMON SHARE (in dollars per share)</a></td>
        <td class="nump">$ 0<span></span></td>
        <td class="nump">$ 0<span></span></td>
        <td class="nump">$ 0<span></span></td>
        <td class="nump">$ 0<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_csbq_FederalFundsSoldAndOtherEarningAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest income on federal funds sold. Federal funds sold represent the excess federal funds held by one commercial bank which it lends to another commercial bank, usually at an agreed-upon (federal funds) rate of interest. Such loans generally are of short-duration (overnight) and the amount of other interest earning assets not otherwise specified in the taxonomy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>csbq_FederalFundsSoldAndOtherEarningAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>csbq</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_csbq_InterestExpenseFederalHomeLoanAdvancesAndOtheRborrowings">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest expense incurred during the reporting period on FHLB advances other borrowings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>csbq_InterestExpenseFederalHomeLoanAdvancesAndOtheRborrowings</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>csbq</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_csbq_InterestExpenseOtherDeposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest expense incurred on other deposits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>csbq_InterestExpenseOtherDeposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>csbq</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_csbq_NetGainsOnSalesOfLoansAndOtherAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net gain (loss) resulting from a sale of other assets , loans, including adjustments to record loans classified as held-for-sale at the lower-of-cost-or-market and fair value adjustments to loan held for investment purposes.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>csbq_NetGainsOnSalesOfLoansAndOtherAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>csbq</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_csbq_NetOccupancyAndEquipmentExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of net occupancy expense that may include items, such as depreciation of facilities and equipment, lease expenses, property taxes and property and casualty insurance expense and equipment expense including depreciation, repairs, rentals, and service contract costs. This item also includes equipment purchases which do not qualify for capitalization in accordance with the entity's accounting policy. This item may also include furniture expenses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>csbq_NetOccupancyAndEquipmentExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>csbq</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockDividendsPerShareDeclared">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate dividends declared during the period for each share of common stock outstanding.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 3<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockDividendsPerShareDeclared</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareBasic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 55<br> -Paragraph 52<br> -URI http://asc.fasb.org/extlink&amp;oid=6945512&amp;loc=d3e4984-109258<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Emerging Issues Task Force (EITF)<br> -Number 07-4<br> -Paragraph 4<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 5<br> -Section 03<br> -Paragraph 20<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.19)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 7<br> -Paragraph 18<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.23)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 128<br> -Paragraph 36, 37, 38<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.21)<br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 21<br> -Article 9<br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6920599&amp;loc=d3e1252-109256<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareBasic</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareDiluted">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 128<br> -Paragraph 11, 12, 36<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.21)<br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 5<br> -Section 03<br> -Paragraph 20<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6920599&amp;loc=d3e1252-109256<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 7<br> -Paragraph 18<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 21<br> -Article 9<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Emerging Issues Task Force (EITF)<br> -Number 07-4<br> -Paragraph 4<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareDiluted</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalDepositInsuranceCorporationPremiumExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The premium paid to the Federal Deposit Insurance Corporation for deposit insurance which is included in noninterest expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.14)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalDepositInsuranceCorporationPremiumExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FeesAndCommissionsDepositorAccounts">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Includes amounts charged depositors for: (1) maintenance of their accounts (maintenance charges); (2) failure to maintain specified minimum balances on account; (3) exceeding the number of checks or transactions allowed to be processed in a given period; (4) checks drawn on no minimum balance deposit accounts; (5) withdrawals from nontransaction deposit accounts; (6) closing savings accounts before a specified minimum period of time has elapsed; (7) accounts which have remained inactive for extended periods of time or which have become dormant; (8) use of automated teller machines or remote service units; (9) checks drawn against insufficient funds that the bank assesses regardless of whether it decides to pay, return or hold the check; (10) issuing stop payment orders; (11) certifying checks; and (12) accumulating or disbursing funds deposited in IRAs or Keogh Plan accounts when not handled by the bank's trust department. This item does not include penalties assessed on the early withdrawal of time deposits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 13<br> -Article 9<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.13 (d))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FeesAndCommissionsDepositorAccounts</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ForeclosedRealEstateExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of expense recognized during the period for the foreclosure on real estate assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ForeclosedRealEstateExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSaleOfSecuritiesNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net gain (loss) realized from the sale, exchange, redemption, or retirement of securities, not separately or otherwise categorized as trading, available-for-sale, or held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.3)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 9<br> -Section 04<br> -Paragraph 13<br> -Subparagraph h<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 3<br> -Article 7<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.13(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments">
        <tr>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of operating profit and nonoperating income or expense before Income or Loss from equity method investments, income taxes, extraordinary items, and noncontrolling interest.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 4<br> -Section 08<br> -Paragraph h<br> -Subparagraph 1(i)<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h)(1)(i))<br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments</nobr></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The sum of the current income tax expense or benefit and the deferred income tax expense or benefit pertaining to continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Income Tax Expense (or Benefit)<br> -URI http://asc.fasb.org/extlink&amp;oid=6515339<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (a),(b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 08<br> -Paragraph h<br> -Article 4<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 109<br> -Paragraph 45<br> -Subparagraph a, b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxExpenseBenefit</nobr></td>
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                    <td><strong> Balance Type:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestAndDividendIncomeOperatingAbstract</nobr></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest and dividend income on all securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.2,3)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 14<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 2, 3<br> -Article 9<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 35<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6956420&amp;loc=d3e24721-111560<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestAndDividendIncomeSecurities</nobr></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndFeeIncomeLoansAndLeases">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate interest and fee income generated by: (1) loans the Entity has positive intent and ability to hold for the foreseeable future, or until maturity or payoff, including commercial and consumer loans, whether domestic or foreign, which may consist of: (a) industrial and agricultural; (b) real estate; and (c) real estate construction loans; (d) trade financing; (e) lease financing; (f) home equity lines-of-credit; (g) automobile and other vehicle loans; and (h) credit card and other revolving-type loans and (2) loans and leases held-for-sale which may include mortgage loans, direct financing, and sales-type leases.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 1<br> -Article 9<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestAndFeeIncomeLoansAndLeases</nobr></td>
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                    <td>us-gaap</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cost of borrowed funds accounted for as interest that was charged against earnings during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 835<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6450988&amp;loc=d3e26243-108391<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.9)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 34<br> -Paragraph 21<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 9<br> -Article 9<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher OTS<br> -Name Federal Regulation (FR)<br> -Number Title 12<br> -Chapter V<br> -Section 563c.102<br> -Paragraph 9<br> -Subsection II<br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpense</nobr></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpenseAbstract</nobr></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate expense incurred on federal funds purchased and securities sold under agreements to repurchase. If amounts recognized as payables under repurchase agreements have been offset against amounts recognized as receivables under reverse repurchase agreements and reported as a net amount on the balance sheet, the income and expense from these agreements may be reported on a net basis.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher OTS<br> -Name Federal Regulation (FR)<br> -Number Title 12<br> -Chapter V<br> -Section 563c.102<br> -Paragraph 7<br> -Subsection II<br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase</nobr></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate interest expense incurred on time deposits, including certificates of deposits, in domestic offices.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher OTS<br> -Name Federal Regulation (FR)<br> -Number Title 12<br> -Chapter V<br> -Section 563c.102<br> -Paragraph 6<br> -Subsection II<br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 6<br> -Article 9<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.6)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net interest and dividend income or expense, including any amortization and accretion (as applicable) of discounts and premiums, including consideration of the provisions for loan, lease, credit, and other related losses, if any.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 12<br> -Article 9<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeExpenseNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net amount of operating interest income (expense).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 10<br> -Article 9<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.10)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestIncomeExpenseNet</nobr></td>
                  </tr>
                  <tr>
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                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
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              </div>
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          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeOperating">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest generated from day to day operating activities of the business.  This element represents a revenue generating activity and is therefore gross (before any related cost of revenue items).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.1(e))<br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestIncomeOperating</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LaborAndRelatedExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of expenditures for salaries, wages, profit sharing and incentive compensation, and other employee benefits, including equity-based compensation, and pension and other postretirement benefit expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.4)<br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LaborAndRelatedExpense</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.22)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.18)<br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph 38<br> -Subparagraph a<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=6920043&amp;loc=d3e565-108580<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph A7<br> -Appendix A<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 130<br> -Paragraph 10, 15<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Other Comprehensive Income<br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph 38<br> -Subparagraph d<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Emerging Issues Task Force (EITF)<br> -Number 87-21<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Net Income<br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.19)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 5<br> -Section 03<br> -Paragraph 19<br><br>Reference 15: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 28, 29, 30<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 16: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 20<br> -Article 9<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net income after adjustments for dividends on preferred stock (declared in the period) and/or cumulative preferred stock (accumulated for the period).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 128<br> -Paragraph 9<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=6920599&amp;loc=d3e1377-109256<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total aggregate amount of all noninterest expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher OTS<br> -Name Federal Regulation (FR)<br> -Number Title 12<br> -Chapter V<br> -Section 563c.102<br> -Paragraph 14<br> -Subsection II<br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 14<br> -Article 9<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.14)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestExpense</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestExpenseAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestExpenseAbstract</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The total amount of noninterest income which may be derived from: (1) fees and commissions; (2) premiums earned; (3) insurance policy charges; (4) the sale or disposal of assets; and (5) other sources not otherwise specified.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher OTS<br> -Name Federal Regulation (FR)<br> -Number Title 12<br> -Chapter V<br> -Section 563c.102<br> -Paragraph 13<br> -Subsection II<br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 13<br> -Article 9<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.13)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestIncome</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
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          </td>
        </tr>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestIncomeAbstract</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncomeOther">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents the total of noninterest income derived from certain activities and assets including (for example): (1) venture capital investments; (2) bank owned life insurance; (3) foreign currency transactions; and (4) mortgage servicing rights.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.13)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestIncomeOther</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Other noninterest expenses that are not separately presented in any other noninterest expense category.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.14)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of accretion of the preferred stock redemption discount during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockAccretionOfRedemptionDiscount</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td>duration</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of preferred stock dividends that is an adjustment to net income apportioned to common stockholders.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockDividendsIncomeStatementImpact</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Allowance expensed for the period based on estimated losses to be realized from loan transactions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 9<br> -Section 04<br> -Paragraph 11<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-DEP<br> -Chapter 5<br> -Paragraph 17<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.11)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProvisionForLoanLossesExpensed</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0E2DAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Document And Entity Information<br></strong></div>
        </th>
        <th class="th" colspan="1">6 Months Ended</th>
        <th class="th" colspan="1"></th>
      </tr>
      <tr>
        <th class="th">
          <div>Jun. 30, 2011</div>
        </th>
        <th class="th">
          <div>Aug. 01, 2011</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
        <td class="text">CORNERSTONE BANCSHARES INC<span></span></td>
        <td class="text"> <span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
        <td class="text">0001038773<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CurrentFiscalYearEndDate', window );">Current Fiscal Year End Date</a></td>
        <td class="text">--12-31<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityFilerCategory', window );">Entity Filer Category</a></td>
        <td class="text">Smaller Reporting Company<span></span></td>
        <td class="text"> <span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
        <td class="text">csbq<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCommonStockSharesOutstanding', window );">Entity Common Stock, Shares Outstanding</a></td>
        <td class="text"> <span></span></td>
        <td class="nump">6,500,396<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
        <td class="text">10-Q<span></span></td>
        <td class="text"> <span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
        <td class="text">false<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
        <td class="text">Jun. 30,
         2011<span></span></td>
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        <td class="text">Q2<span></span></td>
        <td class="text"> <span></span></td>
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        <td class="text">2011<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>If the value is true, then the document as an amendment to previously-filed/accepted document.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                <p>End date of current fiscal year in the format --MM-DD.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This is focus fiscal period of the document report. For a first quarter 2006 quarterly report, which may also provide financial information from prior periods, the first fiscal quarter should be given as the fiscal period focus. Values: FY, Q1, Q2, Q3, Q4, H1, H2, M9, T1, T2, T3, M8, CY.</p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This is focus fiscal year of the document report in CCYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                <p>The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented.  If there is no historical data in the report, use the filing date. The format of the date is CCYY-MM-DD.</p>
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                <p>The type of document being provided (such as 10-K, 10-Q, N-1A, etc). The document type is limited to the same value as the supporting SEC submission type, minus any "/A" suffix. The acceptable values are as follows: S-1, S-3, S-4, S-11, F-1, F-3, F-4, F-9, F-10, 6-K, 8-K, 10, 10-K, 10-Q, 20-F, 40-F, N-1A, 485BPOS, 497, NCSR, N-CSR, N-CSRS, N-Q, 10-KT, 10-QT, 20-FT, and Other.</p>
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                <p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p>
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                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12b<br> -Subsection 1<br><br></p>
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                <p>Trading symbol of an instrument as listed on an exchange.</p>
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          <div style="width: 200px;"><strong>Fair Value Disclosures<br></strong></div>
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        <th class="th" colspan="1">6 Months Ended</th>
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          <div>Jun. 30, 2011</div>
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  <div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-weight:bold;font-size:10pt;font-family:times new roman;" >Note 6. Fair Value Disclosures
</font>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Fair Value Measurements:
</font>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Cornerstone uses fair value measurements to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures.&#160;&#160;In accordance with the <font style="display:inline;font-style:italic;" >Fair Value Measurements and Disclosures
</font> ASC Topic 820, the fair value of a financial instrument is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date.&#160;&#160;Fair value is best determined based upon quoted market prices.&#160;&#160;In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques.&#160;&#160;Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows.&#160;&#160;Accordingly, the fair value estimates may not be realized in an immediate settlement of the instrument.
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</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" >
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</div><div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><br />
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</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >ASC Topic 820 provides a consistent definition of fair value, which focuses on exit price in an orderly transaction between market participants at the measurement date under current market conditions.&#160;&#160;If there has been a significant decrease in the volume and level of activity for the asset or liability, a change in valuation technique or the use of multiple valuation techniques may be appropriate.&#160;&#160;In such instances, determining the price at which willing market participants would transact at the measurement date under current market conditions depends on the facts and circumstances and requires the use of significant judgment.&#160;&#160;The fair value is a reasonable point within the range that is most representative of fair value under current market conditions.
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</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >ASC Topic 820 also establishes a three-tier fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value, as follows:
</font>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="display:block;margin-left:36pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Level 1 - Quoted prices (unadjusted) in active markets for identical assets or liabilities that Cornerstone has the ability to access.
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</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="display:block;margin-left:36pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Level 2 - Significant other observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities in active markets, quoted prices in markets that are not active and other inputs that are observable or can be corroborated by observable market data.
</font>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="display:block;margin-left:36pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Level 3 - Significant unobservable inputs that reflect a company&#8217;s own assumptions about the assumptions that market participants would use in pricing an asset or liability.
</font>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >A financial instrument&#8217;s categorization within the valuation hierarchy is based upon the lowest level of input that is significant to the fair value measurement.
</font>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >The following methods and assumptions were used by Cornerstone in estimating fair value disclosures for financial instruments.&#160;&#160;There have been no changes in the methodologies used at June 30, 2011 and December 31, 2010.
</font>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Cash and cash equivalents:
</font>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >The carrying amounts of cash and cash equivalents approximate fair values based on the short-term nature of the assets.
</font>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;"
 >Securities:
</font>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Fair values are estimated using pricing models and discounted cash flows that consider standard input factors such as observable market data, benchmark yields, interest rate volatilities, broker/dealer quotes, and credit spreads.&#160;&#160;Securities classified as available for sale are reported at fair value utilizing Level 2 inputs.
</font>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >The carrying value of Federal Home Loan Bank stock approximates fair value based on the redemption provisions of the Federal Home Loan Bank.
</font>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Loans:
</font>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >For variable-rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying values.&#160;&#160;Fair values for fixed-rate loans are estimated using discounted cash flow analysis, using market interest rates for comparable loans.&#160;&#160;Loans for which it is probable that payment of interest and principal will not be made in accordance with the contractual terms of the loan agreement are considered impaired.&#160;&#160;Once a loan is identified as individually impaired, management measures impairment in accordance with ASC Topic 310, &#8220;<font style="display:inline;font-style:italic;" >Accounting by Creditors for Impairment of a Loan.&#8221;
</font>&#160;&#160;The fair value of impaired loans is estimated using several methods including collateral value, liquidation value and discounted cash flows.
</font>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Those impaired loans not requiring an allowance represent loans for which the fair value of the expected repayments or collateral exceed the recorded investments in such loans.&#160;&#160;At June 30, 2011, substantially all of the total impaired loans were evaluated based on the fair value of collateral.&#160;&#160;In accordance with ASC Topic 820, impaired loans where an allowance is established based on the fair value of collateral require classification in the fair value hierarchy.&#160;&#160;When the fair value of the collateral is based on an observable market price or a current appraised value, Cornerstone records the impaired loan as nonrecurring Level&#160;2.&#160;&#160;When an appraised value is not available or management determines the fair value of the collateral is further impaired below the appraised value and there is no observable market price, Cornerstone records the impaired loan as nonrecurring Level 3.
</font>
</div><div style="margin-left:0pt;text-indent:0pt;margin-right:0pt;" ><div><div style="width:100%;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >
</font>
</div>
</div><div><div><div style="width:100%;text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</div>
</div>
</div>
</div><div style="display:block;text-indent:0pt;" ><div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" >
</div>
</div><div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" >
</div>
</div>
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Cash surrender value of life insurance:
</font>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >The carrying amounts of cash surrender value of life insurance approximate their fair value.&#160;&#160;The carrying amount is based on information received from the insurance carriers indicating the financial performance of the policies and the amount Cornerstone would receive should the policies be surrendered.&#160;&#160;Cornerstone reflects these assets within Level&#160;2 of the valuation hierarchy.
</font>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Foreclosed assets:
</font>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Foreclosed assets, consisting of properties obtained through foreclosure or in satisfaction of loans, is initially recorded at fair value, determined on the basis of current appraisals, comparable sales, and other estimates of value obtained principally from independent sources, adjusted for estimated selling costs.&#160;&#160;At the time of foreclosure, any excess of the loan balance over the fair value of the real estate held as collateral is treated as a charge against the allowance for loan losses.&#160;&#160;Gains or losses on sale and any subsequent adjustment to the fair value are recorded as a component of foreclosed real estate expense.&#160;&#160;Foreclosed assets are included in Level&#160;2 of the valuation hierarchy.
</font>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Deposits:
</font>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >The fair value of deposits with no stated maturity, such as noninterest-bearing and interest-bearing demand deposits, savings deposits, and
 money market accounts, is equal to the amount payable on demand at the reporting date.&#160;&#160;The carrying amounts of variable-rate, fixed-term certificates of deposit approximate their fair values at the reporting date.&#160;&#160;Fair values for fixed-rate certificates of deposit are estimated using a discounted cash flow calculation that applies market interest rates on comparable instruments to a schedule of aggregated expected monthly maturities on time deposits.
</font>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Securities sold under agreements to repurchase:
</font>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >The estimated fair value of these liabilities approximates their carrying value.
</font>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Federal Home Loan Bank advances and other borrowings:
</font>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >The carrying amounts of FHLB advances and other borrowings approximate their fair value.
</font>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Accrued interest:
</font>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >The carrying amounts of accrued interest approximate fair value.
</font>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Commitments to extend credit, letters of credit and lines of credit:
</font>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >The fair value of commitments is estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counterparties.&#160;&#160;For fixed-rate loan commitments, fair value also considers the difference between current levels of interest rates and the committed rates.
</font>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="margin-left:0pt;text-indent:0pt;margin-right:0pt;" ><div><div style="width:100%;text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >
</font>
</div>
</div>
</div><div style="display:block;text-indent:0pt;" ><div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" >
</div>
</div><div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" >
</div>
</div><br />
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Assets and liabilities recorded at fair value on a recurring basis are as follows.
</font>
</div><div style="display:block;text-indent:0pt;" >&#160;
</div><div><div style="text-align:left;" ><table cellspacing="0" cellpadding="0" width="100%" style="font-size:10pt;font-family:times new roman;" ><tr><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Quoted Prices in
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Significant
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Significant
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font
 style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Active Markets
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Other
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Other
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Balance as of
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >for Identical
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Observable
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Unobservable
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >June 30,
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Assets
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Inputs
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Inputs
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >2011
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new
 roman;" >(Level 1)
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >(Level 2)
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >(Level 3)
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Debt securities available for sale:
</font>
</div>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="56%" style="padding-left:5%;text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >U.S. Government agencies
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >4,297,130
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%"
 style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >4,297,130
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="56%" style="padding-left:5%;text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >State and municipal securities
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >21,773,245
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >21,773,245
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="56%" style="padding-left:5%;text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Mortgage-backed securities:
</font>
</div>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="56%" style="padding-left:5%;text-align:left;" ><div style="display:block;margin-left:9pt;text-indent:-9pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;Residential mortgage guaranteed by GNMA
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font
 style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >15,702,881
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >15,702,881
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="56%" style="padding-left:5%;padding-bottom:2px;text-align:left;" ><div style="display:block;margin-left:9pt;text-indent:-9pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;Collateralized mortgage obligations issued or guaranteed by U.S. Government agencies or sponsored agencies
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >67,557,992
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >67,557,992
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="56%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font
 style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="56%" style="padding-left:5%;padding-bottom:4px;text-align:left;" ><div style="display:block;margin-left:9pt;text-indent:-9pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Total securities available for sale
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >109,331,248
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >109,331,248
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</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="56%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;"
 >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="56%" style="padding-left:5%;padding-bottom:4px;text-align:left;" ><div style="display:block;margin-left:9pt;text-indent:-9pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Cash surrender value of life insurance
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1,150,299
</font>
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</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1,150,299
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr>
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</div><div style="text-align:left;" >&#160;
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</font>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="text-align:left;" ><table cellspacing="0" cellpadding="0" width="100%" style="font-size:10pt;font-family:times new roman;" ><tr><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
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</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
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 >&#160;
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</tr><tr><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
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</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
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</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
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</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
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</tr><tr><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >June 30,
</font>
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</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
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</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Inputs
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</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Inputs
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</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;"
 >2011
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >(Level 1)
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >(Level 2)
</font>
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</td><td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >(Level 3)
</font>
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</td><td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="56%" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Impaired loans
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >7,705
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >7,705
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="56%" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Foreclosed assets <font style="display:inline;font-size:8pt;font-style:italic;" >(OREO &amp; Repossessions)
</font>
</font>
</div>
</td><td valign="bottom"
 width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >20,058
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >20,058
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr>
</table>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" ><font style="display:inline;font-size:10pt;" >Loans include impaired loans held for investment for which an allowance for loan losses has been calculated based upon the fair value of the loans at June 30, 2011.&#160;&#160;Losses derived from Level 2 inputs were calculated by models incorporating significant observable market data.
</font><font style="color:black;letter-spacing:3pt;" >&#160;
</font>
</font>
</div><div style="margin-left:0pt;text-indent:0pt;margin-right:0pt;" ><div><div style="width:100%;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >
</font>
</div>
</div><div><div style="width:100%;text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</div>
</div>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="display:block;text-indent:0pt;" ><div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" >
</div>
</div><div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" >
</div>
</div>
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >The carrying amount and estimated fair value of Cornerstone's financial instruments at June 30, 2011 and December 31, 2010 are as follows (in thousands):
</font>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="text-align:left;" ><table cellspacing="0" cellpadding="0" width="100%" style="font-size:10pt;font-family:times new roman;" ><tr><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="6" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >June 30, 2011
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="6" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >December 31, 2010
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Carrying
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Estimated
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font
 style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Carrying
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Estimated
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Amount
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Fair Value
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Amount
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Fair Value
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Assets:
</font>
</div>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="56%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;Cash and cash equivalents
</font>
</div>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >29,904
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >29,904
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font
 style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >22,982
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >22,982
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="56%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;Securities
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >109,413
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >109,415
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >108,346
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >108,349
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="56%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;Federal Home Loan Bank stock
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >2,323
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >2,323
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >2,323
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >2,323
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="56%" ><div
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</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >263,357
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >264,989
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >276,115
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >277,796
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="56%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;Cash surrender value of life insurance
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1,150
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1,150
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1,114
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1,114
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="56%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;Accrued interest receivable
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1,298
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font
 style="display:inline;font-size:10pt;font-family:times new roman;" >1,298
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1,326
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1,326
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="56%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="56%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Liabilities:
</font>
</div>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="56%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font
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</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >42,355
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >42,355
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >28,980
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >28,980
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="56%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;Interest-bearing demand deposits
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >26,262
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >26,262
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >24,834
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >24,834
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="56%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;Savings deposits and money market accounts
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >38,425
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >38,425
</font>
</td><td
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</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >34,042
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >34,042
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="56%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;Time deposits
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >227,879
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >229,978
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >247,591
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >249,990
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="56%" ><div style="display:block;margin-left:18pt;text-indent:-18pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;Federal funds purchased and securities&#160;sold under agreements to repurchase
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >27,011
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >27,011
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >24,325
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times
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</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
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</font>
</div>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="56%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;&#160;&#160;&#160;and other borrowings
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >48,480
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >48,480
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >54,715
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >54,715
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="56%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;Accrued interest payable
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >180
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font
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</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >180
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >177
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >177
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="56%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
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</div>
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</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font
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</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="56%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Commitments to extend credit
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
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                <p>The entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information.</p>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EYG">
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        <td class="text"><div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-weight:bold;font-size:10pt;font-family:times new roman;" >Note 2. Stock Based Compensation
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</td><td valign="bottom" width="9%" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Average
</font>
</div>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" width="58%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;"
 >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Weighted
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Contractual
</font>
</div>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" width="58%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Average
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Remaining
</font>
</div>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Aggregate
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" width="58%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Exercisable
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Term
</font>
</div>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Intrinsic
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" width="58%" style="padding-bottom:2px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Number
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Price
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >(in years)
</font>
</div>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px
 solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Value
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="58%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Outstanding at December 31, 2010
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >520,900
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >5.79
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" style="text-align:right;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >4.0 Years
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="58%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;&#160;&#160;Granted
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >211,000
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1.70
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" style="text-align:right;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >9.9 Years
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="58%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;&#160;&#160;Exercised
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" ><font style="display:inline;font-size:8pt;font-family:times new
 roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="58%" style="padding-bottom:2px;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;&#160;&#160;Forfeited
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >149,300
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >4.59
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" style="padding-bottom:2px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="58%" style="padding-bottom:4px;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Outstanding at June 30, 2011
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >582,600
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >4.63
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" style="padding-bottom:4px;text-align:right;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >6.2 Years
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="58%" style="padding-bottom:4px;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Options exercisable at June 30, 2011
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >296,915
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%"
 style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >6.66
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" style="padding-bottom:4px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr>
</table>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >The weighted average grant date fair value of stock options granted during the six months ended June 30, 2011 was $0.83.&#160;&#160;This was determined using the Black-Scholes option pricing model with the following weighted-average assumptions:
</font>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="text-align:left;" ><table cellspacing="0" cellpadding="0" width="30%" style="font-size:10pt;font-family:times new roman;" ><tr style="background-color:#ccffcc;" ><td valign="top" width="15%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Dividend yield
</font>
</div>
</td><td valign="top" width="15%" style="text-align:right;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >0.0%
</font>
</div>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="top" width="15%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Expected life
</font>
</div>
</td><td valign="top" width="15%" style="text-align:right;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >7.0 Years
</font>
</div>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="top" width="15%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Expected volatility
</font>
</div>
</td><td valign="top" width="15%" style="text-align:right;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >43.11%
</font>
</div>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="top" width="15%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Risk-free interest rate
</font>
</div>
</td><td valign="top" width="15%" style="text-align:right;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >2.81%
</font>
</div>
</td>
</tr>
</table>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="display:block;margin-left:0pt;text-indent:9pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" ><font style="display:inline;font-style:italic;" >Board of Directors Plan
</font>-Cornerstone has a stock option plan under which members of the Board of Directors, at the formation of the Bank, were granted options to purchase a total of up to 600,000 shares of the Bank's common stock.&#160;&#160;On October&#160;15, 1997, the Bank stock options were converted to Cornerstone stock options.&#160;&#160;Only non-qualified stock options may be granted under the plan.&#160;&#160;The exercise price of each option equals the market price of Cornerstone&#8217;s stock on the date of grant and the maximum term is ten years.&#160;&#160;Vesting is 50% on the first anniversary of the grant date and 100% on the second anniversary of the grant date.&#160;&#160;At June 30, 2011, there was no remaining compensation cost to be recognized on non-vested options.&#160;&#160;A summary of the status of this stock option plan is presented in the following table:
</font>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="text-align:left;" ><table cellspacing="0" cellpadding="0" width="100%" style="font-size:10pt;font-family:times new roman;" ><tr><td valign="bottom" width="58%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font
 style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Weighted-
</font>
</div>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" width="58%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Average
</font>
</div>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" width="58%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Weighted
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Contractual
</font>
</div>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" width="58%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Average
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Remaining
</font>
</div>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Aggregate
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" width="58%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font
 style="display:inline;font-size:10pt;font-family:times new roman;" >Exercisable
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Term
</font>
</div>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Intrinsic
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" width="58%" style="padding-bottom:2px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Number
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Price
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >(in years)
</font>
</div>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Value
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="58%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Outstanding at December 31, 2010
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >100,250
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >9.42
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" style="text-align:right;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >5.7 Years
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="58%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;&#160;&#160;Granted
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%"
 style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
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</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
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</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
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</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="38%" style="padding-bottom:2px;text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Unrealized holding gains
</font><font style="display:inline;font-size:10pt;font-family:times new roman;" >on securities available for sale,
</font><font style="display:inline;font-size:10pt;font-family:times new roman;" >net of reclassification
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >548,868
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font
 style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >804,973
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="38%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="38%" style="padding-bottom:4px;text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Comprehensive income
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >690,155
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >823,118
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr>
</table>
</div><div style="display:block;text-indent:0pt;" >&#160;
</div>
</div><div style="text-align:left;" ><table cellspacing="0" cellpadding="0" width="60%" style="font-size:10pt;font-family:times new roman;" ><tr><td valign="bottom" width="38%" style="padding-bottom:2px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="20%" colspan="6" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Six Months Ended
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" width="38%" style="padding-bottom:2px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="20%" colspan="6" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >June 30,
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" width="38%" style="padding-bottom:2px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >2011
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >2010
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font
 style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="38%" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Net income
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >393,562
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >361,933
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="38%" style="padding-bottom:2px;text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Unrealized holding gains on securities available for sale, net of reclassification
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >895,570
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1,187,951
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="38%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="38%" style="padding-bottom:4px;text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Comprehensive income
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1,289,132
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1,549,884
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr>
</table>
</div><div style="display:block;text-indent:0pt;" ><div style="margin-left:0pt;text-indent:0pt;margin-right:0pt;" ><div><div style="width:100%;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >
</font>
</div>
</div><div><div
 style="width:100%;text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</div>
</div>
</div>
</div><div style="display:block;text-indent:0pt;" ><div><div><table cellspacing="0" cellpadding="0" width="100%" style="font-size:10pt;font-family:times new roman;" ><tr><td valign="top" width="29%" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" >
</div>
</td>
</tr><tr><td valign="top" width="29%" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" >
</div>
</td>
</tr><tr><td valign="top" width="29%" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" >
</div>
</td>
</tr>
</table><div style="text-align:left;" ><table cellspacing="0" cellpadding="0" width="100%" style="font-size:10pt;font-family:times new roman;" ><tr><td valign="bottom" width="31%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-weight:bold;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="67%" colspan="22" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-weight:bold;font-size:10pt;font-family:times new roman;" >Three months ended
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-weight:bold;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" width="31%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-weight:bold;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="67%" colspan="22" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-weight:bold;font-size:10pt;font-family:times new roman;" >June 30
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-weight:bold;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" width="31%" style="border-bottom:black 2px solid;text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-style:italic;font-family:times new roman;" >(Amounts in thousands)
</font>
</div>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="4%" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="31%" style="padding-bottom:2px;text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Assets
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="31%" colspan="10" style="border-bottom:black 2px solid;text-align:center;" ><font style="display:inline;font-weight:bold;font-size:10pt;font-family:times new roman;" >2011
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="4%"
 style="padding-bottom:2px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="31%" colspan="10" style="border-bottom:black 2px solid;text-align:center;" ><font style="display:inline;font-weight:bold;font-size:10pt;font-family:times new roman;" >2010
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" width="31%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Average
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Income/
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Yield/
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="4%" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Average
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Income/
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Yield/
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="31%" style="padding-bottom:2px;text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Earning assets:
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Balance
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Expense
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Rate
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="4%" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Balance
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;"
 >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Expense
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Rate
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="31%" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Loans, net of unearned income
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >271,952
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >4,521
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >6.67
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >%
</font>
</td><td valign="bottom" width="4%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >321,455
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >5,494
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >6.86
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >%
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="31%" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Investment securities
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >119,751
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >621
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td
 valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >2.36
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >%
</font>
</td><td valign="bottom" width="4%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >151,220
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1,216
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >3.44
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >%
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="31%" style="padding-bottom:2px;text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Other earning assets
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >24,902
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >17
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >0.28
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >%
</font>
</td><td valign="bottom" width="4%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >33,957
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >22
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >0.26
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new
 roman;" >%
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="31%" style="padding-bottom:4px;text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;Total earning assets
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >416,605
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >5,159
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >5.05
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >%
</font>
</td><td valign="bottom" width="4%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >506,632
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >6,732
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >5.39
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >%
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="31%" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Allowance for loan losses
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >(7,285
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >)
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="4%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new
 roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >(6,797
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >)
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="31%" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Cash and other assets
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >36,152
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="4%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >29,821
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="31%" style="padding-bottom:4px;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >TOTAL ASSETS
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >445,472
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;" ><font style="display:inline;font-size:8pt;font-family:times
 new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="4%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >529,656
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="31%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="4%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font
 style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="31%" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Liabilities and Shareholders' Equity
</font>
</div>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="4%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="31%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="4%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font
 style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="31%" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Interest-bearing liabilities:
</font>
</div>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="4%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="31%" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Interest-bearing demand deposits
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >28,402
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >23
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >0.33
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;"
 >%
</font>
</td><td valign="bottom" width="4%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >42,565
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >36
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >0.34
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >%
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="31%" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Savings deposits
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >9,938
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >13
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >0.51
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >%
</font>
</td><td valign="bottom" width="4%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >9,090
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >12
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >0.51
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >%
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="31%" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >MMDA's
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >25,927
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font
 style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >64
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >0.99
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >%
</font>
</td><td valign="bottom" width="4%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >21,952
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >52
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >0.95
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >%
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="31%" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Time deposits
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >236,873
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1,012
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1.71
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >%
</font>
</td><td valign="bottom" width="4%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >299,720
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1,619
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;"
 >2.17
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >%
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="31%" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Federal funds purchased and securities
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="4%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="31%" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;sold under agreements to repurchase
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >24,288
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >34
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >0.56
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >%
</font>
</td><td valign="bottom" width="4%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >23,807
</font>
</td><td valign="bottom" nowrap="nowrap"
 width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >32
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >0.54
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >%
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="31%" style="padding-bottom:2px;text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Other borrowings
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >50,678
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >545
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >4.32
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >%
</font>
</td><td valign="bottom" width="4%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >69,833
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >760
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >4.36
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >%
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="31%" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;Total interest-bearing liabilities
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >376,107
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td
 valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1,691
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1.80
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >%
</font>
</td><td valign="bottom" width="4%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >466,967
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >2,511
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >2.16
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >%
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="31%" style="padding-bottom:4px;text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Net interest spread
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >3,468
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >3.25
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >%
</font>
</td><td valign="bottom" width="4%" style="padding-bottom:4px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >4,221
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%"
 style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >3.24
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >%
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="31%" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Noninterest-bearing demand deposits
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >41,486
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="4%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >39,061
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="31%" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Accrued expenses and other liabilities
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >167
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="4%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;"
 >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >(5,477
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >)
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="31%" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Shareholders' equity
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >27,712
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="4%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >29,105
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="31%" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >TOTAL LIABILITIES AND
</font>
</div>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font
 style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="4%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="31%" style="padding-bottom:4px;text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;SHAREHOLDERS' EQUITY
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >445,472
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="4%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >529,656
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" ><font
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</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="31%" style="padding-bottom:4px;text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Net yield on earning assets
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >3.42
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >%
</font>
</td><td valign="bottom" width="4%" style="padding-bottom:4px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >3.41
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >%
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="31%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="4%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font
 style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="31%" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Taxable equivalent adjustment:
</font>
</div>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="4%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="31%" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;Loans
</font>
</div>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >0
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%"
 style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="4%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >0
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="31%" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;Investment securities
</font>
</div>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >85
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="4%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >81
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="31%" style="padding-bottom:4px;text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total adjustment
</font>
</div>
</td><td valign="bottom" width="1%"
 style="padding-bottom:4px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >85
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="4%" style="padding-bottom:4px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >81
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr>
</table>
</div>
</div>
</div><div style="margin-left:0pt;text-indent:0pt;margin-right:0pt;" ><div><div style="width:100%;text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >
</font>
</div>
</div>
</div><div>
</div><div><div style="text-align:right;" ><table cellspacing="0" cellpadding="0" width="100%" style="font-size:10pt;font-family:times new roman;" ><tr><td valign="top" width="27%" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" >
</div>
</td>
</tr><tr><td valign="top" width="35%" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" >
</div>
</td>
</tr><tr><td valign="top" width="35%" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >
</font>
</div>
</td>
</tr>
</table><div>&#160;
</div><div style="text-align:left;" ><table cellspacing="0" cellpadding="0" width="100%" style="font-size:10pt;font-family:times new roman;" ><tr><td valign="bottom" width="31%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-weight:bold;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="67%" colspan="22" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-weight:bold;font-size:10pt;font-family:times new roman;" >Six months ended
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-weight:bold;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" width="31%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-weight:bold;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="67%" colspan="22" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-weight:bold;font-size:10pt;font-family:times new roman;" >June 30
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-weight:bold;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" width="31%" style="border-bottom:black 2px solid;text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font
 style="display:inline;font-size:10pt;font-style:italic;font-family:times new roman;" >(Amounts in thousands)
</font>
</div>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="4%" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="31%" style="padding-bottom:2px;text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Assets
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;" ><font style="display:inline;font-weight:bold;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="31%" colspan="10" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-weight:bold;font-size:10pt;font-family:times new roman;" >2011
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-weight:bold;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="4%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-weight:bold;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="31%" colspan="10" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-weight:bold;font-size:10pt;font-family:times new roman;" >2010
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" width="31%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Average
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Income/
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Yield/
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="4%" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td
 valign="bottom" width="9%" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Average
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Income/
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Yield/
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="31%" style="padding-bottom:2px;text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Earning assets:
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Balance
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Expense
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Rate
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="4%" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Balance
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Expense
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Rate
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="31%" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Loans, net of unearned income
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >278,090
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;"
 >9,160
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >6.64
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >%
</font>
</td><td valign="bottom" width="4%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >325,715
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >11,442
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >7.08
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >%
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="31%" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Investment securities
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >114,825
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1,190
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >2.39
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >%
</font>
</td><td valign="bottom" width="4%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >143,072
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >2,346
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >3.52
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >%
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="31%" style="padding-bottom:2px;text-align:left;" ><div
 style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Other earning assets
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >23,959
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >28
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >0.24
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >%
</font>
</td><td valign="bottom" width="4%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >39,927
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >45
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >0.23
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >%
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="31%" style="padding-bottom:4px;text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;Total earning assets
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >416,874
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >10,378
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >5.10
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >%
</font>
</td><td
 valign="bottom" width="4%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >508,714
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >13,833
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >5.55
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >%
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="31%" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Allowance for loan losses
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >(8,173
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >)
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="4%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >(6,397
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >)
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="31%" style="padding-bottom:2px;text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Cash and other assets
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%"
 style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >32,967
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="4%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >29,653
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="31%" style="padding-bottom:4px;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >TOTAL ASSETS
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >441,668
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="4%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >531,970
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;" ><font
 style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="31%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="4%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="31%" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Liabilities and Shareholders' Equity
</font>
</div>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font
 style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="4%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="31%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="4%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="31%" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Interest-bearing liabilities:
</font>
</div>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font
 style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="4%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="31%" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Interest-bearing demand deposits
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >27,998
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >45
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >0.32
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >%
</font>
</td><td valign="bottom" width="4%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >35,277
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >66
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >0.38
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >%
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="31%"
 style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Savings deposits
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >9,720
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >25
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >0.51
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >%
</font>
</td><td valign="bottom" width="4%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >8,910
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >23
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >0.51
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >%
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="31%" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >MMDA's
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >25,186
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >123
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >0.99
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >%
</font>
</td><td valign="bottom" width="4%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >22,830
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;"
 >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >108
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >0.96
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >%
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="31%" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Time deposits
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >240,427
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >2,064
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1.73
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >%
</font>
</td><td valign="bottom" width="4%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >303,357
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >3,303
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >2.20
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >%
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="31%" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Federal funds purchased and securities
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%"
 style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="4%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="31%" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;sold under agreements to repurchase
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >23,461
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >65
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >0.56
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >%
</font>
</td><td valign="bottom" width="4%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >23,723
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >68
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >0.57
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >%
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="31%" style="padding-bottom:2px;text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Other borrowings
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%"
 style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >52,507
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1,125
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >4.32
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >%
</font>
</td><td valign="bottom" width="4%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >71,063
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1,539
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >4.37
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >%
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="31%" style="padding-bottom:2px;text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;Total interest-bearing liabilities
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >379,299
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >3,447
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1.83
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >%
</font>
</td><td valign="bottom" width="4%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:2px;text-align:right;" ><font
 style="display:inline;font-size:10pt;font-family:times new roman;" >465,160
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >5,107
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >2.21
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >%
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="31%" style="padding-bottom:4px;text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Net interest spread
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >6,931
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >3.27
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >%
</font>
</td><td valign="bottom" width="4%" style="padding-bottom:4px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >8,726
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >3.33
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >%
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="31%" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Noninterest-bearing demand deposits
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >35,259
</font>
</td><td
 valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="4%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >43,610
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="31%" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Accrued expenses and other liabilities
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >(91
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >)
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="4%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >(5,688
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >)
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%"
 style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="31%" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Shareholders' equity
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >27,200
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="4%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >28,888
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="31%" style="padding-bottom:2px;text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >TOTAL LIABILITIES AND
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="4%" style="padding-bottom:2px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;"
 >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="31%" style="padding-bottom:4px;text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;SHAREHOLDERS' EQUITY
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >441,668
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="4%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >531,970
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="31%" style="padding-bottom:4px;text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Net yield on earning assets
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" ><font
 style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >3.44
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >%
</font>
</td><td valign="bottom" width="4%" style="padding-bottom:4px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >3.52
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >%
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="31%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="4%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td
 valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="31%" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Taxable equivalent adjustment:
</font>
</div>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
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</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
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</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="4%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
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</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
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</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >0
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</font>
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</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
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</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
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</font>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for comprehensive income.  Includes, but is not limited to,  the following:  1) the amount of income tax expense or benefit allocated to each component of other comprehensive income, including reclassification adjustments, 2) the reclassification adjustments for each classification of other comprehensive income and 3) the ending accumulated balances for each component of comprehensive income. Components of comprehensive income include: (1) foreign currency translation adjustments; (2) gains (losses) on foreign currency transactions that are designated as, and are effective as, economic hedges of a net investment in a foreign entity; (3) gains (losses) on intercompany foreign currency transactions that are of a long-term-investment nature, when the entities to the transaction are consolidated, combined, or accounted for by the equity method in the reporting enterprise's financial statements; (4) change in the market value of a futures contract that qualifies as a hedge of an asset reported at fair value; (5) unrealized holding gains (losses) on available-for-sale securities and that resulting from transfers of debt securities from the held-to-maturity category to the available-for-sale category; (6) a net loss recognized as an additional pension liability not yet recognized as net periodic pension cost; and (7)  the net gain (loss) and net prior service cost or credit for pension plans and other postretirement benefit plans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>20
<FILENAME>R6.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0E52AG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Consolidated Statements of Cash Flows (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="2">6 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Jun. 30, 2011</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>CASH FLOWS FROM OPERATING ACTIVITIES</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
        <td class="nump">$ 393,562<span></span></td>
        <td class="nump">$ 361,933<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>Adjustments to reconcile net income to net cash provided by operating activities:</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepreciationAndAmortization', window );">Depreciation and amortization</a></td>
        <td class="nump">155,415<span></span></td>
        <td class="nump">233,564<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Provision for loan losses</a></td>
        <td class="nump">30,000<span></span></td>
        <td class="nump">2,480,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensation', window );">Stock compensation expense</a></td>
        <td class="nump">39,570<span></span></td>
        <td class="nump">37,306<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_csbq_OtherGainsAndLossesNet', window );">Other (gains) and losses, net</a></td>
        <td class="nump">858,143<span></span></td>
        <td class="num">(386,195)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract', window );"><strong>Changes in other operating assets and liabilities:</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInLoansHeldForSale', window );">Net change in loans held for sale</a></td>
        <td class="num">(298,500)<span></span></td>
        <td class="num">(371,000)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet', window );">Accrued interest receivable</a></td>
        <td class="nump">28,874<span></span></td>
        <td class="num">(141,737)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInInterestPayableNet', window );">Accrued interest payable</a></td>
        <td class="nump">3,462<span></span></td>
        <td class="nump">23,222<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet', window );">Other assets and liabilities</a></td>
        <td class="nump">818,835<span></span></td>
        <td class="nump">26,417<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivities', window );">Net cash provided by operating activities</a></td>
        <td class="nump">2,029,361<span></span></td>
        <td class="nump">2,263,510<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract', window );"><strong>CASH FLOWS FROM INVESTING ACTIVITIES</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities', window );">Securities available for sale</a></td>
        <td class="nump">689,587<span></span></td>
        <td class="nump">50,499,955<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities', window );">Securities held to maturity</a></td>
        <td class="nump">13,872<span></span></td>
        <td class="nump">20,266<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireAvailableForSaleSecurities', window );">Purchase of securities available for sale</a></td>
        <td class="num">(250,000)<span></span></td>
        <td class="num">(53,138,697)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock', window );">Purchase of Federal Home Loan Bank stock</a></td>
        <td class="nump">0<span></span></td>
        <td class="num">(93,700)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromLoanAndLeaseOriginationsAndPrincipalCollections', window );">Loan originations and principal collections, net</a></td>
        <td class="nump">3,235,943<span></span></td>
        <td class="nump">12,633,191<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment', window );">Purchase of bank premises and equipment</a></td>
        <td class="nump">92,018<span></span></td>
        <td class="num">(2,299)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment', window );">Proceeds from sale of bank premises and equipment</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">199,664<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_csbq_ProceedsFromSaleOfOtherRealEstateAndOtherAssets', window );">Proceeds from sale of other real estate and other assets</a></td>
        <td class="nump">3,474,865<span></span></td>
        <td class="nump">4,516,827<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivities', window );">Net cash provided by investing activities</a></td>
        <td class="nump">7,256,285<span></span></td>
        <td class="nump">14,635,207<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract', window );"><strong>CASH FLOWS FROM FINANCING ACTIVITIES</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInDeposits', window );">Net (decrease) in deposits</a></td>
        <td class="num">(526,125)<span></span></td>
        <td class="num">(4,093,656)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet', window );">Net increase / (decrease) in federal funds purchased and securities sold under agreements to repurchase</a></td>
        <td class="nump">2,685,897<span></span></td>
        <td class="num">(2,216,720)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_csbq_NetPaymentsOnFederalHomeLoanBankAdvancesAndOtherBorrowings', window );">Net payments on Federal Home Loan Bank advances and other borrowings</a></td>
        <td class="num">(6,235,000)<span></span></td>
        <td class="num">(5,100,000)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsPreferredStock', window );">Payment of dividends on preferred stock</a></td>
        <td class="num">(92,325)<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock', window );">Issuance of preferred stock</a></td>
        <td class="nump">1,804,092<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivities', window );">Net cash used in financing activities</a></td>
        <td class="num">(2,363,461)<span></span></td>
        <td class="num">(11,410,376)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease', window );">NET INCREASE IN CASH AND CASH EQUIVALENTS</a></td>
        <td class="nump">6,922,185<span></span></td>
        <td class="nump">5,488,341<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">CASH AND CASH EQUIVALENTS, beginning of period</a></td>
        <td class="nump">22,981,952<span></span></td>
        <td class="nump">38,202,205<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">CASH AND CASH EQUIVALENTS, end of period</a></td>
        <td class="nump">29,904,137<span></span></td>
        <td class="nump">43,690,546<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SupplementalCashFlowInformationAbstract', window );"><strong>SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestPaid', window );">Cash paid during the period for interest</a></td>
        <td class="nump">3,443,097<span></span></td>
        <td class="nump">5,083,934<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxesPaid', window );">Cash paid during the period for taxes</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">500,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract', window );"><strong>NONCASH INVESTING AND FINANCING ACTIVITIES</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RealEstateAcquisitionsThroughForeclosures', window );">Acquisition of real estate through foreclosure</a></td>
        <td class="nump">$ 9,838,317<span></span></td>
        <td class="nump">$ 4,365,571<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_csbq_NetPaymentsOnFederalHomeLoanBankAdvancesAndOtherBorrowings">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash outflow associated with Federal Home Loan Bank Advances and other borrowings made during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>csbq_NetPaymentsOnFederalHomeLoanBankAdvancesAndOtherBorrowings</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>csbq</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_csbq_OtherGainsAndLossesNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net other (gain) losses resulting from a sale of other assets , loans, including adjustments to record loans classified as held-for-sale at the lower-of-cost-or-market and fair value adjustments to loan held for investment purposes.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>csbq_OtherGainsAndLossesNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>csbq</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_csbq_ProceedsFromSaleOfOtherRealEstateAndOtherAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with the sale of other real estate and sales of other assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>csbq_ProceedsFromSaleOfOtherRealEstateAndOtherAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>csbq</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Includes currency on hand as well as demand deposits with banks or financial institutions. It also includes other kinds of accounts that have the general characteristics of demand deposits in that the Entity may deposit additional funds at any time and also effectively may withdraw funds at any time without prior notice or penalty. Cash equivalents, excluding items classified as marketable securities, include short-term, highly liquid investments that are both readily convertible to known amounts of cash, and so near their maturity that they present minimal risk of changes in value because of changes in interest rates. Generally, only investments with original maturities of three months or less qualify under that definition. Original maturity means original maturity to the entity holding the investment. For example, both a three-month US Treasury bill and a three-year Treasury note purchased three months from maturity qualify as cash equivalents. However, a Treasury note purchased three years ago does not become a cash equivalent when its remaining maturity is three months. Compensating balance arrangements that do not legally restrict the withdrawal or usage of cash amounts may be reported as Cash and Cash Equivalents, while legally restricted deposits held as compensating balances against borrowing arrangements, contracts entered into with others, or company statements of intention with regard to particular deposits are not generally reported as cash and cash equivalents. Includes cash and cash equivalents associated with the entity's continuing operations. Excludes cash and cash equivalents associated with the disposal group (and discontinued operation).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 1<br> -Article 5<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 7<br> -Footnote 1<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3044-108585<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 8, 9<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6361293&amp;loc=d3e6676-107765<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Cash<br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 7, 26<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Cash Equivalents<br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsAtCarryingValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in cash and cash equivalents. While for technical reasons this element has no balance attribute, the default assumption is a debit balance consistent with its label.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 26<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepreciationAndAmortization">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The current period expense charged against earnings on long-lived, physical assets not used in production, and which are not intended for resale, to allocate or recognize the cost of such assets over their useful lives; or to record the reduction in book value of an intangible asset over the benefit period of such asset; or to reflect consumption during the period of an asset that is not used in production.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 28<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Principles Board Opinion (APB)<br> -Number 12<br> -Paragraph 5<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DepreciationAndAmortization</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendsPreferredStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Equity impact of aggregate cash, stock, and paid-in-kind dividends declared for preferred shareholders during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 405<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6957935&amp;loc=d3e64057-112817<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 3<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Statement of Position (SOP)<br> -Number 01-6<br> -Paragraph 14<br> -Subparagraph l<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DividendsPreferredStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxesPaid">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of cash paid during the current period to foreign, federal, state, and local authorities as taxes on income.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 25<br> -Subparagraph (f)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3536-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 29<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 27<br> -Subparagraph f<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4297-108586<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxesPaid</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in the amount due from borrowers for interest payments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 28<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInDeposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash inflow or outflow for the increase (decrease) in the beginning and end of period deposits balances.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-DEP<br> -Chapter 13<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3095-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 230<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6477933&amp;loc=d3e60009-112784<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInDeposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash inflow or outflow from the fund lent to other financial institution arising from the excess in reserve deposited at Federal Reserve Bank to meet legal requirement. This borrowing is usually contracted on an overnight basis at an agreed rate of interest. Also include cash inflow or outflow from investment sold under the agreement to reacquire such investment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 26, 31<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 9<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3098-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3095-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Balance Type:</strong></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in interest payable, which represents the amount owed to note holders, bond holders, and other parties for interest earned on loans or credit extended to the reporting entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 28<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInInterestPayableNet</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Balance Type:</strong></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in the value of loans or securitized loans that are held with the intention to sell in the near future.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 21<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3461-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 102<br> -Paragraph 9<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 3, 15, 16, 17, 22, 23, 147, 148, 149<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 230<br> -Section 55<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6587932&amp;loc=d3e60097-112785<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInLoansHeldForSale</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInOperatingCapitalAbstract</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td>xbrli:stringItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td>duration</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in other assets used in operating activities less other operating liabilities used in operating activities not separately disclosed in the statement of cash flows. May include changes in other current assets and liabilities, other noncurrent assets and liabilities, or a combination of other current and noncurrent assets and liabilities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 28<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of cash paid for interest during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 29<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 25<br> -Subparagraph (e)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3536-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4297-108586<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestPaid</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash inflow or outflow from financing activity for the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 26<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 26<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3574-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInFinancingActivities</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td>duration</td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td>xbrli:stringItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td>duration</td>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInInvestingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash inflow or outflow from investing activity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 26<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 26<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3574-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInInvestingActivities</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash from (used in) all of the entity's operating activities, including those of discontinued operations, of the reporting entity. Operating activities generally involve producing and delivering goods and providing services. Operating activity cash flows include transactions, adjustments, and changes in value that are not defined as investing or financing activities. While for technical reasons this element has no balance attribute, the default assumption is a debit balance consistent with its label.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 25<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3536-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 28<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 26<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInOperatingActivities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.22)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.18)<br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph 38<br> -Subparagraph a<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=6920043&amp;loc=d3e565-108580<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph A7<br> -Appendix A<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 130<br> -Paragraph 10, 15<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Other Comprehensive Income<br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph 38<br> -Subparagraph d<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Emerging Issues Task Force (EITF)<br> -Number 87-21<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Net Income<br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.19)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 5<br> -Section 03<br> -Paragraph 19<br><br>Reference 15: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 28, 29, 30<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 16: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 20<br> -Article 9<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash outflow or inflow of federal home loan bank stock during the period. Federal Home Loan Bank (or Federal Reserve Bank) stock is an equity interest in a Federal Home Loan Bank (or Federal Reserve Bank).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 17<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 16<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireAvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow to acquire debt and equity securities not classified as either held-to-maturity securities or trading securities which would be classified as available-for-sale securities and reported at fair value, with unrealized gains and losses excluded from earnings and reported in a separate component of shareholders' equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 17<br> -Subparagraph a<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Investing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 15<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -Subparagraph (a),(b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3213-108585<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 17<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 18<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToAcquireAvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow associated with the acquisition of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale; includes cash outflows to pay for construction of self-constructed assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3213-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 15<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 17<br> -Subparagraph c<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Investing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToAcquirePropertyPlantAndEquipment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Proceeds from issuance of capital stock which provides for a specific dividend that is paid to the shareholders before any dividends to common stockholders and which takes precedence over common stockholders in the event of liquidation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3255-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 18<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 19<br> -Subparagraph a<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Financing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromLoanAndLeaseOriginationsAndPrincipalCollections">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow or outflow related to a loan origination (the process when securing a mortgage for a piece of real property), lease origination, and principal collections. It is through the origination process that the terms of the mortgage agreement (amount of loan, interest rate, compounding frequency, etc) or lease are established and the involved parties legally bind themselves to the transaction.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 102<br> -Paragraph 9<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 13<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3179-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromLoanAndLeaseOriginationsAndPrincipalCollections</nobr></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with the maturity, prepayments and calls (requests for early payments) of debt securities designated as held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3179-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 15<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 16<br> -Subparagraph a<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Investing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities</nobr></td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with the sale of debt and equity securities classified as available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 16<br> -Subparagraph a<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Investing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 15<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 16<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 18<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -Subparagraph (a),(b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3179-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow from the sale of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3179-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 15<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 16<br> -Subparagraph c<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Investing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanAndLeaseLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The sum of the periodic provision charged to operations, based on an assessment of the uncollectibility of the loan and lease portfolio, the offset to which is either added to or deducted from the allowance account for the purpose of reducing loan receivable and leases to an amount that approximates their net realizable value (the amount expected to be collected).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.11)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 9<br> -Section 04<br> -Paragraph 11<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-DEP<br> -Chapter 5<br> -Paragraph 168, 169, 170<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProvisionForLoanAndLeaseLosses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RealEstateAcquisitionsThroughForeclosures">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of real estate investments acquired through foreclosure during the period. Title through foreclosure occurs in a legal proceeding in which a secured creditor obtains title typically by bidding the amount of debt owed to it after the borrower has defaulted on the debt instrument.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 970<br> -SubTopic 360<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.12-28.4)<br> -URI http://asc.fasb.org/extlink&amp;oid=6590653&amp;loc=d3e638233-123024<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph c<br> -Subparagraph Schedule III<br> -Article 5<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 28<br> -Article 12<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 205<br> -SubTopic 10<br> -Section S99<br> -Paragraph 6<br> -Subparagraph (SX 210.5-04.(c) Schedule III)<br> -URI http://asc.fasb.org/extlink&amp;oid=6882300&amp;loc=d3e5864-122674<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_RealEstateAcquisitionsThroughForeclosures</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensation">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of noncash, equity-based employee remuneration. This may include the value of stock or unit options, amortization of restricted stock or units, and adjustment for officers' compensation. As noncash, this element is an add back when calculating net cash generated by operating activities using the indirect method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 28<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensation</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td>duration</td>
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        <tr>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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                    <td><nobr>us-gaap_SupplementalCashFlowInformationAbstract</nobr></td>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EYG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Securities<br></strong></div>
        </th>
        <th class="th" colspan="1">6 Months Ended</th>
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      <tr>
        <th class="th">
          <div>Jun. 30, 2011</div>
        </th>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract', window );"><strong>Investments, Debt and Equity Securities [Abstract]</strong></a></td>
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      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock', window );">Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]</a></td>
        <td class="text"><div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-weight:bold;font-size:10pt;font-family:times new roman;" >Note 3. Securities
</font>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >The amortized cost and fair value of securities available-for-sale and held-to-maturity at June 30, 2011 and December 31, 2010 are summarized as follows:
</font>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div><div style="display:block;text-indent:0pt;" ><br />
</div><div><div style="text-align:left;" ><table cellspacing="0" cellpadding="0" width="100%" style="font-size:10pt;font-family:times new roman;" ><tr><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="14" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >June 30, 2011
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Gross
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Gross
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Amortized
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Unrealized
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Unrealized
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Fair
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" style="padding-bottom:2px;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Debt securities available-for-sale:
</font>
</div>
</td><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Cost
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;"
 ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Gains
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Losses
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Value
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="56%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;U.S. Government agencies
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >4,282,294
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >14,836
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >4,297,130
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="56%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="56%"
 ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;State and municipal securities
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >21,108,697
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >702,072
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >(37,524
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >)
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >21,773,245
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="56%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="56%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;Mortgage-backed securities:
</font>
</div>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font
 style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="56%" ><div style="display:block;margin-left:18pt;text-indent:-27pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Residential mortgage guaranteed by GNMA
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >15,453,645
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >252,356
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >(3,120
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >)
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >15,702,881
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="56%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="56%" style="padding-bottom:2px;text-align:left;" ><div style="display:block;margin-left:18pt;text-indent:-27pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;"
 >&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Collateralized mortgage obligations issued or guaranteed by U.S. Government agencies or sponsored agencies
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >67,554,290
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >224,307
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >(220,605
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >)
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >67,557,992
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="56%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="56%" style="padding-bottom:4px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >108,398,926
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td
 valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1,193,571
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >(261,249
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >)
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >109,331,248
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="56%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="56%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Debt securities held to maturity:
</font>
</div>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom"
 nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="56%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;&#160;&#160;Mortgage-backed securities:
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</div>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="56%" style="padding-bottom:4px;text-align:left;" ><div style="display:block;margin-left:18pt;text-indent:-27pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Residential mortgage guaranteed by GNMA
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >81,534
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >2,300
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >83,834
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr>
</table>
</div>
</div>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="display:block;text-indent:0pt;" ><div style="text-align:left;" ><table cellspacing="0" cellpadding="0" width="100%" style="font-size:10pt;font-family:times new roman;" ><tr><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="14" style="border-bottom:black 2px solid;" ><div
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</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Gross
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Gross
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Amortized
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Unrealized
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Unrealized
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Fair
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" style="padding-bottom:2px;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Debt securities available-for-sale:
</font>
</div>
</td><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Cost
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Gains
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Losses
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font
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</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="56%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;U.S. Government agencies
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >4,571,444
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >15,635
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >4,587,079
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="56%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="56%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;State and municipal securities
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >20,868,771
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%"
 style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >191,429
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >(323,988
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >)
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >20,736,212
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="56%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="56%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;Mortgage-backed securities:
</font>
</div>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="56%" style="text-align:left;" ><div
 style="display:block;margin-left:18pt;text-indent:-27pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Residential mortgage guaranteed by GNMA
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >18,747,272
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >130,609
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >(24,856
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >)
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >18,853,025
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="56%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="56%" style="padding-bottom:2px;text-align:left;" ><div style="display:block;margin-left:18pt;text-indent:-27pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Collateralized mortgage obligations issued or guaranteed by U.S. Government agencies or sponsored agencies
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >64,575,092
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom"
 width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >135,479
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >(636,453
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >)
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >64,074,118
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="56%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="56%" style="padding-bottom:4px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >108,762,579
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >473,152
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >(985,297
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >)
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom"
 width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >108,250,434
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="56%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="56%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Debt securities held to maturity:
</font>
</div>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="56%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;&#160;&#160;Mortgage-backed securities:
</font>
</div>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font
 style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="56%" style="padding-bottom:4px;text-align:left;" ><div style="display:block;margin-left:18pt;text-indent:-27pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Residential mortgage guaranteed by GNMA
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >95,702
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >2,686
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >98,388
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr>
</table>
</div>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >At June 30, 2011, securities with a fair value totaling approximately $104 million<font style="display:inline;color:#ff0000;" >&#160;
</font>were pledged to secure public funds, securities sold under agreements to repurchase, the Federal Home Loan Bank (sometimes referred to herein as &#8220;FHLB&#8221;) as collateral for the Bank&#8217;s borrowings, as collateral for federal funds purchased from other financial institutions and serve as collateral at the Federal Reserve Discount Window.
</font>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >The amortized cost and estimated market value of securities at June 30, 2011, by contractual maturity, are shown below.&#160;&#160;Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.
</font>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="text-align:left;" ><table cellspacing="0" cellpadding="0" width="100%" style="font-size:10pt;font-family:times new roman;" ><tr><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="6" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times
 new roman;" >Securities Available-for-Sale
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="6" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Securities Held to Maturity
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Amortized
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Fair
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Amortized
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Fair
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Cost
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Value
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Cost
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Value
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="56%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Due in one year or less
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >299,873
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >300,779
</font>
</td><td valign="bottom" nowrap="nowrap"
 width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="56%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Due from one year to five years
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1,175,214
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1,265,987
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="56%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Due from five years to ten years
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >4,407,278
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >4,596,163
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font
 style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="56%" style="padding-bottom:2px;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Due after ten years
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >19,508,626
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >19,907,446
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="56%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >25,390,991
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >26,070,375
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="56%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%"
 style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="56%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="56%" style="padding-bottom:2px;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Mortgage-backed securities
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >83,007,935
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >83,260,873
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >81,534
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%"
 style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >83,834
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="56%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="56%" style="padding-bottom:4px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >108,398,926
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >109,331,248
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >81,534
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >83,834
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr>
</table>
</div><div style="margin-left:0pt;text-indent:0pt;margin-right:0pt;" ><div><div style="width:100%;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >
</font>
</div>
</div><div><div style="width:100%;text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >
</font>
</div>
</div>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="display:block;text-indent:0pt;" ><div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" >
</div>
</div><div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" >
</div>
</div><br />
</div><div
 style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >The following tables present the gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities available for sale have been in a continuous unrealized loss position, as of June 30, 2011 and as of December 31, 2010:
</font>
</div><div style="display:block;text-indent:0pt;" >&#160;
</div><div style="text-align:left;" ><div style="text-align:left;" ><table cellspacing="0" cellpadding="0" width="100%" style="font-size:10pt;font-family:times new roman;" ><tr><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="22" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >As of June 30, 2011
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="6" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Less than 12 Months
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="6" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >12 Months or Greater
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="6" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Total
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Gross
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Gross
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Gross
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Fair
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font
 style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Unrealized
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Fair
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Unrealized
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Fair
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Unrealized
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Value
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Losses
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Value
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Losses
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Value
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Losses
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:-5.4pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Debt securities available for sale:
</font>
</div>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font
 style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="34%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;State and municipal securities
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >845,897
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >(37,524
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >)
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >845,897
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >(37,524
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >)
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="34%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font
 style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
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</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="34%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;Mortgage-backed securities:
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</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="34%"
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</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >2,744,919
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >(3,120
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</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >2,744,919
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</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >(3,120
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</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
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</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="34%" style="padding-bottom:2px;text-align:left;" ><div style="display:block;margin-left:18pt;text-indent:-27pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;&#160;&#160;&#160;Collateralized mortgage obligations issued or guaranteed by U.S. Government agencies or sponsored agencies
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >31,258,737
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
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</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >(220,379
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</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >)
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</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1,159,526
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >(226
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</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >)
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</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >32,418,263
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >(220,605
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >)
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="34%" style="padding-bottom:4px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >32,104,634
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;"
 >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >(257,903
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >)
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</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >3,904,445
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >(3,346
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >)
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >36,009,079
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >(261,249
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >)
</font>
</td>
</tr>
</table>
</div>
</div><div style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><div style="display:block;text-indent:0pt;" >&#160;
</div><div><div style="text-align:left;" ><div><div style="text-align:left;" ><table cellspacing="0" cellpadding="0" width="100%" style="font-size:10pt;font-family:times new roman;" ><tr><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="22" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >As of December 31, 2010
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="6" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Less than 12 Months
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="6" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >12 Months or Greater
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="6" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Total
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;"
 >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Gross
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Gross
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Gross
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Fair
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Unrealized
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Fair
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Unrealized
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Fair
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Unrealized
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Value
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;"
 >Losses
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Value
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Losses
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Value
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Losses
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:-5.4pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Debt securities available for sale:
</font>
</div>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="34%" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;State and municipal securities
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >6,110,458
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >(154,802
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >)
</font>
</td><td
 valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >6,440,892
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >(169,186
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >)
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >12,551,350
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >(323,988
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >)
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="34%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
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</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="34%" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:-5.4pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;Mortgage-backed securities:
</font>
</div>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
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</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="34%" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:-9pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;&#160;&#160;&#160;Residential mortgage guaranteed by GNMA
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >5,647,347
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >(24,856
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >)
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >5,647,347
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom"
 width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >(24,856
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >)
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="34%" style="padding-bottom:2px;text-align:left;" ><div style="display:block;margin-left:18pt;text-indent:-27pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;&#160;&#160;&#160;Collateralized mortgage obligations issued or guaranteed by U.S. Government agencies or sponsored agencies
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >34,694,782
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >(636,453
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >)
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >34,694,782
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >(636,453
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >)
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="34%" style="padding-bottom:4px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >46,452,587
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >(816,111
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px
 double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >)
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >6,440,892
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >(169,186
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >)
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >52,893,479
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >(985,297
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >)
</font>
</td>
</tr>
</table>
</div><div style="display:block;text-indent:0pt;" >&#160;
</div>
</div>
</div>
</div>
</div>
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Upon acquisition of a security, the Bank determines the appropriate impairment model that is applicable.&#160;&#160;If the security is a beneficial interest in securitized financial assets, the Bank uses the beneficial interests in securitized financial assets impairment model.&#160;&#160;If the security is not a beneficial interest in securitized financial assets, the Bank uses the debt and equity securities impairment model.&#160;&#160;The Bank conducts periodic reviews to evaluate each security to determine whether an other-than-temporary impairment has occurred.&#160;&#160;The Bank does not have any securities that have been classified as other-than-temporarily-impaired at June 30, 2011 or December 31, 2010.
</font>
</div><div style="margin-left:0pt;text-indent:0pt;margin-right:0pt;" ><div><div style="width:100%;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >
</font>
</div>
</div><div><div style="width:100%;text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</div>
</div>
</div><div style="display:block;text-indent:0pt;" ><div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" >
</div>
</div><div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" >
</div>
</div>
</div><div style="display:block;text-indent:0pt;" >&#160;
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >At June 30, 2011 and December 31, 2010, the significant categories of temporarily impaired securities, and management&#8217;s evaluation of those securities are as follows:
</font>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" ><font style="display:inline;font-style:italic;" >State and municipal securities:&#160;&#160;
</font>At June 30, 2011, 2 investments in obligations of state and municipal securities had unrealized losses.&#160;&#160;The Bank believes the unrealized losses on those investments were caused by the interest rate environment and does not relate to the underlying credit quality of the issuers.&#160;&#160;Because the Bank has the intent and ability to hold those investments for a time necessary to recover their amortized cost bases, which may be maturity, the Bank does not consider those investments to be other-than-temporarily impaired at June 30, 2011.
</font>
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" >&#160;
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" ><font style="display:inline;font-style:italic;" >Mortgage-backed securities:&#160;&#160;
</font>At June 30, 2011, 7&#160;investments in residential mortgage-backed securities had unrealized losses.&#160;&#160;This impairment is believed to be caused by the current interest rate environment.&#160;&#160;The contractual cash flows of those investments are guaranteed or issued by an agency of the U.S. Government.&#160;&#160;Because the decline in market value is attributable to the current interest rate environment and not credit quality, and because the Bank does not intend to
 sell the investments and it is not more likely than not that the Bank will be required to sell the investments before recovery of their amortized cost bases, which may be maturity, the Bank does not deem those investments to be other-than-temporarily impaired at June 30, 2011.
</font>
</div>
</div><span></span></td>
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                <p>Tabular disclosure of investments in certain debt and equity securities (and certain other trading assets) which include all debt and equity securities (other than those equity securities accounted for under the equity or cost methods of accounting) with readily determinable fair values. Other trading assets include assets that are carried on the balance sheet at fair value and held for trading purposes.  A debt security represents a creditor relationship with an enterprise that is in the form of a security. Debt securities include, among other items, US Treasury securities, US government securities, municipal securities, corporate bonds, convertible debt, commercial paper, and all securitized debt instruments. An equity security represents an ownership interest in an enterprise or the right to acquire or dispose of an ownership interest in an enterprise at fixed or determinable prices. Equity securities include, among other things, common stock, certain preferred stock, warrant rights, call options, and put options, but do not include convertible debt. An entity may opt to provide the reader with additional narrative text to better understand the nature of investments in debt and equity securities (and other trading assets).</p>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EYG">
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          <div style="width: 200px;"><strong>Loans and Allowance for Loan Losses<br></strong></div>
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        <th class="th" colspan="1">6 Months Ended</th>
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          <div>Jun. 30, 2011</div>
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        <td class="text"><div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-weight:bold;font-size:10pt;font-family:times new roman;" >Note 4. Loans and Allowance for Loan Losses
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</td><td valign="bottom" width="9%" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >December 31,
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</td><td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >2011
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</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" width="1%" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >2010
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</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
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</tr><tr><td valign="bottom" width="38%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Commercial real estate-mortgage:
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</td><td valign="bottom" width="9%" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
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</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="38%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;Owner-occupied
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</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
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</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >64,971
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</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="38%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;All other
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</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >62,060
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</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font
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</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >64,060
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</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
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</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="38%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Consumer real estate-mortgage
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</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >68,030
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</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >71,878
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</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="38%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Construction and land development
</font>
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</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >29,637
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</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >29,848
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="38%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Commercial and industrial
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >43,673
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >51,160
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="38%" style="padding-bottom:2px;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Consumer and other
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >2,970
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times
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</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
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</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >270,171
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >285,247
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="38%" style="padding-bottom:2px;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Less: Allowance for loan losses
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >(6,814
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >)
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >(9,132
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >)
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="38%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="38%" style="padding-bottom:4px;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Loans, net
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" ><font style="display:inline;" >263,357
</font>
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" ><font style="display:inline;" >276,115
</font>
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr>
</table>
</div><div style="display:block;text-indent:0pt;" >&#160;
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font
 style="display:inline;font-size:10pt;font-family:times new roman;" >The composition of loans by primary loan classification as well as impaired and performing loan status at June 30, 2011 and December 31, 2010 is summarized in the tables below (dollar amounts in thousands):
</font>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="text-align:left;" ><div style="text-align:left;" ><table cellspacing="0" cellpadding="0" width="100%" style="font-size:10pt;font-family:times new roman;" ><tr><td valign="bottom" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >June 30, 2011
</font>
</div>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Commercial
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Consumer
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Construction
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Commercial
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Real Estate-
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Real Estate-
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >and Land
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >and
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Consumer
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new
 roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Mortgage
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Mortgage
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Development
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Industrial
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >and Other
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Total
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="34%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Performing loans
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >114,475
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >59,008
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >28,262
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >41,952
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >2,970
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new
 roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >246,667
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="34%" style="padding-bottom:2px;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Impaired loans
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >11,386
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >9,022
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1,375
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1,721
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >23,504
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="34%" style="padding-bottom:4px;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Total
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >125,861
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font
 style="display:inline;font-size:10pt;font-family:times new roman;" >68,030
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >29,637
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >43,673
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >2,970
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >270,171
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr>
</table>
</div><div>&#160;
</div><div style="text-align:left;" ><table cellspacing="0" cellpadding="0" width="100%" style="font-size:10pt;font-family:times new roman;" ><tr style="background-color:#ffffff;" ><td valign="bottom" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >December 31, 2010
</font>
</div>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Commercial
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Consumer
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Construction
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Commercial
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td
 valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Real Estate-
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Real Estate-
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >and Land
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >and
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Consumer
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Mortgage
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Mortgage
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Development
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Industrial
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >and Other
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Total
</font>
</div>
</td><td valign="bottom" nowrap="nowrap"
 style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="34%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Performing loans
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >119,084
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >61,455
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >27,774
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >50,492
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >3,279
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >262,084
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="34%" style="padding-bottom:2px;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Impaired loans
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >9,947
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >10,423
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >2,074
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%"
 style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >668
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >51
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >23,163
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="34%" style="padding-bottom:4px;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Total
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >129,031
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >71,878
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >29,848
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >51,160
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >3,330
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >285,247
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr>
</table>
</div>
</div><div style="display:block;text-indent:0pt;" ><div><div
 style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" >
</div>
</div><br />
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >The following tables show the allowance allocation by loan classification for impaired and performing loans as of June 30, 2011 and December 31, 2010 (dollar amounts in thousands):
</font>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="text-align:left;" ><table cellspacing="0" cellpadding="0" width="100%" style="font-size:10pt;font-family:times new roman;" ><tr><td valign="bottom" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >June 30, 2011
</font>
</div>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Commercial
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Consumer
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Construction
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Commercial
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Real Estate-
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Real Estate-
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >and Land
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >and
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Consumer
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" style="padding-bottom:2px;text-align:left;" ><div
 style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Allowance related to:
</font>
</div>
</td><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Mortgage
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Mortgage
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Development
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Industrial
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >and Other
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Total
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="34%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Performing loans
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1,983
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1,079
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >559
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >678
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;"
 >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >62
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >4,361
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="34%" style="padding-bottom:2px;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Impaired loans
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1,192
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >851
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >410
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >2,453
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="34%" style="padding-bottom:4px;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Total
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >3,175
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;"
 >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1,930
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >559
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1,088
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >62
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >6,814
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr>
</table>
</div><div style="display:block;text-indent:0pt;" >&#160;
</div><div style="text-align:left;" ><table cellspacing="0" cellpadding="0" width="100%" style="font-size:10pt;font-family:times new roman;" ><tr><td valign="bottom" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >December 31, 2010
</font>
</div>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Commercial
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Consumer
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Construction
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Commercial
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" ><font
 style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Real Estate-
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Real Estate-
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >and Land
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >and
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Consumer
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" style="padding-bottom:2px;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Allowance related to:
</font>
</div>
</td><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Mortgage
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Mortgage
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Development
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Industrial
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >and Other
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Total
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;"
 ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="34%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Performing loans
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >887
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >691
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >3,178
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >588
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >48
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >5,392
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="34%" style="padding-bottom:2px;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Impaired loans
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >906
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >2,420
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >60
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font
 style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >337
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >17
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >3,740
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="34%" style="padding-bottom:4px;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Total
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1,793
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >3,111
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >3,238
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >925
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >65
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >9,132
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr>
</table>
</div><div style="display:block;text-indent:0pt;" >&#160;
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times
 new roman;" >The following tables detail the changes in the allowance for loan losses for the six month period ending June 30, 2011 and year ending December 31, 2010 by loan classification (dollars in thousands):
</font>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="text-align:left;" ><table cellspacing="0" cellpadding="0" width="100%" style="font-size:10pt;font-family:times new roman;" ><tr><td valign="bottom" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >June 30, 2011
</font>
</div>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Commercial
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Consumer
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Construction
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Commercial
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Real Estate-
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Real Estate-
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >and Land
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >and
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Consumer
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px
 solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Mortgage
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Mortgage
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Development
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Industrial
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >and Other
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Total
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="34%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Beginning balance
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1,793
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >3,111
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >3,238
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >925
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >65
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font
 style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >9,132
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="34%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;Charged-off loans
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >(1,188
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >)
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >(1,429
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >)
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >(60
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >)
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >(21
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >)
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >(9
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >)
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >(2,707
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >)
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="34%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;Recovery of charge-offs
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >240
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >12
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >24
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;"
 >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >70
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >13
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >359
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="34%" style="padding-bottom:2px;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;Provision for loan losses
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >2,330
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >236
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >(2,643
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >)
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >114
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >(7
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >)
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >30
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="34%" style="padding-bottom:4px;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Ending balance
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font
 style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >3,175
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1,930
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >559
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1,088
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >62
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >6,814
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr>
</table>
</div><div style="display:block;text-indent:0pt;" >&#160;
</div><div style="text-align:left;" ><table cellspacing="0" cellpadding="0" width="100%" style="font-size:10pt;font-family:times new roman;" ><tr><td valign="bottom" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >December 31, 2010
</font>
</div>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Commercial
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Consumer
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Construction
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Commercial
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font
 style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Real Estate-
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Real Estate-
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >and Land
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >And
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Consumer
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Mortgage
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Mortgage
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Development
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Industrial
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >and Other
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black
 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Total
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="34%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Beginning balance
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1,189
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >719
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >3,179
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >786
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >32
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >5,905
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="34%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;Charged-off loans
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >(2,309
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >)
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >(562
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >)
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >(1,260
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >)
</font>
</td><td valign="bottom"
 width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >(443
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >)
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >(114
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >)
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >(4,688
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >)
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="34%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;Recovery of charge-offs
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >213
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >54
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >19
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >282
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >56
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >624
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="34%" style="padding-bottom:2px;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;Provision for loan losses
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >2,700
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font
 style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >2,900
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1,300
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >300
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >91
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >7,291
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="34%" style="padding-bottom:4px;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Ending balance
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1,793
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >3,111
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >3,238
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >925
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%"
 style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >65
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >9,132
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr>
</table>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Credit quality indicators:
</font>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Federal regulations require us to review and classify our assets on a regular basis. There are three classifications for problem assets: substandard, doubtful, and loss. &#8220;Substandard assets&#8221; must have one or more defined weaknesses and are characterized by the distinct possibility that we will sustain some loss if the deficiencies are not corrected. &#8220;Doubtful assets&#8221; have the weaknesses of substandard assets with the additional characteristic that the weaknesses make collection or liquidation in full on the basis of currently existing facts, conditions and values questionable, and there is a high possibility of loss. An asset classified &#8220;loss&#8221; is considered uncollectible and of such little value that continuance as an asset of the institution is not warranted. The regulations also provide for a &#8220;special mention&#8221; category, described as assets which do not currently expose an institution to a sufficient degree of risk to warrant classification but do possess credit deficiencies or potential weaknesses deserving close attention. When we classify an asset as substandard or doubtful, we may establish a specific allowance for loan losses.
</font>
</div><div style="margin-left:0pt;text-indent:0pt;margin-right:0pt;" ><div><div style="width:100%;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >
</font>
</div>
</div><div><div style="width:100%;text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >
</font>
</div>
</div>
</div><div style="display:block;text-indent:0pt;" ><div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-weight:bold;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" >
</div>
</div><div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" >
</div>
</div>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >The following table outlines the amount of each loan classification&#160;&#160;and the amount categorized into each risk rating as of June 30, 2011 and December 31, 2010 (amounts in thousands):
</font>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="text-align:left;" ><table cellspacing="0" cellpadding="0" width="100%" style="font-size:10pt;font-family:times new roman;" ><tr><td valign="bottom" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >June 30, 2011
</font>
</div>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Commercial
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Consumer
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Construction
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font
 style="display:inline;font-size:10pt;font-family:times new roman;" >Commercial
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Real estate-
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Real Estate-
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >and Land
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >and
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Consumer
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Mortgage
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Mortgage
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Development
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Industrial
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2"
 style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >and Other
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Total
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="34%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Pass
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >101,708
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >51,008
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >25,489
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >36,040
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >2,893
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >223,138
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="34%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Special mention
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >11,627
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >3,555
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%"
 style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1,825
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >5,603
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >27
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >22,637
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="34%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Substandard
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1,140
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >4,445
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >948
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >309
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >50
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >6,892
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="34%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Substandard-impaired
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new
 roman;" >8,852
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >9,022
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1,375
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1,721
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >20,970
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="34%" style="padding-bottom:2px;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Doubtful
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >2,534
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times
 new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >2,534
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="34%" style="padding-bottom:4px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >125,861
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >68,030
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >29,637
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >43,673
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >2,970
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >270,171
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr>
</table>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="text-align:left;" ><table cellspacing="0" cellpadding="0" width="100%" style="font-size:10pt;font-family:times new roman;" ><tr><td valign="bottom" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >December 31, 2010
</font>
</div>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Commercial
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new
 roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Consumer
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Construction
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Commercial
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Real Estate-
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Real Estate-
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >and Land
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >and
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Consumer
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Mortgage
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Mortgage
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div
 style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Development
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Industrial
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >and Other
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Total
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="34%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Pass
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >97,692
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >49,974
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >24,401
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >41,963
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >3,215
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >217,245
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="34%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Special mention
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font
 style="display:inline;font-size:10pt;font-family:times new roman;" >19,289
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >3,786
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >2,121
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >7,405
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >54
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >32,655
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="34%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Substandard
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >2,103
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >7,695
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1,252
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1,124
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >10
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new
 roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >12,184
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="34%" style="padding-bottom:2px;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Substandard-impaired
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >9,947
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >10,423
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >2,074
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >668
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >51
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >23,163
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="34%" style="padding-bottom:4px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >129,031
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >71,878
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new
 roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >29,848
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >51,160
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >3,330
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >285,247
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr>
</table>
</div><div style="display:block;text-indent:0pt;" >&#160;
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >After the Bank&#8217;s independent loan review department completes the loan grade assignment, a loan impairment analysis is performed on loans graded substandard or worse. The following tables present summary information pertaining to impaired loans by loan classification as of June 30, 2011 and December 31, 2010 (in thousands):
</font>
</div><div style="display:block;text-indent:0pt;" >&#160;
</div><div style="text-align:left;" ><table cellspacing="0" cellpadding="0" width="80%" style="font-size:10pt;font-family:times new roman;" ><tr><td valign="bottom" width="47%" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >June 30, 2011
</font>
</div>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Unpaid
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Average
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" width="47%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Principal
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Related
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom"
 width="9%" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Recorded
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" width="47%" style="padding-bottom:2px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Balance
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Allowance
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Investment
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="47%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Impaired loans with no recorded allowance
</font>
</div>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="47%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;Commercial real estate &#8211; mortgage
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >5,411
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >3,591
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="47%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;Consumer real estate &#8211; mortgage
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td
 valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >5,380
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >4,612
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="47%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;Construction and land development
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1,375
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1,056
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="47%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;Commercial and industrial
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1,180
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >938
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="47%" style="padding-bottom:2px;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;Consumer and other
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;"
 ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="47%" style="padding-bottom:2px;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Total
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >13,346
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >10,197
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr>
</table>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="text-align:left;" ><table cellspacing="0" cellpadding="0" width="80%" style="font-size:10pt;font-family:times new roman;" ><tr style="background-color:#ccffcc;" ><td valign="bottom" width="47%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Impaired loans with a recorded allowance
</font>
</div>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="47%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;Commercial real estate &#8211; mortgage
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >5,975
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom"
 width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1,192
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >6,001
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="47%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;Consumer real estate &#8211; mortgage
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >3,642
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >851
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >6,286
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="47%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;Construction and land development
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >365
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="47%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;Commercial and industrial
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >541
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >410
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%"
 style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >604
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="47%" style="padding-bottom:2px;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;Consumer and other
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >155
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="47%" style="padding-bottom:2px;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Total
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >10,158
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >2,453
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >13,411
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="47%" style="padding-bottom:2px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new
 roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="47%" style="padding-bottom:4px;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Total impaired loans
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >23,504
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >2,453
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >23,608
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr>
</table>
</div><div style="display:block;text-indent:0pt;" >&#160;
</div><div style="margin-left:0pt;text-indent:0pt;margin-right:0pt;" ><div><div style="width:100%;text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >
</font>
</div>
</div>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="text-align:left;" ><table cellspacing="0" cellpadding="0" width="80%" style="font-size:10pt;font-family:times new roman;" ><tr><td valign="bottom" width="47%" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >December 31, 2010
</font>
</div>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Unpaid
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Average
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" width="47%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Principal
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Related
</font>
</div>
</td><td valign="bottom"
 nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Recorded
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" width="47%" style="padding-bottom:2px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Balance
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Allowance
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Investment
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="47%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Impaired loans with no recorded allowance
</font>
</div>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="47%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;Commercial real estate &#8211; mortgage
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1,663
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >2,747
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="47%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;Consumer real estate &#8211; mortgage
</font>
</div>
</td><td valign="bottom"
 width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >998
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >776
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="47%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;Construction and land development
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1,793
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1,526
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="47%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;Commercial and industrial
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >70
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >782
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="47%" style="padding-bottom:2px;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;Consumer and other
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;"
 >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >2
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="47%" style="padding-bottom:2px;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Total
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >4,526
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >5,832
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr>
</table>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="text-align:left;" ><table cellspacing="0" cellpadding="0" width="80%" style="font-size:10pt;font-family:times new roman;" ><tr style="background-color:#ccffcc;" ><td valign="bottom" width="47%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Impaired loans with a recorded allowance
</font>
</div>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="9%" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="47%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;Commercial real estate &#8211; mortgage
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >8,284
</font>
</td><td valign="bottom" nowrap="nowrap"
 width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >906
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >8,494
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="47%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;Consumer real estate &#8211; mortgage
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >9,425
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >2,420
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >8,968
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="47%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;Construction and land development
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >281
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >60
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >2,674
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="47%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;Commercial and industrial
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >598
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%"
 style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >337
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1,060
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="47%" style="padding-bottom:2px;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;Consumer and other
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >49
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >17
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >178
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="47%" style="padding-bottom:2px;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Total
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >18,637
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >3,740
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >21,374
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="47%" style="padding-bottom:2px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;"
 >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="47%" style="padding-bottom:4px;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Total impaired loans
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >23,163
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >3,740
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >27,206
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr>
</table>
</div><div style="display:block;text-indent:0pt;" >&#160;
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Interest income recognized on impaired loans was approximately $643,000 and $943,000 for the six month ending June 30, 2011 and the year ending December 31, 2010, respectively.&#160;&#160;There was no interest income recognized on a cash basis on impaired loans during these periods.
</font>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Impaired loans also include loans that the Bank may elect to formally restructure due to the weakening credit status of a borrower such that the restructuring may facilitate a repayment plan that minimizes the potential losses, if any, that the Bank may have to otherwise incur.&#160;&#160;&#160;These loans are classified as impaired loans.&#160;&#160;At June 30, 2011 and December 31, 2010, there were approximately $1.8 million and $948 thousand, respectively, of accruing restructured loans that remain in a performing status.
</font>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >The following tables present an aged analysis of past due loans as of June 30, 2011 and December 31, 2010 (dollars in thousands):
</font>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="text-align:left;" ><table cellspacing="0" cellpadding="0" width="100%" style="font-size:10pt;font-family:times new roman;" ><tr><td valign="bottom" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >June 30, 2011
</font>
</div>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >30-89 Days
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Past Due 90
</font>
</div>
</td><td
 valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Past Due and
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Days or More
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Total
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Current
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Total
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Accruing
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >and Accruing
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Nonaccrual
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;"
 >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Past Due
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Loans
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Loans
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Commercial real estate:
</font>
</div>
</td><td valign="bottom" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="text-align:right;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="34%" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;&#160;Owner-occupied
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >567
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >2,727
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%"
 style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >3,394
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >60,507
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >63,801
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="34%" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;&#160;All other
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >147
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >843
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >990
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >61,070
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >62,060
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="34%" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Consumer real estate-mortgage
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1,010
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;"
 ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >3,122
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >4,132
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >63,898
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >68,030
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="34%" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Construction and land development
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >140
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >428
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >568
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >29,069
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >29,637
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font
 style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="34%" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Commercial and industrial
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >170
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >76
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >141
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >43,532
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >43,673
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="34%" style="padding-bottom:2px;text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Consumer and other
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >12
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >37
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%"
 style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >49
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >2,921
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >2,970
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="34%" style="padding-bottom:4px;text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Total
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >2,046
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >7,233
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >9,174
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >260,997
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >270,171
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr>
</table>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="text-align:left;" ><table cellspacing="0" cellpadding="0"
 width="100%" style="font-size:10pt;font-family:times new roman;" ><tr><td valign="bottom" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >December 31, 2010
</font>
</div>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >30-89 Days
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Past Due 90
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Past Due and
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Days or More
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Total
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Current
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Total
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Accruing
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom"
 colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >and Accruing
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Nonaccrual
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Past Due
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Loans
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Loans
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Commercial real estate:
</font>
</div>
</td><td valign="bottom" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="text-align:right;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="34%" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;&#160;Owner-occupied
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >985
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font
 style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >618
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >1,603
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >63,368
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >64,971
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="34%" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;&#160;All other
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >203
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >7,808
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >8,011
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >56,049
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >64,060
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font
 style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="34%" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Consumer real estate-mortgage
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >631
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >5,114
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >5,745
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >66,133
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >71,878
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="34%" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Construction and land development
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >317
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >317
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font
 style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >29,531
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >29,848
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="34%" style="text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Commercial and industrial
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >116
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >75
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >191
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >50,969
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >51,160
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="34%" style="padding-bottom:2px;text-align:left;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Consumer and other
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >54
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;"
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</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >18
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >72
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >3,258
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >3,330
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
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</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >2,306
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</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
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</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >15,939
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</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%"
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</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >285,247
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</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
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                <p>The entire disclosure for claims held for amounts due a company. Examples include trade accounts receivables, notes receivables, loans receivables.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=6965416&amp;loc=d3e5066-111524<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 7<br> -Article 9<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Statement of Position (SOP)<br> -Number 01-6<br> -Paragraph 13<br> -Subparagraph d<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=6965416&amp;loc=d3e5162-111524<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 3, 4<br> -Article 5<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(k))<br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.3,4)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 4<br> -Section 08<br> -Paragraph k<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6965416&amp;loc=d3e5074-111524<br><br></p>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EYG">
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          <div style="width: 200px;"><strong>Commitments and Contingent Liabilities<br></strong></div>
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        <th class="th" colspan="1">6 Months Ended</th>
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          <div>Jun. 30, 2011</div>
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        <td class="text"><div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-weight:bold;font-size:10pt;font-family:times new roman;" >Note 5. Commitments and Contingent Liabilities
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</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" ><font style="display:inline;font-style:italic;" >Off Balance Sheet Arrangements
</font> - In the normal course of business, the Bank has entered into off-balance sheet financial instruments which include commitments to extend credit (i.e., including unfunded lines of credit) and standby letters of credit. Commitments to extend credit are usually the result of lines of credit granted to existing borrowers under agreements that the total outstanding indebtedness will not exceed a specific amount during the term of the indebtedness. Typical borrowers are commercial concerns that use lines of credit to supplement their treasury management functions; thus their total outstanding indebtedness may fluctuate during any time period based on the seasonality of their business and the resultant timing of their cash flows. Other typical lines of credit are related to home equity loans granted to consumers. Commitments to extend credit generally have fixed expiration dates or other termination clauses and may require payment of a fee.
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</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Standby letters of credit are generally issued on behalf of an applicant (our customer) to a specifically named beneficiary and are the result of a particular business arrangement that exists between the applicant and the beneficiary. Standby letters of credit have fixed expiration dates and are usually for terms of two years or less unless terminated beforehand due to criteria specified in the standby letter of credit. A typical arrangement involves the applicant routinely being indebted to the beneficiary for such items as inventory purchases, insurance, utilities, lease guarantees or other third party commercial transactions. The standby letter of credit would permit the beneficiary to obtain payment from the&#160;&#160;Bank under certain prescribed circumstances. Subsequently, the Bank would then seek reimbursement from the applicant pursuant to the terms of the standby letter of credit.
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</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;&#160;&#160;&#160;&#160;
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</td><td><div style="text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >The Bank follows the same credit policies and underwriting practices when making these commitments as it does for on-balance sheet instruments. Each customer&#8217;s creditworthiness is evaluated on a case-by-case basis, and the amount of collateral obtained, if any, is based on management&#8217;s credit evaluation of the customer. Collateral held varies but may include cash, real estate and improvements, marketable securities, accounts receivable, inventory, equipment and personal property.
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</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >The contractual amounts of these commitments are not reflected in the consolidated financial statements and would only be reflected if drawn upon. Since many of the commitments are expected to expire without being drawn upon, the contractual amounts do not necessarily represent future cash requirements. However, should the commitments be drawn upon and should customers default on their resulting obligation, the Bank&#8217;s maximum exposure to credit loss, without consideration of collateral, is represented by the contractual amount of those instruments.
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</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >A summary of the Bank&#8217;s total contractual amount for all off-balance sheet commitments at June 30, 2011 is as follows:
</font>
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<div style="text-align:left;" ><table cellspacing="0" cellpadding="0" width="100%" style="font-size:10pt;font-family:times new roman;" ><tr style="background-color:#ccffcc;" ><td valign="bottom" width="89%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Commitments to extend credit
</font>
</div>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >26.1million
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="89%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Standby letters of credit
</font>
</div>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >3.1 million
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;"
 ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
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</div><div style="display:block;text-indent:0pt;" ><br />
<font style="display:inline;font-size:10pt;font-family:times new roman;" >Various legal claims also arise from time to time in the normal course of business. In the opinion of management, the resolution of claims outstanding at June 30, 2011 will not have a material effect on Cornerstone&#8217;s consolidated financial statements.
</font>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for commitments and contingencies.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 450<br> -SubTopic 20<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6952336&amp;loc=d3e14435-108349<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 460<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=6398077&amp;loc=d3e12565-110249<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name FASB Interpretation (FIN)<br> -Number 14<br> -Paragraph 3<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 440<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6394976&amp;loc=d3e25287-109308<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 5<br> -Paragraph 9, 10, 11, 12<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.25)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6449706&amp;loc=d3e16207-108621<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EASBG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Consolidated Statement of Changes in Stockholders' Equity (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Comprehensive Income</div>
        </th>
        <th class="th">
          <div>Preferred Stock</div>
        </th>
        <th class="th">
          <div>Common Stock</div>
        </th>
        <th class="th">
          <div>Additional Paid-in Capital</div>
        </th>
        <th class="th">
          <div>Retained (Deficit)</div>
        </th>
        <th class="th">
          <div>Other Comprehensive Income</div>
        </th>
        <th class="th">
          <div>Total</div>
        </th>
      </tr>
      <tr class="rc">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">BALANCE at Dec. 31, 2010</a></td>
        <td class="text"> <span></span></td>
        <td class="nump">$ 2,727,424<span></span></td>
        <td class="nump">$ 6,500,396<span></span></td>
        <td class="nump">$ 21,237,298<span></span></td>
        <td class="num">$ (4,317,130)<span></span></td>
        <td class="num">$ (328,835)<span></span></td>
        <td class="nump">$ 25,819,153<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue', window );">Employee compensation stock option expense</a></td>
        <td class="text"> <span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">39,570<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">39,570<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueNewIssues', window );">Issuance of Series A Convertible Preferred Stock</a></td>
        <td class="text"> <span></span></td>
        <td class="nump">1,813,092<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">1,813,092<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsPreferredStock', window );">Payment of dividends on preferred stock</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(92,325)<span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(92,325)<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_csbq_AccrectionOnPreferredStock', window );">Accrection on Preferred Stock</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(9,000)<span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(9,000)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ComprehensiveIncomeNetOfTaxAbstract', window );"><strong>Comprehensive income:</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
        <td class="nump">393,562<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">393,562<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">393,562<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract', window );"><strong>Other comprehensive income, net of tax:</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax', window );">Unrealized holding gains on securities available for sale, net of reclassification adjusment</a></td>
        <td class="nump">895,570<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">895,570<span></span></td>
        <td class="nump">895,570<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ComprehensiveIncomeNetOfTax', window );">Total comprehensive income</a></td>
        <td class="nump">1,289,132<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rc">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">BALANCE at Jun. 30, 2011</a></td>
        <td class="text"> <span></span></td>
        <td class="nump">$ 4,540,516<span></span></td>
        <td class="nump">$ 6,500,396<span></span></td>
        <td class="nump">$ 21,276,868<span></span></td>
        <td class="num">$ (4,024,893)<span></span></td>
        <td class="nump">$ 566,735<span></span></td>
        <td class="nump">$ 28,859,622<span></span></td>
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    <div style="display: none;">
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Decrease in the retained earnings due to the accretion on preferred stock.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          </td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the amount of recognized equity-based compensation during the period, that is, the amount recognized as expense in the income statement (or as asset if compensation is capitalized). Alternate captions include the words "stock-based compensation".</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 35<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6415241&amp;loc=d3e4534-113899<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 20<br> -Section 55<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=6576910&amp;loc=d3e11149-113907<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 123R<br> -Paragraph 64<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 123R<br> -Paragraph A91<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 20<br> -Section 55<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=6576910&amp;loc=d3e11178-113907<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5047-113901<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 123R<br> -Paragraph 39<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The change in equity [net assets] of a business enterprise during a period from transactions and other events and circumstances from non-owner sources which are attributable to the reporting entity. It includes all changes in equity during a period except those resulting from investments by owners and distributions to owners, but excludes any and all transactions which are directly or indirectly attributable to that ownership interest in subsidiary equity which is not attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=6920043&amp;loc=d3e540-108580<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph 30<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph A5<br> -Appendix A<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph 38<br> -Subparagraph c(3)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph 8, 9, 10, 11, 12, 13, 14<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Comprehensive Income<br> -URI http://asc.fasb.org/extlink&amp;oid=6508144<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Net Income<br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=6920043&amp;loc=d3e557-108580<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Other Comprehensive Income<br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Equity impact of aggregate cash, stock, and paid-in-kind dividends declared for preferred shareholders during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Appreciation or loss in value (before reclassification adjustment) of the total of unsold securities during the period being reported on, net of tax. Reclassification adjustments include: (1) the unrealized holding gain (loss), net of tax, at the date of the transfer for a debt security from the held-to-maturity category transferred into the available-for-sale category. Also includes the unrealized gain (loss) at the date of transfer for a debt security from the available-for-sale category transferred into the held-to-maturity category; (2) the unrealized gains (losses) realized upon the sale of securities, after tax; and (3) the unrealized gains (losses) realized upon the write-down of securities, after tax.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=6920043&amp;loc=d3e637-108580<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=6920043&amp;loc=d3e653-108580<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 13<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 55<br> -Paragraph 2<br> -Subparagraph (e)<br> -URI http://asc.fasb.org/extlink&amp;oid=6920433&amp;loc=d3e998-108581<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 130<br> -Paragraph 24<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 130<br> -Paragraph 17, 22<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph 38<br> -Subparagraph c(3)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total of all stockholders' equity (deficit) items, net of receivables from officers, directors, owners, and affiliates of the entity which are attributable to the parent. The amount of the economic entity's stockholders' equity attributable to the parent excludes the amount of stockholders' equity which is allocable to that ownership interest in subsidiary equity which is not attributable to the parent (noncontrolling interest, minority interest). This excludes temporary equity and is sometimes called permanent equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.29-31)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph A3<br> -Appendix A<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 29, 30, 31<br> -Article 5<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Staff Accounting Bulletin (SAB)<br> -Number Topic 4<br> -Section E<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SAB TOPIC 4.E)<br> -URI http://asc.fasb.org/extlink&amp;oid=6228006&amp;loc=d3e74512-122707<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Equity impact of the value of new stock issued during the period. Includes shares issued in an initial public offering or a secondary public offering.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Principles Board Opinion (APB)<br> -Number 12<br> -Paragraph 10<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 3<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 29, 30, 31<br> -Article 5<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockIssuedDuringPeriodValueNewIssues</nobr></td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EYG">
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          <div style="width: 200px;"><strong>Presentation of Financial Information<br></strong></div>
        </th>
        <th class="th" colspan="1">6 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Jun. 30, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract', window );"><strong>Organization, Consolidation and Presentation of Financial Statements [Abstract]</strong></a></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureAndSignificantAccountingPoliciesTextBlock', window );">Organization, Consolidation and Presentation of Financial Statements Disclosure and Significant Accounting Policies [Text Block]</a></td>
        <td class="text"><div><div style="display:block;text-indent:0pt;" ><font style="display:inline;font-weight:bold;font-size:10pt;font-family:times new roman;" >Note 1. Presentation of Financial Information
</font>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="display:block;margin-left:0pt;text-indent:9pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" ><font style="display:inline;font-style:italic;" >Nature of Business
</font>-Cornerstone is a bank holding company whose primary business is performed by its wholly-owned subsidiary, Cornerstone Community Bank (the &#8220;Bank&#8221;).&#160;&#160;The Bank provides a full range of banking services to the Chattanooga, Tennessee market.&#160;&#160;The Bank has also established a loan production office (&#8220;LPO&#8221;) in Dalton, Georgia to further enhance the Bank&#8217;s lending markets.&#160;&#160;The Bank specializes in small business and commercial lending.&#160;&#160;The Bank has a wholly-owned subsidiary, Eagle Financial, Inc. (&#8220;Eagle&#8221;), which specializes in finance and accounts receivable factoring.
</font>
</div><div style="display:block;text-indent:0pt;" ><br />
&#160;
</div><div><div style="display:block;margin-left:0pt;text-indent:9pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" ><font style="display:inline;font-style:italic;" >Interim Financial Information (Unaudited)-
</font>The financial information in this report for June 30, 2011 and June 30, 2010 has not been audited. The information included herein should be read in conjunction with the annual consolidated financial statements and footnotes thereto included in the 2010 Annual Report to Shareholders which was furnished to each shareholder of Cornerstone in April of 2011. The consolidated financial statements presented herein conform to U.S. generally accepted accounting principles and to general industry practices.&#160;&#160;In the opinion of Cornerstone&#8217;s management, the accompanying interim financial statements contain all material adjustments, consisting only of normal recurring adjustments, necessary to present fairly the financial condition, the results of operations, and cash flows for the interim period. Results for interim periods are not necessarily indicative of the results to be expected for a full year.
</font>
</div>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div><div style="display:block;margin-left:0pt;text-indent:9pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" ><font style="display:inline;font-style:italic;" >Use of Estimates
</font>-The preparation of financial statements in conformity with U.S. generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosures of contingent assets and liabilities as of the balance sheet date and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term include the determination of the allowance for loan losses.
</font>
</div>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div><div style="display:block;margin-left:0pt;text-indent:9pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" ><font style="display:inline;font-style:italic;" >Consolidation
</font>-The accompanying consolidated financial statements include the accounts of Cornerstone, the Bank&#160;&#160;and Eagle.&#160;&#160;&#160;Substantially all intercompany transactions, profits and balances have been eliminated.
</font>
</div>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div><div style="display:block;margin-left:0pt;text-indent:9pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" ><font style="display:inline;font-style:italic;" >Reclassification-
</font>Certain amounts in the prior consolidated financial statements have been reclassified to conform to the current period presentation.&#160;&#160;The reclassifications had no effect on net income or stockholders&#8217; equity as previously reported.
</font>
</div>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div><div style="display:block;margin-left:0pt;text-indent:9pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" ><font style="display:inline;font-style:italic;" >Accounting Policies
</font>-During interim periods, Cornerstone follows the accounting policies set forth in its Annual Report on Form 10-K for the year ended December 31, 2010 as filed with the Securities and Exchange Commission.&#160;&#160;Since December 31, 2010, there have been no significant changes in any accounting principles or practices, or in the method of applying any such principles or practices, except for the following:
</font>
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</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >In January&#160;2011, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update (ASU) No.&#160;2011-01, <font style="display:inline;font-style:italic;" >Deferral of the Effective Date of Disclosures about Troubled Debt Restructurings in Update No.&#160;2010-20
</font>(ASU 2011-01).&#160; The FASB determined that certain provisions relating to troubled debt restructurings (TDRs) should be deferred until additional guidance and clarification on the definition of TDRs is issued.&#160;
</font>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >In April&#160;2011, the FASB issued ASU No.&#160;2011-02, <font style="display:inline;font-style:italic;" >A Creditor&#8217;s Determination of Whether a Restructuring Is a Troubled Debt Restructuring
</font> (ASU 2011-02). ASU 2011-02 amends Accounting Standards Codification (ASC) Topic 310, <font style="display:inline;font-style:italic;" >Receivables,
</font>by clarifying guidance for creditors in determining whether a concession has been granted and whether a debtor is experiencing financial difficulties.&#160; The amendments are effective for the first interim or annual period beginning on or after June&#160;15, 2011, and should be applied retrospectively to the beginning of the annual period of adoption.&#160; ASU 2011-02 also makes
 disclosure requirements deferred under ASU 2011-01 effective for interim and annual periods beginning on or after June&#160;15, 2011.&#160; The Company is evaluating the effect, if any, the adoption of ASU 2011-02 will have on its consolidated financial statements.
</font>
</div><div style="margin-left:0pt;text-indent:0pt;margin-right:0pt;" ><div><div style="width:100%;text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >
</font>
</div>
</div><div><div style="width:100%;text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >
</font>
</div>
</div>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >In April&#160;2011, the FASB issued ASU No.&#160;2011-03, <font style="display:inline;font-style:italic;" >Transfers and Servicing (Topic 860): Reconsideration of Effective Control for Repurchase Agreements
</font> (ASU 2011-03), intended to improve financial reporting of repurchase agreements and refocus the assessment of effective control on a transferor&#8217;s contractual rights and obligations rather than practical ability to perform those rights and obligations.&#160; The guidance in ASU 2011-03 is effective for the first interim or annual period beginning on or after December&#160;15, 2011. The Company is evaluating the effect, if any, the adoption of ASU 2011-03 will have on its consolidated financial statements.
</font>
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >In May&#160;2011, the FASB issued ASU No.&#160;2011-04, <font style="display:inline;font-style:italic;" >Amendments to Achieve Common Fair Value Measurement and Disclosure Requirements in U.S. GAAP and IFRSs
</font> (ASU 2011-04). ASU 2011-04 represents the converged guidance of the FASB and the International Accounting Standards Board (IASB) on fair value measurement.&#160; A variety of measures are included in the update intended to either clarify existing fair value measurement requirements, change particular principles requirements for measuring fair value or for disclosing information about fair value measurements.&#160; For many of the requirements, the FASB does not intend to change the application of existing requirements under the ASC Topic 820, <font style="display:inline;font-style:italic;" >Fair Value Measurements
</font>.&#160; ASU 2011-04 is effective for interim and annual periods beginning after December&#160;15, 2011 and early application is not permitted. The Company is evaluating the impact adoption of ASU 2011-04 will have on its financial statements.
</font>
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >In June&#160;2011, the FASB issued ASU No.&#160;2011-05, <font style="display:inline;font-style:italic;" >Presentation of Comprehensive Income
</font>(ASU 2011-05), intended to increase the prominence of items reported in other comprehensive income and to facilitate convergence of accounting guidance in this area with that of the IASB.&#160; The amendments require that all nonowner changes in stockholders&#8217; equity be presented in a single continuous statement of comprehensive income or in two separate but consecutive statements.&#160; Amendments under ASU 2011-05 for public entities should be applied retrospectively for fiscal years, and interim periods within those years, beginning December&#160;15, 2011.&#160; The Company is evaluating the impact adoption of ASU 2011-05 will have on its financial statements.
</font>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div><div style="display:block;margin-left:0pt;text-indent:9pt;margin-right:0pt;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" ><font style="display:inline;font-style:italic;" >Earnings per Common Share
</font>- Basic earnings per share (&#8220;EPS&#8221;) is computed by dividing income available to common shareholders (numerator) by the weighted average number of common shares outstanding during the period (denominator). Diluted EPS is computed by dividing income available to common shareholders (numerator) by the adjusted weighted average number of shares outstanding (denominator). The adjusted weighted average number of shares outstanding reflects the potential dilution occurring if securities or other contracts to issue common stock were exercised or converted into common stock resulting in the issuance of common stock that share in the earnings of the entity.
</font>
</div>
</div><div style="margin-left:0pt;text-indent:0pt;margin-right:0pt;" ><div><div style="width:100%;text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >
</font>
</div>
</div>
</div><div style="display:block;text-indent:0pt;" ><div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" >
</div>
</div><div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" >
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" >&#160;
</div>
</div>
</div><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >The following is a summary of the basic and diluted earnings per share for the three and six month periods ended June 30, 2011 and June 30, 2010.
</font>
</div><div style="display:block;text-indent:0pt;" ><br />
</div><div style="text-align:left;" ><table cellspacing="0" cellpadding="0" width="100%" style="font-size:10pt;font-family:times new roman;" ><tr><td valign="bottom" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="6" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Three Months Ended June 30,
</font>
</div>
</td><td valign="bottom" nowrap="nowrap"
 style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr><td valign="bottom" style="padding-bottom:2px;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Basic earnings per common share calculation:
</font>
</div>
</td><td valign="bottom" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >2011
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="2" style="border-bottom:black 2px solid;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >2010
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="78%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Numerator: Net income available to common shareholders
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >39,212
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >18,145
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="78%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Denominator: Weighted avg. common shares outstanding
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >6,500,396
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >6,500,396
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="78%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Effect of dilutive stock options
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="78%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Diluted shares
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td
 valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >6,500,396
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >6,500,396
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="78%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="78%" style="padding-bottom:4px;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Basic earnings per common share
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >0.01
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="78%" style="padding-bottom:4px;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Diluted earnings per common share
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >0.01
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr>
</table><div>&#160;
</div><table cellspacing="0" cellpadding="0" width="100%" style="font-size:10pt;font-family:times new roman;" ><tr style="background-color:#ffffff;" ><td valign="bottom" >&#160;
</td><td valign="bottom" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" colspan="6" style="text-align:center;" ><div style="display:block;text-indent:0pt;text-align:center;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Six Months Ended June 30,
</font>
</div>
</td><td valign="bottom" nowrap="nowrap" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="78%" style="padding-bottom:2px;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Basic earnings per
 common share calculation:
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:2px;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >2011
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 2px solid;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 2px solid;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >2010
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:2px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="78%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Numerator: Net income available to common shareholders
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >199,162
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >361,933
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="78%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Denominator: Weighted avg. common shares outstanding
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >6,500,396
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >6,500,396
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="78%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Effect of dilutive stock options
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >-
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="78%" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Diluted shares
</font>
</div>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;"
 >6,500,396
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >6,500,396
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="78%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="8%" style="text-align:right;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="text-align:left;" ><font style="display:inline;font-size:8pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ccffcc;" ><td valign="bottom" width="78%" style="padding-bottom:4px;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Basic earnings per common share
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >0.03
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >0.06
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr><tr style="background-color:#ffffff;" ><td valign="bottom" width="78%" style="padding-bottom:4px;" ><div style="display:block;margin-left:0pt;text-indent:0pt;margin-right:0pt;text-align:justify;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >Diluted earnings per common share
</font>
</div>
</td><td valign="bottom" width="1%" style="padding-bottom:4px;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >0.03
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td><td valign="bottom" width="1%" style="border-bottom:black 4px double;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >$
</font>
</td><td valign="bottom" width="8%" style="border-bottom:black 4px double;text-align:right;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >0.06
</font>
</td><td valign="bottom" nowrap="nowrap" width="1%" style="padding-bottom:4px;text-align:left;" ><font style="display:inline;font-size:10pt;font-family:times new roman;" >&#160;
</font>
</td>
</tr>
</table>
</div>
</div><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureAndSignificantAccountingPoliciesTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for the organization, consolidation and basis of presentation of financial statements disclosure, and significant accounting policies of the reporting entity. May be provided in more than one note to the financial statements, as long as users are provided with an understanding of (1) the significant judgments and assumptions made by an enterprise in determining whether it must consolidate a VIE and/or disclose information about its involvement with a VIE, (2) the nature of restrictions on a consolidated VIE's assets reported by an enterprise in its statement of financial position, including the carrying amounts of such assets, (3) the nature of, and changes in, the risks associated with an enterprise's involvement with the VIE, and (4) how an enterprise's involvement with the VIE affects the enterprise's financial position, financial performance, and cash flows.  Describes procedure if disclosures are provided in more than one note to the financial statements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Principles Board Opinion (APB)<br> -Number 22<br> -Paragraph 8<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Name Statement of Position (SOP)<br> -Publisher AICPA<br> -Number 94-6<br> -Paragraph 10<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Name FASB Interpretation (FIN)<br> -Publisher FASB<br> -Number 46R<br> -Paragraph 4, 14, 15<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>28
<FILENAME>R2.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0E6QAG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Consolidated Balance Sheets (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Jun. 30, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsAbstract', window );"><strong>ASSETS</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndDueFromBanks', window );">Cash and due from banks</a></td>
        <td class="nump">$ 1,120,436<span></span></td>
        <td class="nump">$ 1,490,030<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestBearingDepositsInBanks', window );">Interest-bearing deposits at other financial institutions</a></td>
        <td class="nump">28,783,701<span></span></td>
        <td class="nump">21,491,922<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Total cash and cash equivalents</a></td>
        <td class="nump">29,904,137<span></span></td>
        <td class="nump">22,981,952<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Securities available for sale</a></td>
        <td class="nump">109,331,248<span></span></td>
        <td class="nump">108,250,434<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Securities held to maturity (fair value approximates of $83,834 and $98,388 at June 30, 2011 and December 31, 2010, respectively)</a></td>
        <td class="nump">81,534<span></span></td>
        <td class="nump">95,702<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankStock', window );">Federal Home Loan Bank stock, at cost</a></td>
        <td class="nump">2,322,900<span></span></td>
        <td class="nump">2,322,900<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount', window );">Loans, net of allowance for loan losses of $6,814,385 at June 30, 2011 and $9,132,171 at December 31, 2010</a></td>
        <td class="nump">263,356,939<span></span></td>
        <td class="nump">276,114,617<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNet', window );">Bank premises and equipment, net</a></td>
        <td class="nump">5,790,638<span></span></td>
        <td class="nump">8,047,370<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestReceivable', window );">Accrued interest receivable</a></td>
        <td class="nump">1,297,606<span></span></td>
        <td class="nump">1,326,480<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ForeclosedAssets', window );">Foreclosed assets</a></td>
        <td class="nump">20,057,587<span></span></td>
        <td class="nump">12,808,838<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherAssets', window );">Other assets</a></td>
        <td class="nump">9,067,121<span></span></td>
        <td class="nump">9,551,121<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Total Assets</a></td>
        <td class="nump">441,209,710<span></span></td>
        <td class="nump">441,499,414<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquityAbstract', window );"><strong>LIABILITIES AND STOCKHOLDERS' EQUITY</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_csbq_NoninterestBearingDemanDeposits', window );">Noninterest-bearing demand deposits</a></td>
        <td class="nump">42,354,816<span></span></td>
        <td class="nump">28,980,043<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_csbq_InterestBearingDemanDeposits', window );">Interest-bearing demand deposits</a></td>
        <td class="nump">26,262,115<span></span></td>
        <td class="nump">24,834,214<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_csbq_SavingDepositsAndMoneyMarketAccounts', window );">Savings deposits and money market accounts</a></td>
        <td class="nump">38,425,489<span></span></td>
        <td class="nump">34,041,672<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDeposits', window );">Time deposits</a></td>
        <td class="nump">227,878,545<span></span></td>
        <td class="nump">247,591,161<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Deposits', window );">Total deposits</a></td>
        <td class="nump">334,920,965<span></span></td>
        <td class="nump">335,447,090<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase', window );">Federal funds purchased and securities sold under agreements to repurchase</a></td>
        <td class="nump">27,011,269<span></span></td>
        <td class="nump">24,325,372<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_csbq_FederalHomeLoanBankAdvancesAndOtherBorrowings', window );">Federal Home Loan Bank advances and other borrowings</a></td>
        <td class="nump">48,480,000<span></span></td>
        <td class="nump">54,715,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestPayableCurrentAndNoncurrent', window );">Accrued interest payable</a></td>
        <td class="nump">180,223<span></span></td>
        <td class="nump">176,761<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherLiabilities', window );">Other liabilities</a></td>
        <td class="nump">1,757,631<span></span></td>
        <td class="nump">1,016,038<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Liabilities', window );">Total Liabilities</a></td>
        <td class="nump">412,350,088<span></span></td>
        <td class="nump">415,680,261<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityAbstract', window );"><strong>Stockholders' Equity:</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockValue', window );">Preferred stock - no par value; 2,000,000 shares authorized; 188,820 shares issued and outstanding in 2011 and 114,540 shares issued and outstanding in 2010</a></td>
        <td class="nump">4,540,516<span></span></td>
        <td class="nump">2,727,424<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockValue', window );">Common stock - $l.00 par value; 20,000,000 shares authorized; 6,709,199 issued in 2011 and 2010; 6,500,396 outstanding in 2011 and 2010</a></td>
        <td class="nump">6,500,396<span></span></td>
        <td class="nump">6,500,396<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdditionalPaidInCapital', window );">Additional paid-in capital</a></td>
        <td class="nump">21,276,868<span></span></td>
        <td class="nump">21,237,298<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RetainedEarningsAccumulatedDeficit', window );">Retained (deficit)</a></td>
        <td class="num">(4,024,893)<span></span></td>
        <td class="num">(4,317,130)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax', window );">Accumulated other comprehensive income</a></td>
        <td class="nump">566,735<span></span></td>
        <td class="num">(328,835)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Total Stockholders' Equity</a></td>
        <td class="nump">28,859,622<span></span></td>
        <td class="nump">25,819,153<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">Total Liabilities and Stockholders' Equity</a></td>
        <td class="nump">$ 441,209,710<span></span></td>
        <td class="nump">$ 441,499,414<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_csbq_FederalHomeLoanBankAdvancesAndOtherBorrowings">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate carrying amount of all Federal Home Loan Bank loans (advances) and also includes other borrowings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>csbq_FederalHomeLoanBankAdvancesAndOtherBorrowings</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>csbq</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_csbq_InterestBearingDemanDeposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of money in accounts that will bear interest and that the depositor is entitled to withdraw at any time without prior notice.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>csbq_InterestBearingDemanDeposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>csbq</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_csbq_NoninterestBearingDemanDeposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of money in accounts that will not bear interest and that the depositor is entitled to withdraw at any time without prior notice.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>csbq_NoninterestBearingDemanDeposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>csbq</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_csbq_SavingDepositsAndMoneyMarketAccounts">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of interest bearing deposits with no stated maturity, which may include passbook and statement savings accounts and money-market deposit accounts (MMDAs). Also includes amount of deposits in accounts that offer many of the same services as checking accounts although transactions may be somewhat more limited, share some of the characteristics of a money market fund and are insured by the Federal government, also known as money market accounts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>csbq_SavingDepositsAndMoneyMarketAccounts</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>csbq</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Accumulated change in equity from transactions and other events and circumstances from non-owner sources, net of tax effect, at period end. Excludes Net Income (Loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners. Includes foreign currency translation items, certain pension adjustments, unrealized gains and losses on certain investments in debt and equity securities, other than temporary impairment (OTTI) losses related to factors other than credit losses on available-for-sale and held-to-maturity debt securities that an entity does not intend to sell and it is not more likely than not that the entity will be required to sell before recovery of the amortized cost basis, as well as changes in the fair value of derivatives related to the effective portion of a designated cash flow hedge.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=6920043&amp;loc=d3e653-108580<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 130<br> -Paragraph 14, 17, 26<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 31<br> -Article 5<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Principles Board Opinion (APB)<br> -Number 12<br> -Paragraph 10<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name FASB Staff Position (FSP)<br> -Number FAS115-1/124-1<br> -Paragraph 15D<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=6920043&amp;loc=d3e637-108580<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 3<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14<br> -URI http://asc.fasb.org/extlink&amp;oid=6920043&amp;loc=d3e681-108580<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdditionalPaidInCapital">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Excess of issue price over par or stated value of the entity's capital stock and amounts received from other transactions involving the entity's stock or stockholders. Includes adjustments to additional paid in capital. Some examples of such adjustments include recording the issuance of debt with a beneficial conversion feature and certain tax consequences of equity instruments awarded to employees. Use this element for the aggregate amount of additional paid-in capital associated with common and preferred stock. For additional paid-in capital associated with only common stock, use the element additional paid in capital, common stock. For additional paid-in capital associated with only preferred stock, use the element additional paid in capital, preferred stock.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 31<br> -Article 5<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.30(a)(1))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AdditionalPaidInCapital</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Assets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 7<br> -Section 03<br> -Paragraph 12<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Topic 210<br> -SubTopic 10<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br> -Section S99<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -Paragraph 1<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Concepts (CON)<br> -Number 6<br> -Paragraph 25<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 18<br> -Article 5<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.18)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Assets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AssetsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For an unclassified balance sheet, total of debt securities categorized neither as held-to-maturity nor trading.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26610-111562<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 12<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name FASB Staff Position (FSP)<br> -Number FAS115-1/124-1<br> -Paragraph 15D<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 133<br> -Paragraph 22<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name FASB Staff Position (FSP)<br> -Number FAS115-1/124-1<br> -Paragraph 15C<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 13<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)-(g)<br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62557-112803<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 137<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 16<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 25<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6379932&amp;loc=d3e22054-111558<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Includes currency on hand as well as demand deposits with banks or financial institutions. It also includes other kinds of accounts that have the general characteristics of demand deposits in that the Entity may deposit additional funds at any time and also effectively may withdraw funds at any time without prior notice or penalty. Cash equivalents, excluding items classified as marketable securities, include short-term, highly liquid investments that are both readily convertible to known amounts of cash, and so near their maturity that they present minimal risk of changes in value because of changes in interest rates. Generally, only investments with original maturities of three months or less qualify under that definition. Original maturity means original maturity to the entity holding the investment. For example, both a three-month US Treasury bill and a three-year Treasury note purchased three months from maturity qualify as cash equivalents. However, a Treasury note purchased three years ago does not become a cash equivalent when its remaining maturity is three months. Compensating balance arrangements that do not legally restrict the withdrawal or usage of cash amounts may be reported as Cash and Cash Equivalents, while legally restricted deposits held as compensating balances against borrowing arrangements, contracts entered into with others, or company statements of intention with regard to particular deposits are not generally reported as cash and cash equivalents. Includes cash and cash equivalents associated with the entity's continuing operations. Excludes cash and cash equivalents associated with the disposal group (and discontinued operation).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 1<br> -Article 5<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 7<br> -Footnote 1<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3044-108585<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 8, 9<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6361293&amp;loc=d3e6676-107765<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Cash<br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 7, 26<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Cash Equivalents<br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsAtCarryingValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndDueFromBanks">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For banks and other depository institutions: Includes cash on hand (currency and coin), cash items in process of collection, noninterest bearing deposits due from other financial institutions (including corporate credit unions), and noninterest bearing balances with the Federal Reserve Banks, Federal Home Loan Banks and central banks.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Cash<br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Cash Equivalents<br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 8, 9<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-DEP<br> -Chapter 6<br> -Paragraph 1, 2, 3, 7, 11<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 1, 2, 3<br> -Article 9<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndDueFromBanks</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate par or stated value of issued nonredeemable common stock (or common stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable common shares, par value and other disclosure concepts are in another section within stockholders' equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 30<br> -Article 5<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.29)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Deposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits among others.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 12<br> -Article 9<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-DEP<br> -Chapter 13<br> -Paragraph 37, 38, 39<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Deposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount shown on the books that a bank with insufficient reserves borrows, at the federal funds rate, from another bank to meet its reserve requirements and the amount of securities that an institution sells and agrees to repurchase at a specified date for a specified price, net of any reductions or offsets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 13<br> -Subparagraph 1<br> -Article 9<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.13(1))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Federal Home Loan Bank (FHLB) stock represents an equity interest in a FHLB. It does not have a readily determinable fair value because its ownership is restricted and it lacks a market (liquidity).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-DEP<br> -Chapter 12<br> -Paragraph 26<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 325<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6478792&amp;loc=d3e63345-112809<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalHomeLoanBankStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ForeclosedAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount as of the balance sheet date of all assets obtained in full or partial satisfaction of a debt arrangement through foreclosure proceedings or defeasance; includes real and personal property; equity interests in corporations, partnerships, and joint ventures; and beneficial interests in trusts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Statement of Position (SOP)<br> -Number 01-6<br> -Paragraph 13<br> -Subparagraph f<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-DEP<br> -Chapter 11<br> -Paragraph 2, 9, 10, 11<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 45<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4437-111522<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ForeclosedAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For an unclassified balance sheet, this item represents investments in debt securities which are categorized as held-to-maturity. The held-to-maturity category is for those securities that the entity has the positive intent and ability to hold until maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 10<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 17<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 9<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 43<br> -Section A<br> -Paragraph 4<br> -Chapter 3<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 8<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 19<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 43<br> -Chapter 3<br> -Section A<br> -Paragraph 5<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 11<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 25<br> -Paragraph 1<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=6379932&amp;loc=d3e22054-111558<br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 7<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.6)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestBearingDepositsInBanks">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For banks and other depository institutions (including Federal Reserve Banks, if applicable): Interest-bearing deposits in other financial institutions for relatively short periods of time including, for example, certificates of deposits, which are presented separately from cash on the balance sheet.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section 45<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6476743&amp;loc=d3e59706-112781<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-DEP<br> -Chapter 6<br> -Paragraph 4, 11<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 2<br> -Article 9<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestBearingDepositsInBanks</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestPayableCurrentAndNoncurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying value as of the balance sheet date of [accrued] interest payable on all forms of debt, including trade payables, that has been incurred and is unpaid.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 9<br> -Section 03<br> -Paragraph 15<br> -Subparagraph 5<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.15(5))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03.15(a))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 7<br> -Section 03<br> -Paragraph 15<br> -Subparagraph a<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestPayableCurrentAndNoncurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestReceivable">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount as of the balance sheet date of interest earned but not received. Also called accrued interest or accrued interest receivable.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 8<br> -Article 5<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.8)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestReceivable</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Liabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying amounts as of the balance sheet date of all liabilities that are recognized. Liabilities are probable future sacrifices of economic benefits arising from present obligations of an entity to transfer assets or provide services to other entities in the future.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.19-26)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Liabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAndStockholdersEquity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total of all Liabilities and Stockholders' Equity items (or Partners' Capital, as applicable), including the portion of equity attributable to noncontrolling interests, if any.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 32<br> -Article 5<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.32)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 7<br> -Section 03<br> -Paragraph 25<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LiabilitiesAndStockholdersEquity</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAndStockholdersEquityAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LiabilitiesAndStockholdersEquityAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects the aggregate carrying amount of all categories of loans and leases held in portfolio, net of unearned income and the allowance for losses on loans and leases.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Statement of Position (SOP)<br> -Number 01-6<br> -Paragraph 13<br> -Subparagraph e<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4428-111522<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.7)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableNetReportedAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate carrying amounts, as of the balance sheet date, of assets not separately disclosed in the balance sheet.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 17<br> -Article 5<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 7<br> -Section 03<br> -Paragraph 10<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.17)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherLiabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate carrying amount, as of the balance sheet date, of liabilities not separately disclosed in the balance sheet.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 9<br> -Section 03<br> -Paragraph 15<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.15)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherLiabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate par or stated value of issued nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable preferred shares, par value and other disclosure concepts are in another section within stockholders' equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 129<br> -Paragraph 2, 3, 4, 5, 6, 7, 8<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Principles Board Opinion (APB)<br> -Number 12<br> -Paragraph 10<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.28)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 3<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 5<br> -Section 02<br> -Paragraph 29<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tangible assets that are held by an entity for use in the production or supply of goods and services, for rental to others, or for administrative purposes and that are expected to provide economic benefit for more than one year; net of accumulated depreciation. Examples include land, buildings, machinery and equipment, and other types of furniture and equipment including, but not limited to, office equipment, furniture and fixtures, and computer equipment and software.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.13)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 7<br> -Section 03<br> -Paragraph 8<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 13<br> -Subparagraph a<br> -Article 5<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 12<br> -Paragraph 5<br> -Subparagraph b, c<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PropertyPlantAndEquipmentNet</nobr></td>
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                <p>Total of all stockholders' equity (deficit) items, net of receivables from officers, directors, owners, and affiliates of the entity which are attributable to the parent. The amount of the economic entity's stockholders' equity attributable to the parent excludes the amount of stockholders' equity which is allocable to that ownership interest in subsidiary equity which is not attributable to the parent (noncontrolling interest, minority interest). This excludes temporary equity and is sometimes called permanent equity.</p>
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end

</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
