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CONSOLIDATED STATEMENTS OF OPERATIONS (USD $)
 12 Months Ended
Dec. 31, 2011
Dec. 31, 2010
Dec. 31, 2009
INTEREST INCOME      
Loans, including fees $ 18,128,907 $ 21,498,120 $ 24,402,101
Securities and interest-bearing deposits at other financial institutions 2,311,690 3,633,367 1,895,228
Federal funds sold 53,139 79,941 11,098
Total interest income 20,493,736 25,211,428 26,308,427
INTEREST EXPENSE      
Time deposits 3,767,582 5,838,571 7,608,747
Other deposits 424,387 379,810 400,395
Federal funds purchased and securities sold under agreements to repurchase 125,538 127,308 173,648
Federal Home Loan Bank advances and other borrowings 2,044,361 2,856,125 3,006,593
Total interest expense 6,361,868 9,201,814 11,189,383
Net interest income before provision for loan losses 14,131,868 16,009,614 15,119,044
Provision for loan losses 445,000 7,291,000 14,898,898
Net interest income after provision for loan losses 13,686,868 8,718,614 220,146
NONINTEREST INCOME      
Customer service fees 868,935 1,272,893 1,630,387
Other noninterest income 71,542 90,268 96,839
Net gains from sale of securities 107,413 1,698,136 399,754
Net gains from sale of loans and other assets 134,997 19,632 200,082
Total noninterest income 1,182,887 3,080,929 2,327,062
NONINTEREST EXPENSES      
Salaries and employee benefits 6,117,063 6,194,504 6,970,282
Net occupancy and equipment expense 1,431,863 1,501,504 1,547,630
Depository insurance 1,052,591 1,287,676 1,198,937
Impairment of goodwill 0 2,541,476 0
Foreclosed assets, net 1,922,988 2,789,708 2,570,584
Other operating expenses 3,126,998 3,727,493 3,774,454
Total noninterest expenses 13,651,503 18,042,361 16,061,887
Income (loss) before income tax expense (benefit) 1,218,252 (6,242,818) (13,514,679)
Income tax expense (benefit) 188,200 (1,535,297) (5,336,040)
Net income (loss) 1,030,052 (4,707,521) (8,178,639)
Preferred stock dividend requirements 651,119 34,463 0
Accretion on preferred stock discount 36,718 0 0
Net income (loss) available to common stockholders $ 342,215 $ (4,741,984) $ (8,178,639)
EARNINGS (LOSS) PER COMMON SHARE      
Basic (in dollars per share) $ 0.05 $ (0.73) $ (1.26)
Diluted (in dollars per share) $ 0.05 $ (0.73) $ (1.26)