<SEC-DOCUMENT>0001144204-12-036690.txt : 20120627
<SEC-HEADER>0001144204-12-036690.hdr.sgml : 20120627
<ACCEPTANCE-DATETIME>20120627161336
ACCESSION NUMBER:		0001144204-12-036690
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		3
CONFORMED PERIOD OF REPORT:	20120627
ITEM INFORMATION:		Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20120627
DATE AS OF CHANGE:		20120627

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CORNERSTONE BANCSHARES INC
		CENTRAL INDEX KEY:			0001038773
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				621175427
		STATE OF INCORPORATION:			TN
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-30497
		FILM NUMBER:		12929672

	BUSINESS ADDRESS:	
		STREET 1:		4154 RINGGOLD RD
		CITY:			CHATTANOOGA
		STATE:			TN
		ZIP:			37412-416
		BUSINESS PHONE:		4236982454

	MAIL ADDRESS:	
		STREET 1:		4154 RINGGOLD RD
		CITY:			CHATTANOOGA
		STATE:			TN
		ZIP:			37412-0416

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	EAST RIDGE BANCSHARES INC
		DATE OF NAME CHANGE:	19970507
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>v317122_8k.htm
<DESCRIPTION>FORM 8-K
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="margin: 0"></P> <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>UNITED STATES<BR>
SECURITIES AND EXCHANGE COMMISSION<BR>
Washington, D.C. 20549<BR>
<BR>
<BR>
<IMG SRC="image_001.jpg" ALT=""></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>FORM 8-K<BR>
<BR>
CURRENT REPORT<BR>
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left"><B>&nbsp;</B></P>

<TABLE ALIGN="CENTER" CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font-family: Times New Roman, Times, Serif">
<TR>
    <TD STYLE="width: 35%; vertical-align: top; font-size: 10pt">Date of Report (Date of earliest event reported)</TD>
    <TD STYLE="width: 1%; padding: 0.75pt; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 64%; vertical-align: top; border-bottom: black 1pt solid; font-size: 10pt; font-weight: bold">June 27, 2012</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<TABLE ALIGN="CENTER" CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font-family: Times New Roman, Times, Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 12pt"><B>CORNERSTONE BANCSHARES, INC.</B></FONT><FONT STYLE="font-size: 10pt"> </FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="font-size: 10pt; text-align: center">(Exact name of registrant as specified in its charter)</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%">
<TR>
    <TD STYLE="width: 25%; vertical-align: bottom; border-bottom: black 1pt solid; font-weight: bold; text-align: center">Tennessee</TD>
    <TD STYLE="width: 2%; vertical-align: top; border-bottom: black 1pt solid; padding-top: 0.75pt; padding-right: 0.75pt; padding-bottom: 0.75pt">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 46%; vertical-align: bottom; border-bottom: black 1pt solid; font-weight: bold; text-align: center">000-30497</TD>
    <TD STYLE="width: 2%; vertical-align: top; border-bottom: black 1pt solid; padding-top: 0.75pt; padding-right: 0.75pt; padding-bottom: 0.75pt">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 25%; vertical-align: bottom; border-bottom: black 1pt solid; font-weight: bold; text-align: center">62-1173944</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; text-align: center">(State or other jurisdiction<BR> of incorporation)</TD>
    <TD STYLE="padding: 0.75pt">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center">(Commission File Number)</TD>
    <TD STYLE="padding: 0.75pt">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center">(IRS Employer<BR> Identification No.)</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%">
<TR>
    <TD STYLE="width: 33%; vertical-align: top; border-bottom: black 1pt solid; font-weight: bold; text-align: center">835 Georgia Avenue, Chattanooga, Tennessee</TD>
    <TD STYLE="width: 34%; border-bottom: black 1pt solid">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 33%; vertical-align: top; border-bottom: black 1pt solid; font-weight: bold; text-align: center">37402</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; text-align: center">(Address of principal executive offices)</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center">(Zip Code)</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%">
<TR>
    <TD STYLE="width: 43%; vertical-align: top">Registrant&rsquo;s telephone number, including area code</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="width: 56%; vertical-align: top; border-bottom: black 1pt solid; font-weight: bold">(423) 385-3000</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%">
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center; border-bottom: Black 1pt solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 0.75pt; padding-right: 0.75pt; padding-bottom: 0.75pt; text-align: center">(Former name or former address, if changed since last report.)</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Check the appropriate box below if the Form 8-K filing is intended
to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction
A.2. below):</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif"><FONT STYLE="font-family: Wingdings">&#168;</FONT></FONT></TD><TD STYLE="text-align: justify">Written communications pursuant to Rule 425 under the
Securities Act (17 CFR 230.425)</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Wingdings">&#168;</FONT></TD><TD STYLE="text-align: justify">Soliciting material pursuant to Rule 14a-12 under the
Exchange Act (17 CFR 240.14a-12)</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif"><FONT STYLE="font-family: Wingdings">&#168;</FONT></FONT></TD><TD STYLE="text-align: justify">Pre-commencement communications pursuant to Rule 14d-2(b)
under the Exchange Act (17 CFR 240.14d-2(b))</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Wingdings">&#168;</FONT></TD><TD STYLE="text-align: justify">Pre-commencement communications pursuant to Rule 13e-4(c)
under the Exchange Act (17 CFR 240.13e-4(c))</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: left; width: 50%">&nbsp;</TD><TD STYLE="text-align: right; width: 50%"></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 1in; text-align: left"><B>Item 5.02</B></TD><TD STYLE="text-align: justify"><B>Corporate Governance and Management</B></TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
Registrant announced the official appointments of Nathaniel F. Hughes as Chief Executive Officer; J. Robert Vercoe, Jr. as Chief
Credit Officer; and John H. Coxwell, Sr. as Executive Officer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 1in; text-align: left"><B>Item 9.01</B></TD><TD STYLE="text-align: justify"><B>Financial Statements and Exhibits</B></TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.5in; text-align: left">(c)</TD><TD STYLE="text-align: justify">Exhibits</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.5in; text-align: left">99.1</TD><TD STYLE="text-align: justify">Press release dated June 18, 2012, announcing the hiring
and appointment of John H. Coxwell, Sr. as Executive Officer of the Bank.</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: left; width: 50%">&nbsp;</TD><TD STYLE="text-align: right; width: 50%"></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>SIGNATURES</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 22.5pt">Pursuant to the requirements of the Securities
Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 67.5pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 67.5pt">&nbsp;</P>

<TABLE ALIGN="CENTER" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%">
<TR>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: top; border-bottom: Black 1pt solid"><B><U STYLE="text-decoration: none">CORNERSTONE BANCSHARES, INC</U></B>. </TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">(Registrant)</TD>
    <TD>&nbsp;</TD></TR>
<TR>
    <TD STYLE="padding: 0.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0.75pt">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR>
    <TD STYLE="padding: 0.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding: 0.75pt">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 50%">Date:&nbsp;&nbsp;<U>June 27, 2012</U> </TD>
    <TD STYLE="width: 3%">By:</TD>
    <TD STYLE="width: 35%; border-bottom: black 1pt solid">/s/ Nathaniel F. Hughes</TD>
    <TD STYLE="width: 12%">&nbsp;</TD></TR>
<TR>
    <TD STYLE="padding: 0.75pt">&nbsp;</TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: top">Nathaniel F. Hughes,</TD>
    <TD>&nbsp;</TD></TR>
<TR>
    <TD STYLE="padding: 0.75pt">&nbsp;</TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: top">President</TD>
    <TD>&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;&nbsp;</P>



<P STYLE="margin: 0"></P>

<!-- Field: Page; Sequence: 3; Options: Last -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->
<P STYLE="margin: 0"></P>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>v317122_ex99-1.htm
<DESCRIPTION>EXHIBIT 99.1
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="margin: 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>John H. Coxwell, Sr. Appointed Executive
Officer of</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Cornerstone Community Bank</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Cornerstone Community Bank of Chattanooga, TN announced the
appointment of John H. Coxwell, Sr. as Executive Officer, effective June 1, 2012. Coxwell brings a 30-plus-year career as a Certified
Public Accountant (CPA) and financial institution specialist to his new position. His extensive CPA experience includes managerial
positions with Deloitte &amp; Touche and, most recently, 13 years as Managing Partner of Hazlett, Lewis &amp; Bieter, PLLC. In
his new role with Cornerstone, he will be responsible for working in conjunction with President Frank Hughes to oversee and manage
all bank operations.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&ldquo;We are extremely pleased to welcome John aboard,&rdquo;
said Hughes. &ldquo;He brings a wealth of expertise and in-depth knowledge that will make him an outstanding addition to the management
team and a tremendous asset to Cornerstone.&rdquo;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Originally from Waynesboro, MS, Coxwell moved to Chattanooga
from Mobile, AL in 1988, through a transfer with Deloitte &amp; Touche. He has been very active with civic involvement in the local
community, including Board positions with the Chattanooga Symphony &amp; Opera and READ Chattanooga (now Re:Start &ndash; The Center
for Adult Education), where he also served as Board President. In addition, he is a former member of the Kiwanis Club of Chattanooga
and Chattanooga Downtown Rotary Club. He and his wife of 42 years have three children and five grandchildren, and reside in the
Hixson area. In his limited but precious spare time, he enjoys all outdoor activities, including hunting, fishing and gardening.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Locally owned and locally operated, Cornerstone Community Bank
has five full-service branch locations throughout the Chattanooga MSA and specializes in providing a comprehensive range of customized
financial solutions for businesses and individuals.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"># # #</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B><U>Media Contact</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Charlotte Lindeman</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">VP Marketing</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Cornerstone Community Bank</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">clindeman@cscbank.com</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">423-385-3097</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;&nbsp;</P>



<P STYLE="margin: 0"></P>

<!-- Field: Page; Sequence: 1; Options: Last -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->
<P STYLE="margin: 0"></P>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>image_001.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image_001.jpg
M_]C_X``02D9)1@`!`0$`8`!@``#_VP!#``@&!@<&!0@'!P<)"0@*#!0-#`L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+#`Q-#0T'R<Y/3@R/"XS-#+_
MVP!#`0D)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P``1"`!<`:P#`2(``A$!`Q$!_\0`
M'P```04!`0$!`0$```````````$"`P0%!@<("0H+_\0`M1```@$#`P($`P4%
M!`0```%]`0(#``01!1(A,4$&$U%A!R)Q%#*!D:$((T*QP152T?`D,V)R@@D*
M%A<8&1HE)B<H*2HT-38W.#DZ0T1%1D=(24I35%565UA96F-D969G:&EJ<W1U
M=G=X>7J#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6VM[BYNL+#Q,7&
MQ\C)RM+3U-76U]C9VN'BX^3EYN?HZ>KQ\O/T]?;W^/GZ_\0`'P$``P$!`0$!
M`0$!`0````````$"`P0%!@<("0H+_\0`M1$``@$"!`0#!`<%!`0``0)W``$"
M`Q$$!2$Q!A)!40=A<1,B,H$(%$*1H;'!"2,S4O`58G+1"A8D-.$E\1<8&1HF
M)R@I*C4V-S@Y.D-$149'2$E*4U155E=865IC9&5F9VAI:G-T=79W>'EZ@H.$
MA8:'B(F*DI.4E9:7F)F:HJ.DI::GJ*FJLK.TM;:WN+FZPL/$Q<;'R,G*TM/4
MU=;7V-G:XN/DY>;GZ.GJ\O/T]?;W^/GZ_]H`#`,!``(1`Q$`/P#W^BBHY9HH
M%#2RI&"<`NP&:`)**@6^M'8*MU"S$X`$@))J9F"J68@*!DDG`%`VFA:*KB_L
MR0!=P$G@`2#FIV=40N[!5`R23@`4!9H6BJ_]H6?_`#]P?]_!_C1]OLO^?N#_
M`+^#_&@.5]BQ15?[?9?\_<'_`'\'^-']H6?_`#]P?]_!_C0'*^Q8HIL<B3('
MC=70]&4Y!IU`@HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@
M`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"
MBBB@`KRGX\C/A33?^OX?^BWKU:O*OCS_`,BIIO\`U_#_`-%O6=7X&=F7_P"]
M0]3QOP:!_P`)QH'`_P"0C;_^C%KZ?\7_`/(E:]G_`*!UQ_Z+:OF'P;_R/&@?
M]A&W_P#1BU]/^+O^1*UW_L'7'_HMJRH?"STLW_WBG_74^4M%`_MW3N!_Q]1=
MO]L5]4^-?^1$\0?]@VX_]%M7RMHO_(=T[_KZB_\`0Q7U3XU_Y$3Q!_V#;C_T
M6U*A\+*SC^-3_KJCYF\+>$-1\87TUIIAMA+#%YK>>Y48R!Q@'UKJO^%'^*_[
M^F?]_P!O_B:O?`;_`)&K4_\`KR_]G6O?J*5*,HW88_,*U"NX0M;T/G/_`(4?
MXK_OZ9_W_;_XFN?\5^`-7\'6UM/J9M"MPY1/(D+'(&><@5]65Y!\?/\`D#Z-
M_P!?$G_H(IU*48Q;1&#S*O5KQIRM9^1TWP@_Y)EI?^_/_P"CGKN:X;X0?\DR
MTO\`WY__`$<]6?B=XJ?P?X$O]2MV"WKXM[4D9Q(_`/X#<W_`:WA\*/)Q7\>?
MJ_S,#QO\61I.L+X9\*V0UCQ%(XBV#F*%NX;!^9AW&0!SDC!%2:?\/_$^LP)<
M^,O&FJF=QEK+2I1;0H/[K%1\_P!<#ZGJ>2_9U\.QRV^J^*KH>;=/,;2%WR2O
M`:1LGJ6+*,]>#ZFO>*HP//IOA!HA56M-7\0V,Z])[?4GWD^OS9'Y8KA91X]^
M'GQ%T#3[SQ+?:KH.J7T4"33GS-P9@I1M^2K#.>#R.1T('O=9/B#P[8^)+2VM
M[[S`+:ZBNX7B;:R21G((.#[@^Q/2@#6SBN*NOBAH0U"2PT>#4?$%U$?WJ:/;
M>>L>>A9\A<?C7!_$[Q3J'BGQQ9_#70KEK>*>18]1N(^K9&YE_P!U4R2,\GCC
M!SZ_H.@Z;X:T>#2]*ME@M81@`#ECW9CW8]S0!QU]\5AHT9FUGP;XGLK88W7!
MM4>-/=F#X%=/X;\8:#XNM6N-$U**Z"8\R,962//]Y#@COSC!QQ6V5#`@@$'@
M@U\X_%3P[/\`#+Q=I_B_PI_H5O<R%7BC&(XY1R4Q_<<9^7MM;&.``#UKQ/\`
M%'0/"-ZUKJL&IJP8*)$LV\MCC/RN<!OP)Z&J=G\7=+U&S%Y8>'?%%Y:DD">W
MTMG0X.#\P..*P?B-KMEXP_9^FUZ!-HE\B0)G)BD$RHZ_@2PSW_&M_P""1S\(
MM$'H;@?^1Y*`+GAWXJ^$?$M\MA::B8+YCM6VNXS$Y;.-HSP3GL#GVK>U_7?[
M`LH[DZ7J>HAY!&8].MO.=>"=Q4$';QC/N*\=_:+\.64.GZ;XFMXEAOS<BUF>
M,8,H*,REO==A`/7!]ACU7P#JUQKO@+1-2NRS7,UJGFLW5V'REOQ(S^-`&#H'
MQD\*^(?$%OHMN;VWNYRRI]JA$:[Q_`3N.&/.!Z\=2!7H-?,OQ#\%ZCKGQ,\7
MWV@C%UI:6MW]GA&))"T:EF3'\0(W>IYQSP?3OA)\3H_&FEKIVI2HNNVJ?O.B
MBY4?\M%'K_>`[\C`.``=]K&HMI.ES7RV%Y?&+;_H]E&'E?+`?*I(!QG)YZ`U
MP9^-FA#53I(T3Q(=3SC[$-/_`'WW=WW-V>G/TYZ5Z57F%S8QC]I*SG"+N.@&
M4G'\7F,F?KC`H`GU/XT:-H<B)K.@^)--:3/E_:K%4$F,9VG?@XR,^F:NV_Q2
MM+NVBN+;PMXMF@E0/'+'I#LKJ1D$$'!!'>N1_:1B0^$-(F(^=;_:#Z`QL3_Z
M"*]*\#G/P_\`#9_ZA=K_`.BEH`YF;XRZ%:ZK9Z;>Z3K]E<W4J11K=V/DXW,!
MN.YAP,\XS5SQ5\5-'\'7CV^JZ9K84/L6X2R_<R'`/R.Q`;KV]#6OXU\*P^,?
M#DFF/*L$XD2:WN3'O,,BL"&`R.HRO7HQKE_CNBM\*[UF4$I/`RD]CO`_D30!
M)9_%^TU*Q6^L/!WC"ZM'SLG@TU71L'!P0_/((_"K_AWXL>$_$E^NGPWLEGJ#
M/L6TOHS$Y;.-H/W2V>,9S[5'\&6+?"702?[DH_*9ZX']HWP[91V.F>)(42*]
M:X%I,R\&52A92?==A&?1O84`>\UQVI_$2QM]<ET+1]/OM=U:'_706*#9`?22
M1B%7]>>#@TWPUKNHWOP@M-:.Z74AI32`N,F21$(#'U+%0??-</\`LY:A93>'
M=8MFE5M6-Z9Y]YS(\950K$]2-P?Z$^]`'1:G\69/#+QGQ5X0UC2X)&"I<1M'
M<1[O0LK8!P"<<GCI4_B3XJVGAGQS%X>DTN]U`36:3(=.3S9?,9F^39D9&T`Y
M!SSTKK?$N@VWB?PWJ&BW6!%=PF/>5W>6W57`[E6`(^E9WAKP;;>']3O]4><W
M>H7B0Q-</&%*QQ1*@0<G`)4L?7(SG&:`,1_BND4;22>!O&Z(@+,S:1@`#J2=
M]4M,^-^D:VLK:3X8\57XBP)#:V"2[,YQG;(<9P?RKT'65#Z'J"GHUM(#_P!\
MFO$?V9_^/;Q*/]NV_E)0!V.H?&;3])MOM.I>$?%]E!G'FW.FK&N?3+.!76>'
MO$BZKX-M/$6HI#IL4\)N&$DPV11DG:6<@#[N"?K6IJ-A#JFF7>GW*[H+J%X9
M!ZJP(/Z&OGHK-X[\=:1\.H;V63PWX?A6&Z>,;/M)@4*[D`\98!%Y.,YR<T`>
MJ1_$V+6))(_"?A_5=?6,[3=1(L%L2.H$LA&2..,=ZJWGQ(UW0XGN?$/P_P!6
MM+)`6:>SN(KO8!W;:0%'N37?6EG;6%G%:6D$<%M"H2.*-0JHHZ``5/0!S_A;
MQKH'C*T,^BWZ3,@_>0-\LL?^\IYQ[]#V-8GBCXHV?@^5QJ_AOQ"EN)#&EW';
MQ-#(><$-YG&0,@'!QVKRKXL>'9_AOXQT[Q?X6S9PW,AW1Q\)',.2N!_`ZY^7
MV;H,"O0?&VN6WB_X`W^LVZA8[JT20H>=CK*NY?P92,^V:`.Q\(>+M,\:Z$FK
M:69!$7:-XI@!)&X[,`2.F#UZ$5O5\M:9+KGP3\2:?J+>9=Z#JL$3R;%P)5*@
MD8S@2(2<<\CT!./IG2M5L=;TJVU/3;E+FSN4WQ2IT(_H0<@@\@@@\B@#G_%7
MC:3PFL\]SX;UBZL(4#M>6BQ.@&.21O#`#N2,5EZ-\43XCL7O]&\'^(;JS4D>
M=LA0-CKMS)\Q!XP,UUOB*V6]\,:M:N,K/9S1D>H9"/ZUROP614^$>A`'.5F/
MXF:0T`9VF?&[2-8U%].L/#?B6XOHPQDMX[6(LFTX;(\SC!XYK6E^(EU$K./`
M?BUE49.+.,G\`)"37FGPS&W]HKQ:!P-U]_Z4+7T$2`"2<`=2:`.2\$?$+3_'
M3ZE'965[:2Z<Z)-%=HJL"V['`)QRA!!KKJP],T"SL_$>J>(+*4'^UH8/-1`"
MK-&&Q(#[JP'X9[UN4`%>5?'G_D5--_Z_A_Z+>O5:\J^//_(J:;_U_#_T6]9U
M?@9V9?\`[U#U/'/!O_(\:!_V$;?_`-&+7T_XN_Y$K7?^P=<?^BVKY@\&_P#(
M\:!_V$;?_P!&+7T_XN_Y$K7?^P=<?^BVK*A\+/2S?_>*?]=3Y2T7_D.Z=_U]
M1?\`H8KZI\:_\B)X@_[!MQ_Z+:OE;1?^0[IW_7U%_P"ABOJGQK_R(GB#_L&W
M'_HMJ5#X65G'\:G_`%U1X]\!O^1JU/\`Z\O_`&=:]^KYA^&GC#3_``9K5Y>:
MC#<RQS6_E*+=58@[@><L..*]._X7MX8_Y\-7_P"_4?\`\<JJ,XJ%FS+,L)7J
M8ARA%M:'J%>0?'S_`)`^C?\`7Q)_Z"*O_P#"]O#'_/AJ_P#WZC_^.5PGQ-^(
M.D^-+#3X-.M[V)[>5G<W"*H((QQM8TZDXN#29G@,'7AB(RE%I(]2^$'_`"3+
M2_\`?G_]'/7)?M(>=_PA6E;?]3_:(W_[WEOM_3=76_"#_DF6E_[\_P#Z.>I/
MBMX6E\6_#^^L;6/S+V$BYME[LZ?PCW*E@/<BM8?"CS\5_'GZO\S"^`$D3_#%
M%CQN2\F63G^+@_R(KU*OG?\`9U\5Q6EY?^%KIPANF^U6F>-T@&'7ZE0I'^Z:
M^B*HP"BBJ&M:Q8^']&NM5U*;RK2V3?(^,^P`'<DD`#U-`'S=\)+C^U_CK<ZE
M<#]](UW<#/&&;.?T8U]05\I>:OP[^/$5_<*8].>[-Q&[*5'V:X!&[!&?E#D'
MW0U]6`A@"""#R"*`%KSOXX6,5Y\*=4D=`TEJ\,\1/\+>8JD_]\LP_&O1*\U^
M.VJ0Z?\`"Z]MW;$M_-%;Q#U(<.?_`!U#^E`'DOAZY,O[-GBZV;<1!J,+J3T&
MZ2#@?D3^-=K\+/B=X0\.?#?3--U;56MKJ!I1(GV69P"TKL/F5".A!ZUBP^'Y
M]"_99U62Y4I-J,T-[L8<JC30JGYJH;_@5>A?!2*.[^#NF6]Q$DL+FXC>-U#*
MRF5\@@\$')XH`Y/7KJ3X[:M;Z1H#&W\.:7,)KV^FP'=V!"A(_O?=WX)P.3G&
M!GVK3K"VTK3+73[./R[:UB6&),YPJC`&>_`KYLG2Z^!OQ966,2R:!>]!UWVY
M/*\]7C/ODX'0-7TO:W,%[:0W=M*LMO/&LD4B'(=6&01[$&@#SOPX,?'?QI[V
M=G_Z`M<7\6/A[?>'-5_X3[P@SV\D,GGW<4`YA;O*H[J?XE]R3D$X[+P[)_Q?
MOQE&3R;&T(Y[!%_QKTIE#*58`J1@@]Z`.)^&OQ%L_'VBERJ6^JVX`N[8'@'L
MZ9ZJ?S!X.>":-V=O[0MAP?F\.N..W[XFO-O'W@_5?A3XHB\:^$?DTPR?O(@N
MY8"QYC<=XFZ`]C@9!VD])X5\9V/CCXQ:/JUBKQ-_8$D5S;L<F&02DE<X`8<@
M@]P1T/``)?VD!_Q1.E^G]HC_`-%O5[PCXL\8V_@O1(+7X>W%U!%I\"Q3C4X4
M$J!``V",C(`..O-5/VCO^1#TW_L)I_Z*DKT'P$=WP[\-'_J%VP_\A+0!Q/@G
M6]5U_P"+VLW.MZ*VCW=MI,5O':O)YA$9DW9W8`;)/4#MCM6C\<P#\)]4)'22
M`C_OZM=H-"L1XE/B`(XU`VGV(MO.TQ;]^-O3.>]</\;+F"Y^%.MI!-'*T$\$
M<RHX8QMYD9VMCH<,IP?44`<]\-/B9X7\-_#'2K35+RX@FMQ*KXLY67)E<C#A
M2IX([U5U22;X]ZM;VFE.;'PQI4NZZGE9?/F=AQMC&<<9`)P.6/)&VNR^#D,5
MY\&='M[F-)894N(Y(W7*NIFD!!'<$<5Y)/'>?`SXK)-&)9=!O<X&,^9;D\KS
MU>,X]"<#H&H`^EK*RM].L+>QM(A%;6\2Q11CHJ*,`<^PKYW\<_#/Q!X"U^3Q
M5X(DG%BK&4I;#,EIGEE*_P`<7X'`X88&3[[/XATFVTRSU*6]065X\4=O.`65
MS*0$Y`X!R.3P.^*TZ`/'OAK\;K;Q+<P:+X@CCL]5E(2&=.(;ANRX_@<]AT)Z
M8)`KV&OG_P"/7@'3=.LH_%NE0"UN'N5CNXX1M1RP)$F!T;(`..N[/7.?9/!N
MHW&K^"=$U"[)-S<6,,DK'^)B@RWXGG\:`-'503H]Z`,DV\G_`*":\._9F_U/
MB;_>M?Y2U[K>@M87``R3$P'Y&O"/V9C\GB<=LVO_`+5H`]WOIVM=/N;A%W-%
M$SA?4@$XKYP_9Q*/XUU>21LSFP.">I!D3=^NVOI5E5T*L`5(P0>XKY9\%F7X
M8?'#^R]0;RK9Y'LGE;&'BDP8GSV!(C)].<]*`/J>BBB@#S;X[V45U\*K^:0`
MM:3P31GT8R!/Y.:\\\'2RW/[,WBF)V.V"YE6//9<1/C\V/YUVO[0.LQ6'P\&
MG%U\[4KE$5,\[$.]F^@(0?\``A6=#X<D\*_LU:C;7:&*[N+5KJ=&!!5I"N%(
M[$+M!'J#0!WO_".:9XO^&^GZ5J<)DMI[&!E9>'C;8-KJ>S#_`!!R"17B>@:U
MK?P-\9RZ'K8DN-`NGWAU!VLN<":,=F`X9?YX!KW_`,)OYG@[0WP!NT^`X'_7
M-:I^-_!>F^.?#\FF7^8Y!\]M<JN6@D[$>H[$=QZ'!`!J7%U!?^'YKJTF2:WG
MM6>*1&RKJ5R"#Z5R7P7_`.22:#_NS?\`HZ2O)?!_C'5OA5K-YX+\7(W]E'=L
M<`N(-V<21X&6C;N,<$DX!W`^L?!,D_"'0LG_`)[C_P`CR4`>2>%[S6+'X^^)
MYM$TA-4NOM%ZK0/<B`!/.Y;<<CKCC!Z_C7H7C+Q+\1E\):H1X*MK2$VDBS3K
MJ:3-$A4AG"@+D@9/>N0^'F%_:1\2@'=F6^Y';]Z#_P#6KZ#GACN;>2"9`\4B
ME'4]P1@B@#$\#!1\/_#83[O]EVV/^_2UOUG+_9?AG0X(FDBLM-LXXX(S+(=J
M+PB+N8Y[@<GFM&@`KRKX\_\`(J:;_P!?P_\`1;UZK7E7QY_Y%33?^OX?^BWK
M.K\#.S+_`/>H>IXYX-_Y'C0/^PC;_P#HQ:^G_%W_`")6N_\`8.N/_1;5\P>#
M?^1XT#_L(V__`*,6OI_Q=_R)6N_]@ZX_]%M65#X6>EF_^\4_ZZGREHO_`"'=
M._Z^HO\`T,5]>:GI\.JZ5=Z=<%Q#=0O!(4.&"L"#@^N#7QS!-);3Q3Q-MDB<
M.C8!P0<@X-=C_P`+:\<?]!S_`,E(/_B*SI5%!-,[,QP-7$RC*FTK=SU7_A1W
MA3_GOJ?_`'_7_P"(H_X4=X5_Y[ZG_P!_U_\`B*\J_P"%M>./^@Y_Y*0?_$4?
M\+:\<?\`0<_\E(/_`(BK]I2['/\`4\Q_Y^?B_P#(]5_X4=X5_P">^I_]_P!?
M_B*/^%'>%/\`GOJ?_?\`7_XBO*O^%M>./^@Y_P"2D'_Q%'_"VO''_0<_\E(/
M_B*/:4NP?4\Q_P"?GXO_`"/HOP]H-IX9T2#2;%I6MX2Q4RL&;YF+')`'<FM2
MN4^'&L7^O>!;#4M3G\^[E:4/)L5<XD91PH`Z`=JZNNF-FE8\&LI1J24W=W=S
MR+X@_!A=:U0^(O"UTNFZT)!.Z;BL<L@.?,5ARCYYR."<'@Y)=I'Q+\5Z!$++
MQUX.U4R1*`=1T^`2QR'U8+\H/4DJW_`17K=%,S//F^,GA9D/V:/5KJ<<?9X=
M.E,F?3D`?K7&:J/&OQ9U_3K*Y\.7FC>$8+I9+A;L>7),HYRV[!.1P`H(!;))
MP"/=**`.*^(GPXTWQ_I:)*_V74;<'[-=JN=N>JL.ZG\P>1W!Y#PSX@\:?#JU
MCT/Q9X=OM4TRW79;:EI:_:-B#@!AP=H[%MI`&,'C'LE%`'"O\5=&EA)T[2]?
MU&XZ?9[;2Y=X/N6``_.N?B\#Z[\0O$MMK_CJVCL=,L_^/+1$D$AYP296''.!
MD=3C!"XY]:HH`\F^+>KZEK/AS4_">D>%==NIY)(E:[6S(M]JLLF5?/S?=`Z8
MZ\\5'\']4U;0="LO"NL>%=<M95FD\N[-H3`%8E_G;^'DD=".G/:O7:*`.6\?
M>!['QYX=?3;HB*XC/F6MR!DPR?U4]"._U`(\O\":KXS^&+S>'O$/AK5M0TA"
MS6\^G0&X$9)/W2.-K'G!(()Z<D5[S10!X3HNJ^(+7XMZOXR?P3XA.E:G;"W6
M);8>>FU8PK%21U\OIGC=U..?:M*U#^U=,@OOLEW:><N?(NXO+E3G&&7L>*N4
M4`0W=I;W]G-:7<*36\R&.2)QE74C!!%>,>$OAQ=^`_C1'):PRSZ'=VLYMYP"
M?)Z'RW/8C@`G[P/KD#VVB@#PGXLW7B+Q]HMAIVC^#->BBBN/M$LEY;K&<A2J
M@`,?[S9SCH*V_!/BWQ7H?ABPT?5_`.M2/90K`L]J%.]5X7*L1@@8'4YQGC.*
M];HH`\YUCXA^)8[)QI/P\UR2Z=2(S=(JHI[%@A8D`]N,^HKSF[L?%,_PKG\,
M)X3UV;6M3O3?:C=S1*L;.7#Y!SR<*@(('.?3%?1E%`'EGPCO=:T3P]IWA76/
M"NK6DD+S!+SRU,&TEI,N=V5.25&`1T]:ZOQYX(L/'?AY]-NV\F9#YEM<JN6A
MDQUQW!Z$=_8@$=110!\Q7&B_$#PYX1U7P-J6@W^I:;/B2RN-/C:X$,BR!P5*
M\A&(.00",D@=0?1O"OQ+UZTTBWMO&'A#Q#'>(@'VRWT]W28=F8=5?U`SSD\=
M*]7HH`\B\66VO?%D66BV6CW^C>'XYQ->7VI1^3+)C("QQ$[B,$G)&"<=,<^K
M65G!I]A;V5K&([>WB6*)!T5%&`/P`%3T4`<CXO\`$>J6%O>:?I7AC5M1NGMC
MY4\*H(`S`@98ONX[X%>5?";3_%WP[NM2&I>#=3N;6_6/+6K1LZ,F['RE@"#O
M/<=*^@Z*`(K:8W%K#.T,D)D17,4H`=,C.UL$C(Z'!-<7\1_AEIOQ`LHW=_LF
MJVZ[8+M5S\O78X_B7.3Z@G(ZD'N:*`/)=`\0?$#P7;II7BGPU>ZY:0#9#J6E
M$3RLHZ;DX+?4[3QSGK70'XBW5T/*TSP/XIGNV'R)<V0M8\^C2.<+]>:[JB@#
MS'2OA]JOB'Q5%XL\>2P27$&/L.DVYW0VP'(W-_$V>3V)[D8`L?%*3Q#K/A[4
MO#6B>&+Z[>Y6-?MIEB2$#<&.,ON)XQ@@?EU]&HH`X7X?ZAXAM-%TG0-;\*WU
ME):6ZVQNUFADAVQI@$X?<"0`.`>3Z<UW5%%`'%?$CX>6?CW0_))2#5+<%K.Z
M(^Z?[C8_A/Z=1Z'+\`C7?"?PKT:P;PU?7FHQO<)+;))%$8_WTA!8NP&"",$9
MR.?2O2:*`/G'1_"?Q-T;XDW'C&W\)(S7-S--):-J$&"DI)*;M_;(P<=0..U>
MK+XJ\<>6"_PWG#]P-9MB/SS_`$KN**`/);RU\>>-_&&@1ZSX;_L3PY8W0NYU
M%[%.TLB`LF[:0<9`&`/XB3G`QZU110`5Y5\>?^14TW_K^'_HMZ]5KRKX\_\`
M(J:;_P!?P_\`1;UG5^!G9E_^]0]3QSP;_P`CQH'_`&$;?_T8M?5VI6,>J:7=
MZ?,SK%=0/`[(0&"LI4D9!&>?2OC_`$^^FTS4[6_M]OG6LR31[AD;E((R/3(K
MO/\`A=GB[_J'_P#@.?\`XJL*52,4TSV\RP5;$5(RI]#OO^%$>&/^@AK'_?Z+
M_P"-T?\`"B/#'_00UC_O]%_\;K@?^%V>+O\`J'_^`Y_^*H_X79XN_P"H?_X#
MG_XJJYZ/8Y_JV9?S_B=]_P`*(\,?]!#6/^_T7_QNC_A1'AC_`*"&L?\`?Z+_
M`.-UP/\`PNSQ=_U#_P#P'/\`\51_PNSQ=_U#_P#P'/\`\51ST>P?5LR_G_$[
M[_A1'AC_`*"&L?\`?Z+_`.-T?\*(\,?]!#6/^_T7_P`;K@?^%V>+O^H?_P"`
MY_\`BJ/^%V>+O^H?_P"`Y_\`BJ.>EV#ZMF7\_P")[QX;\/VOA?0H-(LI9Y+>
M`N5:<@N=S%CD@`=2>U0^+Y;ZT\*ZE?:=?-:7-G;RW*L(T<.41B%8,#P3CI@\
M=:J_#_7;SQ)X+LM5O_+^TS-*&\M=J_+(RCCZ`5;\9?\`(C^(/^P;<?\`HIJZ
M%:VAXE524Y*>]]3SO3_$/C.Y^$L?CB'78YKR..6XEL;BSC\AXT=E(!4*X.U<
MYW'/3C.1Z-X4UY/%'A73M;2!H!=PAS$QSL;H1GN,@X/<8->2>%?#?B+7_@?I
MD-EJEO)9;97;2GMRGVI5F<F)IE<,H8CJ`.N#QFO1OAOXKT[Q=X/M[O3;+[#'
M;'[(]H.5A9%&%4X&5VE<'_"F9F=\0O'DOA#5M`CB7-I)=J=3DVY$-NV44MQQ
MELL".OE$=S7=SQM+;R1I,\+NA594`+(2/O#<",CKR"/8UY)JA/C+P_XL(T75
M;Q=78Q:?<P1H8O*@XA()8':91))TZ25U'PF\2-XF^'NGS3$F\LQ]BN0V<[XP
M`"<]RI4GW)H`Y;_A/]>\&_$=M'\67T5YH,[+##J*VXA$$A`8;R..C8/;&&&,
M$5W_`(T.JP>&+_4-&U%[2\LK>2=$\E)$F*KNVL&&>Q`((QG)STK#O/#^G>,-
M2\9Z'J<6Z!GM2K#[T3^2,.I[$?X@\$BN:\):]J&C1ZG\-?%;8U""TD&F7;9V
MW=OM8``^H`./8$'!7D`[33->?0_AS%XC\3:FUR3:I>3R+$B!=ZKB.-5`SR0!
MDY)/4#`$>BMXH\4V$6JW>H-H%I<J);:SLX8Y)Q&0"IEDE5ER>NU4&.,G.:\]
M^+9G_P"%"^&/*W>639^=M_N^0V,^V[;^.*]OMI89[6&:W96AD0-&5Z%2,C'M
MB@#C/MWB+PG%XHN]8O)=9T^QLDO+&1X$B<D"3?$Q10"1L0YQT8&J'AN3Q9XM
M\$0^(8?%0MM0O(VEM[6VM83:1D$@(VY&D/(()WC!^G/HDT<4T+Q3(CQ2*4='
M`*L#P00>H/2O'M9\.ZY\)7N/$7@Z1KOP[O\`.U#1)F)$:]WC/)``ZGJ,`G<!
MP`=5XBU/Q!#\+H_$45X^F:M;::MW<6[6RE&D**SHRN"RX.X#!&"><XK1\`7.
MJ:IX/L-6U74WN[F_@28J(4C2'()PH49[C)8GIQCI69XIUVR\3?!75M9T]F-K
M=Z9*Z;QAE.""I]P00?<55\`V'B>3X?Z"]IK]A#;FRC,<;Z6791MZ%O.&?K@4
M`4M.UCQ-<_&#4/"$OB*8Z?96:W8E%I`)I/\`5_*3LV_Q\D+T';K7IEY=P:?8
MW%[=2".WMXVEE<]%11DG\`#7DGA>*]A_:/UU-0NHKFY&C+NEB@,2GF#'REFQ
M^==EX^O"UKIVB1VL]VVI7(\^"W7<[6T1#R\$@8/R1G)Z24`5_AEXQO/%>EZE
M'JT7V?5M/OI8;BW8`-&I8L@(`[#*>IV$FH_BOK.L^&/",^O:/J1@DMVC0P/`
MCH^YPN>1D'GUQQTKEH=7;P_\=8+R2PO=.T[Q1;BWD2\54!N4P%("DY_@7ZR&
MM[XZ?\DGU/\`ZZP?^C5H`B\4:MXI\'^#8?%<.MC4XX5A>[LKVVC1760JO[MH
MU4J06'7/Z8/5:A?W&J^!UUG2;Z:P>2S%]"WE(Y(,>\*X8$8Y&<8/'!KSGQ3=
MZE?MX5\*^*A;6'AS5Q&'N;&1G:61`"D3LP&P%MIS@]N0`37J6KV\-IX2O[:W
MC6*&*QDCCC48"J(R``/0"@#B?`MQXM\9>!+77)/%1M+J[\P(L>GPLD>UV09!
M&6^[GJ.M'B3QMK_@SX666IZE!%-KTDXLY&E0K$LFY_G(&/EPF1C&<@UR_@^Q
M\57?[/NS2+VQ,$EK=*MJ+&1KAU\V3>JR"3&XC<!^[[@>]>R:WHNG^(=(N-*U
M2W6>TN%VNC<>X(/8@\@T`<OJ%EXNTJQL=0LO$EQJ\JW$(N[5K*#RYHF=5<QA
M%#K@$MRS<"NXKQ<W^N_!6_M;74;J75_!-Q((89Y!F>Q/93CJ,=NAQP%Z'V9'
M61%=&#*PRK*<@CU%``ZEXV579"00&7&5]QG(_.O+]#UCQ->?%S6?"ESX@D?3
M],@CN%D6UA667<(V"L=N/X\$@#..,5ZE7D_AO_DY'QC_`-@Z#_T""@"OX@\;
M>)?A]XZMXM9OO[5\,NB>=,+14DMQ(SA"Q0`$CRVZ#!&>`<5Z;J,=SJNCA]&U
M;[++(GFV]S$B2QOE3MR&!#(<@_*0>!@U@W^FV.N>--:T?48%GM+K1+998V]/
M.GP?8@\@]01FN1\%ZG?_``X\4KX`\0RF33+IBVAZ@_1@3_JB>F<GIU#'N&7`
M!JZ)XVNM%^%\/B_Q7J)O)KU5,%K#"D?S$D)&@`!+$#)))Q@X'!SOV%AXKU:U
M2[U;6FT>61=PL=,AB?R0>0KR2H^]@,9*A1G.,]3Y-XJE^Q:'\+FGR-+M]4;[
M3N&$!290,_\``1)^M?0E`'/>%8]?MAJEIK]Z;YH+S%I=F!8C+"8T89"X&0Q9
M2<=170T44`%%%%`!1110`4444`%%%%`!1110`4444`%<7\2O!]]XST6TLK">
MWADAN?.9IRP!&UAQ@'GD5VE%)I-69I2J2I34X[H^?3\"/$G;4=*/UDD_^(I/
M^%$^)O\`H(:1_P!_9/\`XBOH.BLO80._^U\5W7W'SY_PHGQ-_P!!#2/^_LG_
M`,13A\"/$>/^0EI7_?<G_P`17T#11["`?VOBNZ^X^?O^%$>(_P#H):5_WW)_
M\11_PHCQ'_T$M*_[[D_^(KZ!HH]A`/[7Q7=?<?/W_"B/$?\`T$M*_P"^Y/\`
MXBC_`(41XC_Z"6E?]]R?_$5]`T4>P@']KXKNON.<\"^'[GPOX0L](O)899X&
MD+/"25.Z1F&,@'H14_BZVU&_\,:AI^F6L<]S>V\EL#++Y:1AT*[B<$G&>@%;
ME%:I65CSIS<Y.3W9YIX5TKQSX6\"VWANVTO2FO(%E2*_:_;REW,S!BGE[C@M
MT[XZCI3])\#ZMX+^&\_A_P`./%<ZM>^8TU[-*8DBD=0N]1@G@`8'J,G&<5Z1
M13),[0;0V&@:?9&V^R_9K=(!#Y@DV!`%`W=^!UX^@KA?"GACQ)X:\>ZYJ,-A
M:KH&LS^:]O\`:\RV[YSYF-NW!+-E0>A')V\^ET4`<5H%EXFM/&NMZG?Z;:KI
M^J-#Y:Q7F^2W\M=F6!4`[ASP>,8YZU-\0O`MOXWT01+(+;5;4^;87@R#%)Z$
MCG:<#..F`>HKKZ*`.:3PM;ZI\.[7PSK4/R'3X;>=8V&4=47E3TR&&0?:L'PY
M8>./!=@FBM:6GB+3;?"6=RMU]GGCC'175@0<=!AN`._;T.B@#DM7TSQ%XE\+
MZG97<=AIMQ+&C6*Q3O*8ID8.CO)M`&&5.%4XP3DYP*NHR>--6\-W6CR:#807
MUU;M;R7GVX-;+N4J75=N\]<A2/J37;T4`>>WG@O4-)^%2^"M!BBO'DMI()+J
MYE\I5+G<SX`)Y+-@=L`$^NYX%L-5T;PG8Z/JMI#'-80K"LD$_F),`,9&0".@
MX([UTU%`'F6G^'/%-M\6;[QC+IEE]DO;469MUO<RQJ/+^?[FTGY.F>_7CG?T
MVPUR3Q[>:UJ=A!':-:+:67EW6]H4#%W+K@#+G9]TG&P#GK7744`<'\5/">I>
M+]!L[/2(XEO[>Z6YANI)O+$!7Z`DYST'<`]A57QQHGBSQE\/UT,Z;8P:A<,A
MN93=_ND*,#E?E).['0@8]3W]&HH`X76_"-UXU^'3:!K5K#8WT2)Y$L<OFHLJ
M+@.#@'!Y4@C."?K2:=%XW3P3<:/J^GV=[J@@:V2[2]PDP*D!WRNX$<9X.>O%
M=W10!YOX&TOQGX,\)6N@R:+I=Z+8N4GCU)H]VYV?!!B/0L>14\F@>+YM.T[5
MM]B?$-MJTMZ\$T[&$6[*T9@1PIQ\FPYQU&>M>@T4`>>^+-$\1?$#2(M"NM-A
MT:P>9)+RXDNEFD*J<[8E48R3CYF(P.QJ_P"*=:UGP[K/A+3-$LK.:ROKL6EQ
M'(294C`!W(`1PJ!R2<XP/7GLZ@^Q6OV_[?\`9XOM?E>3Y^T;Q'G.W/7&><>P
M]*`)7++&S*N]@"0N<9/I7FNB>'/%-E\5=5\6W.FV(M-4B2W:".]+20JHC`?E
M`&^YR,]^IQSZ910!Q2V7B9/B3/K?]F6ATJ2S6PVB[_?$)(SB7&W&/G(VYSWS
MVK4\9^#]/\;>'IM*OQL)^>"X5<M!(.C#U]QW&?K70T4`>?P_#P:S\*;3PIXC
M8?:X5)^T1-O*2AFVR`GKD'G."0Q'%3:+)X^T"PBTS4-,LM=$`V1:A#?>2[H.
M%\Q'7[WJ03^)R3W5%`'-Z@?&$WA;47M$TNUUMU_T*)7:6./IG<[*NYC\V/E`
M!QG(R:T/#BZROAVQ'B!K=]6$0^TM;C"%O\<8SCC.<<5J44`%%%%`!1110`44
144`%%%%`!1110`4444`?_]D_
`
end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
