XML 20 R55.htm IDEA: XBRL DOCUMENT v2.4.0.8
Loans and Allowance for Loan Losses (Details 4) (USD $)
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Balance, beginning of year $ 6,141,281 $ 7,400,049 $ 9,132,171
Provision for loan losses 300,000 430,000 445,000
Charge-offs (4,708,605) (2,868,576) (3,148,314)
Recoveries 1,470,482 1,179,808 971,192
Balance, end of year 3,203,158 6,141,281 7,400,049
Commercial Real Estate Mortgage [Member]
     
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Balance, beginning of year 2,549,000 3,557,000  
Provision for loan losses 811,000 (888,000)  
Charge-offs (1,879,000) (958,000)  
Recoveries 68,000 838,000  
Balance, end of year 1,549,000 2,549,000  
Consumer Real Estate Mortgage [Member]
     
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Balance, beginning of year 1,528,000 2,518,000  
Provision for loan losses 11,000 (4,000)  
Charge-offs (842,000) (1,022,000)  
Recoveries 241,000 36,000  
Balance, end of year 938,000 1,528,000  
Construction and Land Development [Member]
     
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Balance, beginning of year 1,241,000 827,000  
Provision for loan losses (787,000) 1,051,000  
Charge-offs (1,193,000) (782,000)  
Recoveries 1,058,000 145,000  
Balance, end of year 319,000 1,241,000  
Commercial and Industrial Loans [Member]
     
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Balance, beginning of year 809,000 482,000  
Provision for loan losses 143,000 257,000  
Charge-offs (699,000) (74,000)  
Recoveries 99,000 144,000  
Balance, end of year 352,000 809,000  
Consumer and Other Loans [Member]
     
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Balance, beginning of year 14,000 16,000  
Provision for loan losses 122,000 14,000  
Charge-offs (96,000) (33,000)  
Recoveries 5,000 17,000  
Balance, end of year $ 45,000 $ 14,000