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Consolidated Statements of Income (USD $)
 3 Months Ended 6 Months Ended
Jun. 30, 2014
Jun. 30, 2013
Jun. 30, 2014
Jun. 30, 2013
INTEREST INCOME        
Loans, including fees $ 4,225,125 $ 4,079,369 $ 8,320,593 $ 8,221,105
Securities and interest-bearing deposits at other financial institutions 346,507 482,117 776,997 922,023
Federal funds sold 10,112 14,533 17,275 36,005
Total interest income 4,581,744 4,576,019 9,114,865 9,179,133
INTEREST EXPENSE        
Time deposits 365,537 455,340 741,027 920,596
Other deposits 75,965 131,534 143,039 269,464
Federal funds purchased and securities sold under agreements to repurchase 20,621 16,743 39,281 34,823
Federal Home Loan Bank advances and other borrowings 263,201 315,948 524,611 656,387
Total interest expense 725,324 919,565 1,447,958 1,881,270
Net interest income before provision for loan losses 3,856,420 3,656,454 7,666,907 7,297,863
Provision for loan losses 350,000 0 515,000 300,000
Net interest income after provision for loan losses 3,506,420 3,656,454 7,151,907 6,997,863
NONINTEREST INCOME        
Customer service fees 209,538 201,302 398,449 389,783
Net gains from sale of securities 300,201 424,971 402,473 424,971
Net gains from sale of loans and other assets 6,529 52,382 25,443 201,582
Other noninterest income 18,220 18,650 30,436 36,468
Total noninterest income 534,488 697,305 856,801 1,052,804
NONINTEREST EXPENSE        
Salaries and employee benefits 1,722,503 1,622,501 3,549,487 3,219,792
Net occupancy and equipment expense 324,086 339,606 632,918 677,485
Depository insurance 164,167 161,120 318,843 320,964
Foreclosed assets, net 363,122 798,456 712,492 927,148
Other operating expenses 801,047 780,045 1,462,234 1,532,219
Total noninterest expenses 3,374,925 3,701,728 6,675,974 6,677,608
Income before income tax expense 665,983 652,031 1,332,734 1,373,059
Income tax expense 256,500 256,000 511,100 524,900
Net income 409,483 396,031 821,634 848,159
Preferred stock dividend requirements 375,000 375,000 750,000 750,000
Accretion on preferred stock discount 17,845 17,845 35,691 35,690
Net income available to common shareholders $ 16,638 $ 3,186 $ 35,943 $ 62,469
EARNINGS PER COMMON SHARE        
Basic (in dollars per share) $ 0 $ 0 $ 0.01 $ 0.01
Diluted (in dollars per share) $ 0 $ 0 $ 0.01 $ 0.01
DIVIDENDS DECLARED PER COMMON SHARE (in dollars per share) $ 0 $ 0 $ 0 $ 0