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Consolidated Statements of Income - USD ($)
 3 Months Ended 6 Months Ended
Jun. 30, 2015
Jun. 30, 2014
Jun. 30, 2015
Jun. 30, 2014
INTEREST INCOME        
Loans, including fees $ 4,238,829 $ 4,225,125 $ 8,437,044 $ 8,320,593
Securities and interest-bearing deposits at other financial institutions 335,766 346,507 682,829 776,997
Federal funds sold 7,932 10,112 13,203 17,275
Total interest income 4,582,527 4,581,744 9,133,076 9,114,865
INTEREST EXPENSE        
Time deposits 386,877 365,537 735,188 741,027
Other deposits 71,903 75,965 141,655 143,039
Federal funds purchased and securities sold under agreements to repurchase 17,773 20,621 40,180 39,281
Federal Home Loan Bank advances and other borrowings 128,754 263,201 281,709 524,611
Total interest expense 605,307 725,324 1,198,732 1,447,958
Net interest income before provision for loan losses 3,977,220 3,856,420 7,934,344 7,666,907
(Credit) provision for loan losses (88,368) 350,000 261,632 515,000
Net interest income after provision for loan losses 4,065,588 3,506,420 7,672,712 7,151,907
NONINTEREST INCOME        
Customer service fees 236,750 209,538 455,333 398,449
Net gains from sale of securities 113,296 300,201 113,296 402,473
Net gains from sale of loans and other assets 28,632 6,529 89,709 25,443
Net losses from sale of foreclosed assets (474,159) (290,116) (401,374) (535,093)
Other noninterest income 19,223 18,220 39,476 30,436
Total noninterest income (76,258) 244,372 296,440 321,708
NONINTEREST EXPENSE        
Salaries and employee benefits 1,754,728 1,722,503 3,491,400 3,549,487
Net occupancy and equipment expense 314,650 324,086 601,637 632,918
Depository insurance 156,702 164,167 312,055 318,843
Foreclosed assets, net 54,563 73,006 112,178 177,399
Other operating expenses 1,192,476 801,047 2,158,341 1,462,234
Total noninterest expenses 3,473,119 3,084,809 6,675,611 6,140,881
Income before income tax expense 516,211 665,983 1,293,541 1,332,734
Income tax expense 197,900 256,500 495,700 511,100
Net income 318,311 409,483 797,841 821,634
Preferred stock dividend requirements 375,000 375,000 750,000 750,000
Accretion on preferred stock discount 17,845 17,845 35,691 35,691
Net income (loss) available to common shareholders $ (74,534) $ 16,638 $ 12,150 $ 35,943
EARNINGS (LOSS) PER COMMON SHARE        
Basic (in dollars per share) $ (0.01) $ 0 $ 0 $ 0.01
Diluted (in dollars per share) (0.01) 0 0 0.01
DIVIDENDS DECLARED PER COMMON SHARE $ 0 $ 0 $ 0 $ 0