<SEC-DOCUMENT>0001434890-15-000016.txt : 20150914
<SEC-HEADER>0001434890-15-000016.hdr.sgml : 20150914
<ACCEPTANCE-DATETIME>20150914152015
ACCESSION NUMBER:		0001434890-15-000016
CONFORMED SUBMISSION TYPE:	D
PUBLIC DOCUMENT COUNT:		1
ITEM INFORMATION:		<ITEMS>06c
FILED AS OF DATE:		20150914
DATE AS OF CHANGE:		20150914
EFFECTIVENESS DATE:		20150914

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SMARTFINANCIAL INC.
		CENTRAL INDEX KEY:			0001038773
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				621173944
		STATE OF INCORPORATION:			TN
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		D
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	021-247571
		FILM NUMBER:		151105416

	BUSINESS ADDRESS:	
		STREET 1:		5401 KINGSTON PIKE
		STREET 2:		SUITE 600
		CITY:			KNOXVILLE
		STATE:			TN
		ZIP:			37919
		BUSINESS PHONE:		866-290-2554

	MAIL ADDRESS:	
		STREET 1:		5401 KINGSTON PIKE
		STREET 2:		SUITE 600
		CITY:			KNOXVILLE
		STATE:			TN
		ZIP:			37919

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CORNERSTONE BANCSHARES INC
		DATE OF NAME CHANGE:	19980402

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	EAST RIDGE BANCSHARES INC
		DATE OF NAME CHANGE:	19970507
</SEC-HEADER>
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    <offeringData>
        <industryGroup>
            <industryGroupType>Commercial Banking</industryGroupType>
        </industryGroup>
        <issuerSize>
            <revenueRange>Decline to Disclose</revenueRange>
        </issuerSize>
        <federalExemptionsExclusions>
            <item>06c</item>
        </federalExemptionsExclusions>
        <typeOfFiling>
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        </businessCombinationTransaction>
        <minimumInvestmentAccepted>0</minimumInvestmentAccepted>
        <salesCompensationList>
            <recipient>
                <recipientName>Hovde Group, LLC</recipientName>
                <recipientCRDNumber>25425</recipientCRDNumber>
                <associatedBDName>Hovde Group, LLC</associatedBDName>
                <associatedBDCRDNumber>25425</associatedBDCRDNumber>
                <recipientAddress>
                    <street1>343 W. Erie St., Suite 430</street1>
                    <city>Chicago</city>
                    <stateOrCountry>IL</stateOrCountry>
                    <stateOrCountryDescription>ILLINOIS</stateOrCountryDescription>
                    <zipCode>60654</zipCode>
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                    <state>AL</state>
                    <description>ALABAMA</description>
                    <state>CA</state>
                    <description>CALIFORNIA</description>
                    <state>CT</state>
                    <description>CONNECTICUT</description>
                    <state>FL</state>
                    <description>FLORIDA</description>
                    <state>GA</state>
                    <description>GEORGIA</description>
                    <state>IL</state>
                    <description>ILLINOIS</description>
                    <state>MD</state>
                    <description>MARYLAND</description>
                    <state>MA</state>
                    <description>MASSACHUSETTS</description>
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                    <description>PENNSYLVANIA</description>
                    <state>TN</state>
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                    <state>TX</state>
                    <description>TEXAS</description>
                    <state>WA</state>
                    <description>WASHINGTON</description>
                </statesOfSolicitationList>
                <foreignSolicitation>false</foreignSolicitation>
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        </salesCompensationList>
        <offeringSalesAmounts>
            <totalOfferingAmount>14600000</totalOfferingAmount>
            <totalAmountSold>11170535</totalAmountSold>
            <totalRemaining>3429465</totalRemaining>
            <clarificationOfResponse></clarificationOfResponse>
        </offeringSalesAmounts>
        <investors>
            <hasNonAccreditedInvestors>false</hasNonAccreditedInvestors>
            <totalNumberAlreadyInvested>39</totalNumberAlreadyInvested>
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        <salesCommissionsFindersFees>
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                <isEstimate>true</isEstimate>
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            <findersFees>
                <dollarAmount>0</dollarAmount>
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            <clarificationOfResponse></clarificationOfResponse>
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            <grossProceedsUsed>
                <dollarAmount>423730</dollarAmount>
                <isEstimate>true</isEstimate>
            </grossProceedsUsed>
            <clarificationOfResponse>A portion of the proceeds of the offering will be paid to redeem Cornerstone Bancshares Inc. Series A preferred stock, certain holders of which are also officers and/or directors of the issuer.</clarificationOfResponse>
        </useOfProceeds>
        <signatureBlock>
            <authorizedRepresentative>false</authorizedRepresentative>
            <signature>
                <issuerName>SMARTFINANCIAL INC.</issuerName>
                <signatureName>Nathaniel F. Hughes</signatureName>
                <nameOfSigner>Nathaniel F. Hughes</nameOfSigner>
                <signatureTitle>Executive Vice President, Investment Officer</signatureTitle>
                <signatureDate>2015-09-14</signatureDate>
            </signature>
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