XML 56 R39.htm IDEA: XBRL DOCUMENT
v3.3.1.900

Regulatory Matters (Tables) | 12 Months Ended
--- | ---
Dec. 31, 2015
Banking and Thrift [Abstract] |
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block] | Actual and required capital levels at December 31, 2015 and 2014 are presented below (dollars in thousands):
|  |  |  |  |  | Minimum to be well |
|  |  |  | Minimum for capital |  | capitalized under prompt |
|  | Actual |  | adequacy purposes |  | corrective action provisions |
|  | Amount |  | Ratio |  | Amount |  | Ratio |  | Amount |  | Ratio |
December 31, 2015 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
SmartFinancial, Inc. |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total Capital (to Risk-Weighted Assets) |  | $ | 99,616 |  |  | 12.32 | % | $ | 64,668 |  |  | 8.00 | % | $ | 80,835 |  |  | 10.00 | %
Tier 1 Capital (to Risk-Weighted Assets) |  |  | 95,253 |  |  | 11.78 | % |  | 48,501 |  |  | 6.00 | % |  | 64,668 |  |  | 8.00 | %
Common Equity Tier 1 Capital (to Risk-Weighted Assets) |  |  | 83,253 |  |  | 10.30 | % |  | 36,376 |  |  | 4.50 | % |  | 52,543 |  |  | 6.50 | %
Tier 1 Capital (to Average Assets) |  |  | 95,253 |  |  | 9.45 | % |  | 40,307 |  |  | 4.00 | % |  | 50,383 |  |  | 5.00 | %
Cornerstone Community Bank |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total Capital (to Risk-Weighted Assets) |  | $ | 40,227 |  |  | 11.69 | % | $ | 27,559 |  |  | 8.00 | % | $ | 34,449 |  |  | 10.00 | %
Tier 1 Capital (to Risk-Weighted Assets) |  |  | 39,717 |  |  | 11.53 | % |  | 20,669 |  |  | 6.00 | % |  | 27,559 |  |  | 8.00 | %
Common Equity Tier 1 Capital (to Risk-Weighted Assets) |  |  | 39,717 |  |  | 11.53 | % |  | 15,502 |  |  | 4.50 | % |  | 22,392 |  |  | 6.50 | %
Tier 1 Capital (to Average Assets) |  |  | 39,717 |  |  | 9.05 | % |  | 17,550 |  |  | 4.00 | % |  | 21,938 |  |  | 5.00 | %
SmartBank |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total Capital (to Risk-Weighted Assets) |  | $ | 60,349 |  |  | 13.03 | % | $ | 37,057 |  |  | 8.00 | % | $ | 46,322 |  |  | 10.00 | %
Tier 1 Capital (to Risk-Weighted Assets) |  |  | 56,546 |  |  | 12.21 | % |  | 27,793 |  |  | 6.00 | % |  | 37,057 |  |  | 8.00 | %
Common Equity Tier 1 Capital (to Risk-Weighted Assets) |  |  | 56,546 |  |  | 12.21 | % |  | 20,845 |  |  | 4.50 | % |  | 30,109 |  |  | 6.50 | %
Tier 1 Capital (to Average Assets) |  |  | 56,546 |  |  | 10.05 | % |  | 22,501 |  |  | 4.00 | % |  | 28,126 |  |  | 5.00 | %
|  |  |  |  |  | Minimum to be well |
|  |  |  | Minimum for capital |  | capitalized under prompt |
|  | Actual |  | adequacy purposes |  | corrective action provisions |
|  | Amount |  | Ratio |  | Amount |  | Ratio |  | Amount |  | Ratio |
December 31, 2014 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
SmartBank |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total Capital (to Risk-Weighted Assets) |  | $ | 59,088 |  |  | 14.73 | % | $ | 32,085 |  |  | 8.00 | % | $ | 40,106 |  |  | 10.00 | %
Tier 1 Capital (to Risk-Weighted Assets) |  |  | 55,457 |  |  | 13.83 | % |  | 16,042 |  |  | 4.00 | % |  | 24,064 |  |  | 6.00 | %
Tier 1 Capital (to Average Assets) |  |  | 55,457 |  |  | 10.83 | % |  | 20,475 |  |  | 4.00 | % |  | 25,594 |  |  | 5.00 | %

X
- References No definition available. + Details
Name: | us-gaap_BankingAndThriftAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1B -URI http://asc.fasb.org/extlink&oid=35709795&loc=SL5958570-112826 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1 -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=35709795&loc=SL5958568-112826 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1H -Subparagraph (c)(2) -URI http://asc.fasb.org/extlink&oid=35709795&loc=d3e65071-112826 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1G -URI http://asc.fasb.org/extlink&oid=35709795&loc=SL5958577-112826 + Details
Name: | us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration