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Regulatory Matters (Tables) | 12 Months Ended
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Dec. 31, 2016
Banking and Thrift [Abstract] |
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations | Actual and required capital levels at December 31, 2016 and 2015 are presented below (dollars in thousands):
|  | Actual |  | Minimum for capital adequacy purposes |  | Minimum to be well capitalized under prompt corrective action provisions
|  | Amount |  | Ratio |  | Amount |  | Ratio |  | Amount |  | Ratio
December 31, 2016 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
SmartFinancial, Inc. |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total Capital (to Risk-Weighted Assets) |  | $ | 105,756 |  |  | 11.99 | % |  | $ | 70,553 |  |  | 8.00 | % |  | $ | 88,191 |  |  | 10.00 | %
Tier 1 Capital (to Risk-Weighted Assets) |  | 100,651 |  |  | 11.42 | % |  | 52,915 |  |  | 6.00 | % |  | 70,553 |  |  | 8.00 | %
Common Equity Tier 1 Capital (to Risk-Weighted Assets) |  | 88,651 |  |  | 10.05 | % |  | 39,686 |  |  | 4.50 | % |  | 57,324 |  |  | 6.50 | %
Tier 1 Capital (to Average Assets) |  | 100,651 |  |  | 9.81 | % |  | 41,052 |  |  | 4.00 | % |  | 51,315 |  |  | 5.00 | %
SmartBank |  |  |  |  |  |  |  |  |  |  |  |
Total Capital (to Risk-Weighted Assets) |  | $ | 104,705 |  |  | 11.88 | % |  | $ | 70,535 |  |  | 8.00 | % |  | $ | 88,169 |  |  | 10.00 | %
Tier 1 Capital (to Risk-Weighted Assets) |  | 99,600 |  |  | 11.30 | % |  | 52,901 |  |  | 6.00 | % |  | 70,535 |  |  | 8.00 | %
Common Equity Tier 1 Capital (to Risk-Weighted Assets) |  | 99,600 |  |  | 11.30 | % |  | 39,676 |  |  | 4.50 | % |  | 57,310 |  |  | 6.50 | %
Tier 1 Capital (to Average Assets) |  | 99,600 |  |  | 9.71 | % |  | 41,041 |  |  | 4.00 | % |  | 51,301 |  |  | 5.00 | %
Regulatory Capital Levels (continued):
|  | Actual |  | Minimum for capital adequacy purposes |  | Minimum to be well capitalized under prompt corrective action provisions
|  | Amount |  | Ratio |  | Amount |  | Ratio |  | Amount |  | Ratio
December 31, 2015 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
SmartFinancial, Inc. |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total Capital (to Risk-Weighted Assets) |  | $ | 99,616 |  |  | 12.32 | % |  | $ | 64,668 |  |  | 8.00 | % |  | $ | 80,835 |  |  | 10.00 | %
Tier 1 Capital (to Risk-Weighted Assets) |  | 95,253 |  |  | 11.78 | % |  | 48,501 |  |  | 6.00 | % |  | 64,668 |  |  | 8.00 | %
Common Equity Tier 1 Capital (to Risk-Weighted Assets) |  | 83,253 |  |  | 10.30 | % |  | 36,376 |  |  | 4.50 | % |  | 52,543 |  |  | 6.50 | %
Tier 1 Capital (to Average Assets) |  | 95,253 |  |  | 9.45 | % |  | 40,307 |  |  | 4.00 | % |  | 50,383 |  |  | 5.00 | %
Cornerstone Community Bank |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total Capital (to Risk-Weighted Assets) |  | $ | 40,227 |  |  | 11.69 | % |  | $ | 27,559 |  |  | 8.00 | % |  | $ | 34,449 |  |  | 10.00 | %
Tier 1 Capital (to Risk-Weighted Assets) |  | 39,717 |  |  | 11.53 | % |  | 20,669 |  |  | 6.00 | % |  | 27,559 |  |  | 8.00 | %
Common Equity Tier 1 Capital (to Risk-Weighted Assets) |  | 39,717 |  |  | 11.53 | % |  | 15,502 |  |  | 4.50 | % |  | 22,392 |  |  | 6.50 | %
Tier 1 Capital (to Average Assets) |  | 39,717 |  |  | 9.05 | % |  | 17,550 |  |  | 4.00 | % |  | 21,938 |  |  | 5.00 | %
SmartBank |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total Capital (to Risk-Weighted Assets) |  | $ | 60,349 |  |  | 13.03 | % |  | $ | 37,057 |  |  | 8.00 | % |  | $ | 46,322 |  |  | 10.00 | %
Tier 1 Capital (to Risk-Weighted Assets) |  | 56,546 |  |  | 12.21 | % |  | 27,793 |  |  | 6.00 | % |  | 37,057 |  |  | 8.00 | %
Common Equity Tier 1 Capital (to Risk-Weighted Assets) |  | 56,546 |  |  | 12.21 | % |  | 20,845 |  |  | 4.50 | % |  | 30,109 |  |  | 6.50 | %
Tier 1 Capital (to Average Assets) |  | 56,546 |  |  | 10.05 | % |  | 22,501 |  |  | 4.00 | % |  | 28,126 |  |  | 5.00 | %

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