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Regulatory Matters (Tables)
 12 Months Ended
Dec. 31, 2017
Banking and Thrift [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations
Actual and required capital levels at December 31, 2017 and 2016 are presented below (dollars in thousands): 
are
 
 
Actual
 
Minimum for capital
adequacy purposes
 
Minimum to be well
capitalized under prompt
corrective action provisions (1)
 
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
December 31, 2017
 
 

 
 

 
 

 
 

 
 

 
 

SmartFinancial, Inc.
 
 

 
 

 
 

 
 

 
 

 
 

Total Capital (to Risk-Weighted Assets)
 
$
163,683

 
10.98
%
 
$
119,257

 
8.00
%
 
 
 
 
Tier 1 Capital (to Risk-Weighted Assets)
 
157,823

 
10.59
%
 
89,442

 
6.00
%
 
 
 
 
Common Equity Tier 1 Capital (to Risk-Weighted Assets)
 
157,823

 
10.59
%
 
67,082

 
4.50
%
 
 
 
 
Tier 1 Capital (to Average Assets)
 
157,823

 
10.78
%
 
58,562

 
4.00
%
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SmartBank
 
 
 
 
 
 
 
 
 
 
 
 
Total Capital (to Risk-Weighted Assets)
 
$
168,148

 
11.29
%
 
$
119,111

 
8.00
%
 
$
148,889

 
10.00
%
Tier 1 Capital (to Risk-Weighted Assets)
 
162,288

 
10.90
%
 
89,333

 
6.00
%
 
119,111

 
8.00
%
Common Equity Tier 1 Capital (to Risk-Weighted Assets)
 
162,288

 
10.90
%
 
67,000

 
4.50
%
 
96,778

 
6.50
%
Tier 1 Capital (to Average Assets)
 
162,288

 
11.26
%
 
57,656

 
4.00
%
 
72,070

 
5.00
%
 (1) The prompt corrective action provisions are applicable at the Bank level only.
Regulatory Capital Levels (continued):

 
 
Actual
 
Minimum for capital
adequacy purposes
 
Minimum to be well
capitalized under prompt
corrective action provisions (1)
 
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
December 31, 2016
 
 

 
 

 
 

 
 

 
 

 
 

SmartFinancial, Inc.
 
 

 
 

 
 

 
 

 
 

 
 

Total Capital (to Risk-Weighted Assets)
 
$
105,756

 
11.99
%
 
$
70,553

 
8.00
%
 
 
 
 
Tier 1 Capital (to Risk-Weighted Assets)
 
100,651

 
11.42
%
 
52,915

 
6.00
%
 
 
 
 
Common Equity Tier 1 Capital (to Risk-Weighted Assets)
 
88,651

 
10.05
%
 
39,686

 
4.50
%
 
 
 
 
Tier 1 Capital (to Average Assets)
 
100,651

 
9.81
%
 
41,052

 
4.00
%
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SmartBank
 
 

 
 

 
 

 
 

 
 

 
 

Total Capital (to Risk-Weighted Assets)
 
$
104,705

 
11.88
%
 
$
70,535

 
8.00
%
 
$
88,169

 
10.00
%
Tier 1 Capital (to Risk-Weighted Assets)
 
99,600

 
11.30
%
 
52,901

 
6.00
%
 
70,535

 
8.00
%
Common Equity Tier 1 Capital (to Risk-Weighted Assets)
 
99,600

 
11.30
%
 
39,676

 
4.50
%
 
57,310

 
6.50
%
Tier 1 Capital (to Average Assets)
 
99,600

 
9.71
%
 
41,041

 
4.00
%
 
51,301

 
5.00
%