<SEC-DOCUMENT>0001652714-18-000001.txt : 20180118
<SEC-HEADER>0001652714-18-000001.hdr.sgml : 20180118
<ACCEPTANCE-DATETIME>20180118114245
ACCESSION NUMBER:		0001652714-18-000001
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20170824
FILED AS OF DATE:		20180118
DATE AS OF CHANGE:		20180118

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			Davis Gregory L.
		CENTRAL INDEX KEY:			0001652714

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-37661
		FILM NUMBER:		18533367

	MAIL ADDRESS:	
		STREET 1:		5401 KINGSTON PIKE
		STREET 2:		SUITE 600
		CITY:			KNOXVILLE
		STATE:			TN
		ZIP:			37919

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SMARTFINANCIAL INC.
		CENTRAL INDEX KEY:			0001038773
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				621173944
		STATE OF INCORPORATION:			TN
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		5401 KINGSTON PIKE
		STREET 2:		SUITE 600
		CITY:			KNOXVILLE
		STATE:			TN
		ZIP:			37919
		BUSINESS PHONE:		866-290-2554

	MAIL ADDRESS:	
		STREET 1:		5401 KINGSTON PIKE
		STREET 2:		SUITE 600
		CITY:			KNOXVILLE
		STATE:			TN
		ZIP:			37919

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CORNERSTONE BANCSHARES INC
		DATE OF NAME CHANGE:	19980402

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	EAST RIDGE BANCSHARES INC
		DATE OF NAME CHANGE:	19970507
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>primary_doc.xml
<DESCRIPTION>PRIMARY DOCUMENT
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>

    <schemaVersion>X0306</schemaVersion>

    <documentType>4</documentType>

    <periodOfReport>2017-08-24</periodOfReport>

    <notSubjectToSection16>0</notSubjectToSection16>

    <issuer>
        <issuerCik>0001038773</issuerCik>
        <issuerName>SMARTFINANCIAL INC.</issuerName>
        <issuerTradingSymbol>SMBK</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001652714</rptOwnerCik>
            <rptOwnerName>Davis Gregory L.</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>5401 KINGSTON PIKE</rptOwnerStreet1>
            <rptOwnerStreet2>SUITE 600</rptOwnerStreet2>
            <rptOwnerCity>KNOXVILLE</rptOwnerCity>
            <rptOwnerState>TN</rptOwnerState>
            <rptOwnerZipCode>37919</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>0</isDirector>
            <isOfficer>1</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>0</isOther>
            <officerTitle>Chief Lending Officer and EVP</officerTitle>
        </reportingOwnerRelationship>
    </reportingOwner>

    <nonDerivativeTable>
        <nonDerivativeTransaction>
            <securityTitle>
                <value>Common Stock</value>
            </securityTitle>
            <transactionDate>
                <value>2017-08-24</value>
            </transactionDate>
            <transactionCoding>
                <transactionFormType>4</transactionFormType>
                <transactionCode>M</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
            </transactionCoding>
            <transactionTimeliness>
                <value></value>
            </transactionTimeliness>
            <transactionAmounts>
                <transactionShares>
                    <value>5361</value>
                </transactionShares>
                <transactionPricePerShare>
                    <value>10.48</value>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
                    <value>A</value>
                </transactionAcquiredDisposedCode>
            </transactionAmounts>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>28031</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </nonDerivativeTransaction>
    </nonDerivativeTable>

    <derivativeTable>
        <derivativeTransaction>
            <securityTitle>
                <value>Management Stock Option (right to buy)</value>
            </securityTitle>
            <conversionOrExercisePrice>
                <value>10.48</value>
            </conversionOrExercisePrice>
            <transactionDate>
                <value>2017-08-24</value>
            </transactionDate>
            <transactionCoding>
                <transactionFormType>4</transactionFormType>
                <transactionCode>M</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
            </transactionCoding>
            <transactionTimeliness>
                <value></value>
            </transactionTimeliness>
            <transactionAmounts>
                <transactionShares>
                    <value>5361</value>
                </transactionShares>
                <transactionPricePerShare>
                    <value>0</value>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
                    <value>D</value>
                </transactionAcquiredDisposedCode>
            </transactionAmounts>
            <exerciseDate>
                <value>2010-06-24</value>
            </exerciseDate>
            <expirationDate>
                <value>2020-06-24</value>
            </expirationDate>
            <underlyingSecurity>
                <underlyingSecurityTitle>
                    <value>Common Stock</value>
                </underlyingSecurityTitle>
                <underlyingSecurityShares>
                    <value>5361</value>
                </underlyingSecurityShares>
            </underlyingSecurity>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>0</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </derivativeTransaction>
    </derivativeTable>

    <remarks>Exhibit List

     Exhibit 24-Power of Attorney</remarks>

    <ownerSignature>
        <signatureName>Elizabeth W. Sims, Attorney-in-Fact</signatureName>
        <signatureDate>2018-01-18</signatureDate>
    </ownerSignature>
</ownershipDocument>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-24
<SEQUENCE>2
<FILENAME>gldpoa.txt
<DESCRIPTION>POWER OF ATTORNEY
<TEXT>

                                        Exhibit 24

SMARTFINANCIAL, INC.

LIMITED POWER OF

ATTORNEY FOR SECTION 16

REPORTING OBLIGATIONS


Know all by these presents, that the undersigned hereby makes.
constitutes and appoints each of Elizabeth W. Sims, Elizabeth Clippard,
Felicia Barbee, Nathaniel F. Hughes, Gary Petty, C. Bryan Johnson, each
acting individually, as the undersigned's true and lawful attorney-in-fact,
with full power and authority as hereinafter described on behalf of and
in the name, place and stead of the undersigned to:

(1) prepare, execute, acknowledge, deliver and file Forms 3, 4. and
5 (including any amendments thereto) with respect to the securities
of SmartFinancial, Inc.. a Tennessee corporation (flkla Cornerstone
Bancshares. Inc.) (the "Corporation"), with the United States Securities
and Exchange Commission, any national securities exchanges and the Corporation,
as considered necessary or advisable under Section 16(a) of the Securities
Exchange Act of 1 934 and the rules and regulations promulgated thereunder,
as amended from time to time (the "Exchange Act");

(2) seek or obtain, as the undersigned's representative and on the
undersigned's behalf, information on transactions in the Corporation's
securities from any third party, including brokers, employee benefit plan
administrators and trustees, and the undersigned hereby authorizes any
such person to release any such information to each of the undersigned's
attorneys-in-fact appointed by this Power of Attorney and approves and
ratifies any such release of information: and

(3) perform any and all other acts which in the discretion of such
attorney-in-fact are necessary or desirable for and on behalf of the
undersigned in connection with the foregoing.

The undersigned acknowledges that:

(1) this Power of Attorney authorizes, but does not require, each such
attorney-infact to act in their discretion on information provided to
such attorney-in-fact without independent verification of such information:

(2) any documents prepared and/or executed by either such attorney-in-fact on
behalf of the undersigned pursuant to this Power of Attorney will be in such
form and will contain such information and disclosure as such attorney-in-fact,
in his or her discretion, deems necessary or desirable;

(3) neither the Corporation nor either of such attorneys-in-fact
assumes (i) any liability for the undersigned's responsibility to comply
with the requirement of the Exchange Act, (ii) any liability of the
undersigned for any failure to comply with such requirements, or
(iii) any obligation or liability of the undersigned for profit disgorgement
under Section 16(b) of the Exchange Act: and

(4) this Power of Attorney does not relieve the undersigned from
responsibility for compliance with the undersigned's obligations under
 the Exchange Act, including without limitation the reporting requirements
under Section 16 of the Exchange Act.

The undersigned hereby gives and grants each of the foregoing
attorneys-in-fact full power and authority to do and perform all and
every act and thing whatsoever requisite, necessaly or appropriate to be
done in and about the foregoing matters as fully to all
intents and purposes as the undersigned might or could do if
present hereby retifying all that each such attorney-in-fact of:
for and on behalf of the undersigned, shall lawfully do or cause to be
done by virtue of this Limited Power of Attorney,

This Power of Attorney shall remain in full force and effect until
revoked by the undersigned in a signed writing delivered to each
such attorney-in-fact.

[Signature Page Follows]



IN WITNESS WHEREOF, the undersigned has executed this
Power of Attorney to be effective as of the
3rd day of September , 2015.

/s Gregory L. Davis

STATE OF TENNESSEE	)
COUNTY OF HAMILTON	)

Personally appeared before me, the undersigned, a Notary Public in
and for said County and State, the within named Gregory L. Davis, with
whom I am personally acquainted (or proved to me on the basis of
satisfactory evidence), and who upon oath acknowledged that he or
she executed the within instrument for the purposes therein contained.

WITNESS my hand, at office, this the 3rd day of September, 2015.

/s  Lena S. McNabb
Notary Public
My commission expires: 11-27-16

</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
