<SEC-DOCUMENT>0001721742-18-000002.txt : 20180910
<SEC-HEADER>0001721742-18-000002.hdr.sgml : 20180910
<ACCEPTANCE-DATETIME>20180910165154
ACCESSION NUMBER:		0001721742-18-000002
CONFORMED SUBMISSION TYPE:	4/A
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20180906
FILED AS OF DATE:		20180910
DATE AS OF CHANGE:		20180910

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			Kuhn Robert Wade Jr.
		CENTRAL INDEX KEY:			0001721742

	FILING VALUES:
		FORM TYPE:		4/A
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-37661
		FILM NUMBER:		181063264

	MAIL ADDRESS:	
		STREET 1:		13397 NORTH RIVER FARM DRIVE
		CITY:			NORTHPORT
		STATE:			AL
		ZIP:			35473

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SMARTFINANCIAL INC.
		CENTRAL INDEX KEY:			0001038773
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				621173944
		STATE OF INCORPORATION:			TN
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		5401 KINGSTON PIKE
		STREET 2:		SUITE 600
		CITY:			KNOXVILLE
		STATE:			TN
		ZIP:			37919
		BUSINESS PHONE:		866-290-2554

	MAIL ADDRESS:	
		STREET 1:		5401 KINGSTON PIKE
		STREET 2:		SUITE 600
		CITY:			KNOXVILLE
		STATE:			TN
		ZIP:			37919

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CORNERSTONE BANCSHARES INC
		DATE OF NAME CHANGE:	19980402

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	EAST RIDGE BANCSHARES INC
		DATE OF NAME CHANGE:	19970507
</SEC-HEADER>
<DOCUMENT>
<TYPE>4/A
<SEQUENCE>1
<FILENAME>primary_doc.xml
<DESCRIPTION>PRIMARY DOCUMENT
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>

    <schemaVersion>X0306</schemaVersion>

    <documentType>4/A</documentType>

    <periodOfReport>2018-09-06</periodOfReport>

    <dateOfOriginalSubmission>2018-09-10</dateOfOriginalSubmission>

    <notSubjectToSection16>0</notSubjectToSection16>

    <issuer>
        <issuerCik>0001038773</issuerCik>
        <issuerName>SMARTFINANCIAL INC.</issuerName>
        <issuerTradingSymbol>SMBK</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001721742</rptOwnerCik>
            <rptOwnerName>Kuhn Robert Wade Jr.</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>5401 KINGSTON PIKE SUITE 600</rptOwnerStreet1>
            <rptOwnerStreet2></rptOwnerStreet2>
            <rptOwnerCity>KNOXVILLE</rptOwnerCity>
            <rptOwnerState>TN</rptOwnerState>
            <rptOwnerZipCode>37919</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>0</isDirector>
            <isOfficer>1</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>0</isOther>
            <officerTitle>Regional President - SmartBank</officerTitle>
        </reportingOwnerRelationship>
    </reportingOwner>

    <nonDerivativeTable>
        <nonDerivativeTransaction>
            <securityTitle>
                <value>Common Stock</value>
                <footnoteId id="F3"/>
            </securityTitle>
            <transactionDate>
                <value>2018-09-06</value>
            </transactionDate>
            <transactionCoding>
                <transactionFormType>4</transactionFormType>
                <transactionCode>M</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
            </transactionCoding>
            <transactionTimeliness>
                <value></value>
            </transactionTimeliness>
            <transactionAmounts>
                <transactionShares>
                    <value>17000</value>
                </transactionShares>
                <transactionPricePerShare>
                    <value>11.76</value>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
                    <value>A</value>
                </transactionAcquiredDisposedCode>
            </transactionAmounts>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>17510</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </nonDerivativeTransaction>
        <nonDerivativeTransaction>
            <securityTitle>
                <value>Common Stock</value>
                <footnoteId id="F3"/>
            </securityTitle>
            <transactionDate>
                <value>2018-09-06</value>
            </transactionDate>
            <transactionCoding>
                <transactionFormType>4</transactionFormType>
                <transactionCode>M</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
            </transactionCoding>
            <transactionTimeliness>
                <value></value>
            </transactionTimeliness>
            <transactionAmounts>
                <transactionShares>
                    <value>17000</value>
                </transactionShares>
                <transactionPricePerShare>
                    <value>11.76</value>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
                    <value>A</value>
                </transactionAcquiredDisposedCode>
            </transactionAmounts>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>34510</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </nonDerivativeTransaction>
        <nonDerivativeTransaction>
            <securityTitle>
                <value>Common Stock</value>
                <footnoteId id="F3"/>
            </securityTitle>
            <transactionDate>
                <value>2018-09-06</value>
            </transactionDate>
            <transactionCoding>
                <transactionFormType>4</transactionFormType>
                <transactionCode>S</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
            </transactionCoding>
            <transactionTimeliness>
                <value></value>
            </transactionTimeliness>
            <transactionAmounts>
                <transactionShares>
                    <value>34000</value>
                </transactionShares>
                <transactionPricePerShare>
                    <value>24</value>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
                    <value>D</value>
                </transactionAcquiredDisposedCode>
            </transactionAmounts>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>510</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </nonDerivativeTransaction>
    </nonDerivativeTable>

    <derivativeTable>
        <derivativeTransaction>
            <securityTitle>
                <value>Stock Option</value>
                <footnoteId id="F3"/>
            </securityTitle>
            <conversionOrExercisePrice>
                <value>11.76</value>
            </conversionOrExercisePrice>
            <transactionDate>
                <value>2018-09-06</value>
            </transactionDate>
            <transactionCoding>
                <transactionFormType>4</transactionFormType>
                <transactionCode>M</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
            </transactionCoding>
            <transactionTimeliness>
                <value></value>
            </transactionTimeliness>
            <transactionAmounts>
                <transactionShares>
                    <value>17000</value>
                </transactionShares>
                <transactionPricePerShare>
                    <footnoteId id="F1"/>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
                    <value>D</value>
                </transactionAcquiredDisposedCode>
            </transactionAmounts>
            <exerciseDate>
                <value>2009-01-27</value>
            </exerciseDate>
            <expirationDate>
                <value>2019-01-27</value>
            </expirationDate>
            <underlyingSecurity>
                <underlyingSecurityTitle>
                    <value>Common Stock</value>
                </underlyingSecurityTitle>
                <underlyingSecurityShares>
                    <value>17000</value>
                </underlyingSecurityShares>
            </underlyingSecurity>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>0</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </derivativeTransaction>
        <derivativeTransaction>
            <securityTitle>
                <value>Stock Option</value>
                <footnoteId id="F3"/>
            </securityTitle>
            <conversionOrExercisePrice>
                <value>11.76</value>
            </conversionOrExercisePrice>
            <transactionDate>
                <value>2018-09-06</value>
            </transactionDate>
            <transactionCoding>
                <transactionFormType>4</transactionFormType>
                <transactionCode>M</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
            </transactionCoding>
            <transactionTimeliness>
                <value></value>
            </transactionTimeliness>
            <transactionAmounts>
                <transactionShares>
                    <value>17000</value>
                </transactionShares>
                <transactionPricePerShare>
                    <footnoteId id="F2"/>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
                    <value>D</value>
                </transactionAcquiredDisposedCode>
            </transactionAmounts>
            <exerciseDate>
                <value>2010-02-01</value>
            </exerciseDate>
            <expirationDate>
                <value>2020-02-01</value>
            </expirationDate>
            <underlyingSecurity>
                <underlyingSecurityTitle>
                    <value>Common Stock</value>
                </underlyingSecurityTitle>
                <underlyingSecurityShares>
                    <value>17000</value>
                </underlyingSecurityShares>
            </underlyingSecurity>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>0</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </derivativeTransaction>
    </derivativeTable>

    <footnotes>
        <footnote id="F1">Received in exchange for 20,000 options to purchase shares of Capstone Bancshares, Inc. common stock in connection with the merger of Capstone Bancshares, Inc. with and into SmartFinancial, Inc. (the &quot;Merger&quot;).</footnote>
        <footnote id="F2">Received in exchange for 20,000 options to purchase shares of Capstone Bancshares, Inc. common stock in connection with the Merger.</footnote>
        <footnote id="F3">This Form 4 amends the Form 4 previously filed September 10, 2018. The purpose of this amendment is to add a power of attorney. Consequently, the transaction reported on the previously filed Form 4 dated September 10, 2018, is re-reported here in this amendment.</footnote>
    </footnotes>

    <remarks>Exhibit List

     Ex-24 Power of Attorney</remarks>

    <ownerSignature>
        <signatureName>William Bettis, Attorney-in-Fact</signatureName>
        <signatureDate>2018-09-10</signatureDate>
    </ownerSignature>
</ownershipDocument>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-24
<SEQUENCE>2
<FILENAME>rwkpoa.txt
<DESCRIPTION>POWER OF ATTORNEY
<TEXT>

                      Exhibit 24

SmartFinancial, Inc.
Limited Power of Attorney For
Section 16 Reporting Obligations

Know all by these presents, that
the undersigned hereby makes,
constitutes and appoints
Elizabeth W. Sims, William
Bettis,and Adam Smith each acting
as the undersigned's true and lawful
attorney-in-fact, with full power
and authority as hereinafter
described on behalf of and in the
name, place and stead of the
undersigned to:
(1) prepare, execute,
acknowledge, deliver and file
Forms 3, 4, and 5 (including any
amendments thereto) with respect
to the securities of SmartFinancial,
Inc., a Tennessee corporation
(the "Corporation"), with the
United States Securities
and Exchange Commission, any
national securities exchanges and
the Corporation, as considered
necessary or adviseable under
Section 16(a) of the Securities
Exchange Act of 1934 and the rules
and regulations promulgated
thereunder, as amended from time
to time (the "Exchange Act");
(2) seek or obtain, as the
undersigned's representative
and on the undersigned's behalf
information on transactions in
the Corporation's securities
from any third party, including
brokers, employee benefit plan
administrators and trustees,
and the undersigned hereby
authorizes any such person to
release any such information to
each of the undersigned's
attorneys-in-fact appointed by
this Limited Power of Attorney and
approves and ratifies any such
release of information; and
(3) perform any and all other
acts which in the discretion
of such attorney-in-fact are
necessary or desirable for and
on behalf of the undersigned
in connection with the foregoing.

The undersigned acknowledges that:
(1) this Limited Power of Attorney
authorizes, but does not require,
each such attorney-in-fact  to act
in their discretion on information
provided to such attorney-in-fact
without independent verification
of such information;
(2) any documents prepared and/or
executed by either such attorney-in
-fact on behalf of the
undersigned pursuant to this Power
of Attorney will be in such form
and will contain such information
and disclosure as such
attorney-in-fact, in his or her
discretion, deems necessary or
desirable;
(3) neither the Corporation
nor either of such attorneys-
in-fact assumes (i) any liability
for the undersigned's
responsibility to comply with the
requirements of the Exchange Act,
(ii) any liability of the undersigned
for any failure to comply with such
requiements, or (iii) any liability
of the undersigned for profit
disgorgement under Section 16(b)
of the Exchange Act; and
(4) this Limited Power of Attorney
does not relieve the undersigned from
responsibility for compliance with
the undersigned's obligations under
the Exchange Act, including
without limitation the reporting
requirements under Section 16 of
the Exchange Act.

The undersigned hereby gives and
grants each of the foregoing
attorneys-in-fact full power and
authority to do and perform all
and every act and thing whatsoever
requisite, necessary or appropriate
to be done in and about the
foregoing matters as fully to all
intents and purposes as the
undersigned might or could do if
present, hereby ratifying all that
each such attorney-in-fact of, for
and on behalf of the undersigned,
shall lawfully do or cause to be
done by virtue of this Limited
Power of Attorney.

This Limited Power of Attorney shall
remain in full force and effect
until revoked by the undersigned
in a signed writing delivered to
each such attorney-in-fact.

In WITNESS WHEREOF, the
undersigned has caused this Limited
Power of Attorney to be executed
as of this 10th day of September,
2018.

/s/ Robert W. Kuhn, Jr.


</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
