<SEC-DOCUMENT>0001628280-18-009565-index.html : 20180725
<SEC-HEADER>0001628280-18-009565.hdr.sgml : 20180725
<ACCEPTANCE-DATETIME>20180724175055
ACCESSION NUMBER:		0001628280-18-009565
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		31
CONFORMED PERIOD OF REPORT:	20180724
ITEM INFORMATION:		Results of Operations and Financial Condition
ITEM INFORMATION:		Regulation FD Disclosure
FILED AS OF DATE:		20180725
DATE AS OF CHANGE:		20180724

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SMARTFINANCIAL INC.
		CENTRAL INDEX KEY:			0001038773
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				621173944
		STATE OF INCORPORATION:			TN
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-37661
		FILM NUMBER:		18967247

	BUSINESS ADDRESS:	
		STREET 1:		5401 KINGSTON PIKE
		STREET 2:		SUITE 600
		CITY:			KNOXVILLE
		STATE:			TN
		ZIP:			37919
		BUSINESS PHONE:		866-290-2554

	MAIL ADDRESS:	
		STREET 1:		5401 KINGSTON PIKE
		STREET 2:		SUITE 600
		CITY:			KNOXVILLE
		STATE:			TN
		ZIP:			37919

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CORNERSTONE BANCSHARES INC
		DATE OF NAME CHANGE:	19980402

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	EAST RIDGE BANCSHARES INC
		DATE OF NAME CHANGE:	19970507
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>a063018earningscover.htm
<DESCRIPTION>8-K SMARTFINANCIAL 2ND QUARTER 2018 EARNINGS RELEASE
<TEXT>
Document 1 - file: a063018earningscover.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>a063018earningsexhibit991.htm
<DESCRIPTION>EXHIBIT 99.1
<TEXT>
Document 2 - file: a063018earningsexhibit991.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.2
<SEQUENCE>3
<FILENAME>smartfinancial2q18earnin.htm
<DESCRIPTION>EXHIBIT 99.2
<TEXT>
Document 3 - file: smartfinancial2q18earnin.htm

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<SEQUENCE>4
<FILENAME>image001rgba01.jpg
<TEXT>
Document 4 - file: image001rgba01.jpg

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<FILENAME>image002rgba01.jpg
<TEXT>
Document 5 - file: image002rgba01.jpg

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<FILENAME>smartfinancial2q18earnin001.jpg
<TEXT>
Document 6 - file: smartfinancial2q18earnin001.jpg

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<SEQUENCE>7
<FILENAME>smartfinancial2q18earnin002.jpg
<TEXT>
Document 7 - file: smartfinancial2q18earnin002.jpg

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Document 8 - file: smartfinancial2q18earnin003.jpg

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Document 9 - file: smartfinancial2q18earnin004.jpg

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Document 10 - file: smartfinancial2q18earnin005.jpg

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Document 11 - file: smartfinancial2q18earnin006.jpg

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Document 12 - file: smartfinancial2q18earnin007.jpg

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Document 13 - file: smartfinancial2q18earnin008.jpg

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Document 14 - file: smartfinancial2q18earnin009.jpg

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Document 15 - file: smartfinancial2q18earnin010.jpg

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Document 16 - file: smartfinancial2q18earnin011.jpg

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Document 17 - file: smartfinancial2q18earnin012.jpg

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Document 18 - file: smartfinancial2q18earnin013.jpg

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Document 19 - file: smartfinancial2q18earnin014.jpg

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Document 20 - file: smartfinancial2q18earnin015.jpg

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Document 21 - file: smartfinancial2q18earnin016.jpg

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Document 22 - file: smartfinancial2q18earnin017.jpg

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<SEQUENCE>23
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Document 23 - file: smartfinancial2q18earnin018.jpg

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Document 24 - file: smartfinancial2q18earnin019.jpg

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Document 25 - file: smartfinancial2q18earnin020.jpg

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Document 26 - file: smartfinancial2q18earnin021.jpg

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Document 27 - file: smartfinancial2q18earnin022.jpg

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Document 28 - file: smartfinancial2q18earnin023.jpg

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<SEQUENCE>29
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Document 29 - file: smartfinancial2q18earnin024.jpg

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<SEQUENCE>30
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<TEXT>
Document 30 - file: smartfinancial2q18earnin025.jpg

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<TYPE>GRAPHIC
<SEQUENCE>31
<FILENAME>smartfinancial2q18earnin026.jpg
<TEXT>
Document 31 - file: smartfinancial2q18earnin026.jpg

</DOCUMENT>
</SEC-DOCUMENT>