<SEC-DOCUMENT>0001628280-18-012154-index.html : 20181001
<SEC-HEADER>0001628280-18-012154.hdr.sgml : 20181001
<ACCEPTANCE-DATETIME>
ACCESSION NUMBER:		0001628280-18-012154
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		38
CONFORMED PERIOD OF REPORT:	20181001
ITEM INFORMATION:		Entry into a Material Definitive Agreement
ITEM INFORMATION:		Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant
ITEM INFORMATION:		Regulation FD Disclosure
ITEM INFORMATION:		Other Events
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20181001
DATE AS OF CHANGE:		20181001

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SMARTFINANCIAL INC.
		CENTRAL INDEX KEY:			0001038773
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				621173944
		STATE OF INCORPORATION:			TN
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-37661
		FILM NUMBER:		181095915

	BUSINESS ADDRESS:	
		STREET 1:		5401 KINGSTON PIKE
		STREET 2:		SUITE 600
		CITY:			KNOXVILLE
		STATE:			TN
		ZIP:			37919
		BUSINESS PHONE:		866-290-2554

	MAIL ADDRESS:	
		STREET 1:		5401 KINGSTON PIKE
		STREET 2:		SUITE 600
		CITY:			KNOXVILLE
		STATE:			TN
		ZIP:			37919

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CORNERSTONE BANCSHARES INC
		DATE OF NAME CHANGE:	19980402

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	EAST RIDGE BANCSHARES INC
		DATE OF NAME CHANGE:	19970507
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>projectsmokeysubordinatedn.htm
<DESCRIPTION>8-K SUBORDINATED DEBT OFFERING
<TEXT>
Document 1 - file: projectsmokeysubordinatedn.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-4.1
<SEQUENCE>2
<FILENAME>exhibit41-formofsubordinat.htm
<DESCRIPTION>EXHIBIT 4.1
<TEXT>
Document 2 - file: exhibit41-formofsubordinat.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.1
<SEQUENCE>3
<FILENAME>exhibit101-formofsubordina.htm
<DESCRIPTION>EXHIBIT 10.1
<TEXT>
Document 3 - file: exhibit101-formofsubordina.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>4
<FILENAME>exhibit991investorpresen.htm
<DESCRIPTION>EXHIBIT 99.1
<TEXT>
Document 4 - file: exhibit991investorpresen.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.2
<SEQUENCE>5
<FILENAME>exhibit992-pressrelease_44.htm
<DESCRIPTION>EXHIBIT 99.2
<TEXT>
Document 5 - file: exhibit992-pressrelease_44.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>6
<FILENAME>exhibit41formofsubord_image3.gif
<TEXT>
Document 6 - file: exhibit41formofsubord_image3.gif

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>7
<FILENAME>exhibit991investorpresen001.jpg
<TEXT>
Document 7 - file: exhibit991investorpresen001.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>8
<FILENAME>exhibit991investorpresen002.jpg
<TEXT>
Document 8 - file: exhibit991investorpresen002.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>9
<FILENAME>exhibit991investorpresen003.jpg
<TEXT>
Document 9 - file: exhibit991investorpresen003.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>10
<FILENAME>exhibit991investorpresen004.jpg
<TEXT>
Document 10 - file: exhibit991investorpresen004.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>11
<FILENAME>exhibit991investorpresen005.jpg
<TEXT>
Document 11 - file: exhibit991investorpresen005.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>12
<FILENAME>exhibit991investorpresen006.jpg
<TEXT>
Document 12 - file: exhibit991investorpresen006.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>13
<FILENAME>exhibit991investorpresen007.jpg
<TEXT>
Document 13 - file: exhibit991investorpresen007.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>14
<FILENAME>exhibit991investorpresen008.jpg
<TEXT>
Document 14 - file: exhibit991investorpresen008.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>15
<FILENAME>exhibit991investorpresen009.jpg
<TEXT>
Document 15 - file: exhibit991investorpresen009.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>16
<FILENAME>exhibit991investorpresen010.jpg
<TEXT>
Document 16 - file: exhibit991investorpresen010.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>17
<FILENAME>exhibit991investorpresen011.jpg
<TEXT>
Document 17 - file: exhibit991investorpresen011.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>18
<FILENAME>exhibit991investorpresen012.jpg
<TEXT>
Document 18 - file: exhibit991investorpresen012.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>19
<FILENAME>exhibit991investorpresen013.jpg
<TEXT>
Document 19 - file: exhibit991investorpresen013.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>20
<FILENAME>exhibit991investorpresen014.jpg
<TEXT>
Document 20 - file: exhibit991investorpresen014.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>21
<FILENAME>exhibit991investorpresen015.jpg
<TEXT>
Document 21 - file: exhibit991investorpresen015.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>22
<FILENAME>exhibit991investorpresen016.jpg
<TEXT>
Document 22 - file: exhibit991investorpresen016.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>23
<FILENAME>exhibit991investorpresen017.jpg
<TEXT>
Document 23 - file: exhibit991investorpresen017.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>24
<FILENAME>exhibit991investorpresen018.jpg
<TEXT>
Document 24 - file: exhibit991investorpresen018.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>25
<FILENAME>exhibit991investorpresen019.jpg
<TEXT>
Document 25 - file: exhibit991investorpresen019.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>26
<FILENAME>exhibit991investorpresen020.jpg
<TEXT>
Document 26 - file: exhibit991investorpresen020.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>27
<FILENAME>exhibit991investorpresen021.jpg
<TEXT>
Document 27 - file: exhibit991investorpresen021.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>28
<FILENAME>exhibit991investorpresen022.jpg
<TEXT>
Document 28 - file: exhibit991investorpresen022.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>29
<FILENAME>exhibit991investorpresen023.jpg
<TEXT>
Document 29 - file: exhibit991investorpresen023.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>30
<FILENAME>exhibit991investorpresen024.jpg
<TEXT>
Document 30 - file: exhibit991investorpresen024.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>31
<FILENAME>exhibit991investorpresen025.jpg
<TEXT>
Document 31 - file: exhibit991investorpresen025.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>32
<FILENAME>exhibit991investorpresen026.jpg
<TEXT>
Document 32 - file: exhibit991investorpresen026.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>33
<FILENAME>exhibit991investorpresen027.jpg
<TEXT>
Document 33 - file: exhibit991investorpresen027.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>34
<FILENAME>exhibit991investorpresen028.jpg
<TEXT>
Document 34 - file: exhibit991investorpresen028.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>35
<FILENAME>exhibit991investorpresen029.jpg
<TEXT>
Document 35 - file: exhibit991investorpresen029.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>36
<FILENAME>exhibit991investorpresen030.jpg
<TEXT>
Document 36 - file: exhibit991investorpresen030.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>37
<FILENAME>exhibit991investorpresen031.jpg
<TEXT>
Document 37 - file: exhibit991investorpresen031.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>38
<FILENAME>exhibit992image1a01.gif
<TEXT>
Document 38 - file: exhibit992image1a01.gif

</DOCUMENT>
</SEC-DOCUMENT>