8-K 1 a2018q309302018earningsrel.htm 8-K SMARTFINANCIAL THIRD QUARTER 2018 EARNINGS RELEASE
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549
FORM 8-K
CURRENT REPORT PURSUANT TO
SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of earliest event reported: October 23, 2018
SMARTFINANCIAL, INC.
(Exact Name of Registrant as Specified in its Charter)

Tennessee |  | 333-203449 |  | 62-1173944
(State or Other Jurisdiction of Incorporation) |  | (Commission File Number) |  | (IRS Employer Identification No.)

5401 Kingston Pike, Suite 600 |  |
Knoxville, Tennessee |  | 37919
(Address of Principal Executive Offices) |  | (Zip Code)

(865) 437-5700
(Registrant’s telephone number, including area code)
(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):
¨ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
¨ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
¨ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
¨ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Item 2.02 | Results of Operations and Financial Condition.

On October 23, 2018, SmartFinancial, Inc. issued a press release reporting earnings results for its third quarter ending September 30, 2018. The information included in the press release is considered to be “furnished” under the Securities Exchange Act of 1934, as amended (the “Exchange Act”). SmartFinancial will include final financial statements and additional analysis for the quarter ended September 30, 2018 as part of its quarterly report on Form 10-Q covering that period.

Item 7.01 | Regulation FD Disclosure.

SmartFinancial is filing an investor slide presentation that it intends to review in conjunction with its earnings release conference call on October 24, 2018. The slides are included as Exhibit 99.2 to this report and shall not be deemed to be “filed” for the purposes of Section 18 of the Exchange Act, or otherwise subject to the liability of that section, and shall not be incorporated by reference into any registration statement or other document filed under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.

Item 9.01 | Financial Statements and Exhibits

Exhibit No. | Description
99.1 | Press release announcing third quarter 2018 financial results dated October 23, 2018
99.2 | Third quarter 2018 investor presentation

SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

| SMARTFINANCIAL, INC.
Date: October 24, 2018 |
| /s/ William Y. Carroll, Jr.
| William Y. Carroll, Jr.
| President & Chief Executive Officer

EXHIBIT INDEX

Exhibit No. |  | Description
99.1 |  | Press release announcing third quarter 2018 financial results dated October 23, 2018
99.2 |  | Third quarter 2018 investor presentation