<SEC-DOCUMENT>0001038773-19-000021-index.html : 20190725
<SEC-HEADER>0001038773-19-000021.hdr.sgml : 20190725
<ACCEPTANCE-DATETIME>20190724175129
ACCESSION NUMBER:		0001038773-19-000021
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		26
CONFORMED PERIOD OF REPORT:	20190724
ITEM INFORMATION:		Results of Operations and Financial Condition
ITEM INFORMATION:		Regulation FD Disclosure
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20190725
DATE AS OF CHANGE:		20190724

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SMARTFINANCIAL INC.
		CENTRAL INDEX KEY:			0001038773
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				621173944
		STATE OF INCORPORATION:			TN
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-37661
		FILM NUMBER:		19971916

	BUSINESS ADDRESS:	
		STREET 1:		5401 KINGSTON PIKE
		STREET 2:		SUITE 600
		CITY:			KNOXVILLE
		STATE:			TN
		ZIP:			37919
		BUSINESS PHONE:		866-290-2554

	MAIL ADDRESS:	
		STREET 1:		5401 KINGSTON PIKE
		STREET 2:		SUITE 600
		CITY:			KNOXVILLE
		STATE:			TN
		ZIP:			37919

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CORNERSTONE BANCSHARES INC
		DATE OF NAME CHANGE:	19980402

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	EAST RIDGE BANCSHARES INC
		DATE OF NAME CHANGE:	19970507
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>a2019q206302019earningsrel.htm
<DESCRIPTION>8-K SMARTFINANCIAL 2ND QUARTER 2019 EARNINGS RELEASE
<TEXT>
Document 1 - file: a2019q206302019earningsrel.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>a063019earningsexhibit991.htm
<DESCRIPTION>EXHIBIT 99.1
<TEXT>
Document 2 - file: a063019earningsexhibit991.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.2
<SEQUENCE>3
<FILENAME>smartfinancial2q19earnin.htm
<DESCRIPTION>EXHIBIT 99.2
<TEXT>
Document 3 - file: smartfinancial2q19earnin.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>4
<FILENAME>image001rgba05.jpg
<TEXT>
Document 4 - file: image001rgba05.jpg

</DOCUMENT>
<DOCUMENT>
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<SEQUENCE>5
<FILENAME>image002rgba05.jpg
<TEXT>
Document 5 - file: image002rgba05.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>6
<FILENAME>smartfinancial2q19earnin001.jpg
<TEXT>
Document 6 - file: smartfinancial2q19earnin001.jpg

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<TYPE>GRAPHIC
<SEQUENCE>7
<FILENAME>smartfinancial2q19earnin002.jpg
<TEXT>
Document 7 - file: smartfinancial2q19earnin002.jpg

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<FILENAME>smartfinancial2q19earnin003.jpg
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Document 8 - file: smartfinancial2q19earnin003.jpg

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Document 9 - file: smartfinancial2q19earnin004.jpg

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<SEQUENCE>10
<FILENAME>smartfinancial2q19earnin005.jpg
<TEXT>
Document 10 - file: smartfinancial2q19earnin005.jpg

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<SEQUENCE>11
<FILENAME>smartfinancial2q19earnin006.jpg
<TEXT>
Document 11 - file: smartfinancial2q19earnin006.jpg

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<SEQUENCE>12
<FILENAME>smartfinancial2q19earnin007.jpg
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Document 12 - file: smartfinancial2q19earnin007.jpg

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<SEQUENCE>13
<FILENAME>smartfinancial2q19earnin008.jpg
<TEXT>
Document 13 - file: smartfinancial2q19earnin008.jpg

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<SEQUENCE>14
<FILENAME>smartfinancial2q19earnin009.jpg
<TEXT>
Document 14 - file: smartfinancial2q19earnin009.jpg

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<SEQUENCE>15
<FILENAME>smartfinancial2q19earnin010.jpg
<TEXT>
Document 15 - file: smartfinancial2q19earnin010.jpg

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Document 16 - file: smartfinancial2q19earnin011.jpg

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<FILENAME>smartfinancial2q19earnin012.jpg
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Document 17 - file: smartfinancial2q19earnin012.jpg

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<SEQUENCE>18
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<TEXT>
Document 18 - file: smartfinancial2q19earnin013.jpg

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<SEQUENCE>19
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<TEXT>
Document 19 - file: smartfinancial2q19earnin014.jpg

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<SEQUENCE>20
<FILENAME>smartfinancial2q19earnin015.jpg
<TEXT>
Document 20 - file: smartfinancial2q19earnin015.jpg

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<SEQUENCE>21
<FILENAME>smartfinancial2q19earnin016.jpg
<TEXT>
Document 21 - file: smartfinancial2q19earnin016.jpg

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<TYPE>GRAPHIC
<SEQUENCE>22
<FILENAME>smartfinancial2q19earnin017.jpg
<TEXT>
Document 22 - file: smartfinancial2q19earnin017.jpg

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<TYPE>GRAPHIC
<SEQUENCE>23
<FILENAME>smartfinancial2q19earnin018.jpg
<TEXT>
Document 23 - file: smartfinancial2q19earnin018.jpg

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<SEQUENCE>24
<FILENAME>smartfinancial2q19earnin019.jpg
<TEXT>
Document 24 - file: smartfinancial2q19earnin019.jpg

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<SEQUENCE>25
<FILENAME>smartfinancial2q19earnin020.jpg
<TEXT>
Document 25 - file: smartfinancial2q19earnin020.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>26
<FILENAME>smartfinancial2q19earnin021.jpg
<TEXT>
Document 26 - file: smartfinancial2q19earnin021.jpg

</DOCUMENT>
</SEC-DOCUMENT>