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Loans and Allowance for Loan Losses | 6 Months Ended
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Jun. 30, 2020
Receivables [Abstract] |
Loans and Allowance for Loan Losses | Note 5. Loans and Allowance for Loan Losses Portfolio Segmentation: Major categories of loans are summarized as follows (in thousands): ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | June 30, 2020 | ​ | December 31, 2019
​ | ​ | PCI | ​ | All Other | ​ | ​ | ​ | ​ | PCI | ​ | All Other | ​ | ​ | ​
​ |  | Loans1 |  | Loans |  | Total |  | Loans1 |  | Loans |  | Total
Commercial real estate | ​ | $ | 16,517 | ​ | $ | 1,000,516 | ​ | $ | 1,017,033 | ​ | $ | 15,255 | ​ | $ | 890,051 | ​ | $ | 905,306
Consumer real estate | ​ |  | 11,568 | ​ |  | 448,292 | ​ |  | 459,860 | ​ |  | 6,541 | ​ |  | 410,941 | ​ |  | 417,482
Construction and land development | ​ |  | 6,427 | ​ |  | 272,789 | ​ |  | 279,216 | ​ |  | 4,458 | ​ |  | 223,168 | ​ |  | 227,626
Commercial and industrial | ​ |  | 341 | ​ |  | 637,109 | ​ |  | 637,450 | ​ |  | 407 | ​ |  | 336,668 | ​ |  | 337,075
Consumer and other | ​ |  | 106 | ​ |  | 14,619 | ​ |  | 14,725 | ​ |  | 326 | ​ |  | 9,577 | ​ |  | 9,903
Total loans | ​ |  | 34,959 | ​ |  | 2,373,325 | ​ |  | 2,408,284 | ​ |  | 26,987 | ​ |  | 1,870,405 | ​ |  | 1,897,392
Less: Allowance for loan losses | ​ |  | — | ​ |  | (16,254) | ​ |  | (16,254) | ​ |  | (156) | ​ |  | (10,087) | ​ |  | (10,243)
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Loans, net | ​ | $ | 34,959 | ​ | $ | 2,357,071 | ​ | $ | 2,392,030 | ​ | $ | 26,831 | ​ | $ | 1,860,318 | ​ | $ | 1,887,149
1 Purchased Credit Impaired loans (“PCI loans”) are loans with evidence of credit deterioration at purchase. ​ For purposes of the disclosures required pursuant to the adoption of ASC 310, the loan portfolio was disaggregated into segments. A portfolio segment is defined as the level at which an entity develops and documents a systematic method for determining its allowance for credit losses. There are five loan portfolio segments that include commercial real estate, consumer real estate, construction and land development, commercial and industrial, and consumer and other. The composition of loans by loan classification for impaired and performing loan status is summarized in the tables below (in thousands): ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Construction | ​ | Commercial | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Commercial | ​ | Consumer | ​ | and Land | ​ | and | ​ | Consumer | ​ | ​ | ​
​ | ​ | Real Estate | ​ | Real Estate | ​ | Development | ​ | Industrial | ​ | and Other | ​ | Total
June 30, 2020: | ​ | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​
Performing loans |  | $ | 999,567 | ​ | $ | 446,892 | ​ | $ | 272,789 | ​ | $ | 636,952 | ​ | $ | 14,619 | ​ | $ | 2,370,819
Impaired loans | ​ |  | 949 | ​ |  | 1,400 | ​ |  | — | ​ |  | 157 | ​ |  | — | ​ |  | 2,506
​ | ​ |  | 1,000,516 | ​ |  | 448,292 | ​ |  | 272,789 | ​ |  | 637,109 | ​ |  | 14,619 | ​ |  | 2,373,325
PCI loans | ​ |  | 16,517 | ​ |  | 11,568 | ​ |  | 6,427 | ​ |  | 341 | ​ |  | 106 | ​ |  | 34,959
Total loans | ​ | $ | 1,017,033 | ​ | $ | 459,860 | ​ | $ | 279,216 | ​ | $ | 637,450 | ​ | $ | 14,725 | ​ | $ | 2,408,284
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
December 31, 2019: |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​ |  | ​ | ​
Performing loans |  | $ | 889,795 | ​ | $ | 409,394 | ​ | $ | 222,621 | ​ | $ | 336,508 | ​ | $ | 9,577 | ​ | $ | 1,867,895
Impaired loans | ​ |  | 256 | ​ |  | 1,547 | ​ |  | 547 | ​ |  | 160 | ​ |  | — | ​ |  | 2,510
​ | ​ |  | 890,051 | ​ |  | 410,941 | ​ |  | 223,168 | ​ |  | 336,668 | ​ |  | 9,577 | ​ |  | 1,870,405
PCI loans | ​ |  | 15,255 | ​ |  | 6,541 | ​ |  | 4,458 | ​ |  | 407 | ​ |  | 326 | ​ |  | 26,987
Total loans | ​ | $ | 905,306 | ​ | $ | 417,482 | ​ | $ | 227,626 | ​ | $ | 337,075 | ​ | $ | 9,903 | ​ | $ | 1,897,392
​ The following tables show the allowance for loan losses allocation by loan classification for impaired, PCI, and performing loans (in thousands): ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Construction | ​ | Commercial | ​ | Consumer | ​ | ​ | ​
​ | ​ | Commercial | ​ | Consumer | ​ | and Land | ​ | and | ​ | and | ​ | ​ | ​
​ | ​ | Real Estate | ​ | Real Estate | ​ | Development | ​ | Industrial | ​ | Other | ​ | Total
June 30, 2020: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Performing loans |  | $ | 6,551 |  | $ | 3,021 |  | $ | 1,795 |  | $ | 4,314 |  | $ | 108 |  | $ | 15,789
Impaired loans | ​ |  | 44 | ​ |  | 292 | ​ |  | — | ​ |  | 129 | ​ |  | — | ​ |  | 465
​ | ​ |  | 6,595 | ​ |  | 3,313 | ​ |  | 1,795 | ​ |  | 4,443 | ​ |  | 108 | ​ |  | 16,254
PCI loans | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | —
Total loans | ​ | $ | 6,595 | ​ | $ | 3,313 | ​ | $ | 1,795 | ​ | $ | 4,443 | ​ | $ | 108 | ​ | $ | 16,254
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
December 31, 2019: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Performing loans |  | $ | 4,491 |  | $ | 2,159 |  | $ | 1,127 |  | $ | 1,766 |  | $ | 69 |  | $ | 9,612
Impaired loans | ​ |  | — | ​ |  | 343 | ​ |  | — | ​ |  | 132 | ​ |  | — | ​ |  | 475
​ | ​ |  | 4,491 | ​ |  | 2,502 | ​ |  | 1,127 | ​ |  | 1,898 | ​ |  | 69 | ​ |  | 10,087
PCI loans | ​ |  | 17 | ​ |  | 74 | ​ |  | — | ​ |  | 59 | ​ |  | 6 | ​ |  | 156
Total loans | ​ | $ | 4,508 | ​ | $ | 2,576 | ​ | $ | 1,127 | ​ | $ | 1,957 | ​ | $ | 75 | ​ | $ | 10,243
​ The following tables detail the changes in the allowance for loan losses by loan classification (in thousands): ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Three Months Ended June 30, 2020
​ | ​ | ​ | ​ | ​ | Consumer | ​ | Construction | ​ | Commercial | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Commercial | ​ | Real | ​ | and Land | ​ | and | ​ | Consumer | ​ | ​ | ​
​ | ​ | Real Estate | ​ | Estate |  | Development | ​ | Industrial | ​ | and Other | ​ | Total
Beginning balance |  | $ | 5,963 |  | $ | 3,301 |  | $ | 1,484 |  | $ | 2,557 |  | $ | 126 |  | $ | 13,431
Charged off loans | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | (9) | ​ |  | (66) | ​ |  | (75)
Recoveries of charge-offs | ​ |  | 3 | ​ |  | 11 | ​ |  | — | ​ |  | 6 | ​ |  | 28 | ​ |  | 48
Provision (reallocation) charged to expense | ​ |  | 629 | ​ |  | 1 | ​ |  | 311 | ​ |  | 1,889 | ​ |  | 20 | ​ |  | 2,850
Ending balance | ​ | $ | 6,595 | ​ | $ | 3,313 | ​ | $ | 1,795 | ​ | $ | 4,443 | ​ | $ | 108 | ​ | $ | 16,254
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Three Months Ended June 30, 2019
​ | ​ | ​ | ​ | ​ | Consumer | ​ | Construction | ​ | Commercial | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Commercial | ​ | Real | ​ | and Land | ​ | and | ​ | Consumer | ​ | ​ | ​
​ | ​ | Real Estate | ​ | Estate |  | Development | ​ | Industrial | ​ | and Other | ​ | Total
Beginning balance |  | $ | 4,074 |  | $ | 1,949 |  | $ | 854 |  | $ | 1,709 |  | $ | 118 |  | $ | 8,704
Charged off loans | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | (14) | ​ |  | (80) | ​ |  | (94)
Recoveries of charge-offs | ​ |  | 22 | ​ |  | 16 | ​ |  | 2 | ​ |  | 41 | ​ |  | 13 | ​ |  | 94
Provision (reallocation) charged to expense | ​ |  | 6 | ​ |  | 224 | ​ |  | 90 | ​ |  | 10 | ​ |  | 63 | ​ |  | 393
Ending balance | ​ | $ | 4,102 | ​ | $ | 2,189 | ​ | $ | 946 | ​ | $ | 1,746 | ​ | $ | 114 | ​ | $ | 9,097
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Six Months Ended June 30, 2020
​ | ​ | ​ | ​ | Consumer | ​ | Construction | ​ | Commercial | ​ | ​ | ​ | ​ | ​
​ | ​ | Commercial | ​ | Real | ​ | and Land | ​ | and | ​ | Consumer | ​ | ​ | ​
​ | ​ | Real Estate | ​ | Estate |  | Development | ​ | Industrial | ​ | and Other | ​ | Total
Beginning balance |  | $ | 4,508 |  | $ | 2,576 |  | $ | 1,127 |  | $ | 1,957 |  | $ | 75 |  | $ | 10,243
Loans charged off | ​ |  | — | ​ |  | (2) | ​ |  | — | ​ |  | (17) | ​ |  | (142) | ​ |  | (161)
Recoveries of loans charged off | ​ |  | 5 | ​ |  | 17 | ​ |  | 2 | ​ |  | 49 | ​ |  | 50 | ​ |  | 123
Provision (reallocation) charged to expense | ​ |  | 2,082 | ​ |  | 722 | ​ |  | 666 | ​ |  | 2,454 | ​ |  | 125 | ​ |  | 6,049
Ending balance | ​ | $ | 6,595 | ​ | $ | 3,313 | ​ | $ | 1,795 | ​ | $ | 4,443 | ​ | $ | 108 | ​ | $ | 16,254
​ ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Six Months Ended June 30, 2019
​ | ​ | ​ | ​ | Consumer | ​ | Construction | ​ | Commercial | ​ | ​ | ​ | ​ | ​
​ | ​ | Commercial | ​ | Real | ​ | and Land | ​ | and | ​ | Consumer | ​ | ​ | ​
​ | ​ | Real Estate | ​ | Estate |  | Development | ​ | Industrial | ​ | and Other | ​ | Total
Beginning balance |  | $ | 3,639 |  | $ | 1,789 |  | $ | 795 |  | $ | 1,746 |  | $ | 306 |  | $ | 8,275
Loans charged off | ​ |  | — | ​ |  | (2) | ​ |  | — | ​ |  | (333) | ​ |  | (210) | ​ |  | (545)
Recoveries of loans charged off | ​ |  | 24 | ​ |  | 20 | ​ |  | 4 | ​ |  | 53 | ​ |  | 76 | ​ |  | 177
Provision (reallocation) charged to expense | ​ |  | 439 | ​ |  | 382 | ​ |  | 147 | ​ |  | 280 | ​ |  | (58) | ​ |  | 1,190
Ending balance | ​ | $ | 4,102 | ​ | $ | 2,189 | ​ | $ | 946 | ​ | $ | 1,746 | ​ | $ | 114 | ​ | $ | 9,097
​ The following tables outline the amount of each loan classification and the amount categorized into each risk rating (in thousands): ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | June 30, 2020
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Construction | ​ | Commercial | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Commercial | ​ | Consumer | ​ | and Land | ​ | and | ​ | Consumer | ​ | ​ | ​
Non PCI Loans: | ​ | Real Estate | ​ | Real Estate |  | Development | ​ | Industrial | ​ | and Other | ​ | Total
Pass |  | $ | 526,141 |  | $ | 390,787 |  | $ | 227,302 |  | $ | 573,989 |  | $ | 14,259 |  | $ | 1,732,478
Watch | ​ |  | 462,734 | ​ |  | 55,210 | ​ |  | 45,416 | ​ |  | 61,888 | ​ |  | 288 | ​ |  | 625,536
Special mention | ​ |  | 10,586 | ​ |  | 599 | ​ |  | — | ​ |  | 892 | ​ |  | — | ​ |  | 12,077
Substandard | ​ |  | 1,055 | ​ |  | 1,534 | ​ |  | 71 | ​ |  | 207 | ​ |  | 48 | ​ |  | 2,915
Doubtful | ​ |  | — | ​ |  | 162 | ​ |  | — | ​ |  | 133 | ​ |  | 24 | ​ |  | 319
Total | ​ | ​ | 1,000,516 | ​ | ​ | 448,292 | ​ | ​ | 272,789 | ​ | ​ | 637,109 | ​ | ​ | 14,619 | ​ | ​ | 2,373,325
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
PCI Loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Pass |  | ​ | 8,082 |  | ​ | 9,028 |  | ​ | 1,353 |  | ​ | 249 |  | ​ | 83 |  | ​ | 18,795
Watch | ​ |  | 7,314 | ​ |  | 922 | ​ |  | 4,520 | ​ |  | — | ​ |  | 16 | ​ |  | 12,772
Special mention | ​ |  | 20 | ​ |  | 57 | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | 77
Substandard | ​ |  | 1,101 | ​ |  | 1,561 | ​ |  | 554 | ​ |  | 92 | ​ |  | 7 | ​ |  | 3,315
Doubtful | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | —
Total | ​ | ​ | 16,517 | ​ | ​ | 11,568 | ​ | ​ | 6,427 | ​ | ​ | 341 | ​ | ​ | 106 | ​ | ​ | 34,959
Total loans | ​ | $ | 1,017,033 | ​ | $ | 459,860 | ​ | $ | 279,216 | ​ | $ | 637,450 | ​ | $ | 14,725 | ​ | $ | 2,408,284
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | December 31, 2019
​ | ​ | ​ | ​ | ​ | ​ | Construction | ​ | Commercial | ​ | ​ | ​ | ​ | ​
​ | ​ | Commercial | ​ | Consumer | ​ | and Land | ​ | and | ​ | Consumer | ​ | ​ | ​
Non PCI Loans: | ​ | Real Estate | ​ | Real Estate |  | Development | ​ | Industrial | ​ | and Other | ​ | Total
Pass |  | $ | 860,447 |  | $ | 407,336 |  | $ | 216,459 |  | $ | 328,564 |  | $ | 9,462 |  | $ | 1,822,268
Watch | ​ |  | 25,180 | ​ |  | 989 | ​ |  | 6,089 | ​ |  | 6,786 | ​ |  | 40 | ​ |  | 39,084
Special mention | ​ |  | 4,057 | ​ |  | 738 | ​ |  | — | ​ |  | 1,033 | ​ |  | — | ​ |  | 5,828
Substandard | ​ |  | 367 | ​ |  | 1,713 | ​ |  | 620 | ​ |  | 228 | ​ |  | 51 | ​ |  | 2,979
Doubtful | ​ |  | — | ​ |  | 165 | ​ |  | — | ​ |  | 57 | ​ |  | 24 | ​ |  | 246
Total | ​ | ​ | 890,051 | ​ | ​ | 410,941 | ​ | ​ | 223,168 | ​ | ​ | 336,668 | ​ | ​ | 9,577 | ​ | ​ | 1,870,405
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
PCI Loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Pass |  | ​ | 12,473 |  | ​ | 5,258 |  | ​ | 902 |  | ​ | 41 |  | ​ | 300 |  | ​ | 18,974
Watch | ​ |  | 2,234 | ​ |  | 38 | ​ |  | 3,556 | ​ |  | — | ​ |  | 13 | ​ |  | 5,841
Special mention | ​ |  | 139 | ​ |  | 60 | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | 199
Substandard | ​ |  | 409 | ​ |  | 1,185 | ​ |  | — | ​ |  | 366 | ​ |  | 13 | ​ |  | 1,973
Doubtful | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | —
Total | ​ | ​ | 15,255 | ​ | ​ | 6,541 | ​ | ​ | 4,458 | ​ | ​ | 407 | ​ | ​ | 326 | ​ | ​ | 26,987
Total loans | ​ | $ | 905,306 | ​ | $ | 417,482 | ​ | $ | 227,626 | ​ | $ | 337,075 | ​ | $ | 9,903 | ​ | $ | 1,897,392
​ Past Due Loans: A loan is considered past due if any required principal and interest payments have not been received as of the date such payments were required to be made under the terms of the loan agreement. Generally, management places a loan on nonaccrual when there is a clear indicator that the borrower’s cash flow may not be sufficient to meet payments as they become due, which is generally when a loan is 90 days past due. The following tables present an aging analysis of our loan portfolio (in thousands): ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | June 30, 2020
​ |  | 30-60 Days |  | 61-89 Days |  | Past Due 90 |  | ​ | ​ |  | Total |  | ​ | ​ |  | ​ | ​ |  | ​ | ​
​ |  | Past Due and |  | Past Due and |  | Days or More | ​ | ​ | ​ |  | Past Due and |  | PCI |  | Current |  | Total
​ |  | Accruing |  | Accruing |  | and Accruing | ​ | Nonaccrual | ​ | Nonaccrual | ​ | Loans | ​ | Loans | ​ | Loans
Commercial real estate | ​ | $ | 1,019 | ​ | $ | 188 | ​ | $ | 1 | ​ | $ | 815 | ​ | $ | 2,023 | ​ | $ | 16,517 | ​ | $ | 998,493 | ​ | $ | 1,017,033
Consumer real estate | ​ |  | 1,726 | ​ |  | 457 | ​ |  | 138 | ​ |  | 1,891 | ​ |  | 4,212 | ​ |  | 11,568 | ​ |  | 444,080 | ​ |  | 459,860
Construction and land development | ​ |  | 602 | ​ |  | — | ​ |  | 265 | ​ |  | — | ​ |  | 867 | ​ |  | 6,427 | ​ |  | 271,922 | ​ |  | 279,216
Commercial and industrial | ​ |  | 84 | ​ |  | 93 | ​ |  | 465 | ​ |  | 121 | ​ |  | 763 | ​ |  | 341 | ​ |  | 636,346 | ​ |  | 637,450
Consumer and other | ​ |  | 134 | ​ |  | 2 | ​ |  | 8 | ​ |  | 72 | ​ |  | 216 | ​ |  | 106 | ​ |  | 14,403 | ​ |  | 14,725
Total | ​ | $ | 3,565 | ​ | $ | 740 | ​ | $ | 877 | ​ | $ | 2,899 | ​ | $ | 8,081 | ​ | $ | 34,959 | ​ | $ | 2,365,244 | ​ | $ | 2,408,284
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | December 31, 2019
​ |  | 30-60 Days |  | 61-89 Days |  | Past Due 90 |  | ​ | ​ |  | Total |  | ​ | ​ |  | ​ | ​ |  | ​ | ​
​ |  | Past Due and |  | Past Due and |  | Days or More | ​ | ​ | ​ |  | Past Due and |  | PCI |  | Current |  | Total
​ |  | Accruing |  | Accruing |  | and Accruing | ​ | Nonaccrual | ​ | Nonaccrual | ​ | Loans | ​ | Loans | ​ | Loans
Commercial real estate | ​ | $ | 466 | ​ | $ | 22 | ​ | $ | — | ​ | $ | 124 | ​ | $ | 612 | ​ | $ | 15,255 | ​ | $ | 889,439 | ​ | $ | 905,306
Consumer real estate | ​ |  | 1,564 | ​ |  | 30 | ​ |  | — | ​ |  | 1,872 | ​ |  | 3,466 | ​ |  | 6,541 | ​ |  | 407,475 | ​ |  | 417,482
Construction and land development | ​ |  | 507 | ​ |  | — | ​ |  | 607 | ​ |  | 620 | ​ |  | 1,734 | ​ |  | 4,458 | ​ |  | 221,434 | ​ |  | 227,626
Commercial and industrial | ​ |  | 559 | ​ |  | 53 | ​ |  | — | ​ |  | 57 | ​ |  | 669 | ​ |  | 407 | ​ |  | 335,999 | ​ |  | 337,075
Consumer and other | ​ |  | 86 | ​ |  | 14 | ​ |  | — | ​ |  | 70 | ​ |  | 170 | ​ |  | 326 | ​ |  | 9,407 | ​ |  | 9,903
Total | ​ | $ | 3,182 | ​ | $ | 119 | ​ | $ | 607 | ​ | $ | 2,743 | ​ | $ | 6,651 | ​ | $ | 26,987 | ​ | $ | 1,863,754 | ​ | $ | 1,897,392
​ Impaired Loans: The following is an analysis of the impaired loan portfolio, including PCI loans, detailing the related allowance recorded (in thousands): ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | June 30, 2020 |  | December 31, 2019
​ |  | ​ | ​ |  | Unpaid |  | ​ | ​ |  | ​ | ​ |  | Unpaid |  | ​ | ​
​ |  | Recorded |  | Principal |  | Related |  | Recorded |  | Principal |  | Related
​ | ​ | Investment |  | Balance | ​ | Allowance | ​ | Investment |  | Balance | ​ | Allowance
Impaired loans without a valuation allowance: |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |
Commercial real estate | ​ | $ | 553 | ​ | $ | 553 | ​ | $ | — | ​ | $ | 256 | ​ | $ | 261 | ​ | $ | —
Consumer real estate | ​ |  | 720 | ​ |  | 721 | ​ |  | — | ​ |  | 553 | ​ |  | 553 | ​ |  | —
Construction and land development | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | 547 | ​ |  | 547 | ​ |  | —
Commercial and industrial | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | —
Consumer and other | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | —
​ | ​ |  | 1,273 | ​ |  | 1,274 | ​ |  | — | ​ |  | 1,356 | ​ |  | 1,361 | ​ |  | —
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Impaired loans with a valuation allowance: | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |
Commercial real estate | ​ |  | 396 | ​ |  | 402 | ​ |  | 44 | ​ |  | — | ​ |  | — | ​ |  | —
Consumer real estate | ​ |  | 680 | ​ |  | 680 | ​ |  | 292 | ​ |  | 994 | ​ |  | 994 | ​ |  | 343
Construction and land development | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | —
Commercial and industrial | ​ |  | 157 | ​ |  | 157 | ​ |  | 129 | ​ |  | 160 | ​ |  | 160 | ​ |  | 132
Consumer and other | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | —
​ | ​ |  | 1,233 | ​ |  | 1,239 | ​ |  | 465 | ​ |  | 1,154 | ​ |  | 1,154 | ​ |  | 475
PCI loans: | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |
Commercial real estate | ​ |  | 16 | ​ |  | 99 | ​ |  | — | ​ |  | 17 | ​ |  | 99 | ​ |  | 17
Consumer real estate | ​ |  | 1,870 | ​ |  | 2,138 | ​ |  | — | ​ |  | 1,205 | ​ |  | 1,371 | ​ |  | 74
Construction and land development | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | — | ​ |  | —
Commercial and industrial | ​ |  | 303 | ​ |  | 445 | ​ |  | — | ​ |  | 396 | ​ |  | 534 | ​ |  | 59
Consumer and other | ​ |  | 30 | ​ |  | 35 | ​ |  | — | ​ |  | 45 | ​ |  | 51 | ​ |  | 6
​ | ​ |  | 2,219 | ​ |  | 2,717 | ​ |  | — | ​ |  | 1,663 | ​ |  | 2,055 | ​ |  | 156
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Total impaired loans | ​ | $ | 4,725 | ​ | $ | 5,230 | ​ | $ | 465 | ​ | $ | 4,173 | ​ | $ | 4,570 | ​ | $ | 631
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | Three Months Ended June 30, | ​
​ | ​ | 2020 | ​ | 2019 | ​
​ |  | Average |  | Interest |  | Average |  | Interest | ​
​ |  | Recorded |  | Income |  | Recorded |  | Income | ​
​ | ​ | Investment | ​ | Recognized |  | Investment |  | Recognized | ​
Impaired loans without a valuation allowance: |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  | ​
Commercial real estate | ​ | $ | 345 | ​ | $ | 1 | ​ | $ | 424 | ​ | $ | 5 | ​
Consumer real estate | ​ |  | 633 | ​ |  | 10 | ​ |  | 624 | ​ |  | — | ​
Construction and land development | ​ |  | 304 | ​ |  | — | ​ |  | 650 | ​ |  | 2 | ​
Commercial and industrial | ​ |  | — | ​ |  | — | ​ |  | 16 | ​ |  | — | ​
Consumer and other | ​ |  | — | ​ |  | — | ​ |  | 14 | ​ |  | — | ​
​ | ​ |  | 1,282 | ​ |  | 11 | ​ |  | 1,728 | ​ |  | 7 | ​
Impaired loans with a valuation allowance: | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​
Commercial real estate | ​ |  | 396 | ​ |  | — | ​ |  | 24 | ​ |  | — | ​
Consumer real estate | ​ |  | 827 | ​ |  | 5 | ​ |  | 217 | ​ |  | 2 | ​
Construction and land development | ​ |  | — | ​ |  | — | ​ |  | 28 | ​ |  | — | ​
Commercial and industrial | ​ |  | 158 | ​ |  | 3 | ​ |  | 293 | ​ |  | — | ​
Consumer and other | ​ |  | — | ​ |  | — | ​ |  | 13 | ​ |  | — | ​
​ | ​ |  | 1,381 | ​ |  | 8 | ​ |  | 575 | ​ |  | 2 | ​
PCI loans: | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |  | ​
Commercial real estate | ​ |  | 490 | ​ |  | — | ​ |  | 2,529 | ​ |  | — | ​
Consumer real estate | ​ |  | 1,168 | ​ |  | 38 | ​ |  | 1,099 | ​ |  | — | ​
Construction and land development | ​ |  | 116 | ​ |  | — | ​ |  | — | ​ |  | — | ​
Commercial and industrial | ​ |  | 338 | ​ |  | 3 | ​ |  | — | ​ |  | — | ​
Consumer real estate | ​ |  | 22 | ​ |  | — | ​ |  | — | ​ |  | — | ​
​ | ​ |  | 2,134 | ​ |  | 41 | ​ |  | 3,628 | ​ |  | — | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Total impaired loans | ​ | $ | 4,797 | ​ | $ | 60 | ​ | $ | 5,931 | ​ | $ | 9 | ​
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | Six Months Ended June 30,
​ | ​ | 2020 | ​ | 2019
​ |  | Average |  | Interest |  | Average |  | Interest
​ |  | Recorded |  | Income |  | Recorded |  | Income
​ | ​ | Investment | ​ | Recognized |  | Investment |  | Recognized
Impaired loans without a valuation allowance: |  | ​ |  |  | ​ |  |  | ​ |  |  | ​ |
Commercial real estate | ​ | $ | 315 | ​ | $ | 4 | ​ | $ | 495 | ​ | $ | 25
Consumer real estate | ​ |  | 606 | ​ |  | 14 | ​ |  | 774 | ​ |  | 4
Construction and land development | ​ |  | 385 | ​ |  | — | ​ |  | 616 | ​ |  | 1
Commercial and industrial | ​ |  | — | ​ |  | — | ​ |  | 33 | ​ |  | 1
Consumer and other | ​ |  | — | ​ |  | — | ​ |  | 19 | ​ |  | —
​ | ​ |  | 1,306 | ​ |  | 18 | ​ |  | 1,937 | ​ |  | 31
Impaired loans with a valuation allowance: | ​ |  |  | ​ |  |  | ​ |  | ​ | ​ |  |
Commercial real estate | ​ |  | 264 | ​ |  | 2 | ​ |  | 16 | ​ |  | —
Consumer real estate | ​ |  | 882 | ​ |  | 14 | ​ |  | 199 | ​ |  | 9
Construction and land development | ​ |  | — | ​ |  | — | ​ |  | 19 | ​ |  | —
Commercial and industrial | ​ |  | 158 | ​ |  | 5 | ​ |  | 514 | ​ |  | 9
Consumer and other | ​ |  | — | ​ |  | — | ​ |  | 38 | ​ |  | —
​ | ​ |  | 1,304 | ​ |  | 21 | ​ |  | 786 | ​ |  | 18
PCI loans: | ​ |  |  | ​ |  |  | ​ |  |  | ​ |  |
Commercial real estate | ​ |  | 333 | ​ |  | 1 | ​ |  | 1,686 | ​ |  | (9)
Consumer real estate | ​ |  | 1,174 | ​ |  | 39 | ​ |  | 732 | ​ |  | 2
Construction and land development | ​ |  | 77 | ​ |  | — | ​ |  | — | ​ |  | —
Commercial and industrial | ​ |  | 361 | ​ |  | 3 | ​ |  | — | ​ |  | —
Consumer and other | ​ |  | 31 | ​ |  | — | ​ |  | — | ​ |  | —
​ | ​ |  | 1,976 | ​ |  | 43 | ​ |  | 2,418 | ​ |  | (7)
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Total impaired loans | ​ | $ | 4,586 | ​ | $ | 82 | ​ | $ | 5,141 | ​ | $ | 42
​ Troubled Debt Restructurings: At June 30, 2020, and December 31, 2019, impaired loans included loans that were classified as TDRs. The restructuring of a loan is considered a TDR if both (i) the borrower is experiencing financial difficulties and (ii) the creditor has granted a concession. In assessing whether or not a borrower is experiencing financial difficulties, the Company considers information currently available regarding the financial condition of the borrower. This information includes, but is not limited to, whether (i) the debtor is currently in payment default on any of its debt; (ii) a payment default is probable in the foreseeable future without the modification; (iii) the debtor has declared or is in the process of declaring bankruptcy; and (iv) the debtor’s projected cash flow is sufficient to satisfy contractual payments due under the original terms of the loan without a modification. The Company considers all aspects of the modification to loan terms to determine whether or not a concession has been granted to the borrower. Key factors considered by the Company include the debtor’s ability to access funds at a market rate for debt with similar risk characteristics, the significance of the modification relative to unpaid principal balance or collateral value of the debt, and the significance of a delay in the timing of payments relative to the original contractual terms of the loan. The most common concessions granted by the Company generally include one or more modifications to the terms of the debt, such as (i) a reduction in the interest rate for the remaining life of the debt; (ii) an extension of the maturity date at an interest rate lower than the current market rate for new debt with similar risk; (iii) a temporary period of interest-only payments; and (iv) a reduction in the contractual payment amount for either a short period or remaining term of the loan. As of June 30, 2020, and December 31, 2019, management had approximately $9 thousand and $61 thousand, respectively, in loans that met the criteria for TDR, none of which were on nonaccrual. A loan is placed back on accrual status when both principal and interest are current and it is probable that the Company will be able to collect all amounts due (both principal and interest) according to the terms of the loan agreement. There was one loan that was modified as a TDR during the six month period ended June 30, 2020, and no loans were modified during the six month period ended June 30, 2019. There were no loans that were modified as TDRs during the past six months and for which there was a subsequent payment default. The Company began offering short-term loan modifications to assist borrowers during the COVID-19 national emergency. The Coronavirus Aid Relief and Economic Security (“CARES”) Act along with a joint agency statement issued by banking agencies, provides that short-term modifications made in response to COVID-19 does not need to be accounted for as a TDR. Accordingly, the Company does not account for such loan modifications as TDRs. See Note 1 Summary of Significant Accounting Policies for more information. Foreclosure Proceedings and Balances: As of June 30, 2020, there were five residential properties secured by real estate included in other real estate owned and there were no consumer mortgage loans collateralized by residential real estate property that were in the process of foreclosure. Purchased Credit Impaired Loans: The Company has acquired loans where there was, at acquisition, evidence of deterioration of credit quality since origination and it was probable, at acquisition, that all contractually required payments would not be collected. The carrying amount of those loans are as follows (in thousands): ​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | June 30, |  | December 31,
​ |  | 2020 |  | 2019
Commercial real estate | ​ | $ | 24,551 | ​ | $ | 21,570
Consumer real estate | ​ |  | 14,191 | ​ |  | 8,411
Construction and land development | ​ |  | 7,610 | ​ |  | 5,394
Commercial and industrial | ​ |  | 2,212 | ​ |  | 2,540
Consumer and other | ​ |  | 240 | ​ |  | 504
Total loans | ​ |  | 48,804 | ​ |  | 38,419
Less: Remaining purchase discount | ​ |  | (13,845) | ​ |  | (11,432)
Total loans, net of purchase discount | ​ |  | 34,959 | ​ |  | 26,987
Less: Allowance for loan losses | ​ |  | — | ​ |  | (156)
Carrying amount, net of allowance | ​ | $ | 34,959 | ​ | $ | 26,831
​ Activity related to the accretable yield on loans acquired with deteriorated credit quality is as follows (in thousands): ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | Three Months Ended | ​ | Six Months Ended
​ | ​ | June 30, | ​ | June 30,
​ |  | 2020 |  | 2019 |  | 2020 |  | 2019
Accretable yield, beginning of period | ​ | $ | 10,979 | ​ | $ | 8,644 | ​ | $ | 8,454 | ​ | $ | 7,052
Additions | ​ |  | — | ​ |  | — | ​ |  | 2,515 | ​ |  | —
Accretion income | ​ |  | (1,057) | ​ |  | (1,026) | ​ |  | (3,134) | ​ |  | (2,280)
Reclassification | ​ |  | 247 | ​ |  | 323 | ​ |  | 2,163 | ​ |  | 1,358
Other changes, net | ​ |  | 1,608 | ​ |  | 339 | ​ |  | 1,779 | ​ |  | 2,150
Accretable yield, end of period | ​ | $ | 11,777 | ​ | $ | 8,280 | ​ | $ | 11,777 | ​ | $ | 8,280
​

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- Definition The entire disclosure for claims held for amounts due a entity, excluding financing receivables. Examples include, but are not limited to, trade accounts receivables, notes receivables, loans receivables. Includes disclosure for allowance for credit losses. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -URI http://asc.fasb.org/subtopic&trid=2196772 + Details
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