<SEC-DOCUMENT>0001038773-20-000033-index.html : 20200124
<SEC-HEADER>0001038773-20-000033.hdr.sgml : 20200124
<ACCEPTANCE-DATETIME>20200124100803
ACCESSION NUMBER:		0001038773-20-000033
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		3
CONFORMED PERIOD OF REPORT:	20200122
FILED AS OF DATE:		20200124
DATE AS OF CHANGE:		20200124

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			Gorczynski Ronald J
		CENTRAL INDEX KEY:			0001469910

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-37661
		FILM NUMBER:		20544011

	MAIL ADDRESS:	
		STREET 1:		3980 PREMIER DRIVE
		STREET 2:		SUITE 210
		CITY:			HIGH POINT
		STATE:			NC
		ZIP:			27265

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SMARTFINANCIAL INC.
		CENTRAL INDEX KEY:			0001038773
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				621173944
		STATE OF INCORPORATION:			TN
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		5401 KINGSTON PIKE
		STREET 2:		SUITE 600
		CITY:			KNOXVILLE
		STATE:			TN
		ZIP:			37919
		BUSINESS PHONE:		866-290-2554

	MAIL ADDRESS:	
		STREET 1:		5401 KINGSTON PIKE
		STREET 2:		SUITE 600
		CITY:			KNOXVILLE
		STATE:			TN
		ZIP:			37919

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CORNERSTONE BANCSHARES INC
		DATE OF NAME CHANGE:	19980402

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	EAST RIDGE BANCSHARES INC
		DATE OF NAME CHANGE:	19970507
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>wf-form4_157987846360292.xml
<DESCRIPTION>FORM 4
<TEXT>
Document 1 - file: wf-form4_157987846360292.html

Document 1 - RAW XML: wf-form4_157987846360292.xml

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-24
<SEQUENCE>2
<FILENAME>poasignedrongorzynski121.htm
<DESCRIPTION>POA - RON GORZYNSKI - 12-13-19
<TEXT>
Document 2 - file: poasignedrongorzynski121.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>poasignedrongorzynski121001.jpg
<DESCRIPTION>POA - RON GORZYNSKI - 12-13-19
<TEXT>
Document 3 - file: poasignedrongorzynski121001.jpg

</DOCUMENT>
</SEC-DOCUMENT>