    <SEC-DOCUMENT>0001140361-20-009141-index.html : 20200417
    <SEC-HEADER>0001140361-20-009141.hdr.sgml : 20200417
    <ACCEPTANCE-DATETIME>20200417080837
    ACCESSION NUMBER:		0001140361-20-009141
    CONFORMED SUBMISSION TYPE:	DEF 14A
    PUBLIC DOCUMENT COUNT:		22
    CONFORMED PERIOD OF REPORT:	20200528
    FILED AS OF DATE:		20200417
    DATE AS OF CHANGE:		20200417
    EFFECTIVENESS DATE:		20200417

    FILER:

    	COMPANY DATA:
    		COMPANY CONFORMED NAME:			SMARTFINANCIAL INC.
    		CENTRAL INDEX KEY:			0001038773
    		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
    		IRS NUMBER:				621173944
    		STATE OF INCORPORATION:			TN
    		FISCAL YEAR END:			1231

    	FILING VALUES:
    		FORM TYPE:		DEF 14A
    		SEC ACT:		1934 Act
    		SEC FILE NUMBER:	001-37661
    		FILM NUMBER:		20797797

    	BUSINESS ADDRESS:
    		STREET 1:		5401 KINGSTON PIKE
    		STREET 2:		SUITE 600
    		CITY:			KNOXVILLE
    		STATE:			TN
    		ZIP:			37919
    		BUSINESS PHONE:		866-290-2554

    	MAIL ADDRESS:
    		STREET 1:		5401 KINGSTON PIKE
    		STREET 2:		SUITE 600
    		CITY:			KNOXVILLE
    		STATE:			TN
    		ZIP:			37919

    	FORMER COMPANY:
    		FORMER CONFORMED NAME:	CORNERSTONE BANCSHARES INC
    		DATE OF NAME CHANGE:	19980402

    	FORMER COMPANY:
    		FORMER CONFORMED NAME:	EAST RIDGE BANCSHARES INC
    		DATE OF NAME CHANGE:	19970507
    </SEC-HEADER>
    <DOCUMENT>
    <TYPE>DEF 14A
    <SEQUENCE>1
    <FILENAME>nc10007881x1_def14a.htm
    <DESCRIPTION>DEF 14A
    <TEXT>
    Document 1 - file: nc10007881x1_def14a.htm

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>2
    <FILENAME>logo_smartfinancial.jpg
    <TEXT>
    Document 2 - file: logo_smartfinancial.jpg

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    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>3
    <FILENAME>nc10007881x1_dogle.jpg
    <TEXT>
    Document 3 - file: nc10007881x1_dogle.jpg

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    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>4
    <FILENAME>nc10007881x1_dshort.jpg
    <TEXT>
    Document 4 - file: nc10007881x1_dshort.jpg

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    <TYPE>GRAPHIC
    <SEQUENCE>5
    <FILENAME>nc10007881x1_gdavis.jpg
    <TEXT>
    Document 5 - file: nc10007881x1_gdavis.jpg

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    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>6
    <FILENAME>nc10007881x1_gpetty.jpg
    <TEXT>
    Document 6 - file: nc10007881x1_gpetty.jpg

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    <TYPE>GRAPHIC
    <SEQUENCE>7
    <FILENAME>nc10007881x1_gwolpert.jpg
    <TEXT>
    Document 7 - file: nc10007881x1_gwolpert.jpg

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    <TYPE>GRAPHIC
    <SEQUENCE>8
    <FILENAME>nc10007881x1_kwhaley.jpg
    <TEXT>
    Document 8 - file: nc10007881x1_kwhaley.jpg

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    <DOCUMENT>
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    <SEQUENCE>9
    <FILENAME>nc10007881x1_mberke.jpg
    <TEXT>
    Document 9 - file: nc10007881x1_mberke.jpg

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    <SEQUENCE>10
    <FILENAME>nc10007881x1_ophillips.jpg
    <TEXT>
    Document 10 - file: nc10007881x1_ophillips.jpg

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    <DOCUMENT>
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    <SEQUENCE>11
    <FILENAME>nc10007881x1_pc01.jpg
    <TEXT>
    Document 11 - file: nc10007881x1_pc01.jpg

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    <SEQUENCE>12
    <FILENAME>nc10007881x1_pc02.jpg
    <TEXT>
    Document 12 - file: nc10007881x1_pc02.jpg

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    <SEQUENCE>13
    <FILENAME>nc10007881x1_rgorczynski.jpg
    <TEXT>
    Document 13 - file: nc10007881x1_rgorczynski.jpg

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    <SEQUENCE>14
    <FILENAME>nc10007881x1_rjordan.jpg
    <TEXT>
    Document 14 - file: nc10007881x1_rjordan.jpg

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    <SEQUENCE>15
    <FILENAME>nc10007881x1_stucker.jpg
    <TEXT>
    Document 15 - file: nc10007881x1_stucker.jpg

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    <SEQUENCE>16
    <FILENAME>nc10007881x1_tmiller.jpg
    <TEXT>
    Document 16 - file: nc10007881x1_tmiller.jpg

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    <TYPE>GRAPHIC
    <SEQUENCE>17
    <FILENAME>nc10007881x1_vbarret.jpg
    <TEXT>
    Document 17 - file: nc10007881x1_vbarret.jpg

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    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>18
    <FILENAME>nc10007881x1_wcarroll.jpg
    <TEXT>
    Document 18 - file: nc10007881x1_wcarroll.jpg

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    <TYPE>GRAPHIC
    <SEQUENCE>19
    <FILENAME>nc10007881x1_wcarrollsr.jpg
    <TEXT>
    Document 19 - file: nc10007881x1_wcarrollsr.jpg

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    <SEQUENCE>20
    <FILENAME>nc10007881x1_wwelborn.jpg
    <TEXT>
    Document 20 - file: nc10007881x1_wwelborn.jpg

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    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>21
    <FILENAME>sig_wesleymwelborn.jpg
    <TEXT>
    Document 21 - file: sig_wesleymwelborn.jpg

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    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>22
    <FILENAME>sig_williamycarroll.jpg
    <TEXT>
    Document 22 - file: sig_williamycarroll.jpg

    </DOCUMENT>
    </SEC-DOCUMENT>