<SEC-DOCUMENT>0001558370-20-008277-index.html : 20200721
<SEC-HEADER>0001558370-20-008277.hdr.sgml : 20200721
<ACCEPTANCE-DATETIME>20200721172224
ACCESSION NUMBER:		0001558370-20-008277
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		33
CONFORMED PERIOD OF REPORT:	20200721
ITEM INFORMATION:		Results of Operations and Financial Condition
ITEM INFORMATION:		Regulation FD Disclosure
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20200721
DATE AS OF CHANGE:		20200721

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SMARTFINANCIAL INC.
		CENTRAL INDEX KEY:			0001038773
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				621173944
		STATE OF INCORPORATION:			TN
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-37661
		FILM NUMBER:		201039567

	BUSINESS ADDRESS:	
		STREET 1:		5401 KINGSTON PIKE
		STREET 2:		SUITE 600
		CITY:			KNOXVILLE
		STATE:			TN
		ZIP:			37919
		BUSINESS PHONE:		866-290-2554

	MAIL ADDRESS:	
		STREET 1:		5401 KINGSTON PIKE
		STREET 2:		SUITE 600
		CITY:			KNOXVILLE
		STATE:			TN
		ZIP:			37919

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CORNERSTONE BANCSHARES INC
		DATE OF NAME CHANGE:	19980402

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	EAST RIDGE BANCSHARES INC
		DATE OF NAME CHANGE:	19970507
</SEC-HEADER>
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<FILENAME>tmb-20200721x8k.htm
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Document 1 - file: tmb-20200721x8k.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>tmb-20200721xex99d1.htm
<DESCRIPTION>EX-99.1
<TEXT>
Document 2 - file: tmb-20200721xex99d1.htm

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<DOCUMENT>
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<FILENAME>tmb-20200721xex99d2.htm
<DESCRIPTION>EX-99.2
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Document 3 - file: tmb-20200721xex99d2.htm

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<FILENAME>tmb-20200721xex99d1002.jpg
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Document 4 - file: tmb-20200721xex99d1002.jpg

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Document 5 - file: tmb-20200721xex99d1003.jpg

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<FILENAME>tmb-20200721xex99d2g001.jpg
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Document 6 - file: tmb-20200721xex99d2g001.jpg

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Document 7 - file: tmb-20200721xex99d2g002.jpg

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Document 8 - file: tmb-20200721xex99d2g003.jpg

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Document 9 - file: tmb-20200721xex99d2g004.jpg

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<FILENAME>tmb-20200721xex99d2g005.jpg
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Document 10 - file: tmb-20200721xex99d2g005.jpg

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Document 11 - file: tmb-20200721xex99d2g006.jpg

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Document 12 - file: tmb-20200721xex99d2g007.jpg

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<FILENAME>tmb-20200721xex99d2g008.jpg
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Document 13 - file: tmb-20200721xex99d2g008.jpg

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Document 14 - file: tmb-20200721xex99d2g009.jpg

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<FILENAME>tmb-20200721xex99d2g010.jpg
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Document 15 - file: tmb-20200721xex99d2g010.jpg

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<SEQUENCE>16
<FILENAME>tmb-20200721xex99d2g011.jpg
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Document 16 - file: tmb-20200721xex99d2g011.jpg

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<SEQUENCE>17
<FILENAME>tmb-20200721xex99d2g012.jpg
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Document 17 - file: tmb-20200721xex99d2g012.jpg

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<SEQUENCE>18
<FILENAME>tmb-20200721xex99d2g013.jpg
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Document 18 - file: tmb-20200721xex99d2g013.jpg

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<SEQUENCE>19
<FILENAME>tmb-20200721xex99d2g014.jpg
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Document 19 - file: tmb-20200721xex99d2g014.jpg

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<SEQUENCE>20
<FILENAME>tmb-20200721xex99d2g015.jpg
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Document 20 - file: tmb-20200721xex99d2g015.jpg

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Document 21 - file: tmb-20200721xex99d2g016.jpg

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<SEQUENCE>22
<FILENAME>tmb-20200721xex99d2g017.jpg
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Document 22 - file: tmb-20200721xex99d2g017.jpg

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<SEQUENCE>23
<FILENAME>tmb-20200721xex99d2g018.jpg
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Document 23 - file: tmb-20200721xex99d2g018.jpg

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<FILENAME>tmb-20200721xex99d2g019.jpg
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Document 24 - file: tmb-20200721xex99d2g019.jpg

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<SEQUENCE>25
<FILENAME>tmb-20200721xex99d2g020.jpg
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Document 25 - file: tmb-20200721xex99d2g020.jpg

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<SEQUENCE>26
<FILENAME>tmb-20200721xex99d2g021.jpg
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Document 26 - file: tmb-20200721xex99d2g021.jpg

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<SEQUENCE>27
<FILENAME>tmb-20200721xex99d2g022.jpg
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Document 27 - file: tmb-20200721xex99d2g022.jpg

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<SEQUENCE>28
<FILENAME>tmb-20200721xex99d2g023.jpg
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Document 28 - file: tmb-20200721xex99d2g023.jpg

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<SEQUENCE>29
<FILENAME>tmb-20200721xex99d2g024.jpg
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Document 29 - file: tmb-20200721xex99d2g024.jpg

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<SEQUENCE>30
<FILENAME>tmb-20200721xex99d2g025.jpg
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Document 30 - file: tmb-20200721xex99d2g025.jpg

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<SEQUENCE>31
<FILENAME>tmb-20200721xex99d2g026.jpg
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Document 31 - file: tmb-20200721xex99d2g026.jpg

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<SEQUENCE>32
<FILENAME>tmb-20200721xex99d2g027.jpg
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Document 32 - file: tmb-20200721xex99d2g027.jpg

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<SEQUENCE>33
<FILENAME>tmb-20200721xex99d2g028.jpg
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Document 33 - file: tmb-20200721xex99d2g028.jpg

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