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Premises and Equipment
12 Months Ended
Dec. 31, 2021
Property, Plant and Equipment [Abstract]  
Premises and Equipment

Note 6. Premises and Equipment

A summary of premises and equipment at December 31, is as follows (in thousands):

    

Useful Life

    

2021

    

2020

Land and land improvements

 

Indefinite

$

19,511

$

16,724

Building and leasehold improvements

 

15-40 years

 

65,115

 

53,701

Furniture, fixtures and equipment

 

3-7 years

 

21,530

 

18,095

Construction in progress

 

  

 

492

 

964

Total, gross

 

  

 

106,648

 

89,484

Accumulated depreciation

 

  

 

(20,690)

 

(16,802)

Total, net

 

  

$

85,958

$

72,682

At December 31, 2021 management estimates the cost necessary to complete the construction in progress will be approximately $200 thousand.

Depreciation and amortization expense relating to premises and equipment was $4.2 million and $3.7 million for the years ended December 31, 2021 and 2020, respectively.