<SEC-DOCUMENT>0001959173-24-008433.txt : 20241204
<SEC-HEADER>0001959173-24-008433.hdr.sgml : 20241204
<ACCEPTANCE-DATETIME>20241204101943
ACCESSION NUMBER:		0001959173-24-008433
CONFORMED SUBMISSION TYPE:	144
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20241204
DATE AS OF CHANGE:		20241204

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SMARTFINANCIAL INC.
		CENTRAL INDEX KEY:			0001038773
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		ORGANIZATION NAME:           	02 Finance
		IRS NUMBER:				621173944
		STATE OF INCORPORATION:			TN
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		144
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	001-37661
		FILM NUMBER:		241525166

	BUSINESS ADDRESS:	
		STREET 1:		5401 KINGSTON PIKE
		STREET 2:		SUITE 600
		CITY:			KNOXVILLE
		STATE:			TN
		ZIP:			37919
		BUSINESS PHONE:		866-290-2554

	MAIL ADDRESS:	
		STREET 1:		5401 KINGSTON PIKE
		STREET 2:		SUITE 600
		CITY:			KNOXVILLE
		STATE:			TN
		ZIP:			37919

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CORNERSTONE BANCSHARES INC
		DATE OF NAME CHANGE:	19980402

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	EAST RIDGE BANCSHARES INC
		DATE OF NAME CHANGE:	19970507

REPORTING-OWNER:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			PRESLEY JOHN M
		CENTRAL INDEX KEY:			0001251925
		ORGANIZATION NAME:           	

	FILING VALUES:
		FORM TYPE:		144

	MAIL ADDRESS:	
		STREET 1:		770 NORTH WATER STREET
		STREET 2:		ATTENTION: CORPORATE SECRETARIES DEPT.
		CITY:			MILWAUKEE
		STATE:			WI
		ZIP:			53202
</SEC-HEADER>
<DOCUMENT>
<TYPE>144
<SEQUENCE>1
<FILENAME>primary_doc.xml
<TEXT>
<XML>
<?xml version="1.0" encoding="UTF-8"?><edgarSubmission xmlns="http://www.sec.gov/edgar/ownership" xmlns:com="http://www.sec.gov/edgar/common">
  <headerData>
    <submissionType>144</submissionType>
    <filerInfo>
      <filer>
        <filerCredentials>
          <cik>0001251925</cik>
          <ccc>XXXXXXXX</ccc>
        </filerCredentials>
      </filer>
      <liveTestFlag>LIVE</liveTestFlag>


    </filerInfo>
  </headerData>
  <formData>
    <issuerInfo>
      <issuerCik>0001038773</issuerCik>
      <issuerName>SMARTFINANCIAL INC.</issuerName>
      <secFileNumber>001-37661</secFileNumber>
      <issuerAddress>
        <com:street1>5401 KINGSTON PIKE</com:street1>
        <com:street2>SUITE 600</com:street2>
        <com:city>KNOXVILLE</com:city>
        <com:stateOrCountry>TN</com:stateOrCountry>
        <com:zipCode>37919</com:zipCode>
      </issuerAddress>
      <issuerContactPhone>866-290-2554</issuerContactPhone>
      <nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>PRESLEY JOHN M</nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>
      <relationshipsToIssuer>
        <relationshipToIssuer>Director</relationshipToIssuer>
      </relationshipsToIssuer>
    </issuerInfo>
    <securitiesInformation>
      <securitiesClassTitle>Common Stock</securitiesClassTitle>
      <brokerOrMarketmakerDetails>
        <name>Fidelity Brokerage Services LLC</name>
        <address>
          <com:street1>245 Summer Street</com:street1>
          <com:city>Boston</com:city>
          <com:stateOrCountry>MA</com:stateOrCountry>
          <com:zipCode>02110</com:zipCode>
        </address>
      </brokerOrMarketmakerDetails>
      <noOfUnitsSold>27573</noOfUnitsSold>
      <aggregateMarketValue>992628.00</aggregateMarketValue>
      <noOfUnitsOutstanding>16926374</noOfUnitsOutstanding>
      <approxSaleDate>12/04/2024</approxSaleDate>
      <securitiesExchangeName>NYSE</securitiesExchangeName>
    </securitiesInformation>
    <securitiesToBeSold>
      <securitiesClassTitle>Common</securitiesClassTitle>
      <acquiredDate>08/01/2019</acquiredDate>
      <natureOfAcquisitionTransaction>Purchase</natureOfAcquisitionTransaction>
      <nameOfPersonfromWhomAcquired>Smart Financial Inc</nameOfPersonfromWhomAcquired>
      <isGiftTransaction>N</isGiftTransaction>
      <amountOfSecuritiesAcquired>27573</amountOfSecuritiesAcquired>
      <paymentDate>08/01/2019</paymentDate>
      <natureOfPayment>cash/check</natureOfPayment>
    </securitiesToBeSold>
    <nothingToReportFlagOnSecuritiesSoldInPast3Months>N</nothingToReportFlagOnSecuritiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>John M and Amy S Presley Living Trust</name>
        <address>
          <com:street1>5401 Kingston Pike Suite 600</com:street1>
          <com:city>knoxville</com:city>
          <com:stateOrCountry>TN</com:stateOrCountry>
          <com:zipCode>37919</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Smart Financial Inc</securitiesClassTitle>
      <saleDate>11/07/2024</saleDate>
      <amountOfSecuritiesSold>7500</amountOfSecuritiesSold>
      <grossProceeds>268425.75</grossProceeds>
    </securitiesSoldInPast3Months>
    <remarks>shares are being sold from JOHN M &amp; AMY S PRESLEY LIV TR U/A 2/10/05     </remarks>
    <noticeSignature>
      <noticeDate>12/04/2024</noticeDate>
      <signature>/s/ Audrey Skillern as a duly authorized representative of Fidelity Brokerage Services LLC, as attorney-in-fact for JOHN M PRESLEY</signature>
    </noticeSignature>
  </formData>
</edgarSubmission>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
