<SEC-DOCUMENT>0001038773-25-000003.txt : 20250902
<SEC-HEADER>0001038773-25-000003.hdr.sgml : 20250902
<ACCEPTANCE-DATETIME>20250902164104
ACCESSION NUMBER:		0001038773-25-000003
CONFORMED SUBMISSION TYPE:	D
PUBLIC DOCUMENT COUNT:		1
ITEM INFORMATION:		Rule 506(b) provides a "safer harbor" for a private offering
FILED AS OF DATE:		20250902
DATE AS OF CHANGE:		20250902
EFFECTIVENESS DATE:		20250902

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SMARTFINANCIAL INC.
		CENTRAL INDEX KEY:			0001038773
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		ORGANIZATION NAME:           	02 Finance
		EIN:				621173944
		STATE OF INCORPORATION:			TN
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		D
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	021-556409
		FILM NUMBER:		251286165

	BUSINESS ADDRESS:	
		STREET 1:		5401 KINGSTON PIKE
		STREET 2:		SUITE 600
		CITY:			KNOXVILLE
		STATE:			TN
		ZIP:			37919
		BUSINESS PHONE:		865-437-5700

	MAIL ADDRESS:	
		STREET 1:		5401 KINGSTON PIKE
		STREET 2:		SUITE 600
		CITY:			KNOXVILLE
		STATE:			TN
		ZIP:			37919

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CORNERSTONE BANCSHARES INC
		DATE OF NAME CHANGE:	19980402

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	EAST RIDGE BANCSHARES INC
		DATE OF NAME CHANGE:	19970507
</SEC-HEADER>
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            <street2>SUITE 600</street2>
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            <stateOrCountry>TN</stateOrCountry>
            <stateOrCountryDescription>TENNESSEE</stateOrCountryDescription>
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                <firstName>Keith</firstName>
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                <firstName>Steven</firstName>
                <middleName>B.</middleName>
                <lastName>Tucker</lastName>
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                <street1>5401 Kingston Pike</street1>
                <street2>Suite 600</street2>
                <city>Knoxville</city>
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                <stateOrCountryDescription>TENNESSEE</stateOrCountryDescription>
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                <firstName>Kelli</firstName>
                <lastName>Shomaker</lastName>
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                <street2>Suite 600</street2>
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    <offeringData>
        <industryGroup>
            <industryGroupType>Commercial Banking</industryGroupType>
        </industryGroup>
        <issuerSize>
            <revenueRange>Decline to Disclose</revenueRange>
        </issuerSize>
        <federalExemptionsExclusions>
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        </federalExemptionsExclusions>
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            <dateOfFirstSale>
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            </dateOfFirstSale>
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        <typesOfSecuritiesOffered>
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                <recipientCRDNumber>None</recipientCRDNumber>
                <associatedBDName>Raymond James &amp; Associates, Inc.</associatedBDName>
                <associatedBDCRDNumber>705</associatedBDCRDNumber>
                <recipientAddress>
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                    <stateOrCountry>FL</stateOrCountry>
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                    <description>ALABAMA</description>
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                    <description>CALIFORNIA</description>
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                    <state>WV</state>
                    <description>WEST VIRGINIA</description>
                    <state>WI</state>
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            <recipient>
                <recipientName>N/A</recipientName>
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                <associatedBDCRDNumber>481</associatedBDCRDNumber>
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                <signatureName>/s/ Ronald Gorczynski</signatureName>
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                <signatureDate>2025-08-27</signatureDate>
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</SEC-DOCUMENT>
