Fair Value Measurements and Disclosures (Tables)

9 Months Ended

Sep. 30, 2023

Schedule of financial instruments not required to be carried at fair value

The carrying amounts in the table below were recorded in the Company's Consolidated Balance Sheets at September 30, 2023 and December 31, 2022 (amounts in thousands):


	September 30, 2023				December 31, 2022
	Carrying Amount		Estimated Fair Value		Carrying Amount		Estimated Fair Value
Financial assets:
Cash and cash equivalents	$	105,172	$	105,172	$	83,376	$	83,376


Finance receivables, net	3,460,804		3,005,033		3,295,008		3,167,813
Financial liabilities:
Interest-bearing deposits	100,505		100,505		112,992		112,992
Revolving lines of credit	1,356,481		1,356,481		1,060,251		1,060,251
Term loan	442,500		442,500		450,000		450,000
Senior notes	1,046,000		923,125		650,000		580,433
Convertible notes	—		—		345,000		341,926

Schedule of financial instruments required to be carried at fair value

The carrying amounts in the following tables were measured at fair value on a recurring basis in the Company's Consolidated Balance Sheets at September 30, 2023 and December 31, 2022 (amounts in thousands):


	Fair Value Measurements as of September 30, 2023
	Level 1		Level 2		Level 3		Total
Assets:

Government securities	$	62,755	$	—	$	—	$	62,755


Derivative contracts (recorded in Other assets)	—		42,862		—		42,862
Liabilities:
Derivative contracts (recorded in Other liabilities)	—		3,401		—		3,401

	Fair Value Measurements as of December 31, 2022
	Level 1		Level 2		Level 3		Total
Assets:

Government securities	$	66,813	$	—	$	—	$	66,813



Derivative contracts (recorded in Other assets)	—		37,792		—		37,792
Liabilities:
Derivative contracts (recorded in Other liabilities)	—		19,120		—		19,120