<SEC-DOCUMENT>0000927089-11-000239.txt : 20111107
<SEC-HEADER>0000927089-11-000239.hdr.sgml : 20111107
<ACCEPTANCE-DATETIME>20111107060205
ACCESSION NUMBER:		0000927089-11-000239
CONFORMED SUBMISSION TYPE:	10-Q
PUBLIC DOCUMENT COUNT:		10
CONFORMED PERIOD OF REPORT:	20110930
FILED AS OF DATE:		20111107
DATE AS OF CHANGE:		20111107

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SOUTHERN MISSOURI BANCORP INC
		CENTRAL INDEX KEY:			0000916907
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED [6036]
		IRS NUMBER:				431665523
		STATE OF INCORPORATION:			MO
		FISCAL YEAR END:			0630

	FILING VALUES:
		FORM TYPE:		10-Q
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-23406
		FILM NUMBER:		111182729

	BUSINESS ADDRESS:	
		STREET 1:		531 VINE ST
		CITY:			POPLAR BLUFF
		STATE:			MO
		ZIP:			63901
		BUSINESS PHONE:		5737851421

	MAIL ADDRESS:	
		STREET 1:		531 VINE STREET
		CITY:			POPLAR BLUFF
		STATE:			MO
		ZIP:			63901
</SEC-HEADER>
<DOCUMENT>
<TYPE>10-Q
<SEQUENCE>1
<FILENAME>smbc-10q093011.htm
<TEXT>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">For the quarterly period ended <font style="DISPLAY: inline; TEXT-DECORATION: underline">September 30, 2011</font></font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>For the transition period from <font style="DISPLAY: inline; TEXT-DECORATION: underline">&#160;</font> to </font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Southern Missouri Bancorp, Inc</font><font style="DISPLAY: inline">.</font></font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">(Exact name of registrant as specified in its charter)</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Missouri</font></font></div>
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<td valign="top" width="29%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">43-1665523</font></font></div>
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<td valign="top" width="29%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">(IRS employer id. no.)</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; TEXT-DECORATION: underline">531 Vine Street&#160;&#160;&#160;&#160;&#160;&#160;&#160;Poplar Bluff, MO&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;63901</font></font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; TEXT-DECORATION: underline">(573) 778-1800</font></font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 39pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.</font></div>

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<td valign="middle" width="5%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 39pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive Data file required to be submitted and posted pursuant to Rule 405 of regulation S-T (&#167;232.405 of this chapter) during the proceeding 12 months (or for such shorter period that the registrant was required to submit and post such files).</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Yes</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">No</font></div>
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<td valign="middle" width="5%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 39pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller reporting company.&#160;&#160;See definition of &#8220;large accelerated filer,&#8221; &#8220;accelerated filer,&#8221; and &#8220;smaller reporting company&#8221; in Rule 12b-2 of the Exchange Act (check one):</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Large accelerated filer</font></div>
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<td valign="middle" width="4%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="right" valign="middle" width="13%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Accelerated filer</font></div>
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<td valign="middle" width="4%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="right" valign="middle" width="16%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Non-accelerated filer</font></div>
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<td valign="middle" width="4%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="right" valign="middle" width="20%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Smaller reporting company</font></div>
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<td valign="middle" width="4%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">X</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 39pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Indicate by check mark whether the registrant is a shell company (as defined in Rule 12 b-2 of the Exchange Act)</font></div>

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<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="right" valign="middle" width="56%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Yes</font></div>
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<td valign="middle" width="4%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="right" valign="middle" width="4%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">No</font></div>
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<td valign="middle" width="5%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">X</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 39pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Indicate the number of shares outstanding of each of the registrant&#8217;s classes of common stock, as of the latest practicable date:</font></div>

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<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="top" width="29%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Class</font></font></div>
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<td valign="top" width="29%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="29%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Outstanding at November 4, 2011</font></font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Common Stock, Par Value $.01</font></div>
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<td valign="top" width="29%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">2,099,976 Shares</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">SOUTHERN MISSOURI BANCORP, INC.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">PART I.</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: -14.4pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline; FONT-WEIGHT: bold">PAGE NO</font>.</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Item 1.</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Condensed Consolidated Financial Statements</font></div>
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<td valign="top" width="14%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
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<td valign="top" width="15%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: -14.4pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">&#160;-&#160;&#160;&#160;&#160;&#160;&#160;Condensed Consolidated Balance Sheets</font></div>
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<td valign="top" width="14%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3</font></td>
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<td valign="top" width="57%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="14%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: -14.4pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">&#160;-&#160;&#160;&#160;&#160;&#160;&#160;Condensed Consolidated Statements of Income</font></div>
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<td valign="middle" width="14%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">4</font></td>
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<td valign="top" width="14%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
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<td valign="top" width="15%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: -14.4pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">&#160;-&#160;&#160;&#160;&#160;&#160;&#160;Condensed Consolidated Statements of Cash Flows</font></div>
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<td valign="top" width="14%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">5</font></td>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: -14.4pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">&#160;-&#160;&#160;&#160;&#160;&#160;&#160;Notes to Condensed Consolidated Financial Statements</font></div>
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<td valign="top" width="14%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6</font></td>
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<td valign="top" width="15%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="57%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="14%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Item 2.</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;Operations</font></div>
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<td valign="bottom" width="14%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">32</font></td>
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<td valign="top" width="57%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="14%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Item 3.</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Quantitative and Qualitative Disclosures about Market Risk</font></div>
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<td valign="top" width="14%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">44</font></td>
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<td valign="top" width="14%" style="TEXT-ALIGN: center">&#160;</td>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Controls and Procedures</font></div>
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<td valign="top" width="14%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">46</font></td>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">PART II.</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">OTHER INFORMATION</font></div>
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<td valign="top" width="15%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="57%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="14%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Item 1.</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Legal Proceedings</font></div>
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<td valign="top" width="14%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">47</font></td>
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<td valign="top" width="15%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="57%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="14%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
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<td valign="top" width="15%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Item 1a.</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Risk Factors</font></div>
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<td valign="top" width="14%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">47</font></td>
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<td valign="top" width="15%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="57%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="14%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
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<td valign="top" width="15%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Item 2.</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Unregistered Sales of Equity Securities and Use of Proceeds</font></div>
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<td valign="top" width="14%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">47</font></td>
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<td valign="top" width="15%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="57%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="14%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
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<td valign="top" width="15%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Item 3.</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Defaults upon Senior Securities</font></div>
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<td valign="top" width="14%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">47</font></td>
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<td valign="top" width="15%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="57%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="14%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
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<td valign="top" width="15%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Item 4.</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Submission of Matters to a Vote of Security Holders</font></div>
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<td valign="top" width="14%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">47</font></td>
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<td valign="top" width="15%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="57%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="14%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
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<td valign="top" width="15%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Item 5.</font></div>
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<td valign="top" width="57%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Other Information</font></div>
</td>
<td valign="top" width="14%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">47</font></td>
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<td valign="top" width="15%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="57%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="14%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
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<td valign="top" width="15%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Item 6.</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Exhibits</font></div>
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<td valign="top" width="14%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">47</font></td>
</tr><tr>
<td valign="top" width="15%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="57%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="14%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
</tr><tr>
<td valign="top" width="15%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="57%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">-&#160;&#160;&#160;&#160;&#160;Signature Page</font></div>
</td>
<td valign="top" width="14%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">48</font></td>
</tr><tr>
<td valign="top" width="15%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="57%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="14%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
</tr><tr>
<td valign="top" width="15%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="57%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">-&#160;&#160;&#160;&#160;&#160;Certifications</font></div>
</td>
<td valign="top" width="14%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
</tr><tr>
<td valign="top" width="15%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="57%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="14%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
</tr><tr>
<td valign="top" width="15%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="57%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="14%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
</tr></table>
</div>

<br>
<div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">2</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>
</div>

<br>
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: -14.4pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; FONT-WEIGHT: bold">PART I: </font><font style="DISPLAY: inline; TEXT-DECORATION: underline">Item 1</font>:&#160;&#160;Condensed Consolidated Financial Statements</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: -14.4pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">SOUTHERN MISSOURI BANCORP, INC.</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: -14.4pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">CONDENSED CONSOLIDATED BALANCE SHEETS</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: -14.4pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">SEPTEMBER 30, 2011 AND JUNE 30, 2011</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Sept 30, 2011</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">June 30, 2011</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(unaudited)</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">ASSETS:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Cash and cash equivalents</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">54,841,454</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">33,895,706</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Interest-bearing time deposits</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">792,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">792,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Available for sale securities</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">64,683,681</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">63,327,201</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Stock in FHLB of Des Moines</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,369,200</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,369,200</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Stock in Federal Reserve Bank of St. Louis</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">718,750</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">718,750</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" rowspan="3" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Loans receivable, net of allowance for loan losses of</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;$6,752,061 and $6,438,451 at September 30, 2011,</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;and June 30, 2011, respectively</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">564,092,963</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">556,576,055</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Accrued interest receivable</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">4,302,195</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">3,799,935</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Premises and equipment, net</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">8,449,181</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">8,057,529</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Bank owned life insurance &#8211; cash surrender value</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">8,186,022</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">8,114,469</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Intangible assets, net</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,770,406</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,874,689</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Prepaid expenses and other assets</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">8,247,682</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">8,674,848</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;Total assets</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">718,453,534</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">688,200,382</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">LIABILITIES AND STOCKHOLDERS&#8217; EQUITY:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Deposits</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">578,827,585</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">560,150,817</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Securities sold under agreements to repurchase</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">25,374,971</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">25,230,051</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Advances from FHLB of Des Moines</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">33,500,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">33,500,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Accounts payable and other liabilities</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">3,761,546</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">5,536,062</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Accrued interest payable</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">825,892</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">834,344</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Subordinated debt</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">7,217,000</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">7,217,000</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;Total liabilities</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">649,506,994</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">632,468,274</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Commitments and contingencies</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Preferred stock, $.01 par value, $1,000 liquidation value;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;500,000 shares authorized; 20,000 and 9,550 issued and</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;outstanding at September 30, 2011, and June 30, 2011, respectively</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">20,000,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">9,455,635</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Common stock, $.01 par value; 4,000,000 shares authorized;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;2,957,226 shares issued</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">29,572</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">29,572</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Warrants to acquire common stock</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">176,790</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">176,790</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Additional paid-in capital</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">16,246,616</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">16,274,545</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Retained earnings</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">45,430,799</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">43,014,191</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Treasury stock of 857,250 and 858,250 shares at</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;September 30, 2011, and June 30, 2011, respectively, at cost</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(13,732,370</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(13,754,245</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Accumulated other comprehensive income</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">795,133</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">535,620</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;Total stockholders&#8217; equity</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">68,946,540</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">55,732,108</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;Total liabilities and stockholders&#8217; equity</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">718,453,534</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">688,200,382</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">See Notes to Condensed Consolidated Financial Statements</font></div>

<br>
<div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">3</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>
</div>

<br>
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: -14.4pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">SOUTHERN MISSOURI BANCORP, INC</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: -14.4pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">CONDENSED CONSOLIDATED STATEMENTS OF INCOME</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: -14.4pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">FOR THE THREE- MONTH PERIODS ENDED SEPTEMBER 30, 2011 AND 2010 (Unaudited)</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Three months</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">ended</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">September 30,</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">2011</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">2010</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">INTEREST INCOME:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">9,555,125</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">6,559,006</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Investment securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">353,177</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">318,292</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Mortgage-backed securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">276,567</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">389,721</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Other interest-earning assets</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">29,034</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">27,810</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total interest income</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">10,213,903</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">7,294,829</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">INTEREST EXPENSE:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;Deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,282,984</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,165,563</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;Securities sold under agreements to repurchase</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">59,702</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">63,420</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;Advances from FHLB of Des Moines</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">339,391</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">490,935</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;Subordinated debt</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">54,048</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">59,966</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total interest expense</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,736,125</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,779,884</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">NET INTEREST INCOME</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">7,477,778</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">4,514,945</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">PROVISION FOR LOAN LOSSES</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">516,683</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">642,681</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">NET INTEREST INCOME AFTER</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;PROVISION FOR LOAN LOSSES</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">6,961,095</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">3,872,264</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">NONINTEREST INCOME:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;Deposit account charges and related fees</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">371,151</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">390,547</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;Bank card transaction fees</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">263,606</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">201,122</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;Loan late charges</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">58,924</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">56,535</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;Other loan fees</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">50,303</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">48,460</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;Net realized gains on sale of loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">93,678</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">18,401</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;Earnings on bank owned life insurance</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">71,553</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">69,205</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;Other income</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">207,279</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">35,289</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total noninterest income</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,116,494</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">819,559</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">NONINTEREST EXPENSE:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;Compensation and benefits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,252,091</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,668,443</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;Occupancy and equipment, net</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">582,205</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">447,442</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;Deposit insurance premiums</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">93,072</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">150,855</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;Professional fees</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">98,151</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">72,506</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;Advertising</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">87,068</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">52,270</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;Postage and office supplies</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">122,585</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">74,913</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;Amortization of intangible assets</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">104,283</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">73,035</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;Bank card network fees</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">132,076</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">101,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;Other</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">311,459</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">221,017</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total noninterest expense</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">3,782,990</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,861,481</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">INCOME BEFORE INCOME TAXES</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">4,294,599</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,830,342</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">INCOME TAXES</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,444,207</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">527,750</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">NET INCOME</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,850,392</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,302,592</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;Less: charge for early redemption of preferred stock issued at discount</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">94,365</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline; FONT-WEIGHT: bold">&#160;&#160;&#160;&#160;&#160;</font>Less: effective dividend on preferred shares</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">136,033</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">127,818</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;Net income available to common shareholders</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,619,994</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,174,774</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Basic earnings per common share</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1.25</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">0.56</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Diluted earnings per common share</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1.21</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">0.56</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Dividends per share</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">0.12</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">0.12</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: -14.4pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">See Notes to Condensed Consolidated Financial Statements</font></div>

<br>
<div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">4</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>
</div>

<br>
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: -14.4pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">SOUTHERN MISSOURI BANCORP, INC.</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: -14.4pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: -14.4pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">FOR THE THREE-MONTH PERIODS ENDED SEPTEMBER 30, 2011 AND 2010 (Unaudited)</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Three months ended</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">September 30,</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">2011</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">2010</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">CASH FLOWS FROM OPERATING ACTIVITIES:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Net income</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,850,392</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,302,592</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;Items not requiring (providing) cash:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Depreciation</font></div>
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<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">214,363</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">181,585</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;MRP and SOP expense</font></div>
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<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">5,508</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">7,755</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Gain on sale of foreclosed assets</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(73,983</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(26,128</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Amortization of intangible assets</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">104,283</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">73,035</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Increase in cash surrender value of bank owned life insurance</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(71,553</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(69,205</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Provision for loan losses</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">516,683</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">642,681</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Net amortization of premiums and discounts on securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">50,558</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">45,785</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;Changes in:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Accrued interest receivable</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(502,260</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(529,292</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Prepaid expenses and other assets</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">210,029</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">229,657</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Accounts payable and other liabilities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(1,926,929</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">258,819</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Accrued interest payable</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(8,452</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">28,029</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Net cash provided by operating activities</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,368,639</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,145,313</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">CASH FLOWS FROM INVESTING ACTIVITIES:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Net increase in loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(7,928,546</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(17,500,109</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Proceeds from maturities of available for sale securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">6,058,908</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">9,648,873</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Proceeds from maturities of interest-bearing time deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">99,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Purchases of available-for-sale securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(7,054,020</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(7,379,701</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Purchases of premises and equipment</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(606,015</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(86,876</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Proceeds from sale of fixed assets</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">186,075</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Proceeds from sale of foreclosed assets</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">27,500</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Net cash used in investing activities</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(9,343,598</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(15,191,313</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">CASH FLOWS FROM FINANCING ACTIVITIES:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Net increase in demand deposits and savings accounts</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">17,216,235</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,909,722</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Net increase in certificates of deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,460,533</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">11,091,487</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Net increase (decrease) in securities sold under agreements to repurchase</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">144,920</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(1,232,576</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Redemption of preferred stock</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(9,550,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Issuance of preferred stock</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">19,973,208</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Dividends paid on preferred stock</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(87,542</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(369,932</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Dividends paid on common stock</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(251,877</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Exercise of stock options</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">15,230</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Net cash provided by financing activities</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">28,920,707</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">11,398,701</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Increase (decrease) in cash and cash equivalents</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">20,945,748</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(1,647,299</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
</tr><tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Cash and cash equivalents at beginning of period</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">33,895,706</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">33,383,278</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Cash and cash equivalents at end of period</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">54,841,454</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">31,735,979</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Supplemental disclosures of</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;Cash flow information:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif; TEXT-DECORATION: underline"><font style="DISPLAY: inline">Noncash investing and financing activities</font>:</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Conversion of loans to foreclosed real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">292,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">185,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Conversion of foreclosed real estate to loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">507,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">39,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Conversion of loans to repossessed assets</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">110,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif; TEXT-DECORATION: underline"><font style="DISPLAY: inline">Cash paid during the period for</font>:</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Interest (net of interest credited)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">635,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">757,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Income taxes</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,832,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">26,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">See Notes to Condensed Consolidated Financial Statements</font></div>

<br>
<div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">5</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>
</div>

<br>
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">SOUTHERN MISSOURI BANCORP, INC.</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">NOTES TO CONDENSED CONSOLIDATED FINANCIAL STATEMENTS (UNAUDITED)</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 12.55pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Note 1:&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Basis of Presentation</font></font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The accompanying unaudited interim consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information and with the instructions to Form 10-Q and Rule 10-01 of Securities and Exchange Commission (SEC) Regulation S-X.&#160;&#160;Accordingly, they do not include all of the information and footnotes required by accounting principles generally accepted in the United States of America for complete financial statements.&#160;&#160;In the opinion of management, all material adjustments (consisting only of normal recurring accruals) considered necessary for a fair presentation have been
included.&#160;&#160;The consolidated balance sheet of the Company as of June 30, 2011, has been derived from the audited consolidated balance sheet of the Company as of that date.&#160;&#160;Operating results for the three-month period ended September 30, 2011, are not necessarily indicative of the results that may be expected for the entire fiscal year.&#160;&#160;For additional information, refer to the audited consolidated financial statements included in the Company&#8217;s June 30, 2011, Form 10-K, which was filed with the SEC.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The accompanying consolidated financial statements include the accounts of the Company and its wholly owned subsidiary, Southern Bank (Bank).&#160;&#160;All significant intercompany accounts and transactions have been eliminated in consolidation.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Note 2:&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Organization and Summary of Significant Accounting Policies</font></font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Organization.</font> Southern Missouri Bancorp, Inc., a Missouri corporation (the Company) was organized in 1994 and is the parent company of Southern Bank (the Bank). Substantially all of the Company&#8217;s consolidated revenues are derived from the operations of the Bank, and the Bank represents substantially all of the Company&#8217;s consolidated assets and liabilities.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Basis of Financial Statement Presentation.</font> The financial statements of the Company have been prepared in conformity with accounting principles generally accepted in the United States of America and general practices within the banking industry. In the normal course of business, the Company encounters two significant types of risk: economic and regulatory. Economic risk is comprised of interest rate risk, credit risk, and market risk. The Company is subject to interest rate risk to the degree that its interest-bearing liabilities reprice on a different basis than its interest-earning assets. Credit risk is the risk of default on the
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Use of Estimates.</font> The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosures of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for loan losses, estimated fair values of purchased loans, other-than-temporary impairments (OTTI), and fair value of financial instruments.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Cash and Cash Equivalents.</font><font style="DISPLAY: inline; FONT-STYLE: italic">&#160;</font>For purposes of reporting cash flows, cash and cash equivalents includes cash, due from depository institutions and interest-bearing deposits in other depository institutions with original maturities of three months or less. Interest-bearing deposits in other depository institutions were $51,642,000 and $30,690,000 at September 30, 2011, and June 30, 2011, respectively. The deposits are held in various commercial banks in amounts not exceeding the FDIC&#8217;s deposit insurance limits, as well as at the Federal Reserve, the Federal Home Loan Bank of
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Available for Sale Securities.</font><font style="DISPLAY: inline; FONT-STYLE: italic">&#160;</font>Available for sale securities, which include any security for which the Company has no immediate plan to sell but which may be sold in the future, are carried at fair value. Unrealized gains and losses, net of tax, are </font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">&#160;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">reported in accumulated other comprehensive income, a component ofstockholders&#8217; equity. All securities have been classified as available for sale.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Premiums and discounts on debt securities are amortized or accreted as adjustments to income over the estimated life of the security using the level yield method. Realized gains or losses on the sale of securities is based on the specific identification method. The fair value of securities is based on quoted market prices or dealer quotes. If a quoted market price is not available, fair value is estimated using quoted market prices for similar securities.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The Company does not invest in collateralized mortgage obligations that are considered high risk.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">When the Company does not intend to sell a debt security, and it is more likely than not the Company will not have to sell the security before recovery of its cost basis, it recognizes the credit component of an other-than-temporary impairment of a debt security in earnings and the remaining portion in other comprehensive income.&#160;&#160;As a result, the Company&#8217;s&#160;balance sheet&#160;as of the dates presented, reflects the full impairment (that is, the difference between the security&#8217;s amortized cost basis and fair value) on debt securities that the Company intends to sell or would more likely than not be required to sell before the expected recovery of the amortized cost
basis. For available-for-sale debt securities that management has no intent to sell and believes that it more likely than not will not be required to sell prior to recovery, only the credit loss component of the impairment is recognized in earnings, while the noncredit loss is recognized in accumulated other comprehensive income. The credit loss component recognized in earnings is identified as the amount of principal cash flows not expected to be received over the remaining term of the security as projected based on cash flow projections.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Federal Reserve Bank and Federal Home Loan Bank Stock. </font>The Bank is a member of the Federal Reserve and the Federal Home Loan Bank (FHLB) systems.&#160;&#160;Capital stock of the Federal Reserve and the FHLB is a required investment based upon a predetermined formula and is carried at cost.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Loans. </font>Loans are generally stated at unpaid principal balances, less the allowance for loan losses and net deferred loan origination fees.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Interest on loans is accrued based upon the principal amount outstanding. The accrual of interest on loans is discontinued when, in management&#8217;s judgment, the collectibility of interest or principal in the normal course of business is doubtful. The Company complies with regulatory guidance which indicates that loans should be placed in nonaccrual status when 90 days past due, unless the loan is both well-secured and in the process of collection.&#160;&#160;A loan that is &#8220;in the process of collection&#8221; may be subject to legal action or, in appropriate circumstances, through other collection efforts reasonably expected to result in repayment or restoration to current status
in the near future. A loan is considered delinquent when a payment has not been made by the contractual due date. Interest income previously accrued but not collected at the date a loan is placed on nonaccrual status is reversed against interest income. Cash receipts on a nonaccrual loan are applied to principal and interest in accordance with its contractual terms unless full payment of principal is not expected, in which case cash receipts, whether designated as principal or interest, are applied as a reduction of the carrying value of the loan. A nonaccrual loan is generally returned to accrual status when principal and interest payments are current, full collectability of principal and interest is reasonably assured, and a consistent record of performance has been demonstrated.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The allowance for losses on loans represents management&#8217;s best estimate of losses probable in the existing loan portfolio. The allowance for losses on loans is increased by the provision for losses on loans charged to expense and reduced by loans charged off, net of recoveries. Loans are charged off in the period deemed uncollectible, based on management&#8217;s analysis of expected cash flow (for non-collateral dependent loans) or collateral value (for collateral-dependent loans).&#160;&#160;Subsequent recoveries of loans previously charged off, if any, are credited to the allowance when received. The provision for losses on loans is determined based on management&#8217;s assessment
of several factors: reviews and evaluations of specific loans, changes in the nature and volume of the loan portfolio, current economic conditions and the related impact on specific borrowers and industry groups, historical loan loss experience, the level of classified and nonperforming loans and the results of regulatory examinations.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Loans are considered impaired if, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement.&#160;&#160;Depending on a particular loan&#8217;s circumstances, we measure impairment of a loan based upon either the present value of expected future cash flows discounted at the loan&#8217;s effective interest rate, the loan&#8217;s observable market price, or the fair value of the collateral less estimated costs to sell if the loan is collateral dependent.&#160;&#160;Valuation allowances are established for collateral-dependent impaired loans
for the difference between the loan amount and fair value of collateral less estimated selling costs.&#160;&#160;For impaired loans that are not collateral dependent, a valuation allowance is established for the difference between the loan amount and the present value of expected future cash flows discounted at the historical effective interest rate or the observable market price of the loan. Impairment losses are recognized through an increase in the required allowance for loan </font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">losses. Cash receipts on loans deemed impaired are recorded based on the loan&#8217;s separate status as a nonaccrual loan or an accrual status loan.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">As a result of the acquisition of the former First Southern Bank, Batesville, Arkansas, the Company acquired certain loans with an outstanding principal balance of $14.2 million for which it was deemed probable that we would be unable to collect all contractually required payments.&#160;&#160;These loans are accounted for in accordance with ASC 310-30, Loans and Debt Securities Acquired with Deteriorated Credit Quality.&#160;&#160;The Company recorded a fair value discount of $3.9 million related to these loans acquired with deteriorated credit quality (&#8220;purchased credit impaired loans&#8221;), and began carrying them at a value of $10.3 million.&#160;&#160;For these loans, we
determined the contractual amount and timing of undiscounted principal and interest payments (the &#8220;undiscounted contractual cash flows&#8221;), and estimated the amount and timing of undiscounted expected principal and interest payments, including expected prepayments (the &#8220;undiscounted expected cash flows&#8221;).&#160;&#160;Under acquired impaired loan accounting, the difference between the undiscounted contractual cash flows and the undiscounted expected cash flows is the nonaccretable difference.&#160;&#160;The nonaccretable difference is an estimate of the loss exposure of principal and interest related to the purchased credit impaired loans, and the amount is subject to change over time based on the performance of the loans.&#160;&#160;The carrying value of purchased credit impaired loans is initially determined as the discounted expected cash flows.&#160;&#160;The
excess of expected cash flows at acquisition over the initial fair value of the purchased credit impaired loans is referred to as the &#8220;accretable yield&#8221; and is recorded as interest income over the estimated life of the acquired loans using the level-yield method, if the timing and amount of the future cash flows is reasonably estimable.&#160;&#160;The carrying value of purchased credit impaired loans is reduced by payments received, both principal and interest, and increased by the portion of the accretable yield recognized as interest income.&#160;&#160;Subsequent to acquisition, the Company evaluates the purchased credit impaired loans on a quarterly basis.&#160;&#160;Increases in expected cash flows compared to those previously estimated increase the accretable yield and are recognized as interest income prospectively.&#160;&#160;Decreases in expected cash flows compared
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Valuations are periodically performed by management, and an allowance for losses is established by a charge to operations if the carrying value of a property exceeds its estimated fair value, less estimated selling costs.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Loans to facilitate the sale of real estate acquired in foreclosure are discounted if made at less than market rates. Discounts are amortized over the fixed interest period of each loan using the interest method.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Premises and Equipment.</font> Premises and equipment are stated at cost less accumulated depreciation and include expenditures for major betterments and renewals. Maintenance, repairs, and minor renewals are expensed as incurred. When property is retired or sold, the retired asset and related accumulated depreciation are removed from the accounts and the resulting gain or loss taken into income. The Company reviews property and equipment for impairment whenever events or changes in circumstances indicate that the carrying amount of an asset may not be recoverable. If such assets are considered to be impaired, the impairment loss recognized is
measured by the amount by which the carrying amount exceeds the fair value of the assets.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Depreciation is computed by use of straight-line and accelerated methods over the estimated useful lives of the assets. Estimated lives are generally 10 to 40 years for premises, and five to seven years for equipment.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Intangible Assets.</font> The Company&#8217;s gross amount of intangible assets at September 30, 2011, and June 30, 2011, was $4.6 million and $4.7 million, respectively, with accumulated amortization of $2.8 million and $2.9 million, respectively. The Company&#8217;s intangible assets are being amortized over periods ranging from five to fifteen years, with amortization expense expected to be approximately $417,000 per year over the next three fiscal years.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">&#160;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">using the liability (or balance sheet) method. Under this method, the net deferred tax asset or liability is based on the tax effects of the differences between the book and tax bases of assets and liabilities, and enacted changes in tax rates and laws are recognized in the period in which they occur.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Deferred income tax expense results from changes in deferred tax assets and liabilities between periods. Deferred tax assets are recognized if it is more likely than not, based on the technical merits, that the tax position will be realized or sustained upon examination. The term more likely than not means a likelihood of more than 50 percent; the terms examined and upon examination also include resolution of the related appeals or litigation processes, if any. A tax position that meets the more-likely-than-not recognition threshold is initially and subsequently measured as the largest amount of tax benefit that has a greater than 50 percent likelihood of being realized upon settlement with
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The Company recognizes interest and penalties on income taxes as a component of income tax expense.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The Company files consolidated income tax returns with its subsidiary.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Incentive Plan.</font><font style="DISPLAY: inline; FONT-STYLE: italic">&#160;</font>The Company accounts for its management recognition plan (MRP) in accordance with ASC 718, &#8220;Share-Based Payment.&#8221; The aggregate purchase price of all shares owned by the incentive plan is reflected as a reduction of stockholders&#8217; equity. Compensation expense is based on the market price of the Company&#8217;s stock on the date the shares are granted and is recorded over the vesting period. The difference between the aggregate purchase price and the fair value on the date the shares are considered earned is recorded as an adjustment to
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Outside Directors&#8217; Retirement.</font><font style="DISPLAY: inline; FONT-STYLE: italic">&#160;</font>The Bank adopted a directors&#8217; retirement plan in April 1994 for outside directors. The directors&#8217; retirement plan provides that each non-employee director (participant) shall receive, upon termination of service on the Board on or after age 60, other than termination for cause, a benefit in equal annual installments over a five year period. The benefit will be based upon the product of the participant&#8217;s vesting percentage and the total Board fees paid to the participant during the calendar year preceding termination of
service on the Board. The vesting percentage shall be determined based upon the participant&#8217;s years of service on the Board, whether before or after the reorganization date.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">In the event that the participant dies before collecting any or all of the benefits, the Bank shall pay the participant&#8217;s beneficiary. No benefits shall be payable to anyone other than the beneficiary, and shall terminate on the death of the beneficiary.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Stock Options.</font> With limited exceptions, the amount of compensation cost is measured based on the grant-date fair value of the equity instruments issued. Compensation cost is recognized over the vesting period during which an employee provides service in exchange for the award. Stock-based compensation has been recognized for all stock options granted or modified after July 1, 2005. In addition, stock options not vested on July 1, 2005, were recognized in expense over their remaining vesting period.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Earnings Per Share.</font><font style="DISPLAY: inline; FONT-STYLE: italic">&#160;</font>Basic earnings per share available to common stockholders is computed using the weighted-average number of common shares outstanding. Diluted earnings per share available to common stockholders includes the effect of all weighted-average dilutive potential common shares (stock options and warrants) outstanding during each period.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Comprehensive Income.</font> Comprehensive income consists of net income and other comprehensive income, net of applicable income taxes. Other comprehensive income includes unrealized appreciation (depreciation) on available-for-sale securities, unrealized appreciation (depreciation) on available-for-sale securities for which a portion of an other-than-temporary impairment has been recognized in income, and changes in the funded status of defined benefit pension plans.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Treasury Stock.</font><font style="DISPLAY: inline; FONT-STYLE: italic">&#160;</font>Treasury stock is stated at cost. Cost is determined by the first-in, first-out method.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Reclassification.</font> Certain amounts included in the consolidated financial statements have been reclassified to conform to the 2012 presentation. These reclassifications had no effect on net income.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The following paragraphs summarize the impact of new accounting pronouncements:</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">In January 2010, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update (ASU) No. 2010-06, &#8220;Fair Value Measurement and Disclosures (Topic 820) &#8211; Improving Disclosures about Fair Value Measurements.&#8221;&#160;&#160;ASU 2010-06 amends the fair value disclosure guidance.&#160;&#160;The amendments include new disclosures and changes to clarify existing disclosure requirements.&#160;&#160;ASU 2010-06 was effective for interim and annual reporting periods beginning after December 15, 2009, except for the disclosures about purchases, sales, issuances, and settlements of Level 3 fair value measurements.&#160;&#160;Those </font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">&#160;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">disclosures are effective for fiscal years beginning after December 15, 2010, and for interim periods within those fiscal years.&#160;&#160;Adoption of this update did not have a material effect on the Company&#8217;s financial statements.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">In April 2011, the FASB issued ASU No. 2011-02, &#8220;A Creditor&#8217;s Determination of Whether a Restructuring is a Troubled Debt Restructuring.&#8221;&#160;&#160;The provisions of ASU No. 2011-02 provide additional guidance related to determining whether a creditor has granted a concession, include factors and examples for creditors to consider in evaluating whether a restructuring results in a delay in payment that is insignificant, prohibit creditors from using the borrower&#8217;s effective rate test to evaluate whether a concession has been granted to the borrower, and add factors for creditors to use in determining whether a borrower is experiencing financial
difficulties.&#160;&#160;A provision in ASU No. 2011-02 also ends the FASB&#8217;s deferral of the additional disclosures about troubled debt restructurings as required by ASU No. 2010-20.&#160;&#160;The provisions of ASU No. 2011-02 are effective for interim and annual periods beginning after June 15, 2011.&#160;The adoption of ASU 2011-02 has not had a material impact on the Company&#8217;s financial statements, although it did result in the classification of credits as troubled debt restructurings.&#160;&#160;In general, these loans were classified credits for which an impairment evaluation would have already been conducted.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">In April 2011, the FASB issued ASU No. 2011-03 to amend FASB ASC Topic 860, Transfers and Servicing.&#160;&#160;ASC 860 outlines when the transfer of financial assets under a repurchase agreement may or may not be accounted for as a sale.&#160;&#160;Whether the transferring entity maintains effective control over the transferred financial assets provides the basis for such a determination.&#160;&#160;The previous requirement that the transferor must have the ability to repurchase or redeem the financial assets before the maturity of the agreement is removed from the assessment of effective control by this Update.&#160;&#160;The Update is effective on a prospective basis for interim and
annual reporting periods beginning on or after December 15, 2011, and is not expected to have a material impact on the Company&#8217;s financial position or results of operations.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">In May 2011, the FASB issued ASU No. 2011-04 to amend FASB ASC Topic 820, Fair Value Measurement:&#160;&#160;Amendments to Achieve Common Fair Value Measurements and Disclosure Requirements in U.S. GAAP and IFRSs.&#160;&#160;The Update amends the GAAP requirements for measuring fair value and for disclosures about fair value measurements to improve consistency between GAAP and IFRSs by changing some of the wording used to describe the requirements, clarifying the intended application of certain requirements and changing certain principles.&#160;&#160;The Update is effective on a prospective basis for interim and annual reporting periods beginning after December 15, 2011, and is not expected
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">In June 2011, the FASB issued ASU No. 2011-05 to amend FASB ASC Topic 220, Comprehensive Income:&#160;&#160;Presentation of Comprehensive Income.&#160;&#160;The purpose of the Update is to improve the comparability, consistency and transparency of financial reporting related to other comprehensive income.&#160;&#160;It eliminates the option to present the components of other comprehensive income as part of the statement of changes in stockholders&#8217; equity.&#160;&#160;Instead, the components of other comprehensive income must either be presented with net income in a single continuous statement of comprehensive income or as a separate but consecutive statement following the statement of
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">In September 2011, the FASB issued ASU No. 2011-08 to amend FASB ASC Topic 350, Intangibles &#8211; Goodwill and Other, to simplify how entities test goodwill for impairment.&#160;&#160;The amendment permits an entity to first assess qualitative factors to determine whether it is more likely than not that the fair value of a reporting unit is less than its carrying amount as a basis for determining whether it is necessary to further perform the two-step goodwill impairment test described in Topic 350.&#160;&#160;The amendments are effective for annual and interim goodwill impairment tests performed for fiscal years beginning after December 15, 2011.&#160;&#160;The Company is evaluating
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Note 3:&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Fair Value Measurements</font></font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">ASC Topic 820, <font style="DISPLAY: inline; FONT-STYLE: italic">Fair Value Measurements</font>, defines fair value as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date.&#160;&#160;Topic 820 also establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value.&#160;&#160;The standard describes three levels of inputs that may be used to measure fair value:</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Level 1</font>&#160;&#160;&#160;&#160;&#160;Quoted prices in active markets for identical assets or liabilities</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Level 3</font>&#160;&#160;&#160;&#160;&#160;Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Following is a description of the valuation methodologies used for instruments measured at fair value on a recurring basis and recognized in the accompanying balance sheet, as well as the general classification of such instruments pursuant to the valuation hierarchy.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Available-for-sale Securities.</font>&#160;&#160;Available-for-sale securities are recorded at fair value on a recurring basis. Available-for-sale securities is the only balance sheet category our Company is required, in accordance with accounting principles generally accepted in the United States of America (US GAAP), to carry at fair value on a recurring basis.&#160;&#160;When quoted market prices are available in an active market, securities are classified within Level 1.&#160;&#160;The Company does not have Level 1 securities.&#160;&#160;If quoted market prices are not available, then fair values are estimated using pricing models or
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<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="14" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Fair Value Measurements at September 30, 2011, Using</font>:</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Fair Value</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Quoted Prices in</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Active Markets for</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Identical Assets</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">(Level 1)</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Significant Other</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Observable Inputs</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">(Level 2)</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Significant</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Unobservable Inputs</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">(Level 3)</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">U.S. government sponsored enterprises (GSEs)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">14,062,568</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">14,062,568</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">State and political subdivisions</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">27,488,913</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">27,488,913</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Other securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">755,576</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">726,576</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">29,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Mortgage-backed GSE residential</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">22,376,624</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">22,376,624</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="14" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Fair Value Measurements at June 30, 2011, Using</font>:</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Fair Value</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Quoted Prices in</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Active Markets for</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Identical Assets</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">(Level 1)</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Significant Other</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Observable Inputs</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">(Level 2)</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Significant</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Unobservable Inputs</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">(Level 3)</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">U.S. government sponsored enterprises (GSEs)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">12,976,070</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">12,976,070</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">State and political subdivisions</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">24,981,454</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">24,981,454</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Other securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">834,141</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">763,137</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">71,004</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Mortgage-backed GSE residential</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">24,535,537</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">24,535,537</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The following table presents a reconciliation of activity for available-for-sale securities measured at fair value based on significant unobservable (Level 3) information for the three-month periods ended September 30, 2011 and 2010.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="65%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="54%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="6" valign="bottom" width="44%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Three months ended</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="54%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="21%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">September 30, 2011</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="21%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">September 30, 2010</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="54%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Available-for-sale securities, beginning of year</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">71,004</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="54%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;Total unrealized gain (loss) included in comprehensive income</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(42,004</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="54%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;Transfer from Level 2 to Level 3</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="20%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="20%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="54%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Available-for-sale securities, end of period</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="20%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">29,000</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="20%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The following is a description of valuation methodologies used for financial assets measured at fair value on a nonrecurring basis at September 30, 2011.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Impaired Loans (Collateral Dependent).</font>&#160; A collateral dependent loan is considered to be impaired when it is probable that all of the principal and interest due may not be collected according to its contractual terms.&#160;&#160;Generally, when a collateral dependent loan is considered impaired, the amount of reserve required is measured based on the fair value of the underlying collateral. The Company makes such&#160;measurements on all material collateral dependent loans deemed impaired using the fair value of the collateral for collateral dependent loans. The fair value of collateral used by the Company is determined by
obtaining an observable market price or by obtaining an appraised value from an independent, licensed or certified appraiser, using observable market data.&#160;This data includes information such as selling price of similar properties and capitalization rates of similar properties sold within the market, expected future cash flows or earnings of the subject property based on current market </font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">&#160;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">&#160;</font></div>

<div id="PGBRK" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">11</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">&#160;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">&#160;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">expectations, and other relevant factors. In addition, management applies selling and other discounts to the underlying collateral value to determine the fair value. If an appraised value is not available, the fair value of the collateral dependent impaired loan is determined by an adjusted appraised value including unobservable cash flows.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">On a quarterly basis, loans classified as special mention, substandard, doubtful, or loss are evaluated including the loan officer&#8217;s review of the collateral and its current condition, the Company&#8217;s knowledge of the current economic environment in the&#160;&#160;market where the collateral is located, and the Company&#8217;s recent experience with real estate in the area. The date of the appraisal is also considered in conjunction with the economic environment and any decline in the real estate market since the appraisal was obtained.&#160;&#160;For all loan types, updated appraisals are obtained if considered necessary.&#160;&#160;Of the Company&#8217;s $9.6 million
(outstanding balance) in impaired loans (collateral-dependent) at September 30, 2011, the Company utilized a real estate appraisal performed in the past 12 months to serve as the primary basis of our valuation for approximately $914,000.&#160; Older real estate appraisals were available for impaired loans with an outstanding balance of approximately $5.8 million.&#160; For impaired loans totaling $40,000, an observable market price within the last 12 months was utilized.&#160; The remaining $2.8 million was secured by collateral such as closely-held stock or an assignment of notes receivable.&#160;&#160;In instances where the economic environment has worsened and/or the real estate market declined since the last appraisal, a higher distressed sale discount would be applied to the appraised value.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The Company records collateral dependent impaired loans based on nonrecurring Level 3 inputs.&#160;&#160;If a collateral dependent loan&#8217;s fair value, as estimated by the Company, is less than its carrying value, the Company either records a charge-off of the portion of the loan that exceeds the fair value or establishes a specific reserve as part of the allowance for loan losses.</font></div>

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</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Foreclosed and Repossessed Assets Held for Sale.</font>&#160;&#160;Foreclosed and repossessed assets held for sale are valued at the time the loan is foreclosed upon or collateral is repossessed and the asset is transferred to foreclosed or repossessed assets held for sale. The value of the asset is based on third party or internal appraisals, less estimated costs to sell and appropriate discounts, if any. The appraisals are generally discounted based on current and expected market conditions that may impact the sale or value of the asset and management&#8217;s knowledge and experience with similar assets. Such discounts typically may be
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</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The following tables present the fair value measurement of assets measured at fair value on a nonrecurring basis during the period and the level within the ASC 820 fair value hierarchy in which the fair value measurements fell at September 30, 2011, and June 30, 2011:</font></div>

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<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="14" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Fair Value Measurements at September 30, 2011, Using</font>:</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Fair Value at</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">September 30, 2011</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Quoted Prices in</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Active Markets for</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Identical Assets</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">(Level 1)</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Significant Other</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Observable Inputs</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">(Level 2)</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Significant</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Unobservable Inputs</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">(Level 3)</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Impaired loans</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">350,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">350,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Foreclosed and repossessed assets held for sale</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">250,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">250,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="14" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Fair Value Measurements at June 30, 2011, Using</font>:</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Fair Value at</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">June 30, 2011</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Quoted Prices in</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Active Markets for</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Identical Assets</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">(Level 1)</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Significant Other</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Observable Inputs</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">(Level 2)</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Significant</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Unobservable Inputs</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">(Level 3)</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Impaired loans</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">543,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">543,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Foreclosed and repossessed assets held for sale</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,150,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,150,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt">&#160;</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt">&#160;</div>

<div id="PGBRK" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">12</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
&#160;</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The following table presents gains and (losses) recognized on assets measured on a non-recurring basis for the three-month periods ended September 30, 2011, and September 30, 2010:</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="65%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="54%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="6" valign="bottom" width="44%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">For the three months ended</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="54%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="21%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">September 30, 2011</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="21%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">September 30, 2010</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="54%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Impaired loans</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">146,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="54%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Foreclosed and repossessed assets held for sale</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="20%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(102,000</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="20%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(48,000</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="54%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total gain (loss) recognized on a nonrecurring basis</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="20%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">44,000</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="20%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(48,000</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">ASC 825, formerly Statement of Financial Accounting Standards No. 107, &#8220;Disclosures about Fair Value of Financial Instruments,&#8221; requires all entities to disclose the estimated fair value of their financial instrument assets and liabilities.&#160;&#160;For the Company, as for most financial institutions, the majority of its assets and liabilities are considered financial instruments as defined in ASC 825.&#160;&#160;Many of the Company&#8217;s financial instruments, however, lack an available trading market as characterized by a willing buyer and willing seller engaging in an exchange transaction.&#160;&#160;It is also the Company&#8217;s general practice and intent to hold its
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<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Estimated fair values have been determined by the Company using the best available data and an estimation methodology suitable for each category of financial instruments.&#160;&#160;For those loans and deposits with floating interest rates, it is presumed that estimated fair values generally approximate the recorded book balances.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The estimated methodologies used, the estimated fair values, and the recorded book balances at September 30, 2011, and June 30, 2011, were as follows:</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">September 30, 2011</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">June 30, 2011</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td rowspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Carrying</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Fair</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Carrying</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Fair</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Amount</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Value</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Amount</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Value</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Financial assets</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Cash and cash equivalents</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">54,841</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">54,841</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">33,896</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">33,896</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Interest-bearing time deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">792</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">792</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">792</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">792</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;Available-for-sale securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">64,684</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">64,684</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">63,327</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">63,327</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Stock in FHLB</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,369</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,369</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,369</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,369</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Stock in Federal Reserve Bank of St. Louis</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">719</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">719</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">719</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">719</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160; Loans receivable, net&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;564,093</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">&#160;567,959</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;556,576</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;558,083</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Accrued interest receivable</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">4,302</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">4,302</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">3,800</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">3,800</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Financial liabilities</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160; Deposits&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;578,828</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;581,267</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;560,151</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;561,063</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Securities sold under agreements to repurchase</font></div>
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<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">25,375</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">25,375</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">25,230</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">25,230</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
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<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;33,500</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;37,303</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;25,230</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;25,230</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Accrued interest payable</font></div>
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<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">826</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">826</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">834</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">834</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
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<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
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<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;4,866</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;7,217</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;6,341</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
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<td align="left" valign="bottom" width="40%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Unrecognized financial instruments (net of contract amount)</font></div>
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<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
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<td align="left" valign="bottom" width="40%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Commitments to originate loans</font></div>
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<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
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<td align="left" valign="bottom" width="40%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Letters of credit</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
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<td align="left" valign="bottom" width="40%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Lines of credit</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt">&#160;</div>

<div id="PGBRK" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">13</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt">&#160;</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
&#160;</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The following methods and assumptions were used in estimating the fair values of financial instruments:</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Cash and cash equivalents and interest-bearing time deposits are valued at their carrying amounts, which approximates book value.&#160;&#160;Stock in FHLB and the Federal Reserve Bank of St. Louis is valued at cost, which approximates fair value.&#160;&#160;Fair value of loans is estimated by discounting the future cash flows using the current rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities.&#160;&#160;Loans with similar characteristics are aggregated for purposes of the calculations.&#160;&#160;The carrying amounts of accrued interest approximate their fair values.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The fair value of fixed-maturity time deposits is estimated using a discounted cash flow calculation that applies the rates currently offered for deposits of similar remaining maturities.&#160;&#160;The value of non-maturity deposits is estimated using a discounted cash flow analysis that applies the rates currently offered for similar products over the expected life of the deposits as defined by &#8220;decay rates&#8221; for similar products published by the Office of the Comptroller of the Currency.&#160;&#160;The carrying amounts of securities sold under agreements to repurchase approximate fair value.&#160;&#160;Fair value of advances from the FHLB is estimated by discounting
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</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Note 4:&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Securities</font></font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">&#160;</font><br>
&#160;</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Available for sale securities are summarized as follows at fair value:</font></div>

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</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="14" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">September 30, 2011</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Gross</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Gross</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Estimated</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Amortized</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Unrealized</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Unrealized</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Fair</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Cost</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Gains</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Losses</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Value</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Investment and mortgage backed securities:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;U.S. government-sponsored enterprises (GSEs)</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">14,011,372</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">53,434</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(2,238</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">14,062,568</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;State and political subdivisions</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">26,226,573</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,265,030</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(2,690</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">27,488,913</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;Other securities</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,788,522</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">8,959</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(1,041,905</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">755,576</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;Mortgage-backed GSE residential</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">21,417,671</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">958,953</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">22,376,624</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;Total investments and mortgage-backed securities</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">63,444,138</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,286,376</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(1,046,833</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">64,683,681</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 13.7pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 13.7pt"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="14" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">June 30, 2011</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Gross</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Gross</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Estimated</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Amortized</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Unrealized</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Unrealized</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Fair</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Cost</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Gains</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Losses</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Value</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Investment and mortgage backed securities:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;U.S. government-sponsored enterprises (GSEs)</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">12,991,362</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">28,805</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(44,097</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">12,976,070</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;State and political subdivisions</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">24,232,364</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">816,966</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(67,876</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">24,981,454</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;Other securities</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,785,562</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">18,717</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(970,138</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">834,141</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;Mortgage-backed GSE residential</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">23,490,296</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,045,240</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">24,535,536</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;Total investments and mortgage-backed securities</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">62,499,584</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,909,728</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(1,082,111</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">63,327,201</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<br>
<div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">14</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>
</div>

<br>
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The amortized cost and estimated fair value of investment and mortgage-backed securities, by contractual maturity, are shown below.&#160;&#160;Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without penalties.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="65%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="54%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="6" valign="bottom" width="44%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">September 30, 2011</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="54%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="21%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="21%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Estimated</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="54%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="21%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Amortized</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="21%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Fair</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="54%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="21%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Cost</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="21%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Value</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="54%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif; TEXT-DECORATION: underline"><font style="DISPLAY: inline">Available for Sale</font>:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="21%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="21%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="54%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;Within one year</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="54%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;After one year but less than five years</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">920,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">929,696</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="54%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;After five years but less than ten years</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">9,292,272</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">9,463,484</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="54%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;After ten years</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="20%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">31,814,195</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="20%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">31,913,877</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="54%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Total investment securities</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">42,026,467</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">42,307,057</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="54%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;Mortgage-backed securities</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="20%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">21,417,671</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="20%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">22,376,624</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="54%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;Total investments and mortgage-backed securities</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="20%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">63,444,138</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="20%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">64,683,681</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The following tables show our investments&#8217; gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at September 30, 2011 and June 30, 2011:</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="34%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="6" valign="bottom" width="20%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="6" valign="bottom" width="20%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">September 30, 2011</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="6" valign="bottom" width="20%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="34%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="6" valign="bottom" width="20%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Less than 12 months</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="6" valign="bottom" width="20%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">More than 12 months</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="6" valign="bottom" width="20%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Totals</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="34%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Estimated</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Unrealized</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Estimated</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Unrealized</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Estimated</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Unrealized</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="34%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Fair Value</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Losses</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Fair Value</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Losses</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Fair Value</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Losses</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="34%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">U.S. government-sponsored enterprises (GSEs)</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,016,466</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,238</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,016,466</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,238</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Other securities</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">499,574</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,041,905</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">499,574</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,041,905</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Obligations of state and political subdivisions</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">362,698</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,690</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">362,698</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,690</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;Total investments and mortgage-backed securities</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,379,164</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">4,928</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">499,574</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,041,905</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,878,738</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,046,833</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="34%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="34%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="8%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="6" valign="bottom" width="20%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">June 30, 2011</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="8%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="34%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="6" valign="bottom" width="20%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Less than 12 months</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="6" valign="bottom" width="20%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">More than 12 months</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="6" valign="bottom" width="20%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Totals</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="34%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Estimated</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Unrealized</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Estimated</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Unrealized</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Estimated</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Unrealized</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="34%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Fair Value</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Losses</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Fair Value</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Losses</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Fair Value</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Losses</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="34%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">U.S. government-sponsored enterprises (GSEs)</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">5,955,903</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">44,097</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">5,955,903</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">44,097</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Other securities</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">568,568</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">970,138</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">568,568</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">970,138</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Obligations of state and political subdivisions</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">4,233,216</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">67,876</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">4,233,216</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">67,876</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;Total investments and mortgage-backed securities</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">10,189,119</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">111,973</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">568,568</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">970,138</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">10,757,687</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,082,111</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr></table>
</div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; FONT-STYLE: italic">U.S. government-sponsored enterprises (GSEs).&#160;&#160;</font>The unrealized losses on the Company&#8217;s investments in direct obligations of U.S. government-sponsored enterprises (GSEs) were caused by interest rate increases.&#160;&#160;The contractual terms of those investments do not permit the issuer to settle the securities at a price less than the amortized cost bases of the investments.&#160;&#160;Because the Company does not intend to sell the investments and it is not more likely than not the Company will be required to sell the investments before recovery of their amortized cost bases, which may be maturity, the Company does
not consider those investments to be other-than-temporarily impaired at September 30, 2011.</font></div>

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</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; FONT-STYLE: italic">Obligations of state and political subdivisions.</font>&#160;&#160;The unrealized losses on the Company&#8217;s investments in securities of state and political subdivisions were caused by interest rate increases.&#160;&#160;The contractual terms of those investments do not permit the issuer to settle the securities at a price less than the amortized cost bases of the investments.&#160;&#160;Because the Company does not intend to sell the investments and it is not more likely than not the Company will be required to sell the investments before recovery of their amortized cost bases, which may be maturity, the Company does not consider those
investments to be other-than-temporarily impaired at September 30, 2011.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; FONT-STYLE: italic">Other securities</font>.&#160;&#160;At September 30, 2011, there were four pooled trust preferred securities with an estimated fair value of $500,000 and unrealized losses of $1.0 million in a continuous unrealized loss position for twelve months or more.&#160;&#160;These unrealized losses were primarily due to the long-term nature of the pooled trust preferred securities, a lack of demand or inactive market for these securities, and concerns regarding the financial institutions that have issued the underlying trust preferred securities.</font></div>

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<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
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<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">15</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
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&#160;</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The&#160;September 30, 2011, cash flow analysis for three of these securities showed it is probable the Company will receive all contracted principal and related interest projected. The cash flow analysis used in making this determination was based on anticipated default and recovery rates, amounts of prepayments, and the resulting cash flows were discounted based on the yield anticipated at the time the securities were purchased.&#160;&#160;Other inputs include the actual collateral attributes, which include credit ratings and other performance indicators of the underlying financial institutions, including profitability, capital ratios, and asset quality.&#160;&#160;Assumptions for these
three securities included prepayments by all issuers of asset size greater than $15 billion, to account for the lack of favorable capital treatment under the Dodd-Frank regulatory reform bill; prepayments of 5% every five years thereafter, to account for isolated prepayments; no recoveries on issuers currently in default; recoveries of 38% to 46% on currently deferred issuers within the next two years; no new deferrals for the next two years; and annual defaults of 36 basis points (with 10% recoveries, lagged two years) thereafter.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">One of these three securities continues to receive cash interest payments in full and our cash flow analysis indicates that these payments are likely to continue. Because the Company does not intend to sell this security and it is not more-likely-than-not that the Company will be required to sell the security prior to recovery of its amortized cost basis, which may be maturity, the Company does not consider this investment to be other-than-temporarily impaired at September 30, 2011.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">For the other two of these three securities, the Company is receiving principal-in-kind (PIK), in lieu of cash interest. These securities all allow, under the terms of the issue, for issuers to defer interest for up to five consecutive years.&#160;&#160;After five years, if not cured, the securities are considered to be in default and the trustee may demand payment in full of principal and accrued interest. Issuers are also considered to be in default in the event of the failure of the issuer or a subsidiary.&#160;&#160;Both deferred and defaulted issuers are considered non-performing, and the trustee calculates, on a quarterly or semi-annual basis, certain coverage tests prior to the
payment of cash interest to owners of the various tranches of the securities.&#160;&#160;The tests must show that performing collateral is sufficient to meet requirements for senior tranches, both in terms of cash flow and collateral value, before cash interest can be paid to subordinate tranches.&#160;&#160;If the tests are not met, available cash flow is diverted to pay down the principal balance of senior tranches until the coverage tests are met, before cash interest payments to subordinate tranches may resume. The Company&#8217;s investments in these two securities are receiving PIK due to failure of the required coverage tests described above at senior tranche levels of these securities. The risk to holders of a tranche of a security in PIK status is that the pool&#8217;s total cash flow will not be sufficient to repay all principal and accrued interest related to the investment.
The impact of payment of PIK to subordinate tranches is to strengthen the position of senior tranches, by reducing the senior tranches&#8217; principal balances relative to available collateral and cash flow, while increasing principal balances, decreasing cash flow, and increasing credit risk to the tranches receiving PIK. For our securities in receipt of PIK, the principal balance is increasing, cash flow has stopped, and, as a result, credit risk is increasing. The Company expects these securities to remain in PIK status for a period of three to seven years. Despite these facts, because the Company does not intend to sell these two securities and it is not more-likely-than-not that the Company will be required to sell these two securities prior to recovery of their amortized cost bases, which may be maturity, the Company does not consider these investments to be
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">At December 31, 2008, analysis of the fourth pooled trust preferred security indicated other-than-temporary impairment (OTTI) and the Company performed further analysis to determine the portion of the loss that was related to credit conditions of the underlying issuers. The credit loss was calculated by comparing expected discounted cash flows based on performance indicators of the underlying assets in the security to the carrying value of the investment. The discounted cash flow was based on anticipated default and recovery rates, and resulting projected cash flows were discounted based on the yield anticipated at the time the security was purchased.&#160;&#160;Based on this analysis, the
Company recorded an impairment charge of $375,000 for the credit portion of the unrealized loss for this trust preferred security. This loss established a new, lower amortized cost basis of $125,000 for this security, and reduced non-interest income for the second quarter and the twelve months ended June 30, 2009. At September 30, 2011, cash flow analyses showed it is probable the Company will receive all of the remaining cost basis and related interest projected for the security. The cash flow analysis used in making this determination was based similar inputs and factors as those described above. Assumptions for this security included prepayments by all issuers of asset size greater than $15 billion, to account for the lack of favorable capital treatment under the Dodd-Frank regulatory reform bill; prepayments of 5% every five years thereafter, to account for isolated prepayments; no
recoveries on issuers currently in default; recoveries of 28.1% on currently deferred issuers within the next two years; no new deferrals for the next two years; and annual defaults of 36 basis points (with 10% recoveries, lagged two years) thereafter.&#160;&#160;&#160;This security is in PIK status due to similar criteria and factors as those described above, with similar impact to the Company. This security is projected to remain in PIK status for a period of three years. Because the Company does not intend to sell this security and it is not more-likely-than-not the Company will be required to sell this security before recovery of its new, lower amortized cost basis, which may be maturity, the Company does not consider the remainder of the investment in this security to be other-than-temporarily impaired at September 30, 2011.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">&#160;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">&#160;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">&#160;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The Company does not believe any other individual unrealized loss as of September 30, 2011, represents OTTI. However, given the continued disruption in the financial markets, the Company may be required to recognize OTTI losses in future periods with respect to its available for sale investment securities portfolio. The amount and timing of any additional OTTI will depend on the decline in the underlying cash flows of the securities. Should the impairment of any of these securities become other-than-temporary, the cost basis of the investment will be reduced and the resulting loss recognized in the period the other-than-temporary impairment is identified.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; FONT-STYLE: italic">Credit losses recognized on investments.&#160;&#160;</font>As described above, some of the Company&#8217;s investments in trust preferred securities have experienced fair value deterioration due to credit losses, but are not otherwise other-than-temporarily impaired.&#160;&#160;During fiscal 2009, the Company adopted ASC 820, formerly FASB Staff Position 157-4, &#8220;Determining Fair Value When the Volume and Level of Activity for the Asset or Liability Have Significantly Decreased and Identifying Transactions That Are Not Orderly.&#8221;&#160;&#160;The following table provides information about the trust preferred security for which only
a credit loss was recognized in income and other losses are recorded in other comprehensive income (loss) for the three-month period ended September 30, 2011 and 2010.</font></div>

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<td valign="bottom" width="54%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Accumulated Credit Losses,</font></div>
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<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="6" valign="bottom" width="44%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Ended September 30,</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="54%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="21%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">2011</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="21%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">2010</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="54%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Credit losses on debt securities held</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="21%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="21%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="54%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Beginning of period</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">375,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">375,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="54%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;Additions related to OTTI losses not previously recognized</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="54%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;Reductions due to sales</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="54%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;Reductions due to change in intent or likelihood of sale</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="54%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;Additions related to increases in previously-recognized OTTI losses</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="54%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;Reductions due to increases in expected cash flows</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="20%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="20%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="54%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">End of period</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="20%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">375,000</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="20%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">375,000</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Note 5:&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Loans</font></font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Loans are summarized as follows:</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">September 30,</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">June 30,</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">2011</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">2011</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Real Estate Loans:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Conventional</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">196,769,114</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">199,884,607</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Construction</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">21,881,951</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">29,921,110</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Commercial</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">188,893,915</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">185,158,763</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Consumer loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">29,795,075</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">29,963,281</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Commercial loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">139,193,452</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">126,290,143</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">576,533,507</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">571,217,904</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Loans in process</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(5,828,007</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(8,330,245</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Deferred loan fees, net</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">139,524</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">126,847</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Allowance for loan losses</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(6,752,061</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(6,438,451</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Total loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">564,092,963</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">556,576,055</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The Company&#8217;s lending activities consist of origination of loans secured by mortgages on one- to four-family residences and commercial and agricultural real estate, construction loans on residential and commercial properties, commercial and agricultural business loans and consumer loans. The Company has also occasionally purchased loan participation interests originated by other lenders and secured by properties generally located in the states of Missouri and Arkansas.</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">&#160;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Supervision of the loan portfolio is the responsibility of our Chief Lending Officer. Loan officers have varying amounts of lending authority depending upon experience and types of loans. Loans beyond their authority are presented to the next level of authority, or to one of several lending committees, comprised of lenders and other officers with expertise in the type of loan the committee is authorized to approve. Loans to one borrower (or group of related borrowers), in aggregate, in excess of $1,000,000 require the approval of a majority of the Discount Committee, which consists of all Bank directors, prior to the closing of the loan. All loans are subject to ratification by the full
Board of Directors.</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">&#160;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

<div id="PGBRK" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">17</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The aggregate amount of loans that the Company is permitted to make under applicable federal regulations to any one borrower, including related entities, or the aggregate amount that the Company could have invested in any one real estate project, is based on the Bank's capital levels.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; FONT-STYLE: italic">Residential Mortgage Lending. </font>The Company actively originates loans for the acquisition or refinance of one- to four-family residences. These loans are originated as a result of customer and real estate agent referrals, existing and walk-in customers and from responses to the Company&#8217;s marketing campaigns.</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">&#160;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The Company currently offers both fixed-rate and adjustable-rate mortgage (&#8220;ARM&#8221;) loans.&#160;Substantially all of the one- to four-family residential mortgage originations in the Company's portfolio are located within the Company's primary market area.</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">&#160;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The Company generally originates one- to four-family residential mortgage loans in amounts up to 90% of the lower of the purchase price or appraised value of residential property. For loans originated in excess of 80%, the Company charges an interest rate an additional 50 basis points higher, but does not require private mortgage insurance.&#160;At September 30, 2011, the outstanding balance of loans originated with a loan-to-value ratio in excess of 80% was $46.7 million, as compared to $45.0 million at June 30, 2011.&#160;&#160;Originating loans with higher loan-to-value ratios presents additional credit risk to the Company.&#160;&#160;Consequently, the Company limits this product to
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Fixed-rate loans secured by one- to four-family residences have contractual maturities up to 30 years, and are generally fully amortizing with payments due monthly. These loans normally remain outstanding for a substantially shorter period of time because of refinancing and other prepayments. A significant change in the interest rate environment can alter the average life of a residential loan portfolio. The one- to four-family fixed-rate loans do not contain prepayment penalties. Most are written using secondary market guidelines.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">In underwriting one- to four-family residential real estate loans, the Company evaluates the borrower's ability to meet debt service requirements at current as well as fully indexed rates for ARM loans, as well as the value of the property securing the loan. Most properties securing real estate loans made by the Company have appraisals performed on them by independent fee appraisers approved and qualified by the Board of Directors. The Company generally requires borrowers to obtain title insurance and fire, property and flood insurance (if indicated) in an amount not less than the amount of the loan. Real estate loans originated by the Company generally contain a &#8220;due on sale&#8221;
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The Company also originates loans secured by multi-family residential properties that are generally located in the Company&#8217;s primary market area.&#160;&#160;The majority&#160;&#160;of the multi-family residential loans that are originated by the Bank are amortized over periods generally up to 20 years, with balloon maturities of up to five years.&#160;&#160;Both fixed and adjustable interest rates are offered and it is typical for the Company to include an interest rate &#8220;floor&#8221; in the loan agreement.&#160;&#160;Variable rate loans typically adjust daily, monthly, quarterly, or annually based on the Wall Street Journal prime interest rate.&#160;&#160;Generally,
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The primary risk associated with multi-family loans is the ability of the income-producing property that collateralizes the loan to produce adequate cash flow to service the debt.&#160;&#160;High unemployment or generally weak economic conditions may result in borrowers having to provide rental rate concessions to achieve adequate occupancy rates.&#160;&#160;In an effort to reduce these risks, the Bank will evaluate the guarantor&#8217;s ability to inject personal funds as a tertiary source of repayment.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; FONT-STYLE: italic">Commercial Real Estate Lending. </font>The Company actively originates loans secured by commercial real estate including land (improved, unimproved, and farmland), strip shopping centers, retail establishments and other businesses generally located in the Company&#8217;s primary market area.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Most commercial real estate loans originated by the Company generally are based on amortization schedules of up to 20 years with monthly principal and interest payments. Generally, the interest rate received on these loans is fixed for a maturity for up to five years, with a balloon payment due at maturity. Alternatively, for some loans, the interest rate adjusts at least annually after an initial period up to five years, based upon the Wall Street Journal&#8217;s published prime rate.&#160;&#160;The Company typically includes an interest rate &#8220;floor&#8221; in the loan agreement. Variable rate commercial real estate originations typically adjust daily, monthly, quarterly or annually
based on the Wall Street Journal&#8217;s published prime rate. Generally, improved commercial real estate loan amounts do not exceed 80% of the lower of the appraised value or the purchase price of the secured property. Agricultural real estate terms offered differ slightly, with amortization schedules of up to 25 years with an 80% loan-to-value ratio, or 30 years with a 75% loan-to-value ratio. Before credit is extended, the Company analyzes the financial condition of the borrower, the borrower's credit history, and the reliability and predictability of the cash flow generated by the property and the value of the property itself. Generally, personal guarantees are obtained from the borrower in addition to obtaining the secured property as collateral for such loans. The Company also generally requires appraisals on properties securing commercial real estate to be performed by a
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Speculative construction and land development lending generally affords the Company an opportunity to receive higher interest rates and fees with shorter terms to maturity than those obtainable from residential lending. Nevertheless, construction and land development lending is generally considered to involve a higher level of credit risk than one- to four-family residential lending due to (i) the concentration of principal among relatively few borrowers and development projects, (ii) the increased difficulty at the time the loan is made of accurately estimating building or development costs and the selling price of the finished product, (iii) the increased difficulty and costs of
monitoring and disbursing funds for the loan,&#160;&#160;(iv) the higher degree of sensitivity to increases in market rates of interest and changes in local economic conditions, and (v) the increased difficulty of working out problem loans. Due in part to these risk factors, the Company may be required from time to time to modify or extend the terms of some of these types of loans. In an effort to reduce these risks, the application process includes a submission to the Company of accurate plans, specifications and costs of the project to be constructed. These items are also used as a basis to determine the appraised value of the subject property. Loan amounts are generally limited to 80% of the lesser of current appraised value and/or the cost of construction.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">To closely monitor the inherent risks associated with construction loans, the Company will typically utilize maturity periods ranging from 6 to 12 months for these loans.&#160;&#160;&#160;Weather conditions, change orders, availability of materials and/or labor, and other factors may contribute to the lengthening of a project, thus necessitating the need to renew the construction loan at the balloon maturity.&#160;&#160;Such extensions are typically executed in incremental three month periods to facilitate project completion.&#160;&#160;The Company&#8217;s average term of construction loans is approximately nine months.&#160;&#160;During construction, loans typically require monthly
interest only payments which may allow the Company an opportunity to monitor for early signs of financial difficulty should the borrower fail to make a required monthly payment.&#160;&#160;Additionally, during the construction phase, the Company typically obtains interim inspections completed by an independent third party.&#160;&#160;This monitoring further allows the Company opportunity to assess risk.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; FONT-STYLE: italic">Consumer Lending. </font>The Company offers a variety of secured consumer loans, including home equity, direct and indirect automobile loans, second mortgages, mobile home loans and loans secured by deposits. The Company originates substantially all of its consumer loans in its primary market area. Usually, consumer loans are originated with fixed rates for terms of up to five years, with the exception of home equity lines of credit, which are variable, tied to the prime rate of interest and are for a period of ten years.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Home equity lines of credit (HELOCs) are secured with a deed of trust and are issued up to 100% of the appraised or assessed value of the property securing the line of credit, less the outstanding balance on the first mortgage. Interest rates on the HELOCs are adjustable and are tied to the current prime interest rate. This rate is obtained from the Wall Street Journal and adjusts on a daily basis. Interest rates are based upon the loan-to-value ratio of the property with better rates given to borrowers with more equity. HELOCs, which are secured by residential properties, are secured by stronger collateral than automobile loans and because of the adjustable rate structure, contain less
interest rate risk to the Company. Lending up to 100% of the value of the property presents greater credit risk to the Company. Consequently, the Company limits this product to customers with a favorable credit history.&#160;&#160;At September 30, 2011, the Company had HELOC balances of $14.7 million outstanding, of which lines of credit up to 80% of the property value at origination represented 85.9% of outstanding balances, and 88.6% of outstanding balances and commitments; lines of credit for more than 80% but not exceeding 90% of the property value at origination represented 13.6% of outstanding balances, and 10.9% of outstanding balances and commitments; and lines of credit in excess of 90% of the property value at origination represented 0.6% of outstanding balances, and 0.4% of outstanding balances and commitments.&#160;&#160;These figures compared to HELOC balances of $14.0
million at June 30, 2011, of which lines of credit up to 80% of the property value at origination represented 83.7% of outstanding balances, and 87.6% of outstanding balances and commitments; lines of credit for more than 80% but not exceeding 90% of the property value at origination represented 15.7% of outstanding balances, and 11.9% of outstanding balances and commitments; and lines of credit in excess of 90% of the property value at origination represented 0.6% of outstanding balances, and 0.5% of outstanding balances and commitments.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Consumer loans may entail greater credit risk than do residential mortgage loans, because they are generally unsecured or are secured by rapidly depreciable or mobile assets, such as automobiles. In the event of repossession or default, there may be no secondary source of repayment or the underlying value of the collateral could be insufficient to repay the loan. In addition, consumer loan collections are dependent on the borrower's continuing financial stability, and thus are more likely to be affected by adverse personal circumstances. Furthermore, the application of various federal and state laws, including bankruptcy and insolvency laws, may limit the amount which can be recovered on
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; FONT-STYLE: italic">Commercial Business Lending. </font>The Company&#8217;s commercial business lending activities encompass loans with a variety of purposes and security, including loans to finance accounts receivable, inventory, equipment and operating lines of credit, including agricultural production and equipment loans.</font></div>

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<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">&#160;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">&#160;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">commercial business loans are of higher risk and typically are made on the basis of the borrower's ability to make repayment from the cash flow of the borrower's business. As a result, the availability of funds for the repayment of commercial business loans may be substantially dependent on the success of the business itself. Further, the collateral securing the loans may depreciate over time, may be difficult to appraise and may fluctuate in value based on the success of the business.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><a name="RANGE!G223"><!--EFPlaceholder--></a>The following&#160;tables present the balance in the allowance for loan losses and the recorded investment in loans (excluding loans in process and deferred loan fees) based on portfolio segment and impairment methods as of September 30, 2011, and June 30, 2011, and activity in the allowance for loan losses for the three-month period ended September 30, 2011:</font></div>

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<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="26" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">September 30, 2011</font></font></div>
</td>
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</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Conventional</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Construction</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Commercial</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Real Estate</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Real Estate</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Real Estate</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Consumer</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Commercial</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Unallocated</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Total</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Allowance for loan losses:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Balance, beginning of period</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,618,285</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">192,752</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,671,482</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">441,207</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,514,725</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">6,438,451</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Provision charged to expense</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">165,494</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">182,546</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(389,686</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">174,723</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">383,606</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">516,683</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
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<td align="left" valign="bottom" width="23%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Losses charged off</font></div>
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<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(76,918</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(24,825</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(96,604</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(11,156</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(209,503</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Recoveries</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">4,605</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">233</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,592</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">6,430</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Balance, end of period</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,711,466</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">375,531</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,256,971</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">520,918</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,887,175</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">6,752,061</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Ending Balance: individually</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;evaluated for impairment</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">109,481</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">109,481</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Ending Balance: collectively</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;evaluated for impairment</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,711,466</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">375,531</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,024,010</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">520,918</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,775,054</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">6,406,979</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Ending Balance: loans acquired</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;with deteriorated credit quality</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">123,480</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">112,121</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">235,601</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Loans:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Ending Balance: individually</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;evaluated for impairment</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">772,467</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">277,955</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,050,422</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Ending Balance: collectively</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;evaluated for impairment</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">195,214,058</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">16,053,944</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">186,256,669</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">29,795,075</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">137,276,356</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">564,596,102</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Ending Balance: loans acquired</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;with deteriorated credit quality</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,555,056</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,864,779</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,639,141</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">5,058,976</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="23%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="26" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="26" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">June 30, 2011</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Conventional</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Construction</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Commercial</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Real Estate</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Real Estate</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Real Estate</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Consumer</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Commercial</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Unallocated</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Total</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Allowance for loan losses:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Balance, end of period</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,618,285</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">192,752</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,671,482</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">441,207</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,514,725</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">6,438,451</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Ending Balance: individually</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;evaluated for impairment</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">477,517</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">477,517</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Ending Balance: collectively</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;evaluated for impairment</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,618,285</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">192,752</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,072,595</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">441,207</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,514,725</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">5,839,564</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Ending Balance: loans acquired</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;with deteriorated credit quality</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">121,370</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">121,370</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="23%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Loans:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Ending Balance: individually</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;evaluated for impairment</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,484,711</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,484,711</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Ending Balance: collectively</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;evaluated for impairment</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">198,328,878</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">21,590,865</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">181,257,071</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">29,963,281</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">123,062,000</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">554,202,095</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Ending Balance: loans acquired</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;with deteriorated credit quality</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,555,729</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,416,981</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">3,228,143</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">7,200,853</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<br>
<div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">21</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>
</div>

<br>
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The following table presents the activity in the allowance for loan losses for the three-month period ended September 30, 2010:</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="26" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">September 30, 2010</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Conventional</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Construction</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Commercial</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Real Estate</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Real Estate</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Real Estate</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Consumer</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Commercial</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Unallocated</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Total</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Allowance for loan losses:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Balance, beginning of period</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">902,122</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">198,027</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,605,218</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">473,064</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,330,180</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">4,508,611</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Provision charged to expense</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">317,516</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(63,236</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">418,474</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">11,252</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(41,325</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">642,681</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Losses charged off</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(54,407</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(6,754</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(200</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(61,361</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Recoveries</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">355</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,879</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,850</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">6,084</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Balance, end of period</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,165,231</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">134,791</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,024,047</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">480,441</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,291,505</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">5,096,015</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Management&#8217;s opinion as to the ultimate collectability of loans is subject to estimates regarding future cash flows from operations and the value of property, real and personal, pledged as collateral.&#160; These estimates are affected by changing economic conditions and the economic prospects of borrowers.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The allowance for loan losses is maintained at a level that, in management&#8217;s judgment, is adequate to cover probable credit losses inherent in the loan portfolio at the balance sheet date.&#160;&#160;The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings.&#160;&#160;Loan losses are charged against the allowance when an amount is determined to be uncollectible, based on management&#8217;s analysis of expected cash flow (for non-collateral-dependent loans) or collateral value (for collateral-dependent loans).&#160;&#160;Subsequent recoveries, if any, are credited to the allowance.</font></div>

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</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The allowance for loan losses is evaluated on a regular basis by management and is based upon management&#8217;s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower&#8217;s ability to repay, estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The allowance consists of allocated and general components.&#160;&#160;The allocated component relates to loans that are classified as impaired.&#160;&#160;For those loans that are classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Under the Company&#8217;s methodology, loans are first segmented into 1) those comprising large groups of smaller-balance homogeneous loans, including single-family mortgages and installment loans, which are collectively evaluated for impairment, and 2) all other loans which are individually evaluated.&#160;&#160;Those loans in the second category are further segmented utilizing a defined grading system which involves categorizing loans by severity of risk based on conditions that may affect the ability of the borrowers to repay their debt, such as current financial information, collateral valuations, historical payment experience, credit documentation, public information, and current
trends.&#160;&#160;The loans subject to credit classification represent the portion of the portfolio subject to the greatest credit risk and where adjustments to the allowance for losses on loans as a result of provisions and charge offs are most likely to have a significant impact on operations.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">A periodic review of selected credits (based on loan size and type) is conducted to identify loans with heightened risk or probable losses and to assign risk grades.&#160;&#160;The primary responsibility for this review rests with loan administration personnel.&#160;&#160;This review is supplemented with periodic examinations of both selected credits and the credit review process by applicable regulatory agencies.&#160;&#160;The information from these reviews assists management in the timely identification of problems and potential problems and provides a basis for deciding whether the credit represents a probable loss or risk that should be recognized.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">A loan is considered impaired when, based on current information and events, it is probable that the scheduled payments of principal or interest will not be able to be collected when due according to the contractual terms of the loan agreement.&#160;&#160;Factors considered by management in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due.&#160;&#160;Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired.&#160;&#160;Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into
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<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt">&#160;</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt">&#160;</div>

<div id="PGBRK" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">22</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt">&#160;</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
&#160;</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">If a loan that is individually evaluated for impairment is found to have none, it is grouped together with loans having similar characteristics (i.e., the same risk grade), and an allowance for loan losses is based upon quantitative and qualitative factors discussed below.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Groups of loans with similar risk characteristics are collectively evaluated for impairment based on the group&#8217;s historical loss experience adjusted for changes in trends, conditions and other relevant factors that affect repayment of the loans.&#160;&#160;Accordingly, individual consumer and residential loans are not separately identified for impairment measurements, unless such loans are the subject of a restructuring agreement due to financial difficulties of the borrower.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The general component covers non-impaired loans and is based on quantitative and qualitative factors.&#160;&#160;The loan portfolio is stratified into homogeneous groups of loans that possess similar loss characteristics and an appropriate loss ratio adjusted for qualitative factors is applied to the homogeneous pools of loans to estimate the incurred losses in the loan portfolio.&#160;&#160;</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">During fiscal 2011, the Company changed its allowance methodology to consider, as the primary quantitative factor, average net charge offs over the most recent twelve-month period.&#160;&#160;The Company had previously considered average net charge offs over the most recent five-year period as the primary quantitative factor.&#160;&#160;The impact of the modification was minimal.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Included in the Company&#8217;s loan portfolio are certain loans accounted for in accordance with ASC 310-30, Loans and Debt Securities Acquired with Deteriorated Credit Quality.&#160;&#160;These loans were written down at acquisition to an amount estimated to be collectible.&#160;&#160;As a result, certain ratios regarding the Company&#8217;s loan portfolio and credit quality cannot be used to compare the Company to peer companies or to compare the Company&#8217;s current credit quality to prior periods.&#160;&#160;The ratios particularly affected by accounting under ASC 310-30 include the allowance for loan losses as a percentage of loans, nonaccrual loans, and nonperforming assets, and
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<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The following tables present the credit risk profile of the Company&#8217;s loan portfolio (excluding loans in process and deferred loan fees) based on rating category and payment activity as of September 30, 2011, and June 30, 2011.&#160;&#160;These tables include purchased credit impaired loans, which are reported according to risk categorization after acquisition based on the Company&#8217;s standards for such classification:</font></div>

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</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="18" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">September 30, 2011</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Conventional</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Construction</font></div>
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<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Commercial</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Real Estate</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Real Estate</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Real Estate</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Consumer</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Commercial</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="25%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Pass</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">195,076,358</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">16,053,944</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">182,683,300</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">29,785,764</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">132,381,030</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="25%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Special Mention</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,479,168</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,010,099</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">5,423,955</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="25%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Substandard</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">213,588</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">5,200,516</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">8,335</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,388,467</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="25%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Doubtful</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">976</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="25%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Total</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">196,769,114</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">16,053,944</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">188,893,915</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">29,795,075</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">139,193,452</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 13.7pt"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="18" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">June 30, 2011</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Conventional</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Construction</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Commercial</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Real Estate</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Real Estate</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Real Estate</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Consumer</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Commercial</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="25%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Pass</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">198,104,835</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">21,590,865</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">177,467,948</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">29,951,645</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">119,248,931</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="25%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Special Mention</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,478,676</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,005,338</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">5,499,249</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="25%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Substandard</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">215,702</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">6,685,477</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">9,996</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,541,963</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="25%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Doubtful</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">85,394</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,640</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="25%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Total</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">199,884,607</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">21,590,865</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">185,158,763</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">29,963,281</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">126,290,143</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The above amounts include purchased credit impaired loans.&#160;&#160;At September 30, 20011, these loans comprised $842,000 of credits rated &#8220;Pass&#8221;; $2.4 million of credits rated &#8220;Special Mention&#8221;; $2.7 million of loans rated &#8220;Substandard&#8221;; and $0 of credits rated &#8220;Doubtful.&#160;&#160;At June 30, 2011, these loans comprised $2.1 million of credits rated &#8220;Pass&#8221;; $ 2.4 million of credits rated &#8220;Special Mention&#8221;; $2.7 million of credits rated &#8220;Substandard&#8221;; and $0 of credits rated &#8220;Doubtful&#8221;.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; FONT-STYLE: italic">Credit Quality Indicators</font>. The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends among other factors.&#160;&#160;The Company analyzes loans individually by classifying the loans as to credit risk.&#160;&#160;This analysis is performed on all loans at origination, and is updated on a quarterly basis for loans risk rated &#8220;Special Mention&#8221;, &#8220;Substandard&#8221;, or &#8220;Doubtful&#8221;.&#160;&#160;In
addition, lending relationships over $250,000 are subject to an independent loan review following origination, and lending relationships in excess of $1,000,000 are subject to an independent loan review annually, in order to verify risk ratings.</font></div>

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</div>

<br>
<div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">23</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>
</div>

<br>
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The Company uses the following definitions for risk ratings:</font></div>

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</div>

<div style="DISPLAY: block; MARGIN-LEFT: 39pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; FONT-STYLE: italic">Special Mention</font> &#8211; Loans classified as special mention warrant more than usual monitoring.&#160;&#160;Issues may include deteriorating financial condition, payments made after the due date but within 30 days, adverse industry conditions, management problems, or other signs of deterioration that indicate a potential weakening of the institution&#8217;s credit position in the future.</font></div>

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</div>

<div style="DISPLAY: block; MARGIN-LEFT: 39pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; FONT-STYLE: italic">Substandard</font> &#8211; Loans classified as substandard possess weaknesses that jeopardize the ultimate collection of the principal and interest outstanding.&#160;&#160;These loans exhibit continued financial losses, ongoing delinquency, overall poor financial condition, and insufficient collateral.&#160;&#160;They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected.</font></div>

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</div>

<div style="DISPLAY: block; MARGIN-LEFT: 39pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; FONT-STYLE: italic">Doubtful</font> &#8211; Loans classified as doubtful have all the weaknesses of substandard loans, and have deteriorated to the level that there is a high probability of substantial loss.</font></div>

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</div>

<div style="DISPLAY: block; MARGIN-LEFT: 39pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be <font style="DISPLAY: inline; FONT-STYLE: italic">Pass</font> rated loans.</font></div>

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</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The following tables present the Company&#8217;s loan portfolio aging analysis (excluding loans in process and deferred loan fees) as of September 30, 2011, and June 30, 2011.&#160;&#160;These tables include purchased credit impaired loans, which are reported according to aging analysis after acquisition based on the Company&#8217;s standards for such classification:</font></div>

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</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 13.7pt"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="26" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">September 30, 2011</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">30-59 Days</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">60-89 Days</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Greater Than</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Total</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Total Loans</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Total Loans &gt; 90</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Past Due</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Past Due</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">90 Days</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Past Due</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Current</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Receivable</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Days &amp; Accruing</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Real Estate Loans:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="16%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Conventional</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">424,783</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">246,768</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">97,585</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">769,136</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">195,999,978</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">196,769,114</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
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<td align="left" valign="bottom" width="16%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Construction</font></div>
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<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">5,633</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">155,065</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">160,698</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">15,893,246</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">16,053,944</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
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<td align="left" valign="bottom" width="16%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Commercial</font></div>
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<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">911,724</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">160,864</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">84,973</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,157,561</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">187,736,354</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">188,893,915</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
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<td align="left" valign="bottom" width="16%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Consumer loans</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">441,229</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">17,084</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">55,712</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">514,025</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">29,281,050</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">29,795,075</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">9,028</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="16%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Commercial loans</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">146,580</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">12,025</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">9,892</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">168,497</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">139,024,955</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">139,193,452</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">9,891</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="16%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Total loans</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,929,949</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">436,741</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">403,227</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,769,917</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">567,935,583</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">570,705,500</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">18,919</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="26" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="26" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">June 30, 2011</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">30-59 Days</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">60-89 Days</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Greater Than</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Total</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Total Loans</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Total Loans &gt; 90</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Past Due</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Past Due</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">90 Days</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Past Due</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Current</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Receivable</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Days &amp; Accruing</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="16%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Real Estate Loans:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Conventional</font></div>
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<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">997,076</font></td>
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<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
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<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">275,021</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
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<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,560,018</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
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<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">197,324,589</font></td>
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<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
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<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">199,884,607</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
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<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">189,627</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Construction</font></div>
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<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">800,198</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">100,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">151,699</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,051,897</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">20,538,968</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">21,590,865</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
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<td align="left" valign="bottom" width="16%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Commercial</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">338,484</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">124,825</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">463,309</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">184,695,454</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
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<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
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<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
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</td>
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<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
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<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">121,934</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">573,930</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">29,389,351</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">29,963,281</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">121,934</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="16%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Commercial loans</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,153,498</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">13,583</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,841</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,168,922</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">125,121,221</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">126,290,143</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,840</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="16%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Total loans</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">4,013,569</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,129,187</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">675,320</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">5,818,076</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">557,069,583</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">562,887,659</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">438,225</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The above amounts include purchased credit impaired loans.&#160;&#160;At September 30, 2011, these loans comprised $0 of credits 30-59 Days Past Due; $31,000 of credits 60-89 Days Past Due; $155,000 of credits Greater Than 90 Days Past Due; $186,000 of Total Past Due credits; $5.7 million of credits Current; and $0 of Total Loans &gt; 90 Days &amp; Accruing.&#160;&#160;At June 30, 2011, these loans comprised $1.8 million of credits 30-59 Days Past Due; $442,000 of credits 60-89 Days Past Due; $153,000 of credits Greater Than 90 Days Past Due; $2.4 million of Total Past Due credits; $4.7 of credits Current; and $0 of Total Loans &gt; 90 Days &amp; Accruing.</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">A loan is considered impaired, in accordance with the impairment accounting guidance (ASC 310-10-35-16), when based on current information and events, it is probable the Company will be unable to collect all amounts due from the borrower in accordance with the contractual terms of the loan.&#160;&#160;Impaired loans include nonperforming loans, as well as performing loans modified in troubled debt restructurings where concessions have been granted to borrowers experiencing financial difficulties.&#160;&#160;These concessions could include a reduction in the interest rate on the loan, payment extensions, forgiveness of principal, forbearance or other actions intended to maximize
collection.</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The tables on the following page present impaired loans as of September 30, 2011, and June 30, 2011.&#160;&#160;These tables include purchased credit impaired loans.&#160;&#160;Purchased credit impaired loans are those for which it was deemed probable, at acquisition, that the Company would be unable to collect all contractually required payments receivable.&#160;&#160;In an instance where, subsequent </font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">&#160;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">&#160;</font></div>

<div id="PGBRK" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">24</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">&#160;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">&#160;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">to the acquisition, the Company determines it is probable, for a specific loan, that cash flows received will exceed the amount previously expected, the Company will recalculate the amount of accretable yield in order to recognize the improved cash flow expectation as additional interest income over the remaining life of the loan.&#160;&#160;These loans, however, will continue to be reported as impaired loans.&#160;&#160;In an instance where, subsequent to the acquisition, the Company determines it is probable, for a specific loan, that cash flows received will be less than the amount previously expected, the Company will allocate a specific allowance under the terms of ASC
310-10-35.</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="85%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="46%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="10" valign="bottom" width="52%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">September 30, 2011</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="46%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Recorded</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Unpaid Principal</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Specific</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="46%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Balance</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Balance</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Allowance</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="46%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Loans without a specific valuation allowance:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="46%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Conventional real estate</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,555,056</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,262,732</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="46%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Construction real estate</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="46%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Commercial real estate</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,039,991</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">3,382,496</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="46%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Consumer loans</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">976</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">976</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="46%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Commercial loans</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,639,141</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,834,272</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="46%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Loans with a specific valuation allowance:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="46%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Conventional real estate</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="46%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Construction real estate</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="46%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Commercial real estate</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">772,467</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">810,904</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">232,961</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="46%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Consumer loans</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="46%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Commercial loans</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">277,955</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">300,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">112,121</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="46%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Total:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="46%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Conventional real estate</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,555,056</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,262,732</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="46%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Construction real estate</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="46%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Commercial real estate</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,812,458</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">4,193,400</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">232,961</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="46%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Consumer loans</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">976</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">976</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="46%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Commercial loans</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,917,096</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">3,134,272</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">112,121</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="85%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
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<td valign="bottom" width="46%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="10" valign="bottom" width="52%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">June 30, 2011</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="46%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Recorded</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Unpaid Principal</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Specific</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="46%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Balance</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Balance</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Allowance</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="46%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Loans without a specific valuation allowance:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="46%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Conventional real estate</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,555,729</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,307,417</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="46%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Construction real estate</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="46%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Commercial real estate</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,835,250</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">3,228,059</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="46%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Consumer loans</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="46%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Commercial loans</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">3,228,143</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">4,728,158</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="46%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Loans with a specific valuation allowance:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="46%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Conventional real estate</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="46%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Construction real estate</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="46%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Commercial real estate</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,066,442</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,114,016</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">598,887</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="46%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Consumer loans</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="46%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Commercial loans</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="46%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Total:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="46%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Conventional real estate</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,555,729</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,307,417</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="46%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Construction real estate</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="46%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Commercial real estate</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">3,901,692</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">5,342,075</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">598,887</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="46%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Consumer loans</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="46%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Commercial loans</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">3,228,143</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">4,728,158</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The above amounts include purchased credit impaired loans.&#160;&#160;At September 30, 2011, these loans comprised $5.1 million of impaired loans without a specific valuation allowance; $868,000 of loans with a specific valuation allowance, and $5.9 million of total impaired loans.&#160;&#160;At June 30, 2011, these loans comprised $6.6 million of impaired loans without a specific valuation allowance; $582,000 of loans with a specific valuation allowance, and $7.2 million of total impaired loans.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Included in certain loan categories in the impaired loans are troubled debt restructurings, where economic concessions have been granted to borrowers who have experienced financial difficulties.&#160;&#160;These concessions typically result from our loss mitigation activities, and could include reductions in the interest rate, payment extensions, forgiveness of principal, forbearance, or other actions.&#160;&#160;Certain TDRs are classified as nonperforming at the time of restructuring and typically are returned to performing status after considering the borrower&#8217;s sustained repayment performance for a reasonable period of at least six months.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">When loans and leases are modified into a TDR, the Company evaluates any possible impairment similar to other impaired loans based on the present value of expected future cash flows, discounted at the contractual interest rate of the original loan or lease agreement, and uses the current fair value of the collateral, less selling costs, for collateral dependent loans.&#160;&#160;If the Company determines that the value of the modified loan is less than the recorded investment in the loan (net of previous charge-</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">&#160;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">&#160;</font></div>

<div id="PGBRK" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">25</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">&#160;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">&#160;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">offs, deferred loan fees or costs, and unamortized premium or discount), impairment is recognized through an allowance estimate or a charge-off to the allowance.&#160;&#160;In periods subsequent to modification, the Company evaluates all TDRs, including those that have payment defaults, for possible impairment and recognizes impairment through the allowance.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">At September 30, 2011, and June 30, 2011, the Company had $98,000 and $0, respectively, of residential real estate loans, $1.0 million and $0, respectively, of commercial real estate loans, $1.0 million and $0, respectively, of commercial loans, and $1,000 and $0, respectively, of consumer loans that were modified in troubled debt restructurings and impaired.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Performing loans classified as troubled debt restructurings during the three months ended September 30, 2011, segregated by class, are shown in the table below.&#160;&#160;Nonperforming TDRs are shown as nonaccrual loans.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="75%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="6" valign="bottom" width="34%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Three months ended</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="6" valign="bottom" width="34%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">September 30, 2011</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Number of</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">modifications</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Recorded</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Investment</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Conventional real estate</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">97,783</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Construction real estate</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Commercial real estate</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">5</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,005,830</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Consumer loans</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Commercial loans</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">3</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,019,712</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">9</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,123,326</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">As a result of adopting the amendments in ASU No. 2011-02, the Company reassessed all restructurings that occurred on or after the beginning of the current fiscal year (beginning July 1, 2011) for identification as troubled debt restructurings (TDRs).&#160;&#160;The Company identified as TDRs certain receivables for which the allowance for credit losses had previously been measured under a general allowance for credit losses methodology.&#160;&#160;Upon identifying those receivables as TDRs, the Company identified them as impaired under the guidance in Section 310-10-35.&#160;&#160;The amendments in ASU No. 2011-02 require prospective application of the impairment measurement guidance in
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<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The following tables present information regarding interest income recognized on impaired loans:</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="65%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="55%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td colspan="6" valign="bottom" width="44%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">For the three months ended</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="55%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td colspan="6" valign="bottom" width="44%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">September 30, 2011</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="55%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="right" colspan="2" valign="bottom" width="21%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Average</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="21%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="55%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="right" colspan="2" valign="bottom" width="21%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Investment in</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" colspan="2" valign="bottom" width="21%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Interest Income</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="55%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="right" colspan="2" valign="bottom" width="21%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Impaired Loans</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" colspan="2" valign="bottom" width="21%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Recognized</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="55%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;Conventional Real Estate</font></div>
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,556</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">79</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="55%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;Construction Real Estate</font></div>
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="55%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;Commercial Real Estate</font></div>
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">3,173</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">121</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="55%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;Consumer Loans</font></div>
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="55%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;Commercial Loans</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="20%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,723</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="20%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">329</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="55%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;Total Loans</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="20%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">7,451</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="20%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">529</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="55%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="55%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="55%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td colspan="6" valign="bottom" width="44%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">For the three months ended</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="55%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td colspan="6" valign="bottom" width="44%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">September 30, 2010</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="55%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="right" colspan="2" valign="bottom" width="21%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Average</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="55%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="right" colspan="2" valign="bottom" width="21%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Investment in</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" colspan="2" valign="bottom" width="21%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Interest Income</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="55%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="right" colspan="2" valign="bottom" width="21%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Impaired Loans</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" colspan="2" valign="bottom" width="21%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Recognized</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="55%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;Conventional Real Estate</font></div>
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="55%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;Construction Real Estate</font></div>
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="55%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;Commercial Real Estate</font></div>
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,369</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">27</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="55%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;Consumer Loans</font></div>
</td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="55%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;Commercial Loans</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="20%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">300</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="20%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">5</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="55%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;Total Loans</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="20%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,669</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="20%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">31</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Interest income on impaired loans recognized on a cash basis in the three-month periods ended September 30, 2011 and 2010, was immaterial.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt">&#160;</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt">&#160;</div>

<div id="PGBRK" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">26</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
&#160;</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">For the three-month periods ended September 30, 2011 and 2010, the amount of interest income recorded for impaired loans that represented a change in the present value of cash flows attributable to the passage of time was approximately $386,000 and $0, respectively.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The following table presents the Company&#8217;s nonaccrual loans at September 30, 2011, and June 30, 2011.&#160;&#160;This table includes purchased impaired loans.&#160;&#160;Purchased credit impaired loans are placed on nonaccrual status in the event the Company cannot reasonably estimate cash flows expected to be collected.&#160;&#160;The table excludes performing troubled debt restructurings.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="65%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="54%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="21%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">September 30, 2011</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="21%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">June 30, 2011</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="54%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Conventional real estate</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">107,100</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">97,131</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="54%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Construction real estate</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="54%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Commercial real estate</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">421,638</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">151,701</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="54%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Consumer loans</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">56,724</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">11,636</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="54%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Commercial loans</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="20%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="20%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,022</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="54%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Total loans</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="20%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">585,463</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="20%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">262,490</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The above amount includes purchased credit impaired loans.&#160;&#160;At September 30, 2011, and June 30, 2011, these loans comprised $155,000 and $153,000 of nonaccrual loans, respectively.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">At September 30, 2011, troubled debt restructuring loans (TDRs) totaled $2.1 million, of which $1,000 was considered nonperforming and was included in the nonaccrual loan table above.&#160;&#160;The remaining $2.1 million in TDRs have complied with the modified terms for a reasonable period of time and are therefore considered by the Company to be an accrual status loan.&#160;&#160;In general, these loans were subject to classification as TDRs at September 30, 2011, on the basis of guidance under ASU No. 2011-02, which indicates that the Company may not consider the borrower&#8217;s effective borrowing rate on the old debt immediately before the restructuring in determining whether a
concession has been granted.&#160;&#160;At June 30, 2011, the Company had no loans classified as TDRs.&#160; The Company has had no TDRs that were restructured in the prior twelve months that have defaulted.&#160; The Company defines a default as any loan that becomes 90 days or more past due that was restructured in the prior twelve months.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Note 6: <font style="DISPLAY: inline; TEXT-DECORATION: underline">Accounting for Certain Loans Acquired in a Transfer</font></font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The Company acquired loans in a transfer during the fiscal year ended June 30, 2011.&#160;&#160;At acquisition, certain transferred loans evidenced deterioration of credit quality since origination and it was probable, at acquisition, that all contractually required payments would not be collected.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Loans purchased with evidence of credit deterioration since origination and for which it is probable that all contractually required payments will not be collected are considered to be credit impaired.&#160;&#160;Evidence of credit quality deterioration as of the purchase date may include information such as past-due and nonaccrual status, borrower credit scores and recent loan to value percentages.&#160;&#160;Purchased credit-impaired loans are accounted for under the accounting guidance for loans and debt securities acquired with deteriorated credit quality (ASC 310-30) and initially measured at fair value, which includes estimated future credit losses expected to be incurred over the
life of the loan.&#160;&#160;Accordingly, an allowance for credit losses related to these loans is not carried over and recorded at the acquisition date.&#160;&#160;Management estimated the cash flows expected to be collected at acquisition using our internal risk models, which incorporate the estimate of current key assumptions, such as default rates, severity and prepayment speeds.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The carrying amount of those loans is included in the balance sheet amounts of loans receivable at September 30, 2011.&#160;&#160;The amounts of loans at September 30, 2011, are as follows:</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="65%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="77%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Real Estate Loans:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="21%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="77%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Conventional</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,262,732</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="77%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Construction</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="77%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Commercial</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">3,836,589</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="77%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Consumer loans</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="77%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Commercial loans</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="20%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">3,134,272</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="77%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Outstanding balance</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="20%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">9,233,593</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="77%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Carrying amount, net of fair value adjustment of $3,305,794</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="20%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">5,927,799</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Accretable yield, or income expected to be collected, is as follows:</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="65%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="77%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Balance at June 30, 2011</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">792,942</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="77%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Additions</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="77%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Accretion</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(420,959</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="77%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Reclassification from nonaccretable difference</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">570,893</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="77%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Disposals</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="20%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="77%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Balance at September 30, 2011</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="20%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">942,876</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt">&#160;</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt">&#160;</div>

<div id="PGBRK" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">27</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
&#160;</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">During the periods ended September 30, 2011 and 2010, the Company increased the allowance for loan losses by a charge to the income statement of $112,121, and $0, respectively, as a result of a decrease in expected cash flows for certain loans acquired with deteriorated credit quality.&#160;&#160;No allowance for loan losses was reversed for the periods ended September 30, 2011 or 2010.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Certain of the loans acquired by the Company that are within the scope of this guidance (ASC 310-30) are not accounted for using the income recognition model for loans and debt securities acquired with deteriorated credit quality because the Company cannot reasonably estimate cash flows expected to be collected.&#160;&#160;The carrying amounts of such loans (which are included in the carrying amount, net allowance, described above) are as follows:</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="60%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="77%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Loans purchased during the year</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="77%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="77%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Loans at end of period</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">155,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Note 7:&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Deposits</font></font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Deposits are summarized as follows:</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">September 30,</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">June 30,</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">2011</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">2011</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Non-interest bearing accounts</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">34,325,974</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">32,848,037</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">NOW accounts</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">165,857,624</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">152,474,730</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Money market deposit accounts</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">16,406,888</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">15,802,312</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Savings accounts</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">96,129,198</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">94,378,370</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Certificates</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">266,107,901</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">264,647,368</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Total deposit accounts</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">578,827,585</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">560,150,817</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Note 8:&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Comprehensive Income</font></font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The Company&#8217;s comprehensive income for the three-month periods ended September 30, 2011 and 2010, was as follows:</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Three months ended</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">September 30,</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">2011</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">2010</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Net income</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,850,392</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,302,592</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Other comprehensive income:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Unrealized gains on securities available-for-sale</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">425,956</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">299,557</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Unrealized gains&#160;(losses)&#160;on available-for-sale securities for</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;which a portion of an other-than-temporary impairment</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;has been recognized in income</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(14,030</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">22</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Tax expense</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(152,413</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(110,844</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Total other comprehensive income</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">259,513</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">188,735</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Comprehensive income</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">3,109,905</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,491,327</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt">&#160;</div>

<div id="PGBRK" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">28</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt">&#160;</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
&#160;</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Note 9:&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Earnings Per Share</font></font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Basic and diluted net income per common share available to common stockholders are based upon the weighted-average shares outstanding.&#160;&#160;The following table summarizes basic and diluted net income per common share available to common stockholders for the three-month period ended September 30, 2011 and 2010.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="top" width="48%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td colspan="2" valign="top" width="29%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Three months ended</font></div>
</td>
</tr><tr>
<td valign="top" width="48%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td colspan="2" valign="top" width="29%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">September 30,</font></div>
</td>
</tr><tr>
<td valign="top" width="48%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="15%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">2011</font></font></div>
</td>
<td valign="top" width="15%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">2010</font></font></div>
</td>
</tr><tr>
<td valign="top" width="48%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="15%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="15%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
</tr><tr>
<td align="left" valign="top" width="48%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;Net income</font></div>
</td>
<td align="right" valign="top" width="15%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,850,392</font></div>
</td>
<td align="right" valign="top" width="15%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,302,592</font></div>
</td>
</tr><tr>
<td align="left" valign="top" width="48%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;Charge for early redemption of preferred stock issued at discount</font></div>
</td>
<td align="right" valign="top" width="15%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">94,365</font></div>
</td>
<td align="right" valign="top" width="15%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></div>
</td>
</tr><tr>
<td align="left" valign="top" width="48%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;Dividend payable on preferred stock</font></div>
</td>
<td align="right" valign="top" width="15%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">136,033</font></div>
</td>
<td align="right" valign="top" width="15%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;127,818</font></div>
</td>
</tr><tr>
<td align="left" valign="top" width="48%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;Net income available to common shareholders</font></div>
</td>
<td align="right" valign="top" width="15%" style="BORDER-BOTTOM: black 4px double">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,619,994</font></div>
</td>
<td align="right" valign="top" width="15%" style="BORDER-BOTTOM: black 4px double">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,174,774</font></div>
</td>
</tr><tr>
<td valign="top" width="48%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="15%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="15%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
</tr><tr>
<td align="left" valign="top" width="48%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;Average Common shares &#8211; outstanding basic</font></div>
</td>
<td align="right" valign="top" width="15%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,095,923</font></div>
</td>
<td align="right" valign="top" width="15%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,084,112</font></div>
</td>
</tr><tr>
<td align="left" valign="top" width="48%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;Stock options under treasury stock method</font></div>
</td>
<td align="right" valign="top" width="15%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;70,999</font></div>
</td>
<td align="right" valign="top" width="15%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;27,100</font></div>
</td>
</tr><tr>
<td align="left" valign="top" width="48%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;Average Common shares &#8211; outstanding diluted</font></div>
</td>
<td align="right" valign="top" width="15%" style="BORDER-BOTTOM: black 4px double">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,166,922</font></div>
</td>
<td align="right" valign="top" width="15%" style="BORDER-BOTTOM: black 4px double">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2,111,212</font></div>
</td>
</tr><tr>
<td valign="top" width="48%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="15%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="15%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
</tr><tr>
<td align="left" valign="top" width="48%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;Basic earnings per common share</font></div>
</td>
<td align="right" valign="top" width="15%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1.25</font></div>
</td>
<td align="right" valign="top" width="15%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;0.56</font></div>
</td>
</tr><tr>
<td align="left" valign="top" width="48%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;Diluted earnings per common share</font></div>
</td>
<td align="right" valign="top" width="15%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1.21</font></div>
</td>
<td align="right" valign="top" width="15%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;0.56</font></div>
</td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">At September 30, 2011 and 2010, no options outstanding had an exercise price exceeding the market price.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Note 10: <font style="DISPLAY: inline; TEXT-DECORATION: underline">Income Taxes</font></font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The Company files income tax returns in the U.S. Federal jurisdiction and various states.&#160;&#160;The Company is no longer subject to federal and state examinations by tax authorities for fiscal years before 2008.&#160;&#160;The Company recognized no interest or penalties related to income taxes.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The Company&#8217;s income tax provision is comprised of the following components:</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="85%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="6" valign="bottom" width="34%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">For the three-month period ended</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">September 30, 2011</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">September 30, 2010</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Income taxes</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Current</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,444,207</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">527,750</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Deferred</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Total income tax provision</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,444,207</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">527,750</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The components of net deferred tax assets (liabilities) are summarized as follows:</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="85%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">September 30, 2011</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">June 30, 2011</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Deferred tax assets:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Provision for losses on loans</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,996,397</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,889,770</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Accrued compensation and benefits</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">216,258</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">168,375</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Other-than-temporary impairment on</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;available for sale securities</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">261,405</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">261,405</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;NOL carry forwards acquired</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">169,005</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">169,005</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Unrealized loss on other real estate</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">23,426</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">66,952</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Total deferred tax assets</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">3,666,491</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">3,555,507</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Deferred tax liabilities:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;FHLB stock dividends</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">188,612</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">188,612</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Purchase accounting adjustments</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,828,472</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,828,472</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Depreciation</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">505,340</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">525,096</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Prepaid expenses</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">178,407</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">174,507</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Unrealized gain on available for sale</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;securities</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">458,642</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">306,229</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Other</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">314,660</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">187,820</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Total deferred tax liabilities</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">3,474,133</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">3,210,736</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Net deferred tax (liability) asset</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">192,358</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">344,771</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">&#160;</font></div>

<div id="PGBRK" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">29</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">&#160;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">&#160;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">As of September 30, 2011, the Company had approximately $515,000 of federal and state net operating loss carryforwards, which were acquired in the July 2009 acquisition of Southern Bank of Commerce.&#160;&#160;The amount reported is net of the IRC Sec. 382 limitation, or state equivalent, related to utilization of net operating loss carryforwards of acquired corporations.&#160;&#160;Unless otherwise utilized, the net operating losses will begin to expire in 2027.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">A reconciliation of income tax expense at the statutory rate to the Company&#8217;s actual income tax is shown below:</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="85%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="6" valign="bottom" width="34%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">For the three-month period ended</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">September 30, 2011</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">September 30, 2010</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Tax at statutory rate</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,460,164</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">622,316</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Increase (reduction) in taxes</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;resulting from:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Nontaxable municipal income</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(104,370</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(93,747</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;State tax, net of Federal benefit</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">116,655</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">28,986</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Cash surrender value of</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Bank-owned life insurance</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(24,328</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(23,530</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Other, net</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(3,914</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(6,275</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Actual provision</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,444,207</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">527,750</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr></table>
</div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Tax credit benefits in the amount of $73,000 were recognized in the three-month periods ended September 30, 2011 and 2010, under the flow-through method of accounting for investments in tax credits.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Note 11:&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Stock Option Plans</font></font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">ASC 718, formerly Statement of Financial Accounting Standards No. 123 (revised 2004), &#8220;Share-Based Payment,&#8221; requires that compensation costs related to share-based payment transactions be recognized in financial statements.&#160;&#160;With limited exceptions, the amount of compensation cost is measured based on the grant-date fair value of the equity instruments issued.&#160;&#160;Compensation cost is recognized over the vesting period during which an employee provides service in exchange for the award<font style="DISPLAY: inline; FONT-WEIGHT: bold">.</font></font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Note 12:&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">401(k) Retirement Plan</font></font></div>

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</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The Company established a tax-qualified ESOP in April 1994. During fiscal 2011, the plan was merged with the Company&#8217;s 401(k) Retirement Plan (the Plan).&#160;&#160;The Plan covers substantially all employees who are at least 21 years of age and who have completed one year of service.&#160;&#160;The Company has notified participants it will make a safe harbor non-elective contribution of 3% of eligible compensation for the plan year ended June 30, 2011, and that it also intends to make additional, discretionary profit-sharing contributions.&#160;&#160;For fiscal 2011, the Company recorded retirement plan expenses of $385,000.&#160;&#160;For fiscal 2012, the Company has converted the
Plan to provide a safe harbor matching contribution of up to 4% of eligible compensation.&#160;&#160;Additionally, the Company expects to make additional, discretionary profit-sharing contributions for fiscal 2012.&#160;&#160;In the three-month period ended September 30, 2011, retirement plan expenses were approximately $100,000.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Note 13:&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Corporate Obligated Floating Rate Trust Preferred Securities</font></font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Southern Missouri Statutory Trust I issued $7.0 million of Floating Rate Capital Securities (the &#8220;Trust Preferred Securities&#8221;) in March, 2004, with a liquidation value of $1,000 per share.&#160;&#160;The securities are due in 30 years, are now redeemable, and bear interest at a floating rate based on LIBOR.&#160;&#160;The securities represent undivided beneficial interests in the trust, which was established by the Company for the purpose of issuing the securities.&#160;&#160;The Trust Preferred Securities were sold in a private transaction exempt from registration under the Securities Act of 1933, as amended (the &#8220;Act&#8221;) and have not been registered under the
Act.&#160;&#160;The securities may not be offered or sold in the United States absent registration or an applicable exemption from registration requirements.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Southern Missouri Statutory Trust I used the proceeds from the sale of the Trust Preferred Securities to purchase Junior Subordinated Debentures of the Company.&#160;&#160;The Company has used its net proceeds for working capital and investment in its subsidiary.</font></div>

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&#160;</div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Note 14: <font style="DISPLAY: inline; TEXT-DECORATION: underline">Small Business Lending Fund</font></font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">On July 21, 2011, as part of the Small Business Lending Fund (SBLF) of the United States Department of the Treasury (Treasury), the Company entered into a Small Business Lending Fund-Securities Purchase Agreement (Purchase Agreement) with the Secretary of the Treasury, pursuant to which the Company (i) sold 20,000 shares of the Company&#8217;s Senior Non-Cumulative Perpetual Preferred Stock, Series A (SBLF Preferred Stock) to the Secretary of the Treasury for a purchase price of $20,000,000.&#160;&#160;The SBLF Preferred Stock was issued pursuant to the SBLF program, a $30 billion fund established under the Small Business Jobs Act of 2010 that was created to encourage lending to small
business by providing capital to qualified community banks with assets of less than $10 billion.&#160;&#160;</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The SBLF Preferred Stock qualifies as Tier 1 capital.&#160;&#160;The SBLF Preferred Stock is entitled to receive non-cumulative dividends, payable quarterly, on each January&#160;1, April&#160;1, July&#160;1 and October&#160;1, beginning October&#160;1, 2011.&#160; The dividend rate, as a percentage of the liquidation amount, can fluctuate on a quarterly basis during the first 10 quarters during which the SBLF Preferred Stock is outstanding, based upon changes in the Bank&#8217;s level of Qualified Small Business Lending (QBSL), as defined in the Purchase Agreement.&#160;&#160;Based upon the increase in the Bank&#8217;s level of QBSL over the baseline level calculated under the terms of
the Purchase Agreement, the dividend rate for the initial dividend period was set at 2.8155%.&#160; For the second through ninth calendar quarters, the dividend rate may be adjusted to between one percent (1%) and five percent (5%) per annum, to reflect the amount of change in the Bank&#8217;s level of QBSL.&#160;&#160;For the tenth calendar quarter through four and one half years after issuance, the dividend rate will be fixed at between one percent (1%) and seven percent (7%) based upon the increase in QBSL as compared to the baseline.&#160; After four and one half years from issuance, the dividend rate will increase to 9% (including a quarterly lending incentive fee of 0.5%).</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The SBLF Preferred Stock is non-voting, except in limited circumstances.&#160; In the event that the Company misses five dividend payments, the holder of the SBLF Preferred Stock will have the right to appoint a representative as an observer on the Company&#8217;s Board of Directors.&#160; In the event that the Company misses six dividend payments, then the holder of the SBLF Preferred Stock will have the right to designate two directors to the Board of Directors of the Company.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The SBLF Preferred Stock may be redeemed at any time at the Company&#8217;s option, at a redemption price of 100% of the liquidation amount plus accrued but unpaid dividends to the date of redemption for the current period, subject to the approval of its federal banking regulator.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">As required by the Purchase Agreement, $9,635,000 of the proceeds from the sale of the SBLF Preferred Stock was used to redeem the 9,550 shares of the Company&#8217;s Fixed Rate Cumulative Perpetual Preferred Stock, Series A issued in 2008 to the Treasury in the Troubled Asset Relief Program (TARP), plus the accrued dividends owed on those preferred shares.&#160;&#160;As part of the 2008 TARP transaction, the Company issued a ten-year warrant to Treasury to purchase 114,326 shares of the Company&#8217;s common stock at an exercise price of $12.53 per share.&#160;&#160;The Company has not repurchased the warrant.</font></div>

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<br>
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; FONT-WEIGHT: bold">PART I:</font>&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Item 2</font>:&#160;&#160;Management&#8217;s Discussion and Analysis of Financial Condition and Results of Operations</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">SOUTHERN MISSOURI BANCORP, INC.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; TEXT-DECORATION: underline">General</font></font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Southern Missouri Bancorp, Inc. (Southern Missouri or Company) is a Missouri corporation and owns all of the outstanding stock of Southern Bank (Bank).&#160;&#160;The Company&#8217;s earnings are primarily dependent on the operations of the Bank.&#160;&#160;As a result, the following discussion relates primarily to the operations of the Bank.&#160;&#160;The Bank&#8217;s deposit accounts are generally insured up to a maximum of $250,000 by the Deposit Insurance Fund (DIF), which is administered by the Federal Deposit Insurance Corporation (FDIC).&#160;&#160;The Bank currently conducts its business through its home office located in Poplar Bluff, 16 full service branch facilities in Poplar
Bluff (2), Van Buren, Dexter, Kennett, Doniphan, Qulin, Sikeston, Matthews, and Springfield, Missouri, and Paragould, Jonesboro, Brookland, Leachville, Batesville, and Searcy, Arkansas, and a loan production office located in Little Rock, Arkansas.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The significant accounting policies followed by Southern Missouri Bancorp, Inc. and its wholly-owned subsidiary for interim financial reporting are consistent with the accounting policies followed for annual financial reporting.&#160;&#160;All adjustments, which are of a normal recurring nature and are in the opinion of management necessary for a fair statement of the results for the periods reported, have been included in the accompanying consolidated condensed financial statements.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The consolidated balance sheet of the Company as of June 30, 2011, has been derived from the audited consolidated balance sheet of the Company as of that date.&#160;&#160;Certain information and note disclosures normally included in the Company&#8217;s annual financial statements prepared in accordance with accounting principles generally accepted in the United States of America have been condensed or omitted.&#160;&#160;These consolidated financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company&#8217;s Form 10-K annual report filed with the Securities and Exchange Commission.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Management&#8217;s discussion and analysis of financial condition and results of operations is intended to assist in understanding the financial condition and results of operations of the Company.&#160;&#160;The information contained in this section should be read in conjunction with the unaudited consolidated financial statements and accompanying notes.&#160;&#160;The following discussion reviews the Company&#8217;s condensed consolidated financial condition at September 30, 2011, and results of operations for the three-month periods ended September 30, 2011 and 2010.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Forward Looking Statements</font></font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">This document contains statements about the Company and its subsidiaries which we believe are &#8220;forward-looking statements&#8221; within the meaning of the Private Securities Litigation Reform Act of 1995.&#160;&#160;These forward-looking statements may include, without limitation, statements with respect to anticipated future operating and financial performance, growth opportunities, interest rates, cost savings and funding advantages expected or anticipated to be realized by management.&#160;&#160;Words such as &#8220;may,&#8221; &#8220;could,&#8221; &#8220;should,&#8221; &#8220;would,&#8221; &#8220;believe,&#8221; &#8220;anticipate,&#8221; &#8220;estimate,&#8221;
&#8220;expect,&#8221; &#8220;intend,&#8221; &#8220;plan&#8221; and similar expressions are intended to identify these forward-looking statements.&#160;&#160;Forward-looking statements by the Company and its management are based on beliefs, plans, objectives, goals, expectations, anticipations, estimates and intentions of management and are not guarantees of future performance.&#160;&#160;The important factors we discuss below, as well as other factors discussed under the caption &#8220;Management&#8217;s Discussion and Analysis of Financial Condition and Results of Operations&#8221; and identified in this filing and in our other filings with the SEC and those presented elsewhere by our management from time to time, could cause actual results to differ materially from those indicated by the forward-looking statements made in this document:</font></div>

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<div align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">the strength of the United States economy in general and the strength of the local economies in which we conduct operations;</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">fluctuations in interest rates and in real estate values;</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">monetary and fiscal policies of the Board of Governors of the Federal Reserve System (the &#8220;Federal Reserve Board&#8221;) and the U.S. Government and other governmental initiatives affecting the financial services industry;</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">the risks of lending and investing activities, including changes in the level and direction of loan delinquencies and write-offs and changes in estimates of the adequacy of the allowance for loan losses;</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">our ability to access cost-effective funding;</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">the timely development of and acceptance of our new products and services and the perceived overall value of these products and services by users, including the features, pricing and quality compared to competitors' products and services;</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">expected cost savings, synergies and other benefits from our merger and acquisition activities might not be realized within the anticipated time frames or at all, and costs or difficulties relating to integration matters, including but not limited to customer and employee retention, might be greater than expected;</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">fluctuations in real estate values and both residential and commercial real estate market conditions;</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">demand for loans and deposits in our market area;</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">legislative or regulatory changes that adversely affect our business;</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">results of examinations of us by our regulators, including the possibility that our regulators may, among other things, require us to increase our reserve for loan losses or to write-down assets;</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">the impact of technological changes; and</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">our success at managing the risks involved in the foregoing.</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Non-GAAP Disclosures</font></font></div>

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</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Return on average assets excluding the accretion of fair value discount on acquired loans and amortization of fair value premium on assumed time deposits, return on average common equity excluding the accretion of fair value discount on acquired loans and amortization of fair value premium on assumed time deposits, net interest income excluding the accretion of fair value discount on acquired loans and amortization of fair value premium on assumed time deposits, average interest rate spread excluding the accretion of fair value discount on acquired loans and amortization of fair value premium on assumed time deposits, and net interest margin excluding the accretion of fair value discount
on acquired loans and amortization of fair value premium on assumed time deposits, are financial measures containing information determined by methods other than in accordance with accounting principles generally accepted in the United States (commonly referred to as &#8220;GAAP&#8221;).&#160;&#160;These measurers indicate what return on average assets, return on average common equity, net interest income, average interest rate spread, and net interest margin would have been without the impact of the accretion of fair value discount on acquired loans and amortization of fair value premium on assumed time deposits resulting from the December 2010 acquisition of most of the assets and assumption of substantially all of the liabilities of the former First Southern Bank, Batesville, Arkansas.&#160;&#160;Management believes that showing these measures excluding the accretion of fair value
discount on acquired loans and amortization of fair value premium on assumed time deposits provides useful information by which to evaluate the Company&#8217;s operating performance.</font></div>

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</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">These non-GAAP financial measures are supplemental and are not a substitute for an analysis based on GAAP measures.&#160;&#160;Because not all companies use identical calculations, these non-GAAP financial measures might not be comparable to other similarly-titled measures as determined and disclosed by other companies.&#160;&#160;Reconciliations to GAAP of these non-GAAP financial measures presented are set forth below.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 12pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The following table presents reconciliation to GAAP of return on average assets excluding accretion of fair value discount on acquired loans and amortization of fair value premium on assumed time deposits:</font></div>

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</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="85%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="82%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="TEXT-ALIGN: center">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Three months ended</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="82%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">September 30, 2011</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="82%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="82%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Return on average assets</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1.62</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="82%" style="PADDING-LEFT: 2%; PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Less: impact of excluding accretion of fair value discount</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">on acquired loans and amortization of fair value premium</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">on assumed time deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">0.42</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="82%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Return on average assets - excluding accretion of fair value</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">discount on acquired loans and amortization of fair value</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">premium on assumed time deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1.20</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">%</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<br>
<div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">33</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>
</div>

<br>
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The following table presents reconciliation to GAAP of return on average common equity excluding accretion of fair value discount on acquired loans and amortization of fair value premium on assumed time deposits:</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="85%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="82%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="TEXT-ALIGN: center">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Three months ended</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="82%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">September 30, 2011</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="82%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="82%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Return on average common equity</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">22.03</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="82%" style="PADDING-LEFT: 2%; PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Less: impact of excluding accretion of fair value discount</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">on acquired loans and amortization of fair value premium</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">on assumed time deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">6.19</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="82%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Return on average common equity - excluding accretion of fair</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">value discount on acquired loans and amortization of fair value</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">premium on assumed time deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">15.84</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">%</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt">&#160;</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The following table presents reconciliation to GAAP of net interest income excluding accretion of fair value discount on acquired loans and amortization of fair value premium on assumed time deposits:</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="85%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="82%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="TEXT-ALIGN: center">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Three months ended</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="82%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">September 30, 2011</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="82%" style="PADDING-LEFT: 2%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-STYLE: italic; FONT-FAMILY: times new roman, serif">(dollars in thousands)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="82%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Net interest income</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">7,478</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="82%" style="PADDING-LEFT: 2%; PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Less: impact of excluding accretion of fair value discount</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">on acquired loans and amortization of fair value premium</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">on assumed time deposits</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,177</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="82%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Net interest income - excluding accretion of fair value discount</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">on acquired loans and amortization of fair value premium on</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">assumed time deposits</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">6,301</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt">&#160;</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The following table presents reconciliation to GAAP of average interest rate spread excluding accretion of fair value discount on acquired loans and amortization of fair value premium on assumed time deposits:</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="85%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="82%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="TEXT-ALIGN: center">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Three months ended</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="82%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">September 30, 2011</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="82%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="82%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Average interest rate spread</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">4.20</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="82%" style="PADDING-LEFT: 2%; PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Less: impact of excluding accretion of fair value discount</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">on acquired loans and amortization of fair value premium</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">on assumed time deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">0.69</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="82%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Average interest rate spread - excluding accretion of fair value</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">discount on acquired loans and amortization of fair value</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">premium on assumed time deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">3.51</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">%</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt">&#160;</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The following table presents reconciliation to GAAP of net interest margin excluding accretion of fair value discount on acquired loans and amortization of fair value premium on assumed time deposits:</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="85%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="82%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="TEXT-ALIGN: center">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Three months ended</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="82%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">September 30, 2011</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="82%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="82%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Net interest margin</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">4.42</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="82%" style="PADDING-LEFT: 2%; PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Less: impact of excluding accretion of fair value discount</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">on acquired loans and amortization of fair value premium</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">on assumed time deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">0.70</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="82%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Net interest margin - excluding accretion of fair value</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">discount on acquired loans and amortization of fair value</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">premium on&#160;assumed time deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">3.72</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">%</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 12pt">&#160;</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Critical Accounting Policies</font></font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Accounting principles generally accepted in the United States of America are complex and require management to apply significant judgments to various accounting, reporting and disclosure matters.&#160;&#160;Management of the Company must use assumptions and estimates to apply these principles where actual measurement is not possible or practical.&#160;&#160;For a complete discussion of the Company&#8217;s significant accounting policies, see &#8220;Notes to the Consolidated Financial Statements&#8221; in the Company&#8217;s 2011 Annual Report.&#160;&#160;Certain policies are considered critical because they are highly dependent upon subjective or complex judgments, assumptions and
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">&#160;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">&#160;</font></div>

<div id="PGBRK" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">34</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">&#160;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">&#160;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">statements.&#160;&#160;Management has reviewed the application of these policies with the Audit Committee of the Company&#8217;s Board of Directors.&#160;&#160;For a discussion of applying critical accounting policies, see &#8220;Critical Accounting Policies&#8221; beginning on page 12 in the Company&#8217;s 2011 Annual Report.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Our results of operations depend primarily on our net interest margin, which is directly impacted by the interest rate environment.&#160;&#160;The net interest margin represents interest income earned on interest-earning assets (primarily mortgage loans, commercial loans and the investment portfolio), less interest expense paid on interest-bearing liabilities (primarily certificates of deposit, savings, interest-bearing demand deposit accounts, repurchase agreements, and borrowed funds), as a percentage of average interest-earning assets.&#160;&#160;Net interest margin is directly impacted by the spread between long-term interest rates and short-term interest rates, as our interest-earning
assets, particularly those with initial terms to maturity or repricing greater than one year, generally price off longer term rates while our interest-bearing liabilities generally price off shorter term interest rates.&#160;&#160;This difference in longer term and shorter term interest rates is often referred to as the steepness of the yield curve. <font style="DISPLAY: inline">A steep yield curve &#8211; in which the difference in interest rates between short term and long term periods is relatively large &#8211; could be beneficial to our net interest income, as the interest rate spread between our interest-earning assets and interest-bearing liabilities would be larger.&#160;&#160;Conversely, a flat or flattening yield curve, in which the difference in rates between short term and long term periods is relatively small or shrinking, or an inverted yield curve, in which short term
rates exceed long term rates, could have an adverse impact on our net interest income, as our interest rate spread could decrease.</font></font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Our results of operations may also be affected significantly by general and local economic and competitive conditions, particularly those with respect to changes in market interest rates, government policies and actions of regulatory authorities.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">On July 21, 2011, the Company sold $20.0 million in non-cumulative preferred stock to the U.S. Treasury as part of the Small Business Lending Fund (SBLF) program.&#160;The SBLF preferred stock qualifies as Tier 1 capital.&#160; The dividend rate, as a percentage of the liquidation amount, can fluctuate on a quarterly basis during the first 10 quarters during which the SBLF preferred stock is outstanding, based upon changes in the Bank&#8217;s level of qualified small business lending.&#160;&#160;The dividend rate for the initial dividend period was set at 2.8155%.&#160; For the second through ninth calendar quarters, the dividend rate may be adjusted to between one percent (1%) and five
percent (5%) per annum, to reflect the amount of change in the Bank&#8217;s level of qualified small business lending.&#160;&#160;For the tenth calendar quarter through four and one half years after issuance, the dividend rate will be fixed at between one percent (1%) and seven percent (7%) based upon the increase in qualified small business lending.&#160; After four and one half years from issuance, the dividend rate will increase to 9% (including a quarterly lending incentive fee of 0.5%).&#160;&#160;The SBLF Preferred Stock may be redeemed at any time at the Company&#8217;s option, at a redemption price of 100% of the liquidation amount plus accrued but unpaid dividends to the date of redemption for the current period, subject to the approval of its federal banking regulator.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">As required by the Purchase Agreement, $9.6 million of the proceeds from the sale of the SBLF preferred stock was used to redeem the Company&#8217;s preferred stock issued in 2008 to the U.S. Treasury under the Troubled Asset Relief Program (TARP).</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">During the first three months of fiscal 2012, we grew our balance sheet by $30.3 million. This growth was primarily due to an increase in deposits and the net additional capital invested in the Company&#8217;s preferred stock, which resulted in larger cash holdings, while also funding loan growth and an increase in available-for-sale securities.&#160;&#160;Asset growth reflected a $7.5 million increase in net loans; a $1.4 million increase in available-for-sale investments; and a $20.9&#160;million increase in cash and cash equivalents.&#160;&#160;Deposits increased $18.7 million, and securities sold under agreements to repurchase increased $145,000.&#160;&#160;Growth in loans was
primarily comprised of commercial loans and commercial real estate loans, and was partially offset by decreases in construction and residential real estate loan balances. Deposit growth was primarily in interest-bearing transaction accounts, and certificates of deposit.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline">Net income for the first three months of fiscal 2012 increased 118.8% to $2.8 million, as compared to $1.3 million earned during the same period of the prior year.&#160;&#160;After accounting for dividends on preferred stock of $136,000 and a charge of $94,000 for the early redemption of preferred stock issued under the TARP program, net earnings available to common shareholders were $2.6 million in the three-month period ended September 30, 2011, an increase of 123.0% as compared to the same period of the prior fiscal year.&#160;&#160;T</font>he increase in net income compared to the year-ago period was primarily due to substantial improvement in the
Company&#8217;s net interest rate spread, attributable primarily to the December 2010 acquisition of most assets and the assumption of substantially all of the liabilities of the former First Southern Bank, Batesville, Arkansas (the Acquisition).&#160;&#160;Diluted net income available to common shareholders was $1.21 per share for the first three months of fiscal 2012, as compared to $0.56 per share for the same period of the prior year.&#160;&#160;For the first three months of fiscal 2012, net interest income increased $3.0 million, or 65.6%; noninterest income increased $297,000, or 36.2%; noninterest expense increased $922,000, or 32.2%; provision for loan losses decreased $126,000, or 19.6%; and provision for income taxes increased $916,000, or 173.7%, as compared to the same period of the prior fiscal year.&#160;&#160;For more information see &#8220;Results of
Operations.&#8221;</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline">Interest rates during the first three months of fiscal 2012 declined from already historical lows.&#160;&#160;Across the yield curve, rates declined in the first fiscal quarter, with longer-term rates decreasing the most, as the curve flattened somewhat.&#160;&#160;Relative to recent historical norms, the curve remained relatively steep, and a steep curve is generally beneficial to the Company.&#160;&#160;In December 2008, the Federal Reserve cut the targeted Federal Funds rate to a range of 0.00% to 0.25%, and in March 2009, it detailed its plan to purchase long-term mortgage-backed securities, agency debt, and long-term Treasuries.&#160;&#160;Those purchases
ended in the first calendar quarter of 2010, and an additional, smaller quantitative easing program was initiated later in 2010, along with reinvestment of principal repaid under the original program.&#160;&#160;More recently, the Federal Reserve indicated that it expected to keep short-term rates near zero through mid-2013, and that it would attempt to lower long-term rates by selling some of its short term securities holdings and purchasing securities with longer maturities.&#160;&#160;In this rate environment, our net interest margin was improved when comparing the first three months of fiscal 2012 to the same period of the prior year; however, much of the improvement was attributed to the Acquisition, whereby the Company acquired loans at a discount that resulted in yields significantly higher than the Company&#8217;s legacy interest earning assets</font>.&#160;&#160;The Company
does not expect the full improvement in margin to be maintained; as the acquired loan portfolio pays down, the impact will be reduced and new assets will not be booked at similar spreads.<font style="DISPLAY: inline">&#160;&#160;Our net interest margin would have improved exclusive of the Acquisition, as declining loan and investment securities rates were more than offset by a lower cost of funds as long-term, fixed-rate FHLB advances matured and were replaced with deposit funding at a lower cost.&#160;&#160;Aside from the Acquisition, the Company&#8217;s strong deposit growth was attributed in large part to the rewards checking product offered at above-market rates, as we took advantage of the favorable rate environment to build market share. </font>Compared to the year ago period, net interest income increased $3.0 million, or 65.6%, during the first three months of fiscal 2012,
attributable to substantial improvement in our net interest rate spread and growth in interest-earning assets.&#160;&#160;The Acquisition contributed to both.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline">The Company&#8217;s net income is also affected by the level of its noninterest income and operating expenses.&#160;&#160;Non-interest income generally consists primarily of deposit account service charges, bank card network income, loan-related fees, increases in the cash value of bank-owned life insurance, gains on sales of loans, and other general operating income.&#160;&#160;Operating expenses consist primarily of compensation and employee benefits, occupancy-related expenses, deposit insurance assessments, professional fees, advertising, postage and office expenses, insurance, bank card network expenses, the amortization of intangible assets, and other
general operating expenses.&#160;&#160;During the three-month period ended September 30, 2011, </font>noninterest income increased $297,000, or 36.2%, as compared to the same period of the prior year, due primarily to income recognized on settlement of a legal claim obtained as a result of the Acquisition, gains on secondary market loan sales, and income generated from the bank card network transactions, partially offset by lower deposit service charges (the result of higher write offs of NSF charges).&#160;&#160;Noninterest expense increased $922,000, or 32.2%, during the first three months of fiscal 2012, compared to the same period of the prior year, due to higher expenses for compensation and benefits, occupancy, postage and office supplies, advertising, bank card network fees, amortization of intangible assets, and internet banking expenses.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">In fiscal 2009, we incurred charges to recognize the other-than-temporary impairment (OTTI) of available-for-sale investments related to investments in Freddie Mac preferred stock ($304,000 impairment realized in the first quarter of fiscal 2009) and a pooled trust preferred collateralized debt obligation, Trapeza CDO IV, Ltd., class C2 ($375,000 impairment realized in the second quarter of fiscal 2009).&#160;&#160;The Company currently holds three additional collateralized debt obligations (CDOs) which have not been deemed other-than-temporarily impaired, based on the Company&#8217;s best judgment using information currently available (see Note 3: Securities, of the Notes to Condensed
Consolidated Financial Statements).</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">We expect to continue to grow our assets modestly through the origination and occasional purchase of loans, and purchases of investment securities.&#160;&#160;The primary funding for our asset growth is expected to come from retail deposits, short- and long-term FHLB borrowings, and, as needed, brokered certificates of deposit.&#160;&#160;We intend to grow deposits by offering desirable deposit products for our current customers and by attracting new depository relationships.&#160;&#160;We will also continue to explore strategic expansion opportunities in market areas that we believe will be attractive to our business model.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Comparison of Financial Condition at September 30, 2011, and June 30, 2011</font></font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The Company&#8217;s total assets increased by $30.3 million, or 4.4%, to $718.5 million at September 30, 2011, as compared to $688.2 million at June 30, 2011.&#160;&#160;Balance sheet growth was due to growth in deposits and the net additional capital invested in the Company&#8217;s preferred stock, and resulted in larger cash holdings, while also funding loan growth and an increase in available-for-sale investments.&#160;&#160;Loans, net of the allowance for loan losses, increased $7.5 million, or 1.4%, to $564.1 million at September 30, 2011, as compared to $556.6 million at June 30, 2011.&#160;&#160;Available-for-sale investment balances increased by $1.4 million, or 2.1%, to $64.7
million at September 30, 2011, as compared to $63.3 million at June 30, 2011.&#160;&#160;Cash and cash equivalents increased $20.9 million, or 60.4%, to $55.6 million at September 30, 2011 as compared to $34.7 million at June 30, 2011.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">During the first three months of fiscal 2012, deposit growth totaled $18.7 million, or 3.3%, bringing deposit balances to $578.8 million at September 30, 2011, as compared to $560.2 million at June 30, 2011.&#160;&#160;This growth was primarily in interest-bearing </font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">transaction accounts (including a significant new public unit relationship), savings accounts, non-interest bearing transaction accounts, and certificates of deposit.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Total stockholders&#8217; equity increased $13.2 million, or 23.7%, to $69.0 million at September 30, 2011, as compared to $55.7 million at June 30, 2011.&#160;&#160;The increase was due primarily to the additional capital invested in the Company&#8217;s preferred stock issued under the SBLF program, net of the redemption of preferred stock issued under the TARP program, as well as retention of net income, and an increase in accumulated other comprehensive income, partially offset by cash dividends paid on common and preferred stock.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Average Balance Sheet, Interest, and Average Yields and Rates for the Three-Month Periods Ended September 30, 2011 and 2010</font></font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The table below presents certain information regarding our financial condition and net interest income for the three- month periods ended September 30, 2011 and 2010.&#160;&#160;The tables present the annualized average yield on interest-earning assets and the annualized average cost of interest-bearing liabilities.&#160;&#160;We derived the yields and costs by dividing annualized income or expense by the average balance of interest-earning assets and interest-bearing liabilities, respectively, for the periods shown.&#160;&#160;Yields on tax-exempt obligations were not computed on a tax equivalent basis.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Dividends</font></font></div>
</td>
<td nowrap rowspan="2" valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td rowspan="2" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" rowspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Yield/</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Cost (%)</font></font></div>
</td>
<td nowrap rowspan="2" valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td rowspan="2" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" rowspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Average</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Balance</font></font></div>
</td>
<td nowrap rowspan="2" valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td rowspan="2" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" rowspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Interest and</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Dividends</font></font></div>
</td>
<td nowrap rowspan="2" valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td rowspan="2" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" rowspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Yield/</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">Cost (%)</font></font></div>
</td>
<td nowrap rowspan="2" valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;Interest earning assets:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;Mortgage loans (1)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">406,546,705</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">6,931,594</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">6.82</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">309,415,228</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">4,789,608</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">6.19</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;Other loans (1)</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">159,419,777</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,623,531</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">6.58</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">125,278,531</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,769,398</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">5.65</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total net loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">565,966,482</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">9,555,125</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">6.75</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">434,693,759</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">6,559,006</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">6.04</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;Mortgage-backed securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">22,518,812</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">276,567</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">4.91</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">31,873,259</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">389,721</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">4.89</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;Investment securities (2)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">44,259,519</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">353,177</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">3.19</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">36,777,616</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">318,292</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">3.46</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;Other interest earning assets</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">44,280,701</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">29,034</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">0.26</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">26,093,987</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">27,810</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">0.43</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total interest earning assets (1)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">677,025,514</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">10,213,903</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">6.03</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">529,438,621</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">7,294,829</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">5.51</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;Other noninterest earning assets (3)</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">27,855,344</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">25,756,844</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total assets</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">704,880,858</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
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<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
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<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">555,195,465</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
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<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="28%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
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<td align="left" valign="bottom" width="28%">
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</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;Savings accounts</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">95,452,979</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">249,553</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1.05</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">87,272,146</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">275,345</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1.26</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;NOW accounts</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">155,972,696</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">839,857</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2.15</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">106,839,703</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">709,640</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2.66</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;Money market deposit accounts</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">15,505,109</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">46,334</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1.20</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">6,560,495</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">22,984</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1.40</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
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<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;Certificates of deposit</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">265,118,574</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,147,240</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1.73</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">198,817,865</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,157,594</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2.33</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total interest bearing deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">532,049,358</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,282,984</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1.72</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">399,490,209</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,165,563</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2.17</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;Borrowings:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;Securities sold under agreements</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;to repurchase</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">25,789,630</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">59,702</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">0.93</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">29,368,799</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">63,420</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">0.86</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;FHLB advances</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">33,500,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">339,391</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">4.05</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">43,500,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">490,935</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">4.51</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;Subordinated debt</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">7,217,000</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">54,048</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">3.00</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">7,217,000</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">59,966</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">3.32</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total interest bearing liabilities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">598,555,988</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,736,125</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1.83</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">479,576,008</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,779,884</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2.32</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;Noninterest bearing demand deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">36,967,657</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">28,435,367</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;Other noninterest bearing liabilities</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">4,415,680</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">941,081</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total liabilities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">639,939,325</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,736,125</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">508,952,456</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,779,884</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;Stockholders&#8217; equity</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">64,941,533</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">46,243,009</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total liabilities and</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;stockholders' equity</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">704,880,858</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="9%" style="PADDING-BOTTOM: 2px; BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,736,125</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">555,195,465</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="9%" style="PADDING-BOTTOM: 2px; BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,779,884</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="28%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;Net interest income</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">7,477,778</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">4,514,945</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="28%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;Interest rate spread (4)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">4.20</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">3.19</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;Net interest margin (5)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">4.42</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">3.41</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="28%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Ratio of average interest-earning assets</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">to average interest-bearing liabilities</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">113.11</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">%</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">110.40</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">%</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">(1)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Calculated net of deferred loan fees, loan discounts and loans-in-process.&#160;&#160;Non-accrual loans are included in average loans.</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">(2)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Includes FHLB stock and related cash dividends.</font></div>

<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top" style="LINE-HEIGHT: 11.4pt;">
<td style="WIDTH: 39pt">
<div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">(3)</font></div>
</td>
<td>
<div align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Includes average balances for fixed assets and BOLI of $8.3 million and $8.1 million, respectively, for the three-month period ended September 30, 2011, as compared to $7.6 million and $7.9 million for the same period of the prior fiscal year.</font></div>
</td>
</tr></table>
</div>

<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top" style="LINE-HEIGHT: 11.4pt;">
<td style="WIDTH: 39pt">
<div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">(4)</font></div>
</td>
<td>
<div align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Interest rate spread represents the difference between the average rate on interest-earning assets and the average cost of interest-bearing liabilities.</font></div>
</td>
</tr></table>
</div>

<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top" style="LINE-HEIGHT: 11.4pt;">
<td style="WIDTH: 39pt">
<div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">(5)</font></div>
</td>
<td>
<div align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Net interest margin represents net interest income divided by average interest-earning assets.</font></div>
</td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt">&#160;</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt">&#160;</div>

<div id="PGBRK" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
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<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">37</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
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&#160;</div>

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<table border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
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<td>
<div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Rate/Volume Analysis</font></font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The following table sets forth the effects of changing rates and volumes on the Company&#8217;s net interest income.&#160;&#160;Information is provided with respect to (i) effects on interest income and expense attributable to changes in volume (changes in volume multiplied by the prior rate), (ii) effects on interest income and expense attributable to change in rate (changes in rate multiplied by prior volume), and (iii) changes in rate/volume (change in rate multiplied by change in volume).</font></div>

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<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="14" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Three-month period ended September 30, 2011</font></div>
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<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="14" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Compared to three-month period</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="14" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">ended September 30, 2010, Increase (Decrease) Due to</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td rowspan="2" valign="bottom" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-STYLE: italic; FONT-FAMILY: times new roman, serif; TEXT-DECORATION: underline">(dollars in thousands)</font></div>
</td>
<td rowspan="2" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" rowspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Rate</font></div>
</td>
<td nowrap rowspan="2" valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td rowspan="2" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" rowspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Volume</font></div>
</td>
<td nowrap rowspan="2" valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Rate/</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td rowspan="2" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" rowspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Net</font></div>
</td>
<td nowrap rowspan="2" valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Volume</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Interest-earnings assets:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;Loans receivable (1)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">772</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,982</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">242</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,996</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;Mortgage-backed securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(114</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(1</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(113</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;Investment securities (2)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(25</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">65</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(5</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">35</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;Other interest-earning deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(11</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">20</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(8</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Total net change in income on</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;interest-earning assets</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">738</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1953</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">228</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,919</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="40%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Interest-bearing liabilities:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;Deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(483</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">770</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(170</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">117</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;Securities sold under</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;agreements to repurchase</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">5</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(8</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(3</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;Subordinated debt</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(6</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
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<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
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<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(6</font></td>
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<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;FHLB advances</font></div>
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<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
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<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">11</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(152</font></td>
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</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Total net change in expense on</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;interest-bearing liabilities</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(534</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">649</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(159</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(44</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Net change in net interest income</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,272</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,304</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">387</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,963</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr></table>
</div>

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</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">(1)&#160;&#160; Does not include interest on loans placed on nonaccrual status.</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: left">(2)&#160;&#160; Does not include dividends earned on equity securities.</div>

<div>&#160;</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Results of Operations &#8211; Comparison of the three-month periods ended September 30, 2011 and 2010</font></font></div>

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</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; FONT-WEIGHT: bold">General</font>.&#160;&#160;Net income for the three-month period ended September 30, 2011, was $2.9 million, an increase of $1.5 million or 118.8%, as compared to the $1.3 million in net income earned in the same period of the prior fiscal year.&#160;&#160;After preferred dividends paid of $136,000 and a $94,000 charge for the early redemption of preferred stock issued at a discount in the three-month period ended September 30, 2011, net income available to common shareholders was $2.6 million, an increase of $1.4 million, or 123.0%, as compared to and $1.2 million in net income available to common shareholders in the same period of the
prior fiscal year.&#160;&#160;For the three-month period ended September 30, 2011, basic and diluted net income per share available to common shareholders, was $1.25 and $1.21, increases of $0.69, or 123.2%, and $0.65, or 116.1%, as compared to the same period of the prior year.&#160;&#160;<font style="DISPLAY: inline">Our annualized return on average assets for the three-month period ended September 30, 2011, was 1.62%, as compared to 0.94% for the same period of the prior fiscal year.&#160;&#160;For the three-month period ended September 30, 2011, return on average assets excluding accretion of fair value discount on acquired loans and amortization of fair value premium on assumed time deposits was 1.21%.&#160; Our return on average common stockholders&#8217; equity for the three-month period ended September 30, 2011, was 22.0%, as compared to 12.8% in the same period of the prior
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</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Net Interest Income.</font>&#160;&#160;Net interest income for the three-month period ended September 30, 2011, was $7.5 million, an increase of $3.0 million, or 65.6%, as compared to the same period of the prior fiscal year.&#160;&#160;Net interest income excluding accretion of fair value discount on acquired loans and amortization of fair value premium on assumed time deposits was $6.3 million for the three-month period ended September 30, 2011.&#160; Our average interest rate spread for the three-month period ended September 30, 2011, was 4.20%, as compared to 3.19% for the same period of the prior fiscal year.&#160;&#160;Average interest
rate spread excluding accretion of fair value discount on acquired loans and amortization of fair value premium on assumed time deposits was 3.51% for the three-month period ended September 30, 2011.&#160; For the three-month period ended September 30, 2011, the 101 basis point increase in the net interest rate spread, compared to the same period a year ago, resulted from <font style="DISPLAY: inline">a 52 basis point increase in the average yield on interest-earning assets, combined with a 49 basis point decrease in the average cost of interest-bearing liabilities. Much of the improvement was attributed to the Acquisition, whereby the Company acquired loans at a discount that resulted in yields significantly higher than the Company&#8217;s legacy interest-earning assets</font>.&#160;&#160;The Company does not expect the full improvement in net interest rate spread to be maintained; as
the acquired loan portfolio pays down, the impact will be reduced and new assets will not be booked at similar spreads.<font style="DISPLAY: inline">&#160;</font>Additionally, our growth initiatives, including the Acquisition, resulted in a 27.9% increase in the average balance of interest-earning assets (and a 24.8% increase in the average balance of interest-bearing liabilities) for the three-month period ended September 30, 2011, as compared to the same period of the prior fiscal year.&#160;&#160;Our net interest margin for the three- month period ended September 30, 2011, determined by dividing annualized net interest income by total average interest-earning assets, was 4.42%, as compared to 3.41% in the same period of the prior fiscal year.&#160; Our net interest margin excluding accretion of fair value discount on acquired loans and amortization of fair value premium on assumed
time deposits was 3.72% for the three-month period ended September 30, 2011.&#160;</font></div>

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<div id="PGBRK" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">38</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

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</div>
</div>

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&#160;</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Interest Income.&#160;&#160;</font>Total interest income for the three-month period ended September 30, 2011, was $10.2 million, an increase of $2.9 million, or 40.0%, as compared to the amount earned in the same period of the prior fiscal year. The improvement was due to an increase of $147.6 million, or 27.9%, in the average balance of interest-earning assets for the three-month period ended September 30, 2011, as compared to the same period of the prior fiscal year, combined with a 52 basis point increase in the average interest rate earned.&#160;&#160;For the three -month period ended September 30, 2011, the average interest rate on
interest-earning assets was 6.03%, as compared to 5.51% for the same period of the prior fiscal year. <font style="DISPLAY: inline">The improvement was attributed to the Acquisition, whereby the Company acquired loans at a discount that resulted in yields significantly higher than the Company&#8217;s legacy interest-earning assets</font>.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Interest Expense</font>.&#160;&#160;Total interest expense for the three-month period ended September 30, 2011, was $2.7 million, a decrease of $44,000, or 1.6%, as compared to the same period of the prior fiscal year.&#160;&#160;The decrease was due to the 49 basis point decrease in the average cost of interest-bearing liabilities, partially offset by a $132.6 million, or 24.8%, increase in the average balance of those liabilities, as compared to the same period of the prior fiscal year.&#160;&#160;For the three-month period ended September 30, 2011, the average interest rate on interest-bearing liabilities was 1.83%, as compared to 2.32%
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</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Provisions for Loan Losses</font>.&#160;&#160;Provisions for loan losses for the three- month period ended September 30, 2011, were $517,000, as compared to $643,000 for the same period of the prior fiscal year.&#160;&#160;The decrease was attributed to reduced provisioning needed during the period to bring reserves to an appropriate level based on our continued analysis of the loan portfolio, the result of slower loan growth and stable credit quality.&#160;&#160;In fiscal years 2011 and 2010, provisions totaled 47and 23 basis points, respectively, as a percentage of average loans outstanding, as compared to net charge offs of nine and ten
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</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Noninterest Income</font>.&#160;&#160;Noninterest income for the three- month period ended September 30, 2011, was $1.1 million, an increase of $297,000, or 36.2%, as compared to the same period of the prior fiscal year.&#160;&#160;The increase was attributed primarily to income recognized on settlement of a legal claim obtained as a result of the Acquisition, gains on secondary market loan sales, and income generated from bank card network transactions, partially offset by lower deposit service charges (the result of higher write offs of NSF charges).&#160;&#160;<font style="DISPLAY: inline">The Company notes that regulation of interchange
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</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Noninterest Expense.</font>&#160;&#160;Noninterest expense for the three- month period ended September 30, 2011, was $3.8 million, an increase of $922,000, or 32.2%, as compared to the same period of the prior fiscal year.&#160;&#160;Higher expenses for compensation and benefits, occupancy, postage and office supplies, advertising, bank card network fees, amortization of intangible assets, and internet banking expenses were all attributable, at least in part, to the Acquisition. Additionally, higher expenses for sales and use tax, legal and professional fees, and losses due to fraud were partially offset by lower deposit insurance premiums
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</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Income Taxes.</font>&#160;&#160;Provisions for income taxes for the three- month period ended September 30, 2011, were $1.4 million, an increase of $916,000 as compared to provisions for the same period of the prior fiscal year.&#160;&#160;The effective tax rate for the three-month period ended September 30, 2011, was 33.6%, as compared to 28.8% for the same period of the prior fiscal year.&#160;&#160;The increases in both the amount of the provision and the effective tax rate were attributed primarily to higher pre-tax income.</font></div>

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</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Allowance for Loan Loss Activity</font></font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The Company regularly reviews its allowance for loan losses and makes adjustments to its balance based on management&#8217;s analysis of the loan portfolio, the amount of non-performing and classified loans, as well as general economic conditions.&#160;&#160;Although the Company maintains its allowance for loan losses at a level that it considers sufficient to provide for losses, there can be no assurance that future losses will not exceed internal estimates.&#160;&#160;In addition, the amount of the allowance for loan </font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">&#160;</font></div>

<div id="PGBRK" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">39</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
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<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">&#160;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">&#160;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">losses is subject to review by regulatory agencies, which can order the establishment of additional loss provisions.&#160;&#160;The following table summarizes changes in the allowance for loan losses over the three- month periods ended September 30, 2011 and 2010:</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 13.7pt"><br>
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<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom">&#160;</td>
<td colspan="6" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left">&#160;</td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Three months ended</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">September 30,</font></div>
</td>
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</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">2011</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">2010</font></font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
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<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Balance, beginning of period</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">6,438,451</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">4,508,611</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Loans charged off:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Residential real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(76,918</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(54,407</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Construction</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Commercial business</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(11,156</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(200</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Commercial real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(24,824</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Consumer</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(96,604</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(6,754</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Gross charged off loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(209,502</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(61,361</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Recoveries of loans previously charged off:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Residential real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">4,611</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Construction</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">233</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Commercial business</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,850</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Commercial real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">355</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;Consumer</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,592</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">2,879</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Gross recoveries of charged off loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">6,436</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">6,084</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Net charge offs</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(203,066</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">(55,277</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Provision charged to expense</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">516,676</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">642,681</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 4px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Balance, end of period</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">6,752,061</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">5,096,015</font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The allowance for loan losses has been calculated based upon an evaluation of pertinent factors underlying the various types and quality of the Company&#8217;s loans.&#160;&#160;Management considers such factors as the repayment status of a loan, the estimated net fair value of the underlying collateral, the borrower&#8217;s intent and ability to repay the loan, local economic conditions, and the Company&#8217;s historical loss ratios.&#160;&#160;We maintain the allowance for loan losses through the provisions for loan losses that we charge to income.&#160;&#160;We charge losses on loans against the allowance for loan losses when we believe the collection of loan principal is unlikely. The
allowance for loan losses increased $314,000 to $6.8 million at September 30, 2011, from $6.4 million at June 30, 2011.&#160;&#160;The increase was necessary in order to bring the allowance for loan losses to a level that reflects management&#8217;s estimate of the incurred loss in the Company&#8217;s loan portfolio at September 30, 2011.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">At September 30, 2011, the Company had $6.8 million, or 1.19% of total&#160;&#160;loans, adversely classified ($6.8 million classified &#8220;substandard&#8221;; $1,000 classified &#8220;doubtful&#8221;; and none classified &#8220;loss&#8221;), as compared to $8.5 million, or 1.52% of total loans, adversely classified ($8.5 million classified &#8220;substandard&#8221;; $87,000 classified &#8220;doubtful&#8221;; and none classified &#8220;loss&#8221;) at June 30, 2011, and $6.2 million, or 1.41% of total loans, adversely classified ($6.1 million classified &#8220;substandard&#8221;; $93,000 classified &#8220;doubtful&#8221;; and none classified &#8220;loss&#8221;) at September 30,
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<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">In its quarterly evaluation of the adequacy of its allowance for loan losses, the Company employs historical data including past due percentages, charge offs, and recoveries for the previous five years for each loan category.&#160;&#160;During fiscal year 2011, the Company modified its allowance methodology to also consider the most recent twelve-month period&#8217;s average net charge offs and to use this information as one of the primary factors for evaluation of allowance adequacy.&#160;&#160;Average net charge offs are calculated as net charge offs by portfolio type for the period as a percentage of the average balance of respective portfolio type over the same period.&#160;&#160;As the
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<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The following table sets forth the Company&#8217;s historical net charge offs as of September 30, 2011, and June 30, 2011:</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11pt"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Portfolio segment</font></div>
</td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">September 30, 2011</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Net charge offs &#8211;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">12-month historical</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">June 30, 2011</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Net charge offs &#8211;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">12-month historical</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Real estate loans:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;Conventional</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">0.08</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">0.07</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;Construction</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;Commercial</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">0.14</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">0.13</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Consumer loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1.24</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">0.23</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Commercial loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">0.08</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">0.08</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt">&#160;</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt">&#160;</div>

<div id="PGBRK" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">40</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
&#160;</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Additionally, in its quarterly evaluation of the adequacy of the allowance for loan losses, the Company evaluates changes in the financial condition of individual borrowers; changes in local, regional, and national economic conditions; the Company&#8217;s historical loss experience; and changes in market conditions for property pledged to the Company as collateral.&#160;&#160;The Company has identified specific qualitative factors that address these issues and subjectively assigns a percentage to each factor.&#160;&#160;Qualitative factors are reviewed quarterly and may be adjusted as necessary to reflect improving or declining trends.&#160;&#160;At September 30, 2011, these qualitative
factors included:</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 26pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">&#183;&#160;Changes in lending policies</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 26pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">&#183;&#160;National, regional, and local economic conditions</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 26pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">&#183;&#160;Changes in mix and volume of portfolio</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 26pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">&#183;&#160;Experience, ability, and depth of lending management and staff</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 26pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">&#183;&#160;Entry to new markets</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 26pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">&#183;&#160;Levels and trends of delinquent, nonaccrual, special mention and</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 26pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">&#183;&#160;classified loans</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 26pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">&#183;&#160;Concentrations of credit</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 26pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">&#183;&#160;Changes in collateral values</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 26pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">&#183;&#160;Agricultural economic conditions</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 26pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">&#183;&#160;Regulatory risk</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The qualitative factors are applied to the allowance for loan losses based upon the following percentages by loan type:</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Portfolio segment</font></div>
</td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Qualitative factor</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">applied at</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">September 30, 2011</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Qualitative factor</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">applied at</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">June 30, 2011</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Real estate loans:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;Conventional</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">0.94</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">0.88</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;Construction</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1.06</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;Commercial</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1.33</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1.27</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Consumer loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1.52</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1.53</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Commercial loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1.42</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1.38</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">At September 30, 2011, the amount of our allowance for loan losses attributable to these qualitative factors was approximately $6.1 million, as compared to $5.4 million at June 30, 2011.&#160;&#160;The general increase in qualitative factors was attributable primarily to changes in lending staff and a more negative national economic outlook.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">While management believes that our asset quality remains strong, it recognizes that, due to the continued growth in the loan portfolio and potential changes in market conditions, our level of nonperforming assets and resulting charge offs may fluctuate. Higher levels of net charge offs requiring additional provisions for loan losses could result.&#160;&#160;Although management uses the best information available, the level of the allowance for loan losses remains an estimate that is subject to significant judgment and short-term change.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<br>
<div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">41</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>
</div>

<br>
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">&#160;</font><br>
&#160;</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The ratio of nonperforming assets to total assets and nonperforming loans to net loans receivable is another measure of asset quality.&#160;&#160;Nonperforming assets of the Company include nonaccruing loans, accruing loans delinquent/past maturity 90 days or more, and assets which have been acquired as a result of foreclosure or deed-in-lieu of foreclosure.&#160;&#160;The table below summarizes changes in the Company&#8217;s level of nonperforming assets over selected time periods:</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">September 30, 2011</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">June 30, 2011</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">September 30, 2010</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Nonaccruing loans:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="46%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;Residential real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">107,100</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">97,131</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">97,063</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="46%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;Commercial real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">421,638</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">151,701</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">25,159</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="46%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;Consumer</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">56,724</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">11,636</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">19,801</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="46%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;Commercial business</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">1</font></font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">2,022</font></font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">7,663</font></font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="46%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">585,463</font></font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">262,490</font></font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">149,686</font></font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="46%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="46%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Loans 90 days past due</font></div>
</td>
<td rowspan="2" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td rowspan="2" valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td rowspan="2" valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap rowspan="2" valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td rowspan="2" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td rowspan="2" valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td rowspan="2" valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap rowspan="2" valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td rowspan="2" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td rowspan="2" valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td rowspan="2" valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap rowspan="2" valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;accruing interest:</font></div>
</td>
</tr><tr>
<td align="left" valign="bottom" width="46%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;Residential real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">189,627</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">53,059</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="46%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;Commercial real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">124,824</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="46%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;Consumer</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">9,028</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">121,934</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">40,911</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="46%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;Commercial business</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">9,891</font></font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">1,840</font></font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">2,254</font></font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="46%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">18,919</font></font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">438,225</font></font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">96,224</font></font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="46%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="46%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Total nonperforming loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">604,382</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">700,715</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">245,910</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="46%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="46%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Nonperforming investments</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">125,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">125,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">125,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="46%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Foreclosed and repossessed assets held for sale:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="46%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;Real estate owned</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,259,712</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,515,390</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">1,304,700</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="46%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;Other nonperforming assets</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">47,722</font></font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">33,964</font></font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">101,005</font></font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="46%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total nonperforming assets</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">2,036,816</font></font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">2,375,069</font></font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">1,776,615</font></font></td>
<td nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">At September 30, 2011, troubled debt restructurings (TDRs) totaled $2.1 million, of which $1,000 was considered nonperforming and was included in the nonaccrual loan table above.&#160;&#160;The remaining $2.1 million in TDRs have complied with the modified terms for a reasonable period of time and are therefore considered by the Company to be accrual status loans.&#160;&#160;In general, these loans were subject to classification as TDRs at September 30, 2011, on the basis of guidance under ASU No. 2011-02, which indicates that the Company may not consider the borrower&#8217;s effective borrowing rate on the old debt immediately before the restructuring in determining whether a concession
has been granted.&#160;&#160;At June 30, 2011, the Company had no loans classified as TDRs.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline">At September 30, 2011, nonperforming assets totaled $2.0 million, down from $2.3 million at June 30, 2011, and up from the $1.8 million at September 30, 2010.&#160;&#160;The decrease in nonperforming assets from fiscal year end was attributed primarily to sales of real estate owned.&#160;&#160;Nonperforming investments consist of the Company&#8217;s investment in </font>Trapeza CDO IV, Ltd., class C2 (see Executive Summary).</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Liquidity Resources</font></font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The term &#8220;liquidity&#8221; refers to our ability to generate adequate amounts of cash to fund loan originations, loans purchases, deposit withdrawals and operating expenses. Our primary sources of funds include deposit growth, securities sold under agreements to repurchase, FHLB advances, brokered deposits, amortization and prepayment of loan principal and interest, investment maturities and sales, and funds provided by our operations. While the scheduled loan repayments and maturing investments are relatively predictable, deposit flows, FHLB advance redemptions, and loan and security prepayment rates are significantly influenced by factors outside of the Bank&#8217;s control,
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</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The Company uses its liquid resources principally to satisfy its ongoing cash requirements, which include funding loan commitments, funding maturing certificates of deposit and deposit withdrawals, maintaining liquidity, funding maturing or called FHLB advances, purchasing investments, and meeting operating expenses.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">At September 30, 2011, the Company had outstanding commitments and approvals to fund approximately $65.2 million in mortgage and non-mortgage loans.&#160;&#160;These commitments and approvals are expected to be funded through existing cash balances, cash flow from normal operations and, if needed, advances from the FHLB or the Federal Reserve&#8217;s discount window.&#160;&#160;At September 30, 2011, the Bank had pledged its residential real estate loan portfolio and a significant portion of its commercial real estate portfolio with the FHLB for available credit of approximately $179.4 million, of which $33.5 million </font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">&#160;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">&#160;</font></div>

<div id="PGBRK" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">42</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">&#160;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">&#160;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">had been advanced (additionally, letters of credit totaling $15.2 million had been issued on the Bank&#8217;s behalf in order to secure public unit funding). The Bank has the ability to pledge several of its other loan portfolios, including home equity and commercial business loans, which could provide additional collateral for additional borrowings; in total, FHLB borrowings are generally limited to 40% of Bank assets, or $287.4 million, subject to available collateral.&#160;&#160;Also, at September 30, 2011, the Bank had pledged a total of $97.2 million in loans secured by farmland and agricultural production loans to the Federal Reserve, providing access to $65.1 million in primary
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</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Regulatory Capital</font></font></div>

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</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The Company and Bank are subject to various regulatory capital requirements administered by the Federal banking agencies.&#160;&#160;Failure to meet minimum capital requirements can result in certain mandatory&#8212;and possibly additional discretionary &#8211; actions by regulators that, if undertaken, could have a direct material effect on the Company&#8217;s financial statements.&#160;&#160;Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company and Bank must meet specific capital guidelines that involve quantitative measures of the Company and the Bank&#8217;s assets, liabilities, and certain off-balance sheet items as calculated under
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</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Quantitative measures established by regulation to ensure capital adequacy require the Company and the Bank to maintain minimum amounts and ratios (set forth in the table below) of total capital and Tier 1 capital (as defined in the regulations) to risk-weighted assets (as defined) and of Tier 1 capital (as defined) to average total assets (as defined).&#160;&#160;Management believes, as of September 30, 2011, that the Company and Bank meets all capital adequacy requirements to which they are subject.</font></div>

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</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">As of September 30, 2011, the most recent notification from the Federal Reserve categorized the Bank as well capitalized under the regulatory framework for prompt corrective action.&#160;&#160;To be categorized as well capitalized the Bank must maintain minimum total risk-based, Tier 1 risk-based, and Tier 1 leverage ratios as set forth in the table.&#160;&#160;There are no conditions or events since that notification that management believes have changed the Bank&#8217;s category.</font></div>

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</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The following table summarized the Company and Bank&#8217;s actual and required regulatory capital:</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Actual</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">For Capital Adequacy</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Purposes</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">To Be Well Capitalized</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Under Prompt Corrective</font></div>

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</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Amount</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Ratio</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Amount</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Ratio</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Amount</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Ratio</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">As of September 30, 2011</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 26pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Total Capital (to Risk-Weighted Assets)</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 39pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Consolidated</font></div>
</td>
<td align="right" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">80,264</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">10.47</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">%</font></td>
<td align="right" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">42,452</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">8.00</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">%</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">N/A</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 39pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Southern Bank</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">77,565</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">10.10</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">42,254</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">8.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">52,818</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">10.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 26pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Tier I Capital (to Risk-Weighted Assets)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 39pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Consolidated</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">73,631</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">13.87</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">21,226</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">4.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">%</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">N/A</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 39pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Southern Bank</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">70,954</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">13.43</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">21,127</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">4.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">31,691</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">6.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 26pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Tier I Capital (to Average Assets)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 39pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Consolidated</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">73,613</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">15.13</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">28,124</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">4.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">%</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">N/A</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 39pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Southern Bank</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">70,954</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">14.69</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">28,104</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">4.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">35,130</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">5.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">%</font></td>
</tr><tr>
<td valign="bottom" width="28%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Actual</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">For Capital Adequacy</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Purposes</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">To Be Well Capitalized</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Under Prompt Corrective</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Action Provisions</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Amount</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Ratio</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Amount</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Ratio</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Amount</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Ratio</font></div>
</td>
<td nowrap valign="bottom" style="PADDING-BOTTOM: 2px; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">As of June 30, 2011</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 26pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Total Capital (to Risk-Weighted Assets)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 39pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Consolidated</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">65,528</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">12.40</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">42,290</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">8.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">%</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">N/A</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 39pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Southern Bank</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">66,161</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">12.52</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">42,276</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">8.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">52,845</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">10.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 26pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Tier I Capital (to Risk-Weighted Assets)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 39pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Consolidated</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">59,090</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">11.18</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">21,145</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">4.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">%</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">N/A</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 39pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Southern Bank</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">59,551</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">11.27</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">21,138</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">4.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">31,707</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">6.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 26pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Tier I Capital (to Average Assets)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 39pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Consolidated</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">59,090</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">8.60</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">27,492</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">4.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">%</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">N/A</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 39pt; LINE-HEIGHT: 9.1pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">Southern Bank</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">59,551</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">8.66</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">27,518</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">4.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">34,397</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">5.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman, serif">%</font></td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<br>
<div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">43</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>
</div>

<br>
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; FONT-WEIGHT: bold">PART I: </font><font style="DISPLAY: inline; TEXT-DECORATION: underline">Item 3</font>:&#160;&#160;Quantitative and Qualitative Disclosures About Market Risk</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">SOUTHERN MISSOURI BANCORP, INC.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Asset and Liability Management and Market Risk</font></font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The goal of the Company&#8217;s asset/liability management strategy is to manage the interest rate sensitivity of both interest-earning assets and interest-bearing liabilities in order to maximize net interest income without exposing the Bank to an excessive level of interest rate risk.&#160;&#160;The Company employs various strategies intended to manage the potential effect that changing interest rates may have on future operating results.&#160;&#160;The primary asset/liability management strategy has been to focus on matching the anticipated re-pricing intervals of interest-earning assets and interest-bearing liabilities. At times, however, depending on the level of general interest
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<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">In an effort to manage the interest rate risk resulting from fixed rate lending, the Bank has utilized longer term FHLB advances (with maturities up to ten years), subject to early redemptions and fixed terms.&#160;&#160;Other elements of the Company&#8217;s current asset/liability strategy include (i) increasing originations of commercial business, commercial real estate, agricultural operating lines, and agricultural real estate loans, which typically provide higher yields and shorter repricing periods, but inherently increase credit risk; (ii) actively soliciting less rate-sensitive deposits, including aggressive use of the Company&#8217;s &#8220;rewards checking&#8221; product, and
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">&#160;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The Company continues to originate long-term, fixed-rate residential loans.&#160;&#160;During the first three months of fiscal year 2012, fixed rate 1- to 4-family residential loan production totaled $4.9 million, as compared to $3.8 million during the same period of the prior year. At September 30, 2011, the fixed rate residential loan portfolio was $114.3 million with a weighted average maturity of 174 months, as compared to $102.1 million at September 30, 2010, with a weighted average maturity of 193 months.&#160;&#160;The Company originated $3.1 million in adjustable-rate residential loans during the
three-month period ended September 30, 2011, as compared to $5.6 million during the same period of the prior year.&#160;&#160;At September 30, 2011, fixed rate loans with remaining maturities in excess of 10 years totaled $82.2 million, or 14.6% of net loans receivable, as compared to $82.7 million, or 19.0% of net loans receivable at September 30, 2010.&#160;&#160;The Company originated $11.5 million of fixed rate commercial and commercial real estate loans during the three-month period ended September 30, 2011, as compared to $20.2 million during the same period of the prior year.&#160;&#160;At September 30, 2011, the fixed rate commercial and commercial real estate loan portfolio was $219.7 million with a weighted average maturity of 33.2 months, compared to $140.6 million at September 30, 2010, with a weighted average maturity of 31.5 months.&#160;&#160;The Company originated $12.3
million in adjustable rate commercial and commercial real estate loans during the three-month period ended September 30, 2011, as compared to $16.9 million during the same period of the prior year.&#160;&#160;At September 30, 2011, adjustable-rate home equity lines of credit totaled $14.7 million, as compared to $13.3 million at September 30, 2010.&#160;&#160;At September 30, 2011, the Company&#8217;s investment portfolio had an expected weighted-average life of 2.8 years, compared to 3.2 years at September 30, 2010.&#160;&#160;Management continues to focus on customer retention, customer satisfaction, and offering new products to customers in order to increase the Company&#8217;s amount of less rate-sensitive deposit accounts.</font></font></div>
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<div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Interest Rate Sensitivity Analysis</font></font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The following table sets forth as of September 30, 2011, management&#8217;s estimates of the projected changes in net portfolio value (&#8220;NPV&#8221;) in the event of 100, 200, and 300 basis point (&#8220;bp&#8221;) instantaneous and permanent increases, and 100, 200, and 300 basis point instantaneous and permanent decreases in market interest rates. Dollar amounts are expressed in thousands.</font></div>

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<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="35%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 13.7pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: times new roman, serif"><a name="fis_unidentified_table_6"><!--efplaceholder--></a>&#160;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">BP Change</font></div>
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<td align="left" colspan="2" valign="middle" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td colspan="9" valign="bottom" width="26%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Estimated Net Portfolio Value</font></div>
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<td align="left" colspan="2" valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td colspan="6" valign="bottom" width="18%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">NPV as % of PV of Assets</font></div>
</td>
<td align="left" colspan="2" valign="bottom" width="3%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
</tr><tr>
<td colspan="2" valign="bottom" width="36%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">in Rates</font></font></div>
</td>
<td align="left" colspan="2" valign="middle" width="1%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 13.7pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: times new roman, serif">&#160;</font></div>
</td>
<td colspan="2" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">$ Amount</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 13.7pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: times new roman, serif">&#160;</font></div>
</td>
<td colspan="2" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">$ Change</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td colspan="3" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">% Change</font></div>
</td>
<td align="left" colspan="2" valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td colspan="2" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">NPV Ratio</font></div>
</td>
<td align="left" valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td colspan="3" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Change</font></div>
</td>
<td align="left" colspan="2" valign="bottom" width="3%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
</tr><tr bgcolor="#e2eef6">
<td colspan="2" valign="bottom" width="36%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">+300</font></div>
</td>
<td colspan="2" valign="middle" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="bottom" width="2%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">78,591</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">8,653</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="right" colspan="2" valign="bottom" width="7%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">12</font></div>
</td>
<td align="left" colspan="2" valign="bottom" width="2%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">%</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">10.89</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">%</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="right" colspan="2" valign="bottom" width="7%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">1.28</font></div>
</td>
<td align="left" colspan="2" valign="bottom" width="3%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">%</font></div>
</td>
</tr><tr bgcolor="#ffffff">
<td colspan="2" valign="bottom" width="36%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">+200</font></div>
</td>
<td align="left" colspan="2" valign="middle" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">77,553</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">7,614</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="right" colspan="2" valign="bottom" width="7%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">11</font></div>
</td>
<td align="left" colspan="2" valign="bottom" width="2%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">%</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">10.72</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">%</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="right" colspan="2" valign="bottom" width="7%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">1.10</font></div>
</td>
<td align="left" colspan="2" valign="bottom" width="3%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">%</font></div>
</td>
</tr><tr bgcolor="#e2eef6">
<td colspan="2" valign="bottom" width="36%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">+100</font></div>
</td>
<td align="left" colspan="2" valign="middle" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">74,071</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">&#160;</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">4,133</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="right" colspan="2" valign="bottom" width="7%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">6</font></div>
</td>
<td align="left" colspan="2" valign="bottom" width="2%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">%</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">10.21</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">%</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="right" colspan="2" valign="bottom" width="7%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">0.60</font></div>
</td>
<td align="left" colspan="2" valign="bottom" width="3%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">%</font></div>
</td>
</tr><tr bgcolor="#ffffff">
<td colspan="2" valign="bottom" width="36%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">NC</font></div>
</td>
<td align="left" colspan="2" valign="middle" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
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<td align="left" valign="bottom" width="1%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">&#160;</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">-</font></div>
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<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="right" colspan="2" valign="bottom" width="7%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">-</font></div>
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<td align="left" colspan="2" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">9.61</font></div>
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<td align="left" valign="bottom" width="2%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">%</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="right" colspan="2" valign="bottom" width="7%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">-</font></div>
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<td align="left" colspan="2" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">-100</font></div>
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<td align="left" colspan="2" valign="middle" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">65,435</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">&#160;</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">(4,503</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">)</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="right" colspan="2" valign="bottom" width="7%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">-6</font></div>
</td>
<td align="left" colspan="2" valign="bottom" width="2%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">%</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">8.97</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">%</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="right" colspan="2" valign="bottom" width="7%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">-0.64</font></div>
</td>
<td align="left" colspan="2" valign="bottom" width="3%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">%</font></div>
</td>
</tr><tr bgcolor="#ffffff">
<td colspan="2" valign="bottom" width="36%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">-200</font></div>
</td>
<td align="left" colspan="2" valign="middle" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">61,288</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">&#160;</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">(8,650</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">)</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="right" colspan="2" valign="bottom" width="7%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">-12</font></div>
</td>
<td align="left" colspan="2" valign="bottom" width="2%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">%</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">8.38</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">%</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="right" colspan="2" valign="bottom" width="7%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">-1.24</font></div>
</td>
<td align="left" colspan="2" valign="bottom" width="3%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">%</font></div>
</td>
</tr><tr bgcolor="#e2eef6">
<td colspan="2" valign="bottom" width="36%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">-300</font></div>
</td>
<td align="left" colspan="2" valign="middle" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">57,726</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">(12,212</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">)</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="right" colspan="2" valign="bottom" width="7%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">-17</font></div>
</td>
<td align="left" colspan="2" valign="bottom" width="2%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">%</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">7.87</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">%</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="right" colspan="2" valign="bottom" width="7%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">-1.74</font></div>
</td>
<td align="left" colspan="2" valign="bottom" width="3%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">%</font></div>
</td>
</tr></table>
</div>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Computations of prospective effects of hypothetical interest rate changes are based on an internally generated model using actual maturity and repricing schedules for the Bank&#8217;s loans and deposits, and are based on numerous assumptions, including relative levels of market interest rates, loan repayments and deposit run-offs, and should not be relied upon as indicative of actual results. Further, the computations do not contemplate any actions the Bank may undertake in response to changes in interest rates.</font></div>

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</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Management cannot predict future interest rates or their effect on the Bank&#8217;s NPV in the future. Certain shortcomings are inherent in the method of analysis presented in the computation of NPV. For example, although certain assets and liabilities may have similar maturities or periods to repricing, they may react in differing degrees to changes in market interest rates. Additionally, certain assets, such as adjustable-rate loans, have an initial fixed rate period typically from one to five years and over the remaining life of the asset changes in the interest rate are restricted. In addition, the proportion of adjustable-rate loans in the Bank&#8217;s portfolio could decrease in
future periods due to refinancing activity if market interest rates remain steady in the future. Further, in the event of a change in interest rates, prepayment and early withdrawal levels could deviate significantly from those assumed in the table. Finally, the ability of many borrowers to service their adjustable-rate debt may decrease in the event of an interest rate increase.</font></div>

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</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The Bank&#8217;s Board of Directors (the &#8220;Board&#8221;) is responsible for reviewing the Bank&#8217;s asset and liability policies. The Board&#8217;s Asset/Liability Committee meets monthly to review interest rate risk and trends, as well as liquidity and capital ratios and requirements. The Bank&#8217;s management is responsible for administering the policies and determinations of the Board with respect to the Bank&#8217;s asset and liability goals and strategies.</font></div>

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<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">45</font></div>

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<br>
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; FONT-WEIGHT: bold">PART I: </font><font style="DISPLAY: inline; TEXT-DECORATION: underline">Item 4</font>:&#160;&#160;Controls and Procedures</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">SOUTHERN MISSOURI BANCORP, INC.</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><br>
</div>

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</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">An evaluation of Southern Missouri Bancorp&#8217;s disclosure controls and procedures (as defined in Rule 13a-15(e) under the Securities and Exchange Act of 1934, as amended, (the &#8220;Act&#8221;)) as of September 30, 2011, was carried out under the supervision and with the participation of our Chief Executive Officer and Chief Financial Officer, and several other members of our senior management.&#160;&#160;The Chief Executive Officer and Chief Financial Officer concluded that, as of September 30, 2011, the Company&#8217;s disclosure controls and procedures were effective in ensuring that the information required to be disclosed by the Company in the reports it files or submits under
the Act is (i) accumulated and communicated to management (including the Chief Executive and Financial Officer) in a timely manner, and (ii) recorded, processed, summarized and reported within the time periods specified in the SEC&#8217;s rules and forms.&#160;&#160;There have been no changes in our internal control over financial reporting (as defined in Rule 13a-15(f) under the Act) that occurred during the quarter ended September 30, 2011, that have materially affected, or are reasonably likely to materially affect, our internal control over financial reporting.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The Company does not expect that its disclosures and procedures will prevent all error and all fraud.&#160;&#160;A control procedure, no matter how well conceived and operated, can provide only reasonable, not absolute, assurance that the objectives of the control procedure are met.&#160;&#160;Because of the inherent limitations in all control procedures, no evaluation of controls can provide absolute assurance that all control issues and instances of fraud, if any, within the Company have been detected.&#160;&#160;These inherent limitations include the realities that judgments in decision-making can be faulty, and that breakdowns can occur because of a simple error or
mistake.&#160;&#160;Additionally, controls can be circumvented by the individual acts of some persons, by collusion of two or more people, or by management override of the control.&#160;&#160;The design of any control procedure also is based in part upon certain assumptions about the likelihood of future events, and there can be no assurance that any design will succeed in achieving its stated goals under all potential future conditions; over time, controls may become inadequate because of changes in conditions, or the degree of compliance with the policies or procedures may deteriorate.&#160;&#160;Because of the inherent limitations in a cost-effective control procedure, misstatements due to error or fraud may occur and not be detected.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; FONT-WEIGHT: bold">PART II: </font>Other Information</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">SOUTHERN MISSOURI BANCORP, INC.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Item 1</font>:&#160;&#160;Legal Proceedings</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">In the opinion of management, the Company is not a party to any pending claims or lawsuits that are expected to have a material effect on the Company&#8217;s financial condition or operations. Periodically, there have been various claims and lawsuits involving the Company mainly as a defendant, such as claims to enforce liens, condemnation proceedings on properties in which the Company holds security interests, claims involving the making and servicing of real property loans and other issues incident to the Bank's business. Aside from such pending claims and lawsuits, which are incident to the conduct of the Company&#8217;s ordinary business, the Company is not a party to any material
pending legal proceedings that would have a material effect on the financial condition or operations of the Company.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Item 1a</font>:&#160;&#160;Risk Factors</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">There have been no material changes to the risk factors set forth in Part I, Item 1A of the Company&#8217;s Annual Report on Form 10-K for the year ended June 30, 2011.</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Item 2</font>:&#160;&#160;Unregistered Sales of Equity Securities and Use of Proceeds</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 10.25pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: times new roman, serif">Period</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 10.25pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: times new roman, serif">Total Number of</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 10.25pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: times new roman, serif">Average Price Paid</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 10.25pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: times new roman, serif">per Share (or Unit)</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 10.25pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: times new roman, serif">Total Number of Shares (or Units)</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 10.25pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: times new roman, serif">Purchased as Part of Publicly</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 10.25pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: times new roman, serif">Announced Plans or Programs</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 10.25pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: times new roman, serif">Maximum Number (or</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 10.25pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: times new roman, serif">Approximate Dollar Value) of</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 10.25pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: times new roman, serif">Shares (or Units) that May Yet be</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 10.25pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: times new roman, serif">Purchased Under the Plans or</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 10.25pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: times new roman, serif">7/1/2011 thru </font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 10.25pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: times new roman, serif">7/31/2011</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 10.25pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: times new roman, serif">-</font></div>
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<td valign="middle" width="14%" style="BORDER-LEFT: black 0.5pt solid; BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 10.25pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: times new roman, serif">-</font></div>
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<td valign="middle" width="23%" style="BORDER-LEFT: black 0.5pt solid; BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 10.25pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: times new roman, serif">-</font></div>
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<td valign="middle" width="22%" style="BORDER-RIGHT: black 0.5pt solid; BORDER-LEFT: black 0.5pt solid; BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 10.25pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: times new roman, serif">-</font></div>
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<td valign="middle" width="11%" style="BORDER-LEFT: black 0.5pt solid; BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 10.25pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: times new roman, serif">8/1/2011 thru </font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 10.25pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: times new roman, serif">8/31/2011</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 10.25pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: times new roman, serif">-</font></div>
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<td valign="middle" width="14%" style="BORDER-LEFT: black 0.5pt solid; BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 10.25pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: times new roman, serif">-</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 10.25pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: times new roman, serif">-</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 10.25pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: times new roman, serif">-</font></div>
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<td valign="middle" width="11%" style="BORDER-LEFT: black 0.5pt solid; BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 10.25pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: times new roman, serif">9/1/2011 thru </font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 10.25pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: times new roman, serif">9/30/2011</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 10.25pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: times new roman, serif">-</font></div>
</td>
<td valign="middle" width="14%" style="BORDER-LEFT: black 0.5pt solid; BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 10.25pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: times new roman, serif">-</font></div>
</td>
<td valign="middle" width="23%" style="BORDER-LEFT: black 0.5pt solid; BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 10.25pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: times new roman, serif">-</font></div>
</td>
<td valign="middle" width="22%" style="BORDER-RIGHT: black 0.5pt solid; BORDER-LEFT: black 0.5pt solid; BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 10.25pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: times new roman, serif">-</font></div>
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<td valign="middle" width="11%" style="BORDER-LEFT: black 0.5pt solid; BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 10.25pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: times new roman, serif">Total</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 10.25pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: times new roman, serif">-</font></div>
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<td valign="middle" width="14%" style="BORDER-LEFT: black 0.5pt solid; BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 10.25pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: times new roman, serif">-</font></div>
</td>
<td valign="middle" width="23%" style="BORDER-LEFT: black 0.5pt solid; BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 10.25pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: times new roman, serif">-</font></div>
</td>
<td valign="middle" width="22%" style="BORDER-RIGHT: black 0.5pt solid; BORDER-LEFT: black 0.5pt solid; BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 10.25pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: times new roman, serif">-</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Item 3</font>:&#160;&#160;Defaults upon Senior Securities</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Item 4</font>:&#160;&#160;(Removed and Reserved.)</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Item 5</font>:&#160;&#160;Other Information</font></div>

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</div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Item 6</font>:&#160;&#160;Exhibits</font></font></div>

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</font></div>

<div align="left">
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<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="top" width="4%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">(a)</font></div>
</td>
<td align="left" valign="top" width="7%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Exhibits</font></div>
</td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td colspan="2" valign="top" width="69%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
</tr><tr>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="top" width="7%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">3</font></div>
</td>
<td align="left" valign="top" width="4%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">(a)</font></div>
</td>
<td align="left" colspan="2" valign="top" width="69%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Articles of Incorporation of the Registrant+</font></div>
</td>
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<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="top" width="7%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">3</font></div>
</td>
<td align="left" valign="top" width="4%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">(b)</font></div>
</td>
<td align="left" colspan="2" valign="top" width="69%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Certificate of Designation for the Registrant&#8217;s Senior Non-Cumulative Perpetual Preferred Stock, Series A++</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="top" width="7%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">3</font></div>
</td>
<td align="left" valign="top" width="4%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">(c)</font></div>
</td>
<td align="left" colspan="2" valign="top" width="69%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Bylaws of the Registrant+++</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="top" width="7%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">4</font></div>
</td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" colspan="2" valign="top" width="69%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Form of Stock Certificate of Southern Missouri Bancorp++++</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="top" width="7%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">10</font></div>
</td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" colspan="2" valign="top" width="69%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Material Contracts</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="top" width="4%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">(a)</font></div>
</td>
<td align="left" colspan="2" valign="top" width="69%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Registrant&#8217;s 2008 Equity Incentive Plan+++++</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="top" width="4%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">(b)</font></div>
</td>
<td align="left" colspan="2" valign="top" width="69%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Registrant&#8217;s 2003 Stock Option and Incentive Plan++++++</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="top" width="4%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">(c)</font></div>
</td>
<td align="left" colspan="2" valign="top" width="69%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Registrant&#8217;s 1994Stock Option and Incentive Plan+++++++</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="top" width="4%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">(d)</font></div>
</td>
<td align="left" colspan="2" valign="top" width="69%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Southern Missouri Savings Bank, FSB Management Recognition and Development Plan+++++++</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="top" width="4%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">(e)</font></div>
</td>
<td align="left" colspan="2" valign="top" width="69%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Employment Agreements</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="top" width="4%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">(i)</font></div>
</td>
<td align="left" valign="top" width="65%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Greg A. Steffens*</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="top" width="4%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">(d)</font></div>
</td>
<td align="left" colspan="2" valign="top" width="69%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Director&#8217;s Retirement Agreements</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="top" width="4%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">(i)</font></div>
</td>
<td align="left" valign="top" width="65%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Samuel H. Smith**</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="top" width="4%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">(ii)</font></div>
</td>
<td align="left" valign="top" width="65%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Sammy A. Schalk***</font></div>
</td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 13.7pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">&#160;</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 13.7pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">&#160;</font></div>

<div id="PGBRK" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left">&#160;</div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">47</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right">&#160;</div>
</div>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 13.7pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">&#160;</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 13.7pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><br>
&#160;</font></div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="top" width="4%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">(iii)</font></div>
</td>
<td align="left" valign="top" width="65%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Ronnie D. Black***</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="top" width="4%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">(iv)</font></div>
</td>
<td align="left" valign="top" width="65%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">L. Douglas Bagby***</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="top" width="4%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">(v)</font></div>
</td>
<td align="left" valign="top" width="65%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Rebecca McLane Brooks****</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="top" width="4%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">(vi)</font></div>
</td>
<td align="left" valign="top" width="65%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Charles R. Love****</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="top" width="4%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">(vii)</font></div>
</td>
<td align="left" valign="top" width="65%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Charles R. Moffitt****</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="top" width="4%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">(viii)</font></div>
</td>
<td align="left" valign="top" width="65%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Dennis Robison*****</font></div>
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<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="top" width="4%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">(e)</font></div>
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<td align="left" colspan="2" valign="top" width="69%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Tax Sharing Agreement***</font></div>
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<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="top" width="7%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">31</font></div>
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<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" colspan="2" valign="top" width="69%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Rule 13a-14(a) Certification</font></div>
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<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="top" width="7%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">32</font></div>
</td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" colspan="2" valign="top" width="69%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Section 1350 Certification</font></div>
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<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="top" width="7%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">101</font></div>
</td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" colspan="2" valign="top" width="69%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Attached as Exhibit 101 are the following financial statements from the Southern Missouri Bancorp,&#160;Inc. Quarterly Report on Form&#160;10-Q for the quarter ended September&#160;30, 2011, formatted in Extensive Business Reporting Language (XBRL): (i)&#160;consolidated balance sheets, (ii)&#160;consolidated statements of income, (iii)&#160;consolidated statements of cash flows and (iv)&#160;the notes to consolidated financial statements.</font></div>
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<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><br>
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</font></div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="top" width="8%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">+</font></div>
</td>
<td align="left" valign="top" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Filed as an exhibit to the Registrant&#8217;s Annual Report on Form 10-KSB for the year ended June 30, 1999.</font></div>
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<td align="left" valign="top" width="8%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">++</font></div>
</td>
<td align="left" valign="top" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Filed as an exhibit to the Registrant&#8217;s Current Report on Form 8-K filed on July 26, 2011.</font></div>
</td>
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<td align="left" valign="top" width="8%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">+++</font></div>
</td>
<td align="left" valign="top" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Filed as an exhibit to the Registrant&#8217;s Current Report on Form 8-K filed on December 6, 2007.</font></div>
</td>
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<td align="left" valign="top" width="8%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">++++</font></div>
</td>
<td align="left" valign="top" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Filed as an exhibit to the Registrant&#8217;s Registration Statement on Form S-1 (File No. 333-2320) as filed with the SEC on January 3, 1994.</font></div>
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<td align="left" valign="top" width="8%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">+++++</font></div>
</td>
<td align="left" valign="top" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Field as an attachment to the Registrant&#8217;s definitive proxy statement filed on September 19, 2008.</font></div>
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<td align="left" valign="top" width="8%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">++++++</font></div>
</td>
<td align="left" valign="top" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Filed as an attachment to the Registrant&#8217;s definitive proxy statement filed on September 17, 2003.</font></div>
</td>
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<td align="left" valign="top" width="8%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">+++++++</font></div>
</td>
<td align="left" valign="top" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Filed as an&#160;attachment to the Registrant&#8217;s 1994 Annual Meeting Proxy Statement dated October 21, 1994.</font></div>
</td>
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<td align="left" valign="top" width="8%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">*</font></div>
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<td align="left" valign="top" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Filed as an exhibit to the Registrant&#8217;s Annual Report on Form 10-KSB for the year ended June 30, 1999.</font></div>
</td>
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<td align="left" valign="top" width="8%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">**</font></div>
</td>
<td align="left" valign="top" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Filed as an exhibit to the Registrant&#8217;s Annual Report on Form 10-KSB for the year ended June 30, 1995.</font></div>
</td>
</tr><tr>
<td align="left" valign="top" width="8%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">***</font></div>
</td>
<td align="left" valign="top" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Filed as an exhibit to the Registrant&#8217;s Quarterly Report on Form 10-QSB for the quarter ended December 31, 2000.</font></div>
</td>
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<td align="left" valign="top" width="8%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">****</font></div>
</td>
<td align="left" valign="top" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Filed as an exhibit to the Registrant&#8217;s Quarterly Report on Form 10-QSB for the quarter ended December 31, 2004.</font></div>
</td>
</tr><tr>
<td align="left" valign="top" width="8%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">*****</font></div>
</td>
<td align="left" valign="top" width="78%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Filed as an exhibit to the Registrant&#8217;s Quarterly Report on Form 10-Q for the quarter ended December 31, 2008.</font></div>
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</div>

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<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">&#160;</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font style="DISPLAY: inline; TEXT-DECORATION: underline">SIGNATURES</font></font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.</font></div>

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<tr>
<td valign="top" width="25%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="top" width="59%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif"><font style="DISPLAY: inline">SOUTHERN MISSOURI BANCORP, INC.</font></font></div>
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<td valign="top" width="25%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="top" width="59%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Registrant</font></div>
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<td valign="top" width="25%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="59%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
</tr><tr>
<td align="left" valign="top" width="25%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Date:&#160;&#160;November 4, 2011</font></div>
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<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="top" width="59%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif; TEXT-DECORATION: underline"><font style="DISPLAY: inline">/s/ Greg A. Steffens&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></font></div>
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<td valign="top" width="25%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="top" width="59%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Greg A. Steffens</font></div>
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<td valign="top" width="25%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="top" width="59%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 10.25pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: times new roman, serif">President &amp; Chief Executive Officer (Principal Executive Officer)</font></div>
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<td valign="top" width="25%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="59%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
</tr><tr>
<td align="left" valign="top" width="25%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Date:&#160;&#160;November 4, 2011</font></div>
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<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="top" width="59%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif; TEXT-DECORATION: underline"><font style="DISPLAY: inline">/s/ Matthew T. Funke&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></font></div>
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<td valign="top" width="25%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="top" width="59%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Matthew T. Funke</font></div>
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<td valign="top" width="25%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
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<DOCUMENT>
<TYPE>EX-31.1
<SEQUENCE>2
<FILENAME>ex31-1.htm
<TEXT>
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    <title>ex31-1.htm</title>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">CERTIFICATION</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">I, Greg A. Steffens, certify that:</font></div>

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<div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">1.</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">I have reviewed this quarterly report on Form 10-Q of Southern Missouri Bancorp, Inc.</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The registrant's other certifying officers and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a- 15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f))&#160;&#160;for the registrant and we have:</font></div>
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<div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">a)</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;</font></div>
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<div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">b)</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;</font></div>
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<div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">c)</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures as of the end of the period covered by this report based on such evaluation; and</font></div>
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<div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">d)</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">disclosed in this report any changes in the registrant&#8217;s internal control over financial reporting that occurred during the registrant&#8217;s most recent fiscal quarter that has materially affected, or is reasonably likely to materially affect, the registrant&#8217;s internal control over financial reporting.</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The registrant's other certifying officers and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant's auditors and the audit committee of registrant's board of directors (or persons performing the equivalent functions):</font></div>
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<div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">a)</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">all significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant's ability to record, process, summarize and report financial information; and</font></div>
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<div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">b)</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant's internal control over financial reporting.</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Date:&#160;&#160;&#160;November 4, 2011</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">By:</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif; TEXT-DECORATION: underline"><font style="DISPLAY: inline">/s/ Greg A. Steffens&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Greg A. Steffens</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">President &amp; Chief Executive Officer</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">(Principal Executive Officer)</font></div>
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<DOCUMENT>
<TYPE>EX-31.2
<SEQUENCE>3
<FILENAME>ex31-2.htm
<TEXT>
<html>
<head>
    <title>ex31-2.htm</title>
    <!--Licensed to: sftlaw03-->
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    <!--Copyright 1995 - 2009 Thomson Reuters. All rights reserved.-->
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<body bgcolor="#ffffff" style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">CERTIFICATION</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">I, Matthew T. Funke, certify that:</font></div>

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<div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">1.</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">I have reviewed this quarterly report on Form 10-Q of Southern Missouri Bancorp, Inc.</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;</font></div>
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<div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">4.</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">The registrant's other certifying officers and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a- 15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f))&#160;&#160;for the registrant and we have:</font></div>
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<div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
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<div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">a)</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant's internal control over financial reporting.</font></div>
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<DOCUMENT>
<TYPE>EX-32
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif">CERTIFICATION</font></div>

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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman, serif"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, each of the undersigned hereby certifies in his capacity as an officer of Southern Missouri Bancorp, Inc. (the &#8220;Company&#8221;) that the quarterly report of the Company on Form 10-Q for the quarter ended September 30, 2011, fully complies with the requirements of Section 13(a) of the Securities Exchange Act of 1934, as amended, and that the information contained in such report fairly presents, in all material respects, the financial condition and results of operations of the Company as of the dates and for the periods presented in the financial statements included in such
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif; TEXT-DECORATION: underline"><font style="DISPLAY: inline">/s/ Greg A. Steffens&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Greg A. Steffens</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Date:&#160;&#160;&#160;November 4, 2011</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">Matthew T. Funke</font></div>
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<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 11.4pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman, serif">(Principal Financial Officer)</font></div>
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<DOCUMENT>
<TYPE>EX-101.INS
<SEQUENCE>5
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	<us-gaap:BasisOfPresentationAndSignificantAccountingPoliciesTextBlock contextRef='Y11Q3'>&lt;!--egx--&gt;&lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:justify; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Note 1:&amp;nbsp; &lt;u&gt;Basis of Presentation&lt;/u&gt;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The accompanying unaudited interim consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information and with the instructions to Form 10-Q and Rule 10-01 of Securities and Exchange Commission (SEC) Regulation S-X.&amp;nbsp; Accordingly, they do not include all of the information and footnotes required by accounting principles generally accepted in the United States of America for complete financial statements.&amp;nbsp; In the opinion of management, all material adjustments (consisting only of normal recurring accruals) considered necessary for a fair presentation have been included.&amp;nbsp; The consolidated balance sheet of the Company as of June 30, 2011, has been derived from the audited consolidated balance sheet of the Company as of that date.&amp;nbsp; Operating results for the three-month period ended September 30, 2011, are not necessarily indicative of the results that may be expected for the entire fiscal year.&amp;nbsp; For additional information, refer to the audited consolidated financial statements included in the Company&amp;#146;s June 30, 2011, Form 10-K, which was filed with the SEC.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The accompanying consolidated financial statements include the accounts of the Company and its wholly owned subsidiary, Southern Bank (Bank).&amp;nbsp; All significant intercompany accounts and transactions have been eliminated in consolidation.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:justify; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;</us-gaap:BasisOfPresentationAndSignificantAccountingPoliciesTextBlock>
	<us-gaap:OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureAndSignificantAccountingPoliciesTextBlock contextRef='Y11Q3'>&lt;!--egx--&gt;&lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Note 2:&amp;nbsp; &lt;u&gt;Organization and Summary of Significant Accounting Policies&lt;/u&gt;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Organization.&lt;/font&gt;&lt;/b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt; Southern Missouri Bancorp, Inc., a Missouri corporation (the Company) was organized in 1994 and is the parent company of Southern Bank (the Bank). Substantially all of the Company&amp;#146;s consolidated revenues are derived from the operations of the Bank, and the Bank represents substantially all of the Company&amp;#146;s consolidated assets and liabilities.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The Bank is primarily engaged in providing a full range of banking and financial services to individuals and corporate customers in its market areas. The Bank and Company are subject to competition from other financial institutions. The Bank and Company are subject to the regulation of certain federal and state agencies and undergo periodic examinations by those regulatory authorities.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Basis of Financial Statement Presentation.&lt;/font&gt;&lt;/b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt; The financial statements of the Company have been prepared in conformity with accounting principles generally accepted in the United States of America and general practices within the banking industry. In the normal course of business, the Company encounters two significant types of risk: economic and regulatory. Economic risk is comprised of interest rate risk, credit risk, and market risk. The Company is subject to interest rate risk to the degree that its interest-bearing liabilities reprice on a different basis than its interest-earning assets. Credit risk is the risk of default on the Company&amp;#146;s investment or loan portfolios resulting from the borrowers&amp;#146; inability or unwillingness to make contractually required payments. Market risk reflects changes in the value of the investment portfolio, collateral underlying loans receivable, and the value of the Company&amp;#146;s investments in real estate.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Principles of Consolidation.&lt;/font&gt;&lt;/b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt; The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary, the Bank. All significant intercompany accounts and transactions have been eliminated.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Use of Estimates.&lt;/font&gt;&lt;/b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt; The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosures of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for loan losses, estimated fair values of purchased loans, other-than-temporary impairments (OTTI), and fair value of financial instruments.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Cash and Cash Equivalents.&lt;/font&gt;&lt;/b&gt;&lt;i&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt; &lt;/font&gt;&lt;/i&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;For purposes of reporting cash flows, cash and cash equivalents includes cash, due from depository institutions and interest-bearing deposits in other depository institutions with original maturities of three months or less. Interest-bearing deposits in other depository institutions were $51,642,000 and $30,690,000 at September 30, 2011, and June 30, 2011, respectively. The deposits are held in various commercial banks in amounts not exceeding the FDIC&amp;#146;s deposit insurance limits, as well as at the Federal Reserve, the Federal Home Loan Bank of Des Moines, and the Federal Home Loan Bank of Dallas.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Available for Sale Securities.&lt;/font&gt;&lt;/b&gt;&lt;i&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt; &lt;/font&gt;&lt;/i&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Available for sale securities, which include any security for which the Company has no immediate plan to sell but which may be sold in the future, are carried at fair value. Unrealized gains and losses, net of tax, are reported in accumulated other comprehensive income, a component ofstockholders&amp;#146; equity. All securities have been classified as available for sale.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Premiums and discounts on debt securities are amortized or accreted as adjustments to income over the estimated life of the security using the level yield method. Realized gains or losses on the sale of securities is based on the specific identification method. The fair value of securities is based on quoted market prices or dealer quotes. If a quoted market price is not available, fair value is estimated using quoted market prices for similar securities.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The Company does not invest in collateralized mortgage obligations that are considered high risk.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;When the Company does not intend to sell a debt security, and it is more likely than not the Company will not have to sell the security before recovery of its cost basis, it recognizes the credit component of an other-than-temporary impairment of a debt security in earnings and the remaining portion in other comprehensive income.&amp;nbsp; As a result, the Company&amp;#146;s balance sheet as of the dates presented reflects the full impairment (that is, the difference between the security&amp;#146;s amortized cost basis and fair value) on debt securities that the Company intends to sell or would more likely than not be required to sell before the expected recovery of the amortized cost basis. For available-for-sale debt securities that management has no intent to sell and believes that it more likely than not will not be required to sell prior to recovery, only the credit loss component of the impairment is recognized in earnings, while the noncredit loss is recognized in accumulated other comprehensive income. The credit loss component recognized in earnings is identified as the amount of principal cash flows not expected to be received over the remaining term of the security as projected based on cash flow projections.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Federal Reserve Bank and Federal Home Loan Bank Stock.&lt;/font&gt;&lt;/b&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt; &lt;/font&gt;&lt;/b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The Bank is a member of the Federal Reserve and the Federal Home Loan Bank (FHLB) systems.&amp;nbsp;&amp;nbsp;Capital stock of the Federal Reserve and the FHLB is a required investment based upon a predetermined formula and is carried at cost.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Loans.&lt;/font&gt;&lt;/b&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt; &lt;/font&gt;&lt;/b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Loans are generally stated at unpaid principal balances, less the allowance for loan losses and net deferred loan origination fees. &lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Interest on loans is accrued based upon the principal amount outstanding. The accrual of interest on loans is discontinued when, in management&amp;#146;s judgment, the collectibility of interest or principal in the normal course of business is doubtful. The Company complies with regulatory guidance which indicates that loans should be placed in nonaccrual status when 90 days past due, unless the loan is both well-secured and in the process of collection.&amp;nbsp;&amp;nbsp;A loan that is &amp;#147;in the process of collection&amp;#148; may be subject to legal action or, in appropriate circumstances, through other collection efforts reasonably expected to result in repayment or restoration to current status in the near future. A loan is considered delinquent when a payment has not been made by the contractual due date. Interest income previously accrued but not collected at the date a loan is placed on nonaccrual status is reversed against interest income. Cash receipts on a nonaccrual loan are applied to principal and interest in accordance with its contractual terms unless full payment of principal is not expected, in which case cash receipts, whether designated as principal or interest, are applied as a reduction of the carrying value of the loan. A nonaccrual loan is generally returned to accrual status when principal and interest payments are current, full collectability of principal and interest is reasonably assured, and a consistent record of performance has been demonstrated.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The allowance for losses on loans represents management&amp;#146;s best estimate of losses probable in the existing loan portfolio. The allowance for losses on loans is increased by the provision for losses on loans charged to expense and reduced by loans charged off, net of recoveries. Loans are charged off in the period deemed uncollectible, based on management&amp;#146;s analysis of expected cash flow (for non-collateral dependent loans) or collateral value (for collateral-dependent loans).&amp;nbsp; Subsequent recoveries of loans previously charged off, if any, are credited to the allowance when received. The provision for losses on loans is determined based on management&amp;#146;s assessment of several factors: reviews and evaluations of specific loans, changes in the nature and volume of the loan portfolio, current economic conditions and the related impact on specific borrowers and industry groups, historical loan loss experience, the level of classified and nonperforming loans and the results of regulatory examinations.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Loans are considered impaired if, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement.&amp;nbsp;&amp;nbsp;Depending on a particular loan&amp;#146;s circumstances, we measure impairment of a loan based upon either the present value of expected future cash flows discounted at the loan&amp;#146;s effective interest rate, the loan&amp;#146;s observable market price, or the fair value of the collateral less estimated costs to sell if the loan is collateral dependent.&amp;nbsp;&amp;nbsp;Valuation allowances are established for collateral-dependent impaired loans for the difference between the loan amount and fair value of collateral less estimated selling costs.&amp;nbsp;&amp;nbsp;For impaired loans that are not collateral dependent, a valuation allowance is established for the difference between the loan amount and the present value of expected future cash flows discounted at the historical effective interest rate or the observable market price of the loan. Impairment losses are recognized through an increase in the required allowance for loan losses. Cash receipts on loans deemed impaired are recorded based on the loan&amp;#146;s separate status as a nonaccrual loan or an accrual status loan. &lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;As a result of the acquisition of the former First Southern Bank, Batesville, Arkansas, the Company acquired certain loans with an outstanding principal balance of $14.2 million for which it was deemed probable that we would be unable to collect all contractually required payments.&amp;nbsp;&amp;nbsp;These loans are accounted for in accordance with ASC 310-30, Loans and Debt Securities Acquired with Deteriorated Credit Quality.&amp;nbsp;&amp;nbsp;The Company recorded a fair value discount of $3.9 million related to these loans acquired with deteriorated credit quality (&amp;#147;purchased credit impaired loans&amp;#148;), and began carrying them at a value of $10.3 million.&amp;nbsp;&amp;nbsp;For these loans, we determined the contractual amount and timing of undiscounted principal and interest payments (the &amp;#147;undiscounted contractual cash flows&amp;#148;), and estimated the amount and timing of undiscounted expected principal and interest payments, including expected prepayments (the &amp;#147;undiscounted expected cash flows&amp;#148;).&amp;nbsp;&amp;nbsp;Under acquired impaired loan accounting, the difference between the undiscounted contractual cash flows and the undiscounted expected cash flows is the nonaccretable difference.&amp;nbsp;&amp;nbsp;The nonaccretable difference is an estimate of the loss exposure of principal and interest related to the purchased credit impaired loans, and the amount is subject to change over time based on the performance of the loans.&amp;nbsp;&amp;nbsp;The carrying value of purchased credit impaired loans is initially determined as the discounted expected cash flows.&amp;nbsp;&amp;nbsp;The excess of expected cash flows at acquisition over the initial fair value of the purchased credit impaired loans is referred to as the &amp;#147;accretable yield&amp;#148; and is recorded as interest income over the estimated life of the acquired loans using the level-yield method, if the timing and amount of the future cash flows is reasonably estimable.&amp;nbsp;&amp;nbsp;The carrying value of purchased credit impaired loans is reduced by payments received, both principal and interest, and increased by the portion of the accretable yield recognized as interest income.&amp;nbsp;&amp;nbsp;Subsequent to acquisition, the Company evaluates the purchased credit impaired loans on a quarterly basis.&amp;nbsp;&amp;nbsp;Increases in expected cash flows compared to those previously estimated increase the accretable yield and are recognized as interest income prospectively.&amp;nbsp;&amp;nbsp;Decreases in expected cash flows compared to those previously estimated decrease the accretable yield and may result in the establishment of an allowance for loan losses and a provision for loan losses.&amp;nbsp;&amp;nbsp;Purchased credit impaired loans are generally considered accruing and performing loans, as the loans accrete interest income over the estimated life of the loan when expected cash flows are reasonably estimable.&amp;nbsp;&amp;nbsp;Accordingly, purchased credit impaired loans that are contractually past due are still considered to be accruing and performing as long as there is an expectation that the estimated cash flows will be received.&amp;nbsp;&amp;nbsp;If the timing and amount of cash flows is not reasonably estimable, the loans may be classified as nonaccrual loans.&amp;nbsp;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Loan fees and certain direct loan origination costs are deferred, and the net fee or cost is recognized as an adjustment to interest income using the interest method over the contractual life of the loans.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Foreclosed Real Estate.&lt;/font&gt;&lt;/b&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt; &lt;/font&gt;&lt;/b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Real estate acquired by foreclosure or by deed in lieu of foreclosure is initially recorded at fair value less estimated selling costs. Costs for development and improvement of the property are capitalized.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Valuations are periodically performed by management, and an allowance for losses is established by a charge to operations if the carrying value of a property exceeds its estimated fair value, less estimated selling costs.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Loans to facilitate the sale of real estate acquired in foreclosure are discounted if made at less than market rates. Discounts are amortized over the fixed interest period of each loan using the interest method.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Premises and Equipment.&lt;/font&gt;&lt;/b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt; Premises and equipment are stated at cost less accumulated depreciation and include expenditures for major betterments and renewals. Maintenance, repairs, and minor renewals are expensed as incurred. When property is retired or sold, the retired asset and related accumulated depreciation are removed from the accounts and the resulting gain or loss taken into income. The Company reviews property and equipment for impairment whenever events or changes in circumstances indicate that the carrying amount of an asset may not be recoverable. If such assets are considered to be impaired, the impairment loss recognized is measured by the amount by which the carrying amount exceeds the fair value of the assets.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Depreciation is computed by use of straight-line and accelerated methods over the estimated useful lives of the assets. Estimated lives are generally 10 to 40 years for premises, and five to seven years for equipment.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Intangible Assets.&lt;/font&gt;&lt;/b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt; The Company&amp;#146;s gross amount of intangible assets at September 30, 2011, and June 30, 2011, was $4.6 million and $4.7 million, respectively, with accumulated amortization of $2.8 million and $2.9 million, respectively. The Company&amp;#146;s intangible assets are being amortized over periods ranging from five to fifteen years, with amortization expense expected to be approximately $417,000 per year over the next three fiscal years.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Income Taxes.&lt;/font&gt;&lt;/b&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt; &lt;/font&gt;&lt;/b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The Company accounts for income taxes in accordance with income tax accounting guidance (ASC 740, Income Taxes). The income tax accounting guidance results in two components of income tax expense: current and deferred. Current income tax expense reflects taxes to be paid or refunded for the current period by applying the provisions of the enacted tax law to the taxable income or excess of deductions over revenues. The Company determines deferred income taxes using the liability (or balance sheet) method. Under this method, the net deferred tax asset or liability is based on the tax effects of the differences between the book and tax bases of assets and liabilities, and enacted changes in tax rates and laws are recognized in the period in which they occur.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Deferred income tax expense results from changes in deferred tax assets and liabilities between periods. Deferred tax assets are recognized if it is more likely than not, based on the technical merits, that the tax position will be realized or sustained upon examination. The term more likely than not means a likelihood of more than 50 percent; the terms examined and upon examination also include resolution of the related appeals or litigation processes, if any. A tax position that meets the more-likely-than-not recognition threshold is initially and subsequently measured as the largest amount of tax benefit that has a greater than 50 percent likelihood of being realized upon settlement with a taxing authority that has full knowledge of all relevant information. The determination of whether or not a tax position has met the more-likely-than-not recognition threshold considers the facts, circumstances, and information available at the reporting date and is subject to management&amp;#146;s judgment. Deferred tax assets are reduced by a valuation allowance if, based on the weight of evidence available, it is more likely than not that some portion or all of a deferred tax asset will not be realized.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The Company recognizes interest and penalties on income taxes as a component of income tax expense.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The Company files consolidated income tax returns with its subsidiary.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Incentive Plan.&lt;/font&gt;&lt;/b&gt;&lt;i&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt; &lt;/font&gt;&lt;/i&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The Company accounts for its management recognition plan (MRP) in accordance with ASC 718, &amp;#147;Share-Based Payment.&amp;#148; The aggregate purchase price of all shares owned by the incentive plan is reflected as a reduction of stockholders&amp;#146; equity. Compensation expense is based on the market price of the Company&amp;#146;s stock on the date the shares are granted and is recorded over the vesting period. The difference between the aggregate purchase price and the fair value on the date the shares are considered earned is recorded as an adjustment to additional paid in capital.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Outside Directors&amp;#146; Retirement.&lt;/font&gt;&lt;/b&gt;&lt;i&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt; &lt;/font&gt;&lt;/i&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The Bank adopted a directors&amp;#146; retirement plan in April 1994 for outside directors. The directors&amp;#146; retirement plan provides that each non-employee director (participant) shall receive, upon termination of service on the Board on or after age 60, other than termination for cause, a benefit in equal annual installments over a five year period. The benefit will be based upon the product of the participant&amp;#146;s vesting percentage and the total Board fees paid to the participant during the calendar year preceding termination of service on the Board. The vesting percentage shall be determined based upon the participant&amp;#146;s years of service on the Board, whether before or after the reorganization date.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;In the event that the participant dies before collecting any or all of the benefits, the Bank shall pay the participant&amp;#146;s beneficiary. No benefits shall be payable to anyone other than the beneficiary, and shall terminate on the death of the beneficiary.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Stock Options.&lt;/font&gt;&lt;/b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt; With limited exceptions, the amount of compensation cost is measured based on the grant-date fair value of the equity instruments issued. Compensation cost is recognized over the vesting period during which an employee provides service in exchange for the award. Stock-based compensation has been recognized for all stock options granted or modified after July 1, 2005. In addition, stock options not vested on July 1, 2005, were recognized in expense over their remaining vesting period. &lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Earnings Per Share.&lt;/font&gt;&lt;/b&gt;&lt;i&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt; &lt;/font&gt;&lt;/i&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Basic earnings per share available to common stockholders is computed using the weighted-average number of common shares outstanding. Diluted earnings per share available to common stockholders includes the effect of all weighted-average dilutive potential common shares (stock options and warrants) outstanding during each period.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Comprehensive Income.&lt;/font&gt;&lt;/b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt; Comprehensive income consists of net income and other comprehensive income, net of applicable income taxes. Other comprehensive income includes unrealized appreciation (depreciation) on available-for-sale securities, unrealized appreciation (depreciation) on available-for-sale securities for which a portion of an other-than-temporary impairment has been recognized in income, and changes in the funded status of defined benefit pension plans.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Treasury Stock.&lt;/font&gt;&lt;/b&gt;&lt;i&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt; &lt;/font&gt;&lt;/i&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Treasury stock is stated at cost. Cost is determined by the first-in, first-out method.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Reclassification.&lt;/font&gt;&lt;/b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt; Certain amounts included in the consolidated financial statements have been reclassified to conform to the 2012 presentation. These reclassifications had no effect on net income.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The following paragraphs summarize the impact of new accounting pronouncements:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;In January 2010, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update (ASU) No. 2010-06, &amp;#147;Fair Value Measurement and Disclosures (Topic 820) &amp;#150; Improving Disclosures about Fair Value Measurements.&amp;#148;&amp;nbsp;&amp;nbsp;ASU 2010-06 amends the fair value disclosure guidance.&amp;nbsp;&amp;nbsp;The amendments include new disclosures and changes to clarify existing disclosure requirements.&amp;nbsp;&amp;nbsp;ASU 2010-06 was effective for interim and annual reporting periods beginning after December 15, 2009, except for the disclosures about purchases, sales, issuances, and settlements of Level 3 fair value measurements.&amp;nbsp;&amp;nbsp;Those disclosures are effective for fiscal years beginning after December 15, 2010, and for interim periods within those fiscal years.&amp;nbsp;&amp;nbsp;Adoption of this update did not have a material effect on the Company&amp;#146;s financial statements.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;In April 2011, the FASB issued ASU No. 2011-02, &amp;#147;A Creditor&amp;#146;s Determination of Whether a Restructuring is a Troubled Debt Restructuring.&amp;#148;&amp;nbsp;&amp;nbsp;The provisions of ASU No. 2011-02 provide additional guidance related to determining whether a creditor has granted a concession, include factors and examples for creditors to consider in evaluating whether a restructuring results in a delay in payment that is insignificant, prohibit creditors from using the borrower&amp;#146;s effective rate test to evaluate whether a concession has been granted to the borrower, and add factors for creditors to use in determining whether a borrower is experiencing financial difficulties.&amp;nbsp;&amp;nbsp;A provision in ASU No. 2011-02 also ends the FASB&amp;#146;s deferral of the additional disclosures about troubled debt restructurings as required by ASU No. 2010-20.&amp;nbsp;&amp;nbsp;The provisions of ASU No. 2011-02 are effective for interim and annual periods beginning after June 15, 2011.&amp;nbsp;The adoption of ASU 2011-02 has not had a material impact on the Company&amp;#146;s financial statements, although it did result in the classification of credits as troubled debt restructurings.&amp;nbsp; In general, these loans were classified credits for which an impairment evaluation would have already been conducted.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;In April 2011, the FASB issued ASU No. 2011-03 to amend FASB ASC Topic 860, Transfers and Servicing.&amp;nbsp;&amp;nbsp;ASC 860 outlines when the transfer of financial assets under a repurchase agreement may or may not be accounted for as a sale.&amp;nbsp;&amp;nbsp;Whether the transferring entity maintains effective control over the transferred financial assets provides the basis for such a determination.&amp;nbsp;&amp;nbsp;The previous requirement that the transferor must have the ability to repurchase or redeem the financial assets before the maturity of the agreement is removed from the assessment of effective control by this Update.&amp;nbsp;&amp;nbsp;The Update is effective on a prospective basis for interim and annual reporting periods beginning on or after December 15, 2011, and is not expected to have a material impact on the Company&amp;#146;s financial position or results of operations.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;In May 2011, the FASB issued ASU No. 2011-04 to amend FASB ASC Topic 820, Fair Value Measurement:&amp;nbsp;&amp;nbsp;Amendments to Achieve Common Fair Value Measurements and Disclosure Requirements in U.S. GAAP and IFRSs.&amp;nbsp;&amp;nbsp;The Update amends the GAAP requirements for measuring fair value and for disclosures about fair value measurements to improve consistency between GAAP and IFRSs by changing some of the wording used to describe the requirements, clarifying the intended application of certain requirements and changing certain principles.&amp;nbsp;&amp;nbsp;The Update is effective on a prospective basis for interim and annual reporting periods beginning after December 15, 2011, and is not expected to have a material impact on the Company&amp;#146;s financial position or results of operations.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;In June 2011, the FASB issued ASU No. 2011-05 to amend FASB ASC Topic 220, Comprehensive Income:&amp;nbsp;&amp;nbsp;Presentation of Comprehensive Income.&amp;nbsp;&amp;nbsp;The purpose of the Update is to improve the comparability, consistency and transparency of financial reporting related to other comprehensive income.&amp;nbsp;&amp;nbsp;It eliminates the option to present the components of other comprehensive income as part of the statement of changes in stockholders&amp;#146; equity.&amp;nbsp;&amp;nbsp;Instead, the components of other comprehensive income must either be presented with net income in a single continuous statement of comprehensive income or as a separate but consecutive statement following the statement of operations.&amp;nbsp;&amp;nbsp;Regardless of which method is used, adjustments for items that are reclassified from other comprehensive income to net income must be presented on the face of the financial statements.&amp;nbsp;&amp;nbsp;The Update is effective on a retrospective basis for interim and annual reporting periods beginning after December 15, 2011, and is not expected to have a material impact on the Company&amp;#146;s financial position or results of operations.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:justify; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:justify; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;In September 2011, the FASB issued ASU No. 2011-08 to amend FASB ASC Topic 350, Intangibles &amp;#150; Goodwill and Other, to simplify how entities test goodwill for impairment.&amp;nbsp; The amendment permits an entity to first assess qualitative factors to determine whether it is more likely than not that the fair value of a reporting unit is less than its carrying amount as a basis for determining whether it is necessary to further perform the two-step goodwill impairment test described in Topic 350.&amp;nbsp; The amendments are effective for annual and interim goodwill impairment tests performed for fiscal years beginning after December 15, 2011.&amp;nbsp; The Company is evaluating the ASU, but does not anticipate that it will have a material impact on the Company&amp;#146;s financial position or results of operations.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:justify; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;</us-gaap:OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureAndSignificantAccountingPoliciesTextBlock>
	<us-gaap:FairValueMeasurementInputsDisclosureTextBlock contextRef='Y11Q3'>&lt;!--egx--&gt;&lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:justify; tab-stops:-.8in 0in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Note 3:&amp;nbsp; &lt;u&gt;Fair Value Measurements&lt;/u&gt;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:0in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;ASC Topic 820, &lt;i&gt;Fair Value Measurements&lt;/i&gt;, defines fair value as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date.&amp;nbsp; Topic 820 also establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value.&amp;nbsp; The standard describes three levels of inputs that may be used to measure fair value:&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Level 1&lt;/font&gt;&lt;/b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp; Quoted prices in active markets for identical assets or liabilities&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Level 2&lt;/font&gt;&lt;/b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp; Observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities; quoted prices in active markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Level 3&lt;/font&gt;&lt;/b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp; Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Following is a description of the valuation methodologies used for instruments measured at fair value on a recurring basis and recognized in the accompanying balance sheet, as well as the general classification of such instruments pursuant to the valuation hierarchy.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Available-for-sale Securities.&lt;/font&gt;&lt;/b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp; Available-for-sale securities are recorded at fair value on a recurring basis. Available-for-sale securities is the only balance sheet category our Company is required, in accordance with accounting principles generally accepted in the United States of America (US GAAP), to carry at fair value on a recurring basis.&amp;nbsp; When quoted market prices are available in an active market, securities are classified within Level 1.&amp;nbsp; The Company does not have Level 1 securities.&amp;nbsp; If quoted market prices are not available, then fair values are estimated using pricing models or quoted prices of securities with similar characteristics.&amp;nbsp; For these securities, our Company obtains fair value measurements from an independent pricing service. The fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond&amp;#146;s terms and conditions, among other things.&amp;nbsp; Level 2 securities include U.S. Government-sponsored enterprises, state and political subdivisions, other securities and mortgage-backed GSE residential securities.&amp;nbsp; In certain cases where Level 1 or Level 2 inputs are not available, securities are classified within Level 3 of the hierarchy.&amp;nbsp; &lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;table style=&quot;MARGIN:auto auto auto 5.4pt; BORDER-COLLAPSE:collapse&quot; cellpadding=&quot;0&quot; cellspacing=&quot;0&quot;&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td colspan=&quot;4&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Fair Value Measurements at September 30, 2011, Using&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&lt;font style=&quot;TEXT-DECORATION:none&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Quoted Prices in&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&lt;font style=&quot;TEXT-DECORATION:none&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Active Markets for&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Significant Other&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Significant&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&lt;font style=&quot;TEXT-DECORATION:none&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Identical Assets&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Observable Inputs&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Unobservable Inputs&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Fair Value&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;(Level 1)&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;(Level 2)&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;(Level 3)&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;U.S.&lt;/font&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt; government sponsored enterprises (GSEs)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$14,062,568&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$14,062,568&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;State and political subdivisions&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;27,488,913&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;27,488,913&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Other securities&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;755,576&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;726,576&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;29,000&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Mortgage-backed GSE residential&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;22,376,624&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;22,376,624&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;table style=&quot;MARGIN:auto auto auto 5.4pt; BORDER-COLLAPSE:collapse&quot; cellpadding=&quot;0&quot; cellspacing=&quot;0&quot;&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td colspan=&quot;4&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Fair Value Measurements at June 30, 2011, Using&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&lt;font style=&quot;TEXT-DECORATION:none&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Quoted Prices in&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&lt;font style=&quot;TEXT-DECORATION:none&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Active Markets for&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Significant Other&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Significant&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&lt;font style=&quot;TEXT-DECORATION:none&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Identical Assets&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Observable Inputs&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Unobservable Inputs&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Fair Value&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;(Level 1)&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;(Level 2)&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;(Level 3)&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;U.S.&lt;/font&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt; government sponsored enterprises (GSEs)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$12,976,070&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$12,976,070&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;State and political subdivisions&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;24,981,454&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;24,981,454&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Other securities&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;834,141&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;763,137&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;71,004&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Mortgage-backed GSE residential&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;24,535,537&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;24,535,537&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The following table presents a reconciliation of activity for available-for-sale securities measured at fair value based on significant unobservable (Level 3) information for the three-month periods ended September 30, 2011 and 2010.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;table style=&quot;MARGIN:auto auto auto 5.4pt; BORDER-COLLAPSE:collapse&quot; cellpadding=&quot;0&quot; cellspacing=&quot;0&quot;&gt; &lt;tr&gt; &lt;td width=&quot;373&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; WIDTH:223.75pt; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td width=&quot;261&quot; colspan=&quot;2&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; WIDTH:156.7pt; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Three months ended&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td width=&quot;373&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; WIDTH:223.75pt; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td width=&quot;133&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; WIDTH:79.5pt; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;September 30, 2011&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td width=&quot;129&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; WIDTH:77.2pt; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;September 30, 2010&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td width=&quot;373&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; WIDTH:223.75pt; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Available-for-sale securities, beginning of year&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td width=&quot;133&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; WIDTH:79.5pt; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$71,004&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td width=&quot;129&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; WIDTH:77.2pt; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td width=&quot;373&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; WIDTH:223.75pt; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total unrealized gain (loss) included in comprehensive income&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td width=&quot;133&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; WIDTH:79.5pt; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;(42,004)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td width=&quot;129&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; WIDTH:77.2pt; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td width=&quot;373&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; WIDTH:223.75pt; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Transfer from Level 2 to Level 3&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td width=&quot;133&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; WIDTH:79.5pt; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td width=&quot;129&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; WIDTH:77.2pt; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td width=&quot;373&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; WIDTH:223.75pt; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Available-for-sale securities, end of period&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td width=&quot;133&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; WIDTH:79.5pt; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1.5pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$29,000&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td width=&quot;129&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; WIDTH:77.2pt; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1.5pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The following is a description of valuation methodologies used for financial assets measured at fair value on a nonrecurring basis at September 30, 2011.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Impaired Loans (Collateral Dependent).&lt;/font&gt;&lt;/b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp; A collateral dependent loan is considered to be impaired when it is probable that all of the principal and interest due may not be collected according to its contractual terms.&amp;nbsp;&amp;nbsp;Generally, when a collateral dependent loan is considered impaired, the amount of reserve required is measured based on the fair value of the underlying collateral. The Company makes such&amp;nbsp;measurements on all material collateral dependent loans deemed impaired using the fair value of the collateral for collateral dependent loans. The fair value of collateral used by the Company is determined by obtaining an observable market price or by obtaining an appraised value from an independent, licensed or certified appraiser, using observable market data.&amp;nbsp;This data includes information such as selling price of similar properties and capitalization rates of similar properties sold within the market, expected future cash flows or earnings of the subject property based on current market expectations, and other relevant factors. In addition, management applies selling and other discounts to the underlying collateral value to determine the fair value. If an appraised value is not available, the fair value of the collateral dependent impaired loan is determined by an adjusted appraised value including unobservable cash flows.&amp;nbsp; &lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;On a quarterly basis, loans classified as special mention, substandard, doubtful, or loss are evaluated including the loan officer&amp;#146;s review of the collateral and its current condition, the Company&amp;#146;s knowledge of the current economic environment in the&amp;nbsp;&amp;nbsp;market where the collateral is located, and the Company&amp;#146;s recent experience with real estate in the area. The date of the appraisal is also considered in conjunction with the economic environment and any decline in the real estate market since the appraisal was obtained.&amp;nbsp;&amp;nbsp;For all loan types, updated appraisals are obtained if considered necessary.&amp;nbsp;&amp;nbsp;Of the Company&amp;#146;s $9.6 million (outstanding balance) in impaired loans (collateral-dependent) at September 30, 2011, the Company utilized a real estate appraisal performed in the past 12 months to serve as the primary basis of our valuation for approximately $914,000.&amp;nbsp; Older real estate appraisals were available for impaired loans with an outstanding balance of approximately $5.8 million.&amp;nbsp; For impaired loans totaling $40,000, an observable market price within the last 12 months was utilized.&amp;nbsp; The remaining $2.8 million was secured by collateral such as closely-held stock or an assignment of notes receivable.&amp;nbsp; In instances where the economic environment has worsened and/or the real estate market declined since the last appraisal, a higher distressed sale discount would be applied to the appraised value.&amp;nbsp; &lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The Company records collateral dependent impaired loans based on nonrecurring Level 3 inputs.&amp;nbsp; If a collateral dependent loan&amp;#146;s fair value, as estimated by the Company, is less than its carrying value, the Company either records a charge-off of the portion of the loan that exceeds the fair value or establishes a specific reserve as part of the allowance for loan losses.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Foreclosed and Repossessed Assets Held for Sale.&lt;/font&gt;&lt;/b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp; Foreclosed and repossessed assets held for sale are valued at the time the loan is foreclosed upon or collateral is repossessed and the asset is transferred to foreclosed or repossessed assets held for sale. The value of the asset is based on third party or internal appraisals, less estimated costs to sell and appropriate discounts, if any. The appraisals are generally discounted based on current and expected market conditions that may impact the sale or value of the asset and management&amp;#146;s knowledge and experience with similar assets. Such discounts typically may be significant and result in a Level 3 classification of the inputs for determining fair value of these assets. Foreclosed and repossessed assets held for sale are continually evaluated for additional impairment and are adjusted accordingly if impairment is identified.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The following tables present the fair value measurement of assets measured at fair value on a nonrecurring basis during the period and the level within the ASC 820 fair value hierarchy in which the fair value measurements fell at September 30, 2011, and June 30, 2011:&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;table style=&quot;MARGIN:auto auto auto 5.4pt; BORDER-COLLAPSE:collapse&quot; cellpadding=&quot;0&quot; cellspacing=&quot;0&quot;&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td colspan=&quot;4&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Fair Value Measurements at September 30, 2011, Using&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Quoted Prices in&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Active Markets for&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Significant Other&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Significant&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Fair Value at&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Identical Assets&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Observable Inputs&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Unobservable Inputs&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;September 30, 2011&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;(Level 1)&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;(Level 2)&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;(Level 3)&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Impaired loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$350,000&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$350,000&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Foreclosed and repossessed assets held for sale&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;250,000&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;250,000&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;table style=&quot;MARGIN:auto auto auto 5.4pt; BORDER-COLLAPSE:collapse&quot; cellpadding=&quot;0&quot; cellspacing=&quot;0&quot;&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td colspan=&quot;4&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Fair Value Measurements at June 30, 2011, Using&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Quoted Prices in&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Active Markets for&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Significant Other&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Significant&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Fair Value at&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Identical Assets&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Observable Inputs&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Unobservable Inputs&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;June 30, 2011&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;(Level 1)&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;(Level 2)&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;(Level 3)&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Impaired loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$543,000&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$543,000&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Foreclosed and repossessed assets held for sale&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;1,150,000&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;1,150,000&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The following table presents gains and (losses) recognized on assets measured on a non-recurring basis for the three-month periods ended September 30, 2011, and September 30, 2010:&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;table style=&quot;BORDER-COLLAPSE:collapse&quot; cellpadding=&quot;0&quot; cellspacing=&quot;0&quot;&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td colspan=&quot;2&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;For the three months ended&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;September 30, 2011&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;September 30, 2010&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Impaired loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$146,000&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Foreclosed and repossessed assets held for sale&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;(102,000)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;(48,000)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total gain (loss) recognized on a nonrecurring basis&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1.5pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$44,000&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1.5pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$(48,000)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;ASC 825, formerly Statement of Financial Accounting Standards No. 107, &amp;#147;Disclosures about Fair Value of Financial Instruments,&amp;#148; requires all entities to disclose the estimated fair value of their financial instrument assets and liabilities.&amp;nbsp; For the Company, as for most financial institutions, the majority of its assets and liabilities are considered financial instruments as defined in ASC 825.&amp;nbsp; Many of the Company&amp;#146;s financial instruments, however, lack an available trading market as characterized by a willing buyer and willing seller engaging in an exchange transaction.&amp;nbsp; It is also the Company&amp;#146;s general practice and intent to hold its financial instruments to maturity and to not engage in trading or sales activities except for loans held-for-sale and available-for-sale securities.&amp;nbsp; Therefore, significant estimations and assumptions, as well as present value calculations, were used by the Company for the purposes of this disclosure.&amp;nbsp; &lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Estimated fair values have been determined by the Company using the best available data and an estimation methodology suitable for each category of financial instruments.&amp;nbsp; For those loans and deposits with floating interest rates, it is presumed that estimated fair values generally approximate the recorded book balances.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The estimated methodologies used, the estimated fair values, and the recorded book balances at September 30, 2011, and June 30, 2011, were as follows:&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;table style=&quot;BORDER-COLLAPSE:collapse&quot; cellpadding=&quot;0&quot; cellspacing=&quot;0&quot;&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td colspan=&quot;2&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;September 30, 2011&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td colspan=&quot;2&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;June 30, 2011&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; rowspan=&quot;2&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Carrying&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Fair&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Carrying&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Fair&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Amount&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Value&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Amount&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Value&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Financial assets&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Cash and cash equivalents&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$54,841&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$54,841&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$33,896&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$33,896&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Interest-bearing time deposits&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;792&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;792&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;792&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;792&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Available-for-sale securities&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;64,684&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;64,684&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;63,327&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;63,327&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Stock in FHLB&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;2,369&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;2,369&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;2,369&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;2,369&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Stock in Federal Reserve Bank of St. Louis&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;719&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;719&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;719&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;719&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Loans receivable, net&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;564,093&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;567,959&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;556,576&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;558,083&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Accrued interest receivable&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;4,302&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;4,302&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;3,800&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;3,800&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Financial liabilities&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; 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BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Deposits&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;578,828&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;581,267&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;560,151&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;561,063&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Securities sold under agreements to repurchase&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;25,375&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;25,375&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;25,230&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;25,230&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Advances from FHLB&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;33,500&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;37,303&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;33,500&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;37,379&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Accrued interest payable&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;826&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;826&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;834&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;834&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Subordinated debt&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;7,217&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;4,866&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;7,217&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;6,341&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Unrecognized financial instruments (net of contract amount)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commitments to originate loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Letters of credit&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Lines of credit&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The following methods and assumptions were used in estimating the fair values of financial instruments:&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Cash and cash equivalents and interest-bearing time deposits are valued at their carrying amounts, which approximates book value.&amp;nbsp; Stock in FHLB and the Federal Reserve Bank of St. Louis is valued at cost, which approximates fair value.&amp;nbsp; Fair value of loans is estimated by discounting the future cash flows using the current rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities.&amp;nbsp; Loans with similar characteristics are aggregated for purposes of the calculations.&amp;nbsp; The carrying amounts of accrued interest approximate their fair values.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The fair value of fixed-maturity time deposits is estimated using a discounted cash flow calculation that applies the rates currently offered for deposits of similar remaining maturities.&amp;nbsp; The value of non-maturity deposits is estimated using a discounted cash flow analysis that applies the rates currently offered for similar products over the expected life of the deposits as defined by &amp;#147;decay rates&amp;#148; for similar products published by the Office of the Comptroller of the Currency.&amp;nbsp; The carrying amounts of securities sold under agreements to repurchase approximate fair value.&amp;nbsp; Fair value of advances from the FHLB is estimated by discounting maturities using an estimate of the current market for similar instruments.&amp;nbsp; The fair value of subordinated debt is estimated using rates currently available to the Company for debt with similar terms and maturities.&amp;nbsp; The fair value of commitments to originate loans is estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counterparties.&amp;nbsp; For fixed-rate loan commitments, fair value also considers the difference between current levels of interest rates and committed rates.&amp;nbsp; The fair value of letters of credit and lines of credit are based on fees currently charged for similar agreements or on the estimated cost to terminate or otherwise settle the obligations with the counterparties at the reporting date.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;</us-gaap:FairValueMeasurementInputsDisclosureTextBlock>
	<us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock contextRef='Y11Q3'>&lt;!--egx--&gt;&lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Note 4:&amp;nbsp; &lt;u&gt;Securities&lt;/u&gt;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Available for sale securities are summarized as follows at fair value:&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;table style=&quot;MARGIN:auto auto auto 4.65pt; BORDER-COLLAPSE:collapse&quot; cellpadding=&quot;0&quot; cellspacing=&quot;0&quot;&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td colspan=&quot;4&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;September 30, 2011&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Gross&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Gross&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Estimated&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Amortized&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Unrealized&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Unrealized&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Fair&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Cost&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Gains&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Losses&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Value&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Investment and mortgage backed securities:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp; U.S. government-sponsored enterprises (GSEs)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$14,011,372&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$53,434&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$(2,238)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$14,062,568&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp; State and political subdivisions&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;26,226,573&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;1,265,030&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;(2,690)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;27,488,913&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp; Other securities&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;1,788,522&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;8,959&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;(1,041,905)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;755,576&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp; Mortgage-backed GSE residential&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;21,417,671&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;958,953&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;22,376,624&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total investments and mortgage-backed securities&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$63,444,138&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$2,286,376&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$(1,046,833)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$64,683,681&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;table style=&quot;MARGIN:auto auto auto 4.75pt; BORDER-COLLAPSE:collapse&quot; cellpadding=&quot;0&quot; cellspacing=&quot;0&quot;&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td colspan=&quot;4&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;June 30, 2011&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Gross&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Gross&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Estimated&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Amortized&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Unrealized&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Unrealized&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Fair&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Cost&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Gains&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Losses&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Value&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Investment and mortgage backed securities:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp; U.S. government-sponsored enterprises (GSEs)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$12,991,362&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$28,805&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$(44,097)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$12,976,070&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp; State and political subdivisions&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;24,232,364&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;816,966&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;(67,876)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;24,981,454&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp; Other securities&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;1,785,562&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;18,717&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;(970,138)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;834,141&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp; Mortgage-backed GSE residential&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;23,490,296&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;1,045,240&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;24,535,536&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total investments and mortgage-backed securities&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$62,499,584&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$1,909,728&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$(1,082,111)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$63,327,201&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&lt;font style=&quot;TEXT-DECORATION:none&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&lt;font style=&quot;TEXT-DECORATION:none&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The amortized cost and estimated fair value of investment and mortgage-backed securities, by contractual maturity, are shown below.&amp;nbsp; Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without penalties.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;table style=&quot;MARGIN:auto auto auto 4.75pt; BORDER-COLLAPSE:collapse&quot; cellpadding=&quot;0&quot; cellspacing=&quot;0&quot;&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td colspan=&quot;2&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;September 30, 2011&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Estimated&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Amortized&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Fair&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Cost&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Value&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Available for Sale&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp; Within one year&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp; After one year but less than five years&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;920,000&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;929,696&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp; After five years but less than ten years&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;9,292,272&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;9,463,484&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp; After ten years&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;31,814,195&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;31,913,877&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total investment securities&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;42,026,467&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;42,307,057&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp; Mortgage-backed securities&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;21,417,671&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;22,376,624&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total investments and mortgage-backed securities&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$63,444,138&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$64,683,681&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&lt;font style=&quot;TEXT-DECORATION:none&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:justify; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&lt;font style=&quot;TEXT-DECORATION:none&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The following tables show our investments&amp;#146; gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at September 30, 2011 and June 30, 2011:&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;table style=&quot;BORDER-COLLAPSE:collapse&quot; cellpadding=&quot;0&quot; cellspacing=&quot;0&quot;&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td colspan=&quot;2&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&lt;font style=&quot;TEXT-DECORATION:none&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td colspan=&quot;2&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;September 30, 2011&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td colspan=&quot;2&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&lt;font style=&quot;TEXT-DECORATION:none&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td colspan=&quot;2&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Less than 12 months&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td colspan=&quot;2&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;More than 12 months&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td colspan=&quot;2&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Totals&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:5.85pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:5.85pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:5.85pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Estimated&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:5.85pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Unrealized&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:5.85pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Estimated&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:5.85pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Unrealized&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:5.85pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Estimated&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:5.85pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Unrealized&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Fair Value&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Losses&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Fair Value&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Losses&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Fair Value&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Losses&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;U.S.&lt;/font&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt; government-sponsored enterprises (GSEs)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$1,016,466&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$2,238&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$1,016,466&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$2,238&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Other securities&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;499,574&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;1,041,905&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;499,574&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;1,041,905&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Obligations of state and political subdivisions&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;362,698&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;2,690&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;362,698&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;2,690&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total investments and mortgage-backed securities&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$1,379,164&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$4,928&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$499,574&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$1,041,905&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$1,878,738&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$1,046,833&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.2in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.2in; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td colspan=&quot;2&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.2in; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&lt;font style=&quot;TEXT-DECORATION:none&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td colspan=&quot;2&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.2in; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&lt;font style=&quot;TEXT-DECORATION:none&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td colspan=&quot;2&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.2in; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&lt;font style=&quot;TEXT-DECORATION:none&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td colspan=&quot;2&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&lt;font style=&quot;TEXT-DECORATION:none&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td colspan=&quot;2&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;June 30, 2011&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td colspan=&quot;2&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&lt;font style=&quot;TEXT-DECORATION:none&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td colspan=&quot;2&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Less than 12 months&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td colspan=&quot;2&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;More than 12 months&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td colspan=&quot;2&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Totals&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:5.85pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:5.85pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:5.85pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Estimated&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:5.85pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Unrealized&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:5.85pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Estimated&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:5.85pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Unrealized&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:5.85pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Estimated&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:5.85pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Unrealized&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Fair Value&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Losses&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Fair Value&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Losses&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Fair Value&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Losses&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;U.S.&lt;/font&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt; government-sponsored enterprises (GSEs)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$5,955,903&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$44,097&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$5,955,903&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$44,097&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Other securities&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;568,568&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;970,138&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;568,568&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;970,138&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Obligations of state and political subdivisions&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;4,233,216&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;67,876&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;4,233,216&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;67,876&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total investments and mortgage-backed securities&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$10,189,119&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$111,973&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$568,568&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$970,138&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$10,757,687&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$1,082,111&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;i&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/i&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;i&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;U.S.&lt;/font&gt;&lt;/i&gt;&lt;i&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt; government-sponsored enterprises (GSEs).&amp;nbsp; &lt;/font&gt;&lt;/i&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The unrealized losses on the Company&amp;#146;s investments in direct obligations of U.S. government-sponsored enterprises (GSEs) were caused by interest rate increases.&amp;nbsp; The contractual terms of those investments do not permit the issuer to settle the securities at a price less than the amortized cost bases of the investments.&amp;nbsp; Because the Company does not intend to sell the investments and it is not more likely than not the Company will be required to sell the investments before recovery of their amortized cost bases, which may be maturity, the Company does not consider those investments to be other-than-temporarily impaired at September 30, 2011.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;i&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Obligations of state and political subdivisions.&lt;/font&gt;&lt;/i&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp; The unrealized losses on the Company&amp;#146;s investments in securities of state and political subdivisions were caused by interest rate increases.&amp;nbsp; The contractual terms of those investments do not permit the issuer to settle the securities at a price less than the amortized cost bases of the investments.&amp;nbsp; Because the Company does not intend to sell the investments and it is not more likely than not the Company will be required to sell the investments before recovery of their amortized cost bases, which may be maturity, the Company does not consider those investments to be other-than-temporarily impaired at September 30, 2011.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;i&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/i&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;i&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Other securities&lt;/font&gt;&lt;/i&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;.&amp;nbsp; At September 30, 2011, there were four pooled trust preferred securities with an estimated fair value of $500,000 and unrealized losses of $1.0 million in a continuous unrealized loss position for twelve months or more.&amp;nbsp; These unrealized losses were primarily due to the long-term nature of the pooled trust preferred securities, a lack of demand or inactive market for these securities, and concerns regarding the financial institutions that have issued the underlying trust preferred securities.&amp;nbsp; &lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The September 30, 2011, cash flow analysis for three of these securities showed it is probable the Company will receive all contracted principal and related interest projected. The cash flow analysis used in making this determination was based on anticipated default and recovery rates, amounts of prepayments, and the resulting cash flows were discounted based on the yield anticipated at the time the securities were purchased.&amp;nbsp;&amp;nbsp;Other inputs include the actual collateral attributes, which include credit ratings and other performance indicators of the underlying financial institutions, including profitability, capital ratios, and asset quality.&amp;nbsp;&amp;nbsp;Assumptions for these three securities included prepayments by all issuers of asset size greater than $15 billion, to account for the lack of favorable capital treatment under the Dodd-Frank regulatory reform bill; prepayments of 5% every five years thereafter, to account for isolated prepayments; no recoveries on issuers currently in default; recoveries of 38% to 46% on currently deferred issuers within the next two years; no new deferrals for the next two years; and annual defaults of 36 basis points (with 10% recoveries, lagged two years) thereafter. &lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;One of these three securities continues to receive cash interest payments in full and our cash flow analysis indicates that these payments are likely to continue. Because the Company does not intend to sell this security and it is not more-likely-than-not that the Company will be required to sell the security prior to recovery of its amortized cost basis, which may be maturity, the Company does not consider this investment to be other-than-temporarily impaired at September 30, 2011. &lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;For the other two of these three securities, the Company is receiving principal-in-kind (PIK), in lieu of cash interest. These securities all allow, under the terms of the issue, for issuers to defer interest for up to five consecutive years.&amp;nbsp;&amp;nbsp;After five years, if not cured, the securities are considered to be in default and the trustee may demand payment in full of principal and accrued interest. Issuers are also considered to be in default in the event of the failure of the issuer or a subsidiary.&amp;nbsp;&amp;nbsp;Both deferred and defaulted issuers are considered non-performing, and the trustee calculates, on a quarterly or semi-annual basis, certain coverage tests prior to the payment of cash interest to owners of the various tranches of the securities.&amp;nbsp;&amp;nbsp;The tests must show that performing collateral is sufficient to meet requirements for senior tranches, both in terms of cash flow and collateral value, before cash interest can be paid to subordinate tranches.&amp;nbsp;&amp;nbsp;If the tests are not met, available cash flow is diverted to pay down the principal balance of senior tranches until the coverage tests are met, before cash interest payments to subordinate tranches may resume. The Company&amp;#146;s investments in these two securities are receiving PIK due to failure of the required coverage tests described above at senior tranche levels of these securities. The risk to holders of a tranche of a security in PIK status is that the pool&amp;#146;s total cash flow will not be sufficient to repay all principal and accrued interest related to the investment. The impact of payment of PIK to subordinate tranches is to strengthen the position of senior tranches, by reducing the senior tranches&amp;#146; principal balances relative to available collateral and cash flow, while increasing principal balances, decreasing cash flow, and increasing credit risk to the tranches receiving PIK. For our securities in receipt of PIK, the principal balance is increasing, cash flow has stopped, and, as a result, credit risk is increasing. The Company expects these securities to remain in PIK status for a period of three to seven years. Despite these facts, because the Company does not intend to sell these two securities and it is not more-likely-than-not that the Company will be required to sell these two securities prior to recovery of their amortized cost bases, which may be maturity, the Company does not consider these investments to be other-than-temporarily impaired at September 30, 2011.&amp;nbsp;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;At December 31, 2008, analysis of the fourth pooled trust preferred security indicated other-than-temporary impairment (OTTI) and the Company performed further analysis to determine the portion of the loss that was related to credit conditions of the underlying issuers. The credit loss was calculated by comparing expected discounted cash flows based on performance indicators of the underlying assets in the security to the carrying value of the investment. The discounted cash flow was based on anticipated default and recovery rates, and resulting projected cash flows were discounted based on the yield anticipated at the time the security was purchased.&amp;nbsp;&amp;nbsp;Based on this analysis, the Company recorded an impairment charge of $375,000 for the credit portion of the unrealized loss for this trust preferred security. This loss established a new, lower amortized cost basis of $125,000 for this security, and reduced non-interest income for the second quarter and the twelve months ended June 30, 2009. At September 30, 2011, cash flow analyses showed it is probable the Company will receive all of the remaining cost basis and related interest projected for the security. The cash flow analysis used in making this determination was based similar inputs and factors as those described above. Assumptions for this security included prepayments by all issuers of asset size greater than $15 billion, to account for the lack of favorable capital treatment under the Dodd-Frank regulatory reform bill; prepayments of 5% every five years thereafter, to account for isolated prepayments; no recoveries on issuers currently in default; recoveries of 28.1% on currently deferred issuers within the next two years; no new deferrals for the next two years; and annual defaults of 36 basis points (with 10% recoveries, lagged two years) thereafter.&amp;nbsp;&amp;nbsp;&amp;nbsp;This security is in PIK status due to similar criteria and factors as those described above, with similar impact to the Company. This security is projected to remain in PIK status for a period of three years. Because the Company does not intend to sell this security and it is not more-likely-than-not the Company will be required to sell this security before recovery of its new, lower amortized cost basis, which may be maturity, the Company does not consider the remainder of the investment in this security to be other-than-temporarily impaired at September 30, 2011.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The Company does not believe any other individual unrealized loss as of September 30, 2011, represents OTTI. However, given the continued disruption in the financial markets, the Company may be required to recognize OTTI losses in future periods with respect to its available for sale investment securities portfolio. The amount and timing of any additional OTTI will depend on the decline in the underlying cash flows of the securities. Should the impairment of any of these securities become other-than-temporary, the cost basis of the investment will be reduced and the resulting loss recognized in the period the other-than-temporary impairment is identified.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;i&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Credit losses recognized on investments.&amp;nbsp; &lt;/font&gt;&lt;/i&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;As described above, some of the Company&amp;#146;s investments in trust preferred securities have experienced fair value deterioration due to credit losses, but are not otherwise other-than-temporarily impaired.&amp;nbsp; During fiscal 2009, the Company adopted ASC 820, formerly FASB Staff Position 157-4, &amp;#147;Determining Fair Value When the Volume and Level of Activity for the Asset or Liability Have Significantly Decreased and Identifying Transactions That Are Not Orderly.&amp;#148;&amp;nbsp; The following table provides information about the trust preferred security for which only a credit loss was recognized in income and other losses are recorded in other comprehensive income (loss) for the three-month period ended September 30, 2011 and 2010.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;table style=&quot;BORDER-COLLAPSE:collapse&quot; cellpadding=&quot;0&quot; cellspacing=&quot;0&quot;&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td colspan=&quot;2&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Accumulated Credit Losses,&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td colspan=&quot;2&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Three-Month Period&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td colspan=&quot;2&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Ended September 30,&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;2011&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;2010&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Credit losses on debt securities held&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Beginning of period&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$375,000&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$375,000&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp; Additions related to OTTI losses not previously recognized&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp; Reductions due to sales&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp; Reductions due to change in intent or likelihood of sale&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp; Additions related to increases in previously-recognized OTTI losses&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp; Reductions due to increases in expected cash flows&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;End of period&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1.5pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$375,000&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1.5pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$375,000&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;</us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock>
	<us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock contextRef='Y11Q3'>&lt;!--egx--&gt;&lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Note 5:&amp;nbsp; &lt;u&gt;Loans&lt;/u&gt;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Loans are summarized as follows:&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;table style=&quot;MARGIN:auto auto auto 4.65pt; BORDER-COLLAPSE:collapse&quot; cellpadding=&quot;0&quot; cellspacing=&quot;0&quot;&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;September 30,&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;June 30,&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;2011&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;2011&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Real Estate Loans:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Conventional&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$196,769,114&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$199,884,607&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;21,881,951&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;29,921,110&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;188,893,915&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;185,158,763&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Consumer loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;29,795,075&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;29,963,281&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Commercial loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;139,193,452&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;126,290,143&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;576,533,507&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;571,217,904&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Loans in process&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;(5,828,007)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;(8,330,245)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Deferred loan fees, net&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;139,524&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;126,847&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Allowance for loan losses&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;(6,752,061)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;(6,438,451)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$564,092,963&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$556,576,055&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The Company&amp;#146;s lending activities consist of origination of loans secured by mortgages on one- to four-family residences and commercial and agricultural real estate, construction loans on residential and commercial properties, commercial and agricultural business loans and consumer loans. The Company has also occasionally purchased loan participation interests originated by other lenders and secured by properties generally located in the states of Missouri and Arkansas.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Supervision of the loan portfolio is the responsibility of our Chief Lending Officer. Loan officers have varying amounts of lending authority depending upon experience and types of loans. Loans beyond their authority are presented to the next level of authority, or to one of several lending committees, comprised of lenders and other officers with expertise in the type of loan the committee is authorized to approve. Loans to one borrower (or group of related borrowers), in aggregate, in excess of $1,000,000 require the approval of a majority of the Discount Committee, which consists of all Bank directors, prior to the closing of the loan. All loans are subject to ratification by the full Board of Directors.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The aggregate amount of loans that the Company is permitted to make under applicable federal regulations to any one borrower, including related entities, or the aggregate amount that the Company could have invested in any one real estate project, is based on the Bank&apos;s capital levels.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt&quot;&gt;&lt;i&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Residential Mortgage Lending. &lt;/font&gt;&lt;/i&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The Company actively originates loans for the acquisition or refinance of one- to four-family residences. These loans are originated as a result of customer and real estate agent referrals, existing and walk-in customers and from responses to the Company&amp;#146;s marketing campaigns. &lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The Company currently offers both fixed-rate and adjustable-rate mortgage (&amp;#147;ARM&amp;#148;) loans.&amp;nbsp;Substantially all of the one- to four-family residential mortgage originations in the Company&apos;s portfolio are located within the Company&apos;s primary market area.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The Company generally originates one- to four-family residential mortgage loans in amounts up to 90% of the lower of the purchase price or appraised value of residential property. For loans originated in excess of 80%, the Company charges an interest rate an additional 50 basis points higher, but does not require private mortgage insurance.&amp;nbsp;At September 30, 2011, the outstanding balance of loans originated with a loan-to-value ratio in excess of 80% was $46.7 million, as compared to $45.0 million at June 30, 2011.&amp;nbsp; Originating loans with higher loan-to-value ratios presents additional credit risk to the Company.&amp;nbsp; Consequently, the Company limits this product to borrowers with a favorable credit history and a demonstrable ability to service the debt.&amp;nbsp; The majority of new residential mortgage loans originated by the Company conform to secondary market standards. The interest rates charged on these loans are competitively priced based on local market conditions, the availability of funding, and anticipated profit margins. Fixed and ARM loans originated by the Company are amortized over periods as long as 30 years, but typically are repaid over shorter periods.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Fixed-rate loans secured by one- to four-family residences have contractual maturities up to 30 years, and are generally fully amortizing with payments due monthly. These loans normally remain outstanding for a substantially shorter period of time because of refinancing and other prepayments. A significant change in the interest rate environment can alter the average life of a residential loan portfolio. The one- to four-family fixed-rate loans do not contain prepayment penalties. Most are written using secondary market guidelines. &lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The Company currently originates ARM loans, which adjust annually after an initial period of one, three or five years. Typically, originated ARM loans secured by owner occupied properties reprice at a margin of 2.75% to 3.00% over the weekly average yield on United States Treasury securities adjusted to a constant maturity of one year (&amp;#147;CMT&amp;#148;). Generally, ARM loans secured by non-owner occupied residential properties reprice at a margin of 3.75% over the CMT index. Current residential ARM loan originations are subject to annual and lifetime interest rate caps and floors. As a consequence of using interest rate caps, initial rates which may be at a premium or discount, and a &amp;#147;CMT&amp;#148; loan index, the interest earned on the Company&amp;#146;s ARMs will react differently to changing interest rates than the Company&amp;#146;s cost of funds.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;In underwriting one- to four-family residential real estate loans, the Company evaluates the borrower&apos;s ability to meet debt service requirements at current as well as fully indexed rates for ARM loans, as well as the value of the property securing the loan. Most properties securing real estate loans made by the Company have appraisals performed on them by independent fee appraisers approved and qualified by the Board of Directors. The Company generally requires borrowers to obtain title insurance and fire, property and flood insurance (if indicated) in an amount not less than the amount of the loan. Real estate loans originated by the Company generally contain a &amp;#147;due on sale&amp;#148; clause allowing the Company to declare the unpaid principal balance due and payable upon the sale of the security property.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The Company also originates loans secured by multi-family residential properties that are generally located in the Company&amp;#146;s primary market area.&amp;nbsp; The majority&amp;nbsp; of the multi-family residential loans that are originated by the Bank are amortized over periods generally up to 20 years, with balloon maturities of up to five years.&amp;nbsp; Both fixed and adjustable interest rates are offered and it is typical for the Company to include an interest rate &amp;#147;floor&amp;#148; in the loan agreement.&amp;nbsp; Variable rate loans typically adjust daily, monthly, quarterly, or annually based on the Wall Street Journal prime interest rate.&amp;nbsp; Generally, multi-family residential loans do not exceed 85% of the lower of the appraised value or purchase price of the secured property.&amp;nbsp; The Company generally requires a Board-approved independent certified fee appraiser to be engaged in determining the collateral value.&amp;nbsp; As a general rule, the Company requires the unlimited guarantee of all individuals (or entities) owning (directly or indirectly) 20% or more of the stock of the borrowing entity.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The primary risk associated with multi-family loans is the ability of the income-producing property that collateralizes the loan to produce adequate cash flow to service the debt.&amp;nbsp; High unemployment or generally weak economic conditions may result in borrowers having to provide rental rate concessions to achieve adequate occupancy rates.&amp;nbsp; In an effort to reduce these risks, the Bank will evaluate the guarantor&amp;#146;s ability to inject personal funds as a tertiary source of repayment.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt&quot;&gt;&lt;i&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Commercial Real Estate Lending. &lt;/font&gt;&lt;/i&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The Company actively originates loans secured by commercial real estate including land (improved, unimproved, and farmland), strip shopping centers, retail establishments and other businesses generally located in the Company&amp;#146;s primary market area. &lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-INDENT:0.5in; LINE-HEIGHT:11.4pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Most commercial real estate loans originated by the Company generally are based on amortization schedules of up to 20 years with monthly principal and interest payments. Generally, the interest rate received on these loans is fixed for a maturity for up to five years, with a balloon payment due at maturity. Alternatively, for some loans, the interest rate adjusts at least annually after an initial period up to five years, based upon the Wall Street Journal&amp;#146;s published prime rate.&amp;nbsp;&amp;nbsp;The Company typically includes an interest rate &amp;#147;floor&amp;#148; in the loan agreement. Variable rate commercial real estate originations typically adjust daily, monthly, quarterly or annually based on the Wall Street Journal&amp;#146;s published prime rate. Generally, improved commercial real estate loan amounts do not exceed 80% of the lower of the appraised value or the purchase price of the secured property. Agricultural real estate terms offered differ slightly, with amortization schedules of up to 25 years with an 80% loan-to-value ratio, or 30 years with a 75% loan-to-value ratio. Before credit is extended, the Company analyzes the financial condition of the borrower, the borrower&apos;s credit history, and the reliability and predictability of the cash flow generated by the property and the value of the property itself. Generally, personal guarantees are obtained from the borrower in addition to obtaining the secured property as collateral for such loans. The Company also generally requires appraisals on properties securing commercial real estate to be performed by a Board-approved independent certified fee appraiser.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Generally, loans secured by commercial real estate involve a greater degree of credit risk than one- to four-family residential mortgage loans. These loans typically involve large balances to single borrowers or groups of related borrowers. Because payments on loans secured by commercial real estate are often dependent on the successful operation or management of the secured property, repayment of such loans may be subject to adverse conditions in the real estate market or the economy. &lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt&quot;&gt;&lt;i&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Construction Lending. &lt;/font&gt;&lt;/i&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The Company originates real estate loans secured by property or land that is under construction or development. Construction loans originated by the Company are generally secured by mortgage loans for the construction of owner occupied residential real estate or to finance speculative construction secured by residential real estate, land development, or owner-operated or non-owner occupied commercial real estate.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;During construction, these loans typically require monthly interest-only payments and have maturities ranging from 6 to 12 months. Once construction is completed, permanent construction loans may be converted to monthly payments using amortization schedules of up to 30 years on residential and generally up to 20 years on commercial real estate.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Speculative construction and land development lending generally affords the Company an opportunity to receive higher interest rates and fees with shorter terms to maturity than those obtainable from residential lending. Nevertheless, construction and land development lending is generally considered to involve a higher level of credit risk than one- to four-family residential lending due to (i) the concentration of principal among relatively few borrowers and development projects, (ii) the increased difficulty at the time the loan is made of accurately estimating building or development costs and the selling price of the finished product, (iii) the increased difficulty and costs of monitoring and disbursing funds for the loan,&amp;nbsp;&amp;nbsp;(iv) the higher degree of sensitivity to increases in market rates of interest and changes in local economic conditions, and (v) the increased difficulty of working out problem loans. Due in part to these risk factors, the Company may be required from time to time to modify or extend the terms of some of these types of loans. In an effort to reduce these risks, the application process includes a submission to the Company of accurate plans, specifications and costs of the project to be constructed. These items are also used as a basis to determine the appraised value of the subject property. Loan amounts are generally limited to 80% of the lesser of current appraised value and/or the cost of construction.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;To closely monitor the inherent risks associated with construction loans, the Company will typically utilize maturity periods ranging from 6 to 12 months for these loans.&amp;nbsp;&amp;nbsp;&amp;nbsp;Weather conditions, change orders, availability of materials and/or labor, and other factors may contribute to the lengthening of a project, thus necessitating the need to renew the construction loan at the balloon maturity.&amp;nbsp;&amp;nbsp;Such extensions are typically executed in incremental three month periods to facilitate project completion.&amp;nbsp;&amp;nbsp;The Company&amp;#146;s average term of construction loans is approximately nine months.&amp;nbsp;&amp;nbsp;During construction, loans typically require monthly interest only payments which may allow the Company an opportunity to monitor for early signs of financial difficulty should the borrower fail to make a required monthly payment.&amp;nbsp;&amp;nbsp;Additionally, during the construction phase, the Company typically obtains interim inspections completed by an independent third party.&amp;nbsp;&amp;nbsp;This monitoring further allows the Company opportunity to assess risk.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:500.1pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;At September 30, 2011, construction loans outstanding included 23 loans, totaling $11.8 million, for which a modification had been agreed to. At June 30, 2011, construction loans outstanding included 24 loans, totaling $2.2 million, for which a modification had been agreed to.&amp;nbsp; All modifications were solely for the purpose of extending the maturity date due to conditions described above.&amp;nbsp;&amp;nbsp;None of these modifications were executed due to financial difficulty on the part of the borrower and, therefore, were not accounted for as TDRs.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt&quot;&gt;&lt;i&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Consumer Lending. &lt;/font&gt;&lt;/i&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The Company offers a variety of secured consumer loans, including home equity, direct and indirect automobile loans, second mortgages, mobile home loans and loans secured by deposits. The Company originates substantially all of its consumer loans in its primary market area. Usually, consumer loans are originated with fixed rates for terms of up to five years, with the exception of home equity lines of credit, which are variable, tied to the prime rate of interest and are for a period of ten years. &lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Home equity lines of credit (HELOCs) are secured with a deed of trust and are issued up to 100% of the appraised or assessed value of the property securing the line of credit, less the outstanding balance on the first mortgage. Interest rates on the HELOCs are adjustable and are tied to the current prime interest rate. This rate is obtained from the Wall Street Journal and adjusts on a daily basis. Interest rates are based upon the loan-to-value ratio of the property with better rates given to borrowers with more equity. HELOCs, which are secured by residential properties, are secured by stronger collateral than automobile loans and because of the adjustable rate structure, contain less interest rate risk to the Company. Lending up to 100% of the value of the property presents greater credit risk to the Company. Consequently, the Company limits this product to customers with a favorable credit history.&amp;nbsp; At September 30, 2011, the Company had HELOC balances of $14.7 million outstanding, of which lines of credit up to 80% of the property value at origination represented 85.9% of outstanding balances, and 88.6% of outstanding balances and commitments; lines of credit for more than 80% but not exceeding 90% of the property value at origination represented 13.6% of outstanding balances, and 10.9% of outstanding balances and commitments; and lines of credit in excess of 90% of the property value at origination represented 0.6% of outstanding balances, and 0.4% of outstanding balances and commitments.&amp;nbsp; These figures compared to HELOC balances of $14.0 million at June 30, 2011, of which lines of credit up to 80% of the property value at origination represented 83.7% of outstanding balances, and 87.6% of outstanding balances and commitments; lines of credit for more than 80% but not exceeding 90% of the property value at origination represented 15.7% of outstanding balances, and 11.9% of outstanding balances and commitments; and lines of credit in excess of 90% of the property value at origination represented 0.6% of outstanding balances, and 0.5% of outstanding balances and commitments.&amp;nbsp; &lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Automobile loans originated by the Company include both direct loans and a smaller amount of loans originated by auto dealers. The Company generally pays a negotiated fee back to the dealer for indirect loans. Typically, automobile loans are made for terms of up to 60 months for new and used vehicles. Loans secured by automobiles have fixed rates and are generally made in amounts up to 100% of the purchase price of the vehicle.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Consumer loan terms vary according to the type and value of collateral, length of contract and creditworthiness of the borrower. The underwriting standards employed for consumer loans include employment stability, an application, a determination of the applicant&apos;s payment history on other debts, and an assessment of ability to meet existing and proposed obligations. Although creditworthiness of the applicant is a primary consideration, the underwriting process also includes a comparison of the value of the security, if any, in relation to the proposed loan amount.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Consumer loans may entail greater credit risk than do residential mortgage loans, because they are generally unsecured or are secured by rapidly depreciable or mobile assets, such as automobiles. In the event of repossession or default, there may be no secondary source of repayment or the underlying value of the collateral could be insufficient to repay the loan. In addition, consumer loan collections are dependent on the borrower&apos;s continuing financial stability, and thus are more likely to be affected by adverse personal circumstances. Furthermore, the application of various federal and state laws, including bankruptcy and insolvency laws, may limit the amount which can be recovered on such loans. &lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt&quot;&gt;&lt;i&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Commercial Business Lending. &lt;/font&gt;&lt;/i&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The Company&amp;#146;s commercial business lending activities encompass loans with a variety of purposes and security, including loans to finance accounts receivable, inventory, equipment and operating lines of credit, including agricultural production and equipment loans.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The Company currently offers both fixed and adjustable rate commercial business loans. Adjustable rate business loans typically reprice daily, monthly, quarterly, or annually, in accordance with the Wall Street Journal&amp;#146;s prime rate of interest. The Company typically includes an interest rate &amp;#147;floor&amp;#148; in the loan agreement. &lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Commercial business loan terms vary according to the type and value of collateral, length of contract and creditworthiness of the borrower. Generally, commercial loans secured by fixed assets are amortized over periods up to five years, while commercial operating lines of credit or agricultural production lines are generally for a one year period. The Company&amp;#146;s commercial business loans are evaluated based on the loan application, a determination of the applicant&apos;s payment history on other debts, business stability and an assessment of ability to meet existing obligations and payments on the proposed loan. Although creditworthiness of the applicant is a primary consideration, the underwriting process also includes a comparison of the value of the security, if any, in relation to the proposed loan amount.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Unlike residential mortgage loans, which generally are made on the basis of the borrower&apos;s ability to make repayment from his or her employment and other income, and which are secured by real property whose value tends to be more easily ascertainable, commercial business loans are of higher risk and typically are made on the basis of the borrower&apos;s ability to make repayment from the cash flow of the borrower&apos;s business. As a result, the availability of funds for the repayment of commercial business loans may be substantially dependent on the success of the business itself. Further, the collateral securing the loans may depreciate over time, may be difficult to appraise and may fluctuate in value based on the success of the business.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The following tables present the balance in the allowance for loan losses and the recorded investment in loans (excluding loans in process and deferred loan fees) based on portfolio segment and impairment methods as of September 30, 2011, and June 30, 2011, and activity in the allowance for loan losses for the three-month period ended September 30, 2011:&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;table style=&quot;BORDER-COLLAPSE:collapse&quot; cellpadding=&quot;0&quot; cellspacing=&quot;0&quot;&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td colspan=&quot;7&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;September 30, 2011&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Conventional &lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Construction &lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Commercial&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Consumer&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Commercial&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Unallocated&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Total&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Allowance for loan losses:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Balance, beginning of period&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$1,618,285&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$192,752&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$2,671,482&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$441,207&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$1,514,725&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$6,438,451&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Provision charged to expense&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;165,494&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;182,546&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;(389,686)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;174,723&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;383,606&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;516,683&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Losses charged off&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;(76,918)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;(24,825)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;(96,604)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;(11,156)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;(209,503)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Recoveries&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;4,605&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;233&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;1,592&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;6,430&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Balance, end of period&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$1,711,466&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$375,531&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$2,256,971&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$520,918&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$1,887,175&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$6,752,061&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Ending Balance: individually &lt;br&gt;&lt;/br&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; evaluated for impairment&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$109,481&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$109,481&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Ending Balance: collectively &lt;br&gt;&lt;/br&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; evaluated for impairment&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$1,711,466&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$375,531&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$2,024,010&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$520,918&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$1,775,054&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$6,406,979&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Ending Balance: loans acquired &lt;br&gt;&lt;/br&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; with deteriorated credit quality&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$123,480&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$112,121&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$235,601&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Loans:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Ending Balance: individually &lt;br&gt;&lt;/br&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; evaluated for impairment&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$772,467&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$277,955&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$1,050,422&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Ending Balance: collectively &lt;br&gt;&lt;/br&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; evaluated for impairment&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$195,214,058&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$16,053,944&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$186,256,669&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$29,795,075&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$137,276,356&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$564,596,102&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Ending Balance: loans acquired &lt;br&gt;&lt;/br&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; with deteriorated credit quality&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$1,555,056&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$1,864,779&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$1,639,141&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$5,058,976&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.2in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.2in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td colspan=&quot;7&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.2in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&lt;font style=&quot;TEXT-DECORATION:none&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td colspan=&quot;7&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;June 30, 2011&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Conventional &lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Construction &lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Commercial&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Consumer&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Commercial&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Unallocated&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Total&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Allowance for loan losses:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Balance, end of period&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1.5pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$1,618,285&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1.5pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$192,752&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1.5pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$2,671,482&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1.5pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$441,207&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1.5pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$1,514,725&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1.5pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1.5pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$6,438,451&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Ending Balance: individually &lt;br&gt;&lt;/br&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; evaluated for impairment&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$477,517&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$477,517&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Ending Balance: collectively &lt;br&gt;&lt;/br&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; evaluated for impairment&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$1,618,285&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$192,752&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$2,072,595&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$441,207&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$1,514,725&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$5,839,564&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Ending Balance: loans acquired &lt;br&gt;&lt;/br&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; with deteriorated credit quality&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$121,370&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$121,370&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Loans:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Ending Balance: individually &lt;br&gt;&lt;/br&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; evaluated for impairment&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$1,484,711&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$1,484,711&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Ending Balance: collectively &lt;br&gt;&lt;/br&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; evaluated for impairment&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$198,328,878&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$21,590,865&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$181,257,071&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$29,963,281&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$123,062,000&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$554,202,095&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Ending Balance: loans acquired &lt;br&gt;&lt;/br&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; with deteriorated credit quality&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$1,555,729&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$2,416,981&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$3,228,143&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$7,200,853&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The following table presents the activity in the allowance for loan losses for the three-month period ended September 30, 2010:&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;table style=&quot;BORDER-COLLAPSE:collapse&quot; cellpadding=&quot;0&quot; cellspacing=&quot;0&quot;&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td colspan=&quot;7&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;September 30, 2010&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Conventional &lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Construction &lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Commercial&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Consumer&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Commercial&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Unallocated&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Total&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Allowance for loan losses:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Balance, beginning of period&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$902,122&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$198,027&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$1,605,218&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$473,064&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$1,330,180&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$4,508,611&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Provision charged to expense&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;317,516&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;(63,236)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;418,474&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;11,252&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;(41,325)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;642,681&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Losses charged off&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;(54,407)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;(6,754)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;(200)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;(61,361)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Recoveries&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;355&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;2,879&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;2,850&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;6,084&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Balance, end of period&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$1,165,231&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$134,791&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$2,024,047&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$480,441&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$1,291,505&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$5,096,015&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Management&amp;#146;s opinion as to the ultimate collectability of loans is subject to estimates regarding future cash flows from operations and the value of property, real and personal, pledged as collateral.&amp;nbsp; These estimates are affected by changing economic conditions and the economic prospects of borrowers.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The allowance for loan losses is maintained at a level that, in management&amp;#146;s judgment, is adequate to cover probable credit losses inherent in the loan portfolio at the balance sheet date.&amp;nbsp; The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings.&amp;nbsp; Loan losses are charged against the allowance when an amount is determined to be uncollectible, based on management&amp;#146;s analysis of expected cash flow (for non-collateral-dependent loans) or collateral value (for collateral-dependent loans).&amp;nbsp; Subsequent recoveries, if any, are credited to the allowance.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The allowance for loan losses is evaluated on a regular basis by management and is based upon management&amp;#146;s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower&amp;#146;s ability to repay, estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The allowance consists of allocated and general components.&amp;nbsp; The allocated component relates to loans that are classified as impaired.&amp;nbsp; For those loans that are classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Under the Company&amp;#146;s methodology, loans are first segmented into 1) those comprising large groups of smaller-balance homogeneous loans, including single-family mortgages and installment loans, which are collectively evaluated for impairment, and 2) all other loans which are individually evaluated.&amp;nbsp; Those loans in the second category are further segmented utilizing a defined grading system which involves categorizing loans by severity of risk based on conditions that may affect the ability of the borrowers to repay their debt, such as current financial information, collateral valuations, historical payment experience, credit documentation, public information, and current trends.&amp;nbsp; The loans subject to credit classification represent the portion of the portfolio subject to the greatest credit risk and where adjustments to the allowance for losses on loans as a result of provisions and charge offs are most likely to have a significant impact on operations.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;A periodic review of selected credits (based on loan size and type) is conducted to identify loans with heightened risk or probable losses and to assign risk grades.&amp;nbsp; The primary responsibility for this review rests with loan administration personnel.&amp;nbsp; This review is supplemented with periodic examinations of both selected credits and the credit review process by applicable regulatory agencies.&amp;nbsp; The information from these reviews assists management in the timely identification of problems and potential problems and provides a basis for deciding whether the credit represents a probable loss or risk that should be recognized.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;A loan is considered impaired when, based on current information and events, it is probable that the scheduled payments of principal or interest will not be able to be collected when due according to the contractual terms of the loan agreement.&amp;nbsp; Factors considered by management in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due.&amp;nbsp; Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired.&amp;nbsp; Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower&amp;#146;s prior payment record and the amount of the shortfall in relation to the principal and interest owed.&amp;nbsp; Impairment is measured on a loan-by-loan basis for commercial and agricultural loans by either the present value of expected future cash flows discounted at the loan&amp;#146;s effective interest rate, the loan&amp;#146;s obtainable market price or the fair value of the collateral if the loan is collateral dependent.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;If a loan that is individually evaluated for impairment is found to have none, it is grouped together with loans having similar characteristics (i.e., the same risk grade), and an allowance for loan losses is based upon quantitative and qualitative factors discussed below.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Groups of loans with similar risk characteristics are collectively evaluated for impairment based on the group&amp;#146;s historical loss experience adjusted for changes in trends, conditions and other relevant factors that affect repayment of the loans.&amp;nbsp; Accordingly, individual consumer and residential loans are not separately identified for impairment measurements, unless such loans are the subject of a restructuring agreement due to financial difficulties of the borrower.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The general component covers non-impaired loans and is based on quantitative and qualitative factors.&amp;nbsp; The loan portfolio is stratified into homogeneous groups of loans that possess similar loss characteristics and an appropriate loss ratio adjusted for qualitative factors is applied to the homogeneous pools of loans to estimate the incurred losses in the loan portfolio.&amp;nbsp;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;During fiscal 2011, the Company changed its allowance methodology to consider, as the primary quantitative factor, average net charge offs over the most recent twelve-month period.&amp;nbsp; The Company had previously considered average net charge offs over the most recent five-year period as the primary quantitative factor.&amp;nbsp; The impact of the modification was minimal.&amp;nbsp; &lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Included in the Company&amp;#146;s loan portfolio are certain loans accounted for in accordance with ASC 310-30, Loans and Debt Securities Acquired with Deteriorated Credit Quality.&amp;nbsp; These loans were written down at acquisition to an amount estimated to be collectible.&amp;nbsp; As a result, certain ratios regarding the Company&amp;#146;s loan portfolio and credit quality cannot be used to compare the Company to peer companies or to compare the Company&amp;#146;s current credit quality to prior periods.&amp;nbsp; The ratios particularly affected by accounting under ASC 310-30 include the allowance for loan losses as a percentage of loans, nonaccrual loans, and nonperforming assets, and nonaccrual loans and nonperforming loans as a percentage of total loans.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The following tables present the credit risk profile of the Company&amp;#146;s loan portfolio (excluding loans in process and deferred loan fees) based on rating category and payment activity as of September 30, 2011, and June 30, 2011.&amp;nbsp; These tables include purchased credit impaired loans, which are reported according to risk categorization after acquisition based on the Company&amp;#146;s standards for such classification:&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;table style=&quot;MARGIN:auto auto auto 4.75pt; BORDER-COLLAPSE:collapse&quot; cellpadding=&quot;0&quot; cellspacing=&quot;0&quot;&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td colspan=&quot;5&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;September 30, 2011&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Conventional &lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Construction &lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Commercial&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Consumer&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Commercial&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Pass&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$195,076,358&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$16,053,944&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$182,683,300&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$29,785,764&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$132,381,030&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Special Mention&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;1,479,168&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;1,010,099&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;5,423,955&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Substandard&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;213,588&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;5,200,516&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;8,335&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;1,388,467&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Doubtful&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;976&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$196,769,114&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$16,053,944&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$188,893,915&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$29,795,075&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$139,193,452&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;table style=&quot;MARGIN:auto auto auto 4.75pt; BORDER-COLLAPSE:collapse&quot; cellpadding=&quot;0&quot; cellspacing=&quot;0&quot;&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td colspan=&quot;5&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;June 30, 2011&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Conventional &lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Construction &lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Commercial&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Consumer&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Commercial&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Pass&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$198,104,835&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$21,590,865&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$177,467,948&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$29,951,645&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$119,248,931&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Special Mention&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;1,478,676&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;1,005,338&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;5,499,249&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Substandard&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;215,702&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;6,685,477&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;9,996&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;1,541,963&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Doubtful&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;85,394&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;1,640&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$199,884,607&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$21,590,865&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$185,158,763&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$29,963,281&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$126,290,143&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The above amounts include purchased credit impaired loans.&amp;nbsp; At September 30, 20011, these loans comprised $842,000 of credits rated &amp;#147;Pass&amp;#148;; $2.4 million of credits rated &amp;#147;Special Mention&amp;#148;; $2.7 million of loans rated &amp;#147;Substandard&amp;#148;; and $0 of credits rated &amp;#147;Doubtful.&amp;nbsp; At June 30, 2011, these loans comprised $2.1 million of credits rated &amp;#147;Pass&amp;#148;; $ 2.4 million of credits rated &amp;#147;Special Mention&amp;#148;; $2.7 million of credits rated &amp;#147;Substandard&amp;#148;; and $0 of credits rated &amp;#147;Doubtful&amp;#148;.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;i&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Credit Quality Indicators&lt;/font&gt;&lt;/i&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;. The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends among other factors.&amp;nbsp; The Company analyzes loans individually by classifying the loans as to credit risk.&amp;nbsp; This analysis is performed on all loans at origination, and is updated on a quarterly basis for loans risk rated &amp;#147;Special Mention&amp;#148;, &amp;#147;Substandard&amp;#148;, or &amp;#147;Doubtful&amp;#148;.&amp;nbsp; In addition, lending relationships over $250,000 are subject to an independent loan review following origination, and lending relationships in excess of $1,000,000 are subject to an independent loan review annually, in order to verify risk ratings.&amp;nbsp; &lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The Company uses the following definitions for risk ratings:&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt 0.5in; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;i&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Special Mention&lt;/font&gt;&lt;/i&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt; &amp;#150; Loans classified as special mention warrant more than usual monitoring.&amp;nbsp; Issues may include deteriorating financial condition, payments made after the due date but within 30 days, adverse industry conditions, management problems, or other signs of deterioration that indicate a potential weakening of the institution&amp;#146;s credit position in the future.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt 0.5in; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt 0.5in; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;i&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Substandard&lt;/font&gt;&lt;/i&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt; &amp;#150; Loans classified as substandard possess weaknesses that jeopardize the ultimate collection of the principal and interest outstanding.&amp;nbsp; These loans exhibit continued financial losses, ongoing delinquency, overall poor financial condition, and insufficient collateral.&amp;nbsp; They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt 0.5in; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt 0.5in; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;i&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Doubtful&lt;/font&gt;&lt;/i&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt; &amp;#150; Loans classified as doubtful have all the weaknesses of substandard loans, and have deteriorated to the level that there is a high probability of substantial loss.&amp;nbsp; &lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt 0.5in; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt 0.5in; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be &lt;i&gt;Pass&lt;/i&gt; rated loans.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The following tables present the Company&amp;#146;s loan portfolio aging analysis (excluding loans in process and deferred loan fees) as of September 30, 2011, and June 30, 2011.&amp;nbsp; These tables include purchased credit impaired loans, which are reported according to aging analysis after acquisition based on the Company&amp;#146;s standards for such classification:&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;table style=&quot;BORDER-COLLAPSE:collapse&quot; cellpadding=&quot;0&quot; cellspacing=&quot;0&quot;&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td colspan=&quot;7&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;September 30, 2011&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;30-59 Days&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;60-89 Days&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Greater Than&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Total&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Total Loans&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Total Loans &amp;gt; 90&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Past Due&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Past Due&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;90 Days&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Past Due&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Current&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Receivable&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Days &amp;amp; Accruing&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Real Estate Loans:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Conventional&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$424,783&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$246,768&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$97,585&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$769,136&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$195,999,978&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$196,769,114&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;5,633&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;155,065&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;160,698&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;15,893,246&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;16,053,944&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;911,724&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;160,864&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;84,973&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;1,157,561&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;187,736,354&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;188,893,915&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Consumer loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;441,229&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;17,084&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;55,712&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;514,025&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;29,281,050&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;29,795,075&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;9,028&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Commercial loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;146,580&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;12,025&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;9,892&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;168,497&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;139,024,955&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;139,193,452&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;9,891&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$1,929,949&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$436,741&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$403,227&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$2,769,917&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$567,935,583&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$570,705,500&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$18,919&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td colspan=&quot;7&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;June 30, 2011&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;30-59 Days&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;60-89 Days&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Greater Than&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Total&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Total Loans&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Total Loans &amp;gt; 90&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Past Due&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Past Due&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;90 Days&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Past Due&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Current&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Receivable&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Days &amp;amp; Accruing&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Real Estate Loans:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Conventional&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$1,287,921&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$997,076&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$275,021&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$2,560,018&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$197,324,589&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$199,884,607&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$189,627&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;800,198&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;100,000&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;151,699&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;1,051,897&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;20,538,968&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;21,590,865&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;338,484&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;124,825&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;463,309&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;184,695,454&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;185,158,763&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;124,824&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Consumer loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;433,468&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;18,528&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;121,934&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;573,930&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;29,389,351&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;29,963,281&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;121,934&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Commercial loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;1,153,498&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;13,583&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;1,841&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;1,168,922&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;125,121,221&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;126,290,143&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;1,840&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$4,013,569&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$1,129,187&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$675,320&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$5,818,076&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$557,069,583&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$562,887,659&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$438,225&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;p style=&quot;MARGIN:0in 0in 9pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 9pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The above amounts include purchased credit impaired loans.&amp;nbsp; At September 30, 2011, these loans comprised $0 of credits 30-59 Days Past Due; $31,000 of credits 60-89 Days Past Due; $155,000 of credits Greater Than 90 Days Past Due; $186,000 of Total Past Due credits; $5.7 million of credits Current; and $0 of Total Loans &amp;gt; 90 Days &amp;amp; Accruing.&amp;nbsp; At June 30, 2011, these loans comprised $1.8 million of credits 30-59 Days Past Due; $442,000 of credits 60-89 Days Past Due; $153,000 of credits Greater Than 90 Days Past Due; $2.4 million of Total Past Due credits; $4.7 of credits Current; and $0 of Total Loans &amp;gt; 90 Days &amp;amp; Accruing.&amp;nbsp; &lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 9pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;A loan is considered impaired, in accordance with the impairment accounting guidance (ASC 310-10-35-16), when based on current information and events, it is probable the Company will be unable to collect all amounts due from the borrower in accordance with the contractual terms of the loan.&amp;nbsp; Impaired loans include nonperforming loans, as well as performing loans modified in troubled debt restructurings where concessions have been granted to borrowers experiencing financial difficulties.&amp;nbsp; These concessions could include a reduction in the interest rate on the loan, payment extensions, forgiveness of principal, forbearance or other actions intended to maximize collection.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 9pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The tables on the following page present impaired loans as of September 30, 2011, and June 30, 2011.&amp;nbsp; These tables include purchased credit impaired loans.&amp;nbsp; Purchased credit impaired loans are those for which it was deemed probable, at acquisition, that the Company would be unable to collect all contractually required payments receivable.&amp;nbsp; In an instance where, subsequent to the acquisition, the Company determines it is probable, for a specific loan, that cash flows received will exceed the amount previously expected, the Company will recalculate the amount of accretable yield in order to recognize the improved cash flow expectation as additional interest income over the remaining life of the loan.&amp;nbsp; These loans, however, will continue to be reported as impaired loans.&amp;nbsp; In an instance where, subsequent to the acquisition, the Company determines it is probable, for a specific loan, that cash flows received will be less than the amount previously expected, the Company will allocate a specific allowance under the terms of ASC 310-10-35.&amp;nbsp; &lt;/font&gt;&lt;/p&gt; &lt;table style=&quot;MARGIN:auto auto auto 4.65pt; BORDER-COLLAPSE:collapse&quot; cellpadding=&quot;0&quot; cellspacing=&quot;0&quot;&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt;&lt;br clear=&quot;all&quot; style=&quot;PAGE-BREAK-BEFORE:always&quot;&gt;&lt;/br&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td colspan=&quot;3&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;September 30, 2011&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Recorded&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Unpaid Principal&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Specific&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Balance&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Balance&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Allowance&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Loans without a specific valuation allowance:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Conventional real estate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$1,555,056&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$2,262,732&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Construction real estate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial real estate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;2,039,991&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;3,382,496&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Consumer loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;976&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;976&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;1,639,141&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;2,834,272&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Loans with a specific valuation allowance:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Conventional real estate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Construction real estate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial real estate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;772,467&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;810,904&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;232,961&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Consumer loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;277,955&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;300,000&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;112,121&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Total:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Conventional real estate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$1,555,056&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$2,262,732&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Construction real estate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial real estate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$2,812,458&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$4,193,400&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$232,961&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Consumer loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$976&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$976&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$1,917,096&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$3,134,272&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$112,121&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;table style=&quot;MARGIN:auto auto auto 4.75pt; BORDER-COLLAPSE:collapse&quot; cellpadding=&quot;0&quot; cellspacing=&quot;0&quot;&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td colspan=&quot;3&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;June 30, 2011&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Recorded&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Unpaid Principal&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Specific&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Balance&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Balance&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Allowance&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Loans without a specific valuation allowance:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Conventional real estate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$1,555,729&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$2,307,417&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Construction real estate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial real estate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;1,835,250&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;3,228,059&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Consumer loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;3,228,143&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;4,728,158&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Loans with a specific valuation allowance:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp; &amp;nbsp;&amp;nbsp;&amp;nbsp;Conventional real estate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Construction real estate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial real estate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;2,066,442&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;2,114,016&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;598,887&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Consumer loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Total:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Conventional real estate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$1,555,729&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$2,307,417&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Construction real estate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial real estate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$3,901,692&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$5,342,075&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$598,887&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Consumer loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$3,228,143&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$4,728,158&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The above amounts include purchased credit impaired loans.&amp;nbsp; At September 30, 2011, these loans comprised $5.1 million of impaired loans without a specific valuation allowance; $868,000 of loans with a specific valuation allowance, and $5.9 million of total impaired loans.&amp;nbsp; At June 30, 2011, these loans comprised $6.6 million of impaired loans without a specific valuation allowance; $582,000 of loans with a specific valuation allowance, and $7.2 million of total impaired loans.&amp;nbsp; &lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Included in certain loan categories in the impaired loans are troubled debt restructurings, where economic concessions have been granted to borrowers who have experienced financial difficulties.&amp;nbsp; These concessions typically result from our loss mitigation activities, and could include reductions in the interest rate, payment extensions, forgiveness of principal, forbearance, or other actions.&amp;nbsp; Certain TDRs are classified as nonperforming at the time of restructuring and typically are returned to performing status after considering the borrower&amp;#146;s sustained repayment performance for a reasonable period of at least six months.&amp;nbsp; &lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;When loans and leases are modified into a TDR, the Company evaluates any possible impairment similar to other impaired loans based on the present value of expected future cash flows, discounted at the contractual interest rate of the original loan or lease agreement, and uses the current fair value of the collateral, less selling costs, for collateral dependent loans.&amp;nbsp; If the Company determines that the value of the modified loan is less than the recorded investment in the loan (net of previous charge-offs, deferred loan fees or costs, and unamortized premium or discount), impairment is recognized through an allowance estimate or a charge-off to the allowance.&amp;nbsp; In periods subsequent to modification, the Company evaluates all TDRs, including those that have payment defaults, for possible impairment and recognizes impairment through the allowance.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;At September 30, 2011, and June 30, 2011, the Company had $98,000 and $0, respectively, of residential real estate loans, $1.0 million and $0, respectively, of commercial real estate loans, $1.0 million and $0, respectively, of commercial loans, and $1,000 and $0, respectively, of consumer loans that were modified in troubled debt restructurings and impaired. &lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Performing loans classified as troubled debt restructurings during the three months ended September 30, 2011, segregated by class, are shown in the table below.&amp;nbsp; Nonperforming TDRs are shown as nonaccrual loans.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;table style=&quot;MARGIN:auto auto auto 4.65pt; BORDER-COLLAPSE:collapse&quot; cellpadding=&quot;0&quot; cellspacing=&quot;0&quot;&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td colspan=&quot;2&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Three months ended &lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td colspan=&quot;2&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;September 30, 2011&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Number of&lt;br&gt;&lt;/br&gt;modifications&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Recorded&lt;br&gt;&lt;/br&gt;Investment&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Conventional real estate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;1&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$97,783&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Construction real estate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial real estate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;5&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;1,005,830&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Consumer loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;3&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;1,019,712&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;top&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;9&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$2,123,326&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;As a result of adopting the amendments in ASU No. 2011-02, the Company reassessed all restructurings that occurred on or after the beginning of the current fiscal year (beginning July 1, 2011) for identification as troubled debt restructurings (TDRs).&amp;nbsp; The Company identified as TDRs certain receivables for which the allowance for credit losses had previously been measured under a general allowance for credit losses methodology.&amp;nbsp; Upon identifying those receivables as TDRs, the Company identified them as impaired under the guidance in Section 310-10-35.&amp;nbsp; The amendments in ASU No. 2011-02 require prospective application of the impairment measurement guidance in Section 310-10-35 for those receivables newly identified as impaired. At the end of the first interim period of adoption (September 30, 2011), the recorded investment in receivables for which the allowance for credit losses was previously measured under a general allowance for credit losses methodology and are now impaired under Section 310-10-35 was $2.1 million, and no allowance for credit losses was associated with those receivables on the basis of a current evaluation of loss, and as a result, there was no financial statement impact resulting from the adoption.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The following tables present information regarding interest income recognized on impaired loans:&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;BACKGROUND:yellow; LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;table style=&quot;BORDER-COLLAPSE:collapse&quot; cellpadding=&quot;0&quot; cellspacing=&quot;0&quot;&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td colspan=&quot;2&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;For the three months ended&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td colspan=&quot;2&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;September 30, 2011&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Average&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Investment in&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Interest Income&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Impaired Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Recognized&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;Conventional Real Estate &lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$1,556&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$79&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;Construction Real Estate &lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;Commercial Real Estate &lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;3,173&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;121&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;Consumer Loans &lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;Commercial Loans &lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;2,723&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;329&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total Loans &lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$7,451&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$529&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td colspan=&quot;2&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td colspan=&quot;2&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;For the three months ended&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td colspan=&quot;2&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;September 30, 2010&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Average&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Investment in&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Interest Income&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Impaired Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Recognized&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;Conventional Real Estate &lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;Construction Real Estate &lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;Commercial Real Estate &lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;1,369&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;27&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;Consumer Loans &lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;Commercial Loans &lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;300&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;5&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total Loans &lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$1,669&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$31&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Interest income on impaired loans recognized on a cash basis in the three-month periods ended September 30, 2011 and 2010, was immaterial.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;For the three-month periods ended September 30, 2011 and 2010, the amount of interest income recorded for impaired loans that represented a change in the present value of cash flows attributable to the passage of time was approximately $386,000 and $0, respectively.&amp;nbsp; &lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The following table presents the Company&amp;#146;s nonaccrual loans at September 30, 2011, and June 30, 2011.&amp;nbsp; This table includes purchased impaired loans.&amp;nbsp; Purchased credit impaired loans are placed on nonaccrual status in the event the Company cannot reasonably estimate cash flows expected to be collected.&amp;nbsp; The table excludes performing troubled debt restructurings.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;table style=&quot;MARGIN:auto auto auto 4.75pt; BORDER-COLLAPSE:collapse&quot; cellpadding=&quot;0&quot; cellspacing=&quot;0&quot;&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;September 30, 2011&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;June 30, 2011&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Conventional real estate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt -2pt; TEXT-INDENT:2pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$107,100&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$97,131&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Construction real estate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Commercial real estate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;421,638&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;151,701&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Consumer loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;56,724&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;11,636&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Commercial loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;1&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;2,022&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$585,463&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$262,490&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The above amount includes purchased credit impaired loans.&amp;nbsp; At September 30, 2011, and June 30, 2011, these loans comprised $155,000 and $153,000 of nonaccrual loans, respectively.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:.25in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;At September 30, 2011, troubled debt restructuring loans (TDRs) totaled $2.1 million, of which $1,000 was considered nonperforming and was included in the nonaccrual loan table above.&amp;nbsp; The remaining $2.1 million in TDRs have complied with the modified terms for a reasonable period of time and are therefore considered by the Company to be an accrual status loan.&amp;nbsp; In general, these loans were subject to classification as TDRs at September 30, 2011, on the basis of guidance under ASU No. 2011-02, which indicates that the Company may not consider the borrower&amp;#146;s effective borrowing rate on the old debt immediately before the restructuring in determining whether a concession has been granted.&amp;nbsp; At June 30, 2011, the Company had no loans classified as TDRs.&amp;nbsp; The Company has had no TDRs that were restructured in the prior twelve months that have defaulted.&amp;nbsp; The Company defines a default as any loan that becomes 90 days or more past due that was restructured in the prior twelve months.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;</us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock>
	<us-gaap:AccountingForCertainLoansAndDebtSecuritiesAcquiredInTransferDisclosureTextBlock contextRef='Y11Q3'>&lt;!--egx--&gt;&lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Note 6: &lt;u&gt;Accounting for Certain Loans Acquired in a Transfer&lt;/u&gt;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The Company acquired loans in a transfer during the fiscal year ended June 30, 2011.&amp;nbsp; At acquisition, certain transferred loans evidenced deterioration of credit quality since origination and it was probable, at acquisition, that all contractually required payments would not be collected.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Loans purchased with evidence of credit deterioration since origination and for which it is probable that all contractually required payments will not be collected are considered to be credit impaired.&amp;nbsp; Evidence of credit quality deterioration as of the purchase date may include information such as past-due and nonaccrual status, borrower credit scores and recent loan to value percentages.&amp;nbsp; Purchased credit-impaired loans are accounted for under the accounting guidance for loans and debt securities acquired with deteriorated credit quality (ASC 310-30) and initially measured at fair value, which includes estimated future credit losses expected to be incurred over the life of the loan.&amp;nbsp; Accordingly, an allowance for credit losses related to these loans is not carried over and recorded at the acquisition date.&amp;nbsp; Management estimated the cash flows expected to be collected at acquisition using our internal risk models, which incorporate the estimate of current key assumptions, such as default rates, severity and prepayment speeds.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The carrying amount of those loans is included in the balance sheet amounts of loans receivable at September 30, 2011.&amp;nbsp; The amounts of loans at September 30, 2011, are as follows:&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;table style=&quot;MARGIN:auto auto auto -2.3pt; BORDER-COLLAPSE:collapse&quot; cellpadding=&quot;0&quot; cellspacing=&quot;0&quot;&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Real Estate Loans:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Conventional&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$2,262,732&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;3,836,589&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Consumer loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Commercial loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;3,134,272&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Outstanding balance&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$9,233,593&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Carrying amount, net of fair value adjustment of $3,305,794&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$5,927,799&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Accretable yield, or income expected to be collected, is as follows:&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;table style=&quot;BORDER-COLLAPSE:collapse&quot; cellpadding=&quot;0&quot; cellspacing=&quot;0&quot;&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Balance at June 30, 2011&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$792,942&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Additions&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Accretion&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;(420,959)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Reclassification from nonaccretable difference&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;570,893&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Disposals&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Balance at September 30, 2011&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$942,876&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;During the periods ended September 30, 2011 and 2010, the Company increased the allowance for loan losses by a charge to the income statement of $112,121, and $0, respectively, as a result of a decrease in expected cash flows for certain loans acquired with deteriorated credit quality.&amp;nbsp; No allowance for loan losses was reversed for the periods ended September 30, 2011 or 2010.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Certain of the loans acquired by the Company that are within the scope of this guidance (ASC 310-30) are not accounted for using the income recognition model for loans and debt securities acquired with deteriorated credit quality because the Company cannot reasonably estimate cash flows expected to be collected.&amp;nbsp; The carrying amounts of such loans (which are included in the carrying amount, net allowance, described above) are as follows:&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;table style=&quot;BORDER-COLLAPSE:collapse&quot; cellpadding=&quot;0&quot; cellspacing=&quot;0&quot;&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Loans purchased during the year&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Loans at end of period&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$155,000&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;</us-gaap:AccountingForCertainLoansAndDebtSecuritiesAcquiredInTransferDisclosureTextBlock>
	<us-gaap:DepositLiabilitiesDisclosuresTextBlock contextRef='Y11Q3'>&lt;!--egx--&gt;&lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Note 7:&amp;nbsp; &lt;u&gt;Deposits&lt;/u&gt;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&lt;font style=&quot;TEXT-DECORATION:none&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Deposits are summarized as follows:&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;table style=&quot;MARGIN:auto auto auto 4.75pt; BORDER-COLLAPSE:collapse&quot; cellpadding=&quot;0&quot; cellspacing=&quot;0&quot;&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;September 30, &lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;June 30, &lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;2011&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;2011&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Non-interest bearing accounts&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$34,325,974&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$32,848,037&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;NOW accounts&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;165,857,624&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;152,474,730&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Money market deposit accounts&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;16,406,888&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;15,802,312&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Savings accounts &lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;96,129,198&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;94,378,370&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Certificates&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;266,107,901&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;264,647,368&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total deposit accounts&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$578,827,585&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$560,150,817&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;</us-gaap:DepositLiabilitiesDisclosuresTextBlock>
	<us-gaap:ComprehensiveIncomeNoteTextBlock contextRef='Y11Q3'>&lt;!--egx--&gt;&lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Note 8:&amp;nbsp; &lt;u&gt;Comprehensive Income&lt;/u&gt;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The Company&amp;#146;s comprehensive income for the three-month periods ended September 30, 2011 and 2010, was as follows:&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;table style=&quot;MARGIN:auto auto auto 4.65pt; BORDER-COLLAPSE:collapse&quot; cellpadding=&quot;0&quot; cellspacing=&quot;0&quot;&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td colspan=&quot;2&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Three months ended&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td colspan=&quot;2&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;September 30, &lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;2011&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;2010&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Net income&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$2,850,392&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$1,302,592&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Other comprehensive income:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Unrealized gains on securities available-for-sale&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;425,956&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;299,557&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Unrealized gains (losses) on available-for-sale securities for&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; which a portion of an other-than-temporary impairment&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; has been recognized in income&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;(14,030)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;22&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Tax expense&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;(152,413)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;(110,844)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total other comprehensive income &lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;259,513&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;188,735&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Comprehensive income&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$3,109,905&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$1,491,327&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;</us-gaap:ComprehensiveIncomeNoteTextBlock>
	<us-gaap:EarningsPerShareTextBlock contextRef='Y11Q3'>&lt;!--egx--&gt;&lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Note 9:&amp;nbsp; &lt;u&gt;Earnings Per Share&lt;/u&gt;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&lt;font style=&quot;TEXT-DECORATION:none&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Basic and diluted net income per common share available to common stockholders are based upon the weighted-average shares outstanding.&amp;nbsp; The following table summarizes basic and diluted net income per common share available to common stockholders for the three-month period ended September 30, 2011 and 2010.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;table style=&quot;MARGIN:auto auto auto 4.65pt; BORDER-COLLAPSE:collapse&quot; cellpadding=&quot;0&quot; cellspacing=&quot;0&quot;&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td colspan=&quot;2&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Three months ended&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td colspan=&quot;2&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;September 30, &lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;2011&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;2010&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;Net income &lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$2,850,392&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$1,302,592&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;Charge for early redemption of preferred stock issued at discount&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;94,365&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;Dividend payable on preferred stock &lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;136,033&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;127,818&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;Net income available to common shareholders &lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$2,619,994&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$1,174,774&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;Average Common shares &amp;#150; outstanding basic &lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;2,095,923&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;2,084,112&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;Stock options under treasury stock method &lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;70,999&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;27,100&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;Average Common shares &amp;#150; outstanding diluted &lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;2,166,922&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;2,111,212&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;Basic earnings per common share &lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$1.25&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$0.56&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:1pt&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;Diluted earnings per common share &lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$1.21&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$0.56&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;At September 30, 2011 and 2010, no options outstanding had an exercise price exceeding the market price.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;</us-gaap:EarningsPerShareTextBlock>
	<us-gaap:IncomeTaxDisclosureTextBlock contextRef='Y11Q3'>&lt;!--egx--&gt;&lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Note 10: &lt;u&gt;Income Taxes&lt;/u&gt;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The Company files income tax returns in the U.S. Federal jurisdiction and various states.&amp;nbsp; The Company is no longer subject to federal and state examinations by tax authorities for fiscal years before 2008.&amp;nbsp; The Company recognized no interest or penalties related to income taxes.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The Company&amp;#146;s income tax provision is comprised of the following components:&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;table style=&quot;MARGIN:auto auto auto 4.65pt; BORDER-COLLAPSE:collapse&quot; cellpadding=&quot;0&quot; cellspacing=&quot;0&quot;&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td colspan=&quot;2&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;For the three-month period ended&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;September 30, 2011&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;September 30, 2010&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Income taxes&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Current&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$1,444,207&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$527,750&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Deferred&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Total income tax provision&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$1,444,207&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$527,750&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The components of net deferred tax assets (liabilities) are summarized as follows:&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;table style=&quot;MARGIN:auto auto auto 4.65pt; BORDER-COLLAPSE:collapse&quot; cellpadding=&quot;0&quot; cellspacing=&quot;0&quot;&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;September 30, 2011&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;June 30, 2011&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Deferred tax assets:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Provision for losses on loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$2,996,397&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$2,889,770&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Accrued compensation and benefits&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;216,258&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;168,375&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Other-than-temporary impairment on&lt;br&gt;&lt;/br&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; available for sale securities&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;261,405&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;261,405&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; NOL carry forwards acquired&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;169,005&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;169,005&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Unrealized loss on other real estate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;23,426&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;66,952&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Total deferred tax assets&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;3,666,491&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;3,555,507&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Deferred tax liabilities:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; FHLB stock dividends&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;188,612&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;188,612&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Purchase accounting adjustments&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;1,828,472&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;1,828,472&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Depreciation&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;505,340&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;525,096&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Prepaid expenses&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;178,407&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;174,507&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Unrealized gain on available for sale&lt;br&gt;&lt;/br&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; securities&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;458,642&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;306,229&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Other&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;314,660&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;187,820&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Total deferred tax liabilities&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;3,474,133&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;3,210,736&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Net deferred tax (liability) asset&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$192,358&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$344,771&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;As of September 30, 2011, the Company had approximately $515,000 of federal and state net operating loss carryforwards, which were acquired in the July 2009 acquisition of Southern Bank of Commerce.&amp;nbsp; The amount reported is net of the IRC Sec. 382 limitation, or state equivalent, related to utilization of net operating loss carryforwards of acquired corporations.&amp;nbsp; Unless otherwise utilized, the net operating losses will begin to expire in 2027.&amp;nbsp; &lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;A reconciliation of income tax expense at the statutory rate to the Company&amp;#146;s actual income tax is shown below:&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;table style=&quot;MARGIN:auto auto auto 4.65pt; BORDER-COLLAPSE:collapse&quot; cellpadding=&quot;0&quot; cellspacing=&quot;0&quot;&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td colspan=&quot;2&quot; style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:center&quot; align=&quot;center&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;For the three-month period ended&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;September 30, 2011&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;September 30, 2010&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Tax at statutory rate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$1,460,164&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$622,316&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Increase (reduction) in taxes&lt;br&gt;&lt;/br&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; resulting from:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Nontaxable municipal income&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;(104,370)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;(93,747)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; State tax, net of Federal benefit&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;116,655&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;28,986&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Cash surrender value of&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Bank-owned life insurance&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;(24,328)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;(23,530)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Other, net&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;(3,914)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;(6,275)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr style=&quot;HEIGHT:0.1in&quot;&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Actual provision&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$1,444,207&lt;/font&gt;&lt;/p&gt;&lt;/td&gt; &lt;td style=&quot;BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:0.1in; BACKGROUND-COLOR:transparent&quot; valign=&quot;bottom&quot;&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt; TEXT-ALIGN:right&quot; align=&quot;right&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;$527,750&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Tax credit benefits in the amount of $73,000 were recognized in the three-month periods ended September 30, 2011 and 2010, under the flow-through method of accounting for investments in tax credits.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;</us-gaap:IncomeTaxDisclosureTextBlock>
	<us-gaap:EmployeeStockOwnershipPlanESOPPolicy contextRef='Y11Q3'>&lt;!--egx--&gt;&lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Note 11:&amp;nbsp; &lt;u&gt;Stock Option Plans&lt;/u&gt;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;ASC 718, formerly Statement of Financial Accounting Standards No. 123 (revised 2004), &amp;#147;Share-Based Payment,&amp;#148; requires that compensation costs related to share-based payment transactions be recognized in financial statements.&amp;nbsp; With limited exceptions, the amount of compensation cost is measured based on the grant-date fair value of the equity instruments issued.&amp;nbsp; Compensation cost is recognized over the vesting period during which an employee provides service in exchange for the award&lt;b&gt;.&amp;nbsp; &lt;/b&gt;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;</us-gaap:EmployeeStockOwnershipPlanESOPPolicy>
	<us-gaap:CompensationAndEmployeeBenefitPlansTextBlock contextRef='Y11Q3'>&lt;!--egx--&gt;&lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Note 12:&amp;nbsp; &lt;u&gt;401(k) Retirement Plan&lt;/u&gt;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;u&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&lt;font style=&quot;TEXT-DECORATION:none&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The Company established a tax-qualified ESOP in April 1994. During fiscal 2011, the plan was merged with the Company&amp;#146;s 401(k) Retirement Plan (the Plan).&amp;nbsp; The Plan covers substantially all employees who are at least 21 years of age and who have completed one year of service.&amp;nbsp; The Company has notified participants it will make a safe harbor non-elective contribution of 3% of eligible compensation for the plan year ended June 30, 2011, and that it also intends to make additional, discretionary profit-sharing contributions.&amp;nbsp; For fiscal 2011, the Company recorded retirement plan expenses of $385,000.&amp;nbsp; For fiscal 2012, the Company has converted the Plan to provide a safe harbor matching contribution of up to 4% of eligible compensation.&amp;nbsp; Additionally, the Company expects to make additional, discretionary profit-sharing contributions for fiscal 2012.&amp;nbsp; In the three-month period ended September 30, 2011, retirement plan expenses were approximately $100,000.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;</us-gaap:CompensationAndEmployeeBenefitPlansTextBlock>
	<dei:EntityPublicFloat unitRef='USD' contextRef='E11Q1' decimals='INF'>26500000</dei:EntityPublicFloat>
	<fil:CorporateObligatedFloatingRateTrustPreferredSecurities contextRef='Y11Q3'>&lt;!--egx--&gt;&lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Note 13:&amp;nbsp; &lt;u&gt;Corporate Obligated Floating Rate Trust Preferred Securities&lt;/u&gt; &lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Southern Missouri&lt;/font&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt; Statutory Trust I issued $7.0 million of Floating Rate Capital Securities (the &amp;#147;Trust Preferred Securities&amp;#148;) in March, 2004, with a liquidation value of $1,000 per share.&amp;nbsp; The securities are due in 30 years, are now redeemable, and bear interest at a floating rate based on LIBOR.&amp;nbsp; The securities represent undivided beneficial interests in the trust, which was established by the Company for the purpose of issuing the securities.&amp;nbsp; The Trust Preferred Securities were sold in a private transaction exempt from registration under the Securities Act of 1933, as amended (the &amp;#147;Act&amp;#148;) and have not been registered under the Act.&amp;nbsp; The securities may not be offered or sold in the United States absent registration or an applicable exemption from registration requirements.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Southern Missouri&lt;/font&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt; Statutory Trust I used the proceeds from the sale of the Trust Preferred Securities to purchase Junior Subordinated Debentures of the Company.&amp;nbsp; The Company has used its net proceeds for working capital and investment in its subsidiary.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;</fil:CorporateObligatedFloatingRateTrustPreferredSecurities>
	<fil:SmallBusinessLendingFund contextRef='Y11Q3'>&lt;!--egx--&gt;&lt;p style=&quot;MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;Note 14: &lt;u&gt;Small Business Lending Fund&lt;/u&gt;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;On July 21, 2011, as part of the Small Business Lending Fund (SBLF) of the United States Department of the Treasury (Treasury), the Company entered into a Small Business Lending Fund-Securities Purchase Agreement (Purchase Agreement) with the Secretary of the Treasury, pursuant to which the Company (i) sold 20,000 shares of the Company&amp;#146;s Senior Non-Cumulative Perpetual Preferred Stock, Series A (SBLF Preferred Stock) to the Secretary of the Treasury for a purchase price of $20,000,000.&amp;nbsp;&amp;nbsp;The SBLF Preferred Stock was issued pursuant to the SBLF program, a $30 billion fund established under the Small Business Jobs Act of 2010 that was created to encourage lending to small business by providing capital to qualified community banks with assets of less than $10 billion.&amp;nbsp;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The SBLF Preferred Stock qualifies as Tier 1 capital.&amp;nbsp;&amp;nbsp;The SBLF Preferred Stock is entitled to receive non-cumulative dividends, payable quarterly, on each January&amp;nbsp;1, April&amp;nbsp;1, July&amp;nbsp;1 and October&amp;nbsp;1, beginning October&amp;nbsp;1, 2011.&amp;nbsp; The dividend rate, as a percentage of the liquidation amount, can fluctuate on a quarterly basis during the first 10 quarters during which the SBLF Preferred Stock is outstanding, based upon changes in the Bank&amp;#146;s level of Qualified Small Business Lending (QBSL), as defined in the Purchase Agreement.&amp;nbsp;&amp;nbsp;Based upon the increase in the Bank&amp;#146;s level of QBSL over the baseline level calculated under the terms of the Purchase Agreement, the dividend rate for the initial dividend period was set at 2.8155%.&amp;nbsp; For the second through ninth calendar quarters, the dividend rate may be adjusted to between one percent (1%) and five percent (5%) per annum, to reflect the amount of change in the Bank&amp;#146;s level of QBSL.&amp;nbsp;&amp;nbsp;For the tenth calendar quarter through four and one half years after issuance, the dividend rate will be fixed at between one percent (1%) and seven percent (7%) based upon the increase in QBSL as compared to the baseline.&amp;nbsp; After four and one half years from issuance, the dividend rate will increase to 9% (including a quarterly lending incentive fee of 0.5%).&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The SBLF Preferred Stock is non-voting, except in limited circumstances.&amp;nbsp; In the event that the Company misses five dividend payments, the holder of the SBLF Preferred Stock will have the right to appoint a representative as an observer on the Company&amp;#146;s Board of Directors.&amp;nbsp; In the event that the Company misses six dividend payments, then the holder of the SBLF Preferred Stock will have the right to designate two directors to the Board of Directors of the Company.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;The SBLF Preferred Stock may be redeemed at any time at the Company&amp;#146;s option, at a redemption price of 100% of the liquidation amount plus accrued but unpaid dividends to the date of redemption for the current period, subject to the approval of its federal banking regulator.&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&quot;MARGIN:0in 0in 0pt&quot;&gt;&lt;font style=&quot;LAYOUT-GRID-MODE:both&quot;&gt;As required by the Purchase Agreement, $9,635,000 of the proceeds from the sale of the SBLF Preferred Stock was used to redeem the 9,550 shares of the Company&amp;#146;s Fixed Rate Cumulative Perpetual Preferred Stock, Series A issued in 2008 to the Treasury in the Troubled Asset Relief Program (TARP), plus the accrued dividends owed on those preferred shares.&amp;nbsp;&amp;nbsp;As part of the 2008 TARP transaction, the Company issued a ten-year warrant to Treasury to purchase 114,326 shares of the Company&amp;#146;s common stock at an exercise price of $12.53 per share.&amp;nbsp;&amp;nbsp;The Company has not repurchased the warrant.&lt;/font&gt;&lt;/p&gt; 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<DOCUMENT>
<TYPE>EX-101.SCH
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<DOCUMENT>
<TYPE>EX-101.CAL
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<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>9
<FILENAME>smbc-20110930_lab.xml
<TEXT>
<XBRL>
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		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DividendsPreferredStockPaidinkind' xlink:to='lab_us-gaap_DividendsPreferredStockPaidinkind'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_EarningsPerShareDiluted' xlink:label='us-gaap_EarningsPerShareDiluted'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_EarningsPerShareDiluted' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Diluted earnings per common share</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_EarningsPerShareDiluted' xlink:to='lab_us-gaap_EarningsPerShareDiluted'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AdvertisingExpense' xlink:label='us-gaap_AdvertisingExpense'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AdvertisingExpense' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Advertising</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AdvertisingExpense' xlink:to='lab_us-gaap_AdvertisingExpense'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_BankingFeesAndCommissions' xlink:label='us-gaap_BankingFeesAndCommissions'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_BankingFeesAndCommissions' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Other loan fees</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_BankingFeesAndCommissions' xlink:to='lab_us-gaap_BankingFeesAndCommissions'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NoninterestIncomeOtherOperatingIncome' xlink:label='us-gaap_NoninterestIncomeOtherOperatingIncome'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NoninterestIncomeOtherOperatingIncome' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Bank card transaction fees</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NoninterestIncomeOtherOperatingIncome' xlink:to='lab_us-gaap_NoninterestIncomeOtherOperatingIncome'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestExpense' xlink:label='us-gaap_InterestExpense'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestExpense' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total interest expense</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestExpense' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Total interest expense</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InterestExpense' xlink:to='lab_us-gaap_InterestExpense'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase' xlink:label='us-gaap_InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Securities sold under agreements to repurchase {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Securities sold under agreements to repurchase</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase' xlink:to='lab_us-gaap_InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeases' xlink:label='us-gaap_InterestAndFeeIncomeLoansAndLeases'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestAndFeeIncomeLoansAndLeases' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InterestAndFeeIncomeLoansAndLeases' xlink:to='lab_us-gaap_InterestAndFeeIncomeLoansAndLeases'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncomeStatementAbstract' xlink:label='us-gaap_IncomeStatementAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncomeStatementAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Statements of Income</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncomeStatementAbstract' xlink:to='lab_us-gaap_IncomeStatementAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_WarrantsAndRightsOutstanding' xlink:label='us-gaap_WarrantsAndRightsOutstanding'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_WarrantsAndRightsOutstanding' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Warrants to acquire common stock</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_WarrantsAndRightsOutstanding' xlink:to='lab_us-gaap_WarrantsAndRightsOutstanding'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestReceivable' xlink:label='us-gaap_InterestReceivable'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestReceivable' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Accrued interest receivable</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestReceivable' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Accrued interest receivable</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InterestReceivable' xlink:to='lab_us-gaap_InterestReceivable'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AvailableForSaleSecurities' xlink:label='us-gaap_AvailableForSaleSecurities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecurities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available for sale securities</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecurities' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Available for sale securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecurities' xlink:to='lab_us-gaap_AvailableForSaleSecurities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StatementLineItems' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Statement [Line Items]</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StatementLineItems' xlink:to='lab_us-gaap_StatementLineItems'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_EntityVoluntaryFilers' xlink:label='dei_EntityVoluntaryFilers'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityVoluntaryFilers' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Entity Voluntary Filers</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityVoluntaryFilers' xlink:to='lab_dei_EntityVoluntaryFilers'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20110930.xsd#fil_SmallBusinessLendingFund' xlink:label='fil_SmallBusinessLendingFund'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_SmallBusinessLendingFund' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Small Business Lending Fund {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_SmallBusinessLendingFund' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Small Business Lending Fund</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_SmallBusinessLendingFund' xlink:to='lab_fil_SmallBusinessLendingFund'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity' xlink:label='us-gaap_LiabilitiesAndStockholdersEquity'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LiabilitiesAndStockholdersEquity' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total liabilities and stockholders&apos; equity</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LiabilitiesAndStockholdersEquity' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Total liabilities and stockholders&apos; equity</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LiabilitiesAndStockholdersEquity' xlink:to='lab_us-gaap_LiabilitiesAndStockholdersEquity'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_EntityCentralIndexKey' xlink:label='dei_EntityCentralIndexKey'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityCentralIndexKey' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Entity Central Index Key</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityCentralIndexKey' xlink:to='lab_dei_EntityCentralIndexKey'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_FairValueMeasurementInputsDisclosureTextBlock' xlink:label='us-gaap_FairValueMeasurementInputsDisclosureTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FairValueMeasurementInputsDisclosureTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value, Measurement Inputs, Disclosure [Table Text Block]</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FairValueMeasurementInputsDisclosureTextBlock' xlink:to='lab_us-gaap_FairValueMeasurementInputsDisclosureTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease' xlink:label='us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Increase (decrease) in cash and cash equivalents</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease' xlink:to='lab_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ProceedsFromSaleOfForeclosedAssets' xlink:label='us-gaap_ProceedsFromSaleOfForeclosedAssets'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProceedsFromSaleOfForeclosedAssets' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Proceeds from sale of foreclosed assets</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProceedsFromSaleOfForeclosedAssets' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Proceeds from sale of foreclosed assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ProceedsFromSaleOfForeclosedAssets' xlink:to='lab_us-gaap_ProceedsFromSaleOfForeclosedAssets'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherInterestAndDividendIncome' xlink:label='us-gaap_OtherInterestAndDividendIncome'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherInterestAndDividendIncome' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Other interest-earning assets</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherInterestAndDividendIncome' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Other interest-earning assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OtherInterestAndDividendIncome' xlink:to='lab_us-gaap_OtherInterestAndDividendIncome'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestIncomeSecuritiesTaxable' xlink:label='us-gaap_InterestIncomeSecuritiesTaxable'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestIncomeSecuritiesTaxable' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Investment securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InterestIncomeSecuritiesTaxable' xlink:to='lab_us-gaap_InterestIncomeSecuritiesTaxable'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AdditionalPaidInCapital' xlink:label='us-gaap_AdditionalPaidInCapital'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AdditionalPaidInCapital' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Additional paid-in capital</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AdditionalPaidInCapital' xlink:to='lab_us-gaap_AdditionalPaidInCapital'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_Liabilities' xlink:label='us-gaap_Liabilities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_Liabilities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total liabilities</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_Liabilities' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Total liabilities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_Liabilities' xlink:to='lab_us-gaap_Liabilities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet' xlink:label='us-gaap_PropertyPlantAndEquipmentNet'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PropertyPlantAndEquipmentNet' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Premises and equipment, net</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PropertyPlantAndEquipmentNet' xlink:to='lab_us-gaap_PropertyPlantAndEquipmentNet'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_AmendmentFlag' xlink:label='dei_AmendmentFlag'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_AmendmentFlag' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Amendment Flag</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_AmendmentFlag' xlink:to='lab_dei_AmendmentFlag'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock' xlink:label='us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock' xlink:to='lab_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract' xlink:label='us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>CASH FLOWS FROM FINANCING ACTIVITIES:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract' xlink:to='lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ProceedsFromSaleOfOtherAssets' xlink:label='us-gaap_ProceedsFromSaleOfOtherAssets'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProceedsFromSaleOfOtherAssets' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Proceeds from sale of fixed assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ProceedsFromSaleOfOtherAssets' xlink:to='lab_us-gaap_ProceedsFromSaleOfOtherAssets'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ProfessionalFees' xlink:label='us-gaap_ProfessionalFees'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProfessionalFees' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Professional fees</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ProfessionalFees' xlink:to='lab_us-gaap_ProfessionalFees'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestAndDividendIncomeOperating' xlink:label='us-gaap_InterestAndDividendIncomeOperating'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestAndDividendIncomeOperating' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total interest income</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestAndDividendIncomeOperating' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Total interest income</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InterestAndDividendIncomeOperating' xlink:to='lab_us-gaap_InterestAndDividendIncomeOperating'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax' xlink:label='us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Accumulated other comprehensive income</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Accumulated other comprehensive income</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax' xlink:to='lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_EntityFilerCategory' xlink:label='dei_EntityFilerCategory'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityFilerCategory' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Entity Filer Category</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityFilerCategory' xlink:to='lab_dei_EntityFilerCategory'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_CurrentFiscalYearEndDate' xlink:label='dei_CurrentFiscalYearEndDate'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_CurrentFiscalYearEndDate' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Current Fiscal Year End Date</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_CurrentFiscalYearEndDate' xlink:to='lab_dei_CurrentFiscalYearEndDate'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_EquityAbstract' xlink:label='us-gaap_EquityAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_EquityAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Comprehensive Income [Abstract]</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_EquityAbstract' xlink:to='lab_us-gaap_EquityAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ProceedsFromStockOptionsExercised' xlink:label='us-gaap_ProceedsFromStockOptionsExercised'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProceedsFromStockOptionsExercised' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Exercise of stock options</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProceedsFromStockOptionsExercised' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Exercise of stock options</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ProceedsFromStockOptionsExercised' xlink:to='lab_us-gaap_ProceedsFromStockOptionsExercised'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities' xlink:label='us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Accounts payable and other liabilities {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Accounts payable and other liabilities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities' xlink:to='lab_us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue' xlink:label='us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Increase in cash surrender value of bank owned life insurance</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue' xlink:to='lab_us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherNoninterestExpense' xlink:label='us-gaap_OtherNoninterestExpense'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherNoninterestExpense' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Other noninterest expense</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OtherNoninterestExpense' xlink:to='lab_us-gaap_OtherNoninterestExpense'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20110930.xsd#fil_BankCardNetworkFees' xlink:label='fil_BankCardNetworkFees'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_BankCardNetworkFees' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Bank card network fees</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_BankCardNetworkFees' xlink:to='lab_fil_BankCardNetworkFees'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NoninterestExpenseAbstract' xlink:label='us-gaap_NoninterestExpenseAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NoninterestExpenseAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>NONINTEREST EXPENSE:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NoninterestExpenseAbstract' xlink:to='lab_us-gaap_NoninterestExpenseAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_SubordinatedDebt' xlink:label='us-gaap_SubordinatedDebt'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_SubordinatedDebt' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Subordinated debt</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_SubordinatedDebt' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Subordinated debt</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_SubordinatedDebt' xlink:to='lab_us-gaap_SubordinatedDebt'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_Deposits' xlink:label='us-gaap_Deposits'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_Deposits' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deposits</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_Deposits' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Deposits</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_Deposits' xlink:to='lab_us-gaap_Deposits'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_DocumentFiscalPeriodFocus' xlink:label='dei_DocumentFiscalPeriodFocus'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_DocumentFiscalPeriodFocus' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Document Fiscal Period Focus</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_DocumentFiscalPeriodFocus' xlink:to='lab_dei_DocumentFiscalPeriodFocus'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ComprehensiveIncomeNoteTextBlock' xlink:label='us-gaap_ComprehensiveIncomeNoteTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ComprehensiveIncomeNoteTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Comprehensive Income (Loss) Note [Text Block]</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ComprehensiveIncomeNoteTextBlock' xlink:to='lab_us-gaap_ComprehensiveIncomeNoteTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_TransfersAndServicingAbstract' xlink:label='us-gaap_TransfersAndServicingAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_TransfersAndServicingAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Accounting for Certain Loans Acquired in a Transfer [Abstract]</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_TransfersAndServicingAbstract' xlink:to='lab_us-gaap_TransfersAndServicingAbstract'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20110930.xsd#fil_ReceivablesLoansNotesReceivableAndOthersAbstract' xlink:label='fil_ReceivablesLoansNotesReceivableAndOthersAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ReceivablesLoansNotesReceivableAndOthersAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans [Abstract]</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ReceivablesLoansNotesReceivableAndOthersAbstract' xlink:to='lab_fil_ReceivablesLoansNotesReceivableAndOthersAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_DividendsCommonStockPaidinkind' xlink:label='us-gaap_DividendsCommonStockPaidinkind'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DividendsCommonStockPaidinkind' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Dividends paid on common stock</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DividendsCommonStockPaidinkind' xlink:to='lab_us-gaap_DividendsCommonStockPaidinkind'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ProceedsFromIssuanceOfRedeemablePreferredStock' xlink:label='us-gaap_ProceedsFromIssuanceOfRedeemablePreferredStock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProceedsFromIssuanceOfRedeemablePreferredStock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Issuance of preferred stock</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ProceedsFromIssuanceOfRedeemablePreferredStock' xlink:to='lab_us-gaap_ProceedsFromIssuanceOfRedeemablePreferredStock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncreaseDecreaseInDemandDeposits' xlink:label='us-gaap_IncreaseDecreaseInDemandDeposits'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncreaseDecreaseInDemandDeposits' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net increase in demand deposits and savings accounts</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncreaseDecreaseInDemandDeposits' xlink:to='lab_us-gaap_IncreaseDecreaseInDemandDeposits'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_Depreciation' xlink:label='us-gaap_Depreciation'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_Depreciation' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Depreciation</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_Depreciation' xlink:to='lab_us-gaap_Depreciation'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherPreferredStockDividendsAndAdjustments' xlink:label='us-gaap_OtherPreferredStockDividendsAndAdjustments'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherPreferredStockDividendsAndAdjustments' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Less: effective dividend on preferred shares</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherPreferredStockDividendsAndAdjustments' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Less: effective dividend on preferred shares</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OtherPreferredStockDividendsAndAdjustments' xlink:to='lab_us-gaap_OtherPreferredStockDividendsAndAdjustments'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20110930.xsd#fil_SmallBusinessLendingFundAbstract' xlink:label='fil_SmallBusinessLendingFundAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_SmallBusinessLendingFundAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Small Business Lending Fund</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_SmallBusinessLendingFundAbstract' xlink:to='lab_fil_SmallBusinessLendingFundAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities' xlink:label='us-gaap_NetCashProvidedByUsedInFinancingActivities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetCashProvidedByUsedInFinancingActivities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net cash provided by financing activities</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetCashProvidedByUsedInFinancingActivities' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Net cash provided by financing activities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NetCashProvidedByUsedInFinancingActivities' xlink:to='lab_us-gaap_NetCashProvidedByUsedInFinancingActivities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecurities' xlink:label='us-gaap_PaymentsToAcquireAvailableForSaleSecurities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PaymentsToAcquireAvailableForSaleSecurities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Purchases of available-for-sale securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PaymentsToAcquireAvailableForSaleSecurities' xlink:to='lab_us-gaap_PaymentsToAcquireAvailableForSaleSecurities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncreaseDecreaseInInterestPayableNet' xlink:label='us-gaap_IncreaseDecreaseInInterestPayableNet'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncreaseDecreaseInInterestPayableNet' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Accrued interest payable {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncreaseDecreaseInInterestPayableNet' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Accrued interest payable</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncreaseDecreaseInInterestPayableNet' xlink:to='lab_us-gaap_IncreaseDecreaseInInterestPayableNet'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20110930.xsd#fil_ChargeForEarlyRedemptionOfPreferredStockIssuedAtDiscount' xlink:label='fil_ChargeForEarlyRedemptionOfPreferredStockIssuedAtDiscount'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ChargeForEarlyRedemptionOfPreferredStockIssuedAtDiscount' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Less: charge for early redemption of preferred stock issued at discount</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ChargeForEarlyRedemptionOfPreferredStockIssuedAtDiscount' xlink:to='lab_fil_ChargeForEarlyRedemptionOfPreferredStockIssuedAtDiscount'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_SuppliesAndPostageExpense' xlink:label='us-gaap_SuppliesAndPostageExpense'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_SuppliesAndPostageExpense' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Postage and office supplies</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_SuppliesAndPostageExpense' xlink:to='lab_us-gaap_SuppliesAndPostageExpense'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NoninterestIncomeOther' xlink:label='us-gaap_NoninterestIncomeOther'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NoninterestIncomeOther' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Other noninterest income</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NoninterestIncomeOther' xlink:to='lab_us-gaap_NoninterestIncomeOther'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_BankOwnedLifeInsuranceIncome' xlink:label='us-gaap_BankOwnedLifeInsuranceIncome'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_BankOwnedLifeInsuranceIncome' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Earnings on bank owned life insurance</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_BankOwnedLifeInsuranceIncome' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Earnings on bank owned life insurance</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_BankOwnedLifeInsuranceIncome' xlink:to='lab_us-gaap_BankOwnedLifeInsuranceIncome'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestAndDividendIncomeOperatingAbstract' xlink:label='us-gaap_InterestAndDividendIncomeOperatingAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestAndDividendIncomeOperatingAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>INTEREST INCOME:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InterestAndDividendIncomeOperatingAbstract' xlink:to='lab_us-gaap_InterestAndDividendIncomeOperatingAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PreferredStockValue' xlink:label='us-gaap_PreferredStockValue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PreferredStockValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Preferred stock, $.01 par value, $1,000 liquidation value; 500,000 shares authorized; 20,000 and 9,550 issued and outstanding at September 30, 2011, and June 30, 2011, respectively</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PreferredStockValue' xlink:to='lab_us-gaap_PreferredStockValue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract' xlink:label='us-gaap_LiabilitiesAndStockholdersEquityAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LiabilitiesAndStockholdersEquityAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>LIABILITIES AND STOCKHOLDERS&apos; EQUITY:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LiabilitiesAndStockholdersEquityAbstract' xlink:to='lab_us-gaap_LiabilitiesAndStockholdersEquityAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue' xlink:label='us-gaap_CashAndCashEquivalentsAtCarryingValue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CashAndCashEquivalentsAtCarryingValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Cash and cash equivalents</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CashAndCashEquivalentsAtCarryingValue' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Cash and cash equivalents</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CashAndCashEquivalentsAtCarryingValue' xlink:role='http://www.xbrl.org/2003/role/periodStartLabel' xml:lang='en-US'>Cash and cash equivalents at beginning of period</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CashAndCashEquivalentsAtCarryingValue' xlink:role='http://www.xbrl.org/2003/role/periodEndLabel' xml:lang='en-US'>Cash and cash equivalents at end of period</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CashAndCashEquivalentsAtCarryingValue' xlink:to='lab_us-gaap_CashAndCashEquivalentsAtCarryingValue'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20110930.xsd#fil_FairValueMeasuresAndDisclosuresAbstract' xlink:label='fil_FairValueMeasuresAndDisclosuresAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FairValueMeasuresAndDisclosuresAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value Measures and Disclosures</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FairValueMeasuresAndDisclosuresAbstract' xlink:to='lab_fil_FairValueMeasuresAndDisclosuresAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract' xlink:label='us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Organization and Summary of Significant Accounting Policies [Abstract]</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract' xlink:to='lab_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities' xlink:label='us-gaap_NetCashProvidedByUsedInInvestingActivities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetCashProvidedByUsedInInvestingActivities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net cash used in investing activities</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetCashProvidedByUsedInInvestingActivities' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Net cash used in investing activities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NetCashProvidedByUsedInInvestingActivities' xlink:to='lab_us-gaap_NetCashProvidedByUsedInInvestingActivities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_EarningsPerShareBasic' xlink:label='us-gaap_EarningsPerShareBasic'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_EarningsPerShareBasic' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Basic earnings per common share</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_EarningsPerShareBasic' xlink:to='lab_us-gaap_EarningsPerShareBasic'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LoansReceivableNet' xlink:label='us-gaap_LoansReceivableNet'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LoansReceivableNet' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans receivable, net of allowance for loan losses of $6,752,061 and $6,438,451 at September 30, 2011, and June 30, 2011, respectively</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LoansReceivableNet' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Loans receivable, net of allowance for loan losses of $6,752,061 and $6,438,451 at September 30, 2011, and June 30, 2011, respectively</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LoansReceivableNet' xlink:to='lab_us-gaap_LoansReceivableNet'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AssetsAbstract' xlink:label='us-gaap_AssetsAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AssetsAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>ASSETS:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AssetsAbstract' xlink:to='lab_us-gaap_AssetsAbstract'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20110930.xsd#fil_CompensationRelatedCostsRetirementBenefitsAbstract' xlink:label='fil_CompensationRelatedCostsRetirementBenefitsAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_CompensationRelatedCostsRetirementBenefitsAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>401(k) Retirement Plan [Abstract]</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_CompensationRelatedCostsRetirementBenefitsAbstract' xlink:to='lab_fil_CompensationRelatedCostsRetirementBenefitsAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncomeTaxesPaidNet' xlink:label='us-gaap_IncomeTaxesPaidNet'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncomeTaxesPaidNet' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Income taxes</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncomeTaxesPaidNet' xlink:to='lab_us-gaap_IncomeTaxesPaidNet'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PreferredStockRedemptionAmount' xlink:label='us-gaap_PreferredStockRedemptionAmount'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PreferredStockRedemptionAmount' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Redemption of preferred stock</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PreferredStockRedemptionAmount' xlink:to='lab_us-gaap_PreferredStockRedemptionAmount'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities' xlink:label='us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Proceeds from maturities of available for sale securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities' xlink:to='lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic' xlink:label='us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net income available to common shareholders</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Net income available to common shareholders</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic' xlink:to='lab_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic' xlink:label='us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>INCOME BEFORE INCOME TAXES</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic' xlink:to='lab_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_TreasuryStockValue' xlink:label='us-gaap_TreasuryStockValue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_TreasuryStockValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Treasury stock of 857,250 and 858,250 shares at September 30, 2011, and June 30, 2011, respectively, at cost</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_TreasuryStockValue' xlink:to='lab_us-gaap_TreasuryStockValue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_Assets' xlink:label='us-gaap_Assets'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_Assets' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total assets</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_Assets' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Total assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_Assets' xlink:to='lab_us-gaap_Assets'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StatementTable' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Statement [Table]</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StatementTable' xlink:to='lab_us-gaap_StatementTable'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_DocumentFiscalYearFocus' xlink:label='dei_DocumentFiscalYearFocus'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_DocumentFiscalYearFocus' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Document Fiscal Year Focus</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_DocumentFiscalYearFocus' xlink:to='lab_dei_DocumentFiscalYearFocus'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_EntityWellKnownSeasonedIssuer' xlink:label='dei_EntityWellKnownSeasonedIssuer'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityWellKnownSeasonedIssuer' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Entity Well-known Seasoned Issuer</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityWellKnownSeasonedIssuer' xlink:to='lab_dei_EntityWellKnownSeasonedIssuer'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CompensationAndEmployeeBenefitPlansTextBlock' xlink:label='us-gaap_CompensationAndEmployeeBenefitPlansTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CompensationAndEmployeeBenefitPlansTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Compensation and Employee Benefit Plans [Text Block]</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CompensationAndEmployeeBenefitPlansTextBlock' xlink:to='lab_us-gaap_CompensationAndEmployeeBenefitPlansTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_EmployeeStockOwnershipPlanESOPPolicy' xlink:label='us-gaap_EmployeeStockOwnershipPlanESOPPolicy'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_EmployeeStockOwnershipPlanESOPPolicy' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Employee Stock Ownership Plan (ESOP), Policy [Policy Text Block]</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_EmployeeStockOwnershipPlanESOPPolicy' xlink:to='lab_us-gaap_EmployeeStockOwnershipPlanESOPPolicy'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20110930.xsd#fil_FinancialServicesBankingAndThriftAbstract' xlink:label='fil_FinancialServicesBankingAndThriftAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FinancialServicesBankingAndThriftAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deposits [Abstract] {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_FinancialServicesBankingAndThriftAbstract' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Deposits</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FinancialServicesBankingAndThriftAbstract' xlink:to='lab_fil_FinancialServicesBankingAndThriftAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AccountingPoliciesAbstract' xlink:label='us-gaap_AccountingPoliciesAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AccountingPoliciesAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Stock Option Plans [Abstract]</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AccountingPoliciesAbstract' xlink:to='lab_us-gaap_AccountingPoliciesAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet' xlink:label='us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Accrued interest receivable {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Accrued interest receivable</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet' xlink:to='lab_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StockOptionPlanExpense' xlink:label='us-gaap_StockOptionPlanExpense'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StockOptionPlanExpense' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>MRP and SOP expense</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StockOptionPlanExpense' xlink:to='lab_us-gaap_StockOptionPlanExpense'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_FederalDepositInsuranceCorporationPremiumExpense' xlink:label='us-gaap_FederalDepositInsuranceCorporationPremiumExpense'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FederalDepositInsuranceCorporationPremiumExpense' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deposit insurance premiums</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FederalDepositInsuranceCorporationPremiumExpense' xlink:to='lab_us-gaap_FederalDepositInsuranceCorporationPremiumExpense'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NetInterestIncomeLossAfterProvisionForLoanLosses' xlink:label='us-gaap_NetInterestIncomeLossAfterProvisionForLoanLosses'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetInterestIncomeLossAfterProvisionForLoanLosses' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetInterestIncomeLossAfterProvisionForLoanLosses' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NetInterestIncomeLossAfterProvisionForLoanLosses' xlink:to='lab_us-gaap_NetInterestIncomeLossAfterProvisionForLoanLosses'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_RetainedEarningsUnappropriated' xlink:label='us-gaap_RetainedEarningsUnappropriated'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_RetainedEarningsUnappropriated' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Retained earnings</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_RetainedEarningsUnappropriated' xlink:to='lab_us-gaap_RetainedEarningsUnappropriated'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CommonStockValue' xlink:label='us-gaap_CommonStockValue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CommonStockValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Common stock, $.01 par value; 4,000,000 shares authorized; 2,957,226 shares issued</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CommonStockValue' xlink:to='lab_us-gaap_CommonStockValue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CommitmentsAndContingencies' xlink:label='us-gaap_CommitmentsAndContingencies'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CommitmentsAndContingencies' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Commitments and contingencies</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CommitmentsAndContingencies' xlink:to='lab_us-gaap_CommitmentsAndContingencies'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_BankOwnedLifeInsurance' xlink:label='us-gaap_BankOwnedLifeInsurance'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_BankOwnedLifeInsurance' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Bank owned life insurance - cash surrender value</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_BankOwnedLifeInsurance' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Bank owned life insurance - cash surrender value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_BankOwnedLifeInsurance' xlink:to='lab_us-gaap_BankOwnedLifeInsurance'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_DocumentType' xlink:label='dei_DocumentType'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_DocumentType' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Document Type</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_DocumentType' xlink:to='lab_dei_DocumentType'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock' xlink:label='us-gaap_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Basis of Presentation and Significant Accounting Policies [Text Block]</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock' xlink:to='lab_us-gaap_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementOfCashFlowsAbstract' xlink:label='us-gaap_StatementOfCashFlowsAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StatementOfCashFlowsAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Statements of Cash Flows</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StatementOfCashFlowsAbstract' xlink:to='lab_us-gaap_StatementOfCashFlowsAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_FeesAndCommissionsOther' xlink:label='us-gaap_FeesAndCommissionsOther'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FeesAndCommissionsOther' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loan late charges</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FeesAndCommissionsOther' xlink:to='lab_us-gaap_FeesAndCommissionsOther'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_FeesAndCommissionsDepositorAccounts' xlink:label='us-gaap_FeesAndCommissionsDepositorAccounts'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FeesAndCommissionsDepositorAccounts' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deposit account charges and related fees</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FeesAndCommissionsDepositorAccounts' xlink:to='lab_us-gaap_FeesAndCommissionsDepositorAccounts'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NoninterestIncomeAbstract' xlink:label='us-gaap_NoninterestIncomeAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NoninterestIncomeAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>NONINTEREST INCOME:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NoninterestIncomeAbstract' xlink:to='lab_us-gaap_NoninterestIncomeAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PrepaidExpenseAndOtherAssets' xlink:label='us-gaap_PrepaidExpenseAndOtherAssets'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PrepaidExpenseAndOtherAssets' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Prepaid expenses and other assets</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PrepaidExpenseAndOtherAssets' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Prepaid expenses and other assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PrepaidExpenseAndOtherAssets' xlink:to='lab_us-gaap_PrepaidExpenseAndOtherAssets'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20110930.xsd#fil_IncomeTaxesAbstract' xlink:label='fil_IncomeTaxesAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_IncomeTaxesAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Income Taxes</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_IncomeTaxesAbstract' xlink:to='lab_fil_IncomeTaxesAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract' xlink:label='us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>CASH FLOWS FROM INVESTING ACTIVITIES:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract' xlink:to='lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets' xlink:label='us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Prepaid expenses and other assets {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Prepaid expenses and other assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets' xlink:to='lab_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AmortizationOfIntangibleAssets' xlink:label='us-gaap_AmortizationOfIntangibleAssets'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AmortizationOfIntangibleAssets' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Amortization of intangible assets</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AmortizationOfIntangibleAssets' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Amortization of intangible assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AmortizationOfIntangibleAssets' xlink:to='lab_us-gaap_AmortizationOfIntangibleAssets'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OccupancyNet' xlink:label='us-gaap_OccupancyNet'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OccupancyNet' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Occupancy and equipment, net</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OccupancyNet' xlink:to='lab_us-gaap_OccupancyNet'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestExpenseAbstract' xlink:label='us-gaap_InterestExpenseAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestExpenseAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>INTEREST EXPENSE:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InterestExpenseAbstract' xlink:to='lab_us-gaap_InterestExpenseAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AdvancesFromFederalHomeLoanBanks' xlink:label='us-gaap_AdvancesFromFederalHomeLoanBanks'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AdvancesFromFederalHomeLoanBanks' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Advances from FHLB of Des Moines</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AdvancesFromFederalHomeLoanBanks' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Advances from FHLB of Des Moines</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AdvancesFromFederalHomeLoanBanks' xlink:to='lab_us-gaap_AdvancesFromFederalHomeLoanBanks'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_DocumentPeriodEndDate' xlink:label='dei_DocumentPeriodEndDate'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_DocumentPeriodEndDate' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Document Period End Date</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_DocumentPeriodEndDate' xlink:to='lab_dei_DocumentPeriodEndDate'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_EarningsPerShareAbstract' xlink:label='us-gaap_EarningsPerShareAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_EarningsPerShareAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Earnings Per Share</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_EarningsPerShareAbstract' xlink:to='lab_us-gaap_EarningsPerShareAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AccountingForCertainLoansAndDebtSecuritiesAcquiredInTransferDisclosureTextBlock' xlink:label='us-gaap_AccountingForCertainLoansAndDebtSecuritiesAcquiredInTransferDisclosureTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AccountingForCertainLoansAndDebtSecuritiesAcquiredInTransferDisclosureTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Accounting for Certain Loans and Debt Securities Acquired in Transfer Disclosure [Text Block]</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AccountingForCertainLoansAndDebtSecuritiesAcquiredInTransferDisclosureTextBlock' xlink:to='lab_us-gaap_AccountingForCertainLoansAndDebtSecuritiesAcquiredInTransferDisclosureTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_SupplementalCashFlowInformationAbstract' xlink:label='us-gaap_SupplementalCashFlowInformationAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_SupplementalCashFlowInformationAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Supplemental disclosures of Cash flow information:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_SupplementalCashFlowInformationAbstract' xlink:to='lab_us-gaap_SupplementalCashFlowInformationAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NoninterestExpense' xlink:label='us-gaap_NoninterestExpense'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NoninterestExpense' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total noninterest expense</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NoninterestExpense' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Total noninterest expense</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NoninterestExpense' xlink:to='lab_us-gaap_NoninterestExpense'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NoninterestIncome' xlink:label='us-gaap_NoninterestIncome'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NoninterestIncome' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total noninterest income</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NoninterestIncome' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Total noninterest income</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NoninterestIncome' xlink:to='lab_us-gaap_NoninterestIncome'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_GainLossOnSalesOfLoansNet' xlink:label='us-gaap_GainLossOnSalesOfLoansNet'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_GainLossOnSalesOfLoansNet' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net realized gains on sale of loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_GainLossOnSalesOfLoansNet' xlink:to='lab_us-gaap_GainLossOnSalesOfLoansNet'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ItemsIncludedInConsolidatedStatementOfFinancialConditionAbstract' xlink:label='us-gaap_ItemsIncludedInConsolidatedStatementOfFinancialConditionAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ItemsIncludedInConsolidatedStatementOfFinancialConditionAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Statements of Financial Condition</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ItemsIncludedInConsolidatedStatementOfFinancialConditionAbstract' xlink:to='lab_us-gaap_ItemsIncludedInConsolidatedStatementOfFinancialConditionAbstract'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20110930.xsd#fil_DocumentAndEntityInformationAbstract' xlink:label='fil_DocumentAndEntityInformationAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_DocumentAndEntityInformationAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Document and Entity Information</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_DocumentAndEntityInformationAbstract' xlink:to='lab_fil_DocumentAndEntityInformationAbstract'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20110930.xsd#fil_CorporateObligatedFloatingRateTrustPreferredSecurities' xlink:label='fil_CorporateObligatedFloatingRateTrustPreferredSecurities'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_CorporateObligatedFloatingRateTrustPreferredSecurities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Corporate Obligated Floating Rate Trust Preferred Securities {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_CorporateObligatedFloatingRateTrustPreferredSecurities' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Corporate Obligated Floating Rate Trust Preferred Securities</link:label>
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		<link:label xlink:type='resource' xlink:label='lab_fil_CorporateObligatedFloatingRateTrustPreferredSecuritiesAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Corporate Obligated Floating Rate Trust Preferred Securities</link:label>
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		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_EarningsPerShareTextBlock' xlink:label='us-gaap_EarningsPerShareTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_EarningsPerShareTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Earnings Per Share [Text Block]</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_EarningsPerShareTextBlock' xlink:to='lab_us-gaap_EarningsPerShareTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet' xlink:label='us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet'/>
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		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>CASH FLOWS FROM OPERATING ACTIVITIES:</link:label>
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		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncomeTaxesPaid' xlink:label='us-gaap_IncomeTaxesPaid'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncomeTaxesPaid' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>INCOME TAXES</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncomeTaxesPaid' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>INCOME TAXES</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncomeTaxesPaid' xlink:to='lab_us-gaap_IncomeTaxesPaid'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestExpenseJuniorSubordinatedDebentures' xlink:label='us-gaap_InterestExpenseJuniorSubordinatedDebentures'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestExpenseJuniorSubordinatedDebentures' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Subordinated debt {1}</link:label>
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		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestPayable' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Accrued interest payable</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestPayable' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Accrued interest payable</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InterestPayable' xlink:to='lab_us-gaap_InterestPayable'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_SecuritiesSoldUnderAgreementsToRepurchase' xlink:label='us-gaap_SecuritiesSoldUnderAgreementsToRepurchase'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_SecuritiesSoldUnderAgreementsToRepurchase' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Securities sold under agreements to repurchase</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_SecuritiesSoldUnderAgreementsToRepurchase' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Securities sold under agreements to repurchase</link:label>
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		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_FederalHomeLoanBankStock' xlink:label='us-gaap_FederalHomeLoanBankStock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FederalHomeLoanBankStock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Stock in FHLB of Des Moines</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FederalHomeLoanBankStock' xlink:to='lab_us-gaap_FederalHomeLoanBankStock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncomeTaxDisclosureTextBlock' xlink:label='us-gaap_IncomeTaxDisclosureTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncomeTaxDisclosureTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Income Tax Disclosure [Text Block]</link:label>
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		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CashPaidForCapitalizedInterest' xlink:label='us-gaap_CashPaidForCapitalizedInterest'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CashPaidForCapitalizedInterest' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Interest (net of interest credited)</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CashPaidForCapitalizedInterest' xlink:to='lab_us-gaap_CashPaidForCapitalizedInterest'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities' xlink:label='us-gaap_NetCashProvidedByUsedInOperatingActivities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetCashProvidedByUsedInOperatingActivities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net cash provided by operating activities</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetCashProvidedByUsedInOperatingActivities' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Net cash provided by operating activities</link:label>
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		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments' xlink:label='us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net amortization of premiums and discounts on securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments' xlink:to='lab_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract' xlink:label='us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Items not requiring (providing) cash:</link:label>
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		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProvisionForLoanAndLeaseLosses' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Provision for loan losses</link:label>
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		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestExpenseDeposits' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deposits {1}</link:label>
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		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FederalReserveBankStock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Stock in Federal Reserve Bank of St. Louis</link:label>
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		<link:label xlink:type='resource' xlink:label='lab_dei_EntityCommonStockSharesOutstanding' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Entity Common Stock, Shares Outstanding</link:label>
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<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>10
<FILENAME>smbc-20110930_pre.xml
<TEXT>
<XBRL>
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<?xml version="1.0" encoding="us-ascii"?><html><head><link rel="StyleSheet" type="text/css" href="report.css" /><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head><body><span style="display: none;">v2.3.0.15</span><table class="report" border="0" cellspacing="2" id="ID0E5GBG"><tr><th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>SOUTHERN MISSOURI BANCORP, INC - CONDENSED CONSOLIDATED STATEMENTS OF INCOME (Unaudited) (USD $)<br /></strong></div></th><th class="th" colspan="2">3 Months Ended</th></tr><tr><th class="th"><div>Sep. 30, 2011</div></th><th class="th"><div>Sep. 30, 2010</div></th></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeOperatingAbstract', window );"><strong>INTEREST INCOME:</strong></a></td><td class="text">&#xA0;<span /></td><td class="text">&#xA0;<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndFeeIncomeLoansAndLeases', window );">Loans</a></td><td class="nump">$ 9,555,125<span /></td><td class="nump">$ 6,559,006<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeSecuritiesTaxable', window );">Investment securities</a></td><td class="nump">353,177<span /></td><td class="nump">318,292<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeSecuritiesMortgageBacked', window );">Mortgage-backed securities</a></td><td class="nump">276,567<span /></td><td class="nump">389,721<span /></td></tr><tr class="reu"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherInterestAndDividendIncome', window );">Other interest-earning assets</a></td><td class="nump">29,034<span /></td><td class="nump">27,810<span /></td></tr><tr class="rou"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeOperating', window );">Total interest income</a></td><td class="nump">10,213,903<span /></td><td class="nump">7,294,829<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseAbstract', window );"><strong>INTEREST EXPENSE:</strong></a></td><td class="text">&#xA0;<span /></td><td class="text">&#xA0;<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseDeposits', window );">Deposits</a></td><td class="nump">2,282,984<span /></td><td class="nump">2,165,563<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase', window );">Securities sold under agreements to repurchase</a></td><td class="nump">59,702<span /></td><td class="nump">63,420<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm', window );">Advances from FHLB of Des Moines</a></td><td class="nump">339,391<span /></td><td class="nump">490,935<span /></td></tr><tr class="reu"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseJuniorSubordinatedDebentures', window );">Subordinated debt</a></td><td class="nump">54,048<span /></td><td class="nump">59,966<span /></td></tr><tr class="rou"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpense', window );">Total interest expense</a></td><td class="nump">2,736,125<span /></td><td class="nump">2,779,884<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseNet', window );">NET INTEREST INCOME</a></td><td class="nump">7,477,778<span /></td><td class="nump">4,514,945<span /></td></tr><tr class="rou"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">PROVISION FOR LOAN LOSSES</a></td><td class="nump">516,683<span /></td><td class="nump">642,681<span /></td></tr><tr class="reu"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetInterestIncomeLossAfterProvisionForLoanLosses', window );">NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES</a></td><td class="nump">6,961,095<span /></td><td class="nump">3,872,264<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncomeAbstract', window );"><strong>NONINTEREST INCOME:</strong></a></td><td class="text">&#xA0;<span /></td><td class="text">&#xA0;<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FeesAndCommissionsDepositorAccounts', window );">Deposit account charges and related fees</a></td><td class="nump">371,151<span /></td><td class="nump">390,547<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncomeOtherOperatingIncome', window );">Bank card transaction fees</a></td><td class="nump">263,606<span /></td><td class="nump">201,122<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FeesAndCommissionsOther', window );">Loan late charges</a></td><td class="nump">58,924<span /></td><td class="nump">56,535<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BankingFeesAndCommissions', window );">Other loan fees</a></td><td class="nump">50,303<span /></td><td class="nump">48,460<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSalesOfLoansNet', window );">Net realized gains on sale of loans</a></td><td class="nump">93,678<span /></td><td class="nump">18,401<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BankOwnedLifeInsuranceIncome', window );">Earnings on bank owned life insurance</a></td><td class="nump">71,553<span /></td><td class="nump">69,205<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncomeOther', window );">Other noninterest income</a></td><td class="nump">207,279<span /></td><td class="nump">35,289<span /></td></tr><tr class="rou"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncome', window );">Total noninterest income</a></td><td class="nump">1,116,494<span /></td><td class="nump">819,559<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpenseAbstract', window );"><strong>NONINTEREST EXPENSE:</strong></a></td><td class="text">&#xA0;<span /></td><td class="text">&#xA0;<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EmployeeBenefitsAndShareBasedCompensation', window );">Compensation and benefits</a></td><td class="nump">2,252,091<span /></td><td class="nump">1,668,443<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OccupancyNet', window );">Occupancy and equipment, net</a></td><td class="nump">582,205<span /></td><td class="nump">447,442<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalDepositInsuranceCorporationPremiumExpense', window );">Deposit insurance premiums</a></td><td class="nump">93,072<span /></td><td class="nump">150,855<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProfessionalFees', window );">Professional fees</a></td><td class="nump">98,151<span /></td><td class="nump">72,506<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdvertisingExpense', window );">Advertising</a></td><td class="nump">87,068<span /></td><td class="nump">52,270<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SuppliesAndPostageExpense', window );">Postage and office supplies</a></td><td class="nump">122,585<span /></td><td class="nump">74,913<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AmortizationOfIntangibleAssets', window );">Amortization of intangible assets</a></td><td class="nump">104,283<span /></td><td class="nump">73,035<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_BankCardNetworkFees', window );">Bank card network fees</a></td><td class="nump">132,076<span /></td><td class="nump">101,000<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherNoninterestExpense', window );">Other noninterest expense</a></td><td class="nump">311,459<span /></td><td class="nump">221,017<span /></td></tr><tr class="reu"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpense', window );">Total noninterest expense</a></td><td class="nump">3,782,990<span /></td><td class="nump">2,861,481<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic', window );">INCOME BEFORE INCOME TAXES</a></td><td class="nump">4,294,599<span /></td><td class="nump">1,830,342<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxesPaid', window );">INCOME TAXES</a></td><td class="nump">1,444,207<span /></td><td class="nump">527,750<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">NET INCOME</a></td><td class="nump">2,850,392<span /></td><td class="nump">1,302,592<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ChargeForEarlyRedemptionOfPreferredStockIssuedAtDiscount', window );">Less: charge for early redemption of preferred stock issued at discount</a></td><td class="nump">94,365<span /></td><td class="text">&#xA0;<span /></td></tr><tr class="rou"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherPreferredStockDividendsAndAdjustments', window );">Less: effective dividend on preferred shares</a></td><td class="nump">136,033<span /></td><td class="nump">127,818<span /></td></tr><tr class="reu"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic', window );">Net income available to common shareholders</a></td><td class="nump">$ 2,619,994<span /></td><td class="nump">$ 1,174,774<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasic', window );">Basic earnings per common share</a></td><td class="nump">$ 1.25<span /></td><td class="nump">$ 0.56<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareDiluted', window );">Diluted earnings per common share</a></td><td class="nump">$ 1.21<span /></td><td class="nump">$ 0.56<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockDividendsPerShareCashPaid', window );">Dividends per share</a></td><td class="nump">$ 0.12<span /></td><td class="nump">$ 0.12<span /></td></tr></table><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_BankCardNetworkFees"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>fil_BankCardNetworkFees</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>fil</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_ChargeForEarlyRedemptionOfPreferredStockIssuedAtDiscount"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>fil_ChargeForEarlyRedemptionOfPreferredStockIssuedAtDiscount</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>fil</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdvertisingExpense"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount charged to advertising expense for the period, which are expenses incurred with the objective of increasing revenue for a specified brand, product or product line.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher AICPA<br /><br /> -Name Statement of Position (SOP)<br /><br /> -Number 93-7<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 720<br /><br /> -SubTopic 35<br /><br /> -Section 50<br /><br /> -Paragraph 1<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6420018&amp;loc=d3e36677-107848<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_AdvertisingExpense</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AmortizationOfIntangibleAssets"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate expense charged against earnings to allocate the cost of intangible assets (nonphysical assets not used in production) in a systematic and rational manner to the periods expected to benefit from such assets. As a noncash expense, this element is added back to net income when calculating cash provided by or used in operations using the indirect method.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 350<br /><br /> -SubTopic 30<br /><br /> -Section 50<br /><br /> -Paragraph 2<br /><br /> -Subparagraph (a)(2)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6905858&amp;loc=d3e16323-109275<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 142<br /><br /> -Paragraph 45<br /><br /> -Subparagraph a(2)<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 28<br /><br /> -Subparagraph (b)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 350<br /><br /> -SubTopic 30<br /><br /> -Section 45<br /><br /> -Paragraph 2<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6388964&amp;loc=d3e16225-109274<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_AmortizationOfIntangibleAssets</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BankingFeesAndCommissions"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Those fees and commissions generated from corporate and retail banking related operations of the Broker Dealer.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_BankingFeesAndCommissions</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BankOwnedLifeInsuranceIncome"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Earnings on or other increases in the value of the cash surrender value of bank owned life insurance policies.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 942<br /><br /> -SubTopic 225<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.9-04.13)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_BankOwnedLifeInsuranceIncome</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareBasic"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 260<br /><br /> -SubTopic 10<br /><br /> -Section 55<br /><br /> -Paragraph 52<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6945512&amp;loc=d3e4984-109258<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Emerging Issues Task Force (EITF)<br /><br /> -Number 07-4<br /><br /> -Paragraph 4<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Article 5<br /><br /> -Section 03<br /><br /> -Paragraph 20<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 944<br /><br /> -SubTopic 225<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.7-04.19)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br /><br /><br /><br />Reference 5: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 04<br /><br /> -Article 7<br /><br /> -Paragraph 18<br /><br /><br /><br />Reference 6: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 942<br /><br /> -SubTopic 225<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.9-04.23)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br /><br /><br /><br />Reference 7: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 128<br /><br /> -Paragraph 36, 37, 38<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 8: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 260<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 1<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br /><br /><br /><br />Reference 9: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 225<br /><br /> -SubTopic 10<br /><br /> -Section S99<br /><br /> -Paragraph 2<br /><br /> -Subparagraph (SX 210.5-03.21)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br /><br /><br /><br />Reference 10: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 04<br /><br /> -Paragraph 21<br /><br /> -Article 9<br /><br /><br /><br />Reference 11: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 260<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 2<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6920599&amp;loc=d3e1252-109256<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_EarningsPerShareBasic</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>num:perShareItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareDiluted"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 128<br /><br /> -Paragraph 11, 12, 36<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 225<br /><br /> -SubTopic 10<br /><br /> -Section S99<br /><br /> -Paragraph 2<br /><br /> -Subparagraph (SX 210.5-03.21)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Article 5<br /><br /> -Section 03<br /><br /> -Paragraph 20<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 260<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 2<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6920599&amp;loc=d3e1252-109256<br /><br /><br /><br />Reference 5: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 04<br /><br /> -Article 7<br /><br /> -Paragraph 18<br /><br /><br /><br />Reference 6: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 04<br /><br /> -Paragraph 21<br /><br /> -Article 9<br /><br /><br /><br />Reference 7: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Emerging Issues Task Force (EITF)<br /><br /> -Number 07-4<br /><br /> -Paragraph 4<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_EarningsPerShareDiluted</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>num:perShareItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EmployeeBenefitsAndShareBasedCompensation"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Costs and payments related to employee benefits and equity-based compensation, such as pension expense and contributions, other postretirement benefits expense and payments, stock or unit options expense, and amortization of restricted stock or unit.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 28<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 28<br /><br /> -Subparagraph (a)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_EmployeeBenefitsAndShareBasedCompensation</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalDepositInsuranceCorporationPremiumExpense"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The premium paid to the Federal Deposit Insurance Corporation for deposit insurance which is included in noninterest expense.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 942<br /><br /> -SubTopic 225<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.9-04.14)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_FederalDepositInsuranceCorporationPremiumExpense</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FeesAndCommissionsDepositorAccounts"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Includes amounts charged depositors for: (1) maintenance of their accounts (maintenance charges); (2) failure to maintain specified minimum balances on account; (3) exceeding the number of checks or transactions allowed to be processed in a given period; (4) checks drawn on no minimum balance deposit accounts; (5) withdrawals from nontransaction deposit accounts; (6) closing savings accounts before a specified minimum period of time has elapsed; (7) accounts which have remained inactive for extended periods of time or which have become dormant; (8) use of automated teller machines or remote service units; (9) checks drawn against insufficient funds that the bank assesses regardless of whether it decides to pay, return or hold the check; (10) issuing stop payment orders; (11) certifying checks; and (12) accumulating or disbursing funds deposited in IRAs or Keogh Plan accounts when not handled by the bank's trust department. This item does not include penalties assessed on the early withdrawal of time deposits.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 04<br /><br /> -Paragraph 13<br /><br /> -Article 9<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 942<br /><br /> -SubTopic 225<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.9-04.13 (d))<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_FeesAndCommissionsDepositorAccounts</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FeesAndCommissionsOther"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fee and commission revenue earned from sources not otherwise specified in the existing taxonomy.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 04<br /><br /> -Paragraph 13<br /><br /> -Article 9<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name FASB Staff Position (FSP)<br /><br /> -Number EITF85-24-1<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 942<br /><br /> -SubTopic 225<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.9-04.13)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_FeesAndCommissionsOther</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSalesOfLoansNet"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net gain (loss) resulting from a sale of loans, including adjustments to record loans classified as held-for-sale at the lower-of-cost-or-market and fair value adjustments to loan held for investment purposes.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 28<br /><br /> -Subparagraph (b)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 942<br /><br /> -SubTopic 225<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.9-04.13(h))<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 944<br /><br /> -SubTopic 225<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.7-04.3(a))<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_GainLossOnSalesOfLoansNet</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The portion of earnings or loss from continuing operations before income taxes that is attributable to domestic operations.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Article 4<br /><br /> -Section 08<br /><br /> -Paragraph h<br /><br /> -Subparagraph 1(i)<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 235<br /><br /> -SubTopic 10<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.4-08.(h)(1)(i))<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxesPaid"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of cash paid during the current period to foreign, federal, state, and local authorities as taxes on income.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 25<br /><br /> -Subparagraph (f)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3536-108585<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 29<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 27<br /><br /> -Subparagraph f<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 2<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4297-108586<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_IncomeTaxesPaid</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndDividendIncomeOperating"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the total of interest and dividend income, including any amortization and accretion (as applicable) of discounts and premiums, earned from (1) loans and leases whether held-for-sale or held-in-portfolio; (2) investment securities; (3) federal funds sold; (4) securities purchased under agreements to resell; (5) investments in banker's acceptances, commercial paper, or certificates of deposit; (6) dividend income; or (7) other investments not otherwise specified herein.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher AICPA<br /><br /> -Name Audit and Accounting Guide (AAG)<br /><br /> -Number AAG-BRD<br /><br /> -Chapter 4<br /><br /> -Paragraph 9, 51, 54<br /><br /> -IssueDate 2006-05-01<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Article 9<br /><br /> -Section 04<br /><br /> -Paragraph 1, 2 , 3, 4, 5<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 942<br /><br /> -SubTopic 225<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.9-04.1-5)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_InterestAndDividendIncomeOperating</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndDividendIncomeOperatingAbstract"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_InterestAndDividendIncomeOperatingAbstract</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:stringItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndFeeIncomeLoansAndLeases"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate interest and fee income generated by: (1) loans the Entity has positive intent and ability to hold for the foreseeable future, or until maturity or payoff, including commercial and consumer loans, whether domestic or foreign, which may consist of: (a) industrial and agricultural; (b) real estate; and (c) real estate construction loans; (d) trade financing; (e) lease financing; (f) home equity lines-of-credit; (g) automobile and other vehicle loans; and (h) credit card and other revolving-type loans and (2) loans and leases held-for-sale which may include mortgage loans, direct financing, and sales-type leases.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 04<br /><br /> -Paragraph 1<br /><br /> -Article 9<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 942<br /><br /> -SubTopic 225<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.9-04.1)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_InterestAndFeeIncomeLoansAndLeases</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpense"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cost of borrowed funds accounted for as interest that was charged against earnings during the period.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 835<br /><br /> -SubTopic 20<br /><br /> -Section 50<br /><br /> -Paragraph 1<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6450988&amp;loc=d3e26243-108391<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 942<br /><br /> -SubTopic 225<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.9-04.9)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 34<br /><br /> -Paragraph 21<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 04<br /><br /> -Paragraph 9<br /><br /> -Article 9<br /><br /><br /><br />Reference 5: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher OTS<br /><br /> -Name Federal Regulation (FR)<br /><br /> -Number Title 12<br /><br /> -Chapter V<br /><br /> -Section 563c.102<br /><br /> -Paragraph 9<br /><br /> -Subsection II<br /><br /> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_InterestExpense</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseAbstract"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_InterestExpenseAbstract</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:stringItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseDeposits"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregate amount of interest expense on all deposits.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher OTS<br /><br /> -Name Federal Regulation (FR)<br /><br /> -Number Title 12<br /><br /> -Chapter V<br /><br /> -Section 563c.102<br /><br /> -Paragraph 6<br /><br /> -Subsection II<br /><br /> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 04<br /><br /> -Paragraph 6<br /><br /> -Article 9<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 942<br /><br /> -SubTopic 225<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.9-04.6)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_InterestExpenseDeposits</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Interest expense incurred during the reporting period on long-term borrowings associated with Federal Home Loan Bank and Federal Reserve Bank advances.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher OTS<br /><br /> -Name Federal Regulation (FR)<br /><br /> -Number Title 12<br /><br /> -Chapter V<br /><br /> -Section 563c.102<br /><br /> -Subsection I<br /><br /> -Paragraph 8<br /><br /> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseJuniorSubordinatedDebentures"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Interest expense incurred during the reporting period on junior subordinated debentures. Includes amortization of expenses incurred in the issuance of subordinated notes and debentures.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 04<br /><br /> -Paragraph 8<br /><br /> -Article 9<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 942<br /><br /> -SubTopic 225<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.9-04.8)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_InterestExpenseJuniorSubordinatedDebentures</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Gross expenses on securities sold coupled with an agreement to repurchase the same from the same counterparty at a fixed or determinable price within a fixed or variable time period.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher OTS<br /><br /> -Name Federal Regulation (FR)<br /><br /> -Number Title 12<br /><br /> -Chapter V<br /><br /> -Section 563c.102<br /><br /> -Paragraph 7<br /><br /> -Subsection II<br /><br /> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 942<br /><br /> -SubTopic 225<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.9-04.7)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeExpenseNet"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net amount of operating interest income (expense).</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 04<br /><br /> -Paragraph 10<br /><br /> -Article 9<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 942<br /><br /> -SubTopic 225<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.9-04.10)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_InterestIncomeExpenseNet</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeSecuritiesMortgageBacked"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents interest income, including any amortization and accretion (as applicable) of discounts and premiums, derived from securities backed by a pool of mortgages or trust deeds. Mortgage-backed securities might represent mortgage pass-through securities, collateralized mortgage obligations (CMO), real estate mortgage investment conduits (REMICs), CMO and REMIC residuals, and stripped mortgage-backed securities.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 65<br /><br /> -Paragraph 34<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 04<br /><br /> -Paragraph 2<br /><br /> -Article 9<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 942<br /><br /> -SubTopic 225<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.9-04.2)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Glossary Mortgage-Backed Securities<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6517959<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_InterestIncomeSecuritiesMortgageBacked</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeSecuritiesTaxable"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Interest income derived from investment securities which are subject to federal income taxes.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 04<br /><br /> -Paragraph 2<br /><br /> -Article 9<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 942<br /><br /> -SubTopic 225<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.9-04.2)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_InterestIncomeSecuritiesTaxable</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 944<br /><br /> -SubTopic 225<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.7-04.22)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 28<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 225<br /><br /> -SubTopic 10<br /><br /> -Section S99<br /><br /> -Paragraph 2<br /><br /> -Subparagraph (SX 210.5-03.18)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher AICPA<br /><br /> -Name Accounting Research Bulletin (ARB)<br /><br /> -Number 51<br /><br /> -Paragraph 38<br /><br /> -Subparagraph a<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 5: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 260<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 1<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br /><br /><br /><br />Reference 6: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 220<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 6<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6920043&amp;loc=d3e565-108580<br /><br /><br /><br />Reference 7: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher AICPA<br /><br /> -Name Accounting Research Bulletin (ARB)<br /><br /> -Number 51<br /><br /> -Paragraph A7<br /><br /> -Appendix A<br /><br /><br /><br />Reference 8: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 130<br /><br /> -Paragraph 10, 15<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 9: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Glossary Other Comprehensive Income<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br /><br /><br /><br />Reference 10: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher AICPA<br /><br /> -Name Accounting Research Bulletin (ARB)<br /><br /> -Number 51<br /><br /> -Paragraph 38<br /><br /> -Subparagraph d<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 11: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Emerging Issues Task Force (EITF)<br /><br /> -Number 87-21<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 12: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Glossary Net Income<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br /><br /><br /><br />Reference 13: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 944<br /><br /> -SubTopic 225<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.7-04.19)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br /><br /><br /><br />Reference 14: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Article 5<br /><br /> -Section 03<br /><br /> -Paragraph 19<br /><br /><br /><br />Reference 15: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 28, 29, 30<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 16: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 04<br /><br /> -Paragraph 20<br /><br /> -Article 9<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_NetIncomeLoss</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Net income after adjustments for dividends on preferred stock (declared in the period) and/or cumulative preferred stock (accumulated for the period).</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 128<br /><br /> -Paragraph 9<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 260<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 11<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6920599&amp;loc=d3e1377-109256<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetInterestIncomeLossAfterProvisionForLoanLosses"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>For banks, the amount of interest Income or Loss derived from or related to loans of real estate investments of the financial institution held for development or sale.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher OTS<br /><br /> -Name Federal Regulation (FR)<br /><br /> -Number Title 12<br /><br /> -Chapter V<br /><br /> -Section 563c.102<br /><br /> -Paragraph 11<br /><br /> -Subsection I<br /><br /> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_NetInterestIncomeLossAfterProvisionForLoanLosses</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestExpense"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total aggregate amount of all noninterest expense.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher OTS<br /><br /> -Name Federal Regulation (FR)<br /><br /> -Number Title 12<br /><br /> -Chapter V<br /><br /> -Section 563c.102<br /><br /> -Paragraph 14<br /><br /> -Subsection II<br /><br /> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 04<br /><br /> -Paragraph 14<br /><br /> -Article 9<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 942<br /><br /> -SubTopic 225<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.9-04.14)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_NoninterestExpense</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestExpenseAbstract"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_NoninterestExpenseAbstract</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:stringItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncome"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of noninterest income which may be derived from: (1) fees and commissions; (2) premiums earned; (3) insurance policy charges; (4) the sale or disposal of assets; and (5) other sources not otherwise specified.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher OTS<br /><br /> -Name Federal Regulation (FR)<br /><br /> -Number Title 12<br /><br /> -Chapter V<br /><br /> -Section 563c.102<br /><br /> -Paragraph 13<br /><br /> -Subsection II<br /><br /> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 04<br /><br /> -Paragraph 13<br /><br /> -Article 9<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 942<br /><br /> -SubTopic 225<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.9-04.13)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_NoninterestIncome</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncomeAbstract"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_NoninterestIncomeAbstract</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:stringItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncomeOther"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the total of noninterest income derived from certain activities and assets including (for example): (1) venture capital investments; (2) bank owned life insurance; (3) foreign currency transactions; and (4) mortgage servicing rights.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 942<br /><br /> -SubTopic 225<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.9-04.13)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_NoninterestIncomeOther</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncomeOtherOperatingIncome"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents other forms of revenue earned, excluding interest, which is not otherwise specified in the taxonomy.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 04<br /><br /> -Paragraph 13<br /><br /> -Article 9<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 944<br /><br /> -SubTopic 225<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.7-04.4)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_NoninterestIncomeOtherOperatingIncome</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OccupancyNet"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of net occupancy expense that may include items, such as depreciation of facilities and equipment, lease expenses, property taxes and property and casualty insurance expense.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 840<br /><br /> -SubTopic 30<br /><br /> -Section 50<br /><br /> -Paragraph 1<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6455398&amp;loc=d3e45280-112737<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 13<br /><br /> -Paragraph 15<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher AICPA<br /><br /> -Name Audit and Accounting Guide (AAG)<br /><br /> -Number AAG-BRD<br /><br /> -Chapter 4<br /><br /> -Paragraph 62<br /><br /> -IssueDate 2006-05-01<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 13<br /><br /> -Paragraph 16<br /><br /> -Subparagraph d<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 5: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 942<br /><br /> -SubTopic 225<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.9-04.14(b))<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br /><br /><br /><br />Reference 6: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 13<br /><br /> -Paragraph 16<br /><br /> -Subparagraph c<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 7: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 13<br /><br /> -Paragraph 16<br /><br /> -Subparagraph b<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 8: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 225<br /><br /> -SubTopic 10<br /><br /> -Section S99<br /><br /> -Paragraph 2<br /><br /> -Subparagraph (SX 210.5-03.6)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_OccupancyNet</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherInterestAndDividendIncome"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Includes all other interest income, net of discount accretion and premium amortization, and dividend income. It may include dividend income from equity securities that do not have readily determinable fair values that are reportable in Other Assets, and interest income on interest-only strips receivable (not in the form of a security) that are included in Other Assets.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 04<br /><br /> -Paragraph 4<br /><br /> -Article 9<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 942<br /><br /> -SubTopic 225<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.9-04.4)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_OtherInterestAndDividendIncome</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherNoninterestExpense"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Other noninterest expenses that are not separately presented in any other noninterest expense category.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 942<br /><br /> -SubTopic 225<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.9-04.14)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_OtherNoninterestExpense</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherPreferredStockDividendsAndAdjustments"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Other preferred stock dividends and adjustments, not otherwise defined in the taxonomy, that are necessary to adjust net income to obtain net income applicable to common stockholders.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Staff Accounting Bulletin (SAB)<br /><br /> -Number Topic 5<br /><br /> -Section Q<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 260<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 11<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6920599&amp;loc=d3e1377-109256<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_OtherPreferredStockDividendsAndAdjustments</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockDividendsPerShareCashPaid"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregate dividends paid during the period for each share of preferred stock outstanding.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_PreferredStockDividendsPerShareCashPaid</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>num:perShareItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProfessionalFees"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A fee charged for services from professionals such as doctors, lawyers and accountants. The term is often expanded to include other professions, for example, pharmacists charging to maintain a medicinal profile of a client or customer.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 946<br /><br /> -SubTopic 225<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.6-07.2(a),(b),(c),(d))<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6488393&amp;loc=d3e606610-122999<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 946<br /><br /> -SubTopic 225<br /><br /> -Section 45<br /><br /> -Paragraph 3<br /><br /> -Subparagraph (k)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6488370&amp;loc=d3e13550-115849<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_ProfessionalFees</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanAndLeaseLosses"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The sum of the periodic provision charged to operations, based on an assessment of the uncollectibility of the loan and lease portfolio, the offset to which is either added to or deducted from the allowance account for the purpose of reducing loan receivable and leases to an amount that approximates their net realizable value (the amount expected to be collected).</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 942<br /><br /> -SubTopic 225<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.9-04.11)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Article 9<br /><br /> -Section 04<br /><br /> -Paragraph 11<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher AICPA<br /><br /> -Name Audit and Accounting Guide (AAG)<br /><br /> -Number AAG-DEP<br /><br /> -Chapter 5<br /><br /> -Paragraph 168, 169, 170<br /><br /> -IssueDate 2006-05-01<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 28<br /><br /> -Subparagraph (a)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_ProvisionForLoanAndLeaseLosses</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SuppliesAndPostageExpense"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate amount of expenses directly related to the supplies and postage.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 942<br /><br /> -SubTopic 225<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.9-04.14)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_SuppliesAndPostageExpense</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table></div></body></html>
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<?xml version="1.0" encoding="us-ascii"?><html><head><link rel="StyleSheet" type="text/css" href="report.css" /><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head><body><span style="display: none;">v2.3.0.15</span><table class="report" border="0" cellspacing="2" id="ID0E41AG"><tr><th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>SOUTHERN MISSOURI BANCORP, INC. - CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $)<br /></strong></div></th><th class="th" colspan="2">3 Months Ended</th></tr><tr><th class="th"><div>Sep. 30, 2011</div></th><th class="th"><div>Sep. 30, 2010</div></th></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>CASH FLOWS FROM OPERATING ACTIVITIES:</strong></a></td><td class="text">&#xA0;<span /></td><td class="text">&#xA0;<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td><td class="nump">$ 2,850,392<span /></td><td class="nump">$ 1,302,592<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>Items not requiring (providing) cash:</strong></a></td><td class="text">&#xA0;<span /></td><td class="text">&#xA0;<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Depreciation', window );">Depreciation</a></td><td class="nump">214,363<span /></td><td class="nump">181,585<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockOptionPlanExpense', window );">MRP and SOP expense</a></td><td class="nump">5,508<span /></td><td class="nump">7,755<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AmortizationOfIntangibleAssets', window );">Amortization of intangible assets</a></td><td class="nump">104,283<span /></td><td class="nump">73,035<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue', window );">Increase in cash surrender value of bank owned life insurance</a></td><td class="num">(71,553)<span /></td><td class="num">(69,205)<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Provision for loan losses</a></td><td class="nump">516,683<span /></td><td class="nump">642,681<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments', window );">Net amortization of premiums and discounts on securities</a></td><td class="nump">50,558<span /></td><td class="nump">45,785<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet', window );">Accrued interest receivable</a></td><td class="num">(502,260)<span /></td><td class="num">(529,292)<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets', window );">Prepaid expenses and other assets</a></td><td class="nump">210,029<span /></td><td class="nump">229,657<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities', window );">Accounts payable and other liabilities</a></td><td class="num">(1,926,929)<span /></td><td class="nump">258,819<span /></td></tr><tr class="reu"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInInterestPayableNet', window );">Accrued interest payable</a></td><td class="num">(8,452)<span /></td><td class="nump">28,029<span /></td></tr><tr class="rou"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivities', window );">Net cash provided by operating activities</a></td><td class="nump">1,368,639<span /></td><td class="nump">2,145,313<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract', window );"><strong>CASH FLOWS FROM INVESTING ACTIVITIES:</strong></a></td><td class="text">&#xA0;<span /></td><td class="text">&#xA0;<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOtherLoans', window );">Net increase in loans</a></td><td class="num">(7,928,546)<span /></td><td class="num">(17,500,109)<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities', window );">Proceeds from maturities of available for sale securities</a></td><td class="nump">6,058,908<span /></td><td class="nump">9,648,873<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireAvailableForSaleSecurities', window );">Purchases of available-for-sale securities</a></td><td class="num">(7,054,020)<span /></td><td class="num">(7,379,701)<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment', window );">Purchases of premises and equipment</a></td><td class="num">(606,015)<span /></td><td class="num">(86,876)<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfOtherAssets', window );">Proceeds from sale of fixed assets</a></td><td class="nump">186,075<span /></td><td class="text">&#xA0;<span /></td></tr><tr class="reu"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfForeclosedAssets', window );">Proceeds from sale of foreclosed assets</a></td><td class="text">&#xA0;<span /></td><td class="nump">27,500<span /></td></tr><tr class="rou"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivities', window );">Net cash used in investing activities</a></td><td class="num">(9,343,598)<span /></td><td class="num">(15,191,313)<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract', window );"><strong>CASH FLOWS FROM FINANCING ACTIVITIES:</strong></a></td><td class="text">&#xA0;<span /></td><td class="text">&#xA0;<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInDemandDeposits', window );">Net increase in demand deposits and savings accounts</a></td><td class="nump">17,216,235<span /></td><td class="nump">1,909,722<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInTimeDeposits', window );">Net increase in certificates of deposits</a></td><td class="nump">1,460,533<span /></td><td class="nump">11,091,487<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet', window );">Net increase (decrease) in securities sold under agreements to repurchase</a></td><td class="nump">144,920<span /></td><td class="num">(1,232,576)<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockRedemptionAmount', window );">Redemption of preferred stock</a></td><td class="num">(9,550,000)<span /></td><td class="text">&#xA0;<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromIssuanceOfRedeemablePreferredStock', window );">Issuance of preferred stock</a></td><td class="nump">19,973,208<span /></td><td class="text">&#xA0;<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsPreferredStockPaidinkind', window );">Dividends paid on preferred stock</a></td><td class="num">(87,542)<span /></td><td class="num">(369,932)<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsCommonStockPaidinkind', window );">Dividends paid on common stock</a></td><td class="num">(251,877)<span /></td><td class="text">&#xA0;<span /></td></tr><tr class="reu"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromStockOptionsExercised', window );">Exercise of stock options</a></td><td class="nump">15,230<span /></td><td class="text">&#xA0;<span /></td></tr><tr class="rou"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivities', window );">Net cash provided by financing activities</a></td><td class="nump">28,920,707<span /></td><td class="nump">11,398,701<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease', window );">Increase (decrease) in cash and cash equivalents</a></td><td class="nump">20,945,748<span /></td><td class="num">(1,647,299)<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents at beginning of period</a></td><td class="nump">33,895,706<span /></td><td class="nump">33,383,278<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents at end of period</a></td><td class="nump">54,841,454<span /></td><td class="nump">31,735,979<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract', window );"><strong>Noncash investing and financing activities:</strong></a></td><td class="text">&#xA0;<span /></td><td class="text">&#xA0;<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashPaidForCapitalizedInterest', window );">Interest (net of interest credited)</a></td><td class="nump">635,000<span /></td><td class="nump">757,000<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxesPaidNet', window );">Income taxes</a></td><td class="nump">$ 2,832,000<span /></td><td class="nump">$ 26,000<span /></td></tr></table><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The sum of the periodic adjustments of the differences between securities' face values and purchase prices that are charged against earnings. This is called accretion if the security was purchased at a discount and amortization if it was purchased at premium. As a noncash item, this element is an adjustment to net income when calculating cash provided by or used in operations using the indirect method.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 28<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 28<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:stringItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AmortizationOfIntangibleAssets"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate expense charged against earnings to allocate the cost of intangible assets (nonphysical assets not used in production) in a systematic and rational manner to the periods expected to benefit from such assets. As a noncash expense, this element is added back to net income when calculating cash provided by or used in operations using the indirect method.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 350<br /><br /> -SubTopic 30<br /><br /> -Section 50<br /><br /> -Paragraph 2<br /><br /> -Subparagraph (a)(2)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6905858&amp;loc=d3e16323-109275<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 142<br /><br /> -Paragraph 45<br /><br /> -Subparagraph a(2)<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 28<br /><br /> -Subparagraph (b)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 350<br /><br /> -SubTopic 30<br /><br /> -Section 45<br /><br /> -Paragraph 2<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6388964&amp;loc=d3e16225-109274<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_AmortizationOfIntangibleAssets</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Includes currency on hand as well as demand deposits with banks or financial institutions. It also includes other kinds of accounts that have the general characteristics of demand deposits in that the Entity may deposit additional funds at any time and also effectively may withdraw funds at any time without prior notice or penalty. Cash equivalents, excluding items classified as marketable securities, include short-term, highly liquid investments that are both readily convertible to known amounts of cash, and so near their maturity that they present minimal risk of changes in value because of changes in interest rates. Generally, only investments with original maturities of three months or less qualify under that definition. Original maturity means original maturity to the entity holding the investment. For example, both a three-month US Treasury bill and a three-year Treasury note purchased three months from maturity qualify as cash equivalents. However, a Treasury note purchased three years ago does not become a cash equivalent when its remaining maturity is three months. Compensating balance arrangements that do not legally restrict the withdrawal or usage of cash amounts may be reported as Cash and Cash Equivalents, while legally restricted deposits held as compensating balances against borrowing arrangements, contracts entered into with others, or company statements of intention with regard to particular deposits are not generally reported as cash and cash equivalents. Includes cash and cash equivalents associated with the entity's continuing operations. Excludes cash and cash equivalents associated with the disposal group (and discontinued operation).</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 210<br /><br /> -SubTopic 10<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.5-02.1)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 02<br /><br /> -Paragraph 1<br /><br /> -Article 5<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 7<br /><br /> -Footnote 1<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 4<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3044-108585<br /><br /><br /><br />Reference 5: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 8, 9<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 6: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 210<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (a)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6361293&amp;loc=d3e6676-107765<br /><br /><br /><br />Reference 7: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Glossary Cash<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br /><br /><br /><br />Reference 8: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 7, 26<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 9: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Glossary Cash Equivalents<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_CashAndCashEquivalentsAtCarryingValue</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) during the reporting period in cash and cash equivalents. While for technical reasons this element has no balance attribute, the default assumption is a debit balance consistent with its label.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 26<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 24<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:stringItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashPaidForCapitalizedInterest"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of cash paid during the current period for interest owed on money borrowed that is not charged as an expense but rather is capitalized based on the long term nature of the use of the borrowed funds.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 29<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 25<br /><br /> -Subparagraph (e)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3536-108585<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 2<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4297-108586<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_CashPaidForCapitalizedInterest</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Depreciation"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of expense recognized in the current period that reflects the allocation of the cost of tangible assets over the assets' useful lives. Includes production and non-production related depreciation.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 28<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher AICPA<br /><br /> -Name Accounting Principles Board Opinion (APB)<br /><br /> -Number 12<br /><br /> -Paragraph 5<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 28<br /><br /> -Subparagraph (b)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_Depreciation</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendsCommonStockPaidinkind"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Equity impact of dividends to be paid-in-kind declared for common shareholders by an entity during the period. This element includes paid and unpaid dividends declared during the period.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 04<br /><br /> -Article 3<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 505<br /><br /> -SubTopic 10<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.3-04)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_DividendsCommonStockPaidinkind</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendsPreferredStockPaidinkind"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Equity impact of dividends to be paid-in-kind declared for preferred shareholders by an entity during the period. This element includes paid and unpaid dividends declared during the period.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 942<br /><br /> -SubTopic 405<br /><br /> -Section 45<br /><br /> -Paragraph 2<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6957935&amp;loc=d3e64057-112817<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 04<br /><br /> -Article 3<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher AICPA<br /><br /> -Name Statement of Position (SOP)<br /><br /> -Number 01-6<br /><br /> -Paragraph 14<br /><br /> -Subparagraph l<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 505<br /><br /> -SubTopic 10<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.3-04)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_DividendsPreferredStockPaidinkind</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxesPaidNet"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of cash paid during the current period to foreign, federal, state, and local authorities as taxes on income, net of any cash received during the current period as refunds for the overpayment of taxes.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 29<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 27<br /><br /> -Subparagraph f<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 2<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4297-108586<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_IncomeTaxesPaidNet</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) during the reporting period in the aggregate amount of obligations incurred but not paid and other operating obligations not separately disclosed in the statement of cash flows.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) during the reporting period in the amount due from borrowers for interest payments.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 28<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 28<br /><br /> -Subparagraph (a)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInDemandDeposits"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net cash inflow or outflow in the total of all demand deposits, including checking and negotiable order of withdrawal (NOW) accounts, classified as cash flows from financing activities.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher AICPA<br /><br /> -Name Audit and Accounting Guide (AAG)<br /><br /> -Number AAG-DEP<br /><br /> -Chapter 13<br /><br /> -IssueDate 2006-05-01<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 8<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3095-108585<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_IncreaseDecreaseInDemandDeposits</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net cash inflow or outflow from the fund lent to other financial institution arising from the excess in reserve deposited at Federal Reserve Bank to meet legal requirement. This borrowing is usually contracted on an overnight basis at an agreed rate of interest. Also include cash inflow or outflow from investment sold under the agreement to reacquire such investment.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 26, 31<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 9<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3098-108585<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 8<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3095-108585<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInInterestPayableNet"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) during the reporting period in interest payable, which represents the amount owed to note holders, bond holders, and other parties for interest earned on loans or credit extended to the reporting entity.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 28<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 28<br /><br /> -Subparagraph (a)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_IncreaseDecreaseInInterestPayableNet</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOtherLoans"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) during the reporting period in loans that are classified as working capital and are not otherwise defined in the taxonomy.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 28<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 28<br /><br /> -Subparagraph (a)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_IncreaseDecreaseInOtherLoans</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) during the reporting period in the value of prepaid expenses and other assets not separately disclosed in the statement of cash flows, for example, deferred expenses, intangible assets,or  income taxes.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 28<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 28<br /><br /> -Subparagraph (a)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInTimeDeposits"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Net cash inflow (outflow) of time deposits.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher AICPA<br /><br /> -Name Audit and Accounting Guide (AAG)<br /><br /> -Number AAG-DEP<br /><br /> -Chapter 13<br /><br /> -IssueDate 2006-05-01<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 942<br /><br /> -SubTopic 230<br /><br /> -Section 45<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (b)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6477933&amp;loc=d3e60009-112784<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_IncreaseDecreaseInTimeDeposits</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The change in cash surrender or contract value during the period which adjusted the amount of premiums paid in determining the expense or income recognized under the contract for the period.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name FASB Technical Bulletin (FTB)<br /><br /> -Number 85-4<br /><br /> -Paragraph 2<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 325<br /><br /> -SubTopic 30<br /><br /> -Section 35<br /><br /> -Paragraph 2<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6384439&amp;loc=d3e42048-111605<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivities"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net cash inflow or outflow from financing activity for the period.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 26<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 24<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 26<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3574-108585<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_NetCashProvidedByUsedInFinancingActivities</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:stringItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInInvestingActivities"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net cash inflow or outflow from investing activity.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 26<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 24<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 26<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3574-108585<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_NetCashProvidedByUsedInInvestingActivities</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:stringItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivities"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net cash from (used in) all of the entity's operating activities, including those of discontinued operations, of the reporting entity. Operating activities generally involve producing and delivering goods and providing services. Operating activity cash flows include transactions, adjustments, and changes in value that are not defined as investing or financing activities. While for technical reasons this element has no balance attribute, the default assumption is a debit balance consistent with its label.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 24<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 25<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3536-108585<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 28<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 26<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 5: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 28<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_NetCashProvidedByUsedInOperatingActivities</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:stringItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 944<br /><br /> -SubTopic 225<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.7-04.22)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 28<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 225<br /><br /> -SubTopic 10<br /><br /> -Section S99<br /><br /> -Paragraph 2<br /><br /> -Subparagraph (SX 210.5-03.18)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher AICPA<br /><br /> -Name Accounting Research Bulletin (ARB)<br /><br /> -Number 51<br /><br /> -Paragraph 38<br /><br /> -Subparagraph a<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 5: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 260<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 1<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br /><br /><br /><br />Reference 6: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 220<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 6<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6920043&amp;loc=d3e565-108580<br /><br /><br /><br />Reference 7: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher AICPA<br /><br /> -Name Accounting Research Bulletin (ARB)<br /><br /> -Number 51<br /><br /> -Paragraph A7<br /><br /> -Appendix A<br /><br /><br /><br />Reference 8: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 130<br /><br /> -Paragraph 10, 15<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 9: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Glossary Other Comprehensive Income<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br /><br /><br /><br />Reference 10: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher AICPA<br /><br /> -Name Accounting Research Bulletin (ARB)<br /><br /> -Number 51<br /><br /> -Paragraph 38<br /><br /> -Subparagraph d<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 11: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Emerging Issues Task Force (EITF)<br /><br /> -Number 87-21<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 12: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Glossary Net Income<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br /><br /><br /><br />Reference 13: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 944<br /><br /> -SubTopic 225<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.7-04.19)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br /><br /><br /><br />Reference 14: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Article 5<br /><br /> -Section 03<br /><br /> -Paragraph 19<br /><br /><br /><br />Reference 15: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 28, 29, 30<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 16: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 04<br /><br /> -Paragraph 20<br /><br /> -Article 9<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_NetIncomeLoss</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireAvailableForSaleSecurities"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflow to acquire debt and equity securities not classified as either held-to-maturity securities or trading securities which would be classified as available-for-sale securities and reported at fair value, with unrealized gains and losses excluded from earnings and reported in a separate component of shareholders' equity.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 17<br /><br /> -Subparagraph a<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Glossary Investing Activities<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 15<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 13<br /><br /> -Subparagraph (a),(b)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3213-108585<br /><br /><br /><br />Reference 5: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 17<br /><br /> -Subparagraph b<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 6: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 115<br /><br /> -Paragraph 18<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 7: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 320<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 11<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_PaymentsToAcquireAvailableForSaleSecurities</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflow associated with the acquisition of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale; includes cash outflows to pay for construction of self-constructed assets.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 13<br /><br /> -Subparagraph (c)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3213-108585<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 15<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 17<br /><br /> -Subparagraph c<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Glossary Investing Activities<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_PaymentsToAcquirePropertyPlantAndEquipment</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockRedemptionAmount"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The redemption (or callable) amount of currently redeemable preferred stock. Includes amounts representing dividends not currently declared or paid but which will be payable under the redemption features or for which ultimate payment is solely within the control of the issuer.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 129<br /><br /> -Paragraph 8<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 505<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 11<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21564-112644<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 210<br /><br /> -SubTopic 10<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.5-02.27(b))<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_PreferredStockRedemptionAmount</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromIssuanceOfRedeemablePreferredStock"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from issuance of preferred stock that is classified as callable.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 14<br /><br /> -Subparagraph (a)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3255-108585<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 18<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 19<br /><br /> -Subparagraph a<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Glossary Financing Activities<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_ProceedsFromIssuanceOfRedeemablePreferredStock</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow associated with maturities (principal being due), prepayments and calls (requests of early payments) on securities not classified as either held-to-maturity securities or trading securities which are classified as available-for-sale securities.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 16<br /><br /> -Subparagraph a<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Glossary Investing Activities<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 15<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 320<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 11<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br /><br /><br /><br />Reference 5: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 16<br /><br /> -Subparagraph b<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 6: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher OTS<br /><br /> -Name Federal Regulation (FR)<br /><br /> -Number Title 12<br /><br /> -Chapter V<br /><br /> -Section 563c.102<br /><br /> -Subsection III<br /><br /> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 7: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 12<br /><br /> -Subparagraph (a),(b)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3179-108585<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfForeclosedAssets"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from the sale assets received in full or partial satisfaction of a receivable including real and personal property; equity interests in corporations, partnerships, and joint ventures; and beneficial interests in trusts. Foreclosed assets also include loans that are treated as if the underlying collateral had been foreclosed because the institution has taken possession of the collateral, even though legal foreclosure or repossession proceedings have not taken place.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 16<br /><br /> -Subparagraph c<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 12<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3179-108585<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_ProceedsFromSaleOfForeclosedAssets</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfOtherAssets"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Cash received from sales of assets, other than those represented by other elements (securities, loans, mortgages, real estate).</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 27<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 25<br /><br /> -Subparagraph (c)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3536-108585<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_ProceedsFromSaleOfOtherAssets</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromStockOptionsExercised"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow associated with the amount received from holders exercising their stock options. This item inherently excludes any excess tax benefit, which the entity may have realized and reported separately.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Glossary Financing Activities<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 718<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 2<br /><br /> -Subparagraph (j)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 123R<br /><br /> -Paragraph A240<br /><br /> -Subparagraph i<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 14<br /><br /> -Subparagraph (a)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3255-108585<br /><br /><br /><br />Reference 5: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 18<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 6: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 95<br /><br /> -Paragraph 19<br /><br /> -Subparagraph a<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_ProceedsFromStockOptionsExercised</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanAndLeaseLosses"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The sum of the periodic provision charged to operations, based on an assessment of the uncollectibility of the loan and lease portfolio, the offset to which is either added to or deducted from the allowance account for the purpose of reducing loan receivable and leases to an amount that approximates their net realizable value (the amount expected to be collected).</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 942<br /><br /> -SubTopic 225<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.9-04.11)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Article 9<br /><br /> -Section 04<br /><br /> -Paragraph 11<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher AICPA<br /><br /> -Name Audit and Accounting Guide (AAG)<br /><br /> -Number AAG-DEP<br /><br /> -Chapter 5<br /><br /> -Paragraph 168, 169, 170<br /><br /> -IssueDate 2006-05-01<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 28<br /><br /> -Subparagraph (a)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_ProvisionForLoanAndLeaseLosses</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockOptionPlanExpense"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The noncash expense that accounts for the value of stock or unit options distributed to employees as compensation.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 123R<br /><br /> -Paragraph 64<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 123R<br /><br /> -Paragraph A240<br /><br /> -Subparagraph i<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 230<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 28<br /><br /> -Subparagraph (b)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_StockOptionPlanExpense</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table></div></body></html>
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<?xml version="1.0" encoding="us-ascii"?><html><head><link rel="StyleSheet" type="text/css" href="report.css" /><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head><body><span style="display: none;">v2.3.0.15</span><table class="report" border="0" cellspacing="2" id="ID0E4UAE"><tr><th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Document and Entity Information (USD $)<br /></strong></div></th><th class="th" colspan="1">3 Months Ended</th><th class="th" colspan="1" /><th class="th" colspan="1" /></tr><tr><th class="th"><div>Sep. 30, 2011</div></th><th class="th"><div>Nov. 04, 2011</div></th><th class="th"><div>Mar. 31, 2011</div></th></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_DocumentAndEntityInformationAbstract', window );"><strong>Document and Entity Information</strong></a></td><td class="text">&#xA0;<span /></td><td class="text">&#xA0;<span /></td><td class="text">&#xA0;<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td><td class="text">Southern Missouri Bancorp Inc<span /></td><td class="text">&#xA0;<span /></td><td class="text">&#xA0;<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td><td class="text">10-Q<span /></td><td class="text">&#xA0;<span /></td><td class="text">&#xA0;<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td><td class="text">Sep. 30,
         2011<span /></td><td class="text"><span /></td><td class="text"><span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td><td class="text">false<span /></td><td class="text">&#xA0;<span /></td><td class="text">&#xA0;<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td><td class="text">0000916907<span /></td><td class="text">&#xA0;<span /></td><td class="text">&#xA0;<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CurrentFiscalYearEndDate', window );">Current Fiscal Year End Date</a></td><td class="text">--06-30<span /></td><td class="text">&#xA0;<span /></td><td class="text">&#xA0;<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCommonStockSharesOutstanding', window );">Entity Common Stock, Shares Outstanding</a></td><td class="text">&#xA0;<span /></td><td class="nump">2,099,976<span /></td><td class="text">&#xA0;<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityPublicFloat', window );">Entity Public Float</a></td><td class="text">&#xA0;<span /></td><td class="text">&#xA0;<span /></td><td class="nump">$ 26,500,000<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityFilerCategory', window );">Entity Filer Category</a></td><td class="text">Smaller Reporting Company<span /></td><td class="text">&#xA0;<span /></td><td class="text">&#xA0;<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCurrentReportingStatus', window );">Entity Current Reporting Status</a></td><td class="text">Yes<span /></td><td class="text">&#xA0;<span /></td><td class="text">&#xA0;<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityVoluntaryFilers', window );">Entity Voluntary Filers</a></td><td class="text">No<span /></td><td class="text">&#xA0;<span /></td><td class="text">&#xA0;<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 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For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>dei_DocumentFiscalYearFocus</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>dei</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:gYearItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The end date of the period reflected on the cover page if a periodic report. 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It is commonly abbreviated as CIK.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation 12B<br /><br /> -Number 240<br /><br /> -Section 12b<br /><br /> -Subsection 1<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>dei_EntityCentralIndexKey</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>dei</td></tr><tr><td><strong> Data Type:</strong></td><td>dei:centralIndexKeyItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCommonStockSharesOutstanding"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate number of shares outstanding of each of registrant's classes of common stock, as of latest practicable date. Where multiple classes exist define each class by adding class of stock items such as Common Class A [Member], Common Class B [Member] onto the Instrument [Domain] of the Entity Listings, Instrument</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>dei_EntityCommonStockSharesOutstanding</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>dei</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:sharesItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCurrentReportingStatus"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate "Yes" or "No" whether registrants (1) have filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that registrants were required to file such reports), and (2) have been subject to such filing requirements for the past 90 days. This information should be based on the registrant's current or most recent filing containing the related disclosure.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>dei_EntityCurrentReportingStatus</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>dei</td></tr><tr><td><strong> Data Type:</strong></td><td>dei:yesNoItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFilerCategory"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate whether the registrant is one of the following: (1) Large Accelerated Filer, (2) Accelerated Filer, (3) Non-accelerated Filer, or (4) Smaller Reporting Company. Definitions of these categories are stated in Rule 12b-2 of the Exchange Act. This information should be based on the registrant's current or most recent filing containing the related disclosure.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>dei_EntityFilerCategory</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>dei</td></tr><tr><td><strong> Data Type:</strong></td><td>dei:filerCategoryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityPublicFloat"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>State aggregate market value of voting and non-voting common equity held by non-affiliates computed by reference to price at which the common equity was last sold, or average bid and asked price of such common equity, as of the last business day of registrant's most recently completed second fiscal quarter. 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`
end

</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>15
<FILENAME>Show.js
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/**
 * Rivet Software Inc.
 *
 * @copyright Copyright (c) 2006-2011 Rivet Software, Inc. All rights reserved.
 * Version 2.1.0.1
 *
 */

var moreDialog = null;
var Show = {
    Default:'raw',

    more:function( obj ){
        var bClosed = false;
        if( moreDialog != null )
        {
			try
			{
				bClosed = moreDialog.closed;
			}
			catch(e)
			{
				//Per article at http://support.microsoft.com/kb/244375 there is a problem with the WebBrowser control
				// that somtimes causes it to throw when checking the closed property on a child window that has been
				//closed.  So if the exception occurs we assume the window is closed and move on from there.
				bClosed = true;
			}

			if( !bClosed ){
				moreDialog.close();
			}
        }

        obj = obj.parentNode.getElementsByTagName( 'pre' )[0];
		var hasHtmlTag = false;
		var objHtml = '';
		var raw = '';

		//Check for raw HTML
		var nodes = obj.getElementsByTagName( '*' );
		if( nodes.length ){
			objHtml = obj.innerHTML;
		}else{
			if( obj.innerText ){
				raw = obj.innerText;
			}else{
				raw = obj.textContent;
			}

			var matches = raw.match( /<\/?[a-zA-Z]{1}\w*[^>]*>/g );
			if( matches && matches.length ){
				objHtml = raw;

				//If there is an html node it will be 1st or 2nd,
				//   but we can check a little further.
				var n = Math.min( 5, matches.length );
				for( var i = 0; i < n; i++ ){
					var el = matches[ i ].toString().toLowerCase();
					if( el.indexOf( '<html' ) >= 0 ){
						hasHtmlTag = true;
						break;
					}
				}
			}
		}

        if( objHtml.length ){
			var html = '';

			if( hasHtmlTag ){
				html = objHtml;
			}else{
				html = '<html>'+
					"\n"+'<head>'+
					"\n"+'    <title>Report Preview Details</title>'+
					"\n"+'    <style type="text/css">'+
					"\n"+'    body {'+
					"\n"+'    }'+
					"\n"+'    table {'+
					"\n"+'    }'+
					"\n"+'    </style>'+
					"\n"+'</head>'+
					"\n"+'<body>'+
						objHtml +
					"\n"+'</body>'+
					"\n"+'</html>';
			}

			moreDialog = window.open("","More","width=700,height=650,status=0,resizable=yes,menubar=no,toolbar=no,scrollbars=yes");
			moreDialog.document.write( html );
			moreDialog.document.close();

			if( !hasHtmlTag ){
				moreDialog.document.body.style.margin = '0.5em';
			}
        }
        else
        {
			//default view logic
			var lines = raw.split( "\n" );
			var longest = 0;

			if( lines.length > 0 ){
				for( var p = 0; p < lines.length; p++ ){
					longest = Math.max( longest, lines[p].length );
				}
			}

			//Decide on the default view
			this.Default = longest < 120 ? 'raw' : 'formatted';

			//Build formatted view
			var text = raw.split( "\n\n" ) >= raw.split( "\r\n\r\n" ) ? raw.split( "\n\n" ) : raw.split( "\r\n\r\n" ) ;
			var formatted = '';

			if( text.length > 0 ){
				if( text.length == 1 ){
					text = raw.split( "\n" ) >= raw.split( "\r\n" ) ? raw.split( "\n" ) : raw.split( "\r\n" ) ;
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<?xml version="1.0" encoding="us-ascii"?><html><head><link rel="StyleSheet" type="text/css" href="report.css" /><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head><body><span style="display: none;">v2.3.0.15</span><table class="report" border="0" cellspacing="2" id="ID0EYG"><tr><th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Comprehensive Income<br /></strong></div></th><th class="th" colspan="1">3 Months Ended</th></tr><tr><th class="th"><div>Sep. 30, 2011</div></th></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EquityAbstract', window );"><strong>Comprehensive Income [Abstract]</strong></a></td><td class="text">&#xA0;<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ComprehensiveIncomeNoteTextBlock', window );">Comprehensive Income (Loss) Note [Text Block]</a></td><td class="text"><!--egx--><p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">Note 8:&nbsp; <u>Comprehensive Income</u></font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">The Company&#146;s comprehensive income for the three-month periods ended September 30, 2011 and 2010, was as follows:</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <table style="MARGIN:auto auto auto 4.65pt; BORDER-COLLAPSE:collapse" cellpadding="0" cellspacing="0"> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td colspan="2" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Three months ended</font></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td colspan="2" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">September 30, </font></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">2011</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">2010</font></u></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Net income</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$2,850,392</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$1,302,592</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other comprehensive income:</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Unrealized gains on securities available-for-sale</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">425,956</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">299,557</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Unrealized gains (losses) on available-for-sale securities for</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; which a portion of an other-than-temporary impairment</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; has been recognized in income</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">(14,030)</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">22</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Tax expense</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">(152,413)</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">(110,844)</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total other comprehensive income </font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">259,513</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">188,735</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Comprehensive income</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$3,109,905</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$1,491,327</font></p></td></tr></table> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p><span /></td></tr></table><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ComprehensiveIncomeNoteTextBlock"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for comprehensive income.  Includes, but is not limited to,  the following:  1) the amount of income tax expense or benefit allocated to each component of other comprehensive income, including reclassification adjustments, 2) the reclassification adjustments for each classification of other comprehensive income and 3) the ending accumulated balances for each component of comprehensive income. Components of comprehensive income include: (1) foreign currency translation adjustments; (2) gains (losses) on foreign currency transactions that are designated as, and are effective as, economic hedges of a net investment in a foreign entity; (3) gains (losses) on intercompany foreign currency transactions that are of a long-term-investment nature, when the entities to the transaction are consolidated, combined, or accounted for by the equity method in the reporting enterprise's financial statements; (4) change in the market value of a futures contract that qualifies as a hedge of an asset reported at fair value; (5) unrealized holding gains (losses) on available-for-sale securities and that resulting from transfers of debt securities from the held-to-maturity category to the available-for-sale category; (6) a net loss recognized as an additional pension liability not yet recognized as net periodic pension cost; and (7)  the net gain (loss) and net prior service cost or credit for pension plans and other postretirement benefit plans.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 220<br /><br /> -SubTopic 10<br /><br /> -Section 55<br /><br /> -Paragraph 2<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6920433&amp;loc=d3e998-108581<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 220<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 15<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6920043&amp;loc=d3e689-108580<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 220<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 11<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6920043&amp;loc=d3e637-108580<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 220<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 17<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6920043&amp;loc=d3e716-108580<br /><br /><br /><br />Reference 5: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 220<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 14<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6920043&amp;loc=d3e681-108580<br /><br /><br /><br />Reference 6: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Glossary Reclassification Adjustments<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6522872<br /><br /><br /><br />Reference 7: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 130<br /><br /> -Paragraph 14-26<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 8: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 220<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 12<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6920043&amp;loc=d3e640-108580<br /><br /><br /><br />Reference 9: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 505<br /><br /> -SubTopic 10<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.3-04)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br /><br /><br /><br />Reference 10: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 220<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 13<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6920043&amp;loc=d3e653-108580<br /><br /><br /><br />Reference 11: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 220<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 16<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6920043&amp;loc=d3e709-108580<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_ComprehensiveIncomeNoteTextBlock</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>nonnum:textBlockItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EquityAbstract"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_EquityAbstract</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:stringItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table></div></body></html>
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<?xml version="1.0" encoding="us-ascii"?><html><head><link rel="StyleSheet" type="text/css" href="report.css" /><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head><body><span style="display: none;">v2.3.0.15</span><table class="report" border="0" cellspacing="2" id="ID0EYG"><tr><th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Corporate Obligated Floating Rate Trust Preferred Securities<br /></strong></div></th><th class="th" colspan="1">3 Months Ended</th></tr><tr><th class="th"><div>Sep. 30, 2011</div></th></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_CorporateObligatedFloatingRateTrustPreferredSecuritiesAbstract', window );"><strong>Corporate Obligated Floating Rate Trust Preferred Securities</strong></a></td><td class="text">&#xA0;<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_CorporateObligatedFloatingRateTrustPreferredSecurities', window );">Corporate Obligated Floating Rate Trust Preferred Securities</a></td><td class="text"><!--egx--><p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Note 13:&nbsp; <u>Corporate Obligated Floating Rate Trust Preferred Securities</u> </font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Southern Missouri</font><font style="LAYOUT-GRID-MODE:both"> Statutory Trust I issued $7.0 million of Floating Rate Capital Securities (the &#147;Trust Preferred Securities&#148;) in March, 2004, with a liquidation value of $1,000 per share.&nbsp; The securities are due in 30 years, are now redeemable, and bear interest at a floating rate based on LIBOR.&nbsp; The securities represent undivided beneficial interests in the trust, which was established by the Company for the purpose of issuing the securities.&nbsp; The Trust Preferred Securities were sold in a private transaction exempt from registration under the Securities Act of 1933, as amended (the &#147;Act&#148;) and have not been registered under the Act.&nbsp; The securities may not be offered or sold in the United States absent registration or an applicable exemption from registration requirements.</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Southern Missouri</font><font style="LAYOUT-GRID-MODE:both"> Statutory Trust I used the proceeds from the sale of the Trust Preferred Securities to purchase Junior Subordinated Debentures of the Company.&nbsp; The Company has used its net proceeds for working capital and investment in its subsidiary.</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p><span /></td></tr></table><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_CorporateObligatedFloatingRateTrustPreferredSecurities"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>fil_CorporateObligatedFloatingRateTrustPreferredSecurities</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>fil</td></tr><tr><td><strong> Data Type:</strong></td><td>nonnum:textBlockItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_CorporateObligatedFloatingRateTrustPreferredSecuritiesAbstract"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>fil_CorporateObligatedFloatingRateTrustPreferredSecuritiesAbstract</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>fil</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:stringItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table></div></body></html>
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<?xml version="1.0" encoding="us-ascii"?><html><head><link rel="StyleSheet" type="text/css" href="report.css" /><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head><body><span style="display: none;">v2.3.0.15</span><table class="report" border="0" cellspacing="2" id="ID0EYG"><tr><th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Securities<br /></strong></div></th><th class="th" colspan="1">3 Months Ended</th></tr><tr><th class="th"><div>Sep. 30, 2011</div></th></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract', window );"><strong>Securities [Abstract]</strong></a></td><td class="text">&#xA0;<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock', window );">Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]</a></td><td class="text"><!--egx--><p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Note 4:&nbsp; <u>Securities</u></font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><u><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></u></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">Available for sale securities are summarized as follows at fair value:</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <table style="MARGIN:auto auto auto 4.65pt; BORDER-COLLAPSE:collapse" cellpadding="0" cellspacing="0"> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td colspan="4" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">September 30, 2011</font></u></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Gross</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Gross</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Estimated</font></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Amortized</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Unrealized</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Unrealized</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Fair</font></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Cost</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Gains</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Losses</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Value</font></u></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Investment and mortgage backed securities:</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp; U.S. government-sponsored enterprises (GSEs)</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$14,011,372</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$53,434</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$(2,238)</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$14,062,568</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp; State and political subdivisions</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">26,226,573</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">1,265,030</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">(2,690)</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">27,488,913</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp; Other securities</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">1,788,522</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">8,959</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">(1,041,905)</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">755,576</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp; Mortgage-backed GSE residential</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">21,417,671</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">958,953</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">22,376,624</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp; Total investments and mortgage-backed securities</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$63,444,138</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$2,286,376</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$(1,046,833)</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$64,683,681</font></p></td></tr></table> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <table style="MARGIN:auto auto auto 4.75pt; BORDER-COLLAPSE:collapse" cellpadding="0" cellspacing="0"> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td colspan="4" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">June 30, 2011</font></u></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Gross</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Gross</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Estimated</font></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Amortized</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Unrealized</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Unrealized</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Fair</font></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Cost</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Gains</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Losses</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Value</font></u></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Investment and mortgage backed securities:</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp; U.S. government-sponsored enterprises (GSEs)</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$12,991,362</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$28,805</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$(44,097)</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$12,976,070</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp; State and political subdivisions</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">24,232,364</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">816,966</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">(67,876)</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">24,981,454</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp; Other securities</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">1,785,562</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">18,717</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">(970,138)</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">834,141</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp; Mortgage-backed GSE residential</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">23,490,296</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">1,045,240</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">24,535,536</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp; Total investments and mortgage-backed securities</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$62,499,584</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$1,909,728</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$(1,082,111)</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$63,327,201</font></p></td></tr></table> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><u><font style="LAYOUT-GRID-MODE:both"><font style="TEXT-DECORATION:none">&nbsp;</font></font></u></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><u><font style="LAYOUT-GRID-MODE:both"><font style="TEXT-DECORATION:none">&nbsp;</font></font></u></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">The amortized cost and estimated fair value of investment and mortgage-backed securities, by contractual maturity, are shown below.&nbsp; Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without penalties.</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <table style="MARGIN:auto auto auto 4.75pt; BORDER-COLLAPSE:collapse" cellpadding="0" cellspacing="0"> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td colspan="2" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">September 30, 2011</font></u></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Estimated</font></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Amortized</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Fair</font></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Cost</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Value</font></u></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><b><u><font style="LAYOUT-GRID-MODE:both">Available for Sale</font></u></b><b><font style="LAYOUT-GRID-MODE:both">:</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp; Within one year</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp; After one year but less than five years</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">920,000</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">929,696</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp; After five years but less than ten years</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">9,292,272</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">9,463,484</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp; After ten years</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">31,814,195</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">31,913,877</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total investment securities</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">42,026,467</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">42,307,057</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp; Mortgage-backed securities</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">21,417,671</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">22,376,624</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp; Total investments and mortgage-backed securities</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$63,444,138</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$64,683,681</font></p></td></tr></table> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><u><font style="LAYOUT-GRID-MODE:both"><font style="TEXT-DECORATION:none">&nbsp;</font></font></u></p> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:justify; tab-stops:-.8in -.3in .5in decimal 5.7in"><u><font style="LAYOUT-GRID-MODE:both"><font style="TEXT-DECORATION:none">&nbsp;</font></font></u></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">The following tables show our investments&#146; gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at September 30, 2011 and June 30, 2011:</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <table style="BORDER-COLLAPSE:collapse" cellpadding="0" cellspacing="0"> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td colspan="2" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both"><font style="TEXT-DECORATION:none">&nbsp;</font></font></u></b></p></td> <td colspan="2" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">September 30, 2011</font></u></b></p></td> <td colspan="2" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both"><font style="TEXT-DECORATION:none">&nbsp;</font></font></u></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td colspan="2" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Less than 12 months</font></u></b></p></td> <td colspan="2" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">More than 12 months</font></u></b></p></td> <td colspan="2" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Totals</font></u></b></p></td></tr> <tr style="HEIGHT:5.85pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:5.85pt; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:5.85pt; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Estimated</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:5.85pt; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Unrealized</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:5.85pt; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Estimated</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:5.85pt; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Unrealized</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:5.85pt; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Estimated</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:5.85pt; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Unrealized</font></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Fair Value</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Losses</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Fair Value</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Losses</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Fair Value</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Losses</font></u></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">U.S.</font><font style="LAYOUT-GRID-MODE:both"> government-sponsored enterprises (GSEs)</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$1,016,466</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$2,238</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$1,016,466</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$2,238</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Other securities</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">499,574</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">1,041,905</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">499,574</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">1,041,905</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Obligations of state and political subdivisions</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">362,698</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">2,690</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">362,698</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">2,690</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp; Total investments and mortgage-backed securities</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$1,379,164</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$4,928</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$499,574</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$1,041,905</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$1,878,738</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$1,046,833</font></p></td></tr> <tr style="HEIGHT:0.2in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.2in; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td colspan="2" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.2in; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both"><font style="TEXT-DECORATION:none">&nbsp;</font></font></u></b></p></td> <td colspan="2" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.2in; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both"><font style="TEXT-DECORATION:none">&nbsp;</font></font></u></b></p></td> <td colspan="2" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.2in; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both"><font style="TEXT-DECORATION:none">&nbsp;</font></font></u></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td colspan="2" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both"><font style="TEXT-DECORATION:none">&nbsp;</font></font></u></b></p></td> <td colspan="2" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">June 30, 2011</font></u></b></p></td> <td colspan="2" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both"><font style="TEXT-DECORATION:none">&nbsp;</font></font></u></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td colspan="2" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Less than 12 months</font></u></b></p></td> <td colspan="2" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">More than 12 months</font></u></b></p></td> <td colspan="2" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Totals</font></u></b></p></td></tr> <tr style="HEIGHT:5.85pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:5.85pt; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:5.85pt; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Estimated</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:5.85pt; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Unrealized</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:5.85pt; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Estimated</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:5.85pt; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Unrealized</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:5.85pt; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Estimated</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:5.85pt; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Unrealized</font></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Fair Value</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Losses</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Fair Value</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Losses</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Fair Value</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Losses</font></u></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">U.S.</font><font style="LAYOUT-GRID-MODE:both"> government-sponsored enterprises (GSEs)</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$5,955,903</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$44,097</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$5,955,903</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$44,097</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Other securities</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">568,568</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">970,138</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">568,568</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">970,138</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Obligations of state and political subdivisions</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">4,233,216</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">67,876</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">4,233,216</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">67,876</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp; Total investments and mortgage-backed securities</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$10,189,119</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$111,973</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$568,568</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$970,138</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$10,757,687</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$1,082,111</font></p></td></tr></table> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><i><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></i></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><i><font style="LAYOUT-GRID-MODE:both">U.S.</font></i><i><font style="LAYOUT-GRID-MODE:both"> government-sponsored enterprises (GSEs).&nbsp; </font></i><font style="LAYOUT-GRID-MODE:both">The unrealized losses on the Company&#146;s investments in direct obligations of U.S. government-sponsored enterprises (GSEs) were caused by interest rate increases.&nbsp; The contractual terms of those investments do not permit the issuer to settle the securities at a price less than the amortized cost bases of the investments.&nbsp; Because the Company does not intend to sell the investments and it is not more likely than not the Company will be required to sell the investments before recovery of their amortized cost bases, which may be maturity, the Company does not consider those investments to be other-than-temporarily impaired at September 30, 2011.</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><i><font style="LAYOUT-GRID-MODE:both">Obligations of state and political subdivisions.</font></i><font style="LAYOUT-GRID-MODE:both">&nbsp; The unrealized losses on the Company&#146;s investments in securities of state and political subdivisions were caused by interest rate increases.&nbsp; The contractual terms of those investments do not permit the issuer to settle the securities at a price less than the amortized cost bases of the investments.&nbsp; Because the Company does not intend to sell the investments and it is not more likely than not the Company will be required to sell the investments before recovery of their amortized cost bases, which may be maturity, the Company does not consider those investments to be other-than-temporarily impaired at September 30, 2011.</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><i><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></i></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><i><font style="LAYOUT-GRID-MODE:both">Other securities</font></i><font style="LAYOUT-GRID-MODE:both">.&nbsp; At September 30, 2011, there were four pooled trust preferred securities with an estimated fair value of $500,000 and unrealized losses of $1.0 million in a continuous unrealized loss position for twelve months or more.&nbsp; These unrealized losses were primarily due to the long-term nature of the pooled trust preferred securities, a lack of demand or inactive market for these securities, and concerns regarding the financial institutions that have issued the underlying trust preferred securities.&nbsp; </font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">The September 30, 2011, cash flow analysis for three of these securities showed it is probable the Company will receive all contracted principal and related interest projected. The cash flow analysis used in making this determination was based on anticipated default and recovery rates, amounts of prepayments, and the resulting cash flows were discounted based on the yield anticipated at the time the securities were purchased.&nbsp;&nbsp;Other inputs include the actual collateral attributes, which include credit ratings and other performance indicators of the underlying financial institutions, including profitability, capital ratios, and asset quality.&nbsp;&nbsp;Assumptions for these three securities included prepayments by all issuers of asset size greater than $15 billion, to account for the lack of favorable capital treatment under the Dodd-Frank regulatory reform bill; prepayments of 5% every five years thereafter, to account for isolated prepayments; no recoveries on issuers currently in default; recoveries of 38% to 46% on currently deferred issuers within the next two years; no new deferrals for the next two years; and annual defaults of 36 basis points (with 10% recoveries, lagged two years) thereafter. </font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">One of these three securities continues to receive cash interest payments in full and our cash flow analysis indicates that these payments are likely to continue. Because the Company does not intend to sell this security and it is not more-likely-than-not that the Company will be required to sell the security prior to recovery of its amortized cost basis, which may be maturity, the Company does not consider this investment to be other-than-temporarily impaired at September 30, 2011. </font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">For the other two of these three securities, the Company is receiving principal-in-kind (PIK), in lieu of cash interest. These securities all allow, under the terms of the issue, for issuers to defer interest for up to five consecutive years.&nbsp;&nbsp;After five years, if not cured, the securities are considered to be in default and the trustee may demand payment in full of principal and accrued interest. Issuers are also considered to be in default in the event of the failure of the issuer or a subsidiary.&nbsp;&nbsp;Both deferred and defaulted issuers are considered non-performing, and the trustee calculates, on a quarterly or semi-annual basis, certain coverage tests prior to the payment of cash interest to owners of the various tranches of the securities.&nbsp;&nbsp;The tests must show that performing collateral is sufficient to meet requirements for senior tranches, both in terms of cash flow and collateral value, before cash interest can be paid to subordinate tranches.&nbsp;&nbsp;If the tests are not met, available cash flow is diverted to pay down the principal balance of senior tranches until the coverage tests are met, before cash interest payments to subordinate tranches may resume. The Company&#146;s investments in these two securities are receiving PIK due to failure of the required coverage tests described above at senior tranche levels of these securities. The risk to holders of a tranche of a security in PIK status is that the pool&#146;s total cash flow will not be sufficient to repay all principal and accrued interest related to the investment. The impact of payment of PIK to subordinate tranches is to strengthen the position of senior tranches, by reducing the senior tranches&#146; principal balances relative to available collateral and cash flow, while increasing principal balances, decreasing cash flow, and increasing credit risk to the tranches receiving PIK. For our securities in receipt of PIK, the principal balance is increasing, cash flow has stopped, and, as a result, credit risk is increasing. The Company expects these securities to remain in PIK status for a period of three to seven years. Despite these facts, because the Company does not intend to sell these two securities and it is not more-likely-than-not that the Company will be required to sell these two securities prior to recovery of their amortized cost bases, which may be maturity, the Company does not consider these investments to be other-than-temporarily impaired at September 30, 2011.&nbsp;&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">At December 31, 2008, analysis of the fourth pooled trust preferred security indicated other-than-temporary impairment (OTTI) and the Company performed further analysis to determine the portion of the loss that was related to credit conditions of the underlying issuers. The credit loss was calculated by comparing expected discounted cash flows based on performance indicators of the underlying assets in the security to the carrying value of the investment. The discounted cash flow was based on anticipated default and recovery rates, and resulting projected cash flows were discounted based on the yield anticipated at the time the security was purchased.&nbsp;&nbsp;Based on this analysis, the Company recorded an impairment charge of $375,000 for the credit portion of the unrealized loss for this trust preferred security. This loss established a new, lower amortized cost basis of $125,000 for this security, and reduced non-interest income for the second quarter and the twelve months ended June 30, 2009. At September 30, 2011, cash flow analyses showed it is probable the Company will receive all of the remaining cost basis and related interest projected for the security. The cash flow analysis used in making this determination was based similar inputs and factors as those described above. Assumptions for this security included prepayments by all issuers of asset size greater than $15 billion, to account for the lack of favorable capital treatment under the Dodd-Frank regulatory reform bill; prepayments of 5% every five years thereafter, to account for isolated prepayments; no recoveries on issuers currently in default; recoveries of 28.1% on currently deferred issuers within the next two years; no new deferrals for the next two years; and annual defaults of 36 basis points (with 10% recoveries, lagged two years) thereafter.&nbsp;&nbsp;&nbsp;This security is in PIK status due to similar criteria and factors as those described above, with similar impact to the Company. This security is projected to remain in PIK status for a period of three years. Because the Company does not intend to sell this security and it is not more-likely-than-not the Company will be required to sell this security before recovery of its new, lower amortized cost basis, which may be maturity, the Company does not consider the remainder of the investment in this security to be other-than-temporarily impaired at September 30, 2011.</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">The Company does not believe any other individual unrealized loss as of September 30, 2011, represents OTTI. However, given the continued disruption in the financial markets, the Company may be required to recognize OTTI losses in future periods with respect to its available for sale investment securities portfolio. The amount and timing of any additional OTTI will depend on the decline in the underlying cash flows of the securities. Should the impairment of any of these securities become other-than-temporary, the cost basis of the investment will be reduced and the resulting loss recognized in the period the other-than-temporary impairment is identified.</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><i><font style="LAYOUT-GRID-MODE:both">Credit losses recognized on investments.&nbsp; </font></i><font style="LAYOUT-GRID-MODE:both">As described above, some of the Company&#146;s investments in trust preferred securities have experienced fair value deterioration due to credit losses, but are not otherwise other-than-temporarily impaired.&nbsp; During fiscal 2009, the Company adopted ASC 820, formerly FASB Staff Position 157-4, &#147;Determining Fair Value When the Volume and Level of Activity for the Asset or Liability Have Significantly Decreased and Identifying Transactions That Are Not Orderly.&#148;&nbsp; The following table provides information about the trust preferred security for which only a credit loss was recognized in income and other losses are recorded in other comprehensive income (loss) for the three-month period ended September 30, 2011 and 2010.</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <table style="BORDER-COLLAPSE:collapse" cellpadding="0" cellspacing="0"> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td colspan="2" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Accumulated Credit Losses,</font></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td colspan="2" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Three-Month Period</font></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td colspan="2" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Ended September 30,</font></u></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">2011</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">2010</font></u></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Credit losses on debt securities held</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Beginning of period</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$375,000</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$375,000</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp; Additions related to OTTI losses not previously recognized</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp; Reductions due to sales</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp; Reductions due to change in intent or likelihood of sale</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp; Additions related to increases in previously-recognized OTTI losses</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp; Reductions due to increases in expected cash flows</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">End of period</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1.5pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$375,000</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1.5pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$375,000</font></p></td></tr></table> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p><span /></td></tr></table><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:stringItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of investments in certain debt and equity securities (and certain other trading assets) which include all debt and equity securities (other than those equity securities accounted for under the equity or cost methods of accounting) with readily determinable fair values. Other trading assets include assets that are carried on the balance sheet at fair value and held for trading purposes.  A debt security represents a creditor relationship with an enterprise that is in the form of a security. Debt securities include, among other items, US Treasury securities, US government securities, municipal securities, corporate bonds, convertible debt, commercial paper, and all securitized debt instruments. An equity security represents an ownership interest in an enterprise or the right to acquire or dispose of an ownership interest in an enterprise at fixed or determinable prices. Equity securities include, among other things, common stock, certain preferred stock, warrant rights, call options, and put options, but do not include convertible debt. An entity may opt to provide the reader with additional narrative text to better understand the nature of investments in debt and equity securities (and other trading assets).</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 320<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 10<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27405-111563<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 310<br /><br /> -SubTopic 30<br /><br /> -Section 50<br /><br /> -Paragraph 2<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6379141&amp;loc=d3e15032-111544<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Glossary Equity Security<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6511694<br /><br /> -Topic 320<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 320<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 2<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27161-111563<br /><br /><br /><br />Reference 5: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Glossary Debt Security<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6509901<br /><br /> -Topic 320<br /><br /><br /><br />Reference 6: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 115<br /><br /> -Paragraph 3, 19, 20, 21, 22, 137<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 7: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 320<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 5<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27232-111563<br /><br /><br /><br />Reference 8: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 320<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 9<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27357-111563<br /><br /><br /><br />Reference 9: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 942<br /><br /> -SubTopic 320<br /><br /> -Section 50<br /><br /> -Paragraph 2<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62557-112803<br /><br /><br /><br />Reference 10: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 320<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 6<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27290-111563<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>nonnum:textBlockItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table></div></body></html>
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<?xml version="1.0" encoding="us-ascii"?><html><head><link rel="StyleSheet" type="text/css" href="report.css" /><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head><body><span style="display: none;">v2.3.0.15</span><table class="report" border="0" cellspacing="2" id="ID0EYG"><tr><th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Income Taxes<br /></strong></div></th><th class="th" colspan="1">3 Months Ended</th></tr><tr><th class="th"><div>Sep. 30, 2011</div></th></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_IncomeTaxesAbstract', window );"><strong>Income Taxes</strong></a></td><td class="text">&#xA0;<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureTextBlock', window );">Income Tax Disclosure [Text Block]</a></td><td class="text"><!--egx--><p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Note 10: <u>Income Taxes</u></font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">The Company files income tax returns in the U.S. Federal jurisdiction and various states.&nbsp; The Company is no longer subject to federal and state examinations by tax authorities for fiscal years before 2008.&nbsp; The Company recognized no interest or penalties related to income taxes.</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">The Company&#146;s income tax provision is comprised of the following components:</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <table style="MARGIN:auto auto auto 4.65pt; BORDER-COLLAPSE:collapse" cellpadding="0" cellspacing="0"> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td colspan="2" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><font style="LAYOUT-GRID-MODE:both">For the three-month period ended</font></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">September 30, 2011</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">September 30, 2010</font></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Income taxes</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Current</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$1,444,207</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$527,750</font></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Deferred</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Total income tax provision</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$1,444,207</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$527,750</font></p></td></tr></table> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">The components of net deferred tax assets (liabilities) are summarized as follows:</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <table style="MARGIN:auto auto auto 4.65pt; BORDER-COLLAPSE:collapse" cellpadding="0" cellspacing="0"> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">September 30, 2011</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">June 30, 2011</font></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Deferred tax assets:</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Provision for losses on loans</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$2,996,397</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$2,889,770</font></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Accrued compensation and benefits</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">216,258</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">168,375</font></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other-than-temporary impairment on<br></br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; available for sale securities</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">261,405</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">261,405</font></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; NOL carry forwards acquired</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">169,005</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">169,005</font></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Unrealized loss on other real estate</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">23,426</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">66,952</font></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Total deferred tax assets</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">3,666,491</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">3,555,507</font></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Deferred tax liabilities:</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; FHLB stock dividends</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">188,612</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">188,612</font></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Purchase accounting adjustments</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">1,828,472</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">1,828,472</font></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Depreciation</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">505,340</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">525,096</font></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Prepaid expenses</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">178,407</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">174,507</font></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Unrealized gain on available for sale<br></br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; securities</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">458,642</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">306,229</font></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">314,660</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">187,820</font></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Total deferred tax liabilities</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">3,474,133</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">3,210,736</font></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net deferred tax (liability) asset</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$192,358</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$344,771</font></p></td></tr></table> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">As of September 30, 2011, the Company had approximately $515,000 of federal and state net operating loss carryforwards, which were acquired in the July 2009 acquisition of Southern Bank of Commerce.&nbsp; The amount reported is net of the IRC Sec. 382 limitation, or state equivalent, related to utilization of net operating loss carryforwards of acquired corporations.&nbsp; Unless otherwise utilized, the net operating losses will begin to expire in 2027.&nbsp; </font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">A reconciliation of income tax expense at the statutory rate to the Company&#146;s actual income tax is shown below:</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <table style="MARGIN:auto auto auto 4.65pt; BORDER-COLLAPSE:collapse" cellpadding="0" cellspacing="0"> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td colspan="2" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><font style="LAYOUT-GRID-MODE:both">For the three-month period ended</font></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">September 30, 2011</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">September 30, 2010</font></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Tax at statutory rate</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$1,460,164</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$622,316</font></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Increase (reduction) in taxes<br></br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; resulting from:</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Nontaxable municipal income</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">(104,370)</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">(93,747)</font></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; State tax, net of Federal benefit</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">116,655</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">28,986</font></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cash surrender value of</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Bank-owned life insurance</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">(24,328)</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">(23,530)</font></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other, net</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">(3,914)</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">(6,275)</font></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Actual provision</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$1,444,207</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$527,750</font></p></td></tr></table> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Tax credit benefits in the amount of $73,000 were recognized in the three-month periods ended September 30, 2011 and 2010, under the flow-through method of accounting for investments in tax credits.</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p><span /></td></tr></table><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_IncomeTaxesAbstract"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>fil_IncomeTaxesAbstract</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>fil</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:stringItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxDisclosureTextBlock"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for income taxes. Disclosures may include net deferred tax liability or asset recognized in an enterprise's statement of financial position, net change during the year in the total valuation allowance, approximate tax effect of each type of temporary difference and carryforward that gives rise to a significant portion of deferred tax liabilities and deferred tax assets, utilization of a tax carryback, and tax uncertainties information.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 740<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 2<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32537-109319<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 109<br /><br /> -Paragraph 136, 172<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 109<br /><br /> -Paragraph 43, 44, 45, 46, 47, 48, 49<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 08<br /><br /> -Paragraph h<br /><br /> -Article 4<br /><br /><br /><br />Reference 5: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 740<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 3<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32559-109319<br /><br /><br /><br />Reference 6: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 740<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 9<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br /><br /><br /><br />Reference 7: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 740<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 15<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32718-109319<br /><br /><br /><br />Reference 8: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 235<br /><br /> -SubTopic 10<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.4-08.(h))<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_IncomeTaxDisclosureTextBlock</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>nonnum:textBlockItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table></div></body></html>
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<?xml version="1.0" encoding="us-ascii"?><html><head><link rel="StyleSheet" type="text/css" href="report.css" /><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head><body><span style="display: none;">v2.3.0.15</span><table class="report" border="0" cellspacing="2" id="ID0EYG"><tr><th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Stock Option Plans<br /></strong></div></th><th class="th" colspan="1">3 Months Ended</th></tr><tr><th class="th"><div>Sep. 30, 2011</div></th></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountingPoliciesAbstract', window );"><strong>Stock Option Plans [Abstract]</strong></a></td><td class="text">&#xA0;<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EmployeeStockOwnershipPlanESOPPolicy', window );">Employee Stock Ownership Plan (ESOP), Policy [Policy Text Block]</a></td><td class="text"><!--egx--><p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Note 11:&nbsp; <u>Stock Option Plans</u></font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">ASC 718, formerly Statement of Financial Accounting Standards No. 123 (revised 2004), &#147;Share-Based Payment,&#148; requires that compensation costs related to share-based payment transactions be recognized in financial statements.&nbsp; With limited exceptions, the amount of compensation cost is measured based on the grant-date fair value of the equity instruments issued.&nbsp; Compensation cost is recognized over the vesting period during which an employee provides service in exchange for the award<b>.&nbsp; </b></font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p><span /></td></tr></table><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountingPoliciesAbstract"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_AccountingPoliciesAbstract</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:stringItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EmployeeStockOwnershipPlanESOPPolicy"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for ESOP transactions, including the method of measuring compensation, the classification of dividends on ESOP shares, and the treatment of ESOP shares for EPS computations. If the employer has both old ESOP shares for which it does not adopt new guidance and new ESOP shares for which new guidance is required, these disclosures are required for both blocks of shares.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher AICPA<br /><br /> -Name Statement of Position (SOP)<br /><br /> -Number 93-6<br /><br /> -Paragraph 53<br /><br /> -Subparagraph b<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 235<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 3<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 718<br /><br /> -SubTopic 40<br /><br /> -Section 50<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (b)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6418621&amp;loc=d3e17540-113929<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_EmployeeStockOwnershipPlanESOPPolicy</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>nonnum:textBlockItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table></div></body></html>
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<?xml version="1.0" encoding="us-ascii"?><html><head><link rel="StyleSheet" type="text/css" href="report.css" /><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head><body><span style="display: none;">v2.3.0.15</span><table class="report" border="0" cellspacing="2" id="ID0EYG"><tr><th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Earnings Per Share<br /></strong></div></th><th class="th" colspan="1">3 Months Ended</th></tr><tr><th class="th"><div>Sep. 30, 2011</div></th></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareAbstract', window );"><strong>Earnings Per Share</strong></a></td><td class="text">&#xA0;<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareTextBlock', window );">Earnings Per Share [Text Block]</a></td><td class="text"><!--egx--><p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">Note 9:&nbsp; <u>Earnings Per Share</u></font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><u><font style="LAYOUT-GRID-MODE:both"><font style="TEXT-DECORATION:none">&nbsp;</font></font></u></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">Basic and diluted net income per common share available to common stockholders are based upon the weighted-average shares outstanding.&nbsp; The following table summarizes basic and diluted net income per common share available to common stockholders for the three-month period ended September 30, 2011 and 2010.</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <table style="MARGIN:auto auto auto 4.65pt; BORDER-COLLAPSE:collapse" cellpadding="0" cellspacing="0"> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td colspan="2" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Three months ended</font></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td colspan="2" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">September 30, </font></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">2011</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">2010</font></u></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;Net income </font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$2,850,392</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$1,302,592</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;Charge for early redemption of preferred stock issued at discount</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">94,365</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;Dividend payable on preferred stock </font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">136,033</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">127,818</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;Net income available to common shareholders </font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$2,619,994</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$1,174,774</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;Average Common shares &#150; outstanding basic </font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">2,095,923</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">2,084,112</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;Stock options under treasury stock method </font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">70,999</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">27,100</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;Average Common shares &#150; outstanding diluted </font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">2,166,922</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">2,111,212</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;Basic earnings per common share </font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$1.25</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$0.56</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;Diluted earnings per common share </font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$1.21</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$0.56</font></p></td></tr></table> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">At September 30, 2011 and 2010, no options outstanding had an exercise price exceeding the market price.</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p><span /></td></tr></table><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareAbstract"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_EarningsPerShareAbstract</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:stringItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareTextBlock"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for earnings per share.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 260<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 2<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6920599&amp;loc=d3e1252-109256<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 260<br /><br /> -SubTopic 10<br /><br /> -Section 55<br /><br /> -Paragraph 52<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6945512&amp;loc=d3e4984-109258<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 128<br /><br /> -Paragraph 40<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 260<br /><br /> -SubTopic 10<br /><br /> -Section 45<br /><br /> -Paragraph 3<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6920599&amp;loc=d3e1278-109256<br /><br /><br /><br />Reference 5: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 260<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (a)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br /><br /><br /><br />Reference 6: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 225<br /><br /> -SubTopic 10<br /><br /> -Section S99<br /><br /> -Paragraph 2<br /><br /> -Subparagraph (SX 210.5-03.21)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_EarningsPerShareTextBlock</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>nonnum:textBlockItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table></div></body></html>
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<?xml version="1.0" encoding="us-ascii"?><html><head><link rel="StyleSheet" type="text/css" href="report.css" /><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head><body><span style="display: none;">v2.3.0.15</span><table class="report" border="0" cellspacing="2" id="ID0EYG"><tr><th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Organization and Summary of Significant Accounting Policies<br /></strong></div></th><th class="th" colspan="1">3 Months Ended</th></tr><tr><th class="th"><div>Sep. 30, 2011</div></th></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract', window );"><strong>Organization and Summary of Significant Accounting Policies [Abstract]</strong></a></td><td class="text">&#xA0;<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureAndSignificantAccountingPoliciesTextBlock', window );">Organization, Consolidation and Presentation of Financial Statements Disclosure and Significant Accounting Policies [Text Block]</a></td><td class="text"><!--egx--><p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Note 2:&nbsp; <u>Organization and Summary of Significant Accounting Policies</u></font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><b><font style="LAYOUT-GRID-MODE:both">Organization.</font></b><font style="LAYOUT-GRID-MODE:both"> Southern Missouri Bancorp, Inc., a Missouri corporation (the Company) was organized in 1994 and is the parent company of Southern Bank (the Bank). Substantially all of the Company&#146;s consolidated revenues are derived from the operations of the Bank, and the Bank represents substantially all of the Company&#146;s consolidated assets and liabilities.</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">The Bank is primarily engaged in providing a full range of banking and financial services to individuals and corporate customers in its market areas. The Bank and Company are subject to competition from other financial institutions. The Bank and Company are subject to the regulation of certain federal and state agencies and undergo periodic examinations by those regulatory authorities.</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><b><font style="LAYOUT-GRID-MODE:both">Basis of Financial Statement Presentation.</font></b><font style="LAYOUT-GRID-MODE:both"> The financial statements of the Company have been prepared in conformity with accounting principles generally accepted in the United States of America and general practices within the banking industry. In the normal course of business, the Company encounters two significant types of risk: economic and regulatory. Economic risk is comprised of interest rate risk, credit risk, and market risk. The Company is subject to interest rate risk to the degree that its interest-bearing liabilities reprice on a different basis than its interest-earning assets. Credit risk is the risk of default on the Company&#146;s investment or loan portfolios resulting from the borrowers&#146; inability or unwillingness to make contractually required payments. Market risk reflects changes in the value of the investment portfolio, collateral underlying loans receivable, and the value of the Company&#146;s investments in real estate.</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><b><font style="LAYOUT-GRID-MODE:both">Principles of Consolidation.</font></b><font style="LAYOUT-GRID-MODE:both"> The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary, the Bank. All significant intercompany accounts and transactions have been eliminated.</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><b><font style="LAYOUT-GRID-MODE:both">Use of Estimates.</font></b><font style="LAYOUT-GRID-MODE:both"> The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosures of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for loan losses, estimated fair values of purchased loans, other-than-temporary impairments (OTTI), and fair value of financial instruments.</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><b><font style="LAYOUT-GRID-MODE:both">Cash and Cash Equivalents.</font></b><i><font style="LAYOUT-GRID-MODE:both"> </font></i><font style="LAYOUT-GRID-MODE:both">For purposes of reporting cash flows, cash and cash equivalents includes cash, due from depository institutions and interest-bearing deposits in other depository institutions with original maturities of three months or less. Interest-bearing deposits in other depository institutions were $51,642,000 and $30,690,000 at September 30, 2011, and June 30, 2011, respectively. The deposits are held in various commercial banks in amounts not exceeding the FDIC&#146;s deposit insurance limits, as well as at the Federal Reserve, the Federal Home Loan Bank of Des Moines, and the Federal Home Loan Bank of Dallas.</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><b><font style="LAYOUT-GRID-MODE:both">Available for Sale Securities.</font></b><i><font style="LAYOUT-GRID-MODE:both"> </font></i><font style="LAYOUT-GRID-MODE:both">Available for sale securities, which include any security for which the Company has no immediate plan to sell but which may be sold in the future, are carried at fair value. Unrealized gains and losses, net of tax, are reported in accumulated other comprehensive income, a component ofstockholders&#146; equity. All securities have been classified as available for sale.</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">Premiums and discounts on debt securities are amortized or accreted as adjustments to income over the estimated life of the security using the level yield method. Realized gains or losses on the sale of securities is based on the specific identification method. The fair value of securities is based on quoted market prices or dealer quotes. If a quoted market price is not available, fair value is estimated using quoted market prices for similar securities.</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">The Company does not invest in collateralized mortgage obligations that are considered high risk.</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">When the Company does not intend to sell a debt security, and it is more likely than not the Company will not have to sell the security before recovery of its cost basis, it recognizes the credit component of an other-than-temporary impairment of a debt security in earnings and the remaining portion in other comprehensive income.&nbsp; As a result, the Company&#146;s balance sheet as of the dates presented reflects the full impairment (that is, the difference between the security&#146;s amortized cost basis and fair value) on debt securities that the Company intends to sell or would more likely than not be required to sell before the expected recovery of the amortized cost basis. For available-for-sale debt securities that management has no intent to sell and believes that it more likely than not will not be required to sell prior to recovery, only the credit loss component of the impairment is recognized in earnings, while the noncredit loss is recognized in accumulated other comprehensive income. The credit loss component recognized in earnings is identified as the amount of principal cash flows not expected to be received over the remaining term of the security as projected based on cash flow projections.</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><b><font style="LAYOUT-GRID-MODE:both">Federal Reserve Bank and Federal Home Loan Bank Stock.</font></b><b><font style="LAYOUT-GRID-MODE:both"> </font></b><font style="LAYOUT-GRID-MODE:both">The Bank is a member of the Federal Reserve and the Federal Home Loan Bank (FHLB) systems.&nbsp;&nbsp;Capital stock of the Federal Reserve and the FHLB is a required investment based upon a predetermined formula and is carried at cost.</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><b><font style="LAYOUT-GRID-MODE:both">Loans.</font></b><b><font style="LAYOUT-GRID-MODE:both"> </font></b><font style="LAYOUT-GRID-MODE:both">Loans are generally stated at unpaid principal balances, less the allowance for loan losses and net deferred loan origination fees. </font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">Interest on loans is accrued based upon the principal amount outstanding. The accrual of interest on loans is discontinued when, in management&#146;s judgment, the collectibility of interest or principal in the normal course of business is doubtful. The Company complies with regulatory guidance which indicates that loans should be placed in nonaccrual status when 90 days past due, unless the loan is both well-secured and in the process of collection.&nbsp;&nbsp;A loan that is &#147;in the process of collection&#148; may be subject to legal action or, in appropriate circumstances, through other collection efforts reasonably expected to result in repayment or restoration to current status in the near future. A loan is considered delinquent when a payment has not been made by the contractual due date. Interest income previously accrued but not collected at the date a loan is placed on nonaccrual status is reversed against interest income. Cash receipts on a nonaccrual loan are applied to principal and interest in accordance with its contractual terms unless full payment of principal is not expected, in which case cash receipts, whether designated as principal or interest, are applied as a reduction of the carrying value of the loan. A nonaccrual loan is generally returned to accrual status when principal and interest payments are current, full collectability of principal and interest is reasonably assured, and a consistent record of performance has been demonstrated.</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">The allowance for losses on loans represents management&#146;s best estimate of losses probable in the existing loan portfolio. The allowance for losses on loans is increased by the provision for losses on loans charged to expense and reduced by loans charged off, net of recoveries. Loans are charged off in the period deemed uncollectible, based on management&#146;s analysis of expected cash flow (for non-collateral dependent loans) or collateral value (for collateral-dependent loans).&nbsp; Subsequent recoveries of loans previously charged off, if any, are credited to the allowance when received. The provision for losses on loans is determined based on management&#146;s assessment of several factors: reviews and evaluations of specific loans, changes in the nature and volume of the loan portfolio, current economic conditions and the related impact on specific borrowers and industry groups, historical loan loss experience, the level of classified and nonperforming loans and the results of regulatory examinations.</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">Loans are considered impaired if, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement.&nbsp;&nbsp;Depending on a particular loan&#146;s circumstances, we measure impairment of a loan based upon either the present value of expected future cash flows discounted at the loan&#146;s effective interest rate, the loan&#146;s observable market price, or the fair value of the collateral less estimated costs to sell if the loan is collateral dependent.&nbsp;&nbsp;Valuation allowances are established for collateral-dependent impaired loans for the difference between the loan amount and fair value of collateral less estimated selling costs.&nbsp;&nbsp;For impaired loans that are not collateral dependent, a valuation allowance is established for the difference between the loan amount and the present value of expected future cash flows discounted at the historical effective interest rate or the observable market price of the loan. Impairment losses are recognized through an increase in the required allowance for loan losses. Cash receipts on loans deemed impaired are recorded based on the loan&#146;s separate status as a nonaccrual loan or an accrual status loan. </font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">As a result of the acquisition of the former First Southern Bank, Batesville, Arkansas, the Company acquired certain loans with an outstanding principal balance of $14.2 million for which it was deemed probable that we would be unable to collect all contractually required payments.&nbsp;&nbsp;These loans are accounted for in accordance with ASC 310-30, Loans and Debt Securities Acquired with Deteriorated Credit Quality.&nbsp;&nbsp;The Company recorded a fair value discount of $3.9 million related to these loans acquired with deteriorated credit quality (&#147;purchased credit impaired loans&#148;), and began carrying them at a value of $10.3 million.&nbsp;&nbsp;For these loans, we determined the contractual amount and timing of undiscounted principal and interest payments (the &#147;undiscounted contractual cash flows&#148;), and estimated the amount and timing of undiscounted expected principal and interest payments, including expected prepayments (the &#147;undiscounted expected cash flows&#148;).&nbsp;&nbsp;Under acquired impaired loan accounting, the difference between the undiscounted contractual cash flows and the undiscounted expected cash flows is the nonaccretable difference.&nbsp;&nbsp;The nonaccretable difference is an estimate of the loss exposure of principal and interest related to the purchased credit impaired loans, and the amount is subject to change over time based on the performance of the loans.&nbsp;&nbsp;The carrying value of purchased credit impaired loans is initially determined as the discounted expected cash flows.&nbsp;&nbsp;The excess of expected cash flows at acquisition over the initial fair value of the purchased credit impaired loans is referred to as the &#147;accretable yield&#148; and is recorded as interest income over the estimated life of the acquired loans using the level-yield method, if the timing and amount of the future cash flows is reasonably estimable.&nbsp;&nbsp;The carrying value of purchased credit impaired loans is reduced by payments received, both principal and interest, and increased by the portion of the accretable yield recognized as interest income.&nbsp;&nbsp;Subsequent to acquisition, the Company evaluates the purchased credit impaired loans on a quarterly basis.&nbsp;&nbsp;Increases in expected cash flows compared to those previously estimated increase the accretable yield and are recognized as interest income prospectively.&nbsp;&nbsp;Decreases in expected cash flows compared to those previously estimated decrease the accretable yield and may result in the establishment of an allowance for loan losses and a provision for loan losses.&nbsp;&nbsp;Purchased credit impaired loans are generally considered accruing and performing loans, as the loans accrete interest income over the estimated life of the loan when expected cash flows are reasonably estimable.&nbsp;&nbsp;Accordingly, purchased credit impaired loans that are contractually past due are still considered to be accruing and performing as long as there is an expectation that the estimated cash flows will be received.&nbsp;&nbsp;If the timing and amount of cash flows is not reasonably estimable, the loans may be classified as nonaccrual loans.&nbsp;&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">Loan fees and certain direct loan origination costs are deferred, and the net fee or cost is recognized as an adjustment to interest income using the interest method over the contractual life of the loans.</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><b><font style="LAYOUT-GRID-MODE:both">Foreclosed Real Estate.</font></b><b><font style="LAYOUT-GRID-MODE:both"> </font></b><font style="LAYOUT-GRID-MODE:both">Real estate acquired by foreclosure or by deed in lieu of foreclosure is initially recorded at fair value less estimated selling costs. Costs for development and improvement of the property are capitalized.</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">Valuations are periodically performed by management, and an allowance for losses is established by a charge to operations if the carrying value of a property exceeds its estimated fair value, less estimated selling costs.</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">Loans to facilitate the sale of real estate acquired in foreclosure are discounted if made at less than market rates. Discounts are amortized over the fixed interest period of each loan using the interest method.</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><b><font style="LAYOUT-GRID-MODE:both">Premises and Equipment.</font></b><font style="LAYOUT-GRID-MODE:both"> Premises and equipment are stated at cost less accumulated depreciation and include expenditures for major betterments and renewals. Maintenance, repairs, and minor renewals are expensed as incurred. When property is retired or sold, the retired asset and related accumulated depreciation are removed from the accounts and the resulting gain or loss taken into income. The Company reviews property and equipment for impairment whenever events or changes in circumstances indicate that the carrying amount of an asset may not be recoverable. If such assets are considered to be impaired, the impairment loss recognized is measured by the amount by which the carrying amount exceeds the fair value of the assets.</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">Depreciation is computed by use of straight-line and accelerated methods over the estimated useful lives of the assets. Estimated lives are generally 10 to 40 years for premises, and five to seven years for equipment.</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><b><font style="LAYOUT-GRID-MODE:both">Intangible Assets.</font></b><font style="LAYOUT-GRID-MODE:both"> The Company&#146;s gross amount of intangible assets at September 30, 2011, and June 30, 2011, was $4.6 million and $4.7 million, respectively, with accumulated amortization of $2.8 million and $2.9 million, respectively. The Company&#146;s intangible assets are being amortized over periods ranging from five to fifteen years, with amortization expense expected to be approximately $417,000 per year over the next three fiscal years.</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><b><font style="LAYOUT-GRID-MODE:both">Income Taxes.</font></b><b><font style="LAYOUT-GRID-MODE:both"> </font></b><font style="LAYOUT-GRID-MODE:both">The Company accounts for income taxes in accordance with income tax accounting guidance (ASC 740, Income Taxes). The income tax accounting guidance results in two components of income tax expense: current and deferred. Current income tax expense reflects taxes to be paid or refunded for the current period by applying the provisions of the enacted tax law to the taxable income or excess of deductions over revenues. The Company determines deferred income taxes using the liability (or balance sheet) method. Under this method, the net deferred tax asset or liability is based on the tax effects of the differences between the book and tax bases of assets and liabilities, and enacted changes in tax rates and laws are recognized in the period in which they occur.</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">Deferred income tax expense results from changes in deferred tax assets and liabilities between periods. Deferred tax assets are recognized if it is more likely than not, based on the technical merits, that the tax position will be realized or sustained upon examination. The term more likely than not means a likelihood of more than 50 percent; the terms examined and upon examination also include resolution of the related appeals or litigation processes, if any. A tax position that meets the more-likely-than-not recognition threshold is initially and subsequently measured as the largest amount of tax benefit that has a greater than 50 percent likelihood of being realized upon settlement with a taxing authority that has full knowledge of all relevant information. The determination of whether or not a tax position has met the more-likely-than-not recognition threshold considers the facts, circumstances, and information available at the reporting date and is subject to management&#146;s judgment. Deferred tax assets are reduced by a valuation allowance if, based on the weight of evidence available, it is more likely than not that some portion or all of a deferred tax asset will not be realized.</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">The Company recognizes interest and penalties on income taxes as a component of income tax expense.</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">The Company files consolidated income tax returns with its subsidiary.</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><b><font style="LAYOUT-GRID-MODE:both">Incentive Plan.</font></b><i><font style="LAYOUT-GRID-MODE:both"> </font></i><font style="LAYOUT-GRID-MODE:both">The Company accounts for its management recognition plan (MRP) in accordance with ASC 718, &#147;Share-Based Payment.&#148; The aggregate purchase price of all shares owned by the incentive plan is reflected as a reduction of stockholders&#146; equity. Compensation expense is based on the market price of the Company&#146;s stock on the date the shares are granted and is recorded over the vesting period. The difference between the aggregate purchase price and the fair value on the date the shares are considered earned is recorded as an adjustment to additional paid in capital.</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><b><font style="LAYOUT-GRID-MODE:both">Outside Directors&#146; Retirement.</font></b><i><font style="LAYOUT-GRID-MODE:both"> </font></i><font style="LAYOUT-GRID-MODE:both">The Bank adopted a directors&#146; retirement plan in April 1994 for outside directors. The directors&#146; retirement plan provides that each non-employee director (participant) shall receive, upon termination of service on the Board on or after age 60, other than termination for cause, a benefit in equal annual installments over a five year period. The benefit will be based upon the product of the participant&#146;s vesting percentage and the total Board fees paid to the participant during the calendar year preceding termination of service on the Board. The vesting percentage shall be determined based upon the participant&#146;s years of service on the Board, whether before or after the reorganization date.</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">In the event that the participant dies before collecting any or all of the benefits, the Bank shall pay the participant&#146;s beneficiary. No benefits shall be payable to anyone other than the beneficiary, and shall terminate on the death of the beneficiary.</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><b><font style="LAYOUT-GRID-MODE:both">Stock Options.</font></b><font style="LAYOUT-GRID-MODE:both"> With limited exceptions, the amount of compensation cost is measured based on the grant-date fair value of the equity instruments issued. Compensation cost is recognized over the vesting period during which an employee provides service in exchange for the award. Stock-based compensation has been recognized for all stock options granted or modified after July 1, 2005. In addition, stock options not vested on July 1, 2005, were recognized in expense over their remaining vesting period. </font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><b><font style="LAYOUT-GRID-MODE:both">Earnings Per Share.</font></b><i><font style="LAYOUT-GRID-MODE:both"> </font></i><font style="LAYOUT-GRID-MODE:both">Basic earnings per share available to common stockholders is computed using the weighted-average number of common shares outstanding. Diluted earnings per share available to common stockholders includes the effect of all weighted-average dilutive potential common shares (stock options and warrants) outstanding during each period.</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><b><font style="LAYOUT-GRID-MODE:both">Comprehensive Income.</font></b><font style="LAYOUT-GRID-MODE:both"> Comprehensive income consists of net income and other comprehensive income, net of applicable income taxes. Other comprehensive income includes unrealized appreciation (depreciation) on available-for-sale securities, unrealized appreciation (depreciation) on available-for-sale securities for which a portion of an other-than-temporary impairment has been recognized in income, and changes in the funded status of defined benefit pension plans.</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><b><font style="LAYOUT-GRID-MODE:both">Treasury Stock.</font></b><i><font style="LAYOUT-GRID-MODE:both"> </font></i><font style="LAYOUT-GRID-MODE:both">Treasury stock is stated at cost. Cost is determined by the first-in, first-out method.</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><b><font style="LAYOUT-GRID-MODE:both">Reclassification.</font></b><font style="LAYOUT-GRID-MODE:both"> Certain amounts included in the consolidated financial statements have been reclassified to conform to the 2012 presentation. These reclassifications had no effect on net income.</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><b><font style="LAYOUT-GRID-MODE:both">The following paragraphs summarize the impact of new accounting pronouncements:</font></b></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">In January 2010, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update (ASU) No. 2010-06, &#147;Fair Value Measurement and Disclosures (Topic 820) &#150; Improving Disclosures about Fair Value Measurements.&#148;&nbsp;&nbsp;ASU 2010-06 amends the fair value disclosure guidance.&nbsp;&nbsp;The amendments include new disclosures and changes to clarify existing disclosure requirements.&nbsp;&nbsp;ASU 2010-06 was effective for interim and annual reporting periods beginning after December 15, 2009, except for the disclosures about purchases, sales, issuances, and settlements of Level 3 fair value measurements.&nbsp;&nbsp;Those disclosures are effective for fiscal years beginning after December 15, 2010, and for interim periods within those fiscal years.&nbsp;&nbsp;Adoption of this update did not have a material effect on the Company&#146;s financial statements.</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">In April 2011, the FASB issued ASU No. 2011-02, &#147;A Creditor&#146;s Determination of Whether a Restructuring is a Troubled Debt Restructuring.&#148;&nbsp;&nbsp;The provisions of ASU No. 2011-02 provide additional guidance related to determining whether a creditor has granted a concession, include factors and examples for creditors to consider in evaluating whether a restructuring results in a delay in payment that is insignificant, prohibit creditors from using the borrower&#146;s effective rate test to evaluate whether a concession has been granted to the borrower, and add factors for creditors to use in determining whether a borrower is experiencing financial difficulties.&nbsp;&nbsp;A provision in ASU No. 2011-02 also ends the FASB&#146;s deferral of the additional disclosures about troubled debt restructurings as required by ASU No. 2010-20.&nbsp;&nbsp;The provisions of ASU No. 2011-02 are effective for interim and annual periods beginning after June 15, 2011.&nbsp;The adoption of ASU 2011-02 has not had a material impact on the Company&#146;s financial statements, although it did result in the classification of credits as troubled debt restructurings.&nbsp; In general, these loans were classified credits for which an impairment evaluation would have already been conducted.</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">In April 2011, the FASB issued ASU No. 2011-03 to amend FASB ASC Topic 860, Transfers and Servicing.&nbsp;&nbsp;ASC 860 outlines when the transfer of financial assets under a repurchase agreement may or may not be accounted for as a sale.&nbsp;&nbsp;Whether the transferring entity maintains effective control over the transferred financial assets provides the basis for such a determination.&nbsp;&nbsp;The previous requirement that the transferor must have the ability to repurchase or redeem the financial assets before the maturity of the agreement is removed from the assessment of effective control by this Update.&nbsp;&nbsp;The Update is effective on a prospective basis for interim and annual reporting periods beginning on or after December 15, 2011, and is not expected to have a material impact on the Company&#146;s financial position or results of operations.</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">In May 2011, the FASB issued ASU No. 2011-04 to amend FASB ASC Topic 820, Fair Value Measurement:&nbsp;&nbsp;Amendments to Achieve Common Fair Value Measurements and Disclosure Requirements in U.S. GAAP and IFRSs.&nbsp;&nbsp;The Update amends the GAAP requirements for measuring fair value and for disclosures about fair value measurements to improve consistency between GAAP and IFRSs by changing some of the wording used to describe the requirements, clarifying the intended application of certain requirements and changing certain principles.&nbsp;&nbsp;The Update is effective on a prospective basis for interim and annual reporting periods beginning after December 15, 2011, and is not expected to have a material impact on the Company&#146;s financial position or results of operations.</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">In June 2011, the FASB issued ASU No. 2011-05 to amend FASB ASC Topic 220, Comprehensive Income:&nbsp;&nbsp;Presentation of Comprehensive Income.&nbsp;&nbsp;The purpose of the Update is to improve the comparability, consistency and transparency of financial reporting related to other comprehensive income.&nbsp;&nbsp;It eliminates the option to present the components of other comprehensive income as part of the statement of changes in stockholders&#146; equity.&nbsp;&nbsp;Instead, the components of other comprehensive income must either be presented with net income in a single continuous statement of comprehensive income or as a separate but consecutive statement following the statement of operations.&nbsp;&nbsp;Regardless of which method is used, adjustments for items that are reclassified from other comprehensive income to net income must be presented on the face of the financial statements.&nbsp;&nbsp;The Update is effective on a retrospective basis for interim and annual reporting periods beginning after December 15, 2011, and is not expected to have a material impact on the Company&#146;s financial position or results of operations.</font></p> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:justify; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:justify; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">In September 2011, the FASB issued ASU No. 2011-08 to amend FASB ASC Topic 350, Intangibles &#150; Goodwill and Other, to simplify how entities test goodwill for impairment.&nbsp; The amendment permits an entity to first assess qualitative factors to determine whether it is more likely than not that the fair value of a reporting unit is less than its carrying amount as a basis for determining whether it is necessary to further perform the two-step goodwill impairment test described in Topic 350.&nbsp; The amendments are effective for annual and interim goodwill impairment tests performed for fiscal years beginning after December 15, 2011.&nbsp; The Company is evaluating the ASU, but does not anticipate that it will have a material impact on the Company&#146;s financial position or results of operations.</font></p> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:justify; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p><span /></td></tr></table><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:stringItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureAndSignificantAccountingPoliciesTextBlock"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for the organization, consolidation and basis of presentation of financial statements disclosure, and significant accounting policies of the reporting entity. May be provided in more than one note to the financial statements, as long as users are provided with an understanding of (1) the significant judgments and assumptions made by an enterprise in determining whether it must consolidate a VIE and/or disclose information about its involvement with a VIE, (2) the nature of restrictions on a consolidated VIE's assets reported by an enterprise in its statement of financial position, including the carrying amounts of such assets, (3) the nature of, and changes in, the risks associated with an enterprise's involvement with the VIE, and (4) how an enterprise's involvement with the VIE affects the enterprise's financial position, financial performance, and cash flows.  Describes procedure if disclosures are provided in more than one note to the financial statements.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher AICPA<br /><br /> -Name Accounting Principles Board Opinion (APB)<br /><br /> -Number 22<br /><br /> -Paragraph 8<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Name Statement of Position (SOP)<br /><br /> -Publisher AICPA<br /><br /> -Number 94-6<br /><br /> -Paragraph 10<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Name FASB Interpretation (FIN)<br /><br /> -Publisher FASB<br /><br /> -Number 46R<br /><br /> -Paragraph 4, 14, 15<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureAndSignificantAccountingPoliciesTextBlock</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>nonnum:textBlockItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table></div></body></html>
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<?xml version="1.0" encoding="us-ascii"?><html><head><link rel="StyleSheet" type="text/css" href="report.css" /><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head><body><span style="display: none;">v2.3.0.15</span><table class="report" border="0" cellspacing="2" id="ID0EYG"><tr><th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Loans<br /></strong></div></th><th class="th" colspan="1">3 Months Ended</th></tr><tr><th class="th"><div>Sep. 30, 2011</div></th></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ReceivablesLoansNotesReceivableAndOthersAbstract', window );"><strong>Loans [Abstract]</strong></a></td><td class="text">&#xA0;<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock', window );">Loans, Notes, Trade and Other Receivables Disclosure [Text Block]</a></td><td class="text"><!--egx--><p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">Note 5:&nbsp; <u>Loans</u></font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">Loans are summarized as follows:</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <table style="MARGIN:auto auto auto 4.65pt; BORDER-COLLAPSE:collapse" cellpadding="0" cellspacing="0"> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">September 30,</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">June 30,</font></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">2011</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">2011</font></u></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Real Estate Loans:</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Conventional</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$196,769,114</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$199,884,607</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Construction</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">21,881,951</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">29,921,110</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Commercial</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">188,893,915</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">185,158,763</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Consumer loans</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">29,795,075</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">29,963,281</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Commercial loans</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">139,193,452</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">126,290,143</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp; </font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">576,533,507</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">571,217,904</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Loans in process</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">(5,828,007)</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">(8,330,245)</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Deferred loan fees, net</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">139,524</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">126,847</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Allowance for loan losses</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">(6,752,061)</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">(6,438,451)</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total loans</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$564,092,963</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$556,576,055</font></p></td></tr></table> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt"><font style="LAYOUT-GRID-MODE:both">The Company&#146;s lending activities consist of origination of loans secured by mortgages on one- to four-family residences and commercial and agricultural real estate, construction loans on residential and commercial properties, commercial and agricultural business loans and consumer loans. The Company has also occasionally purchased loan participation interests originated by other lenders and secured by properties generally located in the states of Missouri and Arkansas.</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt"><font style="LAYOUT-GRID-MODE:both">Supervision of the loan portfolio is the responsibility of our Chief Lending Officer. Loan officers have varying amounts of lending authority depending upon experience and types of loans. Loans beyond their authority are presented to the next level of authority, or to one of several lending committees, comprised of lenders and other officers with expertise in the type of loan the committee is authorized to approve. Loans to one borrower (or group of related borrowers), in aggregate, in excess of $1,000,000 require the approval of a majority of the Discount Committee, which consists of all Bank directors, prior to the closing of the loan. All loans are subject to ratification by the full Board of Directors.</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt"><font style="LAYOUT-GRID-MODE:both">The aggregate amount of loans that the Company is permitted to make under applicable federal regulations to any one borrower, including related entities, or the aggregate amount that the Company could have invested in any one real estate project, is based on the Bank's capital levels.</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt"><i><font style="LAYOUT-GRID-MODE:both">Residential Mortgage Lending. </font></i><font style="LAYOUT-GRID-MODE:both">The Company actively originates loans for the acquisition or refinance of one- to four-family residences. These loans are originated as a result of customer and real estate agent referrals, existing and walk-in customers and from responses to the Company&#146;s marketing campaigns. </font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt"><font style="LAYOUT-GRID-MODE:both">The Company currently offers both fixed-rate and adjustable-rate mortgage (&#147;ARM&#148;) loans.&nbsp;Substantially all of the one- to four-family residential mortgage originations in the Company's portfolio are located within the Company's primary market area.</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt"><font style="LAYOUT-GRID-MODE:both">The Company generally originates one- to four-family residential mortgage loans in amounts up to 90% of the lower of the purchase price or appraised value of residential property. For loans originated in excess of 80%, the Company charges an interest rate an additional 50 basis points higher, but does not require private mortgage insurance.&nbsp;At September 30, 2011, the outstanding balance of loans originated with a loan-to-value ratio in excess of 80% was $46.7 million, as compared to $45.0 million at June 30, 2011.&nbsp; Originating loans with higher loan-to-value ratios presents additional credit risk to the Company.&nbsp; Consequently, the Company limits this product to borrowers with a favorable credit history and a demonstrable ability to service the debt.&nbsp; The majority of new residential mortgage loans originated by the Company conform to secondary market standards. The interest rates charged on these loans are competitively priced based on local market conditions, the availability of funding, and anticipated profit margins. Fixed and ARM loans originated by the Company are amortized over periods as long as 30 years, but typically are repaid over shorter periods.</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt"><font style="LAYOUT-GRID-MODE:both">Fixed-rate loans secured by one- to four-family residences have contractual maturities up to 30 years, and are generally fully amortizing with payments due monthly. These loans normally remain outstanding for a substantially shorter period of time because of refinancing and other prepayments. A significant change in the interest rate environment can alter the average life of a residential loan portfolio. The one- to four-family fixed-rate loans do not contain prepayment penalties. Most are written using secondary market guidelines. </font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt"><font style="LAYOUT-GRID-MODE:both">The Company currently originates ARM loans, which adjust annually after an initial period of one, three or five years. Typically, originated ARM loans secured by owner occupied properties reprice at a margin of 2.75% to 3.00% over the weekly average yield on United States Treasury securities adjusted to a constant maturity of one year (&#147;CMT&#148;). Generally, ARM loans secured by non-owner occupied residential properties reprice at a margin of 3.75% over the CMT index. Current residential ARM loan originations are subject to annual and lifetime interest rate caps and floors. As a consequence of using interest rate caps, initial rates which may be at a premium or discount, and a &#147;CMT&#148; loan index, the interest earned on the Company&#146;s ARMs will react differently to changing interest rates than the Company&#146;s cost of funds.</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt"><font style="LAYOUT-GRID-MODE:both">In underwriting one- to four-family residential real estate loans, the Company evaluates the borrower's ability to meet debt service requirements at current as well as fully indexed rates for ARM loans, as well as the value of the property securing the loan. Most properties securing real estate loans made by the Company have appraisals performed on them by independent fee appraisers approved and qualified by the Board of Directors. The Company generally requires borrowers to obtain title insurance and fire, property and flood insurance (if indicated) in an amount not less than the amount of the loan. Real estate loans originated by the Company generally contain a &#147;due on sale&#148; clause allowing the Company to declare the unpaid principal balance due and payable upon the sale of the security property.</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt"><font style="LAYOUT-GRID-MODE:both">The Company also originates loans secured by multi-family residential properties that are generally located in the Company&#146;s primary market area.&nbsp; The majority&nbsp; of the multi-family residential loans that are originated by the Bank are amortized over periods generally up to 20 years, with balloon maturities of up to five years.&nbsp; Both fixed and adjustable interest rates are offered and it is typical for the Company to include an interest rate &#147;floor&#148; in the loan agreement.&nbsp; Variable rate loans typically adjust daily, monthly, quarterly, or annually based on the Wall Street Journal prime interest rate.&nbsp; Generally, multi-family residential loans do not exceed 85% of the lower of the appraised value or purchase price of the secured property.&nbsp; The Company generally requires a Board-approved independent certified fee appraiser to be engaged in determining the collateral value.&nbsp; As a general rule, the Company requires the unlimited guarantee of all individuals (or entities) owning (directly or indirectly) 20% or more of the stock of the borrowing entity.</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt"><font style="LAYOUT-GRID-MODE:both">The primary risk associated with multi-family loans is the ability of the income-producing property that collateralizes the loan to produce adequate cash flow to service the debt.&nbsp; High unemployment or generally weak economic conditions may result in borrowers having to provide rental rate concessions to achieve adequate occupancy rates.&nbsp; In an effort to reduce these risks, the Bank will evaluate the guarantor&#146;s ability to inject personal funds as a tertiary source of repayment.</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt"><i><font style="LAYOUT-GRID-MODE:both">Commercial Real Estate Lending. </font></i><font style="LAYOUT-GRID-MODE:both">The Company actively originates loans secured by commercial real estate including land (improved, unimproved, and farmland), strip shopping centers, retail establishments and other businesses generally located in the Company&#146;s primary market area. </font></p> <p style="MARGIN:0in 0in 0pt; TEXT-INDENT:0.5in; LINE-HEIGHT:11.4pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt"><font style="LAYOUT-GRID-MODE:both">Most commercial real estate loans originated by the Company generally are based on amortization schedules of up to 20 years with monthly principal and interest payments. Generally, the interest rate received on these loans is fixed for a maturity for up to five years, with a balloon payment due at maturity. Alternatively, for some loans, the interest rate adjusts at least annually after an initial period up to five years, based upon the Wall Street Journal&#146;s published prime rate.&nbsp;&nbsp;The Company typically includes an interest rate &#147;floor&#148; in the loan agreement. Variable rate commercial real estate originations typically adjust daily, monthly, quarterly or annually based on the Wall Street Journal&#146;s published prime rate. Generally, improved commercial real estate loan amounts do not exceed 80% of the lower of the appraised value or the purchase price of the secured property. Agricultural real estate terms offered differ slightly, with amortization schedules of up to 25 years with an 80% loan-to-value ratio, or 30 years with a 75% loan-to-value ratio. Before credit is extended, the Company analyzes the financial condition of the borrower, the borrower's credit history, and the reliability and predictability of the cash flow generated by the property and the value of the property itself. Generally, personal guarantees are obtained from the borrower in addition to obtaining the secured property as collateral for such loans. The Company also generally requires appraisals on properties securing commercial real estate to be performed by a Board-approved independent certified fee appraiser.</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt"><font style="LAYOUT-GRID-MODE:both">Generally, loans secured by commercial real estate involve a greater degree of credit risk than one- to four-family residential mortgage loans. These loans typically involve large balances to single borrowers or groups of related borrowers. Because payments on loans secured by commercial real estate are often dependent on the successful operation or management of the secured property, repayment of such loans may be subject to adverse conditions in the real estate market or the economy. </font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt"><i><font style="LAYOUT-GRID-MODE:both">Construction Lending. </font></i><font style="LAYOUT-GRID-MODE:both">The Company originates real estate loans secured by property or land that is under construction or development. Construction loans originated by the Company are generally secured by mortgage loans for the construction of owner occupied residential real estate or to finance speculative construction secured by residential real estate, land development, or owner-operated or non-owner occupied commercial real estate.</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt"><font style="LAYOUT-GRID-MODE:both">During construction, these loans typically require monthly interest-only payments and have maturities ranging from 6 to 12 months. Once construction is completed, permanent construction loans may be converted to monthly payments using amortization schedules of up to 30 years on residential and generally up to 20 years on commercial real estate.</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt"><font style="LAYOUT-GRID-MODE:both">Speculative construction and land development lending generally affords the Company an opportunity to receive higher interest rates and fees with shorter terms to maturity than those obtainable from residential lending. Nevertheless, construction and land development lending is generally considered to involve a higher level of credit risk than one- to four-family residential lending due to (i) the concentration of principal among relatively few borrowers and development projects, (ii) the increased difficulty at the time the loan is made of accurately estimating building or development costs and the selling price of the finished product, (iii) the increased difficulty and costs of monitoring and disbursing funds for the loan,&nbsp;&nbsp;(iv) the higher degree of sensitivity to increases in market rates of interest and changes in local economic conditions, and (v) the increased difficulty of working out problem loans. Due in part to these risk factors, the Company may be required from time to time to modify or extend the terms of some of these types of loans. In an effort to reduce these risks, the application process includes a submission to the Company of accurate plans, specifications and costs of the project to be constructed. These items are also used as a basis to determine the appraised value of the subject property. Loan amounts are generally limited to 80% of the lesser of current appraised value and/or the cost of construction.</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">To closely monitor the inherent risks associated with construction loans, the Company will typically utilize maturity periods ranging from 6 to 12 months for these loans.&nbsp;&nbsp;&nbsp;Weather conditions, change orders, availability of materials and/or labor, and other factors may contribute to the lengthening of a project, thus necessitating the need to renew the construction loan at the balloon maturity.&nbsp;&nbsp;Such extensions are typically executed in incremental three month periods to facilitate project completion.&nbsp;&nbsp;The Company&#146;s average term of construction loans is approximately nine months.&nbsp;&nbsp;During construction, loans typically require monthly interest only payments which may allow the Company an opportunity to monitor for early signs of financial difficulty should the borrower fail to make a required monthly payment.&nbsp;&nbsp;Additionally, during the construction phase, the Company typically obtains interim inspections completed by an independent third party.&nbsp;&nbsp;This monitoring further allows the Company opportunity to assess risk.</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:500.1pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">At September 30, 2011, construction loans outstanding included 23 loans, totaling $11.8 million, for which a modification had been agreed to. At June 30, 2011, construction loans outstanding included 24 loans, totaling $2.2 million, for which a modification had been agreed to.&nbsp; All modifications were solely for the purpose of extending the maturity date due to conditions described above.&nbsp;&nbsp;None of these modifications were executed due to financial difficulty on the part of the borrower and, therefore, were not accounted for as TDRs.</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt"><i><font style="LAYOUT-GRID-MODE:both">Consumer Lending. </font></i><font style="LAYOUT-GRID-MODE:both">The Company offers a variety of secured consumer loans, including home equity, direct and indirect automobile loans, second mortgages, mobile home loans and loans secured by deposits. The Company originates substantially all of its consumer loans in its primary market area. Usually, consumer loans are originated with fixed rates for terms of up to five years, with the exception of home equity lines of credit, which are variable, tied to the prime rate of interest and are for a period of ten years. </font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt"><font style="LAYOUT-GRID-MODE:both">Home equity lines of credit (HELOCs) are secured with a deed of trust and are issued up to 100% of the appraised or assessed value of the property securing the line of credit, less the outstanding balance on the first mortgage. Interest rates on the HELOCs are adjustable and are tied to the current prime interest rate. This rate is obtained from the Wall Street Journal and adjusts on a daily basis. Interest rates are based upon the loan-to-value ratio of the property with better rates given to borrowers with more equity. HELOCs, which are secured by residential properties, are secured by stronger collateral than automobile loans and because of the adjustable rate structure, contain less interest rate risk to the Company. Lending up to 100% of the value of the property presents greater credit risk to the Company. Consequently, the Company limits this product to customers with a favorable credit history.&nbsp; At September 30, 2011, the Company had HELOC balances of $14.7 million outstanding, of which lines of credit up to 80% of the property value at origination represented 85.9% of outstanding balances, and 88.6% of outstanding balances and commitments; lines of credit for more than 80% but not exceeding 90% of the property value at origination represented 13.6% of outstanding balances, and 10.9% of outstanding balances and commitments; and lines of credit in excess of 90% of the property value at origination represented 0.6% of outstanding balances, and 0.4% of outstanding balances and commitments.&nbsp; These figures compared to HELOC balances of $14.0 million at June 30, 2011, of which lines of credit up to 80% of the property value at origination represented 83.7% of outstanding balances, and 87.6% of outstanding balances and commitments; lines of credit for more than 80% but not exceeding 90% of the property value at origination represented 15.7% of outstanding balances, and 11.9% of outstanding balances and commitments; and lines of credit in excess of 90% of the property value at origination represented 0.6% of outstanding balances, and 0.5% of outstanding balances and commitments.&nbsp; </font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt"><font style="LAYOUT-GRID-MODE:both">Automobile loans originated by the Company include both direct loans and a smaller amount of loans originated by auto dealers. The Company generally pays a negotiated fee back to the dealer for indirect loans. Typically, automobile loans are made for terms of up to 60 months for new and used vehicles. Loans secured by automobiles have fixed rates and are generally made in amounts up to 100% of the purchase price of the vehicle.</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt"><font style="LAYOUT-GRID-MODE:both">Consumer loan terms vary according to the type and value of collateral, length of contract and creditworthiness of the borrower. The underwriting standards employed for consumer loans include employment stability, an application, a determination of the applicant's payment history on other debts, and an assessment of ability to meet existing and proposed obligations. Although creditworthiness of the applicant is a primary consideration, the underwriting process also includes a comparison of the value of the security, if any, in relation to the proposed loan amount.</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt"><font style="LAYOUT-GRID-MODE:both">Consumer loans may entail greater credit risk than do residential mortgage loans, because they are generally unsecured or are secured by rapidly depreciable or mobile assets, such as automobiles. In the event of repossession or default, there may be no secondary source of repayment or the underlying value of the collateral could be insufficient to repay the loan. In addition, consumer loan collections are dependent on the borrower's continuing financial stability, and thus are more likely to be affected by adverse personal circumstances. Furthermore, the application of various federal and state laws, including bankruptcy and insolvency laws, may limit the amount which can be recovered on such loans. </font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt"><i><font style="LAYOUT-GRID-MODE:both">Commercial Business Lending. </font></i><font style="LAYOUT-GRID-MODE:both">The Company&#146;s commercial business lending activities encompass loans with a variety of purposes and security, including loans to finance accounts receivable, inventory, equipment and operating lines of credit, including agricultural production and equipment loans.</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt"><font style="LAYOUT-GRID-MODE:both">The Company currently offers both fixed and adjustable rate commercial business loans. Adjustable rate business loans typically reprice daily, monthly, quarterly, or annually, in accordance with the Wall Street Journal&#146;s prime rate of interest. The Company typically includes an interest rate &#147;floor&#148; in the loan agreement. </font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt"><font style="LAYOUT-GRID-MODE:both">Commercial business loan terms vary according to the type and value of collateral, length of contract and creditworthiness of the borrower. Generally, commercial loans secured by fixed assets are amortized over periods up to five years, while commercial operating lines of credit or agricultural production lines are generally for a one year period. The Company&#146;s commercial business loans are evaluated based on the loan application, a determination of the applicant's payment history on other debts, business stability and an assessment of ability to meet existing obligations and payments on the proposed loan. Although creditworthiness of the applicant is a primary consideration, the underwriting process also includes a comparison of the value of the security, if any, in relation to the proposed loan amount.</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt"><font style="LAYOUT-GRID-MODE:both">Unlike residential mortgage loans, which generally are made on the basis of the borrower's ability to make repayment from his or her employment and other income, and which are secured by real property whose value tends to be more easily ascertainable, commercial business loans are of higher risk and typically are made on the basis of the borrower's ability to make repayment from the cash flow of the borrower's business. As a result, the availability of funds for the repayment of commercial business loans may be substantially dependent on the success of the business itself. Further, the collateral securing the loans may depreciate over time, may be difficult to appraise and may fluctuate in value based on the success of the business.</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">The following tables present the balance in the allowance for loan losses and the recorded investment in loans (excluding loans in process and deferred loan fees) based on portfolio segment and impairment methods as of September 30, 2011, and June 30, 2011, and activity in the allowance for loan losses for the three-month period ended September 30, 2011:</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <table style="BORDER-COLLAPSE:collapse" cellpadding="0" cellspacing="0"> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td colspan="7" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">September 30, 2011</font></u></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Conventional </font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Construction </font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Commercial</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Real Estate</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Real Estate</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Real Estate</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Consumer</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Commercial</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Unallocated</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Total</font></u></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Allowance for loan losses:</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Balance, beginning of period</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$1,618,285</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$192,752</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$2,671,482</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$441,207</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$1,514,725</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$6,438,451</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Provision charged to expense</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">165,494</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">182,546</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">(389,686)</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">174,723</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">383,606</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">516,683</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses charged off</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">(76,918)</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">(24,825)</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">(96,604)</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">(11,156)</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">(209,503)</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Recoveries</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">4,605</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">233</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">1,592</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">6,430</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Balance, end of period</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$1,711,466</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$375,531</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$2,256,971</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$520,918</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$1,887,175</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$6,752,061</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Ending Balance: individually <br></br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; evaluated for impairment</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$109,481</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$109,481</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Ending Balance: collectively <br></br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; evaluated for impairment</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$1,711,466</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$375,531</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$2,024,010</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$520,918</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$1,775,054</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$6,406,979</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Ending Balance: loans acquired <br></br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; with deteriorated credit quality</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$123,480</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$112,121</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$235,601</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Loans:</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Ending Balance: individually <br></br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; evaluated for impairment</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$772,467</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$277,955</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$1,050,422</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Ending Balance: collectively <br></br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; evaluated for impairment</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$195,214,058</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$16,053,944</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$186,256,669</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$29,795,075</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$137,276,356</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$564,596,102</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Ending Balance: loans acquired <br></br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; with deteriorated credit quality</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$1,555,056</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$1,864,779</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$1,639,141</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$5,058,976</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td></tr> <tr style="HEIGHT:0.2in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.2in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td colspan="7" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.2in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both"><font style="TEXT-DECORATION:none">&nbsp;</font></font></u></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td colspan="7" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">June 30, 2011</font></u></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Conventional </font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Construction </font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Commercial</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Real Estate</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Real Estate</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Real Estate</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Consumer</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Commercial</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Unallocated</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Total</font></u></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Allowance for loan losses:</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Balance, end of period</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1.5pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$1,618,285</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1.5pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$192,752</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1.5pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$2,671,482</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1.5pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$441,207</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1.5pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$1,514,725</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1.5pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1.5pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$6,438,451</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Ending Balance: individually <br></br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; evaluated for impairment</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$477,517</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$477,517</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Ending Balance: collectively <br></br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; evaluated for impairment</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$1,618,285</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$192,752</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$2,072,595</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$441,207</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$1,514,725</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$5,839,564</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Ending Balance: loans acquired <br></br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; with deteriorated credit quality</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$121,370</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$121,370</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Loans:</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Ending Balance: individually <br></br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; evaluated for impairment</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$1,484,711</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$1,484,711</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Ending Balance: collectively <br></br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; evaluated for impairment</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$198,328,878</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$21,590,865</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$181,257,071</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$29,963,281</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$123,062,000</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$554,202,095</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Ending Balance: loans acquired <br></br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; with deteriorated credit quality</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$1,555,729</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$2,416,981</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$3,228,143</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$7,200,853</font></p></td></tr></table> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">The following table presents the activity in the allowance for loan losses for the three-month period ended September 30, 2010:</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <table style="BORDER-COLLAPSE:collapse" cellpadding="0" cellspacing="0"> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td colspan="7" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">September 30, 2010</font></u></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Conventional </font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Construction </font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Commercial</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Real Estate</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Real Estate</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Real Estate</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Consumer</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Commercial</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Unallocated</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Total</font></u></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Allowance for loan losses:</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Balance, beginning of period</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$902,122</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$198,027</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$1,605,218</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$473,064</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$1,330,180</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$4,508,611</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Provision charged to expense</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">317,516</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">(63,236)</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">418,474</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">11,252</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">(41,325)</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">642,681</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses charged off</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">(54,407)</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">(6,754)</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">(200)</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">(61,361)</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Recoveries</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">355</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">2,879</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">2,850</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">6,084</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Balance, end of period</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$1,165,231</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$134,791</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$2,024,047</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$480,441</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$1,291,505</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$5,096,015</font></p></td></tr></table> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">Management&#146;s opinion as to the ultimate collectability of loans is subject to estimates regarding future cash flows from operations and the value of property, real and personal, pledged as collateral.&nbsp; These estimates are affected by changing economic conditions and the economic prospects of borrowers.</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">The allowance for loan losses is maintained at a level that, in management&#146;s judgment, is adequate to cover probable credit losses inherent in the loan portfolio at the balance sheet date.&nbsp; The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings.&nbsp; Loan losses are charged against the allowance when an amount is determined to be uncollectible, based on management&#146;s analysis of expected cash flow (for non-collateral-dependent loans) or collateral value (for collateral-dependent loans).&nbsp; Subsequent recoveries, if any, are credited to the allowance.</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">The allowance for loan losses is evaluated on a regular basis by management and is based upon management&#146;s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower&#146;s ability to repay, estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available.</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">The allowance consists of allocated and general components.&nbsp; The allocated component relates to loans that are classified as impaired.&nbsp; For those loans that are classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan.</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">Under the Company&#146;s methodology, loans are first segmented into 1) those comprising large groups of smaller-balance homogeneous loans, including single-family mortgages and installment loans, which are collectively evaluated for impairment, and 2) all other loans which are individually evaluated.&nbsp; Those loans in the second category are further segmented utilizing a defined grading system which involves categorizing loans by severity of risk based on conditions that may affect the ability of the borrowers to repay their debt, such as current financial information, collateral valuations, historical payment experience, credit documentation, public information, and current trends.&nbsp; The loans subject to credit classification represent the portion of the portfolio subject to the greatest credit risk and where adjustments to the allowance for losses on loans as a result of provisions and charge offs are most likely to have a significant impact on operations.</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">A periodic review of selected credits (based on loan size and type) is conducted to identify loans with heightened risk or probable losses and to assign risk grades.&nbsp; The primary responsibility for this review rests with loan administration personnel.&nbsp; This review is supplemented with periodic examinations of both selected credits and the credit review process by applicable regulatory agencies.&nbsp; The information from these reviews assists management in the timely identification of problems and potential problems and provides a basis for deciding whether the credit represents a probable loss or risk that should be recognized.</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">A loan is considered impaired when, based on current information and events, it is probable that the scheduled payments of principal or interest will not be able to be collected when due according to the contractual terms of the loan agreement.&nbsp; Factors considered by management in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due.&nbsp; Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired.&nbsp; Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower&#146;s prior payment record and the amount of the shortfall in relation to the principal and interest owed.&nbsp; Impairment is measured on a loan-by-loan basis for commercial and agricultural loans by either the present value of expected future cash flows discounted at the loan&#146;s effective interest rate, the loan&#146;s obtainable market price or the fair value of the collateral if the loan is collateral dependent.</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">If a loan that is individually evaluated for impairment is found to have none, it is grouped together with loans having similar characteristics (i.e., the same risk grade), and an allowance for loan losses is based upon quantitative and qualitative factors discussed below.</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">Groups of loans with similar risk characteristics are collectively evaluated for impairment based on the group&#146;s historical loss experience adjusted for changes in trends, conditions and other relevant factors that affect repayment of the loans.&nbsp; Accordingly, individual consumer and residential loans are not separately identified for impairment measurements, unless such loans are the subject of a restructuring agreement due to financial difficulties of the borrower.</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">The general component covers non-impaired loans and is based on quantitative and qualitative factors.&nbsp; The loan portfolio is stratified into homogeneous groups of loans that possess similar loss characteristics and an appropriate loss ratio adjusted for qualitative factors is applied to the homogeneous pools of loans to estimate the incurred losses in the loan portfolio.&nbsp;&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">During fiscal 2011, the Company changed its allowance methodology to consider, as the primary quantitative factor, average net charge offs over the most recent twelve-month period.&nbsp; The Company had previously considered average net charge offs over the most recent five-year period as the primary quantitative factor.&nbsp; The impact of the modification was minimal.&nbsp; </font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">Included in the Company&#146;s loan portfolio are certain loans accounted for in accordance with ASC 310-30, Loans and Debt Securities Acquired with Deteriorated Credit Quality.&nbsp; These loans were written down at acquisition to an amount estimated to be collectible.&nbsp; As a result, certain ratios regarding the Company&#146;s loan portfolio and credit quality cannot be used to compare the Company to peer companies or to compare the Company&#146;s current credit quality to prior periods.&nbsp; The ratios particularly affected by accounting under ASC 310-30 include the allowance for loan losses as a percentage of loans, nonaccrual loans, and nonperforming assets, and nonaccrual loans and nonperforming loans as a percentage of total loans.</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">The following tables present the credit risk profile of the Company&#146;s loan portfolio (excluding loans in process and deferred loan fees) based on rating category and payment activity as of September 30, 2011, and June 30, 2011.&nbsp; These tables include purchased credit impaired loans, which are reported according to risk categorization after acquisition based on the Company&#146;s standards for such classification:</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <table style="MARGIN:auto auto auto 4.75pt; BORDER-COLLAPSE:collapse" cellpadding="0" cellspacing="0"> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td colspan="5" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">September 30, 2011</font></u></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Conventional </font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Construction </font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Commercial</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Real Estate</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Real Estate</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Real Estate</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Consumer</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Commercial</font></u></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Pass</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$195,076,358</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$16,053,944</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$182,683,300</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$29,785,764</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$132,381,030</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Special Mention</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">1,479,168</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">1,010,099</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">5,423,955</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Substandard</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">213,588</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">5,200,516</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">8,335</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">1,388,467</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Doubtful</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">976</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$196,769,114</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$16,053,944</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$188,893,915</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$29,795,075</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$139,193,452</font></p></td></tr></table> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <table style="MARGIN:auto auto auto 4.75pt; BORDER-COLLAPSE:collapse" cellpadding="0" cellspacing="0"> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td colspan="5" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">June 30, 2011</font></u></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Conventional </font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Construction </font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Commercial</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Real Estate</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Real Estate</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Real Estate</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Consumer</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Commercial</font></u></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Pass</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$198,104,835</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$21,590,865</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$177,467,948</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$29,951,645</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$119,248,931</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Special Mention</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">1,478,676</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">1,005,338</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">5,499,249</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Substandard</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">215,702</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">6,685,477</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">9,996</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">1,541,963</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Doubtful</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">85,394</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">1,640</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$199,884,607</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$21,590,865</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$185,158,763</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$29,963,281</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$126,290,143</font></p></td></tr></table> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">The above amounts include purchased credit impaired loans.&nbsp; At September 30, 20011, these loans comprised $842,000 of credits rated &#147;Pass&#148;; $2.4 million of credits rated &#147;Special Mention&#148;; $2.7 million of loans rated &#147;Substandard&#148;; and $0 of credits rated &#147;Doubtful.&nbsp; At June 30, 2011, these loans comprised $2.1 million of credits rated &#147;Pass&#148;; $ 2.4 million of credits rated &#147;Special Mention&#148;; $2.7 million of credits rated &#147;Substandard&#148;; and $0 of credits rated &#147;Doubtful&#148;.</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><i><font style="LAYOUT-GRID-MODE:both">Credit Quality Indicators</font></i><font style="LAYOUT-GRID-MODE:both">. The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends among other factors.&nbsp; The Company analyzes loans individually by classifying the loans as to credit risk.&nbsp; This analysis is performed on all loans at origination, and is updated on a quarterly basis for loans risk rated &#147;Special Mention&#148;, &#147;Substandard&#148;, or &#147;Doubtful&#148;.&nbsp; In addition, lending relationships over $250,000 are subject to an independent loan review following origination, and lending relationships in excess of $1,000,000 are subject to an independent loan review annually, in order to verify risk ratings.&nbsp; </font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">The Company uses the following definitions for risk ratings:</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt 0.5in; tab-stops:-.8in -.3in .5in decimal 5.7in"><i><font style="LAYOUT-GRID-MODE:both">Special Mention</font></i><font style="LAYOUT-GRID-MODE:both"> &#150; Loans classified as special mention warrant more than usual monitoring.&nbsp; Issues may include deteriorating financial condition, payments made after the due date but within 30 days, adverse industry conditions, management problems, or other signs of deterioration that indicate a potential weakening of the institution&#146;s credit position in the future.</font></p> <p style="MARGIN:0in 0in 0pt 0.5in; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt 0.5in; tab-stops:-.8in -.3in .5in decimal 5.7in"><i><font style="LAYOUT-GRID-MODE:both">Substandard</font></i><font style="LAYOUT-GRID-MODE:both"> &#150; Loans classified as substandard possess weaknesses that jeopardize the ultimate collection of the principal and interest outstanding.&nbsp; These loans exhibit continued financial losses, ongoing delinquency, overall poor financial condition, and insufficient collateral.&nbsp; They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected.</font></p> <p style="MARGIN:0in 0in 0pt 0.5in; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt 0.5in; tab-stops:-.8in -.3in .5in decimal 5.7in"><i><font style="LAYOUT-GRID-MODE:both">Doubtful</font></i><font style="LAYOUT-GRID-MODE:both"> &#150; Loans classified as doubtful have all the weaknesses of substandard loans, and have deteriorated to the level that there is a high probability of substantial loss.&nbsp; </font></p> <p style="MARGIN:0in 0in 0pt 0.5in; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt 0.5in; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be <i>Pass</i> rated loans.</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">The following tables present the Company&#146;s loan portfolio aging analysis (excluding loans in process and deferred loan fees) as of September 30, 2011, and June 30, 2011.&nbsp; These tables include purchased credit impaired loans, which are reported according to aging analysis after acquisition based on the Company&#146;s standards for such classification:</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <table style="BORDER-COLLAPSE:collapse" cellpadding="0" cellspacing="0"> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td colspan="7" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">September 30, 2011</font></u></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">30-59 Days</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">60-89 Days</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Greater Than</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Total</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Total Loans</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Total Loans &gt; 90</font></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Past Due</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Past Due</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">90 Days</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Past Due</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Current</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Receivable</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Days &amp; Accruing</font></u></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Real Estate Loans:</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Conventional</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$424,783</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$246,768</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$97,585</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$769,136</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$195,999,978</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$196,769,114</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Construction</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">5,633</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">155,065</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">160,698</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">15,893,246</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">16,053,944</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Commercial</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">911,724</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">160,864</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">84,973</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">1,157,561</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">187,736,354</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">188,893,915</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Consumer loans</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">441,229</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">17,084</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">55,712</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">514,025</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">29,281,050</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">29,795,075</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">9,028</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Commercial loans</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">146,580</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">12,025</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">9,892</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">168,497</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">139,024,955</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">139,193,452</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">9,891</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total loans</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$1,929,949</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$436,741</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$403,227</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$2,769,917</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$567,935,583</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$570,705,500</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$18,919</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td colspan="7" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">June 30, 2011</font></u></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">30-59 Days</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">60-89 Days</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Greater Than</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Total</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Total Loans</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Total Loans &gt; 90</font></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Past Due</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Past Due</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">90 Days</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Past Due</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Current</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Receivable</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Days &amp; Accruing</font></u></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Real Estate Loans:</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Conventional</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$1,287,921</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$997,076</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$275,021</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$2,560,018</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$197,324,589</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$199,884,607</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$189,627</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Construction</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">800,198</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">100,000</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">151,699</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">1,051,897</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">20,538,968</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">21,590,865</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Commercial</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">338,484</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">124,825</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">463,309</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">184,695,454</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">185,158,763</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">124,824</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Consumer loans</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">433,468</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">18,528</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">121,934</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">573,930</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">29,389,351</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">29,963,281</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">121,934</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Commercial loans</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">1,153,498</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">13,583</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">1,841</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">1,168,922</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">125,121,221</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">126,290,143</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">1,840</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total loans</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$4,013,569</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$1,129,187</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$675,320</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$5,818,076</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$557,069,583</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$562,887,659</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$438,225</font></p></td></tr></table> <p style="MARGIN:0in 0in 9pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 9pt"><font style="LAYOUT-GRID-MODE:both">The above amounts include purchased credit impaired loans.&nbsp; At September 30, 2011, these loans comprised $0 of credits 30-59 Days Past Due; $31,000 of credits 60-89 Days Past Due; $155,000 of credits Greater Than 90 Days Past Due; $186,000 of Total Past Due credits; $5.7 million of credits Current; and $0 of Total Loans &gt; 90 Days &amp; Accruing.&nbsp; At June 30, 2011, these loans comprised $1.8 million of credits 30-59 Days Past Due; $442,000 of credits 60-89 Days Past Due; $153,000 of credits Greater Than 90 Days Past Due; $2.4 million of Total Past Due credits; $4.7 of credits Current; and $0 of Total Loans &gt; 90 Days &amp; Accruing.&nbsp; </font></p> <p style="MARGIN:0in 0in 9pt"><font style="LAYOUT-GRID-MODE:both">A loan is considered impaired, in accordance with the impairment accounting guidance (ASC 310-10-35-16), when based on current information and events, it is probable the Company will be unable to collect all amounts due from the borrower in accordance with the contractual terms of the loan.&nbsp; Impaired loans include nonperforming loans, as well as performing loans modified in troubled debt restructurings where concessions have been granted to borrowers experiencing financial difficulties.&nbsp; These concessions could include a reduction in the interest rate on the loan, payment extensions, forgiveness of principal, forbearance or other actions intended to maximize collection.</font></p> <p style="MARGIN:0in 0in 9pt"><font style="LAYOUT-GRID-MODE:both">The tables on the following page present impaired loans as of September 30, 2011, and June 30, 2011.&nbsp; These tables include purchased credit impaired loans.&nbsp; Purchased credit impaired loans are those for which it was deemed probable, at acquisition, that the Company would be unable to collect all contractually required payments receivable.&nbsp; In an instance where, subsequent to the acquisition, the Company determines it is probable, for a specific loan, that cash flows received will exceed the amount previously expected, the Company will recalculate the amount of accretable yield in order to recognize the improved cash flow expectation as additional interest income over the remaining life of the loan.&nbsp; These loans, however, will continue to be reported as impaired loans.&nbsp; In an instance where, subsequent to the acquisition, the Company determines it is probable, for a specific loan, that cash flows received will be less than the amount previously expected, the Company will allocate a specific allowance under the terms of ASC 310-10-35.&nbsp; </font></p> <table style="MARGIN:auto auto auto 4.65pt; BORDER-COLLAPSE:collapse" cellpadding="0" cellspacing="0"> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"><br clear="all" style="PAGE-BREAK-BEFORE:always"></br> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td colspan="3" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">September 30, 2011</font></u></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Recorded</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Unpaid Principal</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Specific</font></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Balance</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Balance</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Allowance</font></u></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Loans without a specific valuation allowance:</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Conventional real estate</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$1,555,056</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$2,262,732</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Construction real estate</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Commercial real estate</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">2,039,991</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">3,382,496</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Consumer loans</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">976</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">976</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Commercial loans</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">1,639,141</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">2,834,272</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Loans with a specific valuation allowance:</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Conventional real estate</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Construction real estate</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Commercial real estate</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">772,467</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">810,904</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">232,961</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Consumer loans</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Commercial loans</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">277,955</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">300,000</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">112,121</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Total:</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Conventional real estate</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$1,555,056</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$2,262,732</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Construction real estate</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Commercial real estate</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$2,812,458</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$4,193,400</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$232,961</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Consumer loans</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$976</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$976</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Commercial loans</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$1,917,096</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$3,134,272</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$112,121</font></p></td></tr></table> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <table style="MARGIN:auto auto auto 4.75pt; BORDER-COLLAPSE:collapse" cellpadding="0" cellspacing="0"> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td colspan="3" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">June 30, 2011</font></u></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Recorded</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Unpaid Principal</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Specific</font></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Balance</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Balance</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Allowance</font></u></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Loans without a specific valuation allowance:</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Conventional real estate</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$1,555,729</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$2,307,417</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Construction real estate</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Commercial real estate</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">1,835,250</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">3,228,059</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Consumer loans</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Commercial loans</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">3,228,143</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">4,728,158</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Loans with a specific valuation allowance:</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;Conventional real estate</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Construction real estate</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Commercial real estate</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">2,066,442</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">2,114,016</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">598,887</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Consumer loans</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Commercial loans</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Total:</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Conventional real estate</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$1,555,729</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$2,307,417</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Construction real estate</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Commercial real estate</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$3,901,692</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$5,342,075</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$598,887</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Consumer loans</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Commercial loans</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$3,228,143</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$4,728,158</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td></tr></table> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">The above amounts include purchased credit impaired loans.&nbsp; At September 30, 2011, these loans comprised $5.1 million of impaired loans without a specific valuation allowance; $868,000 of loans with a specific valuation allowance, and $5.9 million of total impaired loans.&nbsp; At June 30, 2011, these loans comprised $6.6 million of impaired loans without a specific valuation allowance; $582,000 of loans with a specific valuation allowance, and $7.2 million of total impaired loans.&nbsp; </font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">Included in certain loan categories in the impaired loans are troubled debt restructurings, where economic concessions have been granted to borrowers who have experienced financial difficulties.&nbsp; These concessions typically result from our loss mitigation activities, and could include reductions in the interest rate, payment extensions, forgiveness of principal, forbearance, or other actions.&nbsp; Certain TDRs are classified as nonperforming at the time of restructuring and typically are returned to performing status after considering the borrower&#146;s sustained repayment performance for a reasonable period of at least six months.&nbsp; </font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">When loans and leases are modified into a TDR, the Company evaluates any possible impairment similar to other impaired loans based on the present value of expected future cash flows, discounted at the contractual interest rate of the original loan or lease agreement, and uses the current fair value of the collateral, less selling costs, for collateral dependent loans.&nbsp; If the Company determines that the value of the modified loan is less than the recorded investment in the loan (net of previous charge-offs, deferred loan fees or costs, and unamortized premium or discount), impairment is recognized through an allowance estimate or a charge-off to the allowance.&nbsp; In periods subsequent to modification, the Company evaluates all TDRs, including those that have payment defaults, for possible impairment and recognizes impairment through the allowance.</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">At September 30, 2011, and June 30, 2011, the Company had $98,000 and $0, respectively, of residential real estate loans, $1.0 million and $0, respectively, of commercial real estate loans, $1.0 million and $0, respectively, of commercial loans, and $1,000 and $0, respectively, of consumer loans that were modified in troubled debt restructurings and impaired. </font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">Performing loans classified as troubled debt restructurings during the three months ended September 30, 2011, segregated by class, are shown in the table below.&nbsp; Nonperforming TDRs are shown as nonaccrual loans.</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <table style="MARGIN:auto auto auto 4.65pt; BORDER-COLLAPSE:collapse" cellpadding="0" cellspacing="0"> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td colspan="2" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Three months ended </font></b></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td colspan="2" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">September 30, 2011</font></b></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:0.1in; BACKGROUND-COLOR:transparent"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Number of<br></br>modifications</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:0.1in; BACKGROUND-COLOR:transparent"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Recorded<br></br>Investment</font></b></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Conventional real estate</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">1</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$97,783</font></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Construction real estate</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Commercial real estate</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">5</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">1,005,830</font></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Consumer loans</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Commercial loans</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">3</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">1,019,712</font></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="top"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">9</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$2,123,326</font></p></td></tr></table> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">As a result of adopting the amendments in ASU No. 2011-02, the Company reassessed all restructurings that occurred on or after the beginning of the current fiscal year (beginning July 1, 2011) for identification as troubled debt restructurings (TDRs).&nbsp; The Company identified as TDRs certain receivables for which the allowance for credit losses had previously been measured under a general allowance for credit losses methodology.&nbsp; Upon identifying those receivables as TDRs, the Company identified them as impaired under the guidance in Section 310-10-35.&nbsp; The amendments in ASU No. 2011-02 require prospective application of the impairment measurement guidance in Section 310-10-35 for those receivables newly identified as impaired. At the end of the first interim period of adoption (September 30, 2011), the recorded investment in receivables for which the allowance for credit losses was previously measured under a general allowance for credit losses methodology and are now impaired under Section 310-10-35 was $2.1 million, and no allowance for credit losses was associated with those receivables on the basis of a current evaluation of loss, and as a result, there was no financial statement impact resulting from the adoption.</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">The following tables present information regarding interest income recognized on impaired loans:</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="BACKGROUND:yellow; LAYOUT-GRID-MODE:both">&nbsp;</font></p> <table style="BORDER-COLLAPSE:collapse" cellpadding="0" cellspacing="0"> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><b><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></b></p></td> <td colspan="2" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">For the three months ended</font></b></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><b><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></b></p></td> <td colspan="2" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">September 30, 2011</font></b></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">Average</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">Investment in</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">Interest Income</font></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">Impaired Loans</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">Recognized</font></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;Conventional Real Estate </font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$1,556</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$79</font></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;Construction Real Estate </font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;Commercial Real Estate </font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">3,173</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">121</font></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;Consumer Loans </font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;Commercial Loans </font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">2,723</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">329</font></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp; Total Loans </font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$7,451</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$529</font></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td colspan="2" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><b><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></b></p></td> <td colspan="2" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">For the three months ended</font></b></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><b><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></b></p></td> <td colspan="2" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">September 30, 2010</font></b></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">Average</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">Investment in</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">Interest Income</font></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">Impaired Loans</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">Recognized</font></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;Conventional Real Estate </font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;Construction Real Estate </font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;Commercial Real Estate </font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">1,369</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">27</font></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;Consumer Loans </font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;Commercial Loans </font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">300</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">5</font></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp; Total Loans </font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$1,669</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$31</font></p></td></tr></table> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">Interest income on impaired loans recognized on a cash basis in the three-month periods ended September 30, 2011 and 2010, was immaterial.</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">For the three-month periods ended September 30, 2011 and 2010, the amount of interest income recorded for impaired loans that represented a change in the present value of cash flows attributable to the passage of time was approximately $386,000 and $0, respectively.&nbsp; </font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">The following table presents the Company&#146;s nonaccrual loans at September 30, 2011, and June 30, 2011.&nbsp; This table includes purchased impaired loans.&nbsp; Purchased credit impaired loans are placed on nonaccrual status in the event the Company cannot reasonably estimate cash flows expected to be collected.&nbsp; The table excludes performing troubled debt restructurings.</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <table style="MARGIN:auto auto auto 4.75pt; BORDER-COLLAPSE:collapse" cellpadding="0" cellspacing="0"> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">September 30, 2011</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">June 30, 2011</font></u></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Conventional real estate</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt -2pt; TEXT-INDENT:2pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$107,100</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$97,131</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Construction real estate</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Commercial real estate</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">421,638</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">151,701</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Consumer loans</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">56,724</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">11,636</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Commercial loans</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">1</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">2,022</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total loans</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$585,463</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$262,490</font></p></td></tr></table> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">The above amount includes purchased credit impaired loans.&nbsp; At September 30, 2011, and June 30, 2011, these loans comprised $155,000 and $153,000 of nonaccrual loans, respectively.</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:.25in"><font style="LAYOUT-GRID-MODE:both">At September 30, 2011, troubled debt restructuring loans (TDRs) totaled $2.1 million, of which $1,000 was considered nonperforming and was included in the nonaccrual loan table above.&nbsp; The remaining $2.1 million in TDRs have complied with the modified terms for a reasonable period of time and are therefore considered by the Company to be an accrual status loan.&nbsp; In general, these loans were subject to classification as TDRs at September 30, 2011, on the basis of guidance under ASU No. 2011-02, which indicates that the Company may not consider the borrower&#146;s effective borrowing rate on the old debt immediately before the restructuring in determining whether a concession has been granted.&nbsp; At June 30, 2011, the Company had no loans classified as TDRs.&nbsp; The Company has had no TDRs that were restructured in the prior twelve months that have defaulted.&nbsp; The Company defines a default as any loan that becomes 90 days or more past due that was restructured in the prior twelve months.</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p><span /></td></tr></table><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_ReceivablesLoansNotesReceivableAndOthersAbstract"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>fil_ReceivablesLoansNotesReceivableAndOthersAbstract</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>fil</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:stringItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for claims held for amounts due a company. Examples include trade accounts receivables, notes receivables, loans receivables.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 310<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 3<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6965416&amp;loc=d3e5066-111524<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 03<br /><br /> -Paragraph 7<br /><br /> -Article 9<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher AICPA<br /><br /> -Name Statement of Position (SOP)<br /><br /> -Number 01-6<br /><br /> -Paragraph 13<br /><br /> -Subparagraph d<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 310<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 11<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6965416&amp;loc=d3e5162-111524<br /><br /><br /><br />Reference 5: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Section 02<br /><br /> -Paragraph 3, 4<br /><br /> -Article 5<br /><br /><br /><br />Reference 6: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 235<br /><br /> -SubTopic 10<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.4-08.(k))<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br /><br /><br /><br />Reference 7: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 210<br /><br /> -SubTopic 10<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.5-02.3,4)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br /><br /><br /><br />Reference 8: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher SEC<br /><br /> -Name Regulation S-X (SX)<br /><br /> -Number 210<br /><br /> -Article 4<br /><br /> -Section 08<br /><br /> -Paragraph k<br /><br /><br /><br />Reference 9: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 310<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 4<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6965416&amp;loc=d3e5074-111524<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>nonnum:textBlockItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table></div></body></html>
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<?xml version="1.0" encoding="us-ascii"?><html><head><link rel="StyleSheet" type="text/css" href="report.css" /><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head><body><span style="display: none;">v2.3.0.15</span><table class="report" border="0" cellspacing="2" id="ID0EYG"><tr><th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Accounting for Certain Loans Acquired in a Transfer<br /></strong></div></th><th class="th" colspan="1">3 Months Ended</th></tr><tr><th class="th"><div>Sep. 30, 2011</div></th></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TransfersAndServicingAbstract', window );"><strong>Accounting for Certain Loans Acquired in a Transfer [Abstract]</strong></a></td><td class="text">&#xA0;<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountingForCertainLoansAndDebtSecuritiesAcquiredInTransferDisclosureTextBlock', window );">Accounting for Certain Loans and Debt Securities Acquired in Transfer Disclosure [Text Block]</a></td><td class="text"><!--egx--><p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">Note 6: <u>Accounting for Certain Loans Acquired in a Transfer</u></font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">The Company acquired loans in a transfer during the fiscal year ended June 30, 2011.&nbsp; At acquisition, certain transferred loans evidenced deterioration of credit quality since origination and it was probable, at acquisition, that all contractually required payments would not be collected.</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">Loans purchased with evidence of credit deterioration since origination and for which it is probable that all contractually required payments will not be collected are considered to be credit impaired.&nbsp; Evidence of credit quality deterioration as of the purchase date may include information such as past-due and nonaccrual status, borrower credit scores and recent loan to value percentages.&nbsp; Purchased credit-impaired loans are accounted for under the accounting guidance for loans and debt securities acquired with deteriorated credit quality (ASC 310-30) and initially measured at fair value, which includes estimated future credit losses expected to be incurred over the life of the loan.&nbsp; Accordingly, an allowance for credit losses related to these loans is not carried over and recorded at the acquisition date.&nbsp; Management estimated the cash flows expected to be collected at acquisition using our internal risk models, which incorporate the estimate of current key assumptions, such as default rates, severity and prepayment speeds.</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">The carrying amount of those loans is included in the balance sheet amounts of loans receivable at September 30, 2011.&nbsp; The amounts of loans at September 30, 2011, are as follows:</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <table style="MARGIN:auto auto auto -2.3pt; BORDER-COLLAPSE:collapse" cellpadding="0" cellspacing="0"> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Real Estate Loans:</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Conventional</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$2,262,732</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Construction</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Commercial</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">3,836,589</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Consumer loans</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Commercial loans</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">3,134,272</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Outstanding balance</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$9,233,593</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Carrying amount, net of fair value adjustment of $3,305,794</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$5,927,799</font></p></td></tr></table> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">Accretable yield, or income expected to be collected, is as follows:</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <table style="BORDER-COLLAPSE:collapse" cellpadding="0" cellspacing="0"> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Balance at June 30, 2011</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$792,942</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Additions</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Accretion</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">(420,959)</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reclassification from nonaccretable difference</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">570,893</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Disposals</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Balance at September 30, 2011</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$942,876</font></p></td></tr></table> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">During the periods ended September 30, 2011 and 2010, the Company increased the allowance for loan losses by a charge to the income statement of $112,121, and $0, respectively, as a result of a decrease in expected cash flows for certain loans acquired with deteriorated credit quality.&nbsp; No allowance for loan losses was reversed for the periods ended September 30, 2011 or 2010.</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">Certain of the loans acquired by the Company that are within the scope of this guidance (ASC 310-30) are not accounted for using the income recognition model for loans and debt securities acquired with deteriorated credit quality because the Company cannot reasonably estimate cash flows expected to be collected.&nbsp; The carrying amounts of such loans (which are included in the carrying amount, net allowance, described above) are as follows:</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <table style="BORDER-COLLAPSE:collapse" cellpadding="0" cellspacing="0"> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Loans purchased during the year</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td></tr> <tr style="HEIGHT:0.1in"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Loans at end of period</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:0.1in; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$155,000</font></p></td></tr></table> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p><span /></td></tr></table><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountingForCertainLoansAndDebtSecuritiesAcquiredInTransferDisclosureTextBlock"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for certain contractual rights to receive money on demand or on fixed or determinable dates with evidence of deterioration of credit quality since origination that were acquired by completion of a transfer for which it is probable, at acquisition, that the investor will be unable to collect all contractually required payments receivable.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher AICPA<br /><br /> -Name Statement of Position (SOP)<br /><br /> -Number 03-3<br /><br /> -Paragraph 3<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 310<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 15<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6965416&amp;loc=d3e5212-111524<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher AICPA<br /><br /> -Name Statement of Position (SOP)<br /><br /> -Number 03-3<br /><br /> -Paragraph 14<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 310<br /><br /> -SubTopic 30<br /><br /> -Section 50<br /><br /> -Paragraph 1<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6379141&amp;loc=d3e15029-111544<br /><br /><br /><br />Reference 5: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher AICPA<br /><br /> -Name Statement of Position (SOP)<br /><br /> -Number 03-3<br /><br /> -Paragraph 15<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 6: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher AICPA<br /><br /> -Name Statement of Position (SOP)<br /><br /> -Number 03-3<br /><br /> -Paragraph 16<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 7: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 310<br /><br /> -SubTopic 30<br /><br /> -Section 50<br /><br /> -Paragraph 2<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6379141&amp;loc=d3e15032-111544<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_AccountingForCertainLoansAndDebtSecuritiesAcquiredInTransferDisclosureTextBlock</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>nonnum:textBlockItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TransfersAndServicingAbstract"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_TransfersAndServicingAbstract</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:stringItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table></div></body></html>
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<?xml version="1.0" encoding="us-ascii"?><html><head><link rel="StyleSheet" type="text/css" href="report.css" /><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head><body><span style="display: none;">v2.3.0.15</span><table class="report" border="0" cellspacing="2" id="ID0EYG"><tr><th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Small Business Lending Fund<br /></strong></div></th><th class="th" colspan="1">3 Months Ended</th></tr><tr><th class="th"><div>Sep. 30, 2011</div></th></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_SmallBusinessLendingFundAbstract', window );"><strong>Small Business Lending Fund</strong></a></td><td class="text">&#xA0;<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_SmallBusinessLendingFund', window );">Small Business Lending Fund</a></td><td class="text"><!--egx--><p style="MARGIN:0in 0in 0pt; LINE-HEIGHT:11.4pt"><font style="LAYOUT-GRID-MODE:both">Note 14: <u>Small Business Lending Fund</u></font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">On July 21, 2011, as part of the Small Business Lending Fund (SBLF) of the United States Department of the Treasury (Treasury), the Company entered into a Small Business Lending Fund-Securities Purchase Agreement (Purchase Agreement) with the Secretary of the Treasury, pursuant to which the Company (i) sold 20,000 shares of the Company&#146;s Senior Non-Cumulative Perpetual Preferred Stock, Series A (SBLF Preferred Stock) to the Secretary of the Treasury for a purchase price of $20,000,000.&nbsp;&nbsp;The SBLF Preferred Stock was issued pursuant to the SBLF program, a $30 billion fund established under the Small Business Jobs Act of 2010 that was created to encourage lending to small business by providing capital to qualified community banks with assets of less than $10 billion.&nbsp;&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">The SBLF Preferred Stock qualifies as Tier 1 capital.&nbsp;&nbsp;The SBLF Preferred Stock is entitled to receive non-cumulative dividends, payable quarterly, on each January&nbsp;1, April&nbsp;1, July&nbsp;1 and October&nbsp;1, beginning October&nbsp;1, 2011.&nbsp; The dividend rate, as a percentage of the liquidation amount, can fluctuate on a quarterly basis during the first 10 quarters during which the SBLF Preferred Stock is outstanding, based upon changes in the Bank&#146;s level of Qualified Small Business Lending (QBSL), as defined in the Purchase Agreement.&nbsp;&nbsp;Based upon the increase in the Bank&#146;s level of QBSL over the baseline level calculated under the terms of the Purchase Agreement, the dividend rate for the initial dividend period was set at 2.8155%.&nbsp; For the second through ninth calendar quarters, the dividend rate may be adjusted to between one percent (1%) and five percent (5%) per annum, to reflect the amount of change in the Bank&#146;s level of QBSL.&nbsp;&nbsp;For the tenth calendar quarter through four and one half years after issuance, the dividend rate will be fixed at between one percent (1%) and seven percent (7%) based upon the increase in QBSL as compared to the baseline.&nbsp; After four and one half years from issuance, the dividend rate will increase to 9% (including a quarterly lending incentive fee of 0.5%).</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">The SBLF Preferred Stock is non-voting, except in limited circumstances.&nbsp; In the event that the Company misses five dividend payments, the holder of the SBLF Preferred Stock will have the right to appoint a representative as an observer on the Company&#146;s Board of Directors.&nbsp; In the event that the Company misses six dividend payments, then the holder of the SBLF Preferred Stock will have the right to designate two directors to the Board of Directors of the Company.</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">The SBLF Preferred Stock may be redeemed at any time at the Company&#146;s option, at a redemption price of 100% of the liquidation amount plus accrued but unpaid dividends to the date of redemption for the current period, subject to the approval of its federal banking regulator.</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">As required by the Purchase Agreement, $9,635,000 of the proceeds from the sale of the SBLF Preferred Stock was used to redeem the 9,550 shares of the Company&#146;s Fixed Rate Cumulative Perpetual Preferred Stock, Series A issued in 2008 to the Treasury in the Troubled Asset Relief Program (TARP), plus the accrued dividends owed on those preferred shares.&nbsp;&nbsp;As part of the 2008 TARP transaction, the Company issued a ten-year warrant to Treasury to purchase 114,326 shares of the Company&#146;s common stock at an exercise price of $12.53 per share.&nbsp;&nbsp;The Company has not repurchased the warrant.</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p><span /></td></tr></table><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_SmallBusinessLendingFund"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>fil_SmallBusinessLendingFund</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>fil</td></tr><tr><td><strong> Data Type:</strong></td><td>nonnum:textBlockItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_SmallBusinessLendingFundAbstract"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>fil_SmallBusinessLendingFundAbstract</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>fil</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:stringItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table></div></body></html>
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<?xml version="1.0" encoding="us-ascii"?><html><head><link rel="StyleSheet" type="text/css" href="report.css" /><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head><body><span style="display: none;">v2.3.0.15</span><table class="report" border="0" cellspacing="2" id="ID0EYG"><tr><th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Deposits<br /></strong></div></th><th class="th" colspan="1">3 Months Ended</th></tr><tr><th class="th"><div>Sep. 30, 2011</div></th></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancialServicesBankingAndThriftAbstract', window );"><strong>Deposits [Abstract] {1}</strong></a></td><td class="text">&#xA0;<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositLiabilitiesDisclosuresTextBlock', window );">Deposit Liabilities Disclosures [Text Block]</a></td><td class="text"><!--egx--><p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">Note 7:&nbsp; <u>Deposits</u></font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><u><font style="LAYOUT-GRID-MODE:both"><font style="TEXT-DECORATION:none">&nbsp;</font></font></u></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">Deposits are summarized as follows:</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <table style="MARGIN:auto auto auto 4.75pt; BORDER-COLLAPSE:collapse" cellpadding="0" cellspacing="0"> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">&nbsp;September 30, </font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">&nbsp;June 30, </font></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">2011</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">2011</font></u></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Non-interest bearing accounts</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$34,325,974</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$32,848,037</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">NOW accounts</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">165,857,624</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">152,474,730</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Money market deposit accounts</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">16,406,888</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">15,802,312</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Savings accounts </font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">96,129,198</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">94,378,370</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Certificates</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">266,107,901</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">264,647,368</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total deposit accounts</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$578,827,585</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:windowtext 1pt solid; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 2.25pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$560,150,817</font></p></td></tr></table> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p><span /></td></tr></table><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_FinancialServicesBankingAndThriftAbstract"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>fil_FinancialServicesBankingAndThriftAbstract</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>fil</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:stringItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepositLiabilitiesDisclosuresTextBlock"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for deposit liabilities including data and tables. It may include a description of the entity's deposit liabilities, the aggregate amount of time deposits (including certificates of deposit) in denominations of $100,000 or more at the balance sheet date; the aggregate amount of any demand deposits that have been reclassified as loan balances, such as overdrafts, at the balance sheet date; deposits that are received on terms other than those in the normal course of business, the amount of accrued interest on deposit liabilities; securities, mortgage loans or other financial instruments that serve as collateral for deposits; for time deposits having a remaining term of more than one year, the aggregate amount of maturities for each of the five years following the balance sheet date; and the weighted average interest rate for all deposit liabilities held by the entity.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher AICPA<br /><br /> -Name Statement of Position (SOP)<br /><br /> -Number 01-6<br /><br /> -Paragraph 14<br /><br /> -Subparagraph e<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 942<br /><br /> -SubTopic 210<br /><br /> -Section S99<br /><br /> -Paragraph 1<br /><br /> -Subparagraph (SX 210.9-03.12)<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 942<br /><br /> -SubTopic 405<br /><br /> -Section 50<br /><br /> -Paragraph 1<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6479006&amp;loc=d3e64164-112818<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_DepositLiabilitiesDisclosuresTextBlock</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>nonnum:textBlockItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table></div></body></html>
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<?xml version="1.0" encoding="us-ascii"?><html><head><link rel="StyleSheet" type="text/css" href="report.css" /><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head><body><span style="display: none;">v2.3.0.15</span><table class="report" border="0" cellspacing="2" id="ID0EYG"><tr><th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Basis of Presentation<br /></strong></div></th><th class="th" colspan="1">3 Months Ended</th></tr><tr><th class="th"><div>Sep. 30, 2011</div></th></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountingPoliciesAbstract', window );"><strong>Stock Option Plans [Abstract]</strong></a></td><td class="text">&#xA0;<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock', window );">Basis of Presentation and Significant Accounting Policies [Text Block]</a></td><td class="text"><!--egx--><p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:justify; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">Note 1:&nbsp; <u>Basis of Presentation</u></font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">The accompanying unaudited interim consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information and with the instructions to Form 10-Q and Rule 10-01 of Securities and Exchange Commission (SEC) Regulation S-X.&nbsp; Accordingly, they do not include all of the information and footnotes required by accounting principles generally accepted in the United States of America for complete financial statements.&nbsp; In the opinion of management, all material adjustments (consisting only of normal recurring accruals) considered necessary for a fair presentation have been included.&nbsp; The consolidated balance sheet of the Company as of June 30, 2011, has been derived from the audited consolidated balance sheet of the Company as of that date.&nbsp; Operating results for the three-month period ended September 30, 2011, are not necessarily indicative of the results that may be expected for the entire fiscal year.&nbsp; For additional information, refer to the audited consolidated financial statements included in the Company&#146;s June 30, 2011, Form 10-K, which was filed with the SEC.</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:-.8in -.3in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">The accompanying consolidated financial statements include the accounts of the Company and its wholly owned subsidiary, Southern Bank (Bank).&nbsp; All significant intercompany accounts and transactions have been eliminated in consolidation.</font></p> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:justify; 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<?xml version="1.0" encoding="us-ascii"?><html><head><link rel="StyleSheet" type="text/css" href="report.css" /><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head><body><span style="display: none;">v2.3.0.15</span><table class="report" border="0" cellspacing="2" id="ID0EYG"><tr><th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Fair Value Measures and Disclosures<br /></strong></div></th><th class="th" colspan="1">3 Months Ended</th></tr><tr><th class="th"><div>Sep. 30, 2011</div></th></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueMeasuresAndDisclosuresAbstract', window );"><strong>Fair Value Measures and Disclosures</strong></a></td><td class="text">&#xA0;<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementInputsDisclosureTextBlock', window );">Fair Value, Measurement Inputs, Disclosure [Table Text Block]</a></td><td class="text"><!--egx--><p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:justify; tab-stops:-.8in 0in .5in decimal 5.7in"><font style="LAYOUT-GRID-MODE:both">Note 3:&nbsp; <u>Fair Value Measurements</u></font></p> <p style="MARGIN:0in 0in 0pt; tab-stops:0in"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">ASC Topic 820, <i>Fair Value Measurements</i>, defines fair value as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date.&nbsp; Topic 820 also establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value.&nbsp; The standard describes three levels of inputs that may be used to measure fair value:</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt"><b><font style="LAYOUT-GRID-MODE:both">Level 1</font></b><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp; Quoted prices in active markets for identical assets or liabilities</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt"><b><font style="LAYOUT-GRID-MODE:both">Level 2</font></b><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp; Observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities; quoted prices in active markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt"><b><font style="LAYOUT-GRID-MODE:both">Level 3</font></b><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp; Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Following is a description of the valuation methodologies used for instruments measured at fair value on a recurring basis and recognized in the accompanying balance sheet, as well as the general classification of such instruments pursuant to the valuation hierarchy.</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt"><b><font style="LAYOUT-GRID-MODE:both">Available-for-sale Securities.</font></b><font style="LAYOUT-GRID-MODE:both">&nbsp; Available-for-sale securities are recorded at fair value on a recurring basis. Available-for-sale securities is the only balance sheet category our Company is required, in accordance with accounting principles generally accepted in the United States of America (US GAAP), to carry at fair value on a recurring basis.&nbsp; When quoted market prices are available in an active market, securities are classified within Level 1.&nbsp; The Company does not have Level 1 securities.&nbsp; If quoted market prices are not available, then fair values are estimated using pricing models or quoted prices of securities with similar characteristics.&nbsp; For these securities, our Company obtains fair value measurements from an independent pricing service. The fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond&#146;s terms and conditions, among other things.&nbsp; Level 2 securities include U.S. Government-sponsored enterprises, state and political subdivisions, other securities and mortgage-backed GSE residential securities.&nbsp; In certain cases where Level 1 or Level 2 inputs are not available, securities are classified within Level 3 of the hierarchy.&nbsp; </font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <table style="MARGIN:auto auto auto 5.4pt; BORDER-COLLAPSE:collapse" cellpadding="0" cellspacing="0"> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td colspan="4" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Fair Value Measurements at September 30, 2011, Using</font></u></b><b><font style="LAYOUT-GRID-MODE:both">:</font></b></p></td></tr> <tr> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both"><font style="TEXT-DECORATION:none">&nbsp;</font></font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Quoted Prices in</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></b></p></td></tr> <tr> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both"><font style="TEXT-DECORATION:none">&nbsp;</font></font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Active Markets for</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Significant Other</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Significant</font></b></p></td></tr> <tr> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both"><font style="TEXT-DECORATION:none">&nbsp;</font></font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Identical Assets</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Observable Inputs</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Unobservable Inputs</font></b></p></td></tr> <tr> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Fair Value</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">(Level 1)</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">(Level 2)</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">(Level 3)</font></u></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">U.S.</font><font style="LAYOUT-GRID-MODE:both"> government sponsored enterprises (GSEs)</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$14,062,568</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$14,062,568</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">State and political subdivisions</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">27,488,913</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">27,488,913</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Other securities</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">755,576</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">726,576</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">29,000</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Mortgage-backed GSE residential</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">22,376,624</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">22,376,624</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td></tr></table> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <table style="MARGIN:auto auto auto 5.4pt; BORDER-COLLAPSE:collapse" cellpadding="0" cellspacing="0"> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td colspan="4" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Fair Value Measurements at June 30, 2011, Using</font></u></b><b><font style="LAYOUT-GRID-MODE:both">:</font></b></p></td></tr> <tr> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both"><font style="TEXT-DECORATION:none">&nbsp;</font></font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Quoted Prices in</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></b></p></td></tr> <tr> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both"><font style="TEXT-DECORATION:none">&nbsp;</font></font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Active Markets for</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Significant Other</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Significant</font></b></p></td></tr> <tr> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both"><font style="TEXT-DECORATION:none">&nbsp;</font></font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Identical Assets</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Observable Inputs</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Unobservable Inputs</font></b></p></td></tr> <tr> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Fair Value</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">(Level 1)</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">(Level 2)</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">(Level 3)</font></u></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">U.S.</font><font style="LAYOUT-GRID-MODE:both"> government sponsored enterprises (GSEs)</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$12,976,070</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$12,976,070</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">State and political subdivisions</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">24,981,454</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">24,981,454</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Other securities</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">834,141</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">763,137</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">71,004</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Mortgage-backed GSE residential</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">24,535,537</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">24,535,537</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td></tr></table> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">The following table presents a reconciliation of activity for available-for-sale securities measured at fair value based on significant unobservable (Level 3) information for the three-month periods ended September 30, 2011 and 2010.</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <table style="MARGIN:auto auto auto 5.4pt; BORDER-COLLAPSE:collapse" cellpadding="0" cellspacing="0"> <tr> <td width="373" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; WIDTH:223.75pt; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td width="261" colspan="2" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; WIDTH:156.7pt; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Three months ended</font></b></p></td></tr> <tr style="HEIGHT:1pt"> <td width="373" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; WIDTH:223.75pt; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td width="133" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; WIDTH:79.5pt; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">September 30, 2011</font></u></b></p></td> <td width="129" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; WIDTH:77.2pt; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">September 30, 2010</font></u></b></p></td></tr> <tr style="HEIGHT:1pt"> <td width="373" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; WIDTH:223.75pt; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Available-for-sale securities, beginning of year</font></p></td> <td width="133" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; WIDTH:79.5pt; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$71,004</font></p></td> <td width="129" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; WIDTH:77.2pt; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td></tr> <tr style="HEIGHT:1pt"> <td width="373" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; WIDTH:223.75pt; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp; Total unrealized gain (loss) included in comprehensive income</font></p></td> <td width="133" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; WIDTH:79.5pt; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">(42,004)</font></p></td> <td width="129" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; WIDTH:77.2pt; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td></tr> <tr style="HEIGHT:1pt"> <td width="373" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; WIDTH:223.75pt; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp; Transfer from Level 2 to Level 3</font></p></td> <td width="133" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; WIDTH:79.5pt; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td width="129" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; WIDTH:77.2pt; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td></tr> <tr style="HEIGHT:1pt"> <td width="373" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; WIDTH:223.75pt; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Available-for-sale securities, end of period</font></p></td> <td width="133" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; WIDTH:79.5pt; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1.5pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$29,000</font></p></td> <td width="129" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; WIDTH:77.2pt; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1.5pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td></tr></table> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">The following is a description of valuation methodologies used for financial assets measured at fair value on a nonrecurring basis at September 30, 2011.</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt"><b><font style="LAYOUT-GRID-MODE:both">Impaired Loans (Collateral Dependent).</font></b><font style="LAYOUT-GRID-MODE:both">&nbsp; A collateral dependent loan is considered to be impaired when it is probable that all of the principal and interest due may not be collected according to its contractual terms.&nbsp;&nbsp;Generally, when a collateral dependent loan is considered impaired, the amount of reserve required is measured based on the fair value of the underlying collateral. The Company makes such&nbsp;measurements on all material collateral dependent loans deemed impaired using the fair value of the collateral for collateral dependent loans. The fair value of collateral used by the Company is determined by obtaining an observable market price or by obtaining an appraised value from an independent, licensed or certified appraiser, using observable market data.&nbsp;This data includes information such as selling price of similar properties and capitalization rates of similar properties sold within the market, expected future cash flows or earnings of the subject property based on current market expectations, and other relevant factors. In addition, management applies selling and other discounts to the underlying collateral value to determine the fair value. If an appraised value is not available, the fair value of the collateral dependent impaired loan is determined by an adjusted appraised value including unobservable cash flows.&nbsp; </font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">On a quarterly basis, loans classified as special mention, substandard, doubtful, or loss are evaluated including the loan officer&#146;s review of the collateral and its current condition, the Company&#146;s knowledge of the current economic environment in the&nbsp;&nbsp;market where the collateral is located, and the Company&#146;s recent experience with real estate in the area. The date of the appraisal is also considered in conjunction with the economic environment and any decline in the real estate market since the appraisal was obtained.&nbsp;&nbsp;For all loan types, updated appraisals are obtained if considered necessary.&nbsp;&nbsp;Of the Company&#146;s $9.6 million (outstanding balance) in impaired loans (collateral-dependent) at September 30, 2011, the Company utilized a real estate appraisal performed in the past 12 months to serve as the primary basis of our valuation for approximately $914,000.&nbsp; Older real estate appraisals were available for impaired loans with an outstanding balance of approximately $5.8 million.&nbsp; For impaired loans totaling $40,000, an observable market price within the last 12 months was utilized.&nbsp; The remaining $2.8 million was secured by collateral such as closely-held stock or an assignment of notes receivable.&nbsp; In instances where the economic environment has worsened and/or the real estate market declined since the last appraisal, a higher distressed sale discount would be applied to the appraised value.&nbsp; </font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">The Company records collateral dependent impaired loans based on nonrecurring Level 3 inputs.&nbsp; If a collateral dependent loan&#146;s fair value, as estimated by the Company, is less than its carrying value, the Company either records a charge-off of the portion of the loan that exceeds the fair value or establishes a specific reserve as part of the allowance for loan losses.</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt"><b><font style="LAYOUT-GRID-MODE:both">Foreclosed and Repossessed Assets Held for Sale.</font></b><font style="LAYOUT-GRID-MODE:both">&nbsp; Foreclosed and repossessed assets held for sale are valued at the time the loan is foreclosed upon or collateral is repossessed and the asset is transferred to foreclosed or repossessed assets held for sale. The value of the asset is based on third party or internal appraisals, less estimated costs to sell and appropriate discounts, if any. The appraisals are generally discounted based on current and expected market conditions that may impact the sale or value of the asset and management&#146;s knowledge and experience with similar assets. Such discounts typically may be significant and result in a Level 3 classification of the inputs for determining fair value of these assets. Foreclosed and repossessed assets held for sale are continually evaluated for additional impairment and are adjusted accordingly if impairment is identified.</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">The following tables present the fair value measurement of assets measured at fair value on a nonrecurring basis during the period and the level within the ASC 820 fair value hierarchy in which the fair value measurements fell at September 30, 2011, and June 30, 2011:</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <table style="MARGIN:auto auto auto 5.4pt; BORDER-COLLAPSE:collapse" cellpadding="0" cellspacing="0"> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td colspan="4" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Fair Value Measurements at September 30, 2011, Using</font></u></b><b><font style="LAYOUT-GRID-MODE:both">:</font></b></p></td></tr> <tr> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Quoted Prices in</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></b></p></td></tr> <tr> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Active Markets for</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Significant Other</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Significant</font></b></p></td></tr> <tr> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Fair Value at</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Identical Assets</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Observable Inputs</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Unobservable Inputs</font></b></p></td></tr> <tr> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">September 30, 2011</font></u></b><b><font style="LAYOUT-GRID-MODE:both"></font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">(Level 1)</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">(Level 2)</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">(Level 3)</font></u></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Impaired loans</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$350,000</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$350,000</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Foreclosed and repossessed assets held for sale</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">250,000</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">250,000</font></p></td></tr></table> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <table style="MARGIN:auto auto auto 5.4pt; BORDER-COLLAPSE:collapse" cellpadding="0" cellspacing="0"> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td colspan="4" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Fair Value Measurements at June 30, 2011, Using</font></u></b><b><font style="LAYOUT-GRID-MODE:both">:</font></b></p></td></tr> <tr> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Quoted Prices in</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></b></p></td></tr> <tr> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Active Markets for</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Significant Other</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Significant</font></b></p></td></tr> <tr> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Fair Value at</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Identical Assets</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Observable Inputs</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Unobservable Inputs</font></b></p></td></tr> <tr> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">June 30, 2011</font></u></b><b><font style="LAYOUT-GRID-MODE:both"></font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">(Level 1)</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">(Level 2)</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:0in; BORDER-TOP:#ece9d8; PADDING-LEFT:0in; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">(Level 3)</font></u></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Impaired loans</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$543,000</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$543,000</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Foreclosed and repossessed assets held for sale</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">1,150,000</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">1,150,000</font></p></td></tr></table> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">The following table presents gains and (losses) recognized on assets measured on a non-recurring basis for the three-month periods ended September 30, 2011, and September 30, 2010:</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <table style="BORDER-COLLAPSE:collapse" cellpadding="0" cellspacing="0"> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td colspan="2" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">For the three months ended</font></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">September 30, 2011</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">September 30, 2010</font></u></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Impaired loans</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$146,000</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$-</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Foreclosed and repossessed assets held for sale</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">(102,000)</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1pt solid; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">(48,000)</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total gain (loss) recognized on a nonrecurring basis</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1.5pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$44,000</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:windowtext 1.5pt double; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$(48,000)</font></p></td></tr></table> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">ASC 825, formerly Statement of Financial Accounting Standards No. 107, &#147;Disclosures about Fair Value of Financial Instruments,&#148; requires all entities to disclose the estimated fair value of their financial instrument assets and liabilities.&nbsp; For the Company, as for most financial institutions, the majority of its assets and liabilities are considered financial instruments as defined in ASC 825.&nbsp; Many of the Company&#146;s financial instruments, however, lack an available trading market as characterized by a willing buyer and willing seller engaging in an exchange transaction.&nbsp; It is also the Company&#146;s general practice and intent to hold its financial instruments to maturity and to not engage in trading or sales activities except for loans held-for-sale and available-for-sale securities.&nbsp; Therefore, significant estimations and assumptions, as well as present value calculations, were used by the Company for the purposes of this disclosure.&nbsp; </font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Estimated fair values have been determined by the Company using the best available data and an estimation methodology suitable for each category of financial instruments.&nbsp; For those loans and deposits with floating interest rates, it is presumed that estimated fair values generally approximate the recorded book balances.</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">The estimated methodologies used, the estimated fair values, and the recorded book balances at September 30, 2011, and June 30, 2011, were as follows:</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <table style="BORDER-COLLAPSE:collapse" cellpadding="0" cellspacing="0"> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td colspan="2" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">September 30, 2011</font></u></b></p></td> <td colspan="2" style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">June 30, 2011</font></u></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" rowspan="2" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Carrying</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Fair</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Carrying</font></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><font style="LAYOUT-GRID-MODE:both">Fair</font></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Amount</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Value</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Amount</font></u></b></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:center" align="center"><b><u><font style="LAYOUT-GRID-MODE:both">Value</font></u></b></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Financial assets</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cash and cash equivalents</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$54,841</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$54,841</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$33,896</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">$33,896</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest-bearing time deposits</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">792</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">792</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">792</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">792</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp; Available-for-sale securities</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">64,684</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">64,684</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">63,327</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">63,327</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Stock in FHLB</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">2,369</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">2,369</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">2,369</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">2,369</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Stock in Federal Reserve Bank of St. Louis</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">719</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">719</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">719</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">719</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Loans receivable, net</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">564,093</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">567,959</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">556,576</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">558,083</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Accrued interest receivable</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">4,302</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">4,302</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">3,800</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">3,800</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Financial liabilities</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Deposits</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">578,828</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">581,267</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">560,151</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">561,063</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Securities sold under agreements to repurchase</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">25,375</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">25,375</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">25,230</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">25,230</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Advances from FHLB</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">33,500</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">37,303</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">33,500</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">37,379</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Accrued interest payable</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">826</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">826</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">834</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">834</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Subordinated debt</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">7,217</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">4,866</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">7,217</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">6,341</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Unrecognized financial instruments (net of contract amount)</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Commitments to originate loans</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Letters of credit</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td></tr> <tr style="HEIGHT:1pt"> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Lines of credit</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td> <td style="BORDER-RIGHT:#ece9d8; PADDING-RIGHT:5.4pt; BORDER-TOP:#ece9d8; PADDING-LEFT:5.4pt; PADDING-BOTTOM:0in; BORDER-LEFT:#ece9d8; PADDING-TOP:0in; BORDER-BOTTOM:#ece9d8; HEIGHT:1pt; BACKGROUND-COLOR:transparent" valign="bottom"> <p style="MARGIN:0in 0in 0pt; TEXT-ALIGN:right" align="right"><font style="LAYOUT-GRID-MODE:both">-</font></p></td></tr></table> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">The following methods and assumptions were used in estimating the fair values of financial instruments:</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Cash and cash equivalents and interest-bearing time deposits are valued at their carrying amounts, which approximates book value.&nbsp; Stock in FHLB and the Federal Reserve Bank of St. Louis is valued at cost, which approximates fair value.&nbsp; Fair value of loans is estimated by discounting the future cash flows using the current rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities.&nbsp; Loans with similar characteristics are aggregated for purposes of the calculations.&nbsp; The carrying amounts of accrued interest approximate their fair values.</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">The fair value of fixed-maturity time deposits is estimated using a discounted cash flow calculation that applies the rates currently offered for deposits of similar remaining maturities.&nbsp; The value of non-maturity deposits is estimated using a discounted cash flow analysis that applies the rates currently offered for similar products over the expected life of the deposits as defined by &#147;decay rates&#148; for similar products published by the Office of the Comptroller of the Currency.&nbsp; The carrying amounts of securities sold under agreements to repurchase approximate fair value.&nbsp; Fair value of advances from the FHLB is estimated by discounting maturities using an estimate of the current market for similar instruments.&nbsp; The fair value of subordinated debt is estimated using rates currently available to the Company for debt with similar terms and maturities.&nbsp; The fair value of commitments to originate loans is estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counterparties.&nbsp; For fixed-rate loan commitments, fair value also considers the difference between current levels of interest rates and committed rates.&nbsp; The fair value of letters of credit and lines of credit are based on fees currently charged for similar agreements or on the estimated cost to terminate or otherwise settle the obligations with the counterparties at the reporting date.</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p><span /></td></tr></table><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_FairValueMeasuresAndDisclosuresAbstract"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>fil_FairValueMeasuresAndDisclosuresAbstract</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>fil</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:stringItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueMeasurementInputsDisclosureTextBlock"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the fair value measurement of assets and liabilities which includes [financial] instruments measured at fair value that are classified in stockholders' equity. Such assets and liabilities may be measured on a recurring or nonrecurring basis. The disclosures which may be required or desired include: (1) for assets and liabilities measured on a recurring basis, disclosure may include: (a) the fair value measurements at the reporting date; (b) the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets or liabilities (Level 1), significant other observable inputs (Level 2), and significant unobservable inputs (Level 3); (c) for fair value measurements using significant unobservable inputs (Level 3), a reconciliation of the beginning and ending balances, separately presenting changes during the period attributable to the following: (i) total gains or losses for the period (realized and unrealized), segregating those gains or losses included in earnings (or changes in net assets), and a description of where those gains or losses included in earnings (or changes in net assets) are reported in the statement of income (or activities); (ii) purchases, sales, issuances, and settlements (net); (iii) transfers in and transfers out of Level 3 (for example,  transfers due to changes in the observability of significant inputs); (d) the amount of the total gains or losses for the period in subparagraph (c) (i) above included in earnings (or changes in net assets) that are attributable to the change in unrealized gains or losses relating to those assets and liabilities still held at the reporting date and a description of where those unrealized gains or losses are reported in the statement of income (or activities); (e) the valuation technique(s) used to measure fair value and a discussion of changes in valuation techniques, if any, during the period and (2) for assets and liabilities that are measured at fair value on a nonrecurring basis (for example,  impaired assets) disclosure may include, in addition to (a) above: (a) the reasons for the fair value measurements recorded; (b) the same as (b) above; (c) for fair value measurements using significant unobservable inputs (Level 3), a description of the inputs and the information used to develop the inputs; and (d) the valuation technique(s) used to measure fair value and a discussion of changes, if any, in the valuation technique(s) used to measure similar assets and/or liabilities in prior periods.  Where the quoted price in an active market for the identical liability is not available, the Level 1 input is the quoted price of an identical liability when traded as an asset.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 820<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 3<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6925170&amp;loc=d3e19279-110258<br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 157<br /><br /> -Paragraph 32<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 157<br /><br /> -Paragraph 33<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 107<br /><br /> -Paragraph 10<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 5: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 820<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 5<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6925170&amp;loc=d3e19296-110258<br /><br /><br /><br />Reference 6: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 820<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 2<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6925170&amp;loc=d3e19207-110258<br /><br /><br /><br />Reference 7: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /> -Number 157<br /><br /> -Paragraph 6<br /><br /> -Footnote 4<br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br />Reference 8: http://www.xbrl.org/2003/role/presentationRef<br /><br /> -Publisher FASB<br /><br /> -Name Accounting Standards Codification<br /><br /> -Topic 820<br /><br /> -SubTopic 10<br /><br /> -Section 50<br /><br /> -Paragraph 1<br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6925170&amp;loc=d3e19190-110258<br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_FairValueMeasurementInputsDisclosureTextBlock</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>nonnum:textBlockItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table></div></body></html>
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<?xml version="1.0" encoding="us-ascii"?><html><head><link rel="StyleSheet" type="text/css" href="report.css" /><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head><body><span style="display: none;">v2.3.0.15</span><table class="report" border="0" cellspacing="2" id="ID0EYG"><tr><th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>401(k) Retirement Plan<br /></strong></div></th><th class="th" colspan="1">3 Months Ended</th></tr><tr><th class="th"><div>Sep. 30, 2011</div></th></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_CompensationRelatedCostsRetirementBenefitsAbstract', window );"><strong>401(k) Retirement Plan [Abstract]</strong></a></td><td class="text">&#xA0;<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CompensationAndEmployeeBenefitPlansTextBlock', window );">Compensation and Employee Benefit Plans [Text Block]</a></td><td class="text"><!--egx--><p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">Note 12:&nbsp; <u>401(k) Retirement Plan</u></font></p> <p style="MARGIN:0in 0in 0pt"><u><font style="LAYOUT-GRID-MODE:both"><font style="TEXT-DECORATION:none">&nbsp;</font></font></u></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">The Company established a tax-qualified ESOP in April 1994. During fiscal 2011, the plan was merged with the Company&#146;s 401(k) Retirement Plan (the Plan).&nbsp; The Plan covers substantially all employees who are at least 21 years of age and who have completed one year of service.&nbsp; The Company has notified participants it will make a safe harbor non-elective contribution of 3% of eligible compensation for the plan year ended June 30, 2011, and that it also intends to make additional, discretionary profit-sharing contributions.&nbsp; For fiscal 2011, the Company recorded retirement plan expenses of $385,000.&nbsp; For fiscal 2012, the Company has converted the Plan to provide a safe harbor matching contribution of up to 4% of eligible compensation.&nbsp; Additionally, the Company expects to make additional, discretionary profit-sharing contributions for fiscal 2012.&nbsp; In the three-month period ended September 30, 2011, retirement plan expenses were approximately $100,000.</font></p> <p style="MARGIN:0in 0in 0pt"><font style="LAYOUT-GRID-MODE:both">&nbsp;</font></p><span /></td></tr></table><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_CompensationRelatedCostsRetirementBenefitsAbstract"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>fil_CompensationRelatedCostsRetirementBenefitsAbstract</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>fil</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:stringItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CompensationAndEmployeeBenefitPlansTextBlock"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for an entity's employee compensation and benefit plans, including, but not limited to, postemployment and postretirement benefit plans, defined benefit pension plans, defined contribution plans, non-qualified and supplemental benefit plans, deferred compensation, share-based compensation, life insurance, severance, health care, unemployment and other benefit plans.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_CompensationAndEmployeeBenefitPlansTextBlock</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>nonnum:textBlockItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table></div></body></html>
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<?xml version="1.0" encoding="us-ascii"?><html><head><link rel="StyleSheet" type="text/css" href="report.css" /><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head><body><span style="display: none;">v2.3.0.15</span><table class="report" border="0" cellspacing="2" id="ID0EUIAG"><tr><th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>SOUTHERN MISSOURI BANCORP, INC. - CONDENSED CONSOLIDATED BALANCE SHEETS (September 30, 2011 figures unaudited) (USD $)<br /></strong></div></th><th class="th"><div>Sep. 30, 2011</div></th><th class="th"><div>Jun. 30, 2011</div></th></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsAbstract', window );"><strong>ASSETS:</strong></a></td><td class="text">&#xA0;<span /></td><td class="text">&#xA0;<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents</a></td><td class="nump">$ 54,841,454<span /></td><td class="nump">$ 33,895,706<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestBearingDomesticDepositTimeDeposits', window );">Interest-bearing time deposits</a></td><td class="nump">792,000<span /></td><td class="nump">792,000<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for sale securities</a></td><td class="nump">64,683,681<span /></td><td class="nump">63,327,201<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankStock', window );">Stock in FHLB of Des Moines</a></td><td class="nump">2,369,200<span /></td><td class="nump">2,369,200<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalReserveBankStock', window );">Stock in Federal Reserve Bank of St. Louis</a></td><td class="nump">718,750<span /></td><td class="nump">718,750<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableNet', window );">Loans receivable, net of allowance for loan losses of $6,752,061 and $6,438,451 at September 30, 2011, and June 30, 2011, respectively</a></td><td class="nump">564,092,963<span /></td><td class="nump">556,576,055<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestReceivable', window );">Accrued interest receivable</a></td><td class="nump">4,302,195<span /></td><td class="nump">3,799,935<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNet', window );">Premises and equipment, net</a></td><td class="nump">8,449,181<span /></td><td class="nump">8,057,529<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BankOwnedLifeInsurance', window );">Bank owned life insurance - cash surrender value</a></td><td class="nump">8,186,022<span /></td><td class="nump">8,114,469<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherIntangibleAssetsNet', window );">Intangible assets, net</a></td><td class="nump">1,770,406<span /></td><td class="nump">1,874,689<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PrepaidExpenseAndOtherAssets', window );">Prepaid expenses and other assets</a></td><td class="nump">8,247,682<span /></td><td class="nump">8,674,848<span /></td></tr><tr class="reu"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td><td class="nump">718,453,534<span /></td><td class="nump">688,200,382<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquityAbstract', window );"><strong>LIABILITIES AND STOCKHOLDERS' EQUITY:</strong></a></td><td class="text">&#xA0;<span /></td><td class="text">&#xA0;<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Deposits', window );">Deposits</a></td><td class="nump">578,827,585<span /></td><td class="nump">560,150,817<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SecuritiesSoldUnderAgreementsToRepurchase', window );">Securities sold under agreements to repurchase</a></td><td class="nump">25,374,971<span /></td><td class="nump">25,230,051<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdvancesFromFederalHomeLoanBanks', window );">Advances from FHLB of Des Moines</a></td><td class="nump">33,500,000<span /></td><td class="nump">33,500,000<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsPayableAndOtherAccruedLiabilities', window );">Accounts payable and other liabilities</a></td><td class="nump">3,761,546<span /></td><td class="nump">5,536,062<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestPayable', window );">Accrued interest payable</a></td><td class="nump">825,892<span /></td><td class="nump">834,344<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SubordinatedDebt', window );">Subordinated debt</a></td><td class="nump">7,217,000<span /></td><td class="nump">7,217,000<span /></td></tr><tr class="reu"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Liabilities', window );">Total liabilities</a></td><td class="nump">649,506,994<span /></td><td class="nump">632,468,274<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockValue', window );">Preferred stock, $.01 par value, $1,000 liquidation value; 500,000 shares authorized; 20,000 and 9,550 issued and outstanding at September 30, 2011, and June 30, 2011, respectively</a></td><td class="nump">20,000,000<span /></td><td class="nump">9,455,635<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockValue', window );">Common stock, $.01 par value; 4,000,000 shares authorized; 2,957,226 shares issued</a></td><td class="nump">29,572<span /></td><td class="nump">29,572<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WarrantsAndRightsOutstanding', window );">Warrants to acquire common stock</a></td><td class="nump">176,790<span /></td><td class="nump">176,790<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdditionalPaidInCapital', window );">Additional paid-in capital</a></td><td class="nump">16,246,616<span /></td><td class="nump">16,274,545<span /></td></tr><tr class="ro"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RetainedEarningsUnappropriated', window );">Retained earnings</a></td><td class="nump">45,430,799<span /></td><td class="nump">43,014,191<span /></td></tr><tr class="re"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockValue', window );">Treasury stock of 857,250 and 858,250 shares at September 30, 2011, and June 30, 2011, respectively, at cost</a></td><td class="num">(13,732,370)<span /></td><td class="num">(13,754,245)<span /></td></tr><tr class="rou"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax', window );">Accumulated other comprehensive income</a></td><td class="nump">795,133<span /></td><td class="nump">535,620<span /></td></tr><tr class="reu"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Total stockholders' equity</a></td><td class="nump">68,946,540<span /></td><td class="nump">55,732,108<span /></td></tr><tr class="rou"><td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">Total liabilities and stockholders' equity</a></td><td class="nump">$ 718,453,534<span /></td><td class="nump">$ 688,200,382<span /></td></tr></table><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsPayableAndOtherAccruedLiabilities"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Sum of the carrying values as of the balance sheet date of liabilities incurred and payable to vendors for goods and services received, and other costs not separately disclosed in the balance sheet that are statutory in nature, are incurred on contractual obligations, or accumulate over time and for which invoices have not yet been received or will not be rendered.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_AccountsPayableAndOtherAccruedLiabilities</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Accumulated change in equity from transactions and other events and circumstances from non-owner sources, net of tax effect, at period end. Excludes Net Income (Loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners. Includes foreign currency translation items, certain pension adjustments, unrealized gains and losses on certain investments in debt and equity securities, other than temporary impairment (OTTI) losses related to factors other than credit losses on available-for-sale and held-to-maturity debt securities that an entity does not intend to sell and it is not more likely than not that the entity will be required to sell before recovery of the amortized cost basis, as well as changes in the fair value of derivatives related to the effective portion of a designated cash flow hedge.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher FASB<br /><br /><br /><br /> -Name Accounting Standards Codification<br /><br /><br /><br /> -Topic 220<br /><br /><br /><br /> -SubTopic 10<br /><br /><br /><br /> -Section 45<br /><br /><br /><br /> -Paragraph 13<br /><br /><br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6920043&amp;loc=d3e653-108580<br /><br /><br /><br /><br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher FASB<br /><br /><br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /><br /><br /> -Number 130<br /><br /><br /><br /> -Paragraph 14, 17, 26<br /><br /><br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br /><br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher SEC<br /><br /><br /><br /> -Name Regulation S-X (SX)<br /><br /><br /><br /> -Number 210<br /><br /><br /><br /> -Section 02<br /><br /><br /><br /> -Paragraph 31<br /><br /><br /><br /> -Article 5<br /><br /><br /><br /><br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher AICPA<br /><br /><br /><br /> -Name Accounting Principles Board Opinion (APB)<br /><br /><br /><br /> -Number 12<br /><br /><br /><br /> -Paragraph 10<br /><br /><br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br /><br /><br /><br /><br />Reference 5: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher FASB<br /><br /><br /><br /> -Name FASB Staff Position (FSP)<br /><br /><br /><br /> -Number FAS115-1/124-1<br /><br /><br /><br /> -Paragraph 15D<br /><br /><br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br /><br /><br /><br /><br />Reference 6: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher FASB<br /><br /><br /><br /> -Name Accounting Standards Codification<br /><br /><br /><br /> -Topic 220<br /><br /><br /><br /> -SubTopic 10<br /><br /><br /><br /> -Section 45<br /><br /><br /><br /> -Paragraph 11<br /><br /><br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6920043&amp;loc=d3e637-108580<br /><br /><br /><br /><br /><br /><br /><br />Reference 7: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher SEC<br /><br /><br /><br /> -Name Regulation S-X (SX)<br /><br /><br /><br /> -Number 210<br /><br /><br /><br /> -Section 04<br /><br /><br /><br /> -Article 3<br /><br /><br /><br /><br /><br /><br /><br />Reference 8: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher FASB<br /><br /><br /><br /> -Name Accounting Standards Codification<br /><br /><br /><br /> -Topic 220<br /><br /><br /><br /> -SubTopic 10<br /><br /><br /><br /> -Section 45<br /><br /><br /><br /> -Paragraph 14<br /><br /><br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6920043&amp;loc=d3e681-108580<br /><br /><br /><br /><br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdditionalPaidInCapital"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Excess of issue price over par or stated value of the entity's capital stock and amounts received from other transactions involving the entity's stock or stockholders. Includes adjustments to additional paid in capital. Some examples of such adjustments include recording the issuance of debt with a beneficial conversion feature and certain tax consequences of equity instruments awarded to employees. Use this element for the aggregate amount of additional paid-in capital associated with common and preferred stock. For additional paid-in capital associated with only common stock, use the element additional paid in capital, common stock. For additional paid-in capital associated with only preferred stock, use the element additional paid in capital, preferred stock.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher SEC<br /><br /><br /><br /> -Name Regulation S-X (SX)<br /><br /><br /><br /> -Number 210<br /><br /><br /><br /> -Section 02<br /><br /><br /><br /> -Paragraph 31<br /><br /><br /><br /> -Article 5<br /><br /><br /><br /><br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher FASB<br /><br /><br /><br /> -Name Accounting Standards Codification<br /><br /><br /><br /> -Topic 210<br /><br /><br /><br /> -SubTopic 10<br /><br /><br /><br /> -Section S99<br /><br /><br /><br /> -Paragraph 1<br /><br /><br /><br /> -Subparagraph (SX 210.5-02.30(a)(1))<br /><br /><br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br /><br /><br /><br /><br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_AdditionalPaidInCapital</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdvancesFromFederalHomeLoanBanks"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of borrowings as of the balance sheet date from the Federal Home Loan Bank, which are primarily used to cover shortages in the required reserve balance and liquidity shortages.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher AICPA<br /><br /><br /><br /> -Name Audit and Accounting Guide (AAG)<br /><br /><br /><br /> -Number AAG-DEP<br /><br /><br /><br /> -Chapter 15<br /><br /><br /><br /> -Paragraph 37<br /><br /><br /><br /> -IssueDate 2006-05-01<br /><br /><br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br /><br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher OTS<br /><br /><br /><br /> -Name Federal Regulation (FR)<br /><br /><br /><br /> -Number Title 12<br /><br /><br /><br /> -Chapter V<br /><br /><br /><br /> -Section 563c.102<br /><br /><br /><br /> -Paragraph 18<br /><br /><br /><br /> -Subsection I<br /><br /><br /><br /> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br /><br /><br /><br /><br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher FASB<br /><br /><br /><br /> -Name Accounting Standards Codification<br /><br /><br /><br /> -Topic 942<br /><br /><br /><br /> -SubTopic 470<br /><br /><br /><br /> -Section 45<br /><br /><br /><br /> -Paragraph 1<br /><br /><br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6479118&amp;loc=d3e64650-112822<br /><br /><br /><br /><br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_AdvancesFromFederalHomeLoanBanks</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Assets"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher SEC<br /><br /><br /><br /> -Name Regulation S-X (SX)<br /><br /><br /><br /> -Number 210<br /><br /><br /><br /> -Article 7<br /><br /><br /><br /> -Section 03<br /><br /><br /><br /> -Paragraph 12<br /><br /><br /><br /><br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Topic 210<br /><br /><br /><br /> -SubTopic 10<br /><br /><br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br /><br /><br /><br /> -Section S99<br /><br /><br /><br /> -Name Accounting Standards Codification<br /><br /><br /><br /> -Publisher FASB<br /><br /><br /><br /> -Paragraph 1<br /><br /><br /><br /><br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher FASB<br /><br /><br /><br /> -Name Statement of Financial Accounting Concepts (CON)<br /><br /><br /><br /> -Number 6<br /><br /><br /><br /> -Paragraph 25<br /><br /><br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br /><br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher SEC<br /><br /><br /><br /> -Name Regulation S-X (SX)<br /><br /><br /><br /> -Number 210<br /><br /><br /><br /> -Section 02<br /><br /><br /><br /> -Paragraph 18<br /><br /><br /><br /> -Article 5<br /><br /><br /><br /><br /><br /><br /><br />Reference 5: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher FASB<br /><br /><br /><br /> -Name Accounting Standards Codification<br /><br /><br /><br /> -Topic 210<br /><br /><br /><br /> -SubTopic 10<br /><br /><br /><br /> -Section S99<br /><br /><br /><br /> -Paragraph 1<br /><br /><br /><br /> -Subparagraph (SX 210.5-02.18)<br /><br /><br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br /><br /><br /><br /><br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_Assets</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsAbstract"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_AssetsAbstract</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:stringItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecurities"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>For an unclassified balance sheet, this item represents investments in debt and equity securities which are categorized neither as held-to-maturity nor trading.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher FASB<br /><br /><br /><br /> -Name Accounting Standards Codification<br /><br /><br /><br /> -Topic 320<br /><br /><br /><br /> -SubTopic 10<br /><br /><br /><br /> -Section 45<br /><br /><br /><br /> -Paragraph 1<br /><br /><br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26610-111562<br /><br /><br /><br /><br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher FASB<br /><br /><br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /><br /><br /> -Number 115<br /><br /><br /><br /> -Paragraph 12<br /><br /><br /><br /> -Subparagraph b<br /><br /><br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br /><br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher FASB<br /><br /><br /><br /> -Name FASB Staff Position (FSP)<br /><br /><br /><br /> -Number FAS115-1/124-1<br /><br /><br /><br /> -Paragraph 15E<br /><br /><br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br /><br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher FASB<br /><br /><br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /><br /><br /> -Number 133<br /><br /><br /><br /> -Paragraph 22<br /><br /><br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br /><br /><br /><br /><br />Reference 5: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher FASB<br /><br /><br /><br /> -Name FASB Staff Position (FSP)<br /><br /><br /><br /> -Number FAS115-1/124-1<br /><br /><br /><br /> -Paragraph 15D<br /><br /><br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br /><br /><br /><br /><br />Reference 6: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher FASB<br /><br /><br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /><br /><br /> -Number 115<br /><br /><br /><br /> -Paragraph 13<br /><br /><br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br /><br /><br /><br /><br />Reference 7: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher FASB<br /><br /><br /><br /> -Name FASB Staff Position (FSP)<br /><br /><br /><br /> -Number FAS115-1/124-1<br /><br /><br /><br /> -Paragraph 15C<br /><br /><br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br /><br /><br /><br /><br />Reference 8: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher FASB<br /><br /><br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /><br /><br /> -Number 115<br /><br /><br /><br /> -Paragraph 14<br /><br /><br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br /><br /><br /><br /><br />Reference 9: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher FASB<br /><br /><br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /><br /><br /> -Number 115<br /><br /><br /><br /> -Paragraph 16<br /><br /><br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br /><br /><br /><br /><br />Reference 10: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher FASB<br /><br /><br /><br /> -Name Accounting Standards Codification<br /><br /><br /><br /> -Topic 320<br /><br /><br /><br /> -SubTopic 10<br /><br /><br /><br /> -Section 25<br /><br /><br /><br /> -Paragraph 1<br /><br /><br /><br /> -Subparagraph (b)<br /><br /><br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6379932&amp;loc=d3e22054-111558<br /><br /><br /><br /><br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_AvailableForSaleSecurities</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BankOwnedLifeInsurance"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The carrying amount of a life insurance policy on an officer, executive or employee for which the reporting entity (a bank) is entitled to proceeds from the policy upon death of the insured or surrender of the insurance policy.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher FASB<br /><br /><br /><br /> -Name Accounting Standards Codification<br /><br /><br /><br /> -Topic 942<br /><br /><br /><br /> -SubTopic 210<br /><br /><br /><br /> -Section S99<br /><br /><br /><br /> -Paragraph 1<br /><br /><br /><br /> -Subparagraph (SX 210.9-03.10)<br /><br /><br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br /><br /><br /><br /><br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher AICPA<br /><br /><br /><br /> -Name Audit and Accounting Guide (AAG)<br /><br /><br /><br /> -Number AAG-DEP<br /><br /><br /><br /> -Chapter 12<br /><br /><br /><br /> -Paragraph 9<br /><br /><br /><br /> -IssueDate 2006-05-01<br /><br /><br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br /><br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher OTS<br /><br /><br /><br /> -Name Federal Regulation (FR)<br /><br /><br /><br /> -Number Title 12<br /><br /><br /><br /> -Chapter V<br /><br /><br /><br /> -Section 563c.102<br /><br /><br /><br /> -Paragraph 12<br /><br /><br /><br /> -Subsection I<br /><br /><br /><br /> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br /><br /><br /><br /><br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher SEC<br /><br /><br /><br /> -Name Regulation S-X (SX)<br /><br /><br /><br /> -Number 210<br /><br /><br /><br /> -Section 03<br /><br /><br /><br /> -Paragraph 10<br /><br /><br /><br /> -Article 9<br /><br /><br /><br /><br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_BankOwnedLifeInsurance</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Includes currency on hand as well as demand deposits with banks or financial institutions. It also includes other kinds of accounts that have the general characteristics of demand deposits in that the Entity may deposit additional funds at any time and also effectively may withdraw funds at any time without prior notice or penalty. Cash equivalents, excluding items classified as marketable securities, include short-term, highly liquid investments that are both readily convertible to known amounts of cash, and so near their maturity that they present minimal risk of changes in value because of changes in interest rates. Generally, only investments with original maturities of three months or less qualify under that definition. Original maturity means original maturity to the entity holding the investment. For example, both a three-month US Treasury bill and a three-year Treasury note purchased three months from maturity qualify as cash equivalents. However, a Treasury note purchased three years ago does not become a cash equivalent when its remaining maturity is three months. Compensating balance arrangements that do not legally restrict the withdrawal or usage of cash amounts may be reported as Cash and Cash Equivalents, while legally restricted deposits held as compensating balances against borrowing arrangements, contracts entered into with others, or company statements of intention with regard to particular deposits are not generally reported as cash and cash equivalents. Includes cash and cash equivalents associated with the entity's continuing operations. Excludes cash and cash equivalents associated with the disposal group (and discontinued operation).</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher FASB<br /><br /><br /><br /> -Name Accounting Standards Codification<br /><br /><br /><br /> -Topic 210<br /><br /><br /><br /> -SubTopic 10<br /><br /><br /><br /> -Section S99<br /><br /><br /><br /> -Paragraph 1<br /><br /><br /><br /> -Subparagraph (SX 210.5-02.1)<br /><br /><br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br /><br /><br /><br /><br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher SEC<br /><br /><br /><br /> -Name Regulation S-X (SX)<br /><br /><br /><br /> -Number 210<br /><br /><br /><br /> -Section 02<br /><br /><br /><br /> -Paragraph 1<br /><br /><br /><br /> -Article 5<br /><br /><br /><br /><br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher FASB<br /><br /><br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /><br /><br /> -Number 95<br /><br /><br /><br /> -Paragraph 7<br /><br /><br /><br /> -Footnote 1<br /><br /><br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br /><br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher FASB<br /><br /><br /><br /> -Name Accounting Standards Codification<br /><br /><br /><br /> -Topic 230<br /><br /><br /><br /> -SubTopic 10<br /><br /><br /><br /> -Section 45<br /><br /><br /><br /> -Paragraph 4<br /><br /><br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3044-108585<br /><br /><br /><br /><br /><br /><br /><br />Reference 5: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher FASB<br /><br /><br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /><br /><br /> -Number 95<br /><br /><br /><br /> -Paragraph 8, 9<br /><br /><br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br /><br /><br /><br /><br />Reference 6: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher FASB<br /><br /><br /><br /> -Name Accounting Standards Codification<br /><br /><br /><br /> -Topic 210<br /><br /><br /><br /> -SubTopic 10<br /><br /><br /><br /> -Section 45<br /><br /><br /><br /> -Paragraph 1<br /><br /><br /><br /> -Subparagraph (a)<br /><br /><br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6361293&amp;loc=d3e6676-107765<br /><br /><br /><br /><br /><br /><br /><br />Reference 7: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher FASB<br /><br /><br /><br /> -Name Accounting Standards Codification<br /><br /><br /><br /> -Glossary Cash<br /><br /><br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br /><br /><br /><br /><br /><br /><br /><br />Reference 8: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher FASB<br /><br /><br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /><br /><br /> -Number 95<br /><br /><br /><br /> -Paragraph 7, 26<br /><br /><br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br /><br /><br /><br /><br />Reference 9: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher FASB<br /><br /><br /><br /> -Name Accounting Standards Codification<br /><br /><br /><br /> -Glossary Cash Equivalents<br /><br /><br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br /><br /><br /><br /><br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_CashAndCashEquivalentsAtCarryingValue</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockValue"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregate par or stated value of issued nonredeemable common stock (or common stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable common shares, par value and other disclosure concepts are in another section within stockholders' equity.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher SEC<br /><br /><br /><br /> -Name Regulation S-X (SX)<br /><br /><br /><br /> -Number 210<br /><br /><br /><br /> -Section 02<br /><br /><br /><br /> -Paragraph 30<br /><br /><br /><br /> -Article 5<br /><br /><br /><br /><br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher FASB<br /><br /><br /><br /> -Name Accounting Standards Codification<br /><br /><br /><br /> -Topic 210<br /><br /><br /><br /> -SubTopic 10<br /><br /><br /><br /> -Section S99<br /><br /><br /><br /> -Paragraph 1<br /><br /><br /><br /> -Subparagraph (SX 210.5-02.29)<br /><br /><br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br /><br /><br /><br /><br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_CommonStockValue</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Deposits"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits among others.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher SEC<br /><br /><br /><br /> -Name Regulation S-X (SX)<br /><br /><br /><br /> -Number 210<br /><br /><br /><br /> -Section 03<br /><br /><br /><br /> -Paragraph 12<br /><br /><br /><br /> -Article 9<br /><br /><br /><br /><br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher AICPA<br /><br /><br /><br /> -Name Audit and Accounting Guide (AAG)<br /><br /><br /><br /> -Number AAG-DEP<br /><br /><br /><br /> -Chapter 13<br /><br /><br /><br /> -Paragraph 37, 38, 39<br /><br /><br /><br /> -IssueDate 2006-05-01<br /><br /><br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br /><br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher FASB<br /><br /><br /><br /> -Name Accounting Standards Codification<br /><br /><br /><br /> -Topic 942<br /><br /><br /><br /> -SubTopic 210<br /><br /><br /><br /> -Section S99<br /><br /><br /><br /> -Paragraph 1<br /><br /><br /><br /> -Subparagraph (SX 210.9-03.12)<br /><br /><br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br /><br /><br /><br /><br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_Deposits</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankStock"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Federal Home Loan Bank (FHLB) stock represents an equity interest in a FHLB. It does not have a readily determinable fair value because its ownership is restricted and it lacks a market (liquidity).</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher AICPA<br /><br /><br /><br /> -Name Audit and Accounting Guide (AAG)<br /><br /><br /><br /> -Number AAG-DEP<br /><br /><br /><br /> -Chapter 12<br /><br /><br /><br /> -Paragraph 26<br /><br /><br /><br /> -IssueDate 2006-05-01<br /><br /><br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br /><br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher FASB<br /><br /><br /><br /> -Name Accounting Standards Codification<br /><br /><br /><br /> -Topic 942<br /><br /><br /><br /> -SubTopic 325<br /><br /><br /><br /> -Section 45<br /><br /><br /><br /> -Paragraph 1<br /><br /><br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6478792&amp;loc=d3e63345-112809<br /><br /><br /><br /><br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_FederalHomeLoanBankStock</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalReserveBankStock"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Federal Reserve Bank stock represents an equity interest in the Federal Reserve Bank. It does not have a readily determinable fair value because its ownership is restricted and it lacks a market (liquidity).</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher AICPA<br /><br /><br /><br /> -Name Audit and Accounting Guide (AAG)<br /><br /><br /><br /> -Number AAG-DEP<br /><br /><br /><br /> -Chapter 12<br /><br /><br /><br /> -Paragraph 26<br /><br /><br /><br /> -IssueDate 2006-05-01<br /><br /><br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br /><br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_FederalReserveBankStock</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestBearingDomesticDepositTimeDeposits"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of interest-bearing domestic time deposits. Time deposits bear interest for a fixed, stated period of time and include certificate of deposits and individual retirement accounts.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher SEC<br /><br /><br /><br /> -Name Regulation S-X (SX)<br /><br /><br /><br /> -Number 210<br /><br /><br /><br /> -Section 03<br /><br /><br /><br /> -Paragraph 12<br /><br /><br /><br /> -Article 9<br /><br /><br /><br /><br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher FASB<br /><br /><br /><br /> -Name Accounting Standards Codification<br /><br /><br /><br /> -Topic 942<br /><br /><br /><br /> -SubTopic 210<br /><br /><br /><br /> -Section S99<br /><br /><br /><br /> -Paragraph 1<br /><br /><br /><br /> -Subparagraph (SX 210.9-03.12)<br /><br /><br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br /><br /><br /><br /><br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_InterestBearingDomesticDepositTimeDeposits</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestPayable"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Carrying value as of the balance sheet date of [accrued] interest payable on all forms of debt, including trade payables, that has been incurred and is unpaid. For classified balance sheets, used to reflect the current portion of the liabilities (due within one year or within the normal operating cycle if longer); for unclassified balance sheets, used to reflect the total liabilities (regardless of due date).</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher FASB<br /><br /><br /><br /> -Name Accounting Standards Codification<br /><br /><br /><br /> -Topic 210<br /><br /><br /><br /> -SubTopic 10<br /><br /><br /><br /> -Section 45<br /><br /><br /><br /> -Paragraph 8<br /><br /><br /><br /> -Subparagraph (c)<br /><br /><br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6361293&amp;loc=d3e6935-107765<br /><br /><br /><br /><br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher AICPA<br /><br /><br /><br /> -Name Accounting Research Bulletin (ARB)<br /><br /><br /><br /> -Number 43<br /><br /><br /><br /> -Chapter 3<br /><br /><br /><br /> -Section A<br /><br /><br /><br /> -Paragraph 7<br /><br /><br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br /><br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher SEC<br /><br /><br /><br /> -Name Regulation S-X (SX)<br /><br /><br /><br /> -Number 210<br /><br /><br /><br /> -Section 02<br /><br /><br /><br /> -Paragraph 20<br /><br /><br /><br /> -Article 5<br /><br /><br /><br /><br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher FASB<br /><br /><br /><br /> -Name Accounting Standards Codification<br /><br /><br /><br /> -Topic 210<br /><br /><br /><br /> -SubTopic 10<br /><br /><br /><br /> -Section S99<br /><br /><br /><br /> -Paragraph 1<br /><br /><br /><br /> -Subparagraph (SX 210.5-02.20)<br /><br /><br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br /><br /><br /><br /><br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_InterestPayable</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestReceivable"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Carrying amount as of the balance sheet date of interest earned but not received. Also called accrued interest or accrued interest receivable.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher SEC<br /><br /><br /><br /> -Name Regulation S-X (SX)<br /><br /><br /><br /> -Number 210<br /><br /><br /><br /> -Section 02<br /><br /><br /><br /> -Paragraph 8<br /><br /><br /><br /> -Article 5<br /><br /><br /><br /><br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher FASB<br /><br /><br /><br /> -Name Accounting Standards Codification<br /><br /><br /><br /> -Topic 210<br /><br /><br /><br /> -SubTopic 10<br /><br /><br /><br /> -Section S99<br /><br /><br /><br /> -Paragraph 1<br /><br /><br /><br /> -Subparagraph (SX 210.5-02.8)<br /><br /><br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br /><br /><br /><br /><br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_InterestReceivable</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Liabilities"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Sum of the carrying amounts as of the balance sheet date of all liabilities that are recognized. Liabilities are probable future sacrifices of economic benefits arising from present obligations of an entity to transfer assets or provide services to other entities in the future.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher FASB<br /><br /><br /><br /> -Name Accounting Standards Codification<br /><br /><br /><br /> -Topic 210<br /><br /><br /><br /> -SubTopic 10<br /><br /><br /><br /> -Section S99<br /><br /><br /><br /> -Paragraph 1<br /><br /><br /><br /> -Subparagraph (SX 210.5-02.19-26)<br /><br /><br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br /><br /><br /><br /><br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_Liabilities</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAndStockholdersEquity"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total of all Liabilities and Stockholders' Equity items (or Partners' Capital, as applicable), including the portion of equity attributable to noncontrolling interests, if any.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher SEC<br /><br /><br /><br /> -Name Regulation S-X (SX)<br /><br /><br /><br /> -Number 210<br /><br /><br /><br /> -Section 02<br /><br /><br /><br /> -Paragraph 32<br /><br /><br /><br /> -Article 5<br /><br /><br /><br /><br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher FASB<br /><br /><br /><br /> -Name Accounting Standards Codification<br /><br /><br /><br /> -Topic 210<br /><br /><br /><br /> -SubTopic 10<br /><br /><br /><br /> -Section S99<br /><br /><br /><br /> -Paragraph 1<br /><br /><br /><br /> -Subparagraph (SX 210.5-02.32)<br /><br /><br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br /><br /><br /><br /><br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher SEC<br /><br /><br /><br /> -Name Regulation S-X (SX)<br /><br /><br /><br /> -Number 210<br /><br /><br /><br /> -Article 7<br /><br /><br /><br /> -Section 03<br /><br /><br /><br /> -Paragraph 25<br /><br /><br /><br /><br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_LiabilitiesAndStockholdersEquity</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAndStockholdersEquityAbstract"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_LiabilitiesAndStockholdersEquityAbstract</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:stringItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>na</td></tr><tr><td><strong> Period Type:</strong></td><td>duration</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansReceivableNet"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total of loans held-for-sale and held-in-portfolio net of unearned income, allowance for loan and lease losses, if any, unamortized loan origination and other fees and costs, and purchased premiums or discounts.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher SEC<br /><br /><br /><br /> -Name Regulation S-X (SX)<br /><br /><br /><br /> -Number 210<br /><br /><br /><br /> -Article 9<br /><br /><br /><br /> -Section 03<br /><br /><br /><br /> -Paragraph 7<br /><br /><br /><br /> -Subparagraph a<br /><br /><br /><br /><br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher FASB<br /><br /><br /><br /> -Name Accounting Standards Codification<br /><br /><br /><br /> -Topic 942<br /><br /><br /><br /> -SubTopic 210<br /><br /><br /><br /> -Section S99<br /><br /><br /><br /> -Paragraph 1<br /><br /><br /><br /> -Subparagraph (SX 210.9-03.7(a))<br /><br /><br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br /><br /><br /><br /><br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_LoansReceivableNet</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherIntangibleAssetsNet"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net carrying amount as of the balance sheet date of other indefinite-lived and finite-lived intangible assets that are not separately presented on the statement of financial position.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_OtherIntangibleAssetsNet</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockValue"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregate par or stated value of issued nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable preferred shares, par value and other disclosure concepts are in another section within stockholders' equity.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher FASB<br /><br /><br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /><br /><br /> -Number 129<br /><br /><br /><br /> -Paragraph 2, 3, 4, 5, 6, 7, 8<br /><br /><br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br /><br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher FASB<br /><br /><br /><br /> -Name Accounting Standards Codification<br /><br /><br /><br /> -Topic 505<br /><br /><br /><br /> -SubTopic 10<br /><br /><br /><br /> -Section S99<br /><br /><br /><br /> -Paragraph 1<br /><br /><br /><br /> -Subparagraph (SX 210.3-04)<br /><br /><br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br /><br /><br /><br /><br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher AICPA<br /><br /><br /><br /> -Name Accounting Principles Board Opinion (APB)<br /><br /><br /><br /> -Number 12<br /><br /><br /><br /> -Paragraph 10<br /><br /><br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br /><br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher FASB<br /><br /><br /><br /> -Name Accounting Standards Codification<br /><br /><br /><br /> -Topic 210<br /><br /><br /><br /> -SubTopic 10<br /><br /><br /><br /> -Section S99<br /><br /><br /><br /> -Paragraph 1<br /><br /><br /><br /> -Subparagraph (SX 210.5-02.28)<br /><br /><br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br /><br /><br /><br /><br /><br /><br /><br />Reference 5: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher SEC<br /><br /><br /><br /> -Name Regulation S-X (SX)<br /><br /><br /><br /> -Number 210<br /><br /><br /><br /> -Section 04<br /><br /><br /><br /> -Article 3<br /><br /><br /><br /><br /><br /><br /><br />Reference 6: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher SEC<br /><br /><br /><br /> -Name Regulation S-X (SX)<br /><br /><br /><br /> -Number 210<br /><br /><br /><br /> -Article 5<br /><br /><br /><br /> -Section 02<br /><br /><br /><br /> -Paragraph 29<br /><br /><br /><br /><br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_PreferredStockValue</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PrepaidExpenseAndOtherAssets"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Sum of the carrying amount for an unclassified balance sheet date of expenditures made in advance of when the economic benefit of the cost will be realized, and which will be expensed in future periods with the passage of time or when a triggering event occurs and the carrying amount as of the balance sheet date of assets not otherwise specified in the taxonomy. Also includes assets not individually reported in the financial statements, or not separately disclosed in notes.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_PrepaidExpenseAndOtherAssets</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentNet"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tangible assets that are held by an entity for use in the production or supply of goods and services, for rental to others, or for administrative purposes and that are expected to provide economic benefit for more than one year; net of accumulated depreciation. Examples include land, buildings, machinery and equipment, and other types of furniture and equipment including, but not limited to, office equipment, furniture and fixtures, and computer equipment and software.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher FASB<br /><br /><br /><br /> -Name Accounting Standards Codification<br /><br /><br /><br /> -Topic 210<br /><br /><br /><br /> -SubTopic 10<br /><br /><br /><br /> -Section S99<br /><br /><br /><br /> -Paragraph 1<br /><br /><br /><br /> -Subparagraph (SX 210.5-02.13)<br /><br /><br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br /><br /><br /><br /><br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher SEC<br /><br /><br /><br /> -Name Regulation S-X (SX)<br /><br /><br /><br /> -Number 210<br /><br /><br /><br /> -Article 7<br /><br /><br /><br /> -Section 03<br /><br /><br /><br /> -Paragraph 8<br /><br /><br /><br /><br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher SEC<br /><br /><br /><br /> -Name Regulation S-X (SX)<br /><br /><br /><br /> -Number 210<br /><br /><br /><br /> -Section 02<br /><br /><br /><br /> -Paragraph 13<br /><br /><br /><br /> -Subparagraph a<br /><br /><br /><br /> -Article 5<br /><br /><br /><br /><br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher FASB<br /><br /><br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /><br /><br /> -Number 12<br /><br /><br /><br /> -Paragraph 5<br /><br /><br /><br /> -Subparagraph b, c<br /><br /><br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br /><br /><br /><br /><br />Reference 5: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher FASB<br /><br /><br /><br /> -Name Accounting Standards Codification<br /><br /><br /><br /> -Topic 360<br /><br /><br /><br /> -SubTopic 10<br /><br /><br /><br /> -Section 50<br /><br /><br /><br /> -Paragraph 1<br /><br /><br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br /><br /><br /><br /><br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_PropertyPlantAndEquipmentNet</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>debit</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RetainedEarningsUnappropriated"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A segregation of retained earnings which is available for dividend distribution. Earnings not paid out as dividends but instead reinvested in the core business or used to pay off debt. Unappropriated profit is part of shareholder equity. Also called cumulative distributions or earned surplus or accumulated earnings or unappropriated profit.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher SEC<br /><br /><br /><br /> -Name Regulation S-X (SX)<br /><br /><br /><br /> -Number 210<br /><br /><br /><br /> -Article 7<br /><br /><br /><br /> -Section 03<br /><br /><br /><br /> -Paragraph 24<br /><br /><br /><br /> -Subparagraph a(4)<br /><br /><br /><br /><br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher SEC<br /><br /><br /><br /> -Name Regulation S-X (SX)<br /><br /><br /><br /> -Number 210<br /><br /><br /><br /> -Section 02<br /><br /><br /><br /> -Paragraph 31<br /><br /><br /><br /> -Article 5<br /><br /><br /><br /><br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher FASB<br /><br /><br /><br /> -Name Accounting Standards Codification<br /><br /><br /><br /> -Topic 210<br /><br /><br /><br /> -SubTopic 10<br /><br /><br /><br /> -Section S99<br /><br /><br /><br /> -Paragraph 1<br /><br /><br /><br /> -Subparagraph (SX 210.5-02.30(a)(3)(ii))<br /><br /><br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br /><br /><br /><br /><br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher FASB<br /><br /><br /><br /> -Name Accounting Standards Codification<br /><br /><br /><br /> -Topic 944<br /><br /><br /><br /> -SubTopic 210<br /><br /><br /><br /> -Section S99<br /><br /><br /><br /> -Paragraph 1<br /><br /><br /><br /> -Subparagraph (SX 210.7-03.23(4))<br /><br /><br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br /><br /><br /><br /><br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_RetainedEarningsUnappropriated</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SecuritiesSoldUnderAgreementsToRepurchase"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The carrying value as of the balance sheet date of securities that an institution sells and agrees to repurchase (the identical or substantially the same securities) as a seller-borrower at a specified date for a specified price, also known as a repurchase agreement, or repo. Most repos involve obligations of the federal government or its agencies, but other financial instruments, such as commercial paper, banker's acceptances, and negotiable certificates of deposit, are sometimes used in repos.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher FASB<br /><br /><br /><br /> -Name Accounting Standards Codification<br /><br /><br /><br /> -Topic 942<br /><br /><br /><br /> -SubTopic 210<br /><br /><br /><br /> -Section S99<br /><br /><br /><br /> -Paragraph 1<br /><br /><br /><br /> -Subparagraph (SX 210.9-03.13(1))<br /><br /><br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br /><br /><br /><br /><br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher FASB<br /><br /><br /><br /> -Name Accounting Standards Codification<br /><br /><br /><br /> -Topic 210<br /><br /><br /><br /> -SubTopic 20<br /><br /><br /><br /> -Section 45<br /><br /><br /><br /> -Paragraph 11<br /><br /><br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6935251&amp;loc=d3e9760-107771<br /><br /><br /><br /><br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher SEC<br /><br /><br /><br /> -Name Regulation S-X (SX)<br /><br /><br /><br /> -Number 210<br /><br /><br /><br /> -Section 03<br /><br /><br /><br /> -Paragraph 13<br /><br /><br /><br /> -Subparagraph 1<br /><br /><br /><br /> -Article 9<br /><br /><br /><br /><br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher FASB<br /><br /><br /><br /> -Name Accounting Standards Codification<br /><br /><br /><br /> -Topic 235<br /><br /><br /><br /> -SubTopic 10<br /><br /><br /><br /> -Section S99<br /><br /><br /><br /> -Paragraph 1<br /><br /><br /><br /> -Subparagraph (SX 210.4-08.(m)(1)(a)(i))<br /><br /><br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br /><br /><br /><br /><br /><br /><br /><br />Reference 5: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher FASB<br /><br /><br /><br /> -Name Statement of Financial Accounting Standard (FAS)<br /><br /><br /><br /> -Number 140<br /><br /><br /><br /> -Paragraph 100<br /><br /><br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br /><br /><br /><br /><br /><br /><br /><br />Reference 6: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher AICPA<br /><br /><br /><br /> -Name Audit and Accounting Guide (AAG)<br /><br /><br /><br /> -Number AAG-BRD<br /><br /><br /><br /> -Chapter 4<br /><br /><br /><br /> -Paragraph 36<br /><br /><br /><br /> -IssueDate 2006-05-01<br /><br /><br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  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This excludes temporary equity and is sometimes called permanent equity.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher FASB<br /><br /><br /><br /> -Name Accounting Standards Codification<br /><br /><br /><br /> -Topic 210<br /><br /><br /><br /> -SubTopic 10<br /><br /><br /><br /> -Section S99<br /><br /><br /><br /> -Paragraph 1<br /><br /><br /><br /> -Subparagraph (SX 210.5-02.29-31)<br /><br /><br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br /><br /><br /><br /><br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher AICPA<br /><br /><br /><br /> -Name Accounting Research Bulletin (ARB)<br /><br /><br /><br /> -Number 51<br /><br /><br /><br /> -Paragraph A3<br /><br /><br /><br /> -Appendix A<br /><br /><br /><br /><br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher SEC<br /><br /><br /><br /> -Name Regulation S-X (SX)<br /><br /><br /><br /> -Number 210<br /><br /><br /><br /> -Section 02<br /><br /><br /><br /> -Paragraph 29, 30, 31<br /><br /><br /><br /> -Article 5<br /><br /><br /><br /><br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher SEC<br /><br /><br /><br /> -Name Staff Accounting Bulletin (SAB)<br /><br /><br /><br /> -Number Topic 4<br /><br /><br /><br /> -Section E<br /><br /><br /><br /><br /><br /><br /><br />Reference 5: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher FASB<br /><br /><br /><br /> -Name Accounting Standards Codification<br /><br /><br /><br /> -Topic 310<br /><br /><br /><br /> -SubTopic 10<br /><br /><br /><br /> -Section S99<br /><br /><br /><br /> -Paragraph 2<br /><br /><br /><br /> -Subparagraph (SAB TOPIC 4.E)<br /><br /><br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6228006&amp;loc=d3e74512-122707<br /><br /><br /><br /><br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_StockholdersEquity</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SubordinatedDebt"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Including the current and noncurrent portions, carrying value as of the balance sheet date of subordinated debt (with initial maturities beyond one year or beyond the operating cycle if longer). Subordinated debt places a lender in a lien position behind debt having a higher priority of repayment in liquidation of the entity's assets.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher FASB<br /><br /><br /><br /> -Name Accounting Standards Codification<br /><br /><br /><br /> -Topic 944<br /><br /><br /><br /> -SubTopic 210<br /><br /><br /><br /> -Section S99<br /><br /><br /><br /> -Paragraph 1<br /><br /><br /><br /> -Subparagraph (SX 210.7-03.16)<br /><br /><br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br /><br /><br /><br /><br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher SEC<br /><br /><br /><br /> -Name Regulation S-X (SX)<br /><br /><br /><br /> -Number 210<br /><br /><br /><br /> -Article 5<br /><br /><br /><br /> -Section 02<br /><br /><br /><br /> -Subsection 19, 20, 22<br /><br /><br /><br /><br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher SEC<br /><br /><br /><br /> -Name Regulation S-X (SX)<br /><br /><br /><br /> -Number 210<br /><br /><br /><br /> -Section 03<br /><br /><br /><br /> -Paragraph 16<br /><br /><br /><br /> -Article 9<br /><br /><br /><br /><br /><br /><br /><br />Reference 4: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher SEC<br /><br /><br /><br /> -Name Staff Accounting Bulletin (SAB)<br /><br /><br /><br /> -Number Topic 10<br /><br /><br /><br /> -Section F<br /><br /><br /><br /><br /><br /><br /><br />Reference 5: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher FASB<br /><br /><br /><br /> -Name Accounting Standards Codification<br /><br /><br /><br /> -Topic 942<br /><br /><br /><br /> -SubTopic 210<br /><br /><br /><br /> -Section S99<br /><br /><br /><br /> -Paragraph 1<br /><br /><br /><br /> -Subparagraph (SX 210.9-03.16)<br /><br /><br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br /><br /><br /><br /><br /><br /><br /><br /></p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0"><tr><td><strong> Name:</strong></td><td><nobr>us-gaap_SubordinatedDebt</nobr></td></tr><tr><td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td><td>us-gaap</td></tr><tr><td><strong> Data Type:</strong></td><td>xbrli:monetaryItemType</td></tr><tr><td><strong> Balance Type:</strong></td><td>credit</td></tr><tr><td><strong> Period Type:</strong></td><td>instant</td></tr></table></div></div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TreasuryStockValue"><tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr><tr><td><div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount allocated to treasury stock. Treasury stock is common and preferred shares of an entity that were issued, repurchased by the entity, and are held in its treasury.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher FASB<br /><br /><br /><br /> -Name FASB Technical Bulletin (FTB)<br /><br /><br /><br /> -Number 85-6<br /><br /><br /><br /> -Paragraph 3<br /><br /><br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  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"Equity warrants and rights outstanding" represents derivative securities that give the holder the right to purchase securities (usually equity) from the issuer at a specific price within a certain time frame. Warrants are often included in a new debt issue to entice investors by a higher return potential.</p></div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher FASB<br /><br /><br /><br /> -Name Accounting Standards Codification<br /><br /><br /><br /> -Topic 235<br /><br /><br /><br /> -SubTopic 10<br /><br /><br /><br /> -Section S99<br /><br /><br /><br /> -Paragraph 1<br /><br /><br /><br /> -Subparagraph (SX 210.4-08.(i))<br /><br /><br /><br /> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br /><br /><br /><br /><br /><br /><br /><br />Reference 2: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher SEC<br /><br /><br /><br /> -Name Regulation S-X (SX)<br /><br /><br /><br /> -Number 210<br /><br /><br /><br /> -Article 4<br /><br /><br /><br /> -Section 08<br /><br /><br /><br /> -Paragraph i<br /><br /><br /><br /><br /><br /><br /><br />Reference 3: http://www.xbrl.org/2003/role/presentationRef<br /><br /><br /><br /> -Publisher FASB<br /><br /><br /><br /> -Name Emerging Issues Task Force (EITF)<br /><br /><br /><br /> -Number 00-27<br /><br /><br /><br /> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  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    <Log type="Info">Process Flow-Through: 000020 - Statement - SOUTHERN MISSOURI BANCORP, INC. - CONDENSED CONSOLIDATED BALANCE SHEETS (September 30, 2011 figures unaudited)</Log>
    <Log type="Info">	Process Flow-Through: Removing column 'Sep. 30, 2010'</Log>
    <Log type="Info">	Process Flow-Through: Removing column 'Jun. 30, 2010'</Log>
    <Log type="Info">Process Flow-Through: 000030 - Statement - SOUTHERN MISSOURI BANCORP, INC - CONDENSED CONSOLIDATED STATEMENTS OF INCOME (Unaudited)</Log>
    <Log type="Info">Process Flow-Through: 000040 - Statement - SOUTHERN MISSOURI BANCORP, INC. - CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited)</Log>
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end

</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
