Note 4: Loans and Allowance For Loan Losses: Schedule of Financing Receivables, Non Accrual Status (Details) (USD $)	Sep. 30, 2012	Jun. 30, 2012
Loans Receivable Conventional Real Estate	$ 206,916,266	$ 201,012,698
Loans Receivable Real Estate Construction	31,279,237	40,181,979
Loans Receivable, Gross, Commercial, Real Estate	221,912,242	200,957,429
Loans and Leases Receivable, Gross, Consumer	28,349,963	28,985,905
Loans and Leases Receivable, Gross, Commercial	140,553,260	137,004,222
Total loans receivable	608,689,480	583,464,521
Nonaccrual loans
Loans Receivable Conventional Real Estate	1,090,106	395,374
Loans Receivable Real Estate Construction	99,200
Loans Receivable, Gross, Commercial, Real Estate	3,229,790	976,881
Loans and Leases Receivable, Gross, Consumer	14,765	15,971
Loans and Leases Receivable, Gross, Commercial	1,060,789	1,010,123
Total loans receivable	$ 5,494,650	$ 2,398,349

Amount before allowance of commercial loans and leases receivable includes, but not limited to, commercial and industrial loans, agricultural loans, mortgage loans, promissory notes, interbank and other loans to financial institutions, draws against credit facilities, trade financing, lease financings. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.

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Amount before allowance of consumer loans, including, but not limited to, mortgage, home equity, vehicles, credit card, installment, and lease financing. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.

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- Definition

Amount before allowance of commercial loans issued to businesses to acquire, develop, construct, improve, or refinance land or building. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans covered under loss sharing agreements.

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Reference 1: http://www.xbrl.org/2003/role/presentationRef

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Reference 6: http://www.xbrl.org/2003/role/presentationRef

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-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 7: http://www.xbrl.org/2003/role/presentationRef

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