<SEC-DOCUMENT>0000927089-12-000353.txt : 20121227
<SEC-HEADER>0000927089-12-000353.hdr.sgml : 20121227
<ACCEPTANCE-DATETIME>20121227154250
ACCESSION NUMBER:		0000927089-12-000353
CONFORMED SUBMISSION TYPE:	11-K
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20120630
FILED AS OF DATE:		20121227
DATE AS OF CHANGE:		20121227

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SOUTHERN MISSOURI BANCORP INC
		CENTRAL INDEX KEY:			0000916907
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED [6036]
		IRS NUMBER:				431665523
		STATE OF INCORPORATION:			MO
		FISCAL YEAR END:			0630

	FILING VALUES:
		FORM TYPE:		11-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-23406
		FILM NUMBER:		121287482

	BUSINESS ADDRESS:	
		STREET 1:		531 VINE ST
		CITY:			POPLAR BLUFF
		STATE:			MO
		ZIP:			63901
		BUSINESS PHONE:		5737851421

	MAIL ADDRESS:	
		STREET 1:		531 VINE STREET
		CITY:			POPLAR BLUFF
		STATE:			MO
		ZIP:			63901
</SEC-HEADER>
<DOCUMENT>
<TYPE>11-K
<SEQUENCE>1
<FILENAME>smbc-11k063012.htm
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Full title of the plan and the address of the plan, if different from that of the issuer named below:</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">Southern Missouri Bancorp, Inc.</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">531 Vine Street</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">Poplar Bluff, MO&#160; 63901</div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Required Information</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>The&#160;Southern Bank 401(k) Retirement Plan&#160;(the &#8220;Plan&#8221;) is subject to the provisions of the Employee Retirement Income Security Act of 1974, as amended (&#8220;ERISA&#8221;), and for purposes of satisfying the requirements of Form 11-K has included for filing herewith the Plan financial statements and schedules prepared in accordance with the financial reporting requirements of ERISA. Attached to this report as Exhibit 23 is the consent of BKD, LLP.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 11pt">Audit Committee</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 11pt">Southern Bank 401(k) Retirement Plan</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 11pt">/s/ BKD, LLP</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 11pt">December 27, 2012</font></div>

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<div style="WIDTH: 100%" align="left">
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Arial, sans-serif; FONT-SIZE: 12pt; FONT-WEIGHT: bold">Statements of Net Assets Available for Benefits</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Arial, sans-serif; FONT-SIZE: 12pt; FONT-WEIGHT: bold">June 30, 2012 and 2011</font></div>

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<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
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<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2012</font></div>
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<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
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<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 36pt; MARGIN-RIGHT: 14.4pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Investments, At Fair Value</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 7.9pt"></font><font style="DISPLAY: inline">6,392,095</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 7.9pt"></font><font style="DISPLAY: inline">5,273,400</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 36pt; MARGIN-RIGHT: 14.4pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Receivables</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 48pt; MARGIN-RIGHT: 14.4pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Notes receivable from participants</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">111,451</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">76,542</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 48pt; MARGIN-RIGHT: 14.4pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Participants&#8217; contributions</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">10,040</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">8,836</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 48pt; MARGIN-RIGHT: 14.4pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Employer&#8217;s contributions</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 10.8pt"></font><font id="TAB1" style="MARGIN-LEFT: 17.9pt"></font><font style="DISPLAY: inline">262,600</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 10.8pt"></font><font id="TAB1" style="MARGIN-LEFT: 17.9pt"></font><font style="DISPLAY: inline">373,663</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 10.8pt"></font><font id="TAB1" style="MARGIN-LEFT: 17.9pt"></font><font style="DISPLAY: inline">384,091</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 10.8pt"></font><font id="TAB1" style="MARGIN-LEFT: 17.9pt"></font><font style="DISPLAY: inline">459,041</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 36pt; MARGIN-RIGHT: 14.4pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Net Assets Available for Benefits</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 7.9pt"></font><font style="DISPLAY: inline">6,776,186</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 7.9pt"></font><font style="DISPLAY: inline">5,732,441</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div style="WIDTH: 100%" align="left">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: Arial, sans-serif; FONT-SIZE: 9pt">See Notes to Financial Statements&#160;</font></div>
</div>

<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">2</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>

<div style="WIDTH: 100%" align="left">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Arial, sans-serif; FONT-SIZE: 16pt; FONT-WEIGHT: bold">Southern Bank 401(k) Retirement Plan</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Arial, sans-serif; FONT-SIZE: 12pt; FONT-WEIGHT: bold">Statement of Changes in Net Assets Available for Benefits</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Arial, sans-serif; FONT-SIZE: 12pt; FONT-WEIGHT: bold">Year Ended June 30, 2012</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
</div>
</div>
</div>

<br>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><a name="StmtofChangesinNetAssets"><!--EFPlaceholder--></a><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 36pt; MARGIN-RIGHT: 14.4pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Investment Income</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="82%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 48pt; MARGIN-RIGHT: 14.4pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Net appreciation in fair value of investments</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">63,629</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="82%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 48pt; MARGIN-RIGHT: 14.4pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Interest and dividends</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 10.8pt"></font><font id="TAB1" style="MARGIN-LEFT: 17.9pt"></font><font style="DISPLAY: inline">118,074</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="82%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="82%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; TEXT-INDENT: 0pt; PADDING-LEFT: 0pt; MARGIN-LEFT: 12pt; MARGIN-RIGHT: 0pt">
<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 60pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Net investment income</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 10.8pt"></font><font id="TAB1" style="MARGIN-LEFT: 17.9pt"></font><font style="DISPLAY: inline">181,703</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="82%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="82%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 36pt; MARGIN-RIGHT: 14.4pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Interest Income on Notes Receivable from Participants</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 10.8pt"></font><font id="TAB1" style="MARGIN-LEFT: 31.25pt"></font><font style="DISPLAY: inline">3,264</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="82%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="82%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 36pt; MARGIN-RIGHT: 14.4pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Contributions</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="82%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 48pt; MARGIN-RIGHT: 14.4pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Participants</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">261,515</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="82%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 48pt; MARGIN-RIGHT: 14.4pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Employer</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">415,768</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="82%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 48pt; MARGIN-RIGHT: 14.4pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Rollovers</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 10.8pt"></font><font id="TAB1" style="MARGIN-LEFT: 17.9pt"></font><font style="DISPLAY: inline">256,276</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="82%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="82%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; TEXT-INDENT: 0pt; PADDING-LEFT: 0pt; MARGIN-LEFT: 446pt; MARGIN-RIGHT: 0pt">
<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 60pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Total contributions</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 10.8pt"></font><font id="TAB1" style="MARGIN-LEFT: 17.9pt"></font><font style="DISPLAY: inline">933,559</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="82%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="82%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; TEXT-INDENT: 0pt; PADDING-LEFT: 0pt; MARGIN-LEFT: 12pt; MARGIN-RIGHT: 0pt">
<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 60pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Total additions</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 10.8pt"></font><font id="TAB1" style="MARGIN-LEFT: 7.9pt"></font><font style="DISPLAY: inline">1,118,526</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="82%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="82%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 36pt; MARGIN-RIGHT: 14.4pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Deductions</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="82%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 48pt; MARGIN-RIGHT: 14.4pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Benefits paid to participants</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">74,513</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="82%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 48pt; MARGIN-RIGHT: 14.4pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Administrative fees</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 10.8pt"></font><font id="TAB1" style="MARGIN-LEFT: 41.25pt"></font><font style="DISPLAY: inline">268</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="82%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="82%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; TEXT-INDENT: 0pt; PADDING-LEFT: 0pt; MARGIN-LEFT: 12pt; MARGIN-RIGHT: 0pt">
<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 60pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Total deductions</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 10.8pt"></font><font id="TAB1" style="MARGIN-LEFT: 24.55pt"></font><font style="DISPLAY: inline">74,781</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="82%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="82%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 36pt; MARGIN-RIGHT: 14.4pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Net Increase</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">1,043,745</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="82%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="82%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 36pt; MARGIN-RIGHT: 14.4pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Net Assets Available for Benefits, Beginning of Year</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 10.8pt"></font><font id="TAB1" style="MARGIN-LEFT: 7.9pt"></font><font style="DISPLAY: inline">5,732,441</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="82%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="82%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 36pt; MARGIN-RIGHT: 14.4pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Net Assets Available for Benefits, End of Year</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 7.9pt"></font><font style="DISPLAY: inline">6,776,186</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="82%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div style="WIDTH: 100%" align="left">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: Arial, sans-serif; FONT-SIZE: 9pt">See Notes to Financial Statements&#160;</font></div>
</div>

<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">3</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>

<div style="WIDTH: 100%" align="left">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Arial, sans-serif; FONT-SIZE: 16pt; FONT-WEIGHT: bold">Southern Bank 401(k) Retirement Plan</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Arial, sans-serif; FONT-SIZE: 12pt; FONT-WEIGHT: bold">Notes to Financial Statements</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Arial, sans-serif; FONT-SIZE: 12pt; FONT-WEIGHT: bold">June 30, 2012 and 2011</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
</div>
</div>
</div>

<br>
<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td style="WIDTH: 60pt">
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Arial, sans-serif; FONT-SIZE: 12pt; FONT-WEIGHT: bold">Description of the Plan</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold"><font style="FONT-WEIGHT: normal"><font style="FONT-STYLE: italic"><font style="FONT-STYLE: normal"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-WEIGHT: normal">The following description of Southern Bank 401(k) Retirement Plan (Plan) provides only general information.&#160;&#160;Participants should refer to the Plan Document and </font>Summary Plan Description<font style="FONT-STYLE: normal; DISPLAY: inline; FONT-WEIGHT: normal"> for a more complete description of the Plan&#8217;s provisions, which are available from the Plan Administrator.</font></font></font></font></font></div>

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<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 12pt; MARGIN-RIGHT: 0pt"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">General</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold"><font style="FONT-WEIGHT: normal"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-WEIGHT: normal"><font style="FONT-STYLE: normal">The Plan is a defined contribution plan sponsored by Southern Bank (the Bank), a wholly-owned subsidiary of Southern Missouri Bancorp, Inc. (the Company), for the benefit of its employees who have at least one year of service and are age 21 or older.&#160;&#160;The Plan is subject to the provisions of the</font> </font><font style="FONT-STYLE: italic">Employee Retirement Income Security Act of 1974</font><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-WEIGHT: normal"> <font style="FONT-STYLE: normal">(<font style="FONT-STYLE: normal">ERISA</font>).</font></font></font></font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">The Bank also maintained a qualified Employee Stock Ownership Plan (ESOP).&#160;&#160;The Bank merged the ESOP into the Plan effective October 1, 2010.&#160;&#160;Participant accounts under the ESOP are maintained as a separate source (ESOP Source) under the Plan with ESOP provisions concerning matters such as vesting, withdrawals, loans, dividends, and distributions remaining in effect.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">The Plan is administered by the Bank.&#160;&#160;Capital Bank and Trust is the trustee of the Plan.&#160;&#160;American Funds serves as Plan custodian.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">The Plan permits eligible employees to make voluntary contributions to the Plan up to the annual limit set by the Internal Revenue Service (IRS).&#160;&#160;Employee rollover contributions are also permitted.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">Effective July 1, 2011, the Plan was modified such that the Bank makes safe harbor matching contributions of 100% of employees&#8217; salary deferral amounts on the first 3% of employees&#8217; compensation, and 50% of employees&#8217; salary deferral amounts on the next 2% of employees&#8217; compensation.&#160;&#160;Prior to the July 1, 2011 amendment, the Plan provided for safe harbor non-elective contributions of 3% of employees&#8217; compensation.&#160;&#160;The Bank also makes profit-sharing contributions.&#160;&#160;Bank profit-sharing contributions are discretionary as determined by the Bank&#8217;s Board of Directors.&#160;&#160;Contributions are subject to certain limitations.&#160;&#160;Forfeitures are used to reduce Bank contributions.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">Investment account options available include various funds and common stock of the Company.&#160;&#160;Each participant has the option of directing his contributions into any of the separate investment accounts and may change the allocation daily.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Arial, sans-serif; FONT-SIZE: 16pt; FONT-WEIGHT: bold">Southern Bank 401(k) Retirement Plan</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">Each participant&#8217;s account is credited with the participant&#8217;s contribution, the Bank&#8217;s contribution, and plan earnings, and is charged with an allocation of administrative expenses.&#160;&#160;Allocations are based on participant earnings or account balances, as defined.&#160;&#160;The benefits to which a participant is entitled is the benefit that can be provided from the participant&#8217;s vested account.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">Participants are immediately vested in their voluntary contributions plus earnings thereon.&#160;&#160;Bank matching contributions and ESOP Source contributions are vested at a rate of 20% per year of service beginning with completion of the second year of service.&#160;&#160;A participant becomes fully vested with completion of their sixth year of service.&#160;&#160;The nonvested balance is forfeited upon termination of service.&#160;&#160;Forfeitures are used to reduce Bank contributions.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">Under the terms of the Plan, participants are entitled to receive the amount credited to their accounts upon normal retirement at the age of 65 or disability retirement.&#160;&#160;Participants terminating employment prior to retirement are entitled to receive that portion of their account that is vested.&#160;&#160;In the event of death, the participant&#8217;s account becomes fully vested and is paid to the designated beneficiary.&#160;&#160;Distributions under the Plan are payable in a lump sum or through installments.&#160;&#160;Payments through installments are only available to Participants with a vested account balance in excess of $5,000 who terminate at normal retirement age or later.&#160;&#160;At June 30, 2012 and 2011, Plan assets included no amounts allocated to accounts of terminated or retired participants who have elected to withdraw from the Plan but which had not yet been paid.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">At June 30, 2012 and 2011, forfeited nonvested accounts totaled $72,076 and $60,642, respectively.&#160;&#160;These accounts will be used to reduce future Bank contributions. The forfeitures totaling $72,076 were used to reduce employer contributions made in 2013 related to the 2012 employer contributions receivable.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold"><font style="FONT-WEIGHT: normal"><font style="FONT-STYLE: normal"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-WEIGHT: normal">The Plan Document includes provisions authorizing loans from the Plan to active eligible participants.&#160;&#160;Loans are made to any eligible participant demonstrating a qualifying need.&#160;&#160;The minimum amount of a loan shall be $1,000.&#160;&#160;The maximum amount of a participant&#8217;s loans is determined by the available loan balance restricted to the lesser of $50,000 or 50% of the participant&#8217;s vested account balance.&#160;&#160;All loans are covered by demand notes and are repayable over a period not to exceed five years through payroll withholdings unless the participant is paying the loan in full.&#160;&#160;Interest on the loans is fixed for the term of the loan at a rate one percentage point above the </font>Wall Street Journal&#8217;s <font style="FONT-STYLE: normal; DISPLAY: inline; FONT-WEIGHT: normal">published prime rate of interest on the first day of the month in which the loan was made.</font></font></font></font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">Although it has not expressed an intention to do so, the Bank has the right under the Plan to discontinue its contributions at any time and to terminate the Plan, subject to the provisions of ERISA.&#160;&#160;In the event of plan termination, participants will become 100% vested in their accounts.</font></div>

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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Arial, sans-serif; FONT-SIZE: 12pt; FONT-WEIGHT: bold">Summary of Significant Accounting Policies</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">The accompanying financial statements are prepared on the accrual basis of accounting.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 12pt; MARGIN-RIGHT: 0pt"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">Use of Estimates</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of net assets and changes in net assets and disclosure of contingent assets and liabilities at the date of the financial statements.&#160;&#160;Actual results could differ from those estimates.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 12pt; MARGIN-RIGHT: 0pt"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">Valuation of Investments and Income Recognition</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">Quoted market prices, if available, are used to value investments.&#160;&#160;Common stock is valued at the closing price reported on the active market on which the individual security is traded.&#160;&#160;Mutual funds and the money market fund are valued at the net asset value (NAV) of shares held by the plan at year end.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">Purchases and sales of securities are recorded on a trade-date basis.&#160;&#160;Interest income is recorded on the accrual basis.&#160;&#160;Dividends are recorded on the ex-dividend date.&#160;&#160;Net appreciation includes the Plan&#8217;s gains and losses on investments bought and sold as well as held during the year.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 12pt; MARGIN-RIGHT: 0pt"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">Notes Receivable from Participants</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">Notes receivable from participants are measured at their unpaid principal balance plus any accrued but unpaid interest.&#160;&#160;Delinquent participant loans are reclassified as distributions based upon the terms of the plan document.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 12pt; MARGIN-RIGHT: 0pt"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">Plan Tax Status</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">The Plan operates under a non-standardized adoption agreement in connection with a prototype 401(k) profit-sharing plan and trust sponsored by American Funds Distributors, Inc.&#160;&#160;This prototype plan document has been filed with the appropriate agency and has obtained a determination letter from the Internal Revenue Service stating that the prototype constitutes a qualified plan under Section 401 of the Internal Revenue Code and that the related trust was tax exempt as of the financial statement date.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">6</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>

<div style="WIDTH: 100%" align="left">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Arial, sans-serif; FONT-SIZE: 16pt; FONT-WEIGHT: bold">Southern Bank 401(k) Retirement Plan</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Arial, sans-serif; FONT-SIZE: 12pt; FONT-WEIGHT: bold">Notes to Financial Statements (continued)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Arial, sans-serif; FONT-SIZE: 12pt; FONT-WEIGHT: bold">June 30, 2012 and 2011</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
</div>
</div>
</div>

<br>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 12pt; MARGIN-RIGHT: 0pt"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">Payment of Benefits</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">Benefit payments to participants are recorded upon distribution.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 12pt; MARGIN-RIGHT: 0pt"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">Administrative Expenses</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">Administrative expenses may be paid by the Bank or the Plan, at the Bank&#8217;s discretion.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td style="WIDTH: 60pt">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Arial, sans-serif; FONT-SIZE: 12pt; FONT-WEIGHT: bold">Note 3:</font></div>
</td>
<td>
<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Arial, sans-serif; FONT-SIZE: 12pt; FONT-WEIGHT: bold">Investments</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">The fair value of the Plan&#8217;s investments at the end of the year is as follows:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;<font style="FONT-STYLE: normal">&#160;</font></font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">2012</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">2011</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="bottom"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">Mutual funds</font></div>
</td>
<td valign="bottom"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Bond funds</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">200,504</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">132,402</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Balanced funds</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">37,117</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">2,594</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Growth &amp; income funds</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">425,045</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">291,331</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Growth funds</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">962,887</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">693,421</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Target date funds</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">202,425</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">27,759</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">Company security &#8211; Southern Missouri Bancorp, Inc. Common Stock</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">4,346,995</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">3,997,620</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">Money market fund</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">217,111</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">128,265</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">Cash &#8211; Southern Missouri Bancorp Awaiting Stock Purchase Fund</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold"><font id="TAB1" style="MARGIN-LEFT: 21.6pt"></font><font id="TAB1" style="MARGIN-LEFT: 21.6pt"></font><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-WEIGHT: normal">11</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold"><font id="TAB1" style="MARGIN-LEFT: 21.6pt"></font><font id="TAB1" style="MARGIN-LEFT: 21.6pt"></font><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-WEIGHT: normal">8</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160; </font></td>
<td valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 4px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold"><font id="TAB1" style="MARGIN-LEFT: 21.6pt"></font><font style="FONT-WEIGHT: normal"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-WEIGHT: normal">6,392,095</font></font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold"><font id="TAB1" style="MARGIN-LEFT: 21.6pt"></font><font style="FONT-WEIGHT: normal"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-WEIGHT: normal">5,273,400</font></font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">The Plan&#8217;s investments (including investments bought, sold and held during the year) appreciated (depreciated) in fair value as follows:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">2012</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="bottom"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="82%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">Mutual funds</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">(4,236</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="82%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">Company security</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold"><font id="TAB1" style="MARGIN-LEFT: 21.6pt"></font><font id="TAB1" style="MARGIN-LEFT: 21.6pt"></font><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-WEIGHT: normal">67,865</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="82%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160; </font></td>
<td valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="82%" style="PADDING-BOTTOM: 4px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold"><font id="TAB1" style="MARGIN-LEFT: 21.6pt"></font><font style="FONT-WEIGHT: normal"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-WEIGHT: normal">63,629</font></font></font></td>
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<div style="WIDTH: 100%" align="left">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Arial, sans-serif; FONT-SIZE: 16pt; FONT-WEIGHT: bold">Southern Bank 401(k) Retirement Plan</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Arial, sans-serif; FONT-SIZE: 12pt; FONT-WEIGHT: bold">Notes to Financial Statements (continued)</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Arial, sans-serif; FONT-SIZE: 12pt; FONT-WEIGHT: bold">June 30, 2012 and 2011</font></div>

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</div>

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</div>

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<br>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">The fair value of individual investments that represented 5% or more of the Plan&#8217;s net assets available for benefits were as follows:</font></div>

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<td valign="bottom" width="53%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;<font style="FONT-STYLE: italic">&#160;</font></font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">2012</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">2011</font></div>
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<td valign="bottom" width="13%"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="bottom" width="13%"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">Southern Missouri Bancorp, Inc. Common Stock</font></div>
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<td align="left" valign="bottom" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;4,346,995</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;3,997,620</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">Interest and dividends realized on the Plan&#8217;s investments for the year ended June 30, 2012 were $118,074.</font></div>

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</div>

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<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Arial, sans-serif; FONT-SIZE: 12pt; FONT-WEIGHT: bold">Note 4:</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">Party-in-interest transactions include those with fiduciaries or employees of the Plan, any person who provides services to the Plan, an employer whose employees are covered by the Plan, a person who owns 50 percent or more of such an employer, or relatives of such persons.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">The Plan allows participants to invest their account balances in shares of the Company.&#160;&#160;The number of shares of common stock held by the Plan at June 30, 2012 and 2011 was 204,564 shares and 192,378 shares, respectively, and the Plan received dividends of $94,341 during the year ended June 30, 2012.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">The plan incurs expenses related to general administrative and record keeping. The Company pays certain administrative expenses and accounting and auditing fees relating to the Plan and provides certain administrative services at no cost to the plan.</font></div>

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<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Arial, sans-serif; FONT-SIZE: 12pt; FONT-WEIGHT: bold">Note 5:</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Arial, sans-serif; FONT-SIZE: 12pt; FONT-WEIGHT: bold">Fair Value of Plan Assets</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold"><font style="FONT-WEIGHT: normal"><font style="FONT-STYLE: italic"><font style="FONT-STYLE: normal"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-WEIGHT: normal">ASC Topic&#160;820, </font>Fair Value Measurements<font style="FONT-STYLE: normal; DISPLAY: inline; FONT-WEIGHT: normal">, defines fair value as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date.&#160;&#160;Topic&#160;820 also specifies a fair value hierarchy which requires a plan to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value.&#160;&#160;The standard describes three levels of inputs that may be used to measure fair value:</font></font></font></font></font></div>

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<div><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></div>
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<td width="10%" style="WIDTH: 80px">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">Level 1</font></div>
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<div align="left"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-WEIGHT: normal">Quoted prices in active markets for identical assets</font></font></div>
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<table border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
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<div><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></div>
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<td width="10%" style="WIDTH: 60pt">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">Level 2</font></div>
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<td width="82%">
<div align="left"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-WEIGHT: normal">Observable inputs other than Level 1 prices, such as quoted prices for similar assets; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets</font></font></div>
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<div><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></div>
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<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">Level 3</font></div>
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<div align="left"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-WEIGHT: normal">Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets</font></font></div>
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<div style="WIDTH: 100%" align="left">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Arial, sans-serif; FONT-SIZE: 16pt; FONT-WEIGHT: bold">Southern Bank 401(k) Retirement Plan</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Arial, sans-serif; FONT-SIZE: 12pt; FONT-WEIGHT: bold">Notes to Financial Statements (continued)</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Arial, sans-serif; FONT-SIZE: 12pt; FONT-WEIGHT: bold">June 30, 2012 and 2011</font></div>

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</div>

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</div>
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<br>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">Following is a description of the valuation methodologies and inputs used for assets and liabilities measured at fair value on a recurring basis and recognized in the accompanying statements of net assets available for benefits, as well as the general classification of such assets and liabilities pursuant to the valuation hierarchy.</font></div>

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<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 12pt; MARGIN-RIGHT: 0pt"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">Investments</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">Where quoted market prices are available in an active market, securities are classified within Level&#160;1 of the valuation hierarchy.&#160;&#160;All of the Plan investments are considered Level&#160;1 investments and consist of common stock of the Company, mutual funds, and the money market fund.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">The following tables present the fair value measurements of assets recognized in the accompanying statements of net assets available for benefits measured at fair value on a recurring basis and the level within the fair value hierarchy in which the fair value measurements fall at June 30, 2012 and 2011:</font></div>

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<td valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="10" valign="bottom" width="43%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">June 30, 2012</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="40%" style="PADDING-BOTTOM: 2px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%" style="PADDING-BOTTOM: 2px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="10" valign="bottom" width="43%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">Fair Value Measurements Using</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="40%" style="PADDING-BOTTOM: 2px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">Fair Value</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">Quoted Prices</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">in Active</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">Markets for</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">Identical</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">Assets</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">(Level 1)</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">Significant</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">Other</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">Observable</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">Inputs</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">(Level 2)</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">Significant</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">Unobservable</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">Inputs</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">(Level 3)</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="40%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="40%" style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">Company security - financials</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">4,346,995</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">4,346,995</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="40%" style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">Mutual funds</font></div>
</td>
<td valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="40%" style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;&#160;&#160;Bond funds</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">200,504</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">200,504</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="40%" style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;&#160;&#160;Balanced funds</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">37,117</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">37,117</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="40%" style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;&#160;&#160;Growth &amp; income funds</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">425,045</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">425,045</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="40%" style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;&#160;&#160;Growth funds</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">962,887</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">962,887</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="40%" style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;&#160;&#160;Target date funds</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">202,425</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">202,425</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="40%" style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">Money market fund</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">217,111</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">217,111</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
</tr></table>
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<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Arial, sans-serif; FONT-SIZE: 16pt; FONT-WEIGHT: bold">Southern Bank 401(k) Retirement Plan</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Arial, sans-serif; FONT-SIZE: 12pt; FONT-WEIGHT: bold">Notes to Financial Statements (continued)</font></div>

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<td valign="bottom" width="40%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;<font style="FONT-STYLE: normal">&#160;</font></font></td>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">June 30, 2011</font></div>
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<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="40%" style="PADDING-BOTTOM: 2px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%" style="PADDING-BOTTOM: 2px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="10" valign="bottom" width="43%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">Fair Value Measurements Using</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="40%" style="PADDING-BOTTOM: 2px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">Fair Value</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">Quoted Prices</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">in Active</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">Markets for</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">Identical</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">Assets</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">(Level 1)</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">Significant</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">Other</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">Observable</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">Inputs</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">(Level 2)</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">Significant</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">Unobservable</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">Inputs</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">(Level 3)</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="40%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="40%" style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">Company security - financials</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">3,997,620</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">3,997,620</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="40%" style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">Mutual funds</font></div>
</td>
<td valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="40%" style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;&#160;&#160;Bond funds</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">132,402</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">132,402</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="40%" style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;&#160;&#160;Balanced funds</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">2,594</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">2,594</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="40%" style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;&#160;&#160;Growth &amp; income funds</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">291,331</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">291,331</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="40%" style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;&#160;&#160;Growth funds</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">693,421</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">693,421</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="40%" style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;&#160;&#160;Target date funds</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">27,759</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">27,759</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="40%" style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">Money market fund</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">128,265</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">128,265</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td style="WIDTH: 60pt">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Arial, sans-serif; FONT-SIZE: 12pt; FONT-WEIGHT: bold">Note 6:</font></div>
</td>
<td>
<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Arial, sans-serif; FONT-SIZE: 12pt; FONT-WEIGHT: bold">Reconciliation of Financial Statements to Form 5500</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">The following is a reconciliation of net assets available for benefits per the financial statements at June 30, 2012 and 2011, to Form 5500:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;<font style="FONT-STYLE: normal">&#160;</font></font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">2012</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">2011</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="bottom"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td valign="bottom"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">Net assets available for benefits per the financial statements</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold"><font id="TAB1" style="MARGIN-LEFT: 21.6pt"></font><font style="FONT-STYLE: normal; FONT-WEIGHT: normal">6,776,186</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold"><font id="TAB1" style="MARGIN-LEFT: 21.6pt"></font><font style="FONT-STYLE: normal; FONT-WEIGHT: normal">5,732,441</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">Less: participants&#8217; contributions receivable</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">10,040</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">8,836</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">Less: employer contributions receivable</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold"><font id="TAB1" style="MARGIN-LEFT: 21.6pt"></font><font id="TAB1" style="MARGIN-LEFT: 21.6pt"></font><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-WEIGHT: normal">262,600</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold"><font id="TAB1" style="MARGIN-LEFT: 21.6pt"></font><font id="TAB1" style="MARGIN-LEFT: 21.6pt"></font><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-WEIGHT: normal">373,663</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160; </font></td>
<td valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">Net assets available for benefits per Form 5500</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold"><font id="TAB1" style="MARGIN-LEFT: 21.6pt"></font><font style="FONT-WEIGHT: normal"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-WEIGHT: normal">6,503,546</font></font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold"><font id="TAB1" style="MARGIN-LEFT: 21.6pt"></font><font style="FONT-WEIGHT: normal"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-WEIGHT: normal">5,349,942</font></font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">10</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>

<div style="WIDTH: 100%" align="left">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Arial, sans-serif; FONT-SIZE: 16pt; FONT-WEIGHT: bold">Southern Bank 401(k) Retirement Plan</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Arial, sans-serif; FONT-SIZE: 12pt; FONT-WEIGHT: bold">Notes to Financial Statements (continued)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Arial, sans-serif; FONT-SIZE: 12pt; FONT-WEIGHT: bold">June 30, 2012 and 2011</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
</div>
</div>
</div>

<br>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">The following is a reconciliation of contributions per the financial statements for the year ended June 30, 2012, to Form 5500:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;<font style="FONT-STYLE: normal">&#160;</font></font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">2012</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="bottom"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="82%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">Contributions per the financial statements</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold"><font id="TAB1" style="MARGIN-LEFT: 21.6pt"></font><font style="FONT-STYLE: normal; FONT-WEIGHT: normal">933,559</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="82%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">Add: Employer contributions receivable at June 30, 2011</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">373,663</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="82%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">Add: Participant contributions receivable at June 30, 2011</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">8,836</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="82%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">Less: Employer contributions receivable at June 30, 2012</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">(262,600</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="82%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">Less: Participant contributions receivable at June 30, 2012</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold"><font id="TAB1" style="MARGIN-LEFT: 21.6pt"></font><font id="TAB1" style="MARGIN-LEFT: 21.6pt"></font><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-WEIGHT: normal">(10,040</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">)</font></td>
</tr><tr>
<td valign="bottom" width="82%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160; </font></td>
<td valign="bottom" width="1%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt; FONT-WEIGHT: normal">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="82%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">Contributions per Form 5500</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: bold"><font id="TAB1" style="MARGIN-LEFT: 21.6pt"></font><font style="FONT-WEIGHT: normal"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-WEIGHT: normal">1,043,418</font></font></font></td>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 24pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 11pt; FONT-WEIGHT: normal">Given the volatility of current economic conditions, the values of assets recorded in the financial statements could change rapidly, resulting in material future adjustments in investment values that could negatively impact the Plan.</font></div>

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<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">12</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Arial, sans-serif; FONT-SIZE: 16pt; FONT-WEIGHT: bold">Southern Bank 401(k) Retirement Plan</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Arial, sans-serif; FONT-SIZE: 12pt; FONT-WEIGHT: bold">Schedule H, Line 4i &#8211; Schedule of Assets (held at end of year)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Arial, sans-serif; FONT-SIZE: 12pt; FONT-WEIGHT: bold">June 30, 2012</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><a name="HLine4i1"><!--EFPlaceholder--></a><br>
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<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="top" width="2%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">(a)</font></div>
</td>
<td valign="bottom" width="37%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Investment Type and Issuer (b)</font></div>
</td>
<td valign="bottom" width="19%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Description of Investment (c)</font></div>
</td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Cost (d)</font></div>
</td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: arial, sans-serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Current Value (e)</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="top" width="37%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="top" width="19%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="top" width="13%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="top" width="13%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 3.6pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">*</font></div>
</td>
<td align="left" valign="top" width="37%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 12pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">American Funds Money Market Fund</font></div>
</td>
<td align="right" valign="top" width="19%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 12pt; MARGIN-RIGHT: 3.6pt" align="right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">217,111 Shares</font></div>
</td>
<td valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">**</font></div>
</td>
<td align="right" valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;217,111</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td align="left" valign="top" width="37%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 12pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Mutual Funds</font></div>
</td>
<td valign="top" width="19%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="top" width="13%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="top" width="13%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">*</font></div>
</td>
<td align="left" valign="top" width="37%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;American Funds Bond Fund of America</font></div>
</td>
<td align="right" valign="top" width="19%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 12pt; MARGIN-RIGHT: 3.6pt" align="right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">1,957 Shares</font></div>
</td>
<td valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">**</font></div>
</td>
<td align="right" valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">25,031</font></div>
</td>
</tr><tr>
<td valign="top" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">*</font></div>
</td>
<td align="left" valign="top" width="37%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;American Funds Intermediate Bond Fund of America</font></div>
</td>
<td align="right" valign="top" width="19%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 12pt; MARGIN-RIGHT: 3.6pt" align="right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">12,799 Shares</font></div>
</td>
<td valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">**</font></div>
</td>
<td align="right" valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">175,473</font></div>
</td>
</tr><tr>
<td valign="top" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">*</font></div>
</td>
<td align="left" valign="top" width="37%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;American Funds Income Fund of America</font></div>
</td>
<td align="right" valign="top" width="19%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 12pt; MARGIN-RIGHT: 3.6pt" align="right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">606 Shares</font></div>
</td>
<td valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">**</font></div>
</td>
<td align="right" valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">10,478</font></div>
</td>
</tr><tr>
<td valign="top" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">*</font></div>
</td>
<td align="left" valign="top" width="37%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;American Funds 2010 Target Date Fund</font></div>
</td>
<td align="right" valign="top" width="19%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 12pt; MARGIN-RIGHT: 3.6pt" align="right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">1,234 Shares</font></div>
</td>
<td valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">**</font></div>
</td>
<td align="right" valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">11,584</font></div>
</td>
</tr><tr>
<td valign="top" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">*</font></div>
</td>
<td align="left" valign="top" width="37%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;American Funds 2015 Target Date Fund</font></div>
</td>
<td align="right" valign="top" width="19%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 12pt; MARGIN-RIGHT: 3.6pt" align="right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">114 Shares</font></div>
</td>
<td valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">**</font></div>
</td>
<td align="right" valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">1,074</font></div>
</td>
</tr><tr>
<td valign="top" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">*</font></div>
</td>
<td align="left" valign="top" width="37%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;American Funds 2020 Target Date Fund</font></div>
</td>
<td align="right" valign="top" width="19%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 12pt; MARGIN-RIGHT: 3.6pt" align="right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">4,857 Shares</font></div>
</td>
<td valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">**</font></div>
</td>
<td align="right" valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">45,465</font></div>
</td>
</tr><tr>
<td valign="top" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">*</font></div>
</td>
<td align="left" valign="top" width="37%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;American Funds 2025 Target Date Fund</font></div>
</td>
<td align="right" valign="top" width="19%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 12pt; MARGIN-RIGHT: 3.6pt" align="right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">3,174 Shares</font></div>
</td>
<td valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">**</font></div>
</td>
<td align="right" valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">29,741</font></div>
</td>
</tr><tr>
<td valign="top" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">*</font></div>
</td>
<td align="left" valign="top" width="37%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;American Funds 2030 Target Date Fund</font></div>
</td>
<td align="right" valign="top" width="19%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 12pt; MARGIN-RIGHT: 3.6pt" align="right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">4,151 Shares</font></div>
</td>
<td valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">**</font></div>
</td>
<td align="right" valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">39,726</font></div>
</td>
</tr><tr>
<td valign="top" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">*</font></div>
</td>
<td align="left" valign="top" width="37%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;American Funds 2035 Target Date Fund</font></div>
</td>
<td align="right" valign="top" width="19%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 12pt; MARGIN-RIGHT: 3.6pt" align="right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">1,081 Shares</font></div>
</td>
<td valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">**</font></div>
</td>
<td align="right" valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">10,271</font></div>
</td>
</tr><tr>
<td valign="top" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">*</font></div>
</td>
<td align="left" valign="top" width="37%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;American Funds 2040 Target Date Fund</font></div>
</td>
<td align="right" valign="top" width="19%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 12pt; MARGIN-RIGHT: 3.6pt" align="right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">4,410 Shares</font></div>
</td>
<td valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">**</font></div>
</td>
<td align="right" valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">42,163</font></div>
</td>
</tr><tr>
<td valign="top" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">*</font></div>
</td>
<td align="left" valign="top" width="37%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;American Funds 2045 Target Date Fund</font></div>
</td>
<td align="right" valign="top" width="19%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 12pt; MARGIN-RIGHT: 3.6pt" align="right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">928 Shares</font></div>
</td>
<td valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">**</font></div>
</td>
<td align="right" valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">8,855</font></div>
</td>
</tr><tr>
<td valign="top" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">*</font></div>
</td>
<td align="left" valign="top" width="37%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;American Funds 2050 Target Date Fund</font></div>
</td>
<td align="right" valign="top" width="19%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 12pt; MARGIN-RIGHT: 3.6pt" align="right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">1,347 Shares</font></div>
</td>
<td valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">**</font></div>
</td>
<td align="right" valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">12,623</font></div>
</td>
</tr><tr>
<td valign="top" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">*</font></div>
</td>
<td align="left" valign="top" width="37%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;American Funds 2055 Target Date Fund</font></div>
</td>
<td align="right" valign="top" width="19%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 12pt; MARGIN-RIGHT: 3.6pt" align="right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">81 Shares</font></div>
</td>
<td valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">**</font></div>
</td>
<td align="right" valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">923</font></div>
</td>
</tr><tr>
<td valign="top" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">*</font></div>
</td>
<td align="left" valign="top" width="37%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;American Funds American Balanced Fund</font></div>
</td>
<td align="right" valign="top" width="19%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 12pt; MARGIN-RIGHT: 3.6pt" align="right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">1,221 Shares</font></div>
</td>
<td valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">**</font></div>
</td>
<td align="right" valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">23,617</font></div>
</td>
</tr><tr>
<td valign="top" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">*</font></div>
</td>
<td align="left" valign="top" width="37%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;American Funds Investment Company of America</font></div>
</td>
<td align="right" valign="top" width="19%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 12pt; MARGIN-RIGHT: 3.6pt" align="right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">7,974 Shares</font></div>
</td>
<td valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">**</font></div>
</td>
<td align="right" valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">231,494</font></div>
</td>
</tr><tr>
<td valign="top" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">*</font></div>
</td>
<td align="left" valign="top" width="37%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;American Funds Fundamental Investors</font></div>
</td>
<td align="right" valign="top" width="19%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 12pt; MARGIN-RIGHT: 3.6pt" align="right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">2,393 Shares</font></div>
</td>
<td valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">**</font></div>
</td>
<td align="right" valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">90,284</font></div>
</td>
</tr><tr>
<td valign="top" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">*</font></div>
</td>
<td align="left" valign="top" width="37%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;American Funds Growth Fund of America</font></div>
</td>
<td align="right" valign="top" width="19%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 12pt; MARGIN-RIGHT: 3.6pt" align="right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">6,130 Shares</font></div>
</td>
<td valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">**</font></div>
</td>
<td align="right" valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">190,408</font></div>
</td>
</tr><tr>
<td valign="top" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">*</font></div>
</td>
<td align="left" valign="top" width="37%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;American Funds New Perspective Fund</font></div>
</td>
<td align="right" valign="top" width="19%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 12pt; MARGIN-RIGHT: 3.6pt" align="right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">3,813 Shares</font></div>
</td>
<td valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">**</font></div>
</td>
<td align="right" valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">106,845</font></div>
</td>
</tr><tr>
<td valign="top" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">*</font></div>
</td>
<td align="left" valign="top" width="37%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;American Funds New World Fund</font></div>
</td>
<td align="right" valign="top" width="19%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 12pt; MARGIN-RIGHT: 3.6pt" align="right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">2,632 Shares</font></div>
</td>
<td valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">**</font></div>
</td>
<td align="right" valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">127,111</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td align="left" valign="top" width="37%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;Franklin Income Fund</font></div>
</td>
<td align="right" valign="top" width="19%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 4.5pt" align="right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">1,419 Shares</font></div>
</td>
<td valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">**</font></div>
</td>
<td align="right" valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">3,022</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td align="left" valign="top" width="37%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;Franklin Small Cap Growth Fund</font></div>
</td>
<td align="right" valign="top" width="19%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 4.5pt" align="right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">20,555 Shares</font></div>
</td>
<td valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">**</font></div>
</td>
<td align="right" valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">247,894</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td align="left" valign="top" width="37%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;Invesco Van Kampen Comstock Fund</font></div>
</td>
<td align="right" valign="top" width="19%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 4.5pt" align="right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">5,798 Shares</font></div>
</td>
<td valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">**</font></div>
</td>
<td align="right" valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">95,023</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td align="left" valign="top" width="37%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;Putnam Voyager Fund</font></div>
</td>
<td align="right" valign="top" width="19%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 4.5pt" align="right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">289 Shares</font></div>
</td>
<td valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">**</font></div>
</td>
<td align="right" valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">5,917</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td align="left" valign="top" width="37%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;Templeton Growth Fund</font></div>
</td>
<td align="right" valign="top" width="19%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 4.5pt" align="right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">488 Shares</font></div>
</td>
<td valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">**</font></div>
</td>
<td align="right" valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">8,244</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td align="left" valign="top" width="37%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;Victory Established Value Fund</font></div>
</td>
<td align="right" valign="top" width="19%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 4.5pt" align="right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">10,772 Shares</font></div>
</td>
<td valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">**</font></div>
</td>
<td align="right" valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">284,712</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="top" width="37%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="top" width="19%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="top" width="13%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="top" width="13%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="2%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="top" width="37%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="top" width="19%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="top" width="13%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="top" width="13%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 3.6pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">*</font></div>
</td>
<td align="left" valign="top" width="37%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 12pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">Southern Missouri Bancorp, Inc. Common Stock (SMBC)</font></div>
</td>
<td align="right" valign="top" width="19%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 12pt; MARGIN-RIGHT: 3.6pt" align="right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">204,564 Shares</font></div>
</td>
<td valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">**</font></div>
</td>
<td align="right" valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">4,346,995</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="top" width="37%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="top" width="19%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="top" width="13%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="top" width="13%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="2%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="top" width="37%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="top" width="19%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="top" width="13%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="top" width="13%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 3.6pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">*</font></div>
</td>
<td align="left" valign="top" width="37%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 12pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">Cash &#8211; SMBC Awaiting Purchase Fund</font></div>
</td>
<td valign="top" width="19%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">**</font></div>
</td>
<td align="right" valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">11</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="top" width="37%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="top" width="19%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="top" width="13%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="top" width="13%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="2%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="top" width="37%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="top" width="19%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="top" width="13%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="top" width="13%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 3.6pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">*</font></div>
</td>
<td align="left" valign="top" width="37%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 12pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">Notes Receivable from Participants</font></div>
</td>
<td align="right" valign="top" width="19%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 12pt; MARGIN-RIGHT: 3.6pt" align="right"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">Interest rate of 4.25%</font></div>
</td>
<td valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">**</font></div>
</td>
<td align="right" valign="top" width="13%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt"><font style="FONT-STYLE: normal; DISPLAY: inline">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;111,451</font></font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="top" width="37%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="top" width="19%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="top" width="13%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="top" width="13%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="2%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="top" width="37%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="top" width="19%"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></td>
<td valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">**</font></div>
</td>
<td align="right" valign="top" width="13%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt"><font style="FONT-STYLE: italic"><font style="FONT-STYLE: normal">$<font style="FONT-STYLE: normal; DISPLAY: inline">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;6,503,546</font><font id="TAB2" style="FONT-STYLE: normal; LETTER-SPACING: 0pt; COLOR: black">&#160;</font></font></font></font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td style="WIDTH: 10.8pt">
<div><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></div>
</td>
<td>
<div align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">* Party-in-interest</font></div>
</td>
</tr></table>
</div>

<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td style="WIDTH: 10.8pt">
<div><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 12pt">&#160; </font></div>
</td>
<td>
<div align="left"><font style="FONT-STYLE: normal; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">** Assets are participant-directed investments; therefore, cost information is not required</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">13</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<br>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">SIGNATURES</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font><font style="DISPLAY: inline; FONT-WEIGHT: bold">The Plan.</font> Pursuant to the requirements of the Securities Exchange Act of 1934, the trustees (or other persons who administer the employee benefit plan) have duly caused this annual report to be signed on its behalf by the undersigned hereunto duly authorized.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">SOUTHERN BANK 401(k) RETIREMENT PLAN</font></div>
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<td valign="top" width="7%">By:&#160;</td>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">By:</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">Matthew T. Funke</div>
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<DOCUMENT>
<TYPE>EX-23
<SEQUENCE>2
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<div style="TEXT-ALIGN: right">Exhibit 23</div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Consent of Independent Registered Public Accounting Firm</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">We consent to the incorporation by reference in the Registration Statement on Form S-8 (File No 333-170651) of Southern Missouri Bancorp, Inc. of our report dated December 27, 2012, with respect to the financial statements of the Southern Bank 401(k) Retirement Plan included in this Annual Report (Form 11-K) for the year ended June 30, 2012.</font></font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">/s/ BKD, LLP</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">St. Louis, Missouri</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">December 27, 2012</font></div>
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