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Note 3: Loans and Allowance For Loan Losses: Schedule of Impaired Loans (Tables) | 12 Months Ended
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Jun. 30, 2013
Tables/Schedules |
Schedule of Impaired Loans |
| June 30, 2013
| Recorded | Unpaid Principal | Specific
| Balance | Balance | Allowance
Loans without a specific valuation allowance: |  |  |
Residential real estate | $1,701,720 | $2,096,135 | $-
Construction real estate | - | - | -
Commercial real estate | 3,115,324 | 3,167,982 | -
Consumer loans | - | - | -
Commercial loans | 387,167 | 391,759 | -
Loans with a specific valuation allowance: |  |  |
Residential real estate | $- | $- | $-
Construction real estate | - | - | -
Commercial real estate | 144,328 | 144,328 | 85,000
Consumer loans | - | - | -
Commercial loans | 755,883 | 1,325,760 | 557,489
Total: |  |  |
Residential real estate | $1,701,720 | $2,096,135 | $-
Construction real estate | $- | $- | $-
Commercial real estate | $3,259,652 | $3,312,310 | $85,000
Consumer loans | $- | $- | $-
Commercial loans | $1,143,050 | $1,717,519 | $557,489
| June 30, 2012
| Recorded | Unpaid Principal | Specific
| Balance | Balance | Allowance
Loans without a specific valuation allowance: |  |  |
Residential real estate | $1,531,881 | $2,160,350 | $-
Construction real estate | - | - | -
Commercial real estate | 2,563,744 | 2,935,620 | -
Consumer loans | - | - | -
Commercial loans | 845,692 | 868,844 | -
Loans with a specific valuation allowance: |  |  |
Residential real estate | $- | $- | $-
Construction real estate | - | - | -
Commercial real estate | 982,884 | 1,014,082 | 353,159
Consumer loans | - | - | -
Commercial loans | 930,123 | 1,500,000 | 376,137
Total: |  |  |
Residential real estate | $1,531,881 | $2,160,350 | $-
Construction real estate | $- | $- | $-
Commercial real estate | $3,546,628 | $3,949,702 | $353,159
Consumer loans | $- | $- | $-
Commercial loans | $1,775,815 | $2,368,844 | $376,137

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