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Note 3: Loans and Allowance For Loan Losses: Schedule of Credit Risk Profile Based on Rating Category (Tables) | 12 Months Ended
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Jun. 30, 2013
Tables/Schedules |
Schedule of Credit Risk Profile Based on Rating Category |
| Residential | Construction | Commercial |  |
June 30, 2013 | Real Estate | Real Estate | Real Estate | Consumer | Commercial
Pass | $231,230,256 | $19,932,817 | $237,131,788 | $28,252,411 | $129,782,625
Watch | 1,881,836 | - | 1,594,368 | 41,463 | 55,858
Special Mention | - | - | - | - | -
Substandard | 776,350 | - | 3,577,766 | 121,004 | 1,030,001
Doubtful | - | - | - | - | -
Total | $233,888,442 | $19,932,817 | $242,303,922 | $28,414,878 | $130,868,484
| Residential | Construction | Commercial |  |
June 30, 2012 | Real Estate | Real Estate | Real Estate | Consumer | Commercial
Pass | $198,847,363 | $22,811,575 | $194,280,920 | $28,967,594 | $129,572,873
Watch | 1,561,263 | - | 149,940 | - | 5,398,255
Special Mention | - | - | - | - | -
Substandard | 604,072 | - | 6,526,569 | 18,311 | 2,033,094
Doubtful | - | - | - | - | -
Total | $201,012,698 | $22,811,575 | $200,957,429 | $28,985,905 | $137,004,222

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