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Loans and Allowance For Loan Losses: Schedule of Allowance for Loan Losses and Recorded Investment Based on Portfolio Segment and Impairment Methods (Details) (USD $) | 3 Months Ended | 6 Months Ended
--- | --- | ---
Dec. 31, 2012 | Jun. 30, 2012 | Dec. 31, 2011 | Dec. 31, 2012 | Dec. 31, 2011
Conventional Real Estate Loans | Allowance for Loan Losses |  |  |  |  |
Allowance balance beginning of period | $ 1,714,363 |  | $ 1,711,466 | $ 1,635,346 | $ 1,618,285
Provision for Loan Losses Expensed | 197,478 |  | 139,154 | 290,255 | 304,647
Allowance for Loan and Lease Losses, Write-offs | (189,370) |  | (14,452) | (203,242) | (91,369)
Allowance for Loan and Lease Losses, Recoveries of Bad Debts | 112 |  | 1,946 | 224 | 6,551
Allowance balance end of period | 1,722,583 |  | 1,838,114 | 1,722,583 | 1,838,114
Conventional Real Estate Loans | EndingBalanceMember |  |  |  |  |
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 1,722,583 |  | 1,838,114 | 1,722,583 | 1,838,114
Conventional Real Estate Loans | Loans |  |  |  |  |
Financing Receivable, Collectively Evaluated for Impairment | 224,220,783 |  |  | 224,220,783 |
Loans Receivable Acquired With Deteriorated Credit Quality |  |  |  | 1,680,910 |
Construction Real Estate Loans | Allowance for Loan Losses |  |  |  |  |
Allowance balance beginning of period | 191,784 |  | 375,531 | 243,169 | 192,752
Provision for Loan Losses Expensed | (39,528) |  | (192,511) | (90,913) | (10,192)
Allowance for Loan and Lease Losses, Recoveries of Bad Debts |  |  |  |  | 460
Allowance balance end of period | 152,256 | 243,169 | 183,020 | 152,256 | 183,020
Construction Real Estate Loans | EndingBalanceMember |  |  |  |  |
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 152,256 | 243,169 | 183,020 | 152,256 | 183,020
Construction Real Estate Loans | Loans |  |  |  |  |
Financing Receivable, Collectively Evaluated for Impairment | 12,708,780 | 22,811,575 |  | 12,708,780 |
Commercial Real Estate Loans | Allowance for Loan Losses |  |  |  |  |
Allowance balance beginning of period | 3,456,760 |  | 2,256,971 | 2,985,838 | 2,671,482
Provision for Loan Losses Expensed | 344,852 |  | 393,202 | 815,427 | 3,743
Allowance for Loan and Lease Losses, Write-offs | (416,843) |  |  | (417,071) | (24,824)
Allowance for Loan and Lease Losses, Recoveries of Bad Debts | 3,887 |  | 658 | 4,462 | 430
Allowance balance end of period | 3,388,656 | 2,985,838 | 2,650,831 | 3,388,656 | 2,650,831
Commercial Real Estate Loans | EndingBalanceMember |  |  |  |  |
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment | 100,000 | 347,815 | 100,000 | 100,000 | 100,000
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 3,288,656 | 2,632,679 | 2,409,101 | 3,288,656 | 2,409,101
Financing Receivable, Allowance for Credit Losses, Acquired with Deteriorated Credit Quality |  | 5,344 | 141,730 |  | 141,730
Commercial Real Estate Loans | Loans |  |  |  |  |
Financing Receivable, Individually Evaluated for Impairment | 165,144 | 976,881 |  | 165,144 |
Financing Receivable, Collectively Evaluated for Impairment | 233,397,723 | 198,296,430 |  | 233,397,723 |
Loans Receivable Acquired With Deteriorated Credit Quality |  | 1,684,118 |  | 1,648,101 |
Consumer Loans | Allowance for Loan Losses |  |  |  |  |
Allowance balance beginning of period | 522,655 |  | 520,918 | 483,597 | 441,207
Provision for Loan Losses Expensed | (683) |  | 39,471 | 44,680 | 214,197
Allowance for Loan and Lease Losses, Write-offs |  |  | (31,161) | (8,589) | (127,767)
Allowance for Loan and Lease Losses, Recoveries of Bad Debts | 4,414 |  | 5,551 | 6,698 | 7,143
Allowance balance end of period | 526,386 | 483,597 | 534,780 | 526,386 | 534,780
Consumer Loans | EndingBalanceMember |  |  |  |  |
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 526,386 | 483,597 | 534,780 | 526,386 | 534,780
Consumer Loans | Loans |  |  |  |  |
Financing Receivable, Collectively Evaluated for Impairment | 28,187,249 | 28,985,905 |  | 28,187,249 |
Commercial Loans | Allowance for Loan Losses |  |  |  |  |
Allowance balance beginning of period | 2,195,276 |  | 1,887,175 | 2,144,104 | 1,514,725
Provision for Loan Losses Expensed | (40,102) |  | (33,883) | 13,257 | 349,722
Allowance for Loan and Lease Losses, Write-offs | (26,223) |  | (22,470) | (29,466) | (33,625)
Allowance for Loan and Lease Losses, Recoveries of Bad Debts | 1,369 |  | 9,024 | 2,425 | 9,024
Allowance balance end of period | 2,130,320 | 2,144,104 | 1,839,846 | 2,130,320 | 1,839,846
Commercial Loans | EndingBalanceMember |  |  |  |  |
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 1,620,333 | 1,767,967 | 1,817,931 | 1,620,333 | 1,817,931
Financing Receivable, Allowance for Credit Losses, Acquired with Deteriorated Credit Quality | 509,987 | 376,137 | 21,915 | 509,987 | 21,915
Commercial Loans | Loans |  |  |  |  |
Financing Receivable, Collectively Evaluated for Impairment | 123,862,663 | 135,649,513 |  | 123,862,663 |
Loans Receivable Acquired With Deteriorated Credit Quality |  | 1,354,709 |  | 1,300,444 |
Total Loans | Allowance for Loan Losses |  |  |  |  |
Allowance balance beginning of period | 8,080,838 |  | 6,752,061 | 7,492,054 | 6,438,451
Provision for Loan Losses Expensed | 462,017 |  | 345,433 | 1,072,706 | 862,116
Allowance for Loan and Lease Losses, Write-offs | (632,436) |  | (68,083) | (658,368) | (277,585)
Allowance for Loan and Lease Losses, Recoveries of Bad Debts | 9,782 |  | 17,179 | 13,809 | 23,608
Allowance balance end of period | 7,920,201 | 7,492,054 | 7,046,590 | 7,920,201 | 7,046,590
Total Loans | EndingBalanceMember |  |  |  |  |
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment | 100,000 | 347,815 | 100,000 | 100,000 | 100,000
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 7,310,214 | 6,762,758 | 6,782,945 | 7,310,214 | 6,782,945
Financing Receivable, Allowance for Credit Losses, Acquired with Deteriorated Credit Quality | 509,987 | 381,481 | 163,645 | 509,987 | 163,645
Total Loans | Loans |  |  |  |  |
Financing Receivable, Individually Evaluated for Impairment | 165,144 | 976,881 |  | 165,144 |
Financing Receivable, Collectively Evaluated for Impairment | 622,377,198 | 585,258,112 |  | 622,377,198 |
Loans Receivable Acquired With Deteriorated Credit Quality |  | 4,536,836 |  | 4,629,455 |
Residential Real Estate Loans | Allowance for Loan Losses |  |  |  |  |
Allowance balance end of period |  | 1,635,346 |  |  |
Residential Real Estate Loans | EndingBalanceMember |  |  |  |  |
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment |  | 1,635,346 |  |  |
Residential Real Estate Loans | Loans |  |  |  |  |
Financing Receivable, Collectively Evaluated for Impairment |  | 199,514,689 |  |  |
Loans Receivable Acquired With Deteriorated Credit Quality |  | $ 1,498,009 |  |  |

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- Definition Reflects a reduction in bad debt expense attributable to collections of loans and lease receivables which had previously been fully or partially charged off as bad debts. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Statement of Financial Accounting Standard (FAS) -Number 114 -Paragraph 20 -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy. Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.7(d)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=7512638&loc=d3e5212-111524 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 03 -Paragraph 7 -Subparagraph d -Article 9 + Details
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